Birchcreek Wealth Management, LLC Activity Q4 2020-Q3 2023

Q3 2023

			Value		Shares		↓ Weighting
IUSG	Buy	ISHARES TRcore s&p us gwt	$9,805,728	+13.5%	103,403	+16.9%	6.65%	+10.2%
SHY	Buy	ISHARES TR1 3 yr treas bd	$7,555,219	+6.0%	93,309	+6.2%	5.12%	+3.0%
IUSV	Buy	ISHARES TRcore s&p us vlu	$7,524,438	+10.8%	100,837	+16.2%	5.10%	+7.6%
VCSH	Buy	VANGUARD SCOTTSDALE FDSshrt trm corp bd	$6,348,384	+1.8%	84,476	+2.5%	4.30%	-1.1%
SHV	Buy	ISHARES TRshort treas bd	$5,290,329	+12.9%	47,889	+12.9%	3.59%	+9.6%
IEFA	Buy	ISHARES TRcore msci eafe	$5,235,535	+5.5%	81,360	+10.7%	3.55%	+2.5%
AAPL	Sell	APPLE INC	$3,831,337	-14.2%	22,378	-2.8%	2.60%	-16.7%
RSP	Buy	INVESCO EXCHANGE TRADED FD Ts&p500 eql wgt	$3,707,695	+12.7%	26,168	+19.0%	2.51%	+9.4%
VUG	Buy	VANGUARD INDEX FDSgrowth etf	$3,682,885	-1.6%	13,525	+2.2%	2.50%	-4.5%
VTV	Buy	VANGUARD INDEX FDSvalue etf	$3,640,664	+3.7%	26,395	+6.8%	2.47%	+0.7%
VGSH	Buy	VANGUARD SCOTTSDALE FDSshort term treas	$2,892,628	+8.7%	50,219	+9.0%	1.96%	+5.6%
XLK	Buy	SELECT SECTOR SPDR TRtechnology	$2,893,087	+83.9%	17,648	+95.0%	1.96%	+78.6%
IJR	Buy	ISHARES TRcore s&p scp etf	$2,875,119	+6.4%	30,479	+12.4%	1.95%	+3.3%
VGT	Sell	VANGUARD WORLD FDSinf tech etf	$2,687,307	-8.9%	6,477	-2.9%	1.82%	-11.5%
MSFT	Sell	MICROSOFT CORP	$2,434,748	-7.4%	7,711	-0.1%	1.65%	-10.1%
XLY	Buy	SELECT SECTOR SPDR TRsbi cons discr	$2,328,827	+23.6%	14,467	+30.4%	1.58%	+20.1%
XLV	Buy	SELECT SECTOR SPDR TRsbi healthcare	$2,132,756	+87.0%	16,566	+92.8%	1.45%	+81.7%
IJH	Buy	ISHARES TRcore s&p mcp etf	$1,891,169	+10.6%	7,584	+16.0%	1.28%	+7.5%
VTIP	Buy	VANGUARD MALVERN FDSstrm infproidx	$1,776,722	+20.3%	37,579	+20.6%	1.20%	+16.8%
QQQ	Sell	INVESCO QQQ TRunit ser 1	$1,733,270	-9.4%	4,838	-6.6%	1.18%	-12.1%
PG	Buy	PROCTER AND GAMBLE CO	$1,714,293	-3.7%	11,753	+0.2%	1.16%	-6.4%
NVDA	Buy	NVIDIA CORPORATION	$1,698,201	+4.3%	3,904	+1.4%	1.15%	+1.2%
FHLC	Sell	FIDELITY COVINGTON TRUSTmsci hlth care i	$1,525,083	-38.0%	25,175	-35.4%	1.03%	-39.8%
DFAI	Buy	DIMENSIONAL ETF TRUSTintl core eqt mk	$1,480,292	+4.8%	56,694	+9.6%	1.00%	+1.8%
IEMG	Buy	ISHARES INCcore msci emkt	$1,474,745	+4.2%	30,989	+7.9%	1.00%	+1.2%
XLC	Buy	SELECT SECTOR SPDR TR	$1,407,018	+69.0%	21,458	+67.7%	0.95%	+64.2%
XLF	Buy	SELECT SECTOR SPDR TRfinancial	$1,371,379	+61.5%	41,344	+64.1%	0.93%	+56.8%
XLI	Buy	SELECT SECTOR SPDR TRindl	$1,343,349	+37.5%	13,251	+45.5%	0.91%	+33.6%
FNCL	Sell	FIDELITY COVINGTON TRUSTmsci finls idx	$1,229,709	-18.7%	26,411	-17.8%	0.83%	-21.0%
VIS	Sell	VANGUARD WORLD FDSindustrial etf	$1,227,789	-6.2%	6,297	-1.2%	0.83%	-9.0%
VYM	Sell	VANGUARD WHITEHALL FDShigh div yld	$1,215,924	-14.6%	11,769	-12.3%	0.82%	-17.1%
AMZN	Sell	AMAZON COM INC	$1,159,716	-8.4%	9,123	-6.0%	0.79%	-11.0%
VGIT	New	VANGUARD SCOTTSDALE FDSinter term treas	$1,135,428	–	19,868	–	0.77%	–
XLE	Buy	SELECT SECTOR SPDR TRenergy	$1,124,578	+31.5%	12,441	+18.1%	0.76%	+27.6%
LLY	Sell	ELI LILLY & CO	$1,116,693	+14.0%	2,079	-0.5%	0.76%	+10.7%
DFAE	Buy	DIMENSIONAL ETF TRUSTemgr cre eqt mng	$1,083,896	+10.3%	48,024	+14.6%	0.74%	+7.1%
INTC	Buy	INTEL CORP	$1,055,622	+7.0%	29,694	+0.6%	0.72%	+3.9%
XLU	Buy	SELECT SECTOR SPDR TRsbi int-utils	$1,054,207	+3.1%	17,889	+14.5%	0.72%	+0.1%
XLP	Buy	SELECT SECTOR SPDR TRsbi cons stpls	$1,030,777	+37.4%	14,980	+48.1%	0.70%	+33.4%
JPM	Buy	JPMORGAN CHASE & CO	$1,024,707	+4.0%	7,066	+4.3%	0.70%	+1.0%
GOOGL	Sell	ALPHABET INCcap stk cl a	$1,024,765	+3.1%	7,831	-5.7%	0.70%	+0.1%
IVV	Sell	ISHARES TRcore s&p500 etf	$993,228	-4.0%	2,313	-0.4%	0.67%	-6.8%
VXUS	Buy	VANGUARD STAR FDSvg tl intl stk f	$975,402	+2.7%	18,225	+7.6%	0.66%	-0.3%
FCOM	Sell	FIDELITY COVINGTON TRUST	$901,793	-26.2%	22,709	-25.2%	0.61%	-28.4%
FTEC	Sell	FIDELITY COVINGTON TRUSTmsci info tech i	$898,990	-57.0%	7,313	-54.3%	0.61%	-58.2%
JNJ	Sell	JOHNSON & JOHNSON	$856,937	-12.8%	5,502	-7.3%	0.58%	-15.3%
CALF	Buy	PACER FDS TRpacer us small	$791,050	+66.9%	18,970	+62.9%	0.54%	+61.9%
VDC	Sell	VANGUARD WORLD FDSconsum stp etf	$757,350	-7.2%	4,146	-1.2%	0.51%	-10.0%
ISTB	Sell	ISHARES TRcore 1 5 yr usd	$739,993	-13.7%	15,955	-13.2%	0.50%	-16.2%
COWZ	Sell	PACER FDS TRus cash cows 100	$718,961	-36.3%	14,545	-38.4%	0.49%	-38.3%
VEA	Buy	VANGUARD TAX-MANAGED FDSvan ftse dev mkt	$711,980	+13.0%	16,285	+19.3%	0.48%	+9.8%
BYLD	New	ISHARES TRyld optim bd	$686,250	–	32,106	–	0.46%	–
FNDF	Sell	SCHWAB STRATEGIC TRschwb fdt int lg	$686,579	-11.2%	21,679	-9.5%	0.46%	-13.9%
SPY	Buy	SPDR S&P 500 ETF TRtr unit	$671,022	-2.9%	1,570	+0.8%	0.46%	-5.6%
CVX	Sell	CHEVRON CORP NEW	$666,723	+5.4%	3,954	-1.7%	0.45%	+2.3%
FNDX	Sell	SCHWAB STRATEGIC TRschwab fdt us lg	$634,533	-11.3%	11,337	-8.8%	0.43%	-13.8%
DFAS	Buy	DIMENSIONAL ETF TRUSTus small cap etf	$620,531	+94.9%	11,822	+103.4%	0.42%	+89.6%
HD	Sell	HOME DEPOT INC	$613,385	-4.4%	2,030	-1.7%	0.42%	-7.1%
XOM	Sell	EXXON MOBIL CORP	$611,306	-0.9%	5,199	-9.6%	0.41%	-3.9%
FREL	Buy	FIDELITY COVINGTON TRUSTmsci rl est etf	$610,576	+6.2%	26,839	+17.2%	0.41%	+3.2%
PEP	Buy	PEPSICO INC	$599,140	-8.4%	3,536	+0.1%	0.41%	-11.2%
SCHD	Sell	SCHWAB STRATEGIC TRus dividend eq	$599,141	-32.6%	8,467	-30.9%	0.41%	-34.6%
IAU	Sell	ISHARES GOLD TRishares new	$596,440	-52.2%	17,046	-50.3%	0.40%	-53.6%
XLRE	Buy	SELECT SECTOR SPDR TRrl est sel sec	$558,496	+28.2%	16,393	+41.8%	0.38%	+24.7%
JPST	Sell	J P MORGAN EXCHANGE TRADED Fultra shrt inc	$551,382	-24.9%	10,988	-24.9%	0.37%	-27.0%
ICSH	Sell	ISHARES TRblackrock ultra	$546,733	-18.2%	10,852	-18.3%	0.37%	-20.4%
DEM	Buy	WISDOMTREE TRemer mkt high fd	$534,767	+158.6%	14,268	+164.1%	0.36%	+152.1%
VTI	Sell	VANGUARD INDEX FDStotal stk mkt	$532,830	-4.4%	2,509	-0.9%	0.36%	-7.2%
BRKB	Buy	BERKSHIRE HATHAWAY INC DELcl b new	$530,354	+30.8%	1,514	+27.3%	0.36%	+27.2%
FLDR	New	FIDELITY MERRIMACK STR TRlow durtin etf	$517,856	–	10,453	–	0.35%	–
SPHQ	Buy	INVESCO EXCHANGE TRADED FD Ts&p500 quality	$504,162	+47.1%	10,075	+48.3%	0.34%	+43.1%
VO	Sell	VANGUARD INDEX FDSmid cap etf	$496,652	-7.9%	2,385	-2.6%	0.34%	-10.4%
NFLX	Buy	NETFLIX INC	$473,888	-5.3%	1,255	+10.5%	0.32%	-8.0%
ORCL	Sell	ORACLE CORP	$455,986	-11.5%	4,305	-0.5%	0.31%	-14.2%
UNH	Sell	UNITEDHEALTH GROUP INC	$441,166	-1.4%	875	-6.0%	0.30%	-4.2%
VB	Buy	VANGUARD INDEX FDSsmall cp etf	$436,374	-2.5%	2,308	+2.6%	0.30%	-5.1%
TDV	Buy	PROSHARES TRs&p tech dividen	$431,530	-6.1%	6,944	+0.1%	0.29%	-8.7%
DUK	Buy	DUKE ENERGY CORP NEW	$425,590	+5.0%	4,822	+6.8%	0.29%	+2.1%
XLB	Buy	SELECT SECTOR SPDR TRsbi materials	$422,980	+33.4%	5,385	+40.7%	0.29%	+29.9%
VHT	Sell	VANGUARD WORLD FDShealth car etf	$398,638	-6.7%	1,696	-2.8%	0.27%	-9.4%
UNP	Buy	UNION PAC CORP	$396,875	+1.5%	1,949	+2.0%	0.27%	-1.5%
MRK	Buy	MERCK & CO INC	$379,860	-3.1%	3,690	+8.6%	0.26%	-5.8%
QCOM	Buy	QUALCOMM INC	$376,049	-1.7%	3,386	+5.4%	0.26%	-4.5%
ABBV	Sell	ABBVIE INC	$374,439	+5.0%	2,512	-5.1%	0.25%	+2.0%
FLQH	New	FRANKLIN TEMPLETON ETF TRintl cor div til	$371,813	–	13,322	–	0.25%	–
VAW	Sell	VANGUARD WORLD FDSmaterials etf	$353,666	-6.0%	2,050	-0.8%	0.24%	-8.7%
BSV	Sell	VANGUARD BD INDEX FDSshort trm bond	$353,825	-27.9%	4,707	-27.5%	0.24%	-29.8%
LOW	Sell	LOWES COS INC	$350,418	-8.4%	1,686	-0.5%	0.24%	-10.9%
	Buy	DIMENSIONAL ETF TRUSTintl high profit	$349,143	-4.7%	15,056	+0.6%	0.24%	-7.4%
IDEV	Sell	ISHARES TRcore msci intl	$335,739	-23.0%	5,761	-19.3%	0.23%	-25.2%
VCIT	New	VANGUARD SCOTTSDALE FDSint-term corp	$328,285	–	4,321	–	0.22%	–
HON	Buy	HONEYWELL INTL INC	$320,524	-9.2%	1,735	+1.9%	0.22%	-12.1%
DE	Sell	DEERE & CO	$316,999	-8.2%	840	-1.4%	0.22%	-10.8%
IEF	Buy	ISHARES TR7-10 yr trsy bd	$304,834	-2.5%	3,328	+2.8%	0.21%	-5.0%
ANET	Buy	ARISTA NETWORKS INC	$302,749	+35.9%	1,646	+19.7%	0.20%	+31.4%
MCD	Sell	MCDONALDS CORP	$300,190	-19.4%	1,140	-8.7%	0.20%	-21.5%
HDV	Sell	ISHARES TRcore high dv etf	$292,418	-41.6%	2,957	-40.5%	0.20%	-43.3%
LMT	Buy	LOCKHEED MARTIN CORP	$284,227	-9.1%	695	+2.4%	0.19%	-11.5%
WMT	Buy	WALMART INC	$284,316	+5.8%	1,778	+4.0%	0.19%	+2.7%
FDIS	Sell	FIDELITY COVINGTON TRUSTmsci consm dis	$281,649	-56.1%	4,032	-53.9%	0.19%	-57.4%
IBM	Sell	INTERNATIONAL BUSINESS MACHS	$271,340	-2.4%	1,934	-6.9%	0.18%	-5.2%
EMR	Buy	EMERSON ELEC CO	$265,568	+22.7%	2,750	+14.9%	0.18%	+19.2%
D	Sell	DOMINION ENERGY INC	$239,029	-19.7%	5,351	-7.0%	0.16%	-22.1%
PULS	Buy	PGIM ETF TRpgim ultra sh bd	$237,413	+15.7%	4,797	+15.5%	0.16%	+12.6%
PFE	Buy	PFIZER INC	$237,663	+12.9%	7,165	+24.9%	0.16%	+9.5%
FENY	Sell	FIDELITY COVINGTON TRUSTmsci energy idx	$235,954	-45.1%	9,472	-51.1%	0.16%	-46.7%
VUSB	Sell	VANGUARD BD INDEX FDSvanguard ultra	$232,668	-31.8%	4,730	-31.8%	0.16%	-33.6%
ITOT	Buy	ISHARES TRcore s&p ttl stk	$230,808	-1.6%	2,450	+2.3%	0.16%	-4.9%
FSTA	Sell	FIDELITY COVINGTON TRUSTconsmr staples	$225,587	-59.2%	5,298	-56.4%	0.15%	-60.4%
KO	Buy	COCA COLA CO	$225,725	-5.7%	4,032	+1.4%	0.15%	-8.4%
SLQD	Buy	ISHARES TR0-5yr invt gr cp	$225,183	-0.3%	4,692	+0.2%	0.15%	-3.2%
FIDU	Sell	FIDELITY COVINGTON TRUSTmsci indl indx	$220,606	-63.0%	4,076	-61.2%	0.15%	-64.0%
HTAB	New	HARTFORD FDS EXCHANGE TRADEDschrdrs tax bd	$219,459	–	12,012	–	0.15%	–
COST	New	COSTCO WHSL CORP NEW	$218,075	–	386	–	0.15%	–
	Sell	DIMENSIONAL ETF TRUSTus high profitab	$215,218	-61.8%	8,378	-60.5%	0.15%	-62.8%
ACN	Buy	ACCENTURE PLC IRELAND	$215,898	+2.0%	703	+2.5%	0.15%	-1.4%
TT	New	TRANE TECHNOLOGIES PLC	$202,910	–	1,000	–	0.14%	–
QYLD	New	GLOBAL X FDSnasdaq 100 cover	$192,553	–	11,482	–	0.13%	–
ETV	Sell	EATON VANCE TAX-MANAGED BUY-	$150,738	-23.1%	12,593	-17.9%	0.10%	-25.5%
TGT	Exit	TARGET CORP	$0	–	-1,519	–	-0.14%	–
KR	Exit	KROGER CO	$0	–	-4,273	–	-0.14%	–
MGK	Exit	VANGUARD WORLD FDmega grwth ind	$0	–	-877	–	-0.14%	–
IEI	Exit	ISHARES TR3 7 yr treas bd	$0	–	-1,818	–	-0.15%	–
DIS	Exit	DISNEY WALT CO	$0	–	-2,456	–	-0.15%	–
GSY	Exit	INVESCO ACTIVELY MANAGED ETFultra shrt dur	$0	–	-4,634	–	-0.16%	–
AWK	Exit	AMERICAN WTR WKS CO INC NEW	$0	–	-1,651	–	-0.16%	–
TSLA	Exit	TESLA INC	$0	–	-922	–	-0.17%	–
FNDE	Exit	SCHWAB STRATEGIC TRschwb fdt emk lg	$0	–	-11,251	–	-0.21%	–

