Opes Wealth Management LLC Activity Q1 2019-Q3 2023

Q3 2023

			Value		Shares		↓ Weighting
AAPL	Buy	APPLE INC	$55,408,632	-9.6%	323,629	+2.5%	15.35%	-11.7%
FNDF	Buy	SCHWAB STRATEGIC TRschwb fdt int lg	$20,564,693	+0.9%	649,343	+2.9%	5.70%	-1.4%
CMF	Buy	ISHARES TRcalif mun bd etf	$15,260,930	+7.0%	278,281	+11.1%	4.23%	+4.5%
IUSB	Buy	ISHARES TRcore total usd	$13,421,324	+11.2%	307,018	+15.6%	3.72%	+8.6%
GILD	Buy	GILEAD SCIENCES INC	$11,859,480	-2.3%	158,253	+0.4%	3.28%	-4.6%
FNDX	Sell	SCHWAB STRATEGIC TRschwab fdt us lg	$10,219,115	-10.9%	182,582	-8.4%	2.83%	-13.0%
FNDB	Buy	SCHWAB STRATEGIC TRschwab fdt us bm	$9,076,443	+0.2%	164,745	+3.2%	2.51%	-2.2%
SCHB	Buy	SCHWAB STRATEGIC TRus brd mkt etf	$8,820,139	+6.6%	176,933	+10.6%	2.44%	+4.1%
VOT	Sell	VANGUARD INDEX FDSmcap gr idxvip	$8,182,872	-9.2%	42,013	-4.1%	2.27%	-11.3%
NFLX	Buy	NETFLIX INC	$8,126,518	+2327.5%	21,521	+2731.7%	2.25%	+2269.5%
	Buy	DIMENSIONAL ETF TRUSTemerging mkts va	$7,890,229	+0.9%	333,343	+3.9%	2.19%	-1.4%
SPEM	Buy	SPDR INDEX SHS FDSportfolio emg mk	$7,867,633	+6.2%	234,365	+8.7%	2.18%	+3.7%
SPHQ	Buy	INVESCO EXCHANGE TRADED FD Ts&p500 quality	$7,625,496	+2.4%	152,388	+3.2%	2.11%	-0.0%
FBND	Buy	FIDELITY MERRIMACK STR TRtotal bd etf	$7,187,531	+10.4%	165,003	+15.1%	1.99%	+7.8%
AGG	New	ISHARES TRcore us aggbd et	$6,864,544	–	72,996	–	1.90%	–
FIXD	Buy	FIRST TR EXCHNG TRADED FD VItcw opportunis	$6,853,073	+12.5%	162,955	+18.2%	1.90%	+9.8%
SCHG	Sell	SCHWAB STRATEGIC TRus lcap gr etf	$6,656,352	-5.0%	91,534	-2.0%	1.84%	-7.2%
SCHV	Buy	SCHWAB STRATEGIC TRus lcap va etf	$6,595,035	-3.3%	102,312	+0.7%	1.83%	-5.5%
MTUM	Buy	ISHARES TRmsci usa mmentm	$6,516,109	+2.1%	46,643	+5.5%	1.80%	-0.3%
PDN	Sell	INVESCO EXCH TRADED FD TR IIftse rafi sml	$6,336,035	-4.2%	214,490	-0.1%	1.76%	-6.4%
VOE	Sell	VANGUARD INDEX FDSmcap vl idxvip	$5,911,796	-6.9%	45,142	-1.6%	1.64%	-9.0%
SPDW	Buy	SPDR INDEX SHS FDSportfolio devlpd	$5,884,272	+13.5%	189,754	+19.1%	1.63%	+10.9%
VEA	Buy	VANGUARD TAX-MANAGED FDSvan ftse dev mkt	$5,743,278	+1.2%	131,365	+6.9%	1.59%	-1.1%
FNDA	Buy	SCHWAB STRATEGIC TRschwab fdt us sc	$5,567,913	+0.3%	114,826	+4.4%	1.54%	-2.1%
IWF	Buy	ISHARES TRrus 1000 grw etf	$5,157,548	+9.9%	19,390	+13.7%	1.43%	+7.4%
FNDC	Buy	SCHWAB STRATEGIC TRschwb fdt int sc	$5,146,280	+8.4%	160,120	+11.9%	1.43%	+5.9%
SPLV	Buy	INVESCO EXCH TRADED FD TR IIs&p500 low vol	$4,915,314	-0.4%	83,608	+6.4%	1.36%	-2.7%
	Buy	SCHWAB CHARLES FAMILY FDamt tax free mny	$4,495,924	+3111.0%	4,495,923	+3111.0%	1.24%	+3012.5%
IJH	Buy	ISHARES TRcore s&p mcp etf	$4,348,929	+14.9%	17,441	+20.5%	1.20%	+12.3%
ISCG	Buy	ISHARES TRmrgstr sm cp gr	$4,125,072	-2.5%	106,426	+4.1%	1.14%	-4.8%
IMTM	Buy	ISHARES TRmsci intl moment	$4,023,301	-1.3%	127,805	+4.1%	1.12%	-3.5%
IDHQ	Sell	INVESCO EXCH TRADED FD TR IIs&p intl qulty	$3,963,529	-7.4%	153,032	-3.0%	1.10%	-9.6%
IWD	Buy	ISHARES TRrus 1000 val etf	$2,931,024	+7.6%	19,305	+11.8%	0.81%	+5.0%
VWO	Sell	VANGUARD INTL EQUITY INDEX Fftse emr mkt etf	$2,658,124	-9.1%	67,792	-5.6%	0.74%	-11.2%
MSFT	Buy	MICROSOFT CORP	$2,636,490	-6.2%	8,349	+1.2%	0.73%	-8.4%
PUTW	Buy	WISDOMTREE TR	$2,406,197	+23.8%	78,326	+30.6%	0.67%	+21.1%
IVOL	Buy	KRANESHARES TRquadrtc int rt	$2,372,295	+27.6%	115,384	+27.7%	0.66%	+24.4%
GOOG	Sell	ALPHABET INCcap stk cl c	$2,187,326	+0.4%	16,589	-7.9%	0.61%	-1.9%
BJAN	Buy	INNOVATOR ETFS TRus eqty bufr jan	$2,134,291	+0.5%	58,090	+3.2%	0.59%	-1.8%
NULV	Buy	NUSHARES ETF TRnuveen esg lrgvl	$2,120,537	+5.7%	63,130	+9.0%	0.59%	+3.2%
FREL	Buy	FIDELITY COVINGTON TRUSTmsci rl est etf	$1,979,478	-8.2%	87,010	+1.2%	0.55%	-10.5%
FJUL	Buy	FIRST TR EXCHNG TRADED FD VIcboe vest us eqt	$1,876,667	+0.9%	48,935	+2.6%	0.52%	-1.5%
SCHD	Sell	SCHWAB STRATEGIC TRus dividend eq	$1,853,912	-13.8%	26,200	-11.5%	0.51%	-15.7%
IJJ	Buy	ISHARES TRs&p mc 400vl etf	$1,745,080	-4.2%	17,290	+1.7%	0.48%	-6.6%
IQLT	Buy	ISHARES TRmsci intl qualty	$1,593,215	+5.9%	47,403	+12.2%	0.44%	+3.3%
VYM	Sell	VANGUARD WHITEHALL FDShigh div yld	$1,448,443	-2.9%	14,019	-0.4%	0.40%	-5.2%
USXF	Buy	ISHARES TResg msci usa etf	$1,435,756	+0.6%	41,424	+4.4%	0.40%	-1.7%
NVDA	Buy	NVIDIA CORPORATION	$1,369,351	+4.5%	3,148	+1.6%	0.38%	+1.9%
DMXF	Buy	ISHARES TResg eafe etf	$1,344,127	+10.6%	23,544	+18.0%	0.37%	+7.8%
JNJ	Sell	JOHNSON & JOHNSON	$1,275,904	-5.9%	8,191	-0.0%	0.35%	-8.3%
CAT	Buy	CATERPILLAR INC	$1,266,993	+11.3%	4,641	+0.3%	0.35%	+8.7%
BMY	Buy	BRISTOL-MYERS SQUIBB CO	$1,203,750	-8.7%	20,740	+0.6%	0.33%	-11.0%
ALB	Buy	ALBEMARLE CORP	$1,136,887	-14.4%	6,686	+12.4%	0.32%	-16.4%
DON	Sell	WISDOMTREE TRus midcap divid	$1,065,492	-3.6%	26,013	-1.0%	0.30%	-5.8%
ESGU	Buy	ISHARES TResg awr msci usa	$1,033,855	+54.6%	11,009	+60.5%	0.29%	+50.5%
TRMB	Buy	TRIMBLE INC	$1,015,800	+40.4%	18,860	+0.1%	0.28%	+37.1%
ESGE	Buy	ISHARES INCesg awr msci em	$987,734	+36.7%	32,620	+42.8%	0.27%	+33.7%
GOOGL	Sell	ALPHABET INCcap stk cl a	$899,532	-7.1%	6,874	-15.0%	0.25%	-9.5%
RESE	Buy	WISDOMTREE TRemerg mkts esg	$877,281	+40.9%	32,470	+48.1%	0.24%	+37.3%
VTEB	Buy	VANGUARD MUN BD FDStax exempt bd	$863,155	+21.1%	17,945	+26.5%	0.24%	+18.3%
NUMV	Buy	NUSHARES ETF TRnuveen esg midvl	$846,077	+3.4%	29,760	+7.7%	0.23%	+0.9%
BND	Buy	VANGUARD BD INDEX FDStotal bnd mrkt	$796,050	+57.6%	11,408	+64.1%	0.22%	+54.5%
VSGX	Buy	VANGUARD WORLD FDesg intl stk etf	$758,466	+103.9%	15,037	+114.7%	0.21%	+98.1%
WDAY	Buy	WORKDAY INCcl a	$653,789	-4.7%	3,043	+0.2%	0.18%	-7.2%
FFEB	Sell	FIRST TR EXCHNG TRADED FD VIus eqt buffer	$642,546	-3.1%	16,484	-1.0%	0.18%	-5.3%
ADBE	Buy	ADOBE INC	$610,860	+5.3%	1,198	+1.0%	0.17%	+3.0%
AMZN	Sell	AMAZON COM INC	$583,354	-16.3%	4,589	-14.2%	0.16%	-18.2%
IHI	Sell	ISHARES TRu.s. med dvc etf	$582,582	-64.7%	12,012	-58.9%	0.16%	-65.6%
PYPL	Buy	PAYPAL HLDGS INC	$575,422	-5.4%	9,843	+8.0%	0.16%	-7.6%
RESP	Buy	WISDOMTREE TRus esg fund	$572,469	-3.0%	12,960	+0.8%	0.16%	-4.8%
FLIA	Sell	FRANKLIN TEMPLETON ETF TRintl aggregte bd	$570,521	-8.8%	29,378	-7.6%	0.16%	-10.7%
EBAY	Buy	EBAY INC.	$556,364	-1.1%	12,618	+0.2%	0.15%	-3.8%
AKAM	Sell	AKAMAI TECHNOLOGIES INC	$554,860	+5.1%	5,208	-11.3%	0.15%	+2.7%
SGOV	Sell	ISHARES TR0-3 mnth treasry	$553,182	-8.0%	5,495	-8.0%	0.15%	-10.5%
VOO	Sell	VANGUARD INDEX FDS	$519,566	-5.0%	1,323	-1.5%	0.14%	-7.1%
MMIT	Buy	INDEXIQ ACTIVE ETF TRiq mackay intrme	$494,675	+29.5%	21,050	+34.3%	0.14%	+26.9%
INTC	Sell	INTEL CORP	$484,821	+5.0%	13,637	-1.3%	0.13%	+2.3%
PEP	Buy	PEPSICO INC	$459,932	-7.5%	2,714	+1.1%	0.13%	-9.9%
SCHZ	Sell	SCHWAB STRATEGIC TRus aggregate b	$438,628	-15.7%	9,916	-12.1%	0.12%	-17.6%
XJH	New	ISHARES TResg scrd s&p mid	$438,786	–	12,955	–	0.12%	–
ONTF	Sell	ON24 INC	$427,275	-32.1%	67,500	-12.9%	0.12%	-33.7%
CSCO	Sell	CISCO SYS INC	$420,726	+1.6%	7,826	-2.2%	0.12%	0.0%
VNQ	Sell	VANGUARD INDEX FDSreal estate etf	$416,106	-35.7%	5,499	-29.0%	0.12%	-37.5%
NKE	Buy	NIKE INCcl b	$408,202	-10.0%	4,269	+3.9%	0.11%	-12.4%
ROKU	Buy	ROKU INC	$388,598	+10.5%	5,505	+0.1%	0.11%	+8.0%
AMAT	Buy	APPLIED MATLS INC	$375,892	-3.3%	2,715	+0.9%	0.10%	-5.5%
TSLA	Sell	TESLA INC	$365,321	-17.4%	1,460	-13.6%	0.10%	-19.2%
ABT	Buy	ABBOTT LABS	$349,822	-10.0%	3,612	+1.3%	0.10%	-11.8%
BNDW	Buy	VANGUARD SCOTTSDALE FDStotal wld bd etf	$340,324	+15.7%	5,130	+19.3%	0.09%	+13.3%
FB	Sell	META PLATFORMS INCcl a	$304,713	-0.9%	1,015	-5.2%	0.08%	-3.4%
QCOM	Buy	QUALCOMM INC	$302,639	-5.8%	2,725	+0.9%	0.08%	-7.7%
PM	Buy	PHILIP MORRIS INTL INC	$293,386	-4.4%	3,169	+0.8%	0.08%	-6.9%
VBR	Sell	VANGUARD INDEX FDSsm cp val etf	$291,388	-69.3%	1,827	-68.2%	0.08%	-69.9%
ESML	New	ISHARES TResg aware msci	$280,776	–	8,344	–	0.08%	–
NOW	Buy	SERVICENOW INC	$277,244	+0.7%	496	+1.2%	0.08%	-1.3%
AMD	Buy	ADVANCED MICRO DEVICES INC	$273,604	-9.1%	2,661	+0.8%	0.08%	-10.6%
NEE	Buy	NEXTERA ENERGY INC	$274,305	-22.0%	4,788	+1.1%	0.08%	-24.0%
ITOT	Sell	ISHARES TRcore s&p ttl stk	$275,223	-4.0%	2,922	-0.3%	0.08%	-6.2%
CRM	Sell	SALESFORCE INC	$255,097	-14.7%	1,258	-11.1%	0.07%	-16.5%
EAGG	Buy	ISHARES TResg awr us agrgt	$250,373	+11.3%	5,527	+15.9%	0.07%	+7.8%
UNP	Buy	UNION PAC CORP	$243,134	+0.8%	1,194	+1.3%	0.07%	-1.5%
EFV	Sell	ISHARES TReafe value etf	$234,619	-25.2%	4,795	-25.1%	0.06%	-27.0%
DIS	Buy	DISNEY WALT CO	$222,644	+2.7%	2,747	+13.1%	0.06%	0.0%
SBUX	Sell	STARBUCKS CORP	$225,437	-8.4%	2,470	-0.6%	0.06%	-11.4%
RTX	Buy	RTX CORPORATION	$220,948	-19.2%	3,070	+10.0%	0.06%	-21.8%
HD	Buy	HOME DEPOT INC	$221,785	+1.6%	734	+4.4%	0.06%	-1.6%
FSEP	New	FIRST TR EXCHNG TRADED FD VIft cboe vest us	$207,759	–	5,603	–	0.06%	–
ORCL	Buy	ORACLE CORP	$210,251	-8.3%	1,985	+3.1%	0.06%	-10.8%
CVX	New	CHEVRON CORP NEW	$201,332	–	1,194	–	0.06%	–
ICLN	Sell	ISHARES TRgl clean ene etf	$168,013	-20.6%	11,492	-0.1%	0.05%	-21.7%
MDLZ	Exit	MONDELEZ INTL INCcl a	$0	–	-2,892	–	-0.06%	–
IVV	Exit	ISHARES TRcore s&p500 etf	$0	–	-562	–	-0.07%	–
DSI	Exit	ISHARES TRmsci kld400 soc	$0	–	-7,344	–	-0.18%	–
SPTI	Exit	SPDR SER TRportfli intrmdit	$0	–	-23,638	–	-0.19%	–
	Exit	CAPITAL GRP FIXED INCM ETF Tshort duration	$0	–	-265,331	–	-1.89%	–

