SVB Investment Services Inc. Activity Q4 2019-Q1 2022

Q1 2022

			Value		Shares		↓ Weighting
VOO	Buy	VANGUARD INDEX FDS	$44,029,000	+4.4%	106,050	+9.8%	27.31%	-2.6%
SCHF	Sell	SCHWAB STRATEGIC TRintl eqty etf	$19,330,000	-7.2%	526,403	-1.7%	11.99%	-13.4%
SCHP	Buy	SCHWAB STRATEGIC TRus tips etf	$13,965,000	-3.6%	230,030	+3.1%	8.66%	-10.1%
REET	Buy	ISHARES TRglobal reit etf	$10,765,000	+1.3%	368,543	+6.1%	6.68%	-5.5%
BND	Sell	VANGUARD BD INDEX FDStotal bnd mrkt	$8,157,000	-18.1%	102,556	-12.7%	5.06%	-23.6%
IEFA	Buy	ISHARES TRcore msci eafe	$6,260,000	+123.6%	90,054	+140.2%	3.88%	+108.5%
IGF	Buy	ISHARES TRglb infrastr etf	$6,023,000	+86.5%	118,424	+74.4%	3.74%	+74.0%
VWO	Sell	VANGUARD INTL EQUITY INDEX Fftse emr mkt etf	$5,984,000	-9.1%	129,720	-2.4%	3.71%	-15.2%
IJR	Buy	ISHARES TRcore s&p scp etf	$4,728,000	-3.1%	43,828	+2.7%	2.93%	-9.6%
EFA	Sell	ISHARES TRmsci eafe etf	$4,035,000	-6.4%	54,817	-0.0%	2.50%	-12.7%
VGK	New	VANGUARD INTL EQUITY INDEX Fftse europe etf	$3,503,000	–	56,240	–	2.17%	–
SCZ	Buy	ISHARES TReafe sml cp etf	$3,171,000	+14.1%	47,794	+25.4%	1.97%	+6.4%
VIG	Buy	VANGUARD SPECIALIZED FUNDSdiv app etf	$2,719,000	+209.0%	16,765	+227.4%	1.69%	+188.4%
IWB	Buy	ISHARES TRrus 1000 etf	$2,348,000	-5.3%	9,388	+0.1%	1.46%	-11.6%
BSV	Sell	VANGUARD BD INDEX FDSshort trm bond	$2,298,000	-10.9%	29,500	-7.7%	1.43%	-16.9%
VB	Buy	VANGUARD INDEX FDSsmall cp etf	$2,172,000	+44.8%	10,219	+53.9%	1.35%	+35.1%
SPY	Sell	SPDR S&P 500 ETF TRtr unit	$1,911,000	-16.6%	4,231	-12.0%	1.18%	-22.2%
IVV	Buy	ISHARES TRcore s&p500 etf	$1,696,000	+1.0%	3,739	+5.9%	1.05%	-5.8%
BNDX	Sell	VANGUARD CHARLOTTE FDStotal int bd etf	$1,643,000	-5.0%	31,339	-0.1%	1.02%	-11.4%
VNQ	Sell	VANGUARD INDEX FDSreal estate etf	$1,583,000	-8.5%	14,611	-2.1%	0.98%	-14.6%
IYE	New	ISHARES TRishares dow jones us energy sector fund	$1,473,000	–	35,992	–	0.91%	–
IEMG	Sell	ISHARES INCcore msci emkt	$1,457,000	-11.7%	26,236	-4.8%	0.90%	-17.6%
IYM	New	ISHARES TRishares trust dj us bas	$1,343,000	–	8,981	–	0.83%	–
IJH	Buy	ISHARES TRcore s&p mcp etf	$1,060,000	-2.8%	3,949	+2.3%	0.66%	-9.2%
IWF	Buy	ISHARES TRrus 1000 grw etf	$997,000	+7.2%	3,591	+18.5%	0.62%	0.0%
VO	Buy	VANGUARD INDEX FDSmid cap etf	$987,000	-6.9%	4,151	+0.0%	0.61%	-13.2%
VONG	Sell	VANGUARD SCOTTSDALE FDSvng rus1000grw	$971,000	-9.3%	13,605	-0.0%	0.60%	-15.3%
EEM	Sell	ISHARES TRmsci emg mkt etf	$843,000	-7.4%	18,669	-0.0%	0.52%	-13.6%
IWD	Sell	ISHARES TRrus 1000 val etf	$657,000	-0.5%	3,959	-0.0%	0.41%	-7.1%
VTV	Buy	VANGUARD INDEX FDSvalue etf	$593,000	+0.5%	4,011	+0.0%	0.37%	-6.1%
VGT	Buy	VANGUARD WORLD FDSinf tech etf	$504,000	-8.4%	1,211	+0.1%	0.31%	-14.5%
VEA	Sell	VANGUARD TAX-MANAGED INTL FDftse dev mkt etf	$493,000	-5.2%	10,259	-0.0%	0.31%	-11.6%
USRT	Buy	ISHARES TRcre u s reit etf	$466,000	-4.9%	7,211	+0.0%	0.29%	-11.3%
PTRA	New	PROTERRA INC	$380,000	–	50,480	–	0.24%	–
ITOT	Sell	ISHARES TRcore s&p ttl stk	$375,000	-6.2%	3,716	-0.1%	0.23%	-12.4%
IVW	Buy	ISHARES TRs&p 500 grwt etf	$326,000	+30.4%	4,265	+44.1%	0.20%	+21.7%
IJJ	Sell	ISHARES TRs&p mc 400vl etf	$273,000	-2.5%	2,488	-0.1%	0.17%	-9.1%
QQQ	Sell	INVESCO QQQ TRunit ser 1	$246,000	-8.9%	679	-0.1%	0.15%	-15.0%
IVE	Buy	ISHARES TRs&p 500 val etf	$214,000	-2.7%	1,373	+0.2%	0.13%	-8.9%
VXF	New	VANGUARD INDEX FDSextend mkt etf	$210,000	–	1,265	–	0.13%	–
IWR	Exit	ISHARES TRrus mid cap etf	$0	–	-2,420	–	-0.13%	–
VTI	Exit	VANGUARD INDEX FDStotal stk mkt	$0	–	-2,620	–	-0.42%	–