Q2 2023

			Value		Shares		↓ Weighting
IUSG	New	ISHARES TRcore s&p us gwt	$8,640,039	–	88,489	–	6.03%	–
SHY	New	ISHARES TR1 3 yr treas bd	$7,124,315	–	87,868	–	4.97%	–
IUSV	New	ISHARES TRcore s&p us vlu	$6,791,305	–	86,779	–	4.74%	–
VCSH	New	VANGUARD SCOTTSDALE FDSshrt trm corp bd	$6,236,418	–	82,427	–	4.35%	–
IEFA	New	ISHARES TRcore msci eafe	$4,960,906	–	73,495	–	3.46%	–
SHV	New	ISHARES TRshort treas bd	$4,686,873	–	42,434	–	3.27%	–
AAPL	New	APPLE INC	$4,467,323	–	23,031	–	3.12%	–
VUG	New	VANGUARD INDEX FDSgrowth etf	$3,744,319	–	13,233	–	2.61%	–
VTV	New	VANGUARD INDEX FDSvalue etf	$3,512,420	–	24,718	–	2.45%	–
RSP	New	INVESCO EXCHANGE TRADED FD Ts&p500 eql wgt	$3,291,121	–	21,994	–	2.30%	–
VGT	New	VANGUARD WORLD FDSinf tech etf	$2,948,765	–	6,669	–	2.06%	–
IJR	New	ISHARES TRcore s&p scp etf	$2,702,694	–	27,122	–	1.89%	–
VGSH	New	VANGUARD SCOTTSDALE FDSshort term treas	$2,660,023	–	46,077	–	1.86%	–
MSFT	New	MICROSOFT CORP	$2,629,650	–	7,722	–	1.84%	–
FHLC	New	FIDELITY COVINGTON TRUSTmsci hlth care i	$2,459,834	–	38,971	–	1.72%	–
FTEC	New	FIDELITY COVINGTON TRUSTmsci info tech i	$2,089,015	–	15,991	–	1.46%	–
QQQ	New	INVESCO QQQ TRunit ser 1	$1,913,855	–	5,181	–	1.34%	–
XLY	New	SELECT SECTOR SPDR TRsbi cons discr	$1,883,622	–	11,093	–	1.32%	–
PG	New	PROCTER AND GAMBLE CO	$1,779,758	–	11,729	–	1.24%	–
IJH	New	ISHARES TRcore s&p mcp etf	$1,709,382	–	6,537	–	1.19%	–
NVDA	New	NVIDIA CORPORATION	$1,628,204	–	3,849	–	1.14%	–
XLK	New	SELECT SECTOR SPDR TRtechnology	$1,573,359	–	9,050	–	1.10%	–
FNCL	New	FIDELITY COVINGTON TRUSTmsci finls idx	$1,512,543	–	32,134	–	1.06%	–
VTIP	New	VANGUARD MALVERN FDSstrm infproidx	$1,477,133	–	31,150	–	1.03%	–
VYM	New	VANGUARD WHITEHALL FDShigh div yld	$1,424,193	–	13,427	–	0.99%	–
IEMG	New	ISHARES INCcore msci emkt	$1,415,973	–	28,727	–	0.99%	–
DFAI	New	DIMENSIONAL ETF TRUSTintl core eqt mk	$1,412,967	–	51,719	–	0.99%	–
VIG	New	VANGUARD SPECIALIZED FUNDSdiv app etf	$1,405,182	–	8,651	–	0.98%	–
VIS	New	VANGUARD WORLD FDSindustrial etf	$1,309,637	–	6,372	–	0.91%	–
AMZN	New	AMAZON COM INC	$1,265,405	–	9,707	–	0.88%	–
IAU	New	ISHARES GOLD TRishares new	$1,247,340	–	34,277	–	0.87%	–
FCOM	New	FIDELITY COVINGTON TRUST	$1,222,110	–	30,363	–	0.85%	–
XLV	New	SELECT SECTOR SPDR TRsbi healthcare	$1,140,421	–	8,592	–	0.80%	–
COWZ	New	PACER FDS TRus cash cows 100	$1,129,526	–	23,596	–	0.79%	–
IVV	New	ISHARES TRcore s&p500 etf	$1,034,756	–	2,322	–	0.72%	–
XLU	New	SELECT SECTOR SPDR TRsbi int-utils	$1,022,238	–	15,621	–	0.71%	–
GOOGL	New	ALPHABET INCcap stk cl a	$994,348	–	8,307	–	0.69%	–
INTC	New	INTEL CORP	$986,881	–	29,512	–	0.69%	–
JPM	New	JPMORGAN CHASE & CO	$985,351	–	6,775	–	0.69%	–
DFAE	New	DIMENSIONAL ETF TRUSTemgr cre eqt mng	$982,938	–	41,898	–	0.69%	–
JNJ	New	JOHNSON & JOHNSON	$982,858	–	5,938	–	0.69%	–
LLY	New	LILLY ELI & CO	$979,699	–	2,089	–	0.68%	–
XLI	New	SELECT SECTOR SPDR TRsbi int-inds	$977,218	–	9,106	–	0.68%	–
VXUS	New	VANGUARD STAR FDSvg tl intl stk f	$949,995	–	16,940	–	0.66%	–
SCHD	New	SCHWAB STRATEGIC TRus dividend eq	$889,377	–	12,247	–	0.62%	–
ISTB	New	ISHARES TRcore 1 5 yr usd	$857,394	–	18,383	–	0.60%	–
XLE	New	SELECT SECTOR SPDR TRenergy	$855,069	–	10,534	–	0.60%	–
XLF	New	SELECT SECTOR SPDR TRfinancial	$849,370	–	25,196	–	0.59%	–
XLC	New	SELECT SECTOR SPDR TR	$832,708	–	12,795	–	0.58%	–
VDC	New	VANGUARD WORLD FDSconsum stp etf	$816,107	–	4,197	–	0.57%	–
FNDF	New	SCHWAB STRATEGIC TRschwb fdt int lg	$773,211	–	23,946	–	0.54%	–
XLP	New	SELECT SECTOR SPDR TRsbi cons stpls	$750,136	–	10,114	–	0.52%	–
JPST	New	J P MORGAN EXCHANGE TRADED Fultra shrt inc	$734,038	–	14,640	–	0.51%	–
FNDX	New	SCHWAB STRATEGIC TRschwab fdt us lg	$715,401	–	12,427	–	0.50%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$690,824	–	1,558	–	0.48%	–
ICSH	New	ISHARES TRblackrock ultra	$668,181	–	13,284	–	0.47%	–
PEP	New	PEPSICO INC	$654,197	–	3,532	–	0.46%	–
HD	New	HOME DEPOT INC	$641,782	–	2,066	–	0.45%	–
FDIS	New	FIDELITY COVINGTON TRUSTmsci consm dis	$641,161	–	8,745	–	0.45%	–
CVX	New	CHEVRON CORP NEW	$632,862	–	4,022	–	0.44%	–
VEA	New	VANGUARD TAX-MANAGED FDSvan ftse dev mkt	$630,311	–	13,649	–	0.44%	–
XOM	New	EXXON MOBIL CORP	$616,694	–	5,750	–	0.43%	–
FIDU	New	FIDELITY COVINGTON TRUSTmsci indl indx	$597,007	–	10,498	–	0.42%	–
FREL	New	FIDELITY COVINGTON TRUSTmsci rl est etf	$574,685	–	22,905	–	0.40%	–
	New	DIMENSIONAL ETF TRUSTus high profitab	$562,908	–	21,210	–	0.39%	–
VTI	New	VANGUARD INDEX FDStotal stk mkt	$557,419	–	2,531	–	0.39%	–
FSTA	New	FIDELITY COVINGTON TRUSTconsmr staples	$552,264	–	12,159	–	0.39%	–
VO	New	VANGUARD INDEX FDSmid cap etf	$539,172	–	2,449	–	0.38%	–
VDE	New	VANGUARD WORLD FDSenergy etf	$536,792	–	4,755	–	0.38%	–
VFH	New	VANGUARD WORLD FDSfinancials etf	$523,429	–	6,443	–	0.36%	–
ORCL	New	ORACLE CORP	$515,302	–	4,327	–	0.36%	–
HDV	New	ISHARES TRcore high dv etf	$500,518	–	4,966	–	0.35%	–
NFLX	New	NETFLIX INC	$500,397	–	1,136	–	0.35%	–
BSV	New	VANGUARD BD INDEX FDSshort trm bond	$490,529	–	6,491	–	0.34%	–
CALF	New	PACER FDS TRpacer us small	$473,956	–	11,645	–	0.33%	–
TDV	New	PROSHARES TRs&p tech dividen	$459,632	–	6,937	–	0.32%	–
GOOG	New	ALPHABET INCcap stk cl c	$457,871	–	3,785	–	0.32%	–
VB	New	VANGUARD INDEX FDSsmall cp etf	$447,503	–	2,250	–	0.31%	–
UNH	New	UNITEDHEALTH GROUP INC	$447,476	–	931	–	0.31%	–
IDEV	New	ISHARES TRcore msci intl	$436,200	–	7,137	–	0.30%	–
XLRE	New	SELECT SECTOR SPDR TRrl est sel sec	$435,663	–	11,559	–	0.30%	–
FENY	New	FIDELITY COVINGTON TRUSTmsci energy idx	$429,487	–	19,381	–	0.30%	–
VHT	New	VANGUARD WORLD FDShealth car etf	$427,116	–	1,745	–	0.30%	–
BRKB	New	BERKSHIRE HATHAWAY INC DELcl b new	$405,449	–	1,189	–	0.28%	–
DUK	New	DUKE ENERGY CORP NEW	$405,266	–	4,516	–	0.28%	–
DVY	New	ISHARES TRselect divid etf	$401,932	–	3,548	–	0.28%	–
MRK	New	MERCK & CO INC	$391,951	–	3,397	–	0.27%	–
UNP	New	UNION PAC CORP	$391,029	–	1,911	–	0.27%	–
	New	J P MORGAN EXCHANGE TRADED Fnasdaq eqt prem	$383,768	–	7,934	–	0.27%	–
QCOM	New	QUALCOMM INC	$382,476	–	3,213	–	0.27%	–
LOW	New	LOWES COS INC	$382,562	–	1,695	–	0.27%	–
VAW	New	VANGUARD WORLD FDSmaterials etf	$376,132	–	2,067	–	0.26%	–
MCD	New	MCDONALDS CORP	$372,565	–	1,249	–	0.26%	–
	New	DIMENSIONAL ETF TRUSTintl high profit	$366,488	–	14,971	–	0.26%	–
VCR	New	VANGUARD WORLD FDSconsum dis etf	$360,797	–	1,274	–	0.25%	–
ABBV	New	ABBVIE INC	$356,496	–	2,646	–	0.25%	–
AMAT	New	APPLIED MATLS INC	$356,002	–	2,463	–	0.25%	–
HON	New	HONEYWELL INTL INC	$353,165	–	1,702	–	0.25%	–
DE	New	DEERE & CO	$345,222	–	852	–	0.24%	–
SPHQ	New	INVESCO EXCHANGE TRADED FD Ts&p500 quality	$342,707	–	6,793	–	0.24%	–
CAT	New	CATERPILLAR INC	$342,748	–	1,393	–	0.24%	–
VUSB	New	VANGUARD BD INDEX FDSvanguard ultra	$340,948	–	6,935	–	0.24%	–
OEF	New	ISHARES TRs&p 100 etf	$337,094	–	1,628	–	0.24%	–
DFAS	New	DIMENSIONAL ETF TRUSTus small cap etf	$318,447	–	5,811	–	0.22%	–
XLB	New	SELECT SECTOR SPDR TRsbi materials	$317,186	–	3,828	–	0.22%	–
LMT	New	LOCKHEED MARTIN CORP	$312,598	–	679	–	0.22%	–
IEF	New	ISHARES TR7-10 yr trsy bd	$312,619	–	3,236	–	0.22%	–
FNDE	New	SCHWAB STRATEGIC TRschwb fdt emk lg	$301,180	–	11,251	–	0.21%	–
D	New	DOMINION ENERGY INC	$297,844	–	5,751	–	0.21%	–
IBM	New	INTERNATIONAL BUSINESS MACHS	$278,057	–	2,078	–	0.19%	–
WMT	New	WALMART INC	$268,739	–	1,710	–	0.19%	–
WMB	New	WILLIAMS COS INC	$263,977	–	8,090	–	0.18%	–
VNQ	New	VANGUARD INDEX FDSreal estate etf	$263,966	–	3,159	–	0.18%	–
TSLA	New	TESLA INC	$241,352	–	922	–	0.17%	–
KO	New	COCA COLA CO	$239,449	–	3,976	–	0.17%	–
AWK	New	AMERICAN WTR WKS CO INC NEW	$235,680	–	1,651	–	0.16%	–
ITOT	New	ISHARES TRcore s&p ttl stk	$234,448	–	2,396	–	0.16%	–
GSY	New	INVESCO ACTIVELY MANAGED ETFultra shrt dur	$230,009	–	4,634	–	0.16%	–
SLQD	New	ISHARES TR0-5yr invt gr cp	$225,806	–	4,684	–	0.16%	–
ANET	New	ARISTA NETWORKS INC	$222,833	–	1,375	–	0.16%	–
DIS	New	DISNEY WALT CO	$219,227	–	2,456	–	0.15%	–
EMR	New	EMERSON ELEC CO	$216,394	–	2,394	–	0.15%	–
ACN	New	ACCENTURE PLC IRELAND	$211,686	–	686	–	0.15%	–
PFE	New	PFIZER INC	$210,433	–	5,737	–	0.15%	–
IEI	New	ISHARES TR3 7 yr treas bd	$209,543	–	1,818	–	0.15%	–
MGK	New	VANGUARD WORLD FDmega grwth ind	$206,376	–	877	–	0.14%	–
DEM	New	WISDOMTREE TRemer mkt high fd	$206,781	–	5,403	–	0.14%	–
PULS	New	PGIM ETF TRpgim ultra sh bd	$205,240	–	4,154	–	0.14%	–
TGT	New	TARGET CORP	$200,356	–	1,519	–	0.14%	–
KR	New	KROGER CO	$200,845	–	4,273	–	0.14%	–
ETV	New	EATON VANCE TAX-MANAGED BUY-	$195,969	–	15,334	–	0.14%	–