Q2 2023

			Value		Shares		↓ Weighting
AAPL	New	APPLE INC	$61,266,452	–	315,855	–	17.38%	–
FNDF	New	SCHWAB STRATEGIC TRschwb fdt int lg	$20,372,181	–	630,913	–	5.78%	–
CMF	New	ISHARES TRcalif mun bd etf	$14,258,856	–	250,375	–	4.04%	–
GILD	New	GILEAD SCIENCES INC	$12,144,459	–	157,577	–	3.44%	–
IUSB	New	ISHARES TRcore total usd	$12,071,269	–	265,477	–	3.42%	–
FNDX	New	SCHWAB STRATEGIC TRschwab fdt us lg	$11,475,371	–	199,329	–	3.26%	–
FNDB	New	SCHWAB STRATEGIC TRschwab fdt us bm	$9,061,037	–	159,692	–	2.57%	–
VOT	New	VANGUARD INDEX FDSmcap gr idxvip	$9,015,813	–	43,815	–	2.56%	–
SCHB	New	SCHWAB STRATEGIC TRus brd mkt etf	$8,273,354	–	160,026	–	2.35%	–
	New	DIMENSIONAL ETF TRUSTemerging mkts va	$7,818,091	–	320,808	–	2.22%	–
SPHQ	New	INVESCO EXCHANGE TRADED FD Ts&p500 quality	$7,449,296	–	147,657	–	2.11%	–
SPEM	New	SPDR INDEX SHS FDSportfolio emg mk	$7,409,509	–	215,518	–	2.10%	–
SCHG	New	SCHWAB STRATEGIC TRus lcap gr etf	$7,003,028	–	93,436	–	1.99%	–
SCHV	New	SCHWAB STRATEGIC TRus lcap va etf	$6,819,031	–	101,640	–	1.93%	–
	New	CAPITAL GRP FIXED INCM ETF Tshort duration	$6,661,136	–	265,331	–	1.89%	–
PDN	New	INVESCO EXCH TRADED FD TR IIftse rafi sml	$6,611,528	–	214,660	–	1.88%	–
FBND	New	FIDELITY MERRIMACK STR TRtotal bd etf	$6,510,912	–	143,349	–	1.85%	–
MTUM	New	ISHARES TRmsci usa mmentm	$6,380,477	–	44,232	–	1.81%	–
VOE	New	VANGUARD INDEX FDSmcap vl idxvip	$6,346,937	–	45,866	–	1.80%	–
FIXD	New	FIRST TR EXCHNG TRADED FD VItcw opportunis	$6,091,176	–	137,903	–	1.73%	–
VEA	New	VANGUARD TAX-MANAGED FDSvan ftse dev mkt	$5,672,474	–	122,834	–	1.61%	–
FNDA	New	SCHWAB STRATEGIC TRschwab fdt us sc	$5,551,014	–	110,030	–	1.58%	–
SPDW	New	SPDR INDEX SHS FDSportfolio devlpd	$5,183,850	–	159,307	–	1.47%	–
SPLV	New	INVESCO EXCH TRADED FD TR IIs&p500 low vol	$4,936,112	–	78,588	–	1.40%	–
FNDC	New	SCHWAB STRATEGIC TRschwb fdt int sc	$4,748,874	–	143,081	–	1.35%	–
IWF	New	ISHARES TRrus 1000 grw etf	$4,691,271	–	17,048	–	1.33%	–
IDHQ	New	INVESCO EXCH TRADED FD TR IIs&p intl qulty	$4,278,553	–	157,833	–	1.21%	–
ISCG	New	ISHARES TRmrgstr sm cp gr	$4,232,102	–	102,200	–	1.20%	–
IMTM	New	ISHARES TRmsci intl moment	$4,075,034	–	122,742	–	1.16%	–
IJH	New	ISHARES TRcore s&p mcp etf	$3,784,155	–	14,472	–	1.07%	–
VWO	New	VANGUARD INTL EQUITY INDEX Fftse emr mkt etf	$2,922,899	–	71,851	–	0.83%	–
MSFT	New	MICROSOFT CORP	$2,810,863	–	8,254	–	0.80%	–
IWD	New	ISHARES TRrus 1000 val etf	$2,724,290	–	17,260	–	0.77%	–
GOOG	New	ALPHABET INCcap stk cl c	$2,179,670	–	18,018	–	0.62%	–
FREL	New	FIDELITY COVINGTON TRUSTmsci rl est etf	$2,156,360	–	85,945	–	0.61%	–
SCHD	New	SCHWAB STRATEGIC TRus dividend eq	$2,151,004	–	29,620	–	0.61%	–
BJAN	New	INNOVATOR ETFS TRus eqty bufr jan	$2,123,253	–	56,290	–	0.60%	–
NULV	New	NUSHARES ETF TRnuveen esg lrgvl	$2,006,685	–	57,913	–	0.57%	–
PUTW	New	WISDOMTREE TR	$1,943,757	–	59,985	–	0.55%	–
IVOL	New	KRANESHARES TRquadrtc int rt	$1,859,732	–	90,366	–	0.53%	–
FJUL	New	FIRST TR EXCHNG TRADED FD VIcboe vest us eqt	$1,860,300	–	47,700	–	0.53%	–
IJJ	New	ISHARES TRs&p mc 400vl etf	$1,821,210	–	17,000	–	0.52%	–
IHI	New	ISHARES TRu.s. med dvc etf	$1,649,705	–	29,219	–	0.47%	–
IQLT	New	ISHARES TRmsci intl qualty	$1,504,278	–	42,255	–	0.43%	–
VYM	New	VANGUARD WHITEHALL FDShigh div yld	$1,492,299	–	14,069	–	0.42%	–
USXF	New	ISHARES TResg msci usa etf	$1,426,640	–	39,684	–	0.40%	–
JNJ	New	JOHNSON & JOHNSON	$1,356,602	–	8,195	–	0.38%	–
ALB	New	ALBEMARLE CORP	$1,327,386	–	5,950	–	0.38%	–
BMY	New	BRISTOL-MYERS SQUIBB CO	$1,318,393	–	20,616	–	0.37%	–
NVDA	New	NVIDIA CORPORATION	$1,310,948	–	3,099	–	0.37%	–
DMXF	New	ISHARES TResg eafe etf	$1,215,703	–	19,959	–	0.34%	–
CAT	New	CATERPILLAR INC	$1,138,227	–	4,626	–	0.32%	–
DON	New	WISDOMTREE TRus midcap divid	$1,105,200	–	26,283	–	0.31%	–
GOOGL	New	ALPHABET INCcap stk cl a	$968,373	–	8,090	–	0.28%	–
VBR	New	VANGUARD INDEX FDSsm cp val etf	$949,892	–	5,743	–	0.27%	–
NUMV	New	NUSHARES ETF TRnuveen esg midvl	$818,499	–	27,624	–	0.23%	–
TRMB	New	TRIMBLE INC	$723,275	–	18,850	–	0.20%	–
ESGE	New	ISHARES INCesg awr msci em	$722,429	–	22,840	–	0.20%	–
VTEB	New	VANGUARD MUN BD FDStax exempt bd	$712,622	–	14,190	–	0.20%	–
AMZN	New	AMAZON COM INC	$697,296	–	5,349	–	0.20%	–
WDAY	New	WORKDAY INCcl a	$686,254	–	3,038	–	0.20%	–
ESGU	New	ISHARES TResg awr msci usa	$668,576	–	6,860	–	0.19%	–
SPTI	New	SPDR SER TRportfli intrmdit	$668,719	–	23,638	–	0.19%	–
FFEB	New	FIRST TR EXCHNG TRADED FD VIus eqt buffer	$663,293	–	16,651	–	0.19%	–
VNQ	New	VANGUARD INDEX FDSreal estate etf	$646,978	–	7,742	–	0.18%	–
ONTF	New	ON24 INC	$629,300	–	77,500	–	0.18%	–
FLIA	New	FRANKLIN TEMPLETON ETF TRintl aggregte bd	$625,768	–	31,781	–	0.18%	–
RESE	New	WISDOMTREE TRemerg mkts esg	$622,815	–	21,925	–	0.18%	–
DSI	New	ISHARES TRmsci kld400 soc	$618,144	–	7,344	–	0.18%	–
PYPL	New	PAYPAL HLDGS INC	$608,110	–	9,113	–	0.17%	–
SGOV	New	ISHARES TR0-3 mnth treasry	$601,264	–	5,975	–	0.17%	–
JPST	New	J P MORGAN EXCHANGE TRADED Fultra shrt inc	$597,669	–	11,920	–	0.17%	–
RESP	New	WISDOMTREE TRus esg fund	$590,430	–	12,855	–	0.17%	–
ADBE	New	ADOBE SYSTEMS INCORPORATED	$579,942	–	1,186	–	0.16%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$567,553	–	1,280	–	0.16%	–
EBAY	New	EBAY INC.	$562,675	–	12,590	–	0.16%	–
DAN	New	DANA INC	$556,597	–	32,741	–	0.16%	–
VOO	New	VANGUARD INDEX FDS	$547,091	–	1,343	–	0.16%	–
AKAM	New	AKAMAI TECHNOLOGIES INC	$527,896	–	5,874	–	0.15%	–
SCHZ	New	SCHWAB STRATEGIC TRus aggregate b	$520,597	–	11,278	–	0.15%	–
BND	New	VANGUARD BD INDEX FDStotal bnd mrkt	$505,196	–	6,950	–	0.14%	–
PEP	New	PEPSICO INC	$497,210	–	2,684	–	0.14%	–
JMST	New	J P MORGAN EXCHANGE TRADED Fultra sht muncpl	$478,389	–	9,445	–	0.14%	–
INTC	New	INTEL CORP	$461,898	–	13,812	–	0.13%	–
NKE	New	NIKE INCcl b	$453,510	–	4,109	–	0.13%	–
SONY	New	SONY GROUP CORPORATIONsponsored adr	$451,100	–	5,010	–	0.13%	–
NXPI	New	NXP SEMICONDUCTORS N V	$452,343	–	2,210	–	0.13%	–
TSLA	New	TESLA INC	$442,130	–	1,689	–	0.12%	–
CLX	New	CLOROX CO DEL	$424,796	–	2,671	–	0.12%	–
CSCO	New	CISCO SYS INC	$414,075	–	8,003	–	0.12%	–
ABT	New	ABBOTT LABS	$388,874	–	3,567	–	0.11%	–
AMAT	New	APPLIED MATLS INC	$388,813	–	2,690	–	0.11%	–
IDEV	New	ISHARES TRcore msci intl	$382,978	–	6,266	–	0.11%	–
MMIT	New	INDEXIQ ACTIVE ETF TRiq mackay intrme	$381,843	–	15,675	–	0.11%	–
VSGX	New	VANGUARD WORLD FDesg intl stk etf	$372,036	–	7,005	–	0.11%	–
NEE	New	NEXTERA ENERGY INC	$351,485	–	4,737	–	0.10%	–
ROKU	New	ROKU INC	$351,780	–	5,500	–	0.10%	–
NFLX	New	NETFLIX INC	$334,772	–	760	–	0.10%	–
QCOM	New	QUALCOMM INC	$321,408	–	2,700	–	0.09%	–
EFV	New	ISHARES TReafe value etf	$313,510	–	6,406	–	0.09%	–
FB	New	META PLATFORMS INCcl a	$307,356	–	1,071	–	0.09%	–
PM	New	PHILIP MORRIS INTL INC	$307,015	–	3,145	–	0.09%	–
AMD	New	ADVANCED MICRO DEVICES INC	$300,836	–	2,641	–	0.08%	–
CRM	New	SALESFORCE INC	$298,933	–	1,415	–	0.08%	–
BNDW	New	VANGUARD SCOTTSDALE FDStotal wld bd etf	$294,206	–	4,300	–	0.08%	–
ITOT	New	ISHARES TRcore s&p ttl stk	$286,671	–	2,930	–	0.08%	–
NOW	New	SERVICENOW INC	$275,365	–	490	–	0.08%	–
RTX	New	RAYTHEON TECHNOLOGIES CORP	$273,308	–	2,790	–	0.08%	–
IVV	New	ISHARES TRcore s&p500 etf	$250,489	–	562	–	0.07%	–
SBUX	New	STARBUCKS CORP	$246,164	–	2,485	–	0.07%	–
VUG	New	VANGUARD INDEX FDSgrowth etf	$245,043	–	866	–	0.07%	–
UNP	New	UNION PAC CORP	$241,247	–	1,179	–	0.07%	–
ORCL	New	ORACLE CORP	$229,367	–	1,926	–	0.06%	–
EAGG	New	ISHARES TResg awr us agrgt	$224,859	–	4,767	–	0.06%	–
HD	New	HOME DEPOT INC	$218,380	–	703	–	0.06%	–
DIS	New	DISNEY WALT CO	$216,861	–	2,429	–	0.06%	–
MDLZ	New	MONDELEZ INTL INCcl a	$210,942	–	2,892	–	0.06%	–
ICLN	New	ISHARES TRgl clean ene etf	$211,642	–	11,502	–	0.06%	–
OKTA	New	OKTA INCcl a	$208,744	–	3,010	–	0.06%	–
	New	SCHWAB CHARLES FAMILY FDamt tax free mny	$140,015	–	140,015	–	0.04%	–
SLQT	New	SELECTQUOTE INC	$116,064	–	59,520	–	0.03%	–