Q4 2021

			Value		Shares		↓ Weighting
VOO	Sell	VANGUARD INDEX FDS	$42,160,000	-3.5%	96,560	-12.9%	28.03%	-3.8%
SCHF	Sell	SCHWAB STRATEGIC TRintl eqty etf	$20,820,000	-12.2%	535,610	-12.6%	13.84%	-12.5%
SCHP	Sell	SCHWAB STRATEGIC TRus tips etf	$14,490,000	+0.0%	223,080	-3.6%	9.63%	-0.2%
REET	Buy	ISHARES TRglobal reit etf	$10,630,000	+47.8%	347,360	+32.4%	7.07%	+47.4%
BND	Buy	VANGUARD BD INDEX FDStotal bnd mrkt	$9,960,000	+5.4%	117,430	+6.2%	6.62%	+5.1%
VWO	Sell	VANGUARD INTL EQUITY INDEX Fftse emr mkt etf	$6,580,000	-21.2%	132,970	-20.4%	4.38%	-21.4%
IJR	Sell	ISHARES TRcore s&p scp etf	$4,880,000	-0.7%	42,660	-5.2%	3.24%	-0.9%
EFA	Buy	ISHARES TRmsci eafe etf	$4,310,000	+0.8%	54,820	+0.0%	2.87%	+0.5%
IGF	Buy	ISHARES TRglb infrastr etf	$3,230,000	+6.9%	67,890	+3.1%	2.15%	+6.6%
IEFA	Buy	ISHARES TRcore msci eafe	$2,800,000	+25.6%	37,490	+24.8%	1.86%	+25.2%
SCZ	Sell	ISHARES TReafe sml cp etf	$2,780,000	-20.3%	38,100	-18.8%	1.85%	-20.6%
BSV	Sell	VANGUARD BD INDEX FDSshort trm bond	$2,580,000	-9.9%	31,970	-8.5%	1.72%	-10.1%
IWB	Buy	ISHARES TRrus 1000 etf	$2,480,000	+10.7%	9,380	+1.2%	1.65%	+10.4%
SPY	Buy	SPDR S&P 500 ETF TRtr unit	$2,290,000	+13.7%	4,810	+2.5%	1.52%	+13.4%
BNDX	Sell	VANGUARD CHARLOTTE FDStotal int bd etf	$1,730,000	-9.0%	31,380	-6.0%	1.15%	-9.3%
VNQ	Sell	VANGUARD INDEX FDSreal estate etf	$1,730,000	+10.1%	14,920	-3.4%	1.15%	+9.7%
IVV	Buy	ISHARES TRcore s&p500 etf	$1,680,000	+14.5%	3,530	+3.6%	1.12%	+14.2%
IEMG	Buy	ISHARES INCcore msci emkt	$1,650,000	+144.4%	27,560	+152.2%	1.10%	+143.8%
VB	Sell	VANGUARD INDEX FDSsmall cp etf	$1,500,000	+3.1%	6,640	-0.2%	1.00%	+2.8%
IJH	Buy	ISHARES TRcore s&p mcp etf	$1,090,000	+8.0%	3,860	+0.6%	0.72%	+7.7%
VONG	Sell	VANGUARD SCOTTSDALE FDSvng rus1000grw	$1,070,000	+7.6%	13,610	-3.6%	0.71%	+7.2%
VO	Sell	VANGUARD INDEX FDSmid cap etf	$1,060,000	+6.3%	4,150	-1.4%	0.70%	+6.0%
IWF	Sell	ISHARES TRrus 1000 grw etf	$930,000	+9.4%	3,030	-2.4%	0.62%	+9.0%
EEM	Buy	ISHARES TRmsci emg mkt etf	$910,000	-3.3%	18,670	+0.0%	0.60%	-3.5%
VIG	Buy	VANGUARD SPECIALIZED FUNDSdiv app etf	$880,000	+91.3%	5,120	+71.0%	0.58%	+90.6%
VUG	Sell	VANGUARD INDEX FDSgrowth etf	$870,000	-8.7%	2,700	-17.8%	0.58%	-9.0%
IWD	Sell	ISHARES TRrus 1000 val etf	$660,000	-5.4%	3,960	-11.3%	0.44%	-5.6%
VTI	Buy	VANGUARD INDEX FDStotal stk mkt	$630,000	+8.4%	2,620	+0.1%	0.42%	+8.3%
VTV	Sell	VANGUARD INDEX FDSvalue etf	$590,000	-6.3%	4,010	-13.9%	0.39%	-6.7%
VGT	Sell	VANGUARD WORLD FDSinf tech etf	$550,000	+13.2%	1,210	-0.1%	0.37%	+13.0%
VEA	Buy	VANGUARD TAX-MANAGED INTL FDftse dev mkt etf	$520,000	+0.4%	10,260	+0.0%	0.35%	+0.3%
USRT	Sell	ISHARES TRcre u s reit etf	$490,000	+15.8%	7,210	-0.0%	0.33%	+15.6%
ITOT	Sell	ISHARES TRcore s&p ttl stk	$400,000	-20.0%	3,720	-26.9%	0.27%	-20.1%
IJJ	Buy	ISHARES TRs&p mc 400vl etf	$280,000	+9.4%	2,490	+0.1%	0.19%	+8.8%
QQQ	Buy	INVESCO QQQ TRunit ser 1	$270,000	+25.0%	680	+12.6%	0.18%	+25.0%
IVE	New	ISHARES TRs&p 500 val etf	$220,000	–	1,370	–	0.15%	–
IWR	New	ISHARES TRrus mid cap etf	$200,000	–	2,420	–	0.13%	–