Q4 2022

			Value		Shares		↓ Weighting
ARVL	Exit	ARRIVAL GROUP	$0	–	-15,000	–	-0.01%	–
PPT	Exit	PUTNAM PREMIER INCOME TRsh ben int	$0	–	-10,271	–	-0.03%	–
CAT	Exit	CATERPILLAR INC	$0	–	-1,232	–	-0.19%	–
	Exit	WOLFSPEED INC	$0	–	-2,000	–	-0.19%	–
MGK	Exit	VANGUARD WORLD FDmega grwth ind	$0	–	-1,185	–	-0.19%	–
WMT	Exit	WALMART INC	$0	–	-1,607	–	-0.19%	–
AWK	Exit	AMERICAN WTR WKS CO INC NEW	$0	–	-1,618	–	-0.20%	–
BNTX	Exit	BIONTECH SEsponsored ads	$0	–	-1,597	–	-0.20%	–
TGT	Exit	TARGET CORP	$0	–	-1,499	–	-0.21%	–
DVY	Exit	ISHARES TRselect divid etf	$0	–	-2,101	–	-0.21%	–
DIS	Exit	DISNEY WALT CO	$0	–	-2,413	–	-0.21%	–
NFLX	Exit	NETFLIX INC	$0	–	-969	–	-0.21%	–
VHT	Exit	VANGUARD WORLD FDShealth car etf	$0	–	-1,028	–	-0.21%	–
XLB	Exit	SELECT SECTOR SPDR TRsbi materials	$0	–	-3,424	–	-0.22%	–
WAT	Exit	WATERS CORP	$0	–	-900	–	-0.22%	–
PFE	Exit	PFIZER INC	$0	–	-5,579	–	-0.23%	–
ICOW	Exit	PACER FDS TRdeveloped mrkt	$0	–	-10,555	–	-0.23%	–
BRKB	Exit	BERKSHIRE HATHAWAY INC DELcl b new	$0	–	-917	–	-0.23%	–
VIGI	Exit	VANGUARD WHITEHALL FDSintl dvd etf	$0	–	-4,040	–	-0.23%	–
WMB	Exit	WILLIAMS COS INC	$0	–	-8,824	–	-0.24%	–
ORCL	Exit	ORACLE CORP	$0	–	-4,213	–	-0.24%	–
QCOM	Exit	QUALCOMM INC	$0	–	-2,283	–	-0.24%	–
VZ	Exit	VERIZON COMMUNICATIONS INC	$0	–	-6,874	–	-0.24%	–
XLI	Exit	SELECT SECTOR SPDR TRsbi int-inds	$0	–	-3,181	–	-0.24%	–
OEF	Exit	ISHARES TRs&p 100 etf	$0	–	-1,628	–	-0.25%	–
VEA	Exit	VANGUARD TAX-MANAGED FDSvan ftse dev mkt	$0	–	-7,348	–	-0.25%	–
DE	Exit	DEERE & CO	$0	–	-802	–	-0.25%	–
MCD	Exit	MCDONALDS CORP	$0	–	-1,173	–	-0.25%	–
FTCS	Exit	FIRST TR EXCHANGE-TRADED FDcap strength etf	$0	–	-4,146	–	-0.26%	–
SPGP	Exit	INVESCO EXCHANGE TRADED FD Ts&p 500 garp etf	$0	–	-3,727	–	-0.26%	–
VNQ	Exit	VANGUARD INDEX FDSreal estate etf	$0	–	-3,661	–	-0.27%	–
LOW	Exit	LOWES COS INC	$0	–	-1,585	–	-0.28%	–
IBM	Exit	INTERNATIONAL BUSINESS MACHS	$0	–	-2,518	–	-0.28%	–
	Exit	DIMENSIONAL ETF TRUSTus high profitab	$0	–	-14,201	–	-0.28%	–
VFH	Exit	VANGUARD WORLD FDSfinancials etf	$0	–	-4,085	–	-0.28%	–
ITOT	Exit	ISHARES TRcore s&p ttl stk	$0	–	-3,837	–	-0.28%	–
MINT	Exit	PIMCO ETF TRenhan shrt ma ac	$0	–	-3,103	–	-0.28%	–
BND	Exit	VANGUARD BD INDEX FDStotal bnd mrkt	$0	–	-4,391	–	-0.29%	–
UNP	Exit	UNION PAC CORP	$0	–	-1,624	–	-0.29%	–
	Exit	LITMAN GREGORY FDS TRimgp dbi managed	$0	–	-9,483	–	-0.30%	–
FREL	Exit	FIDELITY COVINGTON TRUSTmsci rl est etf	$0	–	-13,678	–	-0.30%	–
VO	Exit	VANGUARD INDEX FDSmid cap etf	$0	–	-1,741	–	-0.30%	–
DFAE	Exit	DIMENSIONAL ETF TRUSTemgr cre eqt mng	$0	–	-16,394	–	-0.30%	–
DUK	Exit	DUKE ENERGY CORP NEW	$0	–	-3,638	–	-0.31%	–
ABBV	Exit	ABBVIE INC	$0	–	-2,517	–	-0.31%	–
ETV	Exit	EATON VANCE TAX-MANAGED BUY-	$0	–	-25,672	–	-0.31%	–
MRK	Exit	MERCK & CO INC	$0	–	-3,972	–	-0.32%	–
DSTL	Exit	ETF SER SOLUTIONSdistillate us	$0	–	-9,649	–	-0.33%	–
GOOG	Exit	ALPHABET INCcap stk cl c	$0	–	-3,785	–	-0.34%	–
VB	Exit	VANGUARD INDEX FDSsmall cp etf	$0	–	-2,172	–	-0.34%	–
D	Exit	DOMINION ENERGY INC	$0	–	-5,751	–	-0.37%	–
VDE	Exit	VANGUARD WORLD FDSenergy etf	$0	–	-4,141	–	-0.39%	–
UNH	Exit	UNITEDHEALTH GROUP INC	$0	–	-835	–	-0.39%	–
SLQD	Exit	ISHARES TR0-5yr invt gr cp	$0	–	-9,162	–	-0.40%	–
USIG	Exit	ISHARES TRusd inv grde etf	$0	–	-9,143	–	-0.41%	–
GOOGL	Exit	ALPHABET INCcap stk cl a	$0	–	-4,604	–	-0.41%	–
DFAI	Exit	DIMENSIONAL ETF TRUSTintl core eqt mk	$0	–	-20,508	–	-0.41%	–
SCHR	Exit	SCHWAB STRATEGIC TRint-trm u.s tres	$0	–	-9,273	–	-0.42%	–
SHY	Exit	ISHARES TR1 3 yr treas bd	$0	–	-5,864	–	-0.44%	–
XOM	Exit	EXXON MOBIL CORP	$0	–	-5,706	–	-0.46%	–
VTI	Exit	VANGUARD INDEX FDStotal stk mkt	$0	–	-2,790	–	-0.46%	–
LLY	Exit	LILLY ELI & CO	$0	–	-1,642	–	-0.49%	–
HD	Exit	HOME DEPOT INC	$0	–	-1,943	–	-0.50%	–
FNDE	Exit	SCHWAB STRATEGIC TRschwb fdt emk lg	$0	–	-22,991	–	-0.50%	–
PEP	Exit	PEPSICO INC	$0	–	-3,424	–	-0.52%	–
JPM	Exit	JPMORGAN CHASE & CO	$0	–	-5,365	–	-0.52%	–
SPY	Exit	SPDR S&P 500 ETF TRtr unit	$0	–	-1,592	–	-0.53%	–
CVX	Exit	CHEVRON CORP NEW	$0	–	-4,007	–	-0.53%	–
XLE	Exit	SELECT SECTOR SPDR TRenergy	$0	–	-8,046	–	-0.54%	–
NVDA	Exit	NVIDIA CORPORATION	$0	–	-4,861	–	-0.55%	–
FLOT	Exit	ISHARES TRfltg rate nt etf	$0	–	-11,906	–	-0.56%	–
FENY	Exit	FIDELITY COVINGTON TRUSTmsci energy idx	$0	–	-30,341	–	-0.56%	–
INTC	Exit	INTEL CORP	$0	–	-24,085	–	-0.58%	–
FNDF	Exit	SCHWAB STRATEGIC TRschwb fdt int lg	$0	–	-28,358	–	-0.66%	–
VDC	Exit	VANGUARD WORLD FDSconsum stp etf	$0	–	-4,216	–	-0.67%	–
FIDU	Exit	FIDELITY COVINGTON TRUSTmsci indl indx	$0	–	-18,014	–	-0.73%	–
FNDX	Exit	SCHWAB STRATEGIC TRschwab fdt us lg	$0	–	-16,822	–	-0.74%	–
FSTA	Exit	FIDELITY COVINGTON TRUSTconsmr staples	$0	–	-20,367	–	-0.76%	–
IDEV	Exit	ISHARES TRcore msci intl	$0	–	-16,928	–	-0.76%	–
COWZ	Exit	PACER FDS TRus cash cows 100	$0	–	-20,023	–	-0.76%	–
XLY	Exit	SELECT SECTOR SPDR TRsbi cons discr	$0	–	-5,795	–	-0.76%	–
VXUS	Exit	VANGUARD STAR FDSvg tl intl stk f	$0	–	-18,032	–	-0.76%	–
XLU	Exit	SELECT SECTOR SPDR TRsbi int-utils	$0	–	-12,610	–	-0.77%	–
IJH	Exit	ISHARES TRcore s&p mcp etf	$0	–	-3,920	–	-0.80%	–
AMZN	Exit	AMAZON COM INC	$0	–	-7,611	–	-0.80%	–
FDIS	Exit	FIDELITY COVINGTON TRUSTmsci consm dis	$0	–	-14,209	–	-0.80%	–
IVV	Exit	ISHARES TRcore s&p500 etf	$0	–	-2,424	–	-0.80%	–
VIS	Exit	VANGUARD WORLD FDSindustrial etf	$0	–	-5,551	–	-0.81%	–
BSV	Exit	VANGUARD BD INDEX FDSshort trm bond	$0	–	-12,186	–	-0.84%	–
JNJ	Exit	JOHNSON & JOHNSON	$0	–	-5,821	–	-0.88%	–
VYM	Exit	VANGUARD WHITEHALL FDShigh div yld	$0	–	-10,424	–	-0.92%	–
IEMG	Exit	ISHARES INCcore msci emkt	$0	–	-26,059	–	-1.04%	–
JPST	Exit	J P MORGAN EXCHANGE TRADED Fultra shrt inc	$0	–	-24,679	–	-1.15%	–
VIG	Exit	VANGUARD SPECIALIZED FUNDSdiv app etf	$0	–	-9,257	–	-1.16%	–
FCOM	Exit	FIDELITY COVINGTON TRUST	$0	–	-40,344	–	-1.17%	–
ICSH	Exit	ISHARES TRblackrock ultra	$0	–	-25,486	–	-1.18%	–
QQQ	Exit	INVESCO QQQ TRunit ser 1	$0	–	-4,808	–	-1.19%	–
PG	Exit	PROCTER AND GAMBLE CO	$0	–	-10,431	–	-1.22%	–
VCIT	Exit	VANGUARD SCOTTSDALE FDSint-term corp	$0	–	-17,980	–	-1.26%	–
IAU	Exit	ISHARES GOLD TRishares new	$0	–	-45,308	–	-1.32%	–
IJR	Exit	ISHARES TRcore s&p scp etf	$0	–	-16,930	–	-1.37%	–
MSFT	Exit	MICROSOFT CORP	$0	–	-6,354	–	-1.37%	–
FNCL	Exit	FIDELITY COVINGTON TRUSTmsci finls idx	$0	–	-38,131	–	-1.52%	–
FTEC	Exit	FIDELITY COVINGTON TRUSTmsci info tech i	$0	–	-24,023	–	-2.02%	–
VTV	Exit	VANGUARD INDEX FDSvalue etf	$0	–	-17,792	–	-2.04%	–
VGT	Exit	VANGUARD WORLD FDSinf tech etf	$0	–	-7,435	–	-2.12%	–
RSP	Exit	INVESCO EXCHANGE TRADED FD Ts&p500 eql wgt	$0	–	-18,806	–	-2.22%	–
VUG	Exit	VANGUARD INDEX FDSgrowth etf	$0	–	-11,662	–	-2.31%	–
FHLC	Exit	FIDELITY COVINGTON TRUSTmsci hlth care i	$0	–	-45,628	–	-2.44%	–
LQD	Exit	ISHARES TRiboxx inv cp etf	$0	–	-27,683	–	-2.63%	–
AAPL	Exit	APPLE INC	$0	–	-21,480	–	-2.75%	–
VGSH	Exit	VANGUARD SCOTTSDALE FDSshort term treas	$0	–	-52,236	–	-2.80%	–
IEFA	Exit	ISHARES TRcore msci eafe	$0	–	-57,862	–	-2.82%	–
ISTB	Exit	ISHARES TRcore 1 5 yr usd	$0	–	-77,645	–	-3.32%	–
IUSV	Exit	ISHARES TRcore s&p us vlu	$0	–	-65,575	–	-3.81%	–
IUSG	Exit	ISHARES TRcore s&p us gwt	$0	–	-57,253	–	-4.26%	–
VTIP	Exit	VANGUARD MALVERN FDSstrm infproidx	$0	–	-134,312	–	-5.99%	–
VCSH	Exit	VANGUARD SCOTTSDALE FDSshrt trm corp bd	$0	–	-90,549	–	-6.23%	–