Q4 2022

			Value		Shares		↓ Weighting
	Exit	SCHWAB CHARLES FAMILY FDamt tax free mny	$0	–	-190,015	–	-0.08%	–
ITOT	Exit	ISHARES TRcore s&p ttl stk	$0	–	-2,520	–	-0.08%	–
IDNA	Exit	ISHARES TRgenomics immun	$0	–	-7,595	–	-0.08%	–
ORCL	Exit	ORACLE CORP	$0	–	-3,280	–	-0.08%	–
EAGG	Exit	ISHARES TResg awr us agrgt	$0	–	-4,372	–	-0.08%	–
DIS	Exit	DISNEY WALT CO	$0	–	-2,207	–	-0.08%	–
ICLN	Exit	ISHARES TRgl clean ene etf	$0	–	-11,502	–	-0.09%	–
QCOM	Exit	QUALCOMM INC	$0	–	-2,000	–	-0.09%	–
RTX	Exit	RAYTHEON TECHNOLOGIES CORP	$0	–	-2,806	–	-0.09%	–
ABT	Exit	ABBOTT LABS	$0	–	-2,417	–	-0.09%	–
SBUX	Exit	STARBUCKS CORP	$0	–	-2,869	–	-0.10%	–
CSCO	Exit	CISCO SYS INC	$0	–	-6,550	–	-0.10%	–
INTC	Exit	INTEL CORP	$0	–	-10,539	–	-0.11%	–
GOOG	Exit	ALPHABET INCcap stk cl c	$0	–	-2,880	–	-0.11%	–
MMIT	Exit	INDEXIQ ACTIVE ETF TRiq mackay intrme	$0	–	-12,000	–	-0.11%	–
DAN	Exit	DANA INC	$0	–	-26,004	–	-0.12%	–
VOO	Exit	VANGUARD INDEX FDS	$0	–	-932	–	-0.12%	–
ROKU	Exit	ROKU INC	$0	–	-5,500	–	-0.12%	–
NXPI	Exit	NXP SEMICONDUCTORS N V	$0	–	-2,165	–	-0.13%	–
SONY	Exit	SONY GROUP CORPORATIONsponsored adr	$0	–	-5,010	–	-0.13%	–
NKE	Exit	NIKE INCcl b	$0	–	-3,916	–	-0.13%	–
IBND	Exit	SPDR SER TRbloomberg intl	$0	–	-13,071	–	-0.13%	–
ADBE	Exit	ADOBE SYSTEMS INCORPORATED	$0	–	-1,188	–	-0.13%	–
TSLA	Exit	TESLA INC	$0	–	-1,305	–	-0.14%	–
RESP	Exit	WISDOMTREE TRus esg fund	$0	–	-9,225	–	-0.14%	–
IDEV	Exit	ISHARES TRcore msci intl	$0	–	-7,548	–	-0.15%	–
AKAM	Exit	AKAMAI TECHNOLOGIES INC	$0	–	-4,686	–	-0.15%	–
NVDA	Exit	NVIDIA CORPORATION	$0	–	-3,099	–	-0.15%	–
RESE	Exit	WISDOMTREE TRemerg mkts esg	$0	–	-15,345	–	-0.15%	–
ESGE	Exit	ISHARES INCesg awr msci em	$0	–	-13,800	–	-0.15%	–
PEP	Exit	PEPSICO INC	$0	–	-2,435	–	-0.16%	–
VTEB	Exit	VANGUARD MUN BD FDStax exempt bd	$0	–	-8,270	–	-0.16%	–
SPY	Exit	SPDR S&P 500 ETF TRtr unit	$0	–	-1,123	–	-0.16%	–
ESGU	Exit	ISHARES TResg awr msci usa	$0	–	-5,230	–	-0.17%	–
CAT	Exit	CATERPILLAR INC	$0	–	-2,666	–	-0.18%	–
NUMV	Exit	NUSHARES ETF TRnuveen esg midvl	$0	–	-15,655	–	-0.18%	–
EBAY	Exit	EBAY INC.	$0	–	-12,537	–	-0.18%	–
WDAY	Exit	WORKDAY INCcl a	$0	–	-3,038	–	-0.18%	–
JMST	Exit	J P MORGAN EXCHANGE TRADED Fultra sht muncpl	$0	–	-9,445	–	-0.19%	–
AMZN	Exit	AMAZON COM INC	$0	–	-4,324	–	-0.20%	–
TEAM	Exit	ATLASSIAN CORP PLCcl a	$0	–	-2,390	–	-0.20%	–
BND	Exit	VANGUARD BD INDEX FDStotal bnd mrkt	$0	–	-8,612	–	-0.25%	–
TRMB	Exit	TRIMBLE INC	$0	–	-18,850	–	-0.29%	–
DMXF	Exit	ISHARES TResg eafe etf	$0	–	-15,815	–	-0.30%	–
ONTF	Exit	ON24 INC	$0	–	-92,500	–	-0.32%	–
GOOGL	Exit	ALPHABET INCcap stk cl a	$0	–	-8,540	–	-0.33%	–
JNJ	Exit	JOHNSON & JOHNSON	$0	–	-5,462	–	-0.36%	–
DON	Exit	WISDOMTREE TRus midcap divid	$0	–	-26,913	–	-0.40%	–
USXF	Exit	ISHARES TResg msci usa etf	$0	–	-37,239	–	-0.42%	–
PYPL	Exit	PAYPAL HLDGS INC	$0	–	-12,653	–	-0.44%	–
IQLT	Exit	ISHARES TRmsci intl qualty	$0	–	-40,398	–	-0.45%	–
SCHZ	Exit	SCHWAB STRATEGIC TRus aggregate b	$0	–	-25,206	–	-0.46%	–
SCHD	Exit	SCHWAB STRATEGIC TRus dividend eq	$0	–	-18,247	–	-0.48%	–
NULV	Exit	NUSHARES ETF TRnuveen esg lrgvl	$0	–	-41,140	–	-0.51%	–
VYM	Exit	VANGUARD WHITEHALL FDShigh div yld	$0	–	-13,776	–	-0.52%	–
FREL	Exit	FIDELITY COVINGTON TRUSTmsci rl est etf	$0	–	-57,458	–	-0.55%	–
BMY	Exit	BRISTOL-MYERS SQUIBB CO	$0	–	-20,039	–	-0.57%	–
IVOL	Exit	KRANESHARES TRquadrtc int rt	$0	–	-66,122	–	-0.59%	–
PUTW	Exit	WISDOMTREE TRcboe s&p 500	$0	–	-51,324	–	-0.61%	–
BWX	Exit	SPDR SER TRbloomberg intl t	$0	–	-75,144	–	-0.63%	–
ALB	Exit	ALBEMARLE CORP	$0	–	-5,950	–	-0.63%	–
IJJ	Exit	ISHARES TRs&p mc 400vl etf	$0	–	-18,001	–	-0.65%	–
MSFT	Exit	MICROSOFT CORP	$0	–	-7,961	–	-0.74%	–
ISCG	Exit	ISHARES TRmrgstr sm cp gr	$0	–	-71,990	–	-1.00%	–
IWD	Exit	ISHARES TRrus 1000 val etf	$0	–	-18,425	–	-1.00%	–
VWO	Exit	VANGUARD INTL EQUITY INDEX Fftse emr mkt etf	$0	–	-75,869	–	-1.11%	–
IJH	Exit	ISHARES TRcore s&p mcp etf	$0	–	-13,491	–	-1.18%	–
IMTM	Exit	ISHARES TRmsci intl moment	$0	–	-121,380	–	-1.30%	–
IDHQ	Exit	INVESCO EXCH TRADED FD TR IIs&p intl qulty	$0	–	-157,106	–	-1.33%	–
FNDC	Exit	SCHWAB STRATEGIC TRschwb fdt int sc	$0	–	-123,732	–	-1.34%	–
IWF	Exit	ISHARES TRrus 1000 grw etf	$0	–	-18,144	–	-1.53%	–
SPLV	Exit	INVESCO EXCH TRADED FD TR IIs&p500 low vol	$0	–	-76,276	–	-1.76%	–
SPDW	Exit	SPDR INDEX SHS FDSportfolio devlpd	$0	–	-175,318	–	-1.81%	–
FIXD	Exit	FIRST TR EXCHNG TRADED FD VItcw opportunis	$0	–	-106,275	–	-1.85%	–
FBND	Exit	FIDELITY MERRIMACK STR TRtotal bd etf	$0	–	-105,331	–	-1.87%	–
FNDE	Exit	SCHWAB STRATEGIC TRschwb fdt emk lg	$0	–	-205,463	–	-1.93%	–
FNDA	Exit	SCHWAB STRATEGIC TRschwab fdt us sc	$0	–	-113,433	–	-1.93%	–
SCHG	Exit	SCHWAB STRATEGIC TRus lcap gr etf	$0	–	-90,134	–	-2.01%	–
VOE	Exit	VANGUARD INDEX FDSmcap vl idxvip	$0	–	-42,787	–	-2.08%	–
MTUM	Exit	ISHARES TRmsci usa mmentm	$0	–	-42,462	–	-2.23%	–
SPEM	Exit	SPDR INDEX SHS FDSportfolio emg mk	$0	–	-184,686	–	-2.29%	–
SCHV	Exit	SCHWAB STRATEGIC TRus lcap va etf	$0	–	-98,899	–	-2.31%	–
SPHQ	Exit	INVESCO EXCHANGE TRADED FD Ts&p500 quality	$0	–	-150,296	–	-2.39%	–
PDN	Exit	INVESCO EXCH TRADED FD TR IIftse rafi sml	$0	–	-243,407	–	-2.49%	–
VOT	Exit	VANGUARD INDEX FDSmcap gr idxvip	$0	–	-38,580	–	-2.63%	–
SCHB	Exit	SCHWAB STRATEGIC TRus brd mkt etf	$0	–	-160,695	–	-2.70%	–
FNDB	Exit	SCHWAB STRATEGIC TRschwab fdt us bm	$0	–	-145,294	–	-2.74%	–
FNDX	Exit	SCHWAB STRATEGIC TRschwab fdt us lg	$0	–	-180,860	–	-3.45%	–
IUSB	Exit	ISHARES TRcore total usd	$0	–	-198,928	–	-3.54%	–
GILD	Exit	GILEAD SCIENCES INC	$0	–	-145,948	–	-3.60%	–
CMF	Exit	ISHARES TRcalif mun bd etf	$0	–	-198,657	–	-4.31%	–
FNDF	Exit	SCHWAB STRATEGIC TRschwb fdt int lg	$0	–	-636,060	–	-6.40%	–
AAPL	Exit	APPLE INC	$0	–	-326,340	–	-18.03%	–

Q3 2022

			Value		Shares		↓ Weighting
AAPL	Sell	APPLE INC	$45,100,000	-0.3%	326,340	-1.3%	18.03%	-0.4%
FNDF	Buy	SCHWAB STRATEGIC TRschwb fdt int lg	$15,997,000	-8.3%	636,060	+3.3%	6.40%	-8.4%
CMF	Buy	ISHARES TRcalif mun bd etf	$10,771,000	+5078.4%	198,657	+5298.3%	4.31%	+5089.2%
GILD	Buy	GILEAD SCIENCES INC	$9,004,000	+0.7%	145,948	+0.9%	3.60%	+0.6%
IUSB	Buy	ISHARES TRcore total usd	$8,852,000	+45.5%	198,928	+53.1%	3.54%	+45.4%
FNDX	Sell	SCHWAB STRATEGIC TRschwab fdt us lg	$8,638,000	-6.8%	180,860	-0.6%	3.45%	-6.9%
FNDB	Buy	SCHWAB STRATEGIC TRschwab fdt us bm	$6,848,000	-4.7%	145,294	+1.5%	2.74%	-4.9%
SCHB	Buy	SCHWAB STRATEGIC TRus brd mkt etf	$6,748,000	-3.9%	160,695	+1.1%	2.70%	-4.1%
VOT	New	VANGUARD INDEX FDSmcap gr idxvip	$6,579,000	–	38,580	–	2.63%	–
PDN	Sell	INVESCO EXCH TRADED FD TR IIftse rafi sml	$6,234,000	-13.4%	243,407	-1.6%	2.49%	-13.5%
SPHQ	Buy	INVESCO EXCHANGE TRADED FD Ts&p500 quality	$5,973,000	-2.0%	150,296	+3.6%	2.39%	-2.1%
SCHV	Buy	SCHWAB STRATEGIC TRus lcap va etf	$5,787,000	-3.9%	98,899	+2.6%	2.31%	-3.9%
SPEM	Buy	SPDR INDEX SHS FDSportfolio emg mk	$5,733,000	-7.2%	184,686	+3.9%	2.29%	-7.3%
MTUM	Buy	ISHARES TRmsci usa mmentm	$5,570,000	-1.8%	42,462	+2.0%	2.23%	-1.9%
VOE	Buy	VANGUARD INDEX FDSmcap vl idxvip	$5,210,000	-4.6%	42,787	+1.5%	2.08%	-4.7%
SCHG	Buy	SCHWAB STRATEGIC TRus lcap gr etf	$5,030,000	-0.2%	90,134	+3.7%	2.01%	-0.3%
FNDA	Buy	SCHWAB STRATEGIC TRschwab fdt us sc	$4,823,000	-2.3%	113,433	+4.0%	1.93%	-2.4%
FNDE	Buy	SCHWAB STRATEGIC TRschwb fdt emk lg	$4,816,000	-7.6%	205,463	+2.2%	1.93%	-7.7%
FBND	Buy	FIDELITY MERRIMACK STR TRtotal bd etf	$4,680,000	+53.7%	105,331	+60.9%	1.87%	+53.5%
FIXD	Buy	FIRST TR EXCHNG TRADED FD VItcw opportunis	$4,627,000	+50.5%	106,275	+60.3%	1.85%	+50.3%
SPDW	Buy	SPDR INDEX SHS FDSportfolio devlpd	$4,523,000	-5.5%	175,318	+5.6%	1.81%	-5.6%
SPLV	Sell	INVESCO EXCH TRADED FD TR IIs&p500 low vol	$4,411,000	-7.5%	76,276	-0.9%	1.76%	-7.6%
IWF	Sell	ISHARES TRrus 1000 grw etf	$3,817,000	-4.4%	18,144	-0.6%	1.53%	-4.5%
FNDC	Buy	SCHWAB STRATEGIC TRschwb fdt int sc	$3,364,000	+13.4%	123,732	+26.8%	1.34%	+13.2%
IDHQ	Buy	INVESCO EXCH TRADED FD TR IIs&p intl qulty	$3,320,000	-5.4%	157,106	+6.8%	1.33%	-5.4%
IMTM	Buy	ISHARES TRmsci intl moment	$3,260,000	-2.5%	121,380	+8.7%	1.30%	-2.5%
IJH	Buy	ISHARES TRcore s&p mcp etf	$2,958,000	-1.5%	13,491	+1.6%	1.18%	-1.6%
VWO	Sell	VANGUARD INTL EQUITY INDEX Fftse emr mkt etf	$2,768,000	-16.8%	75,869	-5.0%	1.11%	-16.8%
IWD	Sell	ISHARES TRrus 1000 val etf	$2,506,000	-8.1%	18,425	-2.0%	1.00%	-8.2%
ISCG	Buy	ISHARES TRmrgstr sm cp gr	$2,495,000	+1.3%	71,990	+3.2%	1.00%	+1.2%
MSFT	Buy	MICROSOFT CORP	$1,854,000	-8.4%	7,961	+1.0%	0.74%	-8.6%
IJJ	Sell	ISHARES TRs&p mc 400vl etf	$1,620,000	-5.0%	18,001	-0.4%	0.65%	-5.1%
ALB	Buy	ALBEMARLE CORP	$1,573,000	+45.5%	5,950	+15.0%	0.63%	+45.3%
BWX	Buy	SPDR SER TRbloomberg intl t	$1,565,000	+45.9%	75,144	+62.2%	0.63%	+45.6%
PUTW	Buy	WISDOMTREE TRcboe s&p 500	$1,531,000	-6.0%	51,324	+0.6%	0.61%	-6.1%
IVOL	Buy	KRANESHARES TRquadrtc int rt	$1,465,000	-10.3%	66,122	+2.6%	0.59%	-10.4%
BMY	New	BRISTOL-MYERS SQUIBB CO	$1,425,000	–	20,039	–	0.57%	–
FREL	Buy	FIDELITY COVINGTON TRUSTmsci rl est etf	$1,374,000	-8.4%	57,458	+4.0%	0.55%	-8.5%
VYM	Buy	VANGUARD WHITEHALL FDShigh div yld	$1,307,000	-6.3%	13,776	+0.4%	0.52%	-6.3%
NULV	Buy	NUSHARES ETF TRnuveen esg lrgvl	$1,270,000	+10.8%	41,140	+19.8%	0.51%	+10.7%
SCHD	Sell	SCHWAB STRATEGIC TRus dividend eq	$1,212,000	-9.2%	18,247	-2.1%	0.48%	-9.2%
SCHZ	Sell	SCHWAB STRATEGIC TRus aggregate b	$1,142,000	-11.8%	25,206	-6.8%	0.46%	-11.8%
IQLT	Buy	ISHARES TRmsci intl qualty	$1,122,000	-6.3%	40,398	+4.3%	0.45%	-6.5%
PYPL	Buy	PAYPAL HLDGS INC	$1,089,000	+26.8%	12,653	+2.8%	0.44%	+26.5%
USXF	Buy	ISHARES TResg msci usa etf	$1,043,000	+8.9%	37,239	+16.1%	0.42%	+8.9%
DON	Sell	WISDOMTREE TRus midcap divid	$1,014,000	-6.2%	26,913	-3.0%	0.40%	-6.5%
JNJ	Sell	JOHNSON & JOHNSON	$892,000	-9.0%	5,462	-1.0%	0.36%	-8.9%
GOOGL	Buy	ALPHABET INCcap stk cl a	$817,000	-12.2%	8,540	+1900.0%	0.33%	-12.3%
DMXF	Buy	ISHARES TResg eafe etf	$737,000	+8.4%	15,815	+21.2%	0.30%	+8.5%
TRMB	New	TRIMBLE INC	$723,000	–	18,850	–	0.29%	–
BND	Buy	VANGUARD BD INDEX FDStotal bnd mrkt	$614,000	-2.1%	8,612	+3.4%	0.25%	-2.0%
AMZN	Buy	AMAZON COM INC	$489,000	+9.9%	4,324	+3.2%	0.20%	+10.1%
WDAY	Sell	WORKDAY INCcl a	$462,000	+8.7%	3,038	-0.3%	0.18%	+8.8%
EBAY	Buy	EBAY INC.	$461,000	-11.7%	12,537	+0.1%	0.18%	-12.0%
NUMV	Buy	NUSHARES ETF TRnuveen esg midvl	$444,000	+12.4%	15,655	+21.5%	0.18%	+12.7%
ESGU	Buy	ISHARES TResg awr msci usa	$415,000	+24.6%	5,230	+31.9%	0.17%	+24.8%
VTEB	Buy	VANGUARD MUN BD FDStax exempt bd	$398,000	+86.9%	8,270	+93.5%	0.16%	+87.1%
PEP	Sell	PEPSICO INC	$398,000	-6.4%	2,435	-4.4%	0.16%	-6.5%
ESGE	Buy	ISHARES INCesg awr msci em	$382,000	-7.7%	13,800	+7.8%	0.15%	-7.8%
RESE	Buy	WISDOMTREE TRemerg mkts esg	$376,000	+3.0%	15,345	+20.0%	0.15%	+2.7%
AKAM	Buy	AKAMAI TECHNOLOGIES INC	$376,000	-9.6%	4,686	+2.8%	0.15%	-10.2%
NVDA	Buy	NVIDIA CORPORATION	$376,000	-14.2%	3,099	+7.3%	0.15%	-14.3%
IDEV	Buy	ISHARES TRcore msci intl	$365,000	-7.6%	7,548	+2.8%	0.15%	-7.6%
RESP	Buy	WISDOMTREE TRus esg fund	$353,000	-5.1%	9,225	+1.1%	0.14%	-5.4%
TSLA	Buy	TESLA INC	$346,000	+18.1%	1,305	+200.0%	0.14%	+17.9%
ADBE	Buy	ADOBE SYSTEMS INCORPORATED	$327,000	+31.9%	1,188	+75.2%	0.13%	+32.3%
IBND	Buy	SPDR SER TRbloomberg intl	$328,000	-5.2%	13,071	+6.1%	0.13%	-5.8%
NXPI	Buy	NXP SEMICONDUCTORS N V	$319,000	+1.6%	2,165	+2.2%	0.13%	+1.6%
VOO	Buy	VANGUARD INDEX FDS	$306,000	+1.3%	932	+7.1%	0.12%	+0.8%
MMIT	New	INDEXIQ ACTIVE ETF TRiq mackay intrme	$281,000	–	12,000	–	0.11%	–
GOOG	Buy	ALPHABET INCcap stk cl c	$277,000	-12.1%	2,880	+1900.0%	0.11%	-11.9%
INTC	Buy	INTEL CORP	$272,000	-13.9%	10,539	+24.7%	0.11%	-13.5%
SBUX	Sell	STARBUCKS CORP	$242,000	0.0%	2,869	-9.5%	0.10%	0.0%
ITOT	New	ISHARES TRcore s&p ttl stk	$200,000	–	2,520	–	0.08%	–
IDNA	New	ISHARES TRgenomics immun	$200,000	–	7,595	–	0.08%	–
ORCL	Sell	ORACLE CORP	$200,000	-20.9%	3,280	-9.5%	0.08%	-20.8%
	New	SCHWAB CHARLES FAMILY FDamt tax free mny	$190,000	–	190,015	–	0.08%	–
NOW	Exit	SERVICENOW INC	$0	–	-478	–	-0.09%	–
AMD	Exit	ADVANCED MICRO DEVICES INC	$0	–	-3,040	–	-0.09%	–
IGOV	Exit	ISHARES TRintl trea bd etf	$0	–	-15,183	–	-0.25%	–
AGG	Exit	ISHARES TRcore us aggbd et	$0	–	-32,237	–	-1.31%	–
BNDW	Exit	VANGUARD SCOTTSDALE FDStotal wld bd etf	$0	–	-100,031	–	-2.81%	–
MUB	Exit	ISHARES TRnational mun etf	$0	–	-68,630	–	-2.92%	–