Q3 2021

			Value		Shares		↓ Weighting
VOO	Buy	VANGUARD INDEX FDS	$43,710,000	+1.5%	110,827	+1.3%	29.14%	+1.5%
SCHF	Sell	SCHWAB STRATEGIC TRintl eqty etf	$23,718,000	-1.9%	612,866	-0.0%	15.81%	-1.9%
SCHP	Buy	SCHWAB STRATEGIC TRus tips etf	$14,487,000	+12.6%	231,493	+12.5%	9.66%	+12.6%
BND	Buy	VANGUARD BD INDEX FDStotal bnd mrkt	$9,451,000	+12.0%	110,598	+12.5%	6.30%	+11.9%
VWO	Sell	VANGUARD INTL EQUITY INDEX Fftse emr mkt etf	$8,352,000	-15.4%	167,007	-8.2%	5.57%	-15.5%
REET	Sell	ISHARES TRglobal reit etf	$7,192,000	-2.7%	262,391	-1.6%	4.80%	-2.7%
IJR	Sell	ISHARES TRcore s&p scp etf	$4,913,000	-12.2%	44,995	-9.2%	3.28%	-12.2%
SCZ	Sell	ISHARES TReafe sml cp etf	$3,490,000	-7.5%	46,903	-7.8%	2.33%	-7.5%
IGF	Sell	ISHARES TRglb infrastr etf	$3,022,000	-14.1%	65,848	-15.0%	2.02%	-14.0%
BSV	Sell	VANGUARD BD INDEX FDSshort trm bond	$2,862,000	-11.2%	34,927	-10.9%	1.91%	-11.2%
IEFA	Buy	ISHARES TRcore msci eafe	$2,230,000	+5.6%	30,035	+6.5%	1.49%	+5.6%
SPY	Buy	SPDR S&P 500 ETF TRtr unit	$2,014,000	+13.6%	4,692	+13.3%	1.34%	+13.6%
BNDX	Sell	VANGUARD CHARLOTTE FDStotal int bd etf	$1,902,000	-2.2%	33,400	-1.9%	1.27%	-2.2%
VNQ	Buy	VANGUARD INDEX FDSreal estate etf	$1,572,000	+0.3%	15,441	+0.2%	1.05%	+0.3%
IVV	Buy	ISHARES TRcore s&p500 etf	$1,467,000	+9.6%	3,406	+9.4%	0.98%	+9.6%
VB	Buy	VANGUARD INDEX FDSsmall cp etf	$1,455,000	-1.6%	6,652	+1.3%	0.97%	-1.6%
IJH	Buy	ISHARES TRcore s&p mcp etf	$1,009,000	+41.7%	3,836	+44.9%	0.67%	+41.7%
VO	Sell	VANGUARD INDEX FDSmid cap etf	$997,000	-2.6%	4,210	-2.5%	0.66%	-2.6%
VONG	Sell	VANGUARD SCOTTSDALE FDSvng rus1000grw	$994,000	-16.3%	14,112	-17.1%	0.66%	-16.3%
IEMG	Buy	ISHARES INCcore msci emkt	$675,000	-6.9%	10,927	+0.9%	0.45%	-6.8%
VTI	Sell	VANGUARD INDEX FDStotal stk mkt	$581,000	-1.2%	2,617	-0.8%	0.39%	-1.3%
VEA	Buy	VANGUARD TAX-MANAGED INTL FDftse dev mkt etf	$518,000	+121.4%	10,259	+126.0%	0.34%	+121.2%
VIG	Buy	VANGUARD SPECIALIZED FUNDSdiv app etf	$460,000	+45.1%	2,995	+46.1%	0.31%	+45.5%
QQQ	New	INVESCO QQQ TRunit ser 1	$216,000	–	604	–	0.14%	–
IVE	Exit	ISHARES TRs&p 500 val etf	$0	–	-1,373	–	-0.14%	–