Q3 2022

			Value		Shares		↓ Weighting
VCSH	Buy	VANGUARD SCOTTSDALE FDSshrt trm corp bd	$6,726,000	-2.5%	90,549	+0.1%	6.23%	+0.7%
VTIP	Sell	VANGUARD MALVERN FDSstrm infproidx	$6,462,000	-7.3%	134,312	-3.4%	5.99%	-4.3%
IUSG	Buy	ISHARES TRcore s&p us gwt	$4,591,000	-1.1%	57,253	+3.2%	4.26%	+2.1%
IUSV	Buy	ISHARES TRcore s&p us vlu	$4,106,000	+0.5%	65,575	+7.3%	3.81%	+3.8%
ISTB	Buy	ISHARES TRcore 1 5 yr usd	$3,579,000	-2.3%	77,645	+0.4%	3.32%	+0.8%
IEFA	Buy	ISHARES TRcore msci eafe	$3,048,000	-4.8%	57,862	+6.4%	2.82%	-1.6%
VGSH	Buy	VANGUARD SCOTTSDALE FDSshort term treas	$3,019,000	+4.4%	52,236	+6.3%	2.80%	+7.8%
AAPL	Buy	APPLE INC	$2,969,000	+1.3%	21,480	+0.2%	2.75%	+4.6%
LQD	Sell	ISHARES TRiboxx inv cp etf	$2,836,000	-7.6%	27,683	-0.8%	2.63%	-4.6%
FHLC	Sell	FIDELITY COVINGTON TRUSTmsci hlth care i	$2,630,000	-16.7%	45,628	-12.3%	2.44%	-13.9%
VUG	Buy	VANGUARD INDEX FDSgrowth etf	$2,495,000	+8.1%	11,662	+12.6%	2.31%	+11.6%
RSP	Buy	INVESCO EXCHANGE TRADED FD Ts&p500 eql wgt	$2,394,000	-0.8%	18,806	+4.6%	2.22%	+2.4%
VGT	Buy	VANGUARD WORLD FDSinf tech etf	$2,285,000	-2.7%	7,435	+3.4%	2.12%	+0.4%
VTV	Buy	VANGUARD INDEX FDSvalue etf	$2,197,000	+1.4%	17,792	+8.3%	2.04%	+4.7%
FTEC	Sell	FIDELITY COVINGTON TRUSTmsci info tech i	$2,184,000	-22.3%	24,023	-17.6%	2.02%	-19.8%
FNCL	Sell	FIDELITY COVINGTON TRUSTmsci finls idx	$1,643,000	-6.9%	38,131	-3.6%	1.52%	-3.9%
IJR	Buy	ISHARES TRcore s&p scp etf	$1,476,000	-0.5%	16,930	+5.5%	1.37%	+2.8%
IAU	Buy	ISHARES GOLD TRishares new	$1,429,000	+1.9%	45,308	+10.8%	1.32%	+5.2%
VCIT	Sell	VANGUARD SCOTTSDALE FDSint-term corp	$1,361,000	-7.2%	17,980	-1.9%	1.26%	-4.2%
PG	Sell	PROCTER AND GAMBLE CO	$1,317,000	-12.3%	10,431	-0.2%	1.22%	-9.4%
QQQ	Buy	INVESCO QQQ TRunit ser 1	$1,285,000	+0.1%	4,808	+5.0%	1.19%	+3.3%
ICSH	Sell	ISHARES TRblackrock ultra	$1,275,000	-16.7%	25,486	-16.7%	1.18%	-14.0%
FCOM	Sell	FIDELITY COVINGTON TRUST	$1,262,000	-15.5%	40,344	-3.9%	1.17%	-12.8%
VIG	Buy	VANGUARD SPECIALIZED FUNDSdiv app etf	$1,251,000	-1.4%	9,257	+4.6%	1.16%	+1.8%
JPST	Buy	J P MORGAN EXCHANGE TRADED Fultra shrt inc	$1,238,000	+8.0%	24,679	+7.9%	1.15%	+11.5%
IEMG	Buy	ISHARES INCcore msci emkt	$1,120,000	-11.6%	26,059	+0.9%	1.04%	-8.7%
VYM	Buy	VANGUARD WHITEHALL FDShigh div yld	$989,000	-5.9%	10,424	+0.9%	0.92%	-2.8%
JNJ	Buy	JOHNSON & JOHNSON	$951,000	-7.5%	5,821	+0.5%	0.88%	-4.6%
BSV	Sell	VANGUARD BD INDEX FDSshort trm bond	$912,000	-11.2%	12,186	-8.9%	0.84%	-8.4%
VIS	Buy	VANGUARD WORLD FDSindustrial etf	$875,000	+6.1%	5,551	+9.9%	0.81%	+9.4%
IVV	Buy	ISHARES TRcore s&p500 etf	$869,000	-2.4%	2,424	+3.2%	0.80%	+0.8%
FDIS	Sell	FIDELITY COVINGTON TRUSTmsci consm dis	$865,000	-16.7%	14,209	-19.4%	0.80%	-13.9%
AMZN	Buy	AMAZON COM INC	$860,000	+12.3%	7,611	+5.6%	0.80%	+15.8%
IJH	Buy	ISHARES TRcore s&p mcp etf	$859,000	+3.9%	3,920	+7.2%	0.80%	+7.3%
XLU	Buy	SELECT SECTOR SPDR TRsbi int-utils	$826,000	-5.1%	12,610	+1.6%	0.77%	-1.9%
VXUS	Buy	VANGUARD STAR FDSvg tl intl stk f	$825,000	-11.2%	18,032	+0.1%	0.76%	-8.3%
XLY	Sell	SELECT SECTOR SPDR TRsbi cons discr	$825,000	-5.7%	5,795	-8.9%	0.76%	-2.5%
COWZ	Buy	PACER FDS TRus cash cows 100	$821,000	+141.5%	20,023	+153.9%	0.76%	+149.5%
IDEV	Sell	ISHARES TRcore msci intl	$818,000	-16.0%	16,928	-6.6%	0.76%	-13.3%
FSTA	Sell	FIDELITY COVINGTON TRUSTconsmr staples	$818,000	-23.5%	20,367	-17.6%	0.76%	-21.0%
FNDX	Buy	SCHWAB STRATEGIC TRschwab fdt us lg	$803,000	+11.7%	16,822	+19.0%	0.74%	+15.3%
FIDU	Sell	FIDELITY COVINGTON TRUSTmsci indl indx	$787,000	-22.3%	18,014	-19.7%	0.73%	-19.8%
VDC	Buy	VANGUARD WORLD FDSconsum stp etf	$724,000	-1.1%	4,216	+6.8%	0.67%	+2.1%
FNDF	Sell	SCHWAB STRATEGIC TRschwb fdt int lg	$713,000	-11.5%	28,358	-0.4%	0.66%	-8.6%
INTC	Buy	INTEL CORP	$621,000	-28.0%	24,085	+4.5%	0.58%	-25.6%
FENY	Sell	FIDELITY COVINGTON TRUSTmsci energy idx	$603,000	-22.2%	30,341	-24.0%	0.56%	-19.7%
FLOT	Sell	ISHARES TRfltg rate nt etf	$599,000	-4.2%	11,906	-4.9%	0.56%	-1.1%
NVDA	Buy	NVIDIA CORPORATION	$590,000	-19.9%	4,861	+0.0%	0.55%	-17.4%
XLE	Buy	SELECT SECTOR SPDR TRenergy	$579,000	+40.5%	8,046	+39.6%	0.54%	+45.1%
JPM	Buy	JPMORGAN CHASE & CO	$561,000	+6.9%	5,365	+15.2%	0.52%	+10.4%
PEP	Buy	PEPSICO INC	$559,000	+7.3%	3,424	+9.6%	0.52%	+10.7%
FNDE	Sell	SCHWAB STRATEGIC TRschwb fdt emk lg	$539,000	-12.1%	22,991	-2.7%	0.50%	-9.1%
HD	Buy	HOME DEPOT INC	$536,000	+27.6%	1,943	+26.8%	0.50%	+31.8%
VTI	Sell	VANGUARD INDEX FDStotal stk mkt	$501,000	-4.9%	2,790	-0.1%	0.46%	-1.9%
XOM	Buy	EXXON MOBIL CORP	$498,000	+59.6%	5,706	+56.5%	0.46%	+65.0%
SHY	Buy	ISHARES TR1 3 yr treas bd	$476,000	+127.8%	5,864	+131.8%	0.44%	+134.6%
SCHR	Sell	SCHWAB STRATEGIC TRint-trm u.s tres	$456,000	-7.1%	9,273	-2.6%	0.42%	-4.1%
DFAI	Buy	DIMENSIONAL ETF TRUSTintl core eqt mk	$442,000	+3.3%	20,508	+15.5%	0.41%	+6.8%
GOOGL	Buy	ALPHABET INCcap stk cl a	$440,000	+10.3%	4,604	+2415.8%	0.41%	+14.0%
USIG	Sell	ISHARES TRusd inv grde etf	$439,000	-8.2%	9,143	-2.6%	0.41%	-5.1%
SLQD	Sell	ISHARES TR0-5yr invt gr cp	$434,000	-18.9%	9,162	-17.1%	0.40%	-16.2%
UNH	Sell	UNITEDHEALTH GROUP INC	$422,000	-11.7%	835	-10.2%	0.39%	-8.9%
VDE	Buy	VANGUARD WORLD FDSenergy etf	$421,000	+3.7%	4,141	+1.4%	0.39%	+7.1%
VB	Sell	VANGUARD INDEX FDSsmall cp etf	$371,000	-3.4%	2,172	-0.4%	0.34%	-0.3%
GOOG	Buy	ALPHABET INCcap stk cl c	$364,000	-5.0%	3,785	+2062.9%	0.34%	-2.0%
DSTL	New	ETF SER SOLUTIONSdistillate us	$356,000	–	9,649	–	0.33%	–
MRK	Buy	MERCK & CO INC	$342,000	+21.7%	3,972	+28.7%	0.32%	+25.8%
DUK	Buy	DUKE ENERGY CORP NEW	$338,000	+9.4%	3,638	+26.1%	0.31%	+13.0%
ABBV	Buy	ABBVIE INC	$338,000	+3.4%	2,517	+18.0%	0.31%	+6.5%
ETV	Buy	EATON VANCE TAX-MANAGED BUY-	$338,000	-2.0%	25,672	+0.4%	0.31%	+1.0%
DFAE	Buy	DIMENSIONAL ETF TRUSTemgr cre eqt mng	$329,000	+4.4%	16,394	+20.5%	0.30%	+7.8%
FREL	Buy	FIDELITY COVINGTON TRUSTmsci rl est etf	$327,000	0.0%	13,678	+13.6%	0.30%	+3.1%
	New	LITMAN GREGORY FDS TRimgp dbi managed	$322,000	–	9,483	–	0.30%	–
MINT	Sell	PIMCO ETF TRenhan shrt ma ac	$307,000	-14.0%	3,103	-13.8%	0.28%	-10.9%
ITOT	Buy	ISHARES TRcore s&p ttl stk	$305,000	+15.5%	3,837	+21.6%	0.28%	+19.4%
VFH	Buy	VANGUARD WORLD FDSfinancials etf	$304,000	+20.2%	4,085	+24.7%	0.28%	+24.2%
	New	DIMENSIONAL ETF TRUSTus high profitab	$303,000	–	14,201	–	0.28%	–
IBM	Sell	INTERNATIONAL BUSINESS MACHS	$299,000	-17.2%	2,518	-1.4%	0.28%	-14.5%
LOW	Buy	LOWES COS INC	$298,000	+15.5%	1,585	+7.5%	0.28%	+19.0%
VNQ	Buy	VANGUARD INDEX FDSreal estate etf	$294,000	-7.3%	3,661	+5.2%	0.27%	-4.2%
SPGP	New	INVESCO EXCHANGE TRADED FD Ts&p 500 garp etf	$279,000	–	3,727	–	0.26%	–
FTCS	New	FIRST TR EXCHANGE-TRADED FDcap strength etf	$275,000	–	4,146	–	0.26%	–
MCD	Sell	MCDONALDS CORP	$271,000	-13.7%	1,173	-7.9%	0.25%	-11.0%
VEA	Sell	VANGUARD TAX-MANAGED FDSvan ftse dev mkt	$267,000	-18.3%	7,348	-8.4%	0.25%	-16.0%
XLI	New	SELECT SECTOR SPDR TRsbi int-inds	$264,000	–	3,181	–	0.24%	–
VZ	Buy	VERIZON COMMUNICATIONS INC	$261,000	-22.6%	6,874	+3.6%	0.24%	-19.9%
QCOM	Buy	QUALCOMM INC	$258,000	+12.2%	2,283	+27.0%	0.24%	+16.0%
VIGI	Sell	VANGUARD WHITEHALL FDSintl dvd etf	$250,000	-12.6%	4,040	-3.2%	0.23%	-9.7%
PFE	Sell	PFIZER INC	$244,000	-20.3%	5,579	-4.5%	0.23%	-17.8%
ICOW	Buy	PACER FDS TRdeveloped mrkt	$244,000	-3.9%	10,555	+11.8%	0.23%	-0.9%
XLB	Sell	SELECT SECTOR SPDR TRsbi materials	$233,000	-18.0%	3,424	-11.3%	0.22%	-15.3%
VHT	Sell	VANGUARD WORLD FDShealth car etf	$230,000	-6.5%	1,028	-1.4%	0.21%	-3.6%
NFLX	New	NETFLIX INC	$228,000	–	969	–	0.21%	–
DIS	Buy	DISNEY WALT CO	$228,000	+1.3%	2,413	+1.0%	0.21%	+4.5%
DVY	Buy	ISHARES TRselect divid etf	$225,000	-8.9%	2,101	+0.1%	0.21%	-5.9%
TGT	New	TARGET CORP	$222,000	–	1,499	–	0.21%	–
BNTX	Sell	BIONTECH SEsponsored ads	$215,000	-17.3%	1,597	-8.6%	0.20%	-14.6%
WMT	Sell	WALMART INC	$208,000	+3.0%	1,607	-3.4%	0.19%	+6.6%
	New	WOLFSPEED INC	$207,000	–	2,000	–	0.19%	–
CAT	Sell	CATERPILLAR INC	$202,000	-12.6%	1,232	-4.6%	0.19%	-9.7%
ARVL	New	ARRIVAL GROUP	$12,000	–	15,000	–	0.01%	–
DIA	Exit	SPDR DOW JONES INDL AVERAGEut ser 1	$0	–	-662	–	-0.18%	–
XLRE	Exit	SELECT SECTOR SPDR TRrl est sel sec	$0	–	-5,012	–	-0.18%	–
HON	Exit	HONEYWELL INTL INC	$0	–	-1,188	–	-0.18%	–
FMAT	Exit	FIDELITY COVINGTON TRUSTmsci matls index	$0	–	-5,028	–	-0.18%	–
STIP	Exit	ISHARES TR0-5 yr tips etf	$0	–	-3,089	–	-0.28%	–
NOC	Exit	NORTHROP GRUMMAN CORP	$0	–	-800	–	-0.34%	–