Q2 2022

			Value		Shares		↓ Weighting
AAPL	New	APPLE INC	$45,219,000	–	330,744	–	18.10%	–
FNDF	New	SCHWAB STRATEGIC TRschwb fdt int lg	$17,439,000	–	615,987	–	6.98%	–
FNDX	New	SCHWAB STRATEGIC TRschwab fdt us lg	$9,265,000	–	182,033	–	3.71%	–
GILD	New	GILEAD SCIENCES INC	$8,938,000	–	144,610	–	3.58%	–
MUB	New	ISHARES TRnational mun etf	$7,299,000	–	68,630	–	2.92%	–
PDN	New	INVESCO EXCH TRADED FD TR IIftse rafi sml	$7,201,000	–	247,372	–	2.88%	–
FNDB	New	SCHWAB STRATEGIC TRschwab fdt us bm	$7,189,000	–	143,129	–	2.88%	–
SCHB	New	SCHWAB STRATEGIC TRus brd mkt etf	$7,024,000	–	158,948	–	2.81%	–
BNDW	New	VANGUARD SCOTTSDALE FDStotal wld bd etf	$7,018,000	–	100,031	–	2.81%	–
SPEM	New	SPDR INDEX SHS FDSportfolio emg mk	$6,179,000	–	177,712	–	2.47%	–
SPHQ	New	INVESCO EXCHANGE TRADED FD Ts&p500 quality	$6,092,000	–	145,050	–	2.44%	–
IUSB	New	ISHARES TRcore total usd	$6,082,000	–	129,900	–	2.44%	–
SCHV	New	SCHWAB STRATEGIC TRus lcap va etf	$6,019,000	–	96,426	–	2.41%	–
MTUM	New	ISHARES TRmsci usa mmentm	$5,674,000	–	41,611	–	2.27%	–
VOE	New	VANGUARD INDEX FDSmcap vl idxvip	$5,459,000	–	42,147	–	2.18%	–
FNDE	New	SCHWAB STRATEGIC TRschwb fdt emk lg	$5,213,000	–	201,033	–	2.09%	–
SCHG	New	SCHWAB STRATEGIC TRus lcap gr etf	$5,041,000	–	86,931	–	2.02%	–
FNDA	New	SCHWAB STRATEGIC TRschwab fdt us sc	$4,936,000	–	109,088	–	1.98%	–
SPDW	New	SPDR INDEX SHS FDSportfolio devlpd	$4,786,000	–	165,960	–	1.92%	–
SPLV	New	INVESCO EXCH TRADED FD TR IIs&p500 low vol	$4,770,000	–	76,936	–	1.91%	–
IWF	New	ISHARES TRrus 1000 grw etf	$3,992,000	–	18,254	–	1.60%	–
IDHQ	New	INVESCO EXCH TRADED FD TR IIs&p intl qulty	$3,508,000	–	147,085	–	1.40%	–
IMTM	New	ISHARES TRmsci intl moment	$3,343,000	–	111,679	–	1.34%	–
VWO	New	VANGUARD INTL EQUITY INDEX Fftse emr mkt etf	$3,326,000	–	79,849	–	1.33%	–
AGG	New	ISHARES TRcore us aggbd et	$3,278,000	–	32,237	–	1.31%	–
FIXD	New	FIRST TR EXCHNG TRADED FD VItcw opportunis	$3,075,000	–	66,315	–	1.23%	–
FBND	New	FIDELITY MERRIMACK STR TRtotal bd etf	$3,045,000	–	65,450	–	1.22%	–
IJH	New	ISHARES TRcore s&p mcp etf	$3,003,000	–	13,276	–	1.20%	–
FNDC	New	SCHWAB STRATEGIC TRschwb fdt int sc	$2,967,000	–	97,561	–	1.19%	–
IWD	New	ISHARES TRrus 1000 val etf	$2,726,000	–	18,803	–	1.09%	–
ISCG	New	ISHARES TRmrgstr sm cp gr	$2,464,000	–	69,765	–	0.99%	–
MSFT	New	MICROSOFT CORP	$2,025,000	–	7,884	–	0.81%	–
IJJ	New	ISHARES TRs&p mc 400vl etf	$1,706,000	–	18,066	–	0.68%	–
IVOL	New	KRANESHARES TRquadrtc int rt	$1,633,000	–	64,427	–	0.65%	–
PUTW	New	WISDOMTREE TRcboe s&p 500	$1,629,000	–	50,994	–	0.65%	–
FREL	New	FIDELITY COVINGTON TRUSTmsci rl est etf	$1,500,000	–	55,239	–	0.60%	–
VYM	New	VANGUARD WHITEHALL FDShigh div yld	$1,395,000	–	13,721	–	0.56%	–
SCHD	New	SCHWAB STRATEGIC TRus dividend eq	$1,335,000	–	18,632	–	0.53%	–
SCHZ	New	SCHWAB STRATEGIC TRus aggregate b	$1,295,000	–	27,058	–	0.52%	–
IQLT	New	ISHARES TRmsci intl qualty	$1,198,000	–	38,719	–	0.48%	–
NULV	New	NUSHARES ETF TRnuveen esg lrgvl	$1,146,000	–	34,340	–	0.46%	–
ALB	New	ALBEMARLE CORP	$1,081,000	–	5,175	–	0.43%	–
DON	New	WISDOMTREE TRus midcap divid	$1,081,000	–	27,743	–	0.43%	–
BWX	New	SPDR SER TRbloomberg intl t	$1,073,000	–	46,315	–	0.43%	–
JNJ	New	JOHNSON & JOHNSON	$980,000	–	5,519	–	0.39%	–
USXF	New	ISHARES TResg msci usa etf	$958,000	–	32,064	–	0.38%	–
GOOGL	New	ALPHABET INCcap stk cl a	$931,000	–	427	–	0.37%	–
ONTF	New	ON24 INC	$878,000	–	92,500	–	0.35%	–
PYPL	New	PAYPAL HLDGS INC	$859,000	–	12,303	–	0.34%	–
DMXF	New	ISHARES TResg eafe etf	$680,000	–	13,045	–	0.27%	–
BND	New	VANGUARD BD INDEX FDStotal bnd mrkt	$627,000	–	8,327	–	0.25%	–
IGOV	New	ISHARES TRintl trea bd etf	$621,000	–	15,183	–	0.25%	–
EBAY	New	EBAY INC.	$522,000	–	12,521	–	0.21%	–
JMST	New	J P MORGAN EXCHANGE TRADED Fultra sht muncpl	$478,000	–	9,445	–	0.19%	–
CAT	New	CATERPILLAR INC	$477,000	–	2,666	–	0.19%	–
ROKU	New	ROKU INC	$452,000	–	5,500	–	0.18%	–
TEAM	New	ATLASSIAN CORP PLCcl a	$448,000	–	2,390	–	0.18%	–
AMZN	New	AMAZON COM INC	$445,000	–	4,190	–	0.18%	–
NVDA	New	NVIDIA CORPORATION	$438,000	–	2,889	–	0.18%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$424,000	–	1,123	–	0.17%	–
PEP	New	PEPSICO INC	$425,000	–	2,547	–	0.17%	–
WDAY	New	WORKDAY INCcl a	$425,000	–	3,048	–	0.17%	–
AKAM	New	AKAMAI TECHNOLOGIES INC	$416,000	–	4,558	–	0.17%	–
ESGE	New	ISHARES INCesg awr msci em	$414,000	–	12,800	–	0.17%	–
SONY	New	SONY GROUP CORPORATIONsponsored adr	$410,000	–	5,010	–	0.16%	–
NKE	New	NIKE INCcl b	$400,000	–	3,916	–	0.16%	–
IDEV	New	ISHARES TRcore msci intl	$395,000	–	7,345	–	0.16%	–
NUMV	New	NUSHARES ETF TRnuveen esg midvl	$395,000	–	12,890	–	0.16%	–
RESP	New	WISDOMTREE TRus esg fund	$372,000	–	9,125	–	0.15%	–
DAN	New	DANA INC	$366,000	–	26,004	–	0.15%	–
RESE	New	WISDOMTREE TRemerg mkts esg	$365,000	–	12,790	–	0.15%	–
IBND	New	SPDR SER TRbloomberg intl	$346,000	–	12,322	–	0.14%	–
ESGU	New	ISHARES TResg awr msci usa	$333,000	–	3,965	–	0.13%	–
GOOG	New	ALPHABET INCcap stk cl c	$315,000	–	144	–	0.13%	–
INTC	New	INTEL CORP	$316,000	–	8,453	–	0.13%	–
NXPI	New	NXP SEMICONDUCTORS N V	$314,000	–	2,118	–	0.13%	–
VOO	New	VANGUARD INDEX FDS	$302,000	–	870	–	0.12%	–
TSLA	New	TESLA INC	$293,000	–	435	–	0.12%	–
CSCO	New	CISCO SYS INC	$279,000	–	6,550	–	0.11%	–
RTX	New	RAYTHEON TECHNOLOGIES CORP	$270,000	–	2,806	–	0.11%	–
ABT	New	ABBOTT LABS	$263,000	–	2,417	–	0.10%	–
QCOM	New	QUALCOMM INC	$255,000	–	2,000	–	0.10%	–
ORCL	New	ORACLE CORP	$253,000	–	3,626	–	0.10%	–
ADBE	New	ADOBE SYSTEMS INCORPORATED	$248,000	–	678	–	0.10%	–
SBUX	New	STARBUCKS CORP	$242,000	–	3,169	–	0.10%	–
AMD	New	ADVANCED MICRO DEVICES INC	$232,000	–	3,040	–	0.09%	–
NOW	New	SERVICENOW INC	$227,000	–	478	–	0.09%	–
ICLN	New	ISHARES TRgl clean ene etf	$219,000	–	11,502	–	0.09%	–
EAGG	New	ISHARES TResg awr us agrgt	$214,000	–	4,372	–	0.09%	–
VTEB	New	VANGUARD MUN BD FDStax exempt bd	$213,000	–	4,275	–	0.08%	–
DIS	New	DISNEY WALT CO	$208,000	–	2,207	–	0.08%	–
CMF	New	ISHARES TRcalif mun bd etf	$208,000	–	3,680	–	0.08%	–

Q4 2021

			Value		Shares		↓ Weighting
ITOT	Exit	ISHARES TRcore s&p ttl stk	$0	–	-2,038	–	-0.07%	–
SPTM	Exit	SPDR SER TRportfoli s&p1500	$0	–	-3,783	–	-0.07%	–
UL	Exit	UNILEVER PLCspon adr new	$0	–	-3,767	–	-0.07%	–
ESGU	Exit	ISHARES TResg awr msci usa	$0	–	-2,190	–	-0.08%	–
ADBE	Exit	ADOBE SYSTEMS INCORPORATED	$0	–	-402	–	-0.08%	–
RTX	Exit	RAYTHEON TECHNOLOGIES CORP	$0	–	-2,825	–	-0.09%	–
VTEB	Exit	VANGUARD MUN BD FDStax exempt bd	$0	–	-4,490	–	-0.09%	–
ORCL	Exit	ORACLE CORP	$0	–	-2,818	–	-0.09%	–
A	Exit	AGILENT TECHNOLOGIES INC	$0	–	-1,563	–	-0.09%	–
QCOM	Exit	QUALCOMM INC	$0	–	-2,000	–	-0.09%	–
SBUX	Exit	STARBUCKS CORP	$0	–	-2,363	–	-0.09%	–
NUMV	Exit	NUSHARES ETF TRnuveen esg midvl	$0	–	-7,220	–	-0.09%	–
VUG	Exit	VANGUARD INDEX FDSgrowth etf	$0	–	-912	–	-0.09%	–
FB	Exit	FACEBOOK INCcl a	$0	–	-792	–	-0.10%	–
ATVI	Exit	ACTIVISION BLIZZARD INC	$0	–	-3,573	–	-0.10%	–
DIS	Exit	DISNEY WALT CO	$0	–	-1,725	–	-0.10%	–
ABT	Exit	ABBOTT LABS	$0	–	-2,501	–	-0.10%	–
NOW	Exit	SERVICENOW INC	$0	–	-478	–	-0.10%	–
CRM	Exit	SALESFORCE COM INC	$0	–	-1,102	–	-0.11%	–
NBTB	Exit	NBT BANCORP INC	$0	–	-8,559	–	-0.11%	–
AMD	Exit	ADVANCED MICRO DEVICES INC	$0	–	-3,040	–	-0.11%	–
RESP	Exit	WISDOMTREE TRus esg fund	$0	–	-7,580	–	-0.12%	–
AKAM	Exit	AKAMAI TECHNOLOGIES INC	$0	–	-3,401	–	-0.13%	–
GOOG	Exit	ALPHABET INCcap stk cl c	$0	–	-144	–	-0.14%	–
PEP	Exit	PEPSICO INC	$0	–	-2,579	–	-0.14%	–
NXPI	Exit	NXP SEMICONDUCTORS N V	$0	–	-2,000	–	-0.14%	–
COST	Exit	COSTCO WHSL CORP NEW	$0	–	-884	–	-0.14%	–
SPY	Exit	SPDR S&P 500 ETF TRtr unit	$0	–	-948	–	-0.14%	–
CSCO	Exit	CISCO SYS INC	$0	–	-7,581	–	-0.15%	–
DAN	Exit	DANA INC	$0	–	-20,032	–	-0.16%	–
INTC	Exit	INTEL CORP	$0	–	-8,531	–	-0.16%	–
NULV	Exit	NUSHARES ETF TRnuveen esg lrgvl	$0	–	-12,215	–	-0.16%	–
TSLA	Exit	TESLA INC	$0	–	-619	–	-0.17%	–
OKTA	Exit	OKTA INCcl a	$0	–	-2,050	–	-0.17%	–
NKE	Exit	NIKE INCcl b	$0	–	-3,500	–	-0.18%	–
CAT	Exit	CATERPILLAR INC	$0	–	-2,666	–	-0.18%	–
IBND	Exit	SPDR SER TRblombrg brc intl	$0	–	-14,557	–	-0.18%	–
IDEV	Exit	ISHARES TRcore msci intl	$0	–	-7,753	–	-0.18%	–
DMXF	Exit	ISHARES TResg eafe etf	$0	–	-7,670	–	-0.18%	–
NVDA	Exit	NVIDIA CORPORATION	$0	–	-2,583	–	-0.19%	–
ESGE	Exit	ISHARES INCesg awr msci em	$0	–	-13,020	–	-0.19%	–
SONY	Exit	SONY GROUP CORPORATIONsponsored adr	$0	–	-5,010	–	-0.20%	–
OSPN	Exit	ONESPAN INC	$0	–	-32,300	–	-0.22%	–
BND	Exit	VANGUARD BD INDEX FDStotal bnd mrkt	$0	–	-8,099	–	-0.24%	–
TRMB	Exit	TRIMBLE INC	$0	–	-18,850	–	-0.26%	–
AMZN	Exit	AMAZON COM INC	$0	–	-231	–	-0.27%	–
WDAY	Exit	WORKDAY INCcl a	$0	–	-3,048	–	-0.27%	–
EBAY	Exit	EBAY INC.	$0	–	-12,484	–	-0.31%	–
JNJ	Exit	JOHNSON & JOHNSON	$0	–	-5,542	–	-0.32%	–
USXF	Exit	ISHARES TResg msci usa etf	$0	–	-25,340	–	-0.32%	–
GOOGL	Exit	ALPHABET INCcap stk cl a	$0	–	-380	–	-0.36%	–
ALB	Exit	ALBEMARLE CORP	$0	–	-5,175	–	-0.40%	–
DON	Exit	WISDOMTREE TRus midcap divid	$0	–	-27,399	–	-0.40%	–
FREL	Exit	FIDELITY COVINGTON TRUSTmsci rl est etf	$0	–	-38,936	–	-0.42%	–
TEAM	Exit	ATLASSIAN CORP PLCcl a	$0	–	-3,070	–	-0.42%	–
IQLT	Exit	ISHARES TRmsci intl qualty	$0	–	-33,134	–	-0.44%	–
IVOL	Exit	KRANESHARES TRquadrtc int rt	$0	–	-45,904	–	-0.45%	–
SCHD	Exit	SCHWAB STRATEGIC TRus dividend eq	$0	–	-21,258	–	-0.56%	–
PUTW	Exit	WISDOMTREE TRcboe s&p 500	$0	–	-51,128	–	-0.59%	–
SCHZ	Exit	SCHWAB STRATEGIC TRus aggregate b	$0	–	-31,395	–	-0.60%	–
VYM	Exit	VANGUARD WHITEHALL FDShigh div yld	$0	–	-16,648	–	-0.61%	–
ROKU	Exit	ROKU INC	$0	–	-5,500	–	-0.61%	–
IJJ	Exit	ISHARES TRs&p mc 400vl etf	$0	–	-18,645	–	-0.68%	–
FNDC	Exit	SCHWAB STRATEGIC TRschwb fdt int sc	$0	–	-53,753	–	-0.74%	–
MSFT	Exit	MICROSOFT CORP	$0	–	-7,780	–	-0.78%	–
IJH	Exit	ISHARES TRcore s&p mcp etf	$0	–	-8,390	–	-0.78%	–
IMTM	Exit	ISHARES TRmsci intl moment	$0	–	-60,546	–	-0.82%	–
BWX	Exit	SPDR SER TRblomberg intl tr	$0	–	-81,302	–	-0.83%	–
JMST	Exit	J P MORGAN EXCHANGE-TRADED Fultra sht muncpl	$0	–	-46,575	–	-0.84%	–
ONTF	Exit	ON24 INC	$0	–	-120,000	–	-0.85%	–
PYPL	Exit	PAYPAL HLDGS INC	$0	–	-12,164	–	-1.12%	–
IDHQ	Exit	INVESCO EXCH TRADED FD TR IIs&p intl qulty	$0	–	-109,992	–	-1.18%	–
IWD	Exit	ISHARES TRrus 1000 val etf	$0	–	-23,317	–	-1.29%	–
FNDE	Exit	SCHWAB STRATEGIC TRschwb fdt emk lg	$0	–	-130,956	–	-1.49%	–
SPLV	Exit	INVESCO EXCH TRADED FD TR IIs&p500 low vol	$0	–	-76,245	–	-1.64%	–
VWO	Exit	VANGUARD INTL EQUITY INDEX Fftse emr mkt etf	$0	–	-94,318	–	-1.67%	–
FBND	Exit	FIDELITY MERRIMACK STR TRtotal bd etf	$0	–	-90,545	–	-1.70%	–
FIXD	Exit	FIRST TR EXCHNG TRADED FD VItcw opportunis	$0	–	-89,994	–	-1.70%	–
SPDW	Exit	SPDR INDEX SHS FDSportfolio devlpd	$0	–	-136,040	–	-1.74%	–
FNDA	Exit	SCHWAB STRATEGIC TRschwab fdt us sc	$0	–	-95,238	–	-1.78%	–
VOE	Exit	VANGUARD INDEX FDSmcap vl idxvip	$0	–	-41,239	–	-2.04%	–
IWF	Exit	ISHARES TRrus 1000 grw etf	$0	–	-21,930	–	-2.13%	–
SPHQ	Exit	INVESCO EXCHANGE TRADED FD Ts&p500 quality	$0	–	-134,050	–	-2.30%	–
CMF	Exit	ISHARES TRcalif mun bd etf	$0	–	-105,502	–	-2.32%	–
MTUM	Exit	ISHARES TRmsci usa mmentm	$0	–	-38,879	–	-2.42%	–
FNDB	Exit	SCHWAB STRATEGIC TRschwab fdt us bm	$0	–	-136,706	–	-2.59%	–
SPEM	Exit	SPDR INDEX SHS FDSportfolio emg mk	$0	–	-191,102	–	-2.88%	–
SCHB	Exit	SCHWAB STRATEGIC TRus brd mkt etf	$0	–	-80,491	–	-2.96%	–
SCHG	Exit	SCHWAB STRATEGIC TRus lcap gr etf	$0	–	-56,582	–	-2.96%	–
SCHV	Exit	SCHWAB STRATEGIC TRus lcap va etf	$0	–	-128,570	–	-3.07%	–
IUSB	Exit	ISHARES TRcore total usd	$0	–	-170,411	–	-3.21%	–
PDN	Exit	INVESCO EXCH TRADED FD TR IIftse rafi sml	$0	–	-253,935	–	-3.37%	–
GILD	Exit	GILEAD SCIENCES INC	$0	–	-150,319	–	-3.72%	–
FNDX	Exit	SCHWAB STRATEGIC TRschwab fdt us lg	$0	–	-217,577	–	-4.15%	–
FNDF	Exit	SCHWAB STRATEGIC TRschwb fdt int lg	$0	–	-664,367	–	-7.72%	–
AAPL	Exit	APPLE INC	$0	–	-342,816	–	-17.16%	–

