MONEYWISE, INC. Activity Q3 2016-Q3 2023

Q3 2023

			Value		Shares		↓ Weighting
SCHX	Sell	SCHWAB STRATEGIC TRus lrg cap etf	$29,889,001	-7.6%	590,692	-4.4%	18.75%	-6.5%
SCHM	Sell	SCHWAB STRATEGIC TRus mid-cap etf	$16,100,312	-13.1%	237,889	-8.8%	10.10%	-12.1%
SCHA	Sell	SCHWAB STRATEGIC TRus sml cap etf	$14,713,088	-13.4%	355,217	-8.5%	9.23%	-12.5%
COWZ	Buy	PACER FDS TRus cash cows 100	$14,057,239	+3.4%	284,387	+0.1%	8.82%	+4.6%
CALF	Buy	PACER FDS TRpacer us small	$11,968,830	+14.7%	287,022	+12.0%	7.51%	+16.1%
BNDW	Buy	VANGUARD SCOTTSDALE FDStotal wld bd etf	$8,799,247	+3.4%	132,639	+6.6%	5.52%	+4.6%
FLQM	Buy	FRANKLIN TEMPLETON ETF TRus mid cp mltfct	$8,284,398	+26.7%	192,840	+32.4%	5.20%	+28.1%
MUST	Buy	COLUMBIA ETF TR Imulti sec muni	$8,098,648	+7.6%	415,315	+13.1%	5.08%	+8.8%
QGRO	Buy	AMERICAN CENTY ETF TRus quality grow	$5,914,215	+131.6%	87,761	+137.6%	3.71%	+134.3%
SHM	Buy	SPDR SER TRnuveen blmbrg sh	$5,304,238	+21.4%	114,736	+23.5%	3.33%	+22.8%
FTCS	Sell	FIRST TR EXCHANGE-TRADED FDcap strength etf	$4,046,839	-6.0%	54,962	-4.1%	2.54%	-4.9%
FYC	Sell	FIRST TR EXCHANGE-TRADED ALPsml cp grw alp	$3,144,315	-8.0%	55,790	-1.8%	1.97%	-7.0%
VO	Sell	VANGUARD INDEX FDSmid cap etf	$2,893,685	-13.8%	13,896	-8.8%	1.82%	-12.7%
FMB	Buy	FIRST TR EXCH TRADED FD IIImanagd mun etf	$2,188,338	-0.0%	44,770	+3.7%	1.37%	+1.2%
SCHF	Buy	SCHWAB STRATEGIC TRintl eqty etf	$1,957,279	-1.9%	57,635	+3.0%	1.23%	-0.7%
RFDI	Buy	FIRST TR EXCH TRADED FD IIIrivrfrnt dyn dev	$1,520,633	-2.5%	27,359	+0.2%	0.95%	-1.3%
IJH	Sell	ISHARES TRcore s&p mcp etf	$1,487,358	-7.6%	5,965	-3.1%	0.93%	-6.5%
IVV	Buy	ISHARES TRcore s&p500 etf	$1,445,551	-2.0%	3,366	+1.7%	0.91%	-0.8%
LMBS	Buy	FIRST TR EXCHANGE-TRADED FDfst low oppt eft	$1,262,158	+2.2%	26,718	+3.1%	0.79%	+3.4%
CWB	Sell	SPDR SER TRbbg conv sec etf	$1,217,086	-45.6%	17,951	-43.9%	0.76%	-45.0%
VB	Sell	VANGUARD INDEX FDSsmall cp etf	$1,199,596	-18.4%	6,345	-14.2%	0.75%	-17.5%