Q2 2022

			Value		Shares		↓ Weighting
VTIP	New	VANGUARD MALVERN FDSstrm infproidx	$6,971,000	–	139,087	–	6.26%	–
VCSH	New	VANGUARD SCOTTSDALE FDSshrt trm corp bd	$6,898,000	–	90,459	–	6.19%	–
IUSG	New	ISHARES TRcore s&p us gwt	$4,642,000	–	55,465	–	4.17%	–
IUSV	New	ISHARES TRcore s&p us vlu	$4,086,000	–	61,101	–	3.67%	–
ISTB	New	ISHARES TRcore 1 5 yr usd	$3,665,000	–	77,314	–	3.29%	–
IEFA	New	ISHARES TRcore msci eafe	$3,200,000	–	54,373	–	2.87%	–
FHLC	New	FIDELITY COVINGTON TRUSTmsci hlth care i	$3,156,000	–	52,014	–	2.83%	–
LQD	New	ISHARES TRiboxx inv cp etf	$3,070,000	–	27,904	–	2.76%	–
AAPL	New	APPLE INC	$2,930,000	–	21,432	–	2.63%	–
VGSH	New	VANGUARD SCOTTSDALE FDSshort term treas	$2,892,000	–	49,127	–	2.60%	–
FTEC	New	FIDELITY COVINGTON TRUSTmsci info tech i	$2,812,000	–	29,140	–	2.52%	–
RSP	New	INVESCO EXCHANGE TRADED FD Ts&p500 eql wgt	$2,414,000	–	17,985	–	2.17%	–
VGT	New	VANGUARD WORLD FDSinf tech etf	$2,349,000	–	7,192	–	2.11%	–
VUG	New	VANGUARD INDEX FDSgrowth etf	$2,308,000	–	10,354	–	2.07%	–
VTV	New	VANGUARD INDEX FDSvalue etf	$2,167,000	–	16,431	–	1.94%	–
FNCL	New	FIDELITY COVINGTON TRUSTmsci finls idx	$1,765,000	–	39,545	–	1.58%	–
MSFT	New	MICROSOFT CORP	$1,632,000	–	6,354	–	1.46%	–
ICSH	New	ISHARES TRblackrock ultra	$1,531,000	–	30,596	–	1.37%	–
PG	New	PROCTER AND GAMBLE CO	$1,502,000	–	10,449	–	1.35%	–
FCOM	New	FIDELITY COVINGTON TRUST	$1,494,000	–	41,968	–	1.34%	–
IJR	New	ISHARES TRcore s&p scp etf	$1,483,000	–	16,044	–	1.33%	–
VCIT	New	VANGUARD SCOTTSDALE FDSint-term corp	$1,467,000	–	18,327	–	1.32%	–
IAU	New	ISHARES GOLD TRishares new	$1,403,000	–	40,882	–	1.26%	–
QQQ	New	INVESCO QQQ TRunit ser 1	$1,284,000	–	4,581	–	1.15%	–
VIG	New	VANGUARD SPECIALIZED FUNDSdiv app etf	$1,269,000	–	8,848	–	1.14%	–
IEMG	New	ISHARES INCcore msci emkt	$1,267,000	–	25,825	–	1.14%	–
JPST	New	J P MORGAN EXCHANGE TRADED Fultra shrt inc	$1,146,000	–	22,871	–	1.03%	–
FSTA	New	FIDELITY COVINGTON TRUSTconsmr staples	$1,069,000	–	24,715	–	0.96%	–
VYM	New	VANGUARD WHITEHALL FDShigh div yld	$1,051,000	–	10,332	–	0.94%	–
FDIS	New	FIDELITY COVINGTON TRUSTmsci consm dis	$1,038,000	–	17,630	–	0.93%	–
JNJ	New	JOHNSON & JOHNSON	$1,028,000	–	5,794	–	0.92%	–
BSV	New	VANGUARD BD INDEX FDSshort trm bond	$1,027,000	–	13,376	–	0.92%	–
FIDU	New	FIDELITY COVINGTON TRUSTmsci indl indx	$1,013,000	–	22,421	–	0.91%	–
IDEV	New	ISHARES TRcore msci intl	$974,000	–	18,125	–	0.87%	–
VXUS	New	VANGUARD STAR FDSvg tl intl stk f	$929,000	–	18,008	–	0.83%	–
IVV	New	ISHARES TRcore s&p500 etf	$890,000	–	2,348	–	0.80%	–
XLY	New	SELECT SECTOR SPDR TRsbi cons discr	$875,000	–	6,361	–	0.78%	–
XLU	New	SELECT SECTOR SPDR TRsbi int-utils	$870,000	–	12,407	–	0.78%	–
INTC	New	INTEL CORP	$862,000	–	23,038	–	0.77%	–
IJH	New	ISHARES TRcore s&p mcp etf	$827,000	–	3,656	–	0.74%	–
VIS	New	VANGUARD WORLD FDSindustrial etf	$825,000	–	5,051	–	0.74%	–
FNDF	New	SCHWAB STRATEGIC TRschwb fdt int lg	$806,000	–	28,476	–	0.72%	–
FENY	New	FIDELITY COVINGTON TRUSTmsci energy idx	$775,000	–	39,947	–	0.70%	–
AMZN	New	AMAZON COM INC	$766,000	–	7,210	–	0.69%	–
NVDA	New	NVIDIA CORPORATION	$737,000	–	4,859	–	0.66%	–
VDC	New	VANGUARD WORLD FDSconsum stp etf	$732,000	–	3,947	–	0.66%	–
FNDX	New	SCHWAB STRATEGIC TRschwab fdt us lg	$719,000	–	14,131	–	0.64%	–
FLOT	New	ISHARES TRfltg rate nt etf	$625,000	–	12,525	–	0.56%	–
FNDE	New	SCHWAB STRATEGIC TRschwb fdt emk lg	$613,000	–	23,621	–	0.55%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$601,000	–	1,592	–	0.54%	–
CVX	New	CHEVRON CORP NEW	$580,000	–	4,007	–	0.52%	–
SLQD	New	ISHARES TR0-5yr invt gr cp	$535,000	–	11,049	–	0.48%	–
LLY	New	LILLY ELI & CO	$532,000	–	1,642	–	0.48%	–
VTI	New	VANGUARD INDEX FDStotal stk mkt	$527,000	–	2,792	–	0.47%	–
JPM	New	JPMORGAN CHASE & CO	$525,000	–	4,658	–	0.47%	–
PEP	New	PEPSICO INC	$521,000	–	3,124	–	0.47%	–
SCHR	New	SCHWAB STRATEGIC TRint-trm u.s tres	$491,000	–	9,524	–	0.44%	–
UNH	New	UNITEDHEALTH GROUP INC	$478,000	–	930	–	0.43%	–
USIG	New	ISHARES TRusd inv grde etf	$478,000	–	9,384	–	0.43%	–
D	New	DOMINION ENERGY INC	$459,000	–	5,751	–	0.41%	–
DFAI	New	DIMENSIONAL ETF TRUSTintl core eqt mk	$428,000	–	17,749	–	0.38%	–
HD	New	HOME DEPOT INC	$420,000	–	1,532	–	0.38%	–
XLE	New	SELECT SECTOR SPDR TRenergy	$412,000	–	5,763	–	0.37%	–
VDE	New	VANGUARD WORLD FDSenergy etf	$406,000	–	4,084	–	0.36%	–
GOOGL	New	ALPHABET INCcap stk cl a	$399,000	–	183	–	0.36%	–
VB	New	VANGUARD INDEX FDSsmall cp etf	$384,000	–	2,180	–	0.34%	–
NOC	New	NORTHROP GRUMMAN CORP	$383,000	–	800	–	0.34%	–
GOOG	New	ALPHABET INCcap stk cl c	$383,000	–	175	–	0.34%	–
IBM	New	INTERNATIONAL BUSINESS MACHS	$361,000	–	2,554	–	0.32%	–
MINT	New	PIMCO ETF TRenhan shrt ma ac	$357,000	–	3,601	–	0.32%	–
UNP	New	UNION PAC CORP	$346,000	–	1,624	–	0.31%	–
ETV	New	EATON VANCE TAX-MANAGED BUY-	$345,000	–	25,572	–	0.31%	–
VO	New	VANGUARD INDEX FDSmid cap etf	$343,000	–	1,741	–	0.31%	–
COWZ	New	PACER FDS TRus cash cows 100	$340,000	–	7,885	–	0.30%	–
VZ	New	VERIZON COMMUNICATIONS INC	$337,000	–	6,633	–	0.30%	–
BND	New	VANGUARD BD INDEX FDStotal bnd mrkt	$330,000	–	4,391	–	0.30%	–
VEA	New	VANGUARD TAX-MANAGED INTL FDvan ftse dev mkt	$327,000	–	8,024	–	0.29%	–
FREL	New	FIDELITY COVINGTON TRUSTmsci rl est etf	$327,000	–	12,039	–	0.29%	–
ABBV	New	ABBVIE INC	$327,000	–	2,133	–	0.29%	–
VNQ	New	VANGUARD INDEX FDSreal estate etf	$317,000	–	3,480	–	0.28%	–
DFAE	New	DIMENSIONAL ETF TRUSTemgr cre eqt mng	$315,000	–	13,609	–	0.28%	–
MCD	New	MCDONALDS CORP	$314,000	–	1,273	–	0.28%	–
STIP	New	ISHARES TR0-5 yr tips etf	$313,000	–	3,089	–	0.28%	–
XOM	New	EXXON MOBIL CORP	$312,000	–	3,646	–	0.28%	–
DUK	New	DUKE ENERGY CORP NEW	$309,000	–	2,885	–	0.28%	–
PFE	New	PFIZER INC	$306,000	–	5,842	–	0.28%	–
WAT	New	WATERS CORP	$298,000	–	900	–	0.27%	–
ORCL	New	ORACLE CORP	$294,000	–	4,213	–	0.26%	–
VIGI	New	VANGUARD WHITEHALL FDSintl dvd etf	$286,000	–	4,173	–	0.26%	–
XLB	New	SELECT SECTOR SPDR TRsbi materials	$284,000	–	3,860	–	0.26%	–
OEF	New	ISHARES TRs&p 100 etf	$281,000	–	1,628	–	0.25%	–
MRK	New	MERCK & CO INC	$281,000	–	3,086	–	0.25%	–
WMB	New	WILLIAMS COS INC	$275,000	–	8,824	–	0.25%	–
ITOT	New	ISHARES TRcore s&p ttl stk	$264,000	–	3,155	–	0.24%	–
BNTX	New	BIONTECH SEsponsored ads	$260,000	–	1,747	–	0.23%	–
LOW	New	LOWES COS INC	$258,000	–	1,475	–	0.23%	–
ICOW	New	PACER FDS TRdeveloped mrkt	$254,000	–	9,445	–	0.23%	–
VFH	New	VANGUARD WORLD FDSfinancials etf	$253,000	–	3,276	–	0.23%	–
BRKB	New	BERKSHIRE HATHAWAY INC DELcl b new	$250,000	–	917	–	0.22%	–
DVY	New	ISHARES TRselect divid etf	$247,000	–	2,099	–	0.22%	–
VHT	New	VANGUARD WORLD FDShealth car etf	$246,000	–	1,043	–	0.22%	–
AWK	New	AMERICAN WTR WKS CO INC NEW	$241,000	–	1,618	–	0.22%	–
DE	New	DEERE & CO	$240,000	–	802	–	0.22%	–
CAT	New	CATERPILLAR INC	$231,000	–	1,291	–	0.21%	–
QCOM	New	QUALCOMM INC	$230,000	–	1,797	–	0.21%	–
DIS	New	DISNEY WALT CO	$225,000	–	2,388	–	0.20%	–
MGK	New	VANGUARD WORLD FDmega grwth ind	$215,000	–	1,185	–	0.19%	–
SHY	New	ISHARES TR1 3 yr treas bd	$209,000	–	2,530	–	0.19%	–
HON	New	HONEYWELL INTL INC	$206,000	–	1,188	–	0.18%	–
FMAT	New	FIDELITY COVINGTON TRUSTmsci matls index	$206,000	–	5,028	–	0.18%	–
XLRE	New	SELECT SECTOR SPDR TRrl est sel sec	$205,000	–	5,012	–	0.18%	–
DIA	New	SPDR DOW JONES INDL AVERAGEut ser 1	$204,000	–	662	–	0.18%	–
WMT	New	WALMART INC	$202,000	–	1,663	–	0.18%	–
PPT	New	PUTNAM PREMIER INCOME TRsh ben int	$39,000	–	10,271	–	0.04%	–