Q2 2021

			Value		Shares		↓ Weighting
VOO	New	VANGUARD INDEX FDS	$43,052,000	–	109,402	–	28.70%	–
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$24,178,000	–	612,889	–	16.12%	–
SCHP	New	SCHWAB STRATEGIC TRus tips etf	$12,861,000	–	205,748	–	8.58%	–
VWO	New	VANGUARD INTL EQUITY INDEX Fftse emr mkt etf	$9,878,000	–	181,886	–	6.59%	–
BND	New	VANGUARD BD INDEX FDStotal bnd mrkt	$8,442,000	–	98,289	–	5.63%	–
REET	New	ISHARES TRglobal reit etf	$7,394,000	–	266,747	–	4.93%	–
IJR	New	ISHARES TRcore s&p scp etf	$5,597,000	–	49,535	–	3.73%	–
EFA	New	ISHARES TRmsci eafe etf	$4,324,000	–	54,817	–	2.88%	–
SCZ	New	ISHARES TReafe sml cp etf	$3,772,000	–	50,859	–	2.52%	–
IGF	New	ISHARES TRglb infrastr etf	$3,516,000	–	77,490	–	2.34%	–
BSV	New	VANGUARD BD INDEX FDSshort trm bond	$3,222,000	–	39,213	–	2.15%	–
IWB	New	ISHARES TRrus 1000 etf	$2,244,000	–	9,269	–	1.50%	–
IEFA	New	ISHARES TRcore msci eafe	$2,111,000	–	28,199	–	1.41%	–
BNDX	New	VANGUARD CHARLOTTE FDSintl bd idx etf	$1,944,000	–	34,048	–	1.30%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$1,773,000	–	4,142	–	1.18%	–
VNQ	New	VANGUARD INDEX FDSreal estate etf	$1,568,000	–	15,407	–	1.04%	–
VB	New	VANGUARD INDEX FDSsmall cp etf	$1,479,000	–	6,564	–	0.99%	–
IVV	New	ISHARES TRcore s&p500 etf	$1,338,000	–	3,112	–	0.89%	–
VONG	New	VANGUARD SCOTTSDALE FDSvng rus1000grw	$1,188,000	–	17,022	–	0.79%	–
EEM	New	ISHARES TRmsci emg mkt etf	$1,030,000	–	18,669	–	0.69%	–
VO	New	VANGUARD INDEX FDSmid cap etf	$1,024,000	–	4,316	–	0.68%	–
VUG	New	VANGUARD INDEX FDSgrowth etf	$942,000	–	3,284	–	0.63%	–
IWF	New	ISHARES TRrus 1000 grw etf	$842,000	–	3,103	–	0.56%	–
IEMG	New	ISHARES INCcore msci emkt	$725,000	–	10,829	–	0.48%	–
IJH	New	ISHARES TRcore s&p mcp etf	$712,000	–	2,648	–	0.48%	–
IWD	New	ISHARES TRrus 1000 val etf	$708,000	–	4,463	–	0.47%	–
VTV	New	VANGUARD INDEX FDSvalue etf	$640,000	–	4,656	–	0.43%	–
VTI	New	VANGUARD INDEX FDStotal stk mkt	$588,000	–	2,638	–	0.39%	–
ITOT	New	ISHARES TRcore s&p ttl stk	$502,000	–	5,086	–	0.34%	–
VGT	New	VANGUARD WORLD FDSinf tech etf	$483,000	–	1,211	–	0.32%	–
USRT	New	ISHARES TRcre u s reit etf	$421,000	–	7,211	–	0.28%	–
VIG	New	VANGUARD SPECIALIZED FUNDSdiv app etf	$317,000	–	2,050	–	0.21%	–
IJJ	New	ISHARES TRs&p mc 400vl etf	$262,000	–	2,488	–	0.18%	–
IJK	New	ISHARES TRs&p mc 400gr etf	$251,000	–	3,100	–	0.17%	–
VEA	New	VANGUARD TAX-MANAGED INTL FDftse dev mkt etf	$234,000	–	4,539	–	0.16%	–
IVW	New	ISHARES TRs&p 500 grwt etf	$215,000	–	2,960	–	0.14%	–
IVE	New	ISHARES TRs&p 500 val etf	$203,000	–	1,373	–	0.14%	–