BNDX	Sell	VANGUARD CHARLOTTE FDStotal int bd etf	$1,166,583	-6.5%	24,390	-4.4%	0.73%	-5.3%
SPLV	Sell	INVESCO EXCH TRADED FD TR IIs&p500 low vol	$1,084,301	-24.3%	18,444	-19.2%	0.68%	-23.5%
XMLV	Sell	INVESCO EXCH TRADED FD TR IIs&p midcp low	$997,448	-10.1%	20,286	-5.3%	0.63%	-9.0%
IJR	Sell	ISHARES TRcore s&p scp etf	$770,210	-7.3%	8,165	-2.0%	0.48%	-6.2%
FIXD	Buy	FIRST TR EXCHNG TRADED FD VItcw opportunis	$710,423	-3.3%	16,893	+1.6%	0.45%	-2.0%
SPSM	Sell	SPDR SER TRportfolio s&p600	$632,205	-6.2%	17,133	-1.2%	0.40%	-5.0%
NUDM	Sell	NUSHARES ETF TRnuveen esg intl	$470,314	-5.7%	17,215	-0.0%	0.30%	-4.5%
XOM	Sell	EXXON MOBIL CORP	$448,700	+7.6%	3,816	-1.8%	0.28%	+8.5%
IVW	Buy	ISHARES TRs&p 500 grwt etf	$438,058	+9.3%	6,402	+12.6%	0.28%	+10.9%
AAPL	Sell	APPLE INC	$423,661	-12.2%	2,475	-0.5%	0.27%	-11.0%
SCHZ	Buy	SCHWAB STRATEGIC TRus aggregate b	$416,956	-4.0%	9,427	+0.2%	0.26%	-2.6%
NURE	Sell	NUSHARES ETF TRnuveen shrt term	$393,400	-18.2%	14,490	-8.3%	0.25%	-17.1%
CMBS	Buy	ISHARES TRcmbs etf	$377,976	+5.3%	8,392	+7.2%	0.24%	+6.3%
VNQ	Buy	VANGUARD INDEX FDSreal estate etf	$363,253	-0.6%	4,801	+9.7%	0.23%	+0.4%
SCHG	Buy	SCHWAB STRATEGIC TRus lcap gr etf	$327,968	-2.9%	4,510	+0.1%	0.21%	-1.4%
HDMV	Buy	FIRST TR EXCH TRADED FD IIIhorizon mngd etf	$326,847	-4.3%	12,121	+1.1%	0.20%	-3.3%
SPY	New	SPDR S&P 500 ETF TRtr unit	$279,949	–	655	–	0.18%	–
GRNB	Buy	VANECK ETF TRUSTgreen bond etf	$273,204	-0.5%	12,051	+2.2%	0.17%	+0.6%
PG	Buy	PROCTER AND GAMBLE CO	$266,656	-3.6%	1,828	+0.3%	0.17%	-2.9%
VUG	Buy	VANGUARD INDEX FDSgrowth etf	$256,888	-3.6%	943	+0.1%	0.16%	-2.4%
SPDW	Buy	SPDR INDEX SHS FDSportfolio devlpd	$251,638	-3.1%	8,115	+1.6%	0.16%	-1.9%
SCHO	Buy	SCHWAB STRATEGIC TRsht tm us tres	$228,023	+0.7%	4,761	+1.1%	0.14%	+2.1%
SEEL	New	SEELOS THERAPEUTICS INC	$2,343	–	12,731	–	0.00%	–
NEE	Exit	NEXTERA ENERGY INC	$0	–	-2,836	–	-0.13%	–