Q4 2021

			Value		Shares		↓ Weighting
PPT	Exit	PUTNAM PREMIER INCOME TRsh ben int	$0	–	-10,271	–	-0.04%	–
GLQ	Exit	CLOUGH GLOBAL EQUITY FD	$0	–	-10,991	–	-0.15%	–
SMMU	Exit	PIMCO ETF TRshtrm mun bd act	$0	–	-4,070	–	-0.20%	–
WMB	Exit	WILLIAMS COS INC	$0	–	-8,090	–	-0.20%	–
EMR	Exit	EMERSON ELEC CO	$0	–	-2,229	–	-0.20%	–
VCR	Exit	VANGUARD WORLD FDSconsum dis etf	$0	–	-683	–	-0.20%	–
AEP	Exit	AMERICAN ELEC PWR CO INC	$0	–	-2,692	–	-0.20%	–
GLW	Exit	CORNING INC	$0	–	-6,012	–	-0.20%	–
XLI	Exit	SELECT SECTOR SPDR TRsbi int-inds	$0	–	-2,281	–	-0.21%	–
BIV	Exit	VANGUARD BD INDEX FDSintermed term	$0	–	-2,524	–	-0.21%	–
AMAT	Exit	APPLIED MATLS INC	$0	–	-1,763	–	-0.21%	–
BA	Exit	BOEING CO	$0	–	-1,040	–	-0.21%	–
QCOM	Exit	QUALCOMM INC	$0	–	-1,791	–	-0.22%	–
MCD	Exit	MCDONALDS CORP	$0	–	-952	–	-0.22%	–
VBR	Exit	VANGUARD INDEX FDSsm cp val etf	$0	–	-1,375	–	-0.22%	–
IBM	Exit	INTERNATIONAL BUSINESS MACHS	$0	–	-1,674	–	-0.22%	–
ARKG	Exit	ARK ETF TRgenomic rev etf	$0	–	-3,125	–	-0.22%	–
PFE	Exit	PFIZER INC	$0	–	-5,470	–	-0.22%	–
PFF	Exit	ISHARES TRpfd and incm sec	$0	–	-6,078	–	-0.22%	–
DE	Exit	DEERE & CO	$0	–	-714	–	-0.22%	–
DVY	Exit	ISHARES TRselect divid etf	$0	–	-2,126	–	-0.23%	–
XLRE	Exit	SELECT SECTOR SPDR TRrl est sel sec	$0	–	-5,489	–	-0.23%	–
XOM	Exit	EXXON MOBIL CORP	$0	–	-4,237	–	-0.23%	–
GLD	Exit	SPDR GOLD TR	$0	–	-1,542	–	-0.24%	–
GSY	Exit	INVESCO ACTIVELY MANAGED ETFultra shrt dur	$0	–	-5,023	–	-0.24%	–
VHT	Exit	VANGUARD WORLD FDShealth car etf	$0	–	-1,043	–	-0.24%	–
UNP	Exit	UNION PAC CORP	$0	–	-1,334	–	-0.24%	–
SCHP	Exit	SCHWAB STRATEGIC TRus tips etf	$0	–	-4,207	–	-0.24%	–
MGK	Exit	VANGUARD WORLD FDmega grwth ind	$0	–	-1,123	–	-0.25%	–
LOW	Exit	LOWES COS INC	$0	–	-1,325	–	-0.25%	–
ITOT	Exit	ISHARES TRcore s&p ttl stk	$0	–	-2,735	–	-0.25%	–
DUK	Exit	DUKE ENERGY CORP NEW	$0	–	-2,885	–	-0.26%	–
AWK	Exit	AMERICAN WTR WKS CO INC NEW	$0	–	-1,750	–	-0.28%	–
GOOGL	Exit	ALPHABET INCcap stk cl a	$0	–	-111	–	-0.28%	–
FMAT	Exit	FIDELITY COVINGTON TRUSTmsci matls index	$0	–	-6,810	–	-0.28%	–
STPZ	Exit	PIMCO ETF TR1-5 us tip idx	$0	–	-5,507	–	-0.28%	–
LLY	Exit	LILLY ELI & CO	$0	–	-1,312	–	-0.28%	–
IBB	Exit	ISHARES TRishares biotech	$0	–	-1,886	–	-0.28%	–
T	Exit	AT&T INC	$0	–	-11,354	–	-0.29%	–
JPST	Exit	J P MORGAN EXCHANGE-TRADED Fultra shrt inc	$0	–	-6,081	–	-0.29%	–
SHM	Exit	SPDR SER TRnuveen blmbrg sr	$0	–	-6,334	–	-0.29%	–
OEF	Exit	ISHARES TRs&p 100 etf	$0	–	-1,628	–	-0.30%	–
WAT	Exit	WATERS CORP	$0	–	-900	–	-0.30%	–
VNQ	Exit	VANGUARD INDEX FDSreal estate etf	$0	–	-3,163	–	-0.30%	–
VDE	Exit	VANGUARD WORLD FDSenergy etf	$0	–	-4,385	–	-0.30%	–
HD	Exit	HOME DEPOT INC	$0	–	-1,000	–	-0.31%	–
BNTX	Exit	BIONTECH SEsponsored ads	$0	–	-1,207	–	-0.31%	–
GOOG	Exit	ALPHABET INCcap stk cl c	$0	–	-130	–	-0.32%	–
BND	Exit	VANGUARD BD INDEX FDStotal bnd mrkt	$0	–	-4,263	–	-0.34%	–
FENY	Exit	FIDELITY COVINGTON TRUSTmsci energy idx	$0	–	-26,235	–	-0.35%	–
VFH	Exit	VANGUARD WORLD FDSfinancials etf	$0	–	-4,175	–	-0.36%	–
VZ	Exit	VERIZON COMMUNICATIONS INC	$0	–	-7,294	–	-0.37%	–
VO	Exit	VANGUARD INDEX FDSmid cap etf	$0	–	-1,698	–	-0.38%	–
AMZN	Exit	AMAZON COM INC	$0	–	-124	–	-0.38%	–
FNDE	Exit	SCHWAB STRATEGIC TRschwb fdt emk lg	$0	–	-12,636	–	-0.38%	–
VEA	Exit	VANGUARD TAX-MANAGED INTL FDftse dev mkt etf	$0	–	-8,109	–	-0.38%	–
ETV	Exit	EATON VANCE TAX-MANAGED BUY-	$0	–	-25,874	–	-0.39%	–
D	Exit	DOMINION ENERGY INC	$0	–	-5,751	–	-0.39%	–
VIGI	Exit	VANGUARD WHITEHALL FDSintl dvd etf	$0	–	-4,879	–	-0.40%	–
NOC	Exit	NORTHROP GRUMMAN CORP	$0	–	-1,200	–	-0.40%	–
SLQD	Exit	ISHARES TR0-5yr invt gr cp	$0	–	-8,358	–	-0.40%	–
BSV	Exit	VANGUARD BD INDEX FDSshort trm bond	$0	–	-5,446	–	-0.42%	–
CVX	Exit	CHEVRON CORP NEW	$0	–	-4,468	–	-0.42%	–
XLU	Exit	SELECT SECTOR SPDR TRsbi int-utils	$0	–	-7,387	–	-0.44%	–
FNDF	Exit	SCHWAB STRATEGIC TRschwb fdt int lg	$0	–	-14,968	–	-0.46%	–
PEP	Exit	PEPSICO INC	$0	–	-3,285	–	-0.46%	–
FSTA	Exit	FIDELITY COVINGTON TRUSTconsmr staples	$0	–	-12,559	–	-0.49%	–
VB	Exit	VANGUARD INDEX FDSsmall cp etf	$0	–	-2,450	–	-0.50%	–
XLE	Exit	SELECT SECTOR SPDR TRenergy	$0	–	-10,471	–	-0.51%	–
MINT	Exit	PIMCO ETF TRenhan shrt ma ac	$0	–	-5,968	–	-0.57%	–
XLY	Exit	SELECT SECTOR SPDR TRsbi cons discr	$0	–	-3,556	–	-0.60%	–
VTI	Exit	VANGUARD INDEX FDStotal stk mkt	$0	–	-2,922	–	-0.60%	–
SCHR	Exit	SCHWAB STRATEGIC TRintrm trm tres	$0	–	-11,586	–	-0.61%	–
FREL	Exit	FIDELITY COVINGTON TRUSTmsci rl est etf	$0	–	-21,698	–	-0.62%	–
NVDA	Exit	NVIDIA CORPORATION	$0	–	-3,232	–	-0.62%	–
IJH	Exit	ISHARES TRcore s&p mcp etf	$0	–	-2,553	–	-0.63%	–
FLOT	Exit	ISHARES TRfltg rate nt etf	$0	–	-13,332	–	-0.63%	–
FNDX	Exit	SCHWAB STRATEGIC TRschwab fdt us lg	$0	–	-13,111	–	-0.66%	–
USIG	Exit	ISHARES TRusd inv grde etf	$0	–	-12,386	–	-0.69%	–
ORCL	Exit	ORACLE CORP	$0	–	-8,565	–	-0.70%	–
JPM	Exit	JPMORGAN CHASE & CO	$0	–	-4,763	–	-0.73%	–
INTC	Exit	INTEL CORP	$0	–	-15,465	–	-0.77%	–
JNJ	Exit	JOHNSON & JOHNSON	$0	–	-5,186	–	-0.78%	–
VYM	Exit	VANGUARD WHITEHALL FDShigh div yld	$0	–	-8,137	–	-0.78%	–
VDC	Exit	VANGUARD WORLD FDSconsum stp etf	$0	–	-4,698	–	-0.78%	–
GOVT	Exit	ISHARES TRus treas bd etf	$0	–	-35,023	–	-0.87%	–
FIDU	Exit	FIDELITY COVINGTON TRUSTmsci indl indx	$0	–	-18,567	–	-0.90%	–
IJR	Exit	ISHARES TRcore s&p scp etf	$0	–	-8,939	–	-0.91%	–
IVV	Exit	ISHARES TRcore s&p500 etf	$0	–	-2,287	–	-0.92%	–
FDIS	Exit	FIDELITY COVINGTON TRUSTmsci consm dis	$0	–	-12,343	–	-0.92%	–
VIS	Exit	VANGUARD WORLD FDSindustrial etf	$0	–	-5,317	–	-0.93%	–
VIG	Exit	VANGUARD SPECIALIZED FUNDSdiv app etf	$0	–	-6,737	–	-0.96%	–
IAU	Exit	ISHARES GOLD TRishares new	$0	–	-32,650	–	-1.02%	–
VXUS	Exit	VANGUARD STAR FDSvg tl intl stk f	$0	–	-17,640	–	-1.04%	–
IDEV	Exit	ISHARES TRcore msci intl	$0	–	-17,528	–	-1.09%	–
PG	Exit	PROCTER AND GAMBLE CO	$0	–	-9,267	–	-1.21%	–
IEMG	Exit	ISHARES INCcore msci emkt	$0	–	-22,637	–	-1.30%	–
FCOM	Exit	FIDELITY COVINGTON TRUST	$0	–	-26,464	–	-1.32%	–
VGSH	Exit	VANGUARD SCOTTSDALE FDSshort term treas	$0	–	-25,392	–	-1.45%	–
ICSH	Exit	ISHARES TRblackrock ultra	$0	–	-35,928	–	-1.69%	–
MSFT	Exit	MICROSOFT CORP	$0	–	-6,565	–	-1.73%	–
VGT	Exit	VANGUARD WORLD FDSinf tech etf	$0	–	-4,732	–	-1.77%	–
FNCL	Exit	FIDELITY COVINGTON TRUSTmsci finls idx	$0	–	-37,733	–	-1.89%	–
FHLC	Exit	FIDELITY COVINGTON TRUSTmsci hlth care i	$0	–	-32,683	–	-1.95%	–
VTV	Exit	VANGUARD INDEX FDSvalue etf	$0	–	-15,808	–	-2.00%	–
FTEC	Exit	FIDELITY COVINGTON TRUSTmsci info tech i	$0	–	-18,551	–	-2.05%	–
VUG	Exit	VANGUARD INDEX FDSgrowth etf	$0	–	-7,698	–	-2.08%	–
VCIT	Exit	VANGUARD SCOTTSDALE FDSint-term corp	$0	–	-25,829	–	-2.28%	–
RSP	Exit	INVESCO EXCHANGE TRADED FD Ts&p500 eql wgt	$0	–	-16,895	–	-2.36%	–
AAPL	Exit	APPLE INC	$0	–	-19,999	–	-2.64%	–
IUSG	Exit	ISHARES TRcore s&p us gwt	$0	–	-31,487	–	-3.01%	–
LQD	Exit	ISHARES TRiboxx inv cp etf	$0	–	-25,507	–	-3.16%	–
IEFA	Exit	ISHARES TRcore msci eafe	$0	–	-49,885	–	-3.46%	–
IUSV	Exit	ISHARES TRcore s&p us vlu	$0	–	-63,865	–	-4.22%	–
ISTB	Exit	ISHARES TRcore 1 5 yr usd	$0	–	-93,874	–	-4.47%	–
VTIP	Exit	VANGUARD MALVERN FDSstrm infproidx	$0	–	-129,061	–	-6.33%	–
VCSH	Exit	VANGUARD SCOTTSDALE FDSshrt trm corp bd	$0	–	-92,511	–	-7.11%	–