Q3 2021

			Value		Shares		↓ Weighting
AAPL	Buy	APPLE INC	$48,508,000	+4.7%	342,816	+1.4%	17.16%	+0.1%
FNDF	Sell	SCHWAB STRATEGIC TRschwb fdt int lg	$21,811,000	-1.7%	664,367	-0.3%	7.72%	-6.0%
FNDX	Sell	SCHWAB STRATEGIC TRschwab fdt us lg	$11,738,000	-6.2%	217,577	-4.9%	4.15%	-10.4%
GILD	Buy	GILEAD SCIENCES INC	$10,500,000	+2.7%	150,319	+1.3%	3.72%	-1.8%
PDN	Sell	INVESCO EXCH TRADED FD TR IIftse rafi sml	$9,538,000	-4.3%	253,935	-2.5%	3.37%	-8.5%
IUSB	Buy	ISHARES TRcore total usd	$9,073,000	+16.5%	170,411	+17.1%	3.21%	+11.4%
SCHV	Buy	SCHWAB STRATEGIC TRus lcap va etf	$8,676,000	+0.3%	128,570	+1.6%	3.07%	-4.1%
SCHG	Sell	SCHWAB STRATEGIC TRus lcap gr etf	$8,379,000	0.0%	56,582	-1.4%	2.96%	-4.4%
SCHB	Sell	SCHWAB STRATEGIC TRus brd mkt etf	$8,360,000	-21.3%	80,491	-21.0%	2.96%	-24.8%
SPEM	Buy	SPDR INDEX SHS FDSportfolio emg mk	$8,128,000	+4.3%	191,102	+11.6%	2.88%	-0.2%
FNDB	Sell	SCHWAB STRATEGIC TRschwab fdt us bm	$7,321,000	-13.3%	136,706	-12.0%	2.59%	-17.1%
MTUM	Sell	ISHARES TRmsci usa mmentm	$6,827,000	-4.5%	38,879	-5.7%	2.42%	-8.7%
CMF	Buy	ISHARES TRcalif mun bd etf	$6,549,000	+29.2%	105,502	+30.3%	2.32%	+23.5%
SPHQ	Sell	INVESCO EXCHANGE TRADED FD Ts&p500 quality	$6,508,000	-8.9%	134,050	-8.8%	2.30%	-12.9%
IWF	Sell	ISHARES TRrus 1000 grw etf	$6,010,000	+0.0%	21,930	-0.9%	2.13%	-4.4%
VOE	Buy	VANGUARD INDEX FDSmcap vl idxvip	$5,757,000	+0.6%	41,239	+1.3%	2.04%	-3.8%
FNDA	Buy	SCHWAB STRATEGIC TRschwab fdt us sc	$5,017,000	+17.0%	95,238	+20.8%	1.78%	+11.8%
SPDW	Buy	SPDR INDEX SHS FDSportfolio devlpd	$4,926,000	+0.3%	136,040	+1.9%	1.74%	-4.1%
FIXD	Buy	FIRST TR EXCHNG TRADED FD VItcw opportunis	$4,819,000	+21.3%	89,994	+21.5%	1.70%	+16.0%
FBND	Buy	FIDELITY MERRIMACK STR TRtotal bd etf	$4,811,000	+21.0%	90,545	+21.5%	1.70%	+15.7%
VWO	Sell	VANGUARD INTL EQUITY INDEX Fftse emr mkt etf	$4,717,000	-10.9%	94,318	-3.3%	1.67%	-14.8%
SPLV	Sell	INVESCO EXCH TRADED FD TR IIs&p500 low vol	$4,639,000	-3.4%	76,245	-3.3%	1.64%	-7.7%
FNDE	Buy	SCHWAB STRATEGIC TRschwb fdt emk lg	$4,221,000	+11.9%	130,956	+12.0%	1.49%	+7.0%
IWD	Sell	ISHARES TRrus 1000 val etf	$3,649,000	-1.9%	23,317	-0.6%	1.29%	-6.2%
IDHQ	Buy	INVESCO EXCH TRADED FD TR IIs&p intl qulty	$3,323,000	+0.7%	109,992	+3.0%	1.18%	-3.7%
ONTF	New	ON24 INC	$2,393,000	–	120,000	–	0.85%	–
JMST	Buy	J P MORGAN EXCHANGE-TRADED Fultra sht muncpl	$2,379,000	+69.1%	46,575	+69.0%	0.84%	+61.6%
BWX	Sell	SPDR SER TRblomberg intl tr	$2,336,000	-34.8%	81,302	-33.4%	0.83%	-37.7%
IMTM	Buy	ISHARES TRmsci intl moment	$2,306,000	+6.5%	60,546	+8.1%	0.82%	+1.9%
IJH	New	ISHARES TRcore s&p mcp etf	$2,207,000	–	8,390	–	0.78%	–
MSFT	Buy	MICROSOFT CORP	$2,193,000	+101.2%	7,780	+93.3%	0.78%	+92.6%
FNDC	Buy	SCHWAB STRATEGIC TRschwb fdt int sc	$2,081,000	+15.4%	53,753	+17.0%	0.74%	+10.3%
IJJ	Sell	ISHARES TRs&p mc 400vl etf	$1,921,000	-3.5%	18,645	-1.3%	0.68%	-7.6%
VYM	Sell	VANGUARD WHITEHALL FDShigh div yld	$1,721,000	-6.0%	16,648	-4.7%	0.61%	-10.2%
SCHZ	Sell	SCHWAB STRATEGIC TRus aggregate b	$1,703,000	-0.8%	31,395	-0.1%	0.60%	-5.0%
PUTW	Buy	WISDOMTREE TRcboe s&p 500	$1,665,000	+6.7%	51,128	+4.0%	0.59%	+1.9%
SCHD	Sell	SCHWAB STRATEGIC TRus dividend eq	$1,578,000	-7.9%	21,258	-6.2%	0.56%	-12.0%
IVOL	New	KRANESHARES TRquadrtc int rt	$1,279,000	–	45,904	–	0.45%	–
IQLT	Buy	ISHARES TRmsci intl qualty	$1,255,000	+4.8%	33,134	+6.7%	0.44%	+0.2%
FREL	New	FIDELITY COVINGTON TRUSTmsci rl est etf	$1,184,000	–	38,936	–	0.42%	–
DON	Sell	WISDOMTREE TRus midcap divid	$1,136,000	-5.3%	27,399	-4.2%	0.40%	-9.5%
ALB	Buy	ALBEMARLE CORP	$1,133,000	+95.0%	5,175	+50.0%	0.40%	+86.5%
USXF	Buy	ISHARES TResg msci usa etf	$915,000	+71.3%	25,340	+72.2%	0.32%	+63.6%
JNJ	Sell	JOHNSON & JOHNSON	$895,000	-2.3%	5,542	-0.3%	0.32%	-6.5%
EBAY	Buy	EBAY INC.	$870,000	-0.7%	12,484	+0.1%	0.31%	-4.9%
WDAY	New	WORKDAY INCcl a	$762,000	–	3,048	–	0.27%	–
AMZN	Buy	AMAZON COM INC	$759,000	+2.2%	231	+6.9%	0.27%	-2.2%
BND	Buy	VANGUARD BD INDEX FDStotal bnd mrkt	$692,000	+69.2%	8,099	+70.0%	0.24%	+62.3%
ESGE	Buy	ISHARES INCesg awr msci em	$540,000	+69.8%	13,020	+85.1%	0.19%	+61.9%
NVDA	Buy	NVIDIA CORPORATION	$535,000	+4.1%	2,583	+302.3%	0.19%	-0.5%
DMXF	Buy	ISHARES TResg eafe etf	$520,000	+77.5%	7,670	+77.1%	0.18%	+70.4%
IDEV	Sell	ISHARES TRcore msci intl	$518,000	-4.3%	7,753	-3.4%	0.18%	-8.5%
IBND	Sell	SPDR SER TRblombrg brc intl	$514,000	-41.1%	14,557	-39.4%	0.18%	-43.7%
NKE	Sell	NIKE INCcl b	$508,000	-6.1%	3,500	-0.1%	0.18%	-10.0%
TSLA	Buy	TESLA INC	$480,000	+32.6%	619	+16.4%	0.17%	+26.9%
NULV	Buy	NUSHARES ETF TRnuveen esg lrgvl	$458,000	+118.1%	12,215	+119.1%	0.16%	+107.7%
CSCO	Sell	CISCO SYS INC	$413,000	+0.2%	7,581	-2.6%	0.15%	-3.9%
COST	Sell	COSTCO WHSL CORP NEW	$397,000	+7.3%	884	-5.4%	0.14%	+2.2%
PEP	Sell	PEPSICO INC	$388,000	-0.3%	2,579	-1.8%	0.14%	-4.9%
GOOG	Buy	ALPHABET INCcap stk cl c	$384,000	+7.9%	144	+1.4%	0.14%	+3.0%
AKAM	Sell	AKAMAI TECHNOLOGIES INC	$356,000	-23.6%	3,401	-14.8%	0.13%	-26.7%
RESP	New	WISDOMTREE TRus esg fund	$354,000	–	7,580	–	0.12%	–
AMD	Sell	ADVANCED MICRO DEVICES INC	$313,000	+0.3%	3,040	-8.4%	0.11%	-3.5%
CRM	Buy	SALESFORCE COM INC	$299,000	+27.8%	1,102	+14.8%	0.11%	+21.8%
ABT	Buy	ABBOTT LABS	$295,000	+12.2%	2,501	+10.1%	0.10%	+7.2%
ATVI	Sell	ACTIVISION BLIZZARD INC	$277,000	-38.7%	3,573	-24.6%	0.10%	-41.3%
FB	Sell	FACEBOOK INCcl a	$269,000	-22.0%	792	-20.2%	0.10%	-25.8%
NUMV	New	NUSHARES ETF TRnuveen esg midvl	$262,000	–	7,220	–	0.09%	–
SBUX	Sell	STARBUCKS CORP	$261,000	-2.6%	2,363	-1.5%	0.09%	-7.1%
VTEB	Buy	VANGUARD MUN BD FDStax exempt bd	$246,000	+13.4%	4,490	+14.5%	0.09%	+8.8%
RTX	Buy	RAYTHEON TECHNOLOGIES CORP	$243,000	+11.0%	2,825	+10.3%	0.09%	+6.2%
ADBE	New	ADOBE SYSTEMS INCORPORATED	$231,000	–	402	–	0.08%	–
ESGU	New	ISHARES TResg awr msci usa	$216,000	–	2,190	–	0.08%	–
UL	New	UNILEVER PLCspon adr new	$204,000	–	3,767	–	0.07%	–
SPTM	Sell	SPDR SER TRportfoli s&p1500	$200,000	-4.8%	3,783	-4.5%	0.07%	-9.0%
ITOT	Sell	ISHARES TRcore s&p ttl stk	$200,000	-2.0%	2,038	-1.4%	0.07%	-5.3%