Q4 2020

			Value		Shares		↓ Weighting
REZI	Exit	RESIDEO TECHNOLOGIES INC COM	$0	–	-1	–	0.00%	–
VDE	Exit	VANGUARD ENERGY INDEX ETFenergy etf	$0	–	-58	–	-0.00%	–
VBK	Exit	VANGUARD SMALL-CAP GROWTH INDEX FUNDsml cp grw etf	$0	–	-20	–	-0.00%	–
IJT	Exit	ISHARES TR S&P SMALL CAP 600 GROWTH ETFs&p sml 600 gwt	$0	–	-25	–	-0.00%	–
IWP	Exit	ISHARES TR RUS MD CP GR ETFrus md cp gr etf	$0	–	-19	–	-0.00%	–
VEU	Exit	VANGUARD INTL EQUITY INDEX FDS ALLWRLD EX USallwrld ex us	$0	–	-100	–	-0.00%	–
XLB	Exit	MATERIALS SELECT SECTOR SPDRsbi materials	$0	–	-376	–	-0.02%	–
VBR	Exit	VANGUARD SMALL CAP VALUE ETFsm cp val etf	$0	–	-258	–	-0.02%	–
DSI	Exit	ISHARES TR MSCI KLD400 SOCmsci kld400 soc	$0	–	-274	–	-0.03%	–
VT	Exit	VANGUARD INTL EQUITY INDEX FDS TT WRLD ST ETFtt wrld st etf	$0	–	-575	–	-0.04%	–
SCHH	Exit	SCHWAB STRATEGIC TR US REIT ETFus reit etf	$0	–	-1,289	–	-0.04%	–
XLV	Exit	HEALTH CARE SELECT SECTOR SPDRsbi healthcare	$0	–	-513	–	-0.05%	–
IWS	Exit	ISHARES RUSSELL MID-CAP VALUE ETFrus mdcp val etf	$0	–	-710	–	-0.05%	–
IAU	Exit	ISHARES GOLD TRUST ISHARES ISIN #US4642851053 SEDOL B0SF3S5ishares	$0	–	-3,836	–	-0.06%	–
XLK	Exit	SELECT SECTOR SPDR TRUST TECHNOLOGY SELECT SECTOR USD DIStechnology	$0	–	-775	–	-0.08%	–
VGT	Exit	VANGUARD WORLD FDS VANGUARD INFORMATION TECHNOLOGY ETFinf tech etf	$0	–	-363	–	-0.10%	–
IWR	Exit	ISHARES TR RUS MID CAP ETFrus mid cap etf	$0	–	-2,421	–	-0.12%	–
IVE	Exit	ISHARES S&P 500 VALUE ETFs&p 500 val etf	$0	–	-1,373	–	-0.13%	–
IJJ	Exit	ISHARES TRUST S & P MID CAPITALs&p mc 400vl etf	$0	–	-1,244	–	-0.14%	–
QQQ	Exit	INVESCO QQQ TR UNIT SER 1unit ser 1	$0	–	-605	–	-0.14%	–
IVW	Exit	ISHARES TRUST S & P500/BARs&p 500 grwt etf	$0	–	-740	–	-0.14%	–
IJK	Exit	ISHARES S&P MID-CAP 400 GROWTH ETFs&p mc 400gr etf	$0	–	-775	–	-0.16%	–
SCHR	Exit	SCHWAB STRATEGIC TR INTERMEDIATE-TERM US TREASURY ETFintrm trm tres	$0	–	-3,350	–	-0.17%	–
ITOT	Exit	ISHARES CORE S&P TOTAL US STOCK MARKET ETFcore s&p ttl stk	$0	–	-2,660	–	-0.17%	–
BIV	Exit	VANGUARD BD INDEX FDS INTERMED TERMintermed term	$0	–	-2,229	–	-0.18%	–
SCHZ	Exit	SCHWAB STRATEGIC TR US AGGREGATE BD ETFus aggregate b	$0	–	-4,260	–	-0.20%	–
VGSH	Exit	VANGUARD SHORT TERM TREASURY ETFshort term treas	$0	–	-4,827	–	-0.25%	–
VIG	Exit	VANGUARD SPECIALIZED FUNDS DIV APP ETFdiv app etf	$0	–	-2,381	–	-0.26%	–
USRT	Exit	ISHARES TR CRE U S REIT ETFcre u s reit etf	$0	–	-7,211	–	-0.27%	–
GLD	Exit	SPDR GOLD TR GOLD SHS	$0	–	-1,780	–	-0.27%	–
VXUS	Exit	VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUNDvg tl intl stk f	$0	–	-9,308	–	-0.41%	–
IJH	Exit	ISHARES S&P MIDCAP 400 INDEX FUNDcore s&p mcp etf	$0	–	-2,882	–	-0.45%	–
IWD	Exit	ISHARES RUSSELL 1000 VALUE ETFrus 1000 val etf	$0	–	-5,412	–	-0.54%	–
VTV	Exit	VANGUARD INDEX FDS VANGUARD VALUE ETF FORMERLY VANGUARD INDEX TRvalue etf	$0	–	-6,131	–	-0.54%	–
SCHO	Exit	SCHWAB STRATEGIC TR SHORT-TERM US TREASURY ETFsht tm us tres	$0	–	-14,000	–	-0.61%	–
VO	Exit	VANGUARD MID-CAP INDEX FUNDmid cap etf	$0	–	-4,656	–	-0.70%	–
EEM	Exit	ISHARES TRUST MSCI EMG MKTS ETF USD DISmsci emg mkt etf	$0	–	-18,669	–	-0.70%	–
IWF	Exit	ISHARES TR RUS 1000 GRW ETFrus 1000 grw etf	$0	–	-3,802	–	-0.70%	–
VUG	Exit	VANGUARD INDEX FDS VANGUARD GROWTH ETF FORMERLY VANGUARD INDEX TR VIPERSgrowth etf	$0	–	-3,681	–	-0.71%	–
IEMG	Exit	ISHARES INC CORE MSCI EMERGING MKTS ETFcore msci emkt	$0	–	-17,329	–	-0.78%	–
VTI	Exit	VANGUARD IDX FUNDtotal stk mkt	$0	–	-5,464	–	-0.79%	–
IVV	Exit	ISHARES S&P 500core s&p500 etf	$0	–	-3,347	–	-0.95%	–
VNQ	Exit	VANGUARD REAL ESTATE ETFreal estate etf	$0	–	-14,333	–	-0.96%	–
VB	Exit	VANGUARD SMALL-CAP INDEX FUNDsmall cp etf	$0	–	-8,187	–	-1.07%	–
VONG	Exit	VANGUARD RUSSELL 1000 GROWTH ETFvng rus1000grw	$0	–	-6,082	–	-1.15%	–
SPY	Exit	SPDR S&P500 ETF TRUST TRUST UNIT DEPOSITARY RECEIPTtr unit	$0	–	-4,879	–	-1.38%	–
IGF	Exit	ISHARES TR GLB INFRASTR ETFglb infrastr etf	$0	–	-44,212	–	-1.45%	–
IEFA	Exit	ISHARES TRUST CORE MSCI EAFE ETFcore msci eafe	$0	–	-30,020	–	-1.53%	–
IWB	Exit	ISHARES RUSSELL 1000 INDEX FUNDrus 1000 etf	$0	–	-10,044	–	-1.59%	–
SCZ	Exit	ISHARES TR EAFE SML CP ETFeafe sml cp etf	$0	–	-39,687	–	-1.98%	–
IJR	Exit	ISHARES CORE S&P SMALL-CAP Ecore s&p scp etf	$0	–	-37,195	–	-2.21%	–
BNDX	Exit	VANGUARD CHARLOTTE TOTAL INTL BD INDEX FD ETFintl bd idx etf	$0	–	-50,674	–	-2.50%	–
BSV	Exit	VANGUARD BD INDEX FDS SHORT TRM BONDshort trm bond	$0	–	-40,169	–	-2.83%	–
REET	Exit	ISHARES TRUST GLOBAL REIT ETFglobal reit etf	$0	–	-177,379	–	-3.16%	–
EFA	Exit	ISHARES MSCI EAFE ETFmsci eafe etf	$0	–	-62,162	–	-3.35%	–
VWO	Exit	VANGUARD INTL EQUITY INDEX FDS FTSE EMR MKT ETFftse emr mkt etf	$0	–	-160,786	–	-5.89%	–
BND	Exit	VANGUARD BD INDEX FDS TOTAL BND MRKTtotal bnd mrkt	$0	–	-89,124	–	-6.66%	–
SCHP	Exit	SCHWAB STRATEGIC TR US TIPS ETFus tips etf	$0	–	-205,875	–	-10.75%	–
SCHF	Exit	SCHWAB STRATEGIC TR INTL EQUITY ETFintl eqty etf	$0	–	-597,378	–	-15.90%	–
VOO	Exit	VANGUARD INDEX FUNDS S&P 500 ETF USD	$0	–	-94,545	–	-24.65%	–