Q3 2021

			Value		Shares		↓ Weighting
VCSH	Buy	VANGUARD SCOTTSDALE FDSshrt trm corp bd	$7,624,000	+11.5%	92,511	+11.9%	7.11%	+7.9%
VTIP	Buy	VANGUARD MALVERN FDSstrm infproidx	$6,786,000	+25.7%	129,061	+25.3%	6.33%	+21.7%
ISTB	Buy	ISHARES TRcore 1 5 yr usd	$4,794,000	+2.8%	93,874	+3.2%	4.47%	-0.5%
IUSV	Buy	ISHARES TRcore s&p us vlu	$4,527,000	+2.4%	63,865	+4.0%	4.22%	-0.9%
IEFA	Buy	ISHARES TRcore msci eafe	$3,704,000	+2.3%	49,885	+3.2%	3.46%	-0.9%
LQD	Sell	ISHARES TRiboxx inv cp etf	$3,393,000	-7.2%	25,507	-6.3%	3.16%	-10.2%
IUSG	Sell	ISHARES TRcore s&p us gwt	$3,225,000	-0.5%	31,487	-1.9%	3.01%	-3.7%
RSP	Buy	INVESCO EXCHANGE TRADED FD Ts&p500 eql wgt	$2,531,000	+3.2%	16,895	+3.9%	2.36%	-0.1%
VCIT	Sell	VANGUARD SCOTTSDALE FDSint-term corp	$2,439,000	-1.7%	25,829	-1.0%	2.28%	-4.8%
VUG	Buy	VANGUARD INDEX FDSgrowth etf	$2,234,000	+3.6%	7,698	+2.4%	2.08%	+0.3%
FTEC	Buy	FIDELITY COVINGTON TRUSTmsci info tech i	$2,201,000	+7.8%	18,551	+7.1%	2.05%	+4.4%
VTV	Buy	VANGUARD INDEX FDSvalue etf	$2,140,000	+5.1%	15,808	+6.7%	2.00%	+1.7%
FHLC	Sell	FIDELITY COVINGTON TRUSTmsci hlth care i	$2,086,000	-6.8%	32,683	-6.9%	1.95%	-9.8%
FNCL	Buy	FIDELITY COVINGTON TRUSTmsci finls idx	$2,026,000	+8.6%	37,733	+5.9%	1.89%	+5.2%
VGT	Sell	VANGUARD WORLD FDSinf tech etf	$1,899,000	-6.4%	4,732	-7.0%	1.77%	-9.4%
MSFT	Sell	MICROSOFT CORP	$1,851,000	+3.5%	6,565	-0.5%	1.73%	+0.2%
ICSH	Buy	ISHARES TRblackrock ultra	$1,815,000	+1.0%	35,928	+1.0%	1.69%	-2.3%
VGSH	Buy	VANGUARD SCOTTSDALE FDSshort term treas	$1,559,000	+117.1%	25,392	+117.4%	1.45%	+110.1%
FCOM	Buy	FIDELITY COVINGTON TRUST	$1,413,000	-1.9%	26,464	+0.1%	1.32%	-5.1%
IEMG	Buy	ISHARES INCcore msci emkt	$1,398,000	-7.3%	22,637	+0.6%	1.30%	-10.3%
PG	Sell	PROCTER AND GAMBLE CO	$1,296,000	+0.7%	9,267	-2.9%	1.21%	-2.5%
IDEV	Buy	ISHARES TRcore msci intl	$1,171,000	+3.9%	17,528	+4.9%	1.09%	+0.6%
VXUS	Buy	VANGUARD STAR FDSvg tl intl stk f	$1,116,000	-1.7%	17,640	+2.1%	1.04%	-4.8%
IAU	New	ISHARES GOLD TRishares new	$1,091,000	–	32,650	–	1.02%	–
VIG	Buy	VANGUARD SPECIALIZED FUNDSdiv app etf	$1,035,000	-0.4%	6,737	+0.4%	0.96%	-3.6%
VIS	Buy	VANGUARD WORLD FDSindustrial etf	$999,000	-3.5%	5,317	+0.9%	0.93%	-6.5%
FDIS	Buy	FIDELITY COVINGTON TRUSTmsci consm dis	$991,000	-0.4%	12,343	+0.6%	0.92%	-3.6%
IVV	Sell	ISHARES TRcore s&p500 etf	$985,000	-0.2%	2,287	-0.4%	0.92%	-3.4%
IJR	Buy	ISHARES TRcore s&p scp etf	$976,000	-1.9%	8,939	+1.5%	0.91%	-5.1%
FIDU	Buy	FIDELITY COVINGTON TRUSTmsci indl indx	$963,000	+7.8%	18,567	+12.7%	0.90%	+4.3%
GOVT	Sell	ISHARES TRus treas bd etf	$929,000	-40.1%	35,023	-39.9%	0.87%	-42.0%
VDC	Buy	VANGUARD WORLD FDSconsum stp etf	$842,000	-0.2%	4,698	+1.6%	0.78%	-3.4%
VYM	Buy	VANGUARD WHITEHALL FDShigh div yld	$841,000	-0.4%	8,137	+1.0%	0.78%	-3.6%
JPM	Buy	JPMORGAN CHASE & CO	$780,000	+6.3%	4,763	+0.9%	0.73%	+3.0%
USIG	Buy	ISHARES TRusd inv grde etf	$744,000	+4.2%	12,386	+5.1%	0.69%	+0.9%
FNDX	Buy	SCHWAB STRATEGIC TRschwab fdt us lg	$707,000	+15.0%	13,111	+16.7%	0.66%	+11.1%
FLOT	Buy	ISHARES TRfltg rate nt etf	$678,000	+12.8%	13,332	+12.8%	0.63%	+9.2%
IJH	Buy	ISHARES TRcore s&p mcp etf	$672,000	-0.6%	2,553	+1.5%	0.63%	-3.7%
NVDA	Buy	NVIDIA CORPORATION	$670,000	+5.2%	3,232	+306.0%	0.62%	+1.8%
FREL	Buy	FIDELITY COVINGTON TRUSTmsci rl est etf	$660,000	+1.2%	21,698	+1.3%	0.62%	-1.9%
SCHR	Buy	SCHWAB STRATEGIC TRintrm trm tres	$657,000	+0.6%	11,586	+1.0%	0.61%	-2.5%
VTI	Sell	VANGUARD INDEX FDStotal stk mkt	$649,000	-2.0%	2,922	-1.7%	0.60%	-5.2%
XLY	Sell	SELECT SECTOR SPDR TRsbi cons discr	$638,000	-1.4%	3,556	-1.9%	0.60%	-4.5%
MINT	Sell	PIMCO ETF TRenhan shrt ma ac	$608,000	-3.5%	5,968	-3.4%	0.57%	-6.6%
XLE	Sell	SELECT SECTOR SPDR TRenergy	$545,000	-4.2%	10,471	-0.8%	0.51%	-7.3%
VB	Sell	VANGUARD INDEX FDSsmall cp etf	$536,000	-4.6%	2,450	-1.8%	0.50%	-7.7%
FSTA	Buy	FIDELITY COVINGTON TRUSTconsmr staples	$526,000	+8.0%	12,559	+9.9%	0.49%	+4.7%
FNDF	Buy	SCHWAB STRATEGIC TRschwb fdt int lg	$491,000	+25.9%	14,968	+27.6%	0.46%	+21.8%
XLU	Sell	SELECT SECTOR SPDR TRsbi int-utils	$472,000	-0.4%	7,387	-1.6%	0.44%	-3.7%
CVX	Sell	CHEVRON CORP NEW	$453,000	-4.2%	4,468	-1.2%	0.42%	-7.2%
BSV	Buy	VANGUARD BD INDEX FDSshort trm bond	$446,000	+20.2%	5,446	+20.7%	0.42%	+16.2%
SLQD	Buy	ISHARES TR0-5yr invt gr cp	$432,000	+19.7%	8,358	+20.2%	0.40%	+15.8%
VIGI	Sell	VANGUARD WHITEHALL FDSintl dvd etf	$426,000	-5.8%	4,879	-5.5%	0.40%	-8.9%
ETV	Sell	EATON VANCE TAX-MANAGED BUY-	$414,000	-2.4%	25,874	-0.6%	0.39%	-5.6%
FNDE	Buy	SCHWAB STRATEGIC TRschwb fdt emk lg	$407,000	+51.9%	12,636	+51.9%	0.38%	+47.3%
AMZN	Buy	AMAZON COM INC	$407,000	+7.7%	124	+12.7%	0.38%	+4.4%
VZ	Buy	VERIZON COMMUNICATIONS INC	$394,000	0.0%	7,294	+3.7%	0.37%	-3.4%
FENY	Buy	FIDELITY COVINGTON TRUSTmsci energy idx	$378,000	+14.2%	26,235	+16.8%	0.35%	+10.7%
BND	Buy	VANGUARD BD INDEX FDStotal bnd mrkt	$364,000	+1.4%	4,263	+2.0%	0.34%	-1.7%
BNTX	Sell	BIONTECH SEsponsored ads	$329,000	-2.1%	1,207	-19.7%	0.31%	-5.2%
HD	Sell	HOME DEPOT INC	$328,000	-0.6%	1,000	-3.3%	0.31%	-3.8%
VDE	Sell	VANGUARD WORLD FDSenergy etf	$324,000	-4.4%	4,385	-1.7%	0.30%	-7.6%
VNQ	Sell	VANGUARD INDEX FDSreal estate etf	$322,000	-4.7%	3,163	-4.6%	0.30%	-8.0%
SHM	Sell	SPDR SER TRnuveen blmbrg sr	$313,000	-16.8%	6,334	-16.5%	0.29%	-19.3%
JPST	Buy	J P MORGAN EXCHANGE-TRADED Fultra shrt inc	$308,000	+6.6%	6,081	+6.9%	0.29%	+3.2%
T	Buy	AT&T INC	$307,000	-4.4%	11,354	+1.7%	0.29%	-7.4%
IBB	Sell	ISHARES TRishares biotech	$305,000	-14.1%	1,886	-13.0%	0.28%	-17.0%
STPZ	Buy	PIMCO ETF TR1-5 us tip idx	$302,000	+45.9%	5,507	+46.3%	0.28%	+41.7%
FMAT	Sell	FIDELITY COVINGTON TRUSTmsci matls index	$301,000	-5.9%	6,810	-1.6%	0.28%	-8.8%
LOW	Buy	LOWES COS INC	$269,000	+5.9%	1,325	+1.0%	0.25%	+2.4%
ITOT	Buy	ISHARES TRcore s&p ttl stk	$269,000	+2.7%	2,735	+3.3%	0.25%	-0.4%
MGK	Sell	VANGUARD WORLD FDmega grwth ind	$264,000	-10.2%	1,123	-11.6%	0.25%	-13.1%
SCHP	Sell	SCHWAB STRATEGIC TRus tips etf	$263,000	-7.4%	4,207	-7.6%	0.24%	-10.6%
GSY	Buy	INVESCO ACTIVELY MANAGED ETFultra shrt dur	$254,000	+7.2%	5,023	+7.1%	0.24%	+3.9%
GLD	Sell	SPDR GOLD TR	$253,000	-3.8%	1,542	-2.8%	0.24%	-6.7%
XLRE	Sell	SELECT SECTOR SPDR TRrl est sel sec	$244,000	-4.3%	5,489	-4.5%	0.23%	-7.3%
DVY	Buy	ISHARES TRselect divid etf	$244,000	-1.6%	2,126	+0.1%	0.23%	-4.6%
ARKG	Buy	ARK ETF TRgenomic rev etf	$234,000	-5.6%	3,125	+16.3%	0.22%	-8.8%
VBR	New	VANGUARD INDEX FDSsm cp val etf	$233,000	–	1,375	–	0.22%	–
QCOM	Sell	QUALCOMM INC	$231,000	-10.8%	1,791	-1.0%	0.22%	-14.0%
MCD	Buy	MCDONALDS CORP	$230,000	+5.5%	952	+0.7%	0.22%	+2.4%
BA	Buy	BOEING CO	$229,000	+13.9%	1,040	+23.8%	0.21%	+10.3%
BIV	Sell	VANGUARD BD INDEX FDSintermed term	$226,000	-11.0%	2,524	-10.5%	0.21%	-13.9%
XLI	Sell	SELECT SECTOR SPDR TRsbi int-inds	$223,000	-6.3%	2,281	-1.9%	0.21%	-9.2%
AEP	Buy	AMERICAN ELEC PWR CO INC	$219,000	-0.9%	2,692	+2.9%	0.20%	-4.2%
VCR	Buy	VANGUARD WORLD FDSconsum dis etf	$212,000	+4.4%	683	+5.9%	0.20%	+1.0%
UNH	Exit	UNITEDHEALTH GROUP INC	$0	–	-500	–	-0.19%	–
FB	Exit	FACEBOOK INCcl a	$0	–	-589	–	-0.20%	–
GE	Exit	GENERAL ELECTRIC CO	$0	–	-15,413	–	-0.20%	–
MU	Exit	MICRON TECHNOLOGY INC	$0	–	-2,520	–	-0.21%	–
BNDX	Exit	VANGUARD CHARLOTTE FDSintl bd idx etf	$0	–	-5,199	–	-0.29%	–