Q2 2021

			Value		Shares		↓ Weighting
AAPL	New	APPLE INC	$46,322,000	–	338,212	–	17.14%	–
FNDF	New	SCHWAB STRATEGIC TRschwb fdt int lg	$22,181,000	–	666,506	–	8.21%	–
FNDX	New	SCHWAB STRATEGIC TRschwab fdt us lg	$12,520,000	–	228,797	–	4.63%	–
SCHB	New	SCHWAB STRATEGIC TRus brd mkt etf	$10,627,000	–	101,919	–	3.93%	–
GILD	New	GILEAD SCIENCES INC	$10,222,000	–	148,446	–	3.78%	–
PDN	New	INVESCO EXCH TRADED FD TR IIftse rafi sml	$9,965,000	–	260,386	–	3.69%	–
SCHV	New	SCHWAB STRATEGIC TRus lcap va etf	$8,653,000	–	126,554	–	3.20%	–
FNDB	New	SCHWAB STRATEGIC TRschwab fdt us bm	$8,443,000	–	155,260	–	3.12%	–
SCHG	New	SCHWAB STRATEGIC TRus lcap gr etf	$8,379,000	–	57,404	–	3.10%	–
SPEM	New	SPDR INDEX SHS FDSportfolio emg mk	$7,792,000	–	171,247	–	2.88%	–
IUSB	New	ISHARES TRcore total usd	$7,787,000	–	145,581	–	2.88%	–
MTUM	New	ISHARES TRmsci usa mmentm	$7,147,000	–	41,210	–	2.64%	–
SPHQ	New	INVESCO EXCHANGE TRADED FD Ts&p500 quality	$7,145,000	–	147,017	–	2.64%	–
IWF	New	ISHARES TRrus 1000 grw etf	$6,008,000	–	22,130	–	2.22%	–
VOE	New	VANGUARD INDEX FDSmcap vl idxvip	$5,720,000	–	40,713	–	2.12%	–
VWO	New	VANGUARD INTL EQUITY INDEX Fftse emr mkt etf	$5,296,000	–	97,523	–	1.96%	–
CMF	New	ISHARES TRcalif mun bd etf	$5,069,000	–	80,946	–	1.88%	–
SPDW	New	SPDR INDEX SHS FDSportfolio devlpd	$4,910,000	–	133,452	–	1.82%	–
SPLV	New	INVESCO EXCH TRADED FD TR IIs&p500 low vol	$4,802,000	–	78,844	–	1.78%	–
FNDA	New	SCHWAB STRATEGIC TRschwab fdt us sc	$4,289,000	–	78,854	–	1.59%	–
FBND	New	FIDELITY MERRIMACK STR TRtotal bd etf	$3,975,000	–	74,545	–	1.47%	–
FIXD	New	FIRST TR EXCHNG TRADED FD VItcw opportunis	$3,973,000	–	74,070	–	1.47%	–
FNDE	New	SCHWAB STRATEGIC TRschwb fdt emk lg	$3,771,000	–	116,925	–	1.40%	–
IWD	New	ISHARES TRrus 1000 val etf	$3,720,000	–	23,452	–	1.38%	–
BWX	New	SPDR SER TRblomberg intl tr	$3,584,000	–	122,109	–	1.33%	–
PYPL	New	PAYPAL HLDGS INC	$3,546,000	–	12,164	–	1.31%	–
IDHQ	New	INVESCO EXCH TRADED FD TR IIs&p intl qulty	$3,299,000	–	106,817	–	1.22%	–
ROKU	New	ROKU INC	$2,526,000	–	5,500	–	0.94%	–
IMTM	New	ISHARES TRmsci intl moment	$2,166,000	–	56,003	–	0.80%	–
IJJ	New	ISHARES TRs&p mc 400vl etf	$1,990,000	–	18,890	–	0.74%	–
VYM	New	VANGUARD WHITEHALL FDShigh div yld	$1,831,000	–	17,475	–	0.68%	–
FNDC	New	SCHWAB STRATEGIC TRschwb fdt int sc	$1,803,000	–	45,940	–	0.67%	–
SCHZ	New	SCHWAB STRATEGIC TRus aggregate b	$1,716,000	–	31,422	–	0.64%	–
SCHD	New	SCHWAB STRATEGIC TRus dividend eq	$1,713,000	–	22,653	–	0.63%	–
PUTW	New	WISDOMTREE TRcboe s&p 500	$1,561,000	–	49,161	–	0.58%	–
JMST	New	J P MORGAN EXCHANGE-TRADED Fultra sht muncpl	$1,407,000	–	27,559	–	0.52%	–
DON	New	WISDOMTREE TRus midcap divid	$1,199,000	–	28,590	–	0.44%	–
IQLT	New	ISHARES TRmsci intl qualty	$1,197,000	–	31,039	–	0.44%	–
MSFT	New	MICROSOFT CORP	$1,090,000	–	4,024	–	0.40%	–
GOOGL	New	ALPHABET INCcap stk cl a	$928,000	–	380	–	0.34%	–
JNJ	New	JOHNSON & JOHNSON	$916,000	–	5,561	–	0.34%	–
EBAY	New	EBAY INC.	$876,000	–	12,476	–	0.32%	–
IBND	New	SPDR SER TRblombrg brc intl	$872,000	–	24,011	–	0.32%	–
OSPN	New	ONESPAN INC	$825,000	–	32,300	–	0.30%	–
TEAM	New	ATLASSIAN CORP PLCcl a	$789,000	–	3,070	–	0.29%	–
AMZN	New	AMAZON COM INC	$743,000	–	216	–	0.28%	–
TRMB	New	TRIMBLE INC	$723,000	–	18,850	–	0.27%	–
ALB	New	ALBEMARLE CORP	$581,000	–	3,450	–	0.22%	–
CAT	New	CATERPILLAR INC	$580,000	–	2,666	–	0.22%	–
IDEV	New	ISHARES TRcore msci intl	$541,000	–	8,024	–	0.20%	–
NKE	New	NIKE INCcl b	$541,000	–	3,503	–	0.20%	–
USXF	New	ISHARES TResg msci usa etf	$534,000	–	14,715	–	0.20%	–
NVDA	New	NVIDIA CORPORATION	$514,000	–	642	–	0.19%	–
OKTA	New	OKTA INCcl a	$502,000	–	2,050	–	0.19%	–
SONY	New	SONY GROUP CORPORATIONsponsored adr	$487,000	–	5,010	–	0.18%	–
INTC	New	INTEL CORP	$479,000	–	8,531	–	0.18%	–
DAN	New	DANA INC	$476,000	–	20,032	–	0.18%	–
AKAM	New	AKAMAI TECHNOLOGIES INC	$466,000	–	3,993	–	0.17%	–
ATVI	New	ACTIVISION BLIZZARD INC	$452,000	–	4,738	–	0.17%	–
CSCO	New	CISCO SYS INC	$412,000	–	7,781	–	0.15%	–
NXPI	New	NXP SEMICONDUCTORS N V	$411,000	–	2,000	–	0.15%	–
BND	New	VANGUARD BD INDEX FDStotal bnd mrkt	$409,000	–	4,765	–	0.15%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$406,000	–	948	–	0.15%	–
PEP	New	PEPSICO INC	$389,000	–	2,625	–	0.14%	–
COST	New	COSTCO WHSL CORP NEW	$370,000	–	934	–	0.14%	–
TSLA	New	TESLA INC	$362,000	–	532	–	0.13%	–
GOOG	New	ALPHABET INCcap stk cl c	$356,000	–	142	–	0.13%	–
FB	New	FACEBOOK INCcl a	$345,000	–	992	–	0.13%	–
ESGE	New	ISHARES INCesg awr msci em	$318,000	–	7,035	–	0.12%	–
AMD	New	ADVANCED MICRO DEVICES INC	$312,000	–	3,320	–	0.12%	–
NBTB	New	NBT BANCORP INC	$308,000	–	8,559	–	0.11%	–
DIS	New	DISNEY WALT CO	$303,000	–	1,725	–	0.11%	–
DMXF	New	ISHARES TResg eafe etf	$293,000	–	4,330	–	0.11%	–
QCOM	New	QUALCOMM INC	$286,000	–	2,000	–	0.11%	–
SBUX	New	STARBUCKS CORP	$268,000	–	2,399	–	0.10%	–
NOW	New	SERVICENOW INC	$263,000	–	478	–	0.10%	–
ABT	New	ABBOTT LABS	$263,000	–	2,271	–	0.10%	–
VUG	New	VANGUARD INDEX FDSgrowth etf	$262,000	–	912	–	0.10%	–
CRM	New	SALESFORCE COM INC	$234,000	–	960	–	0.09%	–
A	New	AGILENT TECHNOLOGIES INC	$231,000	–	1,563	–	0.08%	–
RTX	New	RAYTHEON TECHNOLOGIES CORP	$219,000	–	2,562	–	0.08%	–
ORCL	New	ORACLE CORP	$219,000	–	2,818	–	0.08%	–
VTEB	New	VANGUARD MUN BD FDStax exempt bd	$217,000	–	3,920	–	0.08%	–
NULV	New	NUSHARES ETF TRnuveen esg lrgvl	$210,000	–	5,575	–	0.08%	–
SPTM	New	SPDR SER TRportfoli s&p1500	$210,000	–	3,960	–	0.08%	–
ITOT	New	ISHARES TRcore s&p ttl stk	$204,000	–	2,066	–	0.08%	–

Q4 2020

			Value		Shares		↓ Weighting
DAN	Exit	DANA INCORPORATED	$0	–	-11,580	–	-0.07%	–
VUG	Exit	VANGUARD INDEX FDSgrowth etf	$0	–	-912	–	-0.10%	–
USMV	Exit	ISHARES TRmsci usa min vol	$0	–	-3,347	–	-0.10%	–
ORCL	Exit	ORACLE CORP	$0	–	-3,598	–	-0.10%	–
DIS	Exit	DISNEY WALT CO	$0	–	-1,795	–	-0.11%	–
NBTB	Exit	NBT BANCORP INC	$0	–	-8,559	–	-0.11%	–
NOW	Exit	SERVICENOW INC	$0	–	-478	–	-0.11%	–
CRM	Exit	SALESFORCE COM INC	$0	–	-966	–	-0.12%	–
NXPI	Exit	NXP SEMICONDUCTORS N V	$0	–	-2,000	–	-0.12%	–
AMD	Exit	ADVANCED MICRO DEVICES INC	$0	–	-3,050	–	-0.12%	–
SBUX	Exit	STARBUCKS CORP	$0	–	-2,910	–	-0.12%	–
IVW	Exit	ISHARES TRs&p 500 grwt etf	$0	–	-1,600	–	-0.12%	–
QCOM	Exit	QUALCOMM INC	$0	–	-2,200	–	-0.12%	–
GOOG	Exit	ALPHABET INCcap stk cl c	$0	–	-180	–	-0.13%	–
ABT	Exit	ABBOTT LABS	$0	–	-2,469	–	-0.13%	–
TSLA	Exit	TESLA INC	$0	–	-645	–	-0.13%	–
EEMV	Exit	ISHARES INCmsci emerg mrkt	$0	–	-6,100	–	-0.14%	–
ALB	Exit	ALBEMARLE CORP	$0	–	-3,450	–	-0.15%	–
IEMG	Exit	ISHARES INCcore msci emkt	$0	–	-5,892	–	-0.15%	–
BND	Exit	VANGUARD BD INDEX FDStotal bnd mrkt	$0	–	-3,614	–	-0.15%	–
FB	Exit	FACEBOOK INCcl a	$0	–	-1,219	–	-0.15%	–
CSCO	Exit	CISCO SYS INC	$0	–	-8,200	–	-0.15%	–
COST	Exit	COSTCO WHSL CORP NEW	$0	–	-909	–	-0.15%	–
SPY	Exit	SPDR S&P 500 ETF TRtr unit	$0	–	-1,005	–	-0.16%	–
SCHO	Exit	SCHWAB STRATEGIC TRsht tm us tres	$0	–	-7,000	–	-0.17%	–
PEP	Exit	PEPSICO INC	$0	–	-2,632	–	-0.17%	–
ATVI	Exit	ACTIVISION BLIZZARD INC	$0	–	-4,738	–	-0.18%	–
SONY	Exit	SONY CORPsponsored adr	$0	–	-5,010	–	-0.18%	–
CAT	Exit	CATERPILLAR INC DEL	$0	–	-2,666	–	-0.19%	–
AMZN	Exit	AMAZON COM INC	$0	–	-132	–	-0.20%	–
OKTA	Exit	OKTA INCcl a	$0	–	-2,050	–	-0.21%	–
NKE	Exit	NIKE INCcl b	$0	–	-3,702	–	-0.22%	–
IDEV	Exit	ISHARES TRcore msci intl	$0	–	-9,109	–	-0.24%	–
AKAM	Exit	AKAMAI TECHNOLOGIES INC	$0	–	-4,876	–	-0.26%	–
TEAM	Exit	ATLASSIAN CORP PLCcl a	$0	–	-3,070	–	-0.27%	–
INTC	Exit	INTEL CORP	$0	–	-11,098	–	-0.28%	–
GOOGL	Exit	ALPHABET INCcap stk cl a	$0	–	-415	–	-0.29%	–
IBND	Exit	SPDR SER TRblombrg brc intl	$0	–	-19,390	–	-0.33%	–
TRMB	Exit	TRIMBLE INC	$0	–	-18,850	–	-0.34%	–
IQLT	Exit	ISHARES TRmsci intl qualty	$0	–	-30,434	–	-0.46%	–
DON	Exit	WISDOMTREE TRus midcap divid	$0	–	-34,019	–	-0.47%	–
MSFT	Exit	MICROSOFT CORP	$0	–	-4,781	–	-0.48%	–
PUTW	Exit	WISDOMTREE TRput	$0	–	-3,832,672	–	-0.49%	–
ROKU	Exit	ROKU INC	$0	–	-5,506	–	-0.50%	–
JNJ	Exit	JOHNSON & JOHNSON	$0	–	-7,256	–	-0.52%	–
FNDA	Exit	SCHWAB STRATEGIC TRschwab fdt us sc	$0	–	-36,058	–	-0.57%	–
SCHD	Exit	SCHWAB STRATEGIC TRus dividend eq	$0	–	-25,164	–	-0.66%	–
IJJ	Exit	ISHARES TRs&p mc 400vl etf	$0	–	-10,426	–	-0.67%	–
FNDC	Exit	SCHWAB STRATEGIC TRschwb fdt int sc	$0	–	-49,781	–	-0.71%	–
CMF	Exit	ISHARES TRcalif mun bd etf	$0	–	-24,897	–	-0.74%	–
VYM	Exit	VANGUARD WHITEHALL FDShigh div yld	$0	–	-20,824	–	-0.80%	–
VOE	Exit	VANGUARD INDEX FDSmcap vl idxvip	$0	–	-17,331	–	-0.84%	–
PYPL	Exit	PAYPAL HLDGS INC	$0	–	-10,284	–	-0.97%	–
IMTM	Exit	ISHARES TRmsci intl moment	$0	–	-68,335	–	-1.11%	–
FNDE	Exit	SCHWAB STRATEGIC TRschwb fdt emk lg	$0	–	-119,009	–	-1.35%	–
BWX	Exit	SPDR SER TRblomberg intl tr	$0	–	-97,895	–	-1.39%	–
FBND	Exit	FIDELITY MERRIMACK STR TRtotal bd etf	$0	–	-57,300	–	-1.50%	–
FIXD	Exit	FIRST TR EXCHNG TRADED FD VItcw opportunis	$0	–	-56,999	–	-1.50%	–
SCHZ	Exit	SCHWAB STRATEGIC TRus aggregate b	$0	–	-59,269	–	-1.59%	–
IWD	Exit	ISHARES TRrus 1000 val etf	$0	–	-29,442	–	-1.66%	–
SPDW	Exit	SPDR INDEX SHS FDSportfolio devlpd	$0	–	-129,736	–	-1.81%	–
SPLV	Exit	INVESCO EXCH TRADED FD TR IIs&p500 low vol	$0	–	-86,120	–	-2.21%	–
VWO	Exit	VANGUARD INTL EQUITY INDEX Fftse emr mkt etf	$0	–	-108,953	–	-2.25%	–
FNDB	Exit	SCHWAB STRATEGIC TRschwab fdt us bm	$0	–	-153,831	–	-2.80%	–
SPEM	Exit	SPDR INDEX SHS FDSportfolio emg mk	$0	–	-160,483	–	-2.80%	–
SPHQ	Exit	INVESCO EXCHANGE TRADED FD Ts&p500 quality	$0	–	-154,722	–	-2.86%	–
MTUM	Exit	ISHARES TRmsci usa mmentm	$0	–	-40,940	–	-2.88%	–
IUSB	Exit	ISHARES TRcore total usd	$0	–	-112,543	–	-2.92%	–
GILD	Exit	GILEAD SCIENCES INC	$0	–	-97,746	–	-2.95%	–
SCHV	Exit	SCHWAB STRATEGIC TRus lcap va etf	$0	–	-144,485	–	-3.60%	–
IWF	Exit	ISHARES TRrus 1000 grw etf	$0	–	-35,289	–	-3.66%	–
PDN	Exit	INVESCO EXCH TRADED FD TR IIftse rafi sml	$0	–	-267,811	–	-3.80%	–
SCHB	Exit	SCHWAB STRATEGIC TRus brd mkt etf	$0	–	-104,686	–	-3.98%	–
SCHG	Exit	SCHWAB STRATEGIC TRus lcap gr etf	$0	–	-73,411	–	-4.04%	–
FNDX	Exit	SCHWAB STRATEGIC TRschwab fdt us lg	$0	–	-265,766	–	-4.92%	–
FNDF	Exit	SCHWAB STRATEGIC TRschwb fdt int lg	$0	–	-643,224	–	-7.55%	–
AAPL	Exit	APPLE INC	$0	–	-351,492	–	-19.44%	–