Q3 2020

			Value		Shares		↓ Weighting
VOO	Buy	VANGUARD INDEX FUNDS S&P 500 ETF USD	$29,087,000	+15.2%	94,545	+6.3%	24.65%	+6.6%
SCHF	Buy	SCHWAB STRATEGIC TR INTL EQUITY ETFintl eqty etf	$18,758,000	+7.3%	597,378	+1.6%	15.90%	-0.7%
SCHP	Sell	SCHWAB STRATEGIC TR US TIPS ETFus tips etf	$12,688,000	-2.4%	205,875	-4.2%	10.75%	-9.6%
BND	Buy	VANGUARD BD INDEX FDS TOTAL BND MRKTtotal bnd mrkt	$7,863,000	+11.4%	89,124	+12.7%	6.66%	+3.2%
VWO	Buy	VANGUARD INTL EQUITY INDEX FDS FTSE EMR MKT ETFftse emr mkt etf	$6,952,000	+31.9%	160,786	+21.3%	5.89%	+22.1%
REET	Buy	ISHARES TRUST GLOBAL REIT ETFglobal reit etf	$3,730,000	+43.8%	177,379	+42.9%	3.16%	+33.2%
BSV	Buy	VANGUARD BD INDEX FDS SHORT TRM BONDshort trm bond	$3,336,000	+3.6%	40,169	+3.7%	2.83%	-4.1%
BNDX	Sell	VANGUARD CHARLOTTE TOTAL INTL BD INDEX FD ETFintl bd idx etf	$2,948,000	-9.3%	50,674	-10.0%	2.50%	-16.1%
IJR	Buy	ISHARES CORE S&P SMALL-CAP Ecore s&p scp etf	$2,612,000	+9.6%	37,195	+6.6%	2.21%	+1.5%
SCZ	Sell	ISHARES TR EAFE SML CP ETFeafe sml cp etf	$2,341,000	-26.5%	39,687	-33.2%	1.98%	-32.0%
IWB	Sell	ISHARES RUSSELL 1000 INDEX FUNDrus 1000 etf	$1,880,000	-3.0%	10,044	-11.0%	1.59%	-10.2%
IEFA	Sell	ISHARES TRUST CORE MSCI EAFE ETFcore msci eafe	$1,810,000	-24.3%	30,020	-28.3%	1.53%	-30.0%
IGF	Buy	ISHARES TR GLB INFRASTR ETFglb infrastr etf	$1,706,000	+22.9%	44,212	+22.0%	1.45%	+13.8%
VONG	Sell	VANGUARD RUSSELL 1000 GROWTH ETFvng rus1000grw	$1,356,000	-23.3%	6,082	-32.1%	1.15%	-29.0%
VB	Buy	VANGUARD SMALL-CAP INDEX FUNDsmall cp etf	$1,259,000	+6.2%	8,187	+0.6%	1.07%	-1.7%
VNQ	Sell	VANGUARD REAL ESTATE ETFreal estate etf	$1,132,000	-46.0%	14,333	-46.4%	0.96%	-50.1%
VTI	Buy	VANGUARD IDX FUNDtotal stk mkt	$931,000	+610.7%	5,464	+554.4%	0.79%	+557.5%
IEMG	Buy	ISHARES INC CORE MSCI EMERGING MKTS ETFcore msci emkt	$915,000	+10.9%	17,329	+0.0%	0.78%	+2.6%
VUG	Buy	VANGUARD INDEX FDS VANGUARD GROWTH ETF FORMERLY VANGUARD INDEX TR VIPERSgrowth etf	$838,000	+14.6%	3,681	+1.7%	0.71%	+6.1%
VO	Buy	VANGUARD MID-CAP INDEX FUNDmid cap etf	$821,000	+20.2%	4,656	+11.8%	0.70%	+11.4%
VTV	Buy	VANGUARD INDEX FDS VANGUARD VALUE ETF FORMERLY VANGUARD INDEX TRvalue etf	$641,000	+8.1%	6,131	+3.0%	0.54%	0.0%
IWD	Sell	ISHARES RUSSELL 1000 VALUE ETFrus 1000 val etf	$639,000	+1.4%	5,412	-3.3%	0.54%	-6.1%
IJH	Buy	ISHARES S&P MIDCAP 400 INDEX FUNDcore s&p mcp etf	$534,000	+8.3%	2,882	+3.9%	0.45%	+0.4%
VXUS	Buy	VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUNDvg tl intl stk f	$486,000	+75.5%	9,308	+65.2%	0.41%	+62.2%
GLD	Sell	SPDR GOLD TR GOLD SHS	$315,000	+5.0%	1,780	-0.6%	0.27%	-2.9%
VIG	Buy	VANGUARD SPECIALIZED FUNDS DIV APP ETFdiv app etf	$306,000	+27.5%	2,381	+16.3%	0.26%	+17.7%
VGSH	New	VANGUARD SHORT TERM TREASURY ETFshort term treas	$300,000	–	4,827	–	0.25%	–
SCHZ	Buy	SCHWAB STRATEGIC TR US AGGREGATE BD ETFus aggregate b	$239,000	+18.9%	4,260	+1.5%	0.20%	+10.3%
ITOT	Buy	ISHARES CORE S&P TOTAL US STOCK MARKET ETFcore s&p ttl stk	$201,000	+111.6%	2,660	+94.2%	0.17%	+95.4%
IJK	Buy	ISHARES S&P MID-CAP 400 GROWTH ETFs&p mc 400gr etf	$185,000	+25.9%	775	+18.0%	0.16%	+16.3%
QQQ	New	INVESCO QQQ TR UNIT SER 1unit ser 1	$168,000	–	605	–	0.14%	–
IJJ	Buy	ISHARES TRUST S & P MID CAPITALs&p mc 400vl etf	$168,000	+20.0%	1,244	+18.5%	0.14%	+10.9%
VGT	Buy	VANGUARD WORLD FDS VANGUARD INFORMATION TECHNOLOGY ETFinf tech etf	$113,000	+79.4%	363	+59.9%	0.10%	+65.5%
XLK	Buy	SELECT SECTOR SPDR TRUST TECHNOLOGY SELECT SECTOR USD DIStechnology	$90,000	+80.0%	775	+62.1%	0.08%	+65.2%
XLV	Buy	HEALTH CARE SELECT SECTOR SPDRsbi healthcare	$54,000	+68.8%	513	+60.3%	0.05%	+58.6%
SCHH	Sell	SCHWAB STRATEGIC TR US REIT ETFus reit etf	$46,000	-22.0%	1,289	-23.5%	0.04%	-27.8%
VEU	New	VANGUARD INTL EQUITY INDEX FDS ALLWRLD EX USallwrld ex us	$5,000	–	100	–	0.00%	–
	Exit	INVESCO QQQ TR UNIT SER 1unit ser 1	$0	–	-605	–	-0.14%	–