Q2 2021

			Value		Shares		↓ Weighting
VCSH	New	VANGUARD SCOTTSDALE FDSshrt trm corp bd	$6,839,000	–	82,683	–	6.59%	–
VTIP	New	VANGUARD MALVERN FDSstrm infproidx	$5,397,000	–	102,970	–	5.20%	–
ISTB	New	ISHARES TRcore 1 5 yr usd	$4,664,000	–	90,932	–	4.49%	–
IUSV	New	ISHARES TRcore s&p us vlu	$4,421,000	–	61,435	–	4.26%	–
LQD	New	ISHARES TRiboxx inv cp etf	$3,658,000	–	27,223	–	3.52%	–
IEFA	New	ISHARES TRcore msci eafe	$3,619,000	–	48,339	–	3.49%	–
IUSG	New	ISHARES TRcore s&p us gwt	$3,240,000	–	32,090	–	3.12%	–
AAPL	New	APPLE INC	$2,739,000	–	19,999	–	2.64%	–
VCIT	New	VANGUARD SCOTTSDALE FDSint-term corp	$2,480,000	–	26,086	–	2.39%	–
RSP	New	INVESCO EXCHANGE TRADED FD Ts&p500 eql wgt	$2,452,000	–	16,266	–	2.36%	–
FHLC	New	FIDELITY COVINGTON TRUSTmsci hlth care i	$2,238,000	–	35,114	–	2.16%	–
VUG	New	VANGUARD INDEX FDSgrowth etf	$2,156,000	–	7,516	–	2.08%	–
FTEC	New	FIDELITY COVINGTON TRUSTmsci info tech i	$2,041,000	–	17,327	–	1.97%	–
VTV	New	VANGUARD INDEX FDSvalue etf	$2,036,000	–	14,811	–	1.96%	–
VGT	New	VANGUARD WORLD FDSinf tech etf	$2,028,000	–	5,086	–	1.95%	–
FNCL	New	FIDELITY COVINGTON TRUSTmsci finls idx	$1,865,000	–	35,626	–	1.80%	–
ICSH	New	ISHARES TRblackrock ultra	$1,797,000	–	35,573	–	1.73%	–
MSFT	New	MICROSOFT CORP	$1,788,000	–	6,599	–	1.72%	–
GOVT	New	ISHARES TRus treas bd etf	$1,550,000	–	58,277	–	1.49%	–
IEMG	New	ISHARES INCcore msci emkt	$1,508,000	–	22,503	–	1.45%	–
FCOM	New	FIDELITY COVINGTON TRUST	$1,441,000	–	26,436	–	1.39%	–
PG	New	PROCTER AND GAMBLE CO	$1,287,000	–	9,539	–	1.24%	–
VXUS	New	VANGUARD STAR FDSvg tl intl stk f	$1,135,000	–	17,284	–	1.09%	–
IDEV	New	ISHARES TRcore msci intl	$1,127,000	–	16,702	–	1.09%	–
VIG	New	VANGUARD SPECIALIZED FUNDSdiv app etf	$1,039,000	–	6,712	–	1.00%	–
VIS	New	VANGUARD WORLD FDSindustrial etf	$1,035,000	–	5,270	–	1.00%	–
IJR	New	ISHARES TRcore s&p scp etf	$995,000	–	8,804	–	0.96%	–
FDIS	New	FIDELITY COVINGTON TRUSTmsci consm dis	$995,000	–	12,272	–	0.96%	–
IVV	New	ISHARES TRcore s&p500 etf	$987,000	–	2,296	–	0.95%	–
FIDU	New	FIDELITY COVINGTON TRUSTmsci indl indx	$893,000	–	16,472	–	0.86%	–
INTC	New	INTEL CORP	$868,000	–	15,465	–	0.84%	–
JNJ	New	JOHNSON & JOHNSON	$854,000	–	5,186	–	0.82%	–
VDC	New	VANGUARD WORLD FDSconsum stp etf	$844,000	–	4,623	–	0.81%	–
VYM	New	VANGUARD WHITEHALL FDShigh div yld	$844,000	–	8,059	–	0.81%	–
JPM	New	JPMORGAN CHASE & CO	$734,000	–	4,721	–	0.71%	–
VGSH	New	VANGUARD SCOTTSDALE FDSshort term treas	$718,000	–	11,681	–	0.69%	–
USIG	New	ISHARES TRusd inv grde etf	$714,000	–	11,784	–	0.69%	–
IJH	New	ISHARES TRcore s&p mcp etf	$676,000	–	2,516	–	0.65%	–
ORCL	New	ORACLE CORP	$667,000	–	8,565	–	0.64%	–
VTI	New	VANGUARD INDEX FDStotal stk mkt	$662,000	–	2,973	–	0.64%	–
SCHR	New	SCHWAB STRATEGIC TRintrm trm tres	$653,000	–	11,476	–	0.63%	–
FREL	New	FIDELITY COVINGTON TRUSTmsci rl est etf	$652,000	–	21,413	–	0.63%	–
XLY	New	SELECT SECTOR SPDR TRsbi cons discr	$647,000	–	3,626	–	0.62%	–
NVDA	New	NVIDIA CORPORATION	$637,000	–	796	–	0.61%	–
MINT	New	PIMCO ETF TRenhan shrt ma ac	$630,000	–	6,177	–	0.61%	–
FNDX	New	SCHWAB STRATEGIC TRschwab fdt us lg	$615,000	–	11,236	–	0.59%	–
FLOT	New	ISHARES TRfltg rate nt etf	$601,000	–	11,818	–	0.58%	–
XLE	New	SELECT SECTOR SPDR TRenergy	$569,000	–	10,556	–	0.55%	–
VB	New	VANGUARD INDEX FDSsmall cp etf	$562,000	–	2,495	–	0.54%	–
FSTA	New	FIDELITY COVINGTON TRUSTconsmr staples	$487,000	–	11,429	–	0.47%	–
PEP	New	PEPSICO INC	$487,000	–	3,285	–	0.47%	–
XLU	New	SELECT SECTOR SPDR TRsbi int-utils	$474,000	–	7,504	–	0.46%	–
CVX	New	CHEVRON CORP NEW	$473,000	–	4,520	–	0.46%	–
VIGI	New	VANGUARD WHITEHALL FDSintl dvd etf	$452,000	–	5,165	–	0.44%	–
NOC	New	NORTHROP GRUMMAN CORP	$436,000	–	1,200	–	0.42%	–
ETV	New	EATON VANCE TAX-MANAGED BUY-	$424,000	–	26,023	–	0.41%	–
D	New	DOMINION ENERGY INC	$423,000	–	5,751	–	0.41%	–
VEA	New	VANGUARD TAX-MANAGED INTL FDftse dev mkt etf	$418,000	–	8,109	–	0.40%	–
VO	New	VANGUARD INDEX FDSmid cap etf	$403,000	–	1,698	–	0.39%	–
VZ	New	VERIZON COMMUNICATIONS INC	$394,000	–	7,034	–	0.38%	–
FNDF	New	SCHWAB STRATEGIC TRschwb fdt int lg	$390,000	–	11,730	–	0.38%	–
VFH	New	VANGUARD WORLD FDSfinancials etf	$378,000	–	4,175	–	0.36%	–
AMZN	New	AMAZON COM INC	$378,000	–	110	–	0.36%	–
SHM	New	SPDR SER TRnuveen blmbrg sr	$376,000	–	7,589	–	0.36%	–
BSV	New	VANGUARD BD INDEX FDSshort trm bond	$371,000	–	4,513	–	0.36%	–
SLQD	New	ISHARES TR0-5yr invt gr cp	$361,000	–	6,956	–	0.35%	–
BND	New	VANGUARD BD INDEX FDStotal bnd mrkt	$359,000	–	4,180	–	0.35%	–
IBB	New	ISHARES TRishares biotech	$355,000	–	2,169	–	0.34%	–
VDE	New	VANGUARD WORLD FDSenergy etf	$339,000	–	4,462	–	0.33%	–
VNQ	New	VANGUARD INDEX FDSreal estate etf	$338,000	–	3,316	–	0.33%	–
BNTX	New	BIONTECH SEsponsored ads	$336,000	–	1,503	–	0.32%	–
FENY	New	FIDELITY COVINGTON TRUSTmsci energy idx	$331,000	–	22,466	–	0.32%	–
HD	New	HOME DEPOT INC	$330,000	–	1,034	–	0.32%	–
GOOG	New	ALPHABET INCcap stk cl c	$326,000	–	130	–	0.31%	–
T	New	AT&T INC	$321,000	–	11,159	–	0.31%	–
FMAT	New	FIDELITY COVINGTON TRUSTmsci matls index	$320,000	–	6,923	–	0.31%	–
OEF	New	ISHARES TRs&p 100 etf	$319,000	–	1,628	–	0.31%	–
WAT	New	WATERS CORP	$311,000	–	900	–	0.30%	–
LLY	New	LILLY ELI & CO	$301,000	–	1,312	–	0.29%	–
BNDX	New	VANGUARD CHARLOTTE FDSintl bd idx etf	$297,000	–	5,199	–	0.29%	–
MGK	New	VANGUARD WORLD FDmega grwth ind	$294,000	–	1,271	–	0.28%	–
UNP	New	UNION PAC CORP	$293,000	–	1,334	–	0.28%	–
JPST	New	J P MORGAN EXCHANGE-TRADED Fultra shrt inc	$289,000	–	5,688	–	0.28%	–
DUK	New	DUKE ENERGY CORP NEW	$285,000	–	2,885	–	0.28%	–
SCHP	New	SCHWAB STRATEGIC TRus tips etf	$284,000	–	4,551	–	0.27%	–
GOOGL	New	ALPHABET INCcap stk cl a	$271,000	–	111	–	0.26%	–
AWK	New	AMERICAN WTR WKS CO INC NEW	$270,000	–	1,750	–	0.26%	–
FNDE	New	SCHWAB STRATEGIC TRschwb fdt emk lg	$268,000	–	8,319	–	0.26%	–
XOM	New	EXXON MOBIL CORP	$267,000	–	4,237	–	0.26%	–
GLD	New	SPDR GOLD TR	$263,000	–	1,587	–	0.25%	–
ITOT	New	ISHARES TRcore s&p ttl stk	$262,000	–	2,648	–	0.25%	–
QCOM	New	QUALCOMM INC	$259,000	–	1,810	–	0.25%	–
VHT	New	VANGUARD WORLD FDShealth car etf	$258,000	–	1,043	–	0.25%	–
XLRE	New	SELECT SECTOR SPDR TRrl est sel sec	$255,000	–	5,745	–	0.25%	–
BIV	New	VANGUARD BD INDEX FDSintermed term	$254,000	–	2,820	–	0.24%	–
LOW	New	LOWES COS INC	$254,000	–	1,312	–	0.24%	–
DE	New	DEERE & CO	$252,000	–	714	–	0.24%	–
AMAT	New	APPLIED MATLS INC	$251,000	–	1,763	–	0.24%	–
ARKG	New	ARK ETF TRgenomic rev etf	$248,000	–	2,686	–	0.24%	–
DVY	New	ISHARES TRselect divid etf	$248,000	–	2,124	–	0.24%	–
GLW	New	CORNING INC	$246,000	–	6,012	–	0.24%	–
IBM	New	INTERNATIONAL BUSINESS MACHS	$245,000	–	1,674	–	0.24%	–
PFF	New	ISHARES TRpfd and incm sec	$239,000	–	6,078	–	0.23%	–
XLI	New	SELECT SECTOR SPDR TRsbi int-inds	$238,000	–	2,326	–	0.23%	–
GSY	New	INVESCO ACTIVELY MANAGED ETFultra shrt dur	$237,000	–	4,692	–	0.23%	–
AEP	New	AMERICAN ELEC PWR CO INC	$221,000	–	2,616	–	0.21%	–
MCD	New	MCDONALDS CORP	$218,000	–	945	–	0.21%	–
WMB	New	WILLIAMS COS INC	$215,000	–	8,090	–	0.21%	–
EMR	New	EMERSON ELEC CO	$215,000	–	2,229	–	0.21%	–
PFE	New	PFIZER INC	$214,000	–	5,470	–	0.21%	–
MU	New	MICRON TECHNOLOGY INC	$214,000	–	2,520	–	0.21%	–
SMMU	New	PIMCO ETF TRshtrm mun bd act	$209,000	–	4,070	–	0.20%	–
GE	New	GENERAL ELECTRIC CO	$207,000	–	15,413	–	0.20%	–
STPZ	New	PIMCO ETF TR1-5 us tip idx	$207,000	–	3,765	–	0.20%	–
FB	New	FACEBOOK INCcl a	$205,000	–	589	–	0.20%	–
VCR	New	VANGUARD WORLD FDSconsum dis etf	$203,000	–	645	–	0.20%	–
BA	New	BOEING CO	$201,000	–	840	–	0.19%	–
UNH	New	UNITEDHEALTH GROUP INC	$200,000	–	500	–	0.19%	–
GLQ	New	CLOUGH GLOBAL EQUITY FD	$162,000	–	10,991	–	0.16%	–
PPT	New	PUTNAM PREMIER INCOME TRsh ben int	$48,000	–	10,271	–	0.05%	–

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