Q3 2020

			Value		Shares		↓ Weighting
AAPL	Buy	APPLE INC	$40,706,000	+18.3%	351,492	+272.6%	19.44%	+10.9%
FNDF	Sell	SCHWAB STRATEGIC TRschwb fdt int lg	$15,804,000	-1.9%	643,224	-5.2%	7.55%	-8.0%
FNDX	Sell	SCHWAB STRATEGIC TRschwab fdt us lg	$10,293,000	-7.3%	265,766	-11.8%	4.92%	-13.1%
SCHG	Sell	SCHWAB STRATEGIC TRus lcap gr etf	$8,455,000	+9.4%	73,411	-3.5%	4.04%	+2.6%
SCHB	Buy	SCHWAB STRATEGIC TRus brd mkt etf	$8,337,000	+17.1%	104,686	+8.0%	3.98%	+9.8%
PDN	Sell	INVESCO EXCH TRADED FD TR IIftse rafi sml	$7,965,000	+4.4%	267,811	-3.7%	3.80%	-2.1%
IWF	Sell	ISHARES TRrus 1000 grw etf	$7,654,000	+7.6%	35,289	-4.8%	3.66%	+0.8%
SCHV	Sell	SCHWAB STRATEGIC TRus lcap va etf	$7,541,000	+1.7%	144,485	-2.4%	3.60%	-4.7%
GILD	Buy	GILEAD SCIENCES INC	$6,177,000	-14.6%	97,746	+0.1%	2.95%	-19.9%
IUSB	Buy	ISHARES TRcore total usd	$6,120,000	+23.5%	112,543	+23.3%	2.92%	+15.7%
MTUM	Sell	ISHARES TRmsci usa mmentm	$6,035,000	+10.4%	40,940	-1.9%	2.88%	+3.5%
SPHQ	Sell	INVESCO EXCHANGE TRADED FD Ts&p500 quality	$5,982,000	-7.8%	154,722	-15.5%	2.86%	-13.5%
SPEM	Buy	SPDR INDEX SHS FDSportfolio emg mk	$5,867,000	+12.4%	160,483	+2.9%	2.80%	+5.4%
FNDB	Buy	SCHWAB STRATEGIC TRschwab fdt us bm	$5,866,000	+60.5%	153,831	+52.6%	2.80%	+50.4%
VWO	Sell	VANGUARD INTL EQUITY INDEX Fftse emr mkt etf	$4,711,000	+0.6%	108,953	-7.8%	2.25%	-5.7%
SPLV	Buy	INVESCO EXCH TRADED FD TR IIs&p500 low vol	$4,619,000	+8.4%	86,120	+0.4%	2.21%	+1.6%
SPDW	Buy	SPDR INDEX SHS FDSportfolio devlpd	$3,796,000	+65.9%	129,736	+56.6%	1.81%	+55.5%
IWD	Sell	ISHARES TRrus 1000 val etf	$3,478,000	+2.5%	29,442	-2.3%	1.66%	-3.9%
SCHZ	Sell	SCHWAB STRATEGIC TRus aggregate b	$3,324,000	-63.9%	59,269	-63.8%	1.59%	-66.1%
FIXD	Buy	FIRST TR EXCHNG TRADED FD VItcw opportunis	$3,137,000	+25.9%	56,999	+25.4%	1.50%	+18.1%
FBND	Buy	FIDELITY MERRIMACK STR TRtotal bd etf	$3,131,000	+27.3%	57,300	+25.6%	1.50%	+19.3%
BWX	Buy	SPDR SER TRblomberg intl tr	$2,905,000	+28.9%	97,895	+25.6%	1.39%	+20.9%
FNDE	Sell	SCHWAB STRATEGIC TRschwb fdt emk lg	$2,823,000	-3.6%	119,009	-4.9%	1.35%	-9.6%
IMTM	Sell	ISHARES TRmsci intl moment	$2,322,000	-1.4%	68,335	-9.0%	1.11%	-7.7%
PYPL	Sell	PAYPAL HLDGS INC	$2,026,000	+4.8%	10,284	-7.3%	0.97%	-1.7%
VOE	Buy	VANGUARD INDEX FDSmcap vl idxvip	$1,757,000	+11.1%	17,331	+4.9%	0.84%	+4.1%
VYM	Sell	VANGUARD WHITEHALL FDShigh div yld	$1,685,000	-3.4%	20,824	-6.0%	0.80%	-9.4%
CMF	Buy	ISHARES TRcalif mun bd etf	$1,553,000	+0.4%	24,897	+0.1%	0.74%	-5.8%
FNDC	Buy	SCHWAB STRATEGIC TRschwb fdt int sc	$1,488,000	+27.5%	49,781	+17.5%	0.71%	+19.5%
IJJ	Sell	ISHARES TRs&p mc 400vl etf	$1,406,000	0.0%	10,426	-1.4%	0.67%	-6.1%
SCHD	Sell	SCHWAB STRATEGIC TRus dividend eq	$1,392,000	-1.8%	25,164	-8.1%	0.66%	-7.9%
FNDA	Buy	SCHWAB STRATEGIC TRschwab fdt us sc	$1,192,000	+64.6%	36,058	+57.9%	0.57%	+54.2%
JNJ	Buy	JOHNSON & JOHNSON	$1,080,000	+17.0%	7,256	+10.6%	0.52%	+9.8%
PUTW	Buy	WISDOMTREE TRput	$1,026,000	+20.1%	3,832,672	+12.4%	0.49%	+12.6%
MSFT	Buy	MICROSOFT CORP	$1,006,000	+12.8%	4,781	+9.1%	0.48%	+5.7%
DON	Buy	WISDOMTREE TRus midcap divid	$984,000	+3.9%	34,019	+1.8%	0.47%	-2.7%
IQLT	Buy	ISHARES TRmsci intl qualty	$953,000	+17.4%	30,434	+10.2%	0.46%	+9.9%
IBND	Buy	SPDR SER TRblombrg brc intl	$690,000	+26.8%	19,390	+19.7%	0.33%	+19.1%
INTC	Buy	INTEL CORP	$575,000	-10.4%	11,098	+3.4%	0.28%	-15.9%
AKAM	Sell	AKAMAI TECHNOLOGIES INC	$539,000	-17.1%	4,876	-19.6%	0.26%	-22.4%
IDEV	Sell	ISHARES TRcore msci intl	$492,000	-59.8%	9,109	-62.0%	0.24%	-62.3%
NKE	Sell	NIKE INCcl b	$465,000	+25.7%	3,702	-1.9%	0.22%	+17.5%
AMZN	Buy	AMAZON COM INC	$416,000	+21.6%	132	+6.5%	0.20%	+14.4%
PEP	Buy	PEPSICO INC	$365,000	+78.9%	2,632	+70.8%	0.17%	+67.3%
CSCO	Buy	CISCO SYS INC	$323,000	-10.0%	8,200	+6.5%	0.15%	-15.8%
COST	Sell	COSTCO WHSL CORP NEW	$323,000	+11.0%	909	-5.2%	0.15%	+4.1%
BND	New	VANGUARD BD INDEX FDStotal bnd mrkt	$319,000	–	3,614	–	0.15%	–
FB	Buy	FACEBOOK INCcl a	$319,000	+16.0%	1,219	+0.6%	0.15%	+8.6%
IEMG	Sell	ISHARES INCcore msci emkt	$311,000	+9.5%	5,892	-1.4%	0.15%	+2.8%
ALB	New	ALBEMARLE CORP	$308,000	–	3,450	–	0.15%	–
TSLA	New	TESLA INC	$277,000	–	645	–	0.13%	–
ABT	New	ABBOTT LABS	$269,000	–	2,469	–	0.13%	–
GOOG	Sell	ALPHABET INCcap stk cl c	$265,000	-5.4%	180	-9.1%	0.13%	-11.2%
QCOM	New	QUALCOMM INC	$259,000	–	2,200	–	0.12%	–
SBUX	Buy	STARBUCKS CORP	$250,000	+18.5%	2,910	+1.5%	0.12%	+10.2%
AMD	New	ADVANCED MICRO DEVICES INC	$250,000	–	3,050	–	0.12%	–
CRM	New	SALESFORCE COM INC	$243,000	–	966	–	0.12%	–
NOW	New	SERVICENOW INC	$232,000	–	478	–	0.11%	–
DIS	Sell	DISNEY WALT CO	$223,000	+0.5%	1,795	-10.0%	0.11%	-5.3%
ORCL	New	ORACLE CORP	$215,000	–	3,598	–	0.10%	–
USMV	Buy	ISHARES TRmsci usa min vol	$213,000	+4.9%	3,347	+0.2%	0.10%	-1.0%
VUG	New	VANGUARD INDEX FDSgrowth etf	$208,000	–	912	–	0.10%	–
SCIU	Exit	GLOBAL X FDSscien beta us	$0	–	-13,240	–	-0.22%	–

Q2 2020

			Value		Shares		↓ Weighting
AAPL	New	APPLE INC	$34,410,000	–	94,326	–	17.54%	–
FNDF	New	SCHWAB STRATEGIC TRschwb fdt int lg	$16,102,000	–	678,262	–	8.21%	–
FNDX	New	SCHWAB STRATEGIC TRschwab fdt us lg	$11,107,000	–	301,480	–	5.66%	–
SCHZ	New	SCHWAB STRATEGIC TRus aggregate b	$9,201,000	–	163,610	–	4.69%	–
SCHG	New	SCHWAB STRATEGIC TRus lcap gr etf	$7,725,000	–	76,074	–	3.94%	–
PDN	New	INVESCO EXCH TRADED FD TR IIftse rafi sml	$7,626,000	–	278,108	–	3.89%	–
SCHV	New	SCHWAB STRATEGIC TRus lcap va etf	$7,417,000	–	148,016	–	3.78%	–
GILD	New	GILEAD SCIENCES INC	$7,230,000	–	97,646	–	3.68%	–
SCHB	New	SCHWAB STRATEGIC TRus brd mkt etf	$7,122,000	–	96,941	–	3.63%	–
IWF	New	ISHARES TRrus 1000 grw etf	$7,115,000	–	37,068	–	3.63%	–
SPHQ	New	INVESCO EXCHANGE TRADED FD Ts&p500 quality	$6,486,000	–	183,156	–	3.30%	–
MTUM	New	ISHARES TRusa momentum fct	$5,468,000	–	41,744	–	2.79%	–
SPEM	New	SPDR INDEX SHS FDSportfolio emg mk	$5,220,000	–	156,017	–	2.66%	–
IUSB	New	ISHARES TRcore total usd	$4,957,000	–	91,242	–	2.53%	–
VWO	New	VANGUARD INTL EQUITY INDEX Fftse emr mkt etf	$4,683,000	–	118,223	–	2.39%	–
SPLV	New	INVESCO EXCH TRADED FD TR IIs&p500 low vol	$4,263,000	–	85,801	–	2.17%	–
FNDB	New	SCHWAB STRATEGIC TRschwab fdt us bm	$3,655,000	–	100,825	–	1.86%	–
IWD	New	ISHARES TRrus 1000 val etf	$3,392,000	–	30,123	–	1.73%	–
FNDE	New	SCHWAB STRATEGIC TRschwb fdt emk lg	$2,929,000	–	125,129	–	1.49%	–
FIXD	New	FIRST TR EXCHNG TRADED FD VItcw opportunis	$2,491,000	–	45,458	–	1.27%	–
FBND	New	FIDELITY MERRIMACK STR TRtotal bd etf	$2,460,000	–	45,613	–	1.25%	–
IMTM	New	ISHARES TRintl momentum ft	$2,356,000	–	75,109	–	1.20%	–
SPDW	New	SPDR INDEX SHS FDSportfolio devlpd	$2,288,000	–	82,840	–	1.17%	–
BWX	New	SPDR SER TRblomberg intl tr	$2,253,000	–	77,948	–	1.15%	–
PYPL	New	PAYPAL HLDGS INC	$1,933,000	–	11,097	–	0.98%	–
VYM	New	VANGUARD WHITEHALL FDShigh div yld	$1,744,000	–	22,142	–	0.89%	–
VOE	New	VANGUARD INDEX FDSmcap vl idxvip	$1,581,000	–	16,520	–	0.81%	–
CMF	New	ISHARES TRcalif mun bd etf	$1,547,000	–	24,884	–	0.79%	–
SCHD	New	SCHWAB STRATEGIC TRus dividend eq	$1,417,000	–	27,375	–	0.72%	–
IJJ	New	ISHARES TRs&p mc 400vl etf	$1,406,000	–	10,573	–	0.72%	–
IDEV	New	ISHARES TRcore msci intl	$1,225,000	–	23,977	–	0.62%	–
FNDC	New	SCHWAB STRATEGIC TRschwb fdt int sc	$1,167,000	–	42,362	–	0.60%	–
DON	New	WISDOMTREE TRus midcap divid	$947,000	–	33,426	–	0.48%	–
JNJ	New	JOHNSON & JOHNSON	$923,000	–	6,562	–	0.47%	–
MSFT	New	MICROSOFT CORP	$892,000	–	4,383	–	0.46%	–
PUTW	New	WISDOMTREE TRput	$854,000	–	3,410,672	–	0.44%	–
IQLT	New	ISHARES TRintl qlty factor	$812,000	–	27,612	–	0.41%	–
FNDA	New	SCHWAB STRATEGIC TRschwab fdt us sc	$724,000	–	22,833	–	0.37%	–
TRMB	New	TRIMBLE INC	$723,000	–	18,850	–	0.37%	–
AKAM	New	AKAMAI TECHNOLOGIES INC	$650,000	–	6,067	–	0.33%	–
ROKU	New	ROKU INC	$642,000	–	5,506	–	0.33%	–
INTC	New	INTEL CORP	$642,000	–	10,738	–	0.33%	–
GOOGL	New	ALPHABET INCcap stk cl a	$588,000	–	415	–	0.30%	–
TEAM	New	ATLASSIAN CORP PLCcl a	$553,000	–	3,070	–	0.28%	–
IBND	New	SPDR SER TRblombrg brc intl	$544,000	–	16,195	–	0.28%	–
SCIU	New	GLOBAL X FDSscien beta us	$428,000	–	13,240	–	0.22%	–
OKTA	New	OKTA INCcl a	$410,000	–	2,050	–	0.21%	–
NKE	New	NIKE INCcl b	$370,000	–	3,773	–	0.19%	–
SCHO	New	SCHWAB STRATEGIC TRsht tm us tres	$361,000	–	7,000	–	0.18%	–
ATVI	New	ACTIVISION BLIZZARD INC	$360,000	–	4,738	–	0.18%	–
CSCO	New	CISCO SYS INC	$359,000	–	7,700	–	0.18%	–
SONY	New	SONY CORPsponsored adr	$346,000	–	5,010	–	0.18%	–
AMZN	New	AMAZON COM INC	$342,000	–	124	–	0.17%	–
CAT	New	CATERPILLAR INC DEL	$337,000	–	2,666	–	0.17%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$310,000	–	1,005	–	0.16%	–
COST	New	COSTCO WHSL CORP NEW	$291,000	–	959	–	0.15%	–
IEMG	New	ISHARES INCcore msci emkt	$284,000	–	5,974	–	0.14%	–
EEMV	New	ISHARES INCmin vol emrg mkt	$283,000	–	6,100	–	0.14%	–
GOOG	New	ALPHABET INCcap stk cl c	$280,000	–	198	–	0.14%	–
FB	New	FACEBOOK INCcl a	$275,000	–	1,212	–	0.14%	–
NBTB	New	NBT BANCORP INC	$263,000	–	8,559	–	0.13%	–
IVW	New	ISHARES TRs&p 500 grwt etf	$256,000	–	1,600	–	0.13%	–
NXPI	New	NXP SEMICONDUCTORS N V	$228,000	–	2,000	–	0.12%	–
DIS	New	DISNEY WALT CO	$222,000	–	1,995	–	0.11%	–
SBUX	New	STARBUCKS CORP	$211,000	–	2,866	–	0.11%	–
PEP	New	PEPSICO INC	$204,000	–	1,541	–	0.10%	–
USMV	New	ISHARES TRmsci min vol etf	$203,000	–	3,340	–	0.10%	–
DAN	New	DANA INCORPORATED	$141,000	–	11,580	–	0.07%	–