Q2 2020

			Value		Shares		↓ Weighting
VOO	New	VANGUARD INDEX FUNDS S&P 500 ETF USD	$25,252,000	–	88,902	–	23.12%	–
SCHF	New	SCHWAB STRATEGIC TR INTL EQUITY ETFintl eqty etf	$17,486,000	–	587,750	–	16.01%	–
SCHP	New	SCHWAB STRATEGIC TR US TIPS ETFus tips etf	$12,997,000	–	214,879	–	11.90%	–
BND	New	VANGUARD BD INDEX FDS TOTAL BND MRKTtotal bnd mrkt	$7,057,000	–	79,053	–	6.46%	–
VWO	New	VANGUARD INTL EQUITY INDEX FDS FTSE EMR MKT ETFftse emr mkt etf	$5,270,000	–	132,574	–	4.82%	–
EFA	New	ISHARES MSCI EAFE ETFmsci eafe etf	$3,784,000	–	62,162	–	3.46%	–
BNDX	New	VANGUARD CHARLOTTE TOTAL INTL BD INDEX FD ETFintl bd idx etf	$3,252,000	–	56,323	–	2.98%	–
BSV	New	VANGUARD BD INDEX FDS SHORT TRM BONDshort trm bond	$3,221,000	–	38,747	–	2.95%	–
SCZ	New	ISHARES TR EAFE SML CP ETFeafe sml cp etf	$3,185,000	–	59,400	–	2.92%	–
REET	New	ISHARES TRUST GLOBAL REIT ETFglobal reit etf	$2,593,000	–	124,170	–	2.37%	–
IEFA	New	ISHARES TRUST CORE MSCI EAFE ETFcore msci eafe	$2,392,000	–	41,845	–	2.19%	–
IJR	New	ISHARES CORE S&P SMALL-CAP Ecore s&p scp etf	$2,383,000	–	34,896	–	2.18%	–
VNQ	New	VANGUARD REAL ESTATE ETFreal estate etf	$2,098,000	–	26,718	–	1.92%	–
IWB	New	ISHARES RUSSELL 1000 ETFrus 1000 etf	$1,938,000	–	11,291	–	1.77%	–
VONG	New	VANGUARD SCOTTSDALE FDS VANGUARD RUSSELLvng rus1000grw	$1,767,000	–	8,958	–	1.62%	–
SPY	New	SPDR S&P500 ETF TRUST TRUST UNIT DEPOSITARY RECEIPTtr unit	$1,504,000	–	4,879	–	1.38%	–
IGF	New	ISHARES TR GLB INFRASTR ETFglb infrastr etf	$1,388,000	–	36,245	–	1.27%	–
VB	New	VANGUARD INDEX FDS VANGUARD SMALL CAP VIPERS FORMERLY VANGUARD INDEX TRsmall cp etf	$1,186,000	–	8,140	–	1.09%	–
IVV	New	ISHARES CORE S&P 500 ETFcore s&p500 etf	$1,037,000	–	3,347	–	0.95%	–
IEMG	New	ISHARES INC CORE MSCI EMERGING MKTS ETFcore msci emkt	$825,000	–	17,326	–	0.76%	–
EEM	New	ISHARES TRUST MSCI EMG MKTS ETF USD DISmsci emg mkt etf	$747,000	–	18,669	–	0.68%	–
VUG	New	VANGUARD INDEX FDS VANGUARD GROWTH ETF FORMERLY VANGUARD INDEX TR VIPERSgrowth etf	$731,000	–	3,619	–	0.67%	–
IWF	New	ISHARES RUSSELL 1000 GROWTH ETFrus 1000 grw etf	$730,000	–	3,802	–	0.67%	–
SCHO	New	SCHWAB STRATEGIC TR SHORT-TERM US TREASURY ETFsht tm us tres	$723,000	–	14,000	–	0.66%	–
VO	New	VANGUARD INDEX FDS VANGUARD MID CAP VIPERS FORMERLY VANGUARD INDEX TRmid cap etf	$683,000	–	4,165	–	0.62%	–
IWD	New	ISHARES RUSSELL 1000 VALUE ETFrus 1000 val etf	$630,000	–	5,598	–	0.58%	–
VTV	New	VANGUARD INDEX FDS VANGUARD VALUE ETF FORMERLY VANGUARD INDEX TRvalue etf	$593,000	–	5,952	–	0.54%	–
IJH	New	ISHARES CORE S&P MID-CAP ETFcore s&p mcp etf	$493,000	–	2,773	–	0.45%	–
USRT	New	ISHARES TR CRE U S REIT ETFcre u s reit etf	$314,000	–	7,211	–	0.29%	–
GLD	New	SPDR GOLD TR GOLD SHS	$300,000	–	1,791	–	0.28%	–
VXUS	New	VANGUARD STAR FD TOTAL INTL STOCK INDEX FD ETF SHSvg tl intl stk f	$277,000	–	5,635	–	0.25%	–
VIG	New	VANGUARD SPECIALIZED FUNDS DIV APP ETFdiv app etf	$240,000	–	2,048	–	0.22%	–
BIV	New	VANGUARD BD INDEX FDS INTERMED TERMintermed term	$208,000	–	2,229	–	0.19%	–
SCHZ	New	SCHWAB STRATEGIC TR US AGGREGATE BD ETFus aggregate b	$201,000	–	4,198	–	0.18%	–
SCHR	New	SCHWAB STRATEGIC TR INTERMEDIATE-TERM US TREASURY ETFintrm trm tres	$197,000	–	3,350	–	0.18%	–
IVW	New	ISHARES S&P 500 GROWTH ETFs&p 500 grwt etf	$154,000	–	740	–	0.14%	–
	New	INVESCO QQQ TR UNIT SER 1unit ser 1	$150,000	–	605	–	0.14%	–
IVE	New	ISHARES S&P 500 VALUE ETFs&p 500 val etf	$149,000	–	1,373	–	0.14%	–
IJK	New	ISHARES S&P MID CAP 400 GROWTH ETFs&p mc 400gr etf	$147,000	–	657	–	0.14%	–
IJJ	New	ISHARES S&P MIDCAP 400 VALUE ETFs&p mc 400vl etf	$140,000	–	1,050	–	0.13%	–
VTI	New	VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETFtotal stk mkt	$131,000	–	835	–	0.12%	–
IWR	New	ISHARES TR RUS MID CAP ETFrus mid cap etf	$130,000	–	2,421	–	0.12%	–
ITOT	New	ISHARES CORE S&P TOTAL US STOCK MARKET ETFcore s&p ttl stk	$95,000	–	1,370	–	0.09%	–
IAU	New	ISHARES GOLD TRUST ISHARES ISIN #US4642851053 SEDOL B0SF3S5ishares	$65,000	–	3,836	–	0.06%	–
VGT	New	VANGUARD WORLD FDS VANGUARD INFORMATION TECHNOLOGY ETFinf tech etf	$63,000	–	227	–	0.06%	–
SCHH	New	SCHWAB STRATEGIC TR US REIT ETFus reit etf	$59,000	–	1,684	–	0.05%	–
IWS	New	ISHARES RUSSELL MIDCAP VALUE ETFrus mdcp val etf	$54,000	–	710	–	0.05%	–
XLK	New	SELECT SECTOR SPDR TRUST TECHNOLOGY SELECT SECTOR USD DIStechnology	$50,000	–	478	–	0.05%	–
VT	New	VANGUARD INTL EQUITY INDEX FDS TT WRLD ST ETFtt wrld st etf	$43,000	–	575	–	0.04%	–
DSI	New	ISHARES TR MSCI KLD400 SOCmsci kld400 soc	$32,000	–	274	–	0.03%	–
XLV	New	SELECT SECTOR SPDR TR HEALTH CARE FORMERLY CONSUMER SVCS TO 06/24/2002sbi healthcare	$32,000	–	320	–	0.03%	–
VBR	New	VANGUARD INDEX FDS VANGUARD SMALL CAP VALUE VIPERS FORMERLY VANGUARD INDEX TRsm cp val etf	$28,000	–	258	–	0.03%	–
XLB	New	SELECT SECTOR SPDR TR SHS BEN INT MATERIALSsbi materials	$21,000	–	376	–	0.02%	–
VBK	New	VANGUARD INDEX FDS VANGUARD SMALL CAP GROWTH VIPERS FORMERLY VANGUARD INDEX TRsml cp grw etf	$4,000	–	20	–	0.00%	–
IJT	New	ISHARES TR S&P SMALL CAP 600 GROWTH ETFs&p sml 600 gwt	$4,000	–	25	–	0.00%	–
VDE	New	VANGUARD SECTOR INDEX FDS VANGUARD ENERGY VIPERSenergy etf	$3,000	–	58	–	0.00%	–
IWP	New	ISHARES RUSSELL MIDCAP GROWTHrus md cp gr etf	$3,000	–	19	–	0.00%	–
REZI	New	RESIDEO TECHNOLOGIES INC COM	$0	–	1	–	0.00%	–

Compare quarters

Export SVB Investment Services Inc.'s holdings