Q4 2019

			Value		Shares		↓ Weighting
COST	Exit	COSTCO WHSL CORP NEW	$0	–	-700	–	-0.13%	–
INTC	Exit	INTEL CORP	$0	–	-4,107	–	-0.14%	–
TOTL	Exit	SSGA ACTIVE ETF TRspdr tr tactic	$0	–	-4,470	–	-0.14%	–
BOND	Exit	PIMCO ETF TRactive bd etf	$0	–	-2,023	–	-0.14%	–
DIS	Exit	DISNEY WALT CO	$0	–	-1,721	–	-0.15%	–
NKE	Exit	NIKE INCcl b	$0	–	-2,420	–	-0.15%	–
SBUX	Exit	STARBUCKS CORP	$0	–	-2,574	–	-0.15%	–
SCHC	Exit	SCHWAB STRATEGIC TRintl sceqt etf	$0	–	-7,645	–	-0.16%	–
ATVI	Exit	ACTIVISION BLIZZARD INC	$0	–	-4,738	–	-0.17%	–
ITOT	Exit	ISHARES TRcore s&p ttl stk	$0	–	-4,227	–	-0.19%	–
CSCO	Exit	CISCO SYS INC	$0	–	-5,868	–	-0.19%	–
SONY	Exit	SONY CORPsponsored adr	$0	–	-5,000	–	-0.20%	–
NBTB	Exit	NBT BANCORP INC	$0	–	-8,559	–	-0.21%	–
GOOGL	Exit	ALPHABET INCcap stk cl a	$0	–	-274	–	-0.22%	–
SCHE	Exit	SCHWAB STRATEGIC TRemrg mkteq etf	$0	–	-14,396	–	-0.24%	–
SPY	Exit	SPDR S&P 500 ETF TRtr unit	$0	–	-1,231	–	-0.24%	–
VOE	Exit	VANGUARD INDEX FDSmcap vl idxvip	$0	–	-3,307	–	-0.25%	–
IBND	Exit	SPDR SERIES TRUSTblombrg brc intl	$0	–	-11,347	–	-0.25%	–
GOOG	Exit	ALPHABET INCcap stk cl c	$0	–	-319	–	-0.26%	–
MSFT	Exit	MICROSOFT CORP	$0	–	-3,005	–	-0.28%	–
SCHM	Exit	SCHWAB STRATEGIC TRus mid-cap etf	$0	–	-10,666	–	-0.40%	–
AKAM	Exit	AKAMAI TECHNOLOGIES INC	$0	–	-6,781	–	-0.41%	–
JPEM	Exit	JP MORGAN EXCHANGE TRADED FDdiv rtn em eqt	$0	–	-13,290	–	-0.46%	–
JNJ	Exit	JOHNSON & JOHNSON	$0	–	-5,729	–	-0.49%	–
TSLA	Exit	TESLA INC	$0	–	-3,223	–	-0.51%	–
SPLV	Exit	INVESCO EXCHNG TRADED FD TRs&p500 low vol	$0	–	-21,554	–	-0.82%	–
DON	Exit	WISDOMTREE TRus midcap divid	$0	–	-34,549	–	-0.83%	–
MDYV	Exit	SPDR SERIES TRUSTs&p 400 mdcp val	$0	–	-27,491	–	-0.93%	–
SCHD	Exit	SCHWAB STRATEGIC TRus dividend eq	$0	–	-26,344	–	-0.95%	–
VYM	Exit	VANGUARD WHITEHALL FDS INChigh div yld	$0	–	-17,814	–	-1.04%	–
FNDE	Exit	SCHWAB STRATEGIC TRschwb fdt emk lg	$0	–	-59,982	–	-1.08%	–
IJJ	Exit	ISHARES TRs&p mc 400vl etf	$0	–	-12,012	–	-1.27%	–
PUTW	Exit	WISDOMTREE TRput	$0	–	-9,948,800	–	-1.81%	–
AAPL	Exit	APPLE INC	$0	–	-14,911	–	-2.20%	–
IWD	Exit	ISHARES TRrus 1000 val etf	$0	–	-26,787	–	-2.27%	–
USMV	Exit	ISHARES TRmsci min vol etf	$0	–	-55,322	–	-2.34%	–
BWX	Exit	SPDR SERIES TRUSTblomberg intl tr	$0	–	-123,826	–	-2.35%	–
IUSB	Exit	ISHARES TRcore total usd	$0	–	-68,179	–	-2.36%	–
SPDW	Exit	SPDR INDEX SHS FDSportfolio devlpd	$0	–	-129,456	–	-2.51%	–
FNDX	Exit	SCHWAB STRATEGIC TRschwab fdt us lg	$0	–	-96,511	–	-2.52%	–
IEMG	Exit	ISHARES INCcore msci emkt	$0	–	-79,029	–	-2.56%	–
SPEM	Exit	SPDR INDEX SHS FDSportfolio emg mk	$0	–	-113,478	–	-2.57%	–
MTUM	Exit	ISHARES TRusa momentum fct	$0	–	-37,945	–	-2.99%	–
IWF	Exit	ISHARES TRrus 1000 grw etf	$0	–	-32,684	–	-3.44%	–
FNDA	Exit	SCHWAB STRATEGIC TRschwab fdt us sc	$0	–	-146,568	–	-3.65%	–
SCHB	Exit	SCHWAB STRATEGIC TRus brd mkt etf	$0	–	-86,075	–	-4.04%	–
SCHV	Exit	SCHWAB STRATEGIC TRus lcap va etf	$0	–	-154,791	–	-5.80%	–
FNDC	Exit	SCHWAB STRATEGIC TRschwb fdt int sc	$0	–	-294,080	–	-5.96%	–
SCHG	Exit	SCHWAB STRATEGIC TRus lcap gr etf	$0	–	-125,781	–	-6.97%	–
FNDB	Exit	SCHWAB STRATEGIC TRschwab fdt us bm	$0	–	-306,836	–	-7.92%	–
SCHZ	Exit	SCHWAB STRATEGIC TRus aggregate b	$0	–	-297,874	–	-10.59%	–
FNDF	Exit	SCHWAB STRATEGIC TRschwb fdt int lg	$0	–	-665,447	–	-12.11%	–

Q3 2019

			Value		Shares		↓ Weighting
FNDF	Buy	SCHWAB STRATEGIC TRschwb fdt int lg	$18,346,000	+1.9%	665,447	+3.0%	12.11%	-1.6%
SCHZ	Buy	SCHWAB STRATEGIC TRus aggregate b	$16,041,000	+18.5%	297,874	+16.7%	10.59%	+14.5%
FNDB	Sell	SCHWAB STRATEGIC TRschwab fdt us bm	$12,006,000	+0.7%	306,836	-0.5%	7.92%	-2.8%
SCHG	Sell	SCHWAB STRATEGIC TRus lcap gr etf	$10,567,000	-3.1%	125,781	-4.1%	6.97%	-6.5%
FNDC	Buy	SCHWAB STRATEGIC TRschwb fdt int sc	$9,037,000	-0.6%	294,080	+1.0%	5.96%	-4.0%
SCHV	Sell	SCHWAB STRATEGIC TRus lcap va etf	$8,781,000	+0.1%	154,791	-1.0%	5.80%	-3.4%
SCHB	Buy	SCHWAB STRATEGIC TRus brd mkt etf	$6,113,000	+2.8%	86,075	+2.1%	4.04%	-0.7%
FNDA	Buy	SCHWAB STRATEGIC TRschwab fdt us sc	$5,534,000	+2.1%	146,568	+2.0%	3.65%	-1.4%
IWF	Sell	ISHARES TRrus 1000 grw etf	$5,217,000	+0.2%	32,684	-1.3%	3.44%	-3.3%
MTUM	Buy	ISHARES TRusa momentum fct	$4,525,000	+4.5%	37,945	+4.0%	2.99%	+0.9%
SPEM	Buy	SPDR INDEX SHS FDSportfolio emg mk	$3,890,000	+56.4%	113,478	+63.3%	2.57%	+51.0%
IEMG	Sell	ISHARES INCcore msci emkt	$3,874,000	-26.8%	79,029	-23.2%	2.56%	-29.3%
FNDX	Sell	SCHWAB STRATEGIC TRschwab fdt us lg	$3,817,000	-1.4%	96,511	-2.5%	2.52%	-4.8%
SPDW	Buy	SPDR INDEX SHS FDSportfolio devlpd	$3,801,000	+0.5%	129,456	+1.3%	2.51%	-2.9%
IUSB	Buy	ISHARES TRcore total usd	$3,573,000	+10.7%	68,179	+9.2%	2.36%	+6.9%
BWX	Buy	SPDR SERIES TRUSTblomberg intl tr	$3,554,000	+3.8%	123,826	+4.6%	2.35%	+0.3%
USMV	Sell	ISHARES TRmsci min vol etf	$3,546,000	+3.5%	55,322	-0.3%	2.34%	-0.0%
IWD	Sell	ISHARES TRrus 1000 val etf	$3,436,000	+0.6%	26,787	-0.2%	2.27%	-2.8%
AAPL	Sell	APPLE INC	$3,340,000	+13.1%	14,911	-0.0%	2.20%	+9.3%
PUTW	New	WISDOMTREE TRput	$2,749,000	–	9,948,800	–	1.81%	–
IJJ	Sell	ISHARES TRs&p mc 400vl etf	$1,921,000	-1.9%	12,012	-2.2%	1.27%	-5.3%
FNDE	Buy	SCHWAB STRATEGIC TRschwb fdt emk lg	$1,642,000	0.0%	59,982	+5.0%	1.08%	-3.4%
VYM	Buy	VANGUARD WHITEHALL FDS INChigh div yld	$1,581,000	+8.1%	17,814	+6.4%	1.04%	+4.3%
SCHD	Buy	SCHWAB STRATEGIC TRus dividend eq	$1,443,000	+7.5%	26,344	+4.2%	0.95%	+3.8%
MDYV	Buy	SPDR SERIES TRUSTs&p 400 mdcp val	$1,411,000	+1.7%	27,491	+1.8%	0.93%	-1.8%
DON	Buy	WISDOMTREE TRus midcap divid	$1,254,000	+1.9%	34,549	+1.6%	0.83%	-1.5%
SPLV	Buy	INVESCO EXCHNG TRADED FD TRs&p500 low vol	$1,248,000	+13.7%	21,554	+8.0%	0.82%	+9.9%
JNJ	Buy	JOHNSON & JOHNSON	$741,000	-0.7%	5,729	+7.0%	0.49%	-4.1%
AKAM	Buy	AKAMAI TECHNOLOGIES INC	$620,000	+20.9%	6,781	+5.9%	0.41%	+16.5%
SCHM	Sell	SCHWAB STRATEGIC TRus mid-cap etf	$603,000	-14.5%	10,666	-13.6%	0.40%	-17.4%
MSFT	Buy	MICROSOFT CORP	$418,000	+58.3%	3,005	+52.4%	0.28%	+53.3%
GOOG	New	ALPHABET INCcap stk cl c	$389,000	–	319	–	0.26%	–
IBND	Buy	SPDR SERIES TRUSTblombrg brc intl	$378,000	+8.6%	11,347	+11.6%	0.25%	+4.6%
VOE	Sell	VANGUARD INDEX FDSmcap vl idxvip	$374,000	-3.1%	3,307	-4.7%	0.25%	-6.4%
SPY	Sell	SPDR S&P 500 ETF TRtr unit	$365,000	-1.6%	1,231	-2.8%	0.24%	-5.1%
GOOGL	New	ALPHABET INCcap stk cl a	$335,000	–	274	–	0.22%	–
CSCO	Buy	CISCO SYS INC	$290,000	+21.3%	5,868	+34.3%	0.19%	+17.2%
ITOT	Sell	ISHARES TRcore s&p ttl stk	$284,000	-7.8%	4,227	-8.6%	0.19%	-11.0%
NKE	New	NIKE INCcl b	$227,000	–	2,420	–	0.15%	–
SBUX	Sell	STARBUCKS CORP	$228,000	-8.4%	2,574	-13.5%	0.15%	-11.8%
DIS	Buy	DISNEY WALT CO	$224,000	+1.4%	1,721	+8.9%	0.15%	-2.0%
TOTL	New	SSGA ACTIVE ETF TRspdr tr tactic	$220,000	–	4,470	–	0.14%	–
BOND	New	PIMCO ETF TRactive bd etf	$220,000	–	2,023	–	0.14%	–
INTC	New	INTEL CORP	$212,000	–	4,107	–	0.14%	–
COST	New	COSTCO WHSL CORP NEW	$202,000	–	700	–	0.13%	–
FB	Exit	FACEBOOK INCcl a	$0	–	-1,290	–	-0.17%	–
PUTW	Exit	WISDOMTREE TRcboe s&p 500	$0	–	-134,236	–	-2.53%	–

Q2 2019

			Value		Shares		↓ Weighting
FNDF	New	SCHWAB STRATEGIC TRschwb fdt int lg	$18,000,000	–	646,075	–	12.30%	–
SCHZ	New	SCHWAB STRATEGIC TRus aggregate b	$13,532,000	–	255,313	–	9.25%	–
FNDB	New	SCHWAB STRATEGIC TRschwab fdt us bm	$11,925,000	–	308,340	–	8.15%	–
SCHG	New	SCHWAB STRATEGIC TRus lcap gr etf	$10,909,000	–	131,098	–	7.46%	–
FNDC	New	SCHWAB STRATEGIC TRschwb fdt int sc	$9,087,000	–	291,070	–	6.21%	–
SCHV	New	SCHWAB STRATEGIC TRus lcap va etf	$8,775,000	–	156,312	–	6.00%	–
SCHB	New	SCHWAB STRATEGIC TRus brd mkt etf	$5,948,000	–	84,334	–	4.06%	–
FNDA	New	SCHWAB STRATEGIC TRschwab fdt us sc	$5,418,000	–	143,757	–	3.70%	–
IEMG	New	ISHARES INCcore msci emkt	$5,294,000	–	102,918	–	3.62%	–
IWF	New	ISHARES TRrus 1000 grw etf	$5,209,000	–	33,109	–	3.56%	–
MTUM	New	ISHARES TRusa momentum fct	$4,329,000	–	36,503	–	2.96%	–
FNDX	New	SCHWAB STRATEGIC TRschwab fdt us lg	$3,870,000	–	98,942	–	2.64%	–
SPDW	New	SPDR INDEX SHS FDSportfolio devlpd	$3,781,000	–	127,793	–	2.58%	–
PUTW	New	WISDOMTREE TRcboe s&p 500	$3,698,000	–	134,236	–	2.53%	–
USMV	New	ISHARES TRmin vol usa etf	$3,426,000	–	55,501	–	2.34%	–
BWX	New	SPDR SERIES TRUSTblomberg intl tr	$3,423,000	–	118,344	–	2.34%	–
IWD	New	ISHARES TRrus 1000 val etf	$3,415,000	–	26,842	–	2.33%	–
IUSB	New	ISHARES TRcore total usd	$3,227,000	–	62,448	–	2.20%	–
AAPL	New	APPLE INC	$2,952,000	–	14,916	–	2.02%	–
SPEM	New	SPDR INDEX SHS FDSportfolio emg mk	$2,488,000	–	69,504	–	1.70%	–
IJJ	New	ISHARES TRs&p mc 400vl etf	$1,959,000	–	12,284	–	1.34%	–
FNDE	New	SCHWAB STRATEGIC TRschwb fdt emk lg	$1,642,000	–	57,125	–	1.12%	–
VYM	New	VANGUARD WHITEHALL FDS INChigh div yld	$1,463,000	–	16,739	–	1.00%	–
MDYV	New	SPDR SERIES TRUSTs&p 400 mdcp val	$1,387,000	–	27,009	–	0.95%	–
SCHD	New	SCHWAB STRATEGIC TRus dividend eq	$1,342,000	–	25,288	–	0.92%	–
DON	New	WISDOMTREE TRus midcap divid	$1,231,000	–	34,003	–	0.84%	–
SPLV	New	INVESCO EXCHNG TRADED FD TRs&p500 low vol	$1,098,000	–	19,962	–	0.75%	–
JNJ	New	JOHNSON & JOHNSON	$746,000	–	5,356	–	0.51%	–
JPEM	New	JP MORGAN EXCHANGE TRADED FDdiv rtn em eqt	$739,000	–	13,290	–	0.50%	–
TSLA	New	TESLA INC	$720,000	–	3,223	–	0.49%	–
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$705,000	–	12,346	–	0.48%	–
AKAM	New	AKAMAI TECHNOLOGIES INC	$513,000	–	6,404	–	0.35%	–
VOE	New	VANGUARD INDEX FDSmcap vl idxvip	$386,000	–	3,471	–	0.26%	–
SCHE	New	SCHWAB STRATEGIC TRemrg mkteq etf	$378,000	–	14,396	–	0.26%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$371,000	–	1,266	–	0.25%	–
IBND	New	SPDR SERIES TRUSTblombrg brc intl	$348,000	–	10,170	–	0.24%	–
NBTB	New	NBT BANCORP INC	$321,000	–	8,559	–	0.22%	–
ITOT	New	ISHARES TRcore s&p ttl stk	$308,000	–	4,626	–	0.21%	–
MSFT	New	MICROSOFT CORP	$264,000	–	1,972	–	0.18%	–
SONY	New	SONY CORPsponsored adr	$262,000	–	5,000	–	0.18%	–
SCHC	New	SCHWAB STRATEGIC TRintl sceqt etf	$250,000	–	7,645	–	0.17%	–
SBUX	New	STARBUCKS CORP	$249,000	–	2,975	–	0.17%	–
FB	New	FACEBOOK INCcl a	$249,000	–	1,290	–	0.17%	–
CSCO	New	CISCO SYS INC	$239,000	–	4,370	–	0.16%	–
ATVI	New	ACTIVISION BLIZZARD INC	$224,000	–	4,738	–	0.15%	–
DIS	New	DISNEY WALT CO	$221,000	–	1,581	–	0.15%	–

Compare quarters

Export Opes Wealth Management LLC's holdings