Q2 2023

			Value		Shares		↓ Weighting
SCHX	New	SCHWAB STRATEGIC TRus lrg cap etf	$32,345,715	–	617,638	–	20.06%	–
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$18,536,040	–	260,961	–	11.49%	–
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$16,999,010	–	388,105	–	10.54%	–
COWZ	New	PACER FDS TRus cash cows 100	$13,600,725	–	284,118	–	8.43%	–
CALF	New	PACER FDS TRpacer us small	$10,431,068	–	256,292	–	6.47%	–
BNDW	New	VANGUARD SCOTTSDALE FDStotal wld bd etf	$8,510,241	–	124,382	–	5.28%	–
MUST	New	COLUMBIA ETF TR Imulti sec muni	$7,528,989	–	367,089	–	4.67%	–
FLQM	New	FRANKLIN TEMPLETON ETF TRus mid cp mltfct	$6,539,891	–	145,655	–	4.06%	–
SHM	New	SPDR SER TRnuveen blmbrg sh	$4,370,495	–	92,890	–	2.71%	–
FTCS	New	FIRST TR EXCHANGE-TRADED FDcap strength etf	$4,303,797	–	57,323	–	2.67%	–
FYC	New	FIRST TR EXCHANGE-TRADED ALPsml cp grw alp	$3,418,972	–	56,789	–	2.12%	–
VO	New	VANGUARD INDEX FDSmid cap etf	$3,355,179	–	15,240	–	2.08%	–
QGRO	New	AMERICAN CENTY ETF TRus quality grow	$2,553,179	–	36,944	–	1.58%	–
CWB	New	SPDR SER TRbbg conv sec etf	$2,239,139	–	32,011	–	1.39%	–
FMB	New	FIRST TR EXCH TRADED FD IIImanagd mun etf	$2,188,465	–	43,182	–	1.36%	–
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$1,995,503	–	55,975	–	1.24%	–
UPS	New	UNITED PARCEL SERVICE INCcl b	$1,738,904	–	9,701	–	1.08%	–
IJH	New	ISHARES TRcore s&p mcp etf	$1,609,237	–	6,154	–	1.00%	–
RFDI	New	FIRST TR EXCH TRADED FD IIIrivrfrnt dyn dev	$1,560,166	–	27,299	–	0.97%	–
IVV	New	ISHARES TRcore s&p500 etf	$1,474,738	–	3,309	–	0.91%	–
VB	New	VANGUARD INDEX FDSsmall cp etf	$1,470,562	–	7,394	–	0.91%	–
SPLV	New	INVESCO EXCH TRADED FD TR IIs&p500 low vol	$1,433,023	–	22,815	–	0.89%	–
BNDX	New	VANGUARD CHARLOTTE FDStotal int bd etf	$1,247,262	–	25,517	–	0.77%	–
LMBS	New	FIRST TR EXCHANGE-TRADED FDfst low oppt eft	$1,234,973	–	25,907	–	0.77%	–
XMLV	New	INVESCO EXCH TRADED FD TR IIs&p midcp low	$1,108,937	–	21,429	–	0.69%	–
IJR	New	ISHARES TRcore s&p scp etf	$830,589	–	8,335	–	0.52%	–
FIXD	New	FIRST TR EXCHNG TRADED FD VItcw opportunis	$734,432	–	16,627	–	0.46%	–
SPSM	New	SPDR SER TRportfolio s&p600	$673,740	–	17,347	–	0.42%	–
GEF	New	GREIF INCcl a	$671,678	–	9,750	–	0.42%	–
NUDM	New	NUSHARES ETF TRnuveen esg intl	$498,720	–	17,221	–	0.31%	–
AAPL	New	APPLE INC	$482,415	–	2,487	–	0.30%	–
NURE	New	NUSHARES ETF TRnuveen shrt term	$480,689	–	15,802	–	0.30%	–
SCHZ	New	SCHWAB STRATEGIC TRus aggregate b	$434,390	–	9,411	–	0.27%	–
XOM	New	EXXON MOBIL CORP	$416,918	–	3,887	–	0.26%	–
IVW	New	ISHARES TRs&p 500 grwt etf	$400,633	–	5,684	–	0.25%	–
VNQ	New	VANGUARD INDEX FDSreal estate etf	$365,547	–	4,375	–	0.23%	–
CMBS	New	ISHARES TRcmbs etf	$358,915	–	7,827	–	0.22%	–
HDMV	New	FIRST TR EXCH TRADED FD IIIhorizon mngd etf	$341,579	–	11,984	–	0.21%	–
SCHG	New	SCHWAB STRATEGIC TRus lcap gr etf	$337,793	–	4,507	–	0.21%	–
IJJ	New	ISHARES TRs&p mc 400vl etf	$288,095	–	2,689	–	0.18%	–
PG	New	PROCTER AND GAMBLE CO	$276,696	–	1,823	–	0.17%	–
GRNB	New	VANECK ETF TRUSTgreen bond etf	$274,586	–	11,787	–	0.17%	–
VUG	New	VANGUARD INDEX FDSgrowth etf	$266,564	–	942	–	0.16%	–
SPDW	New	SPDR INDEX SHS FDSportfolio devlpd	$259,791	–	7,984	–	0.16%	–
SCHO	New	SCHWAB STRATEGIC TRsht tm us tres	$226,435	–	4,711	–	0.14%	–
CSX	New	CSX CORP	$222,264	–	6,518	–	0.14%	–
	New	INVESTMENT MANAGERS SER TR Iaxs change finan	$214,608	–	6,863	–	0.13%	–
GLD	New	SPDR GOLD TR	$211,428	–	1,186	–	0.13%	–
NEE	New	NEXTERA ENERGY INC	$210,420	–	2,836	–	0.13%	–

Q4 2022

			Value		Shares		↓ Weighting
VUG	Exit	VANGUARD INDEX FDSgrowth etf	$0	–	-937	–	-0.16%	–
MUST	Exit	COLUMBIA ETF TR Imulti sec muni	$0	–	-10,352	–	-0.16%	–
NUSC	Exit	NUSHARES ETF TRnuveen esg smlcp	$0	–	-6,453	–	-0.17%	–
GRNB	Exit	VANECK ETF TRUSTgreen bond etf	$0	–	-10,018	–	-0.18%	–
XSLV	Exit	INVESCO EXCH TRADED FD TR IIs&p smlcp low	$0	–	-5,846	–	-0.19%	–
IJJ	Exit	ISHARES TRs&p mc 400vl etf	$0	–	-2,660	–	-0.20%	–
SCHG	Exit	SCHWAB STRATEGIC TRus lcap gr etf	$0	–	-4,612	–	-0.21%	–
TOTL	Exit	SSGA ACTIVE ETF TRspdr tr tactic	$0	–	-7,331	–	-0.24%	–
NEE	Exit	NEXTERA ENERGY INC	$0	–	-3,880	–	-0.25%	–
NUDM	Exit	NUSHARES ETF TRnuveen esg intl	$0	–	-13,845	–	-0.25%	–
IVW	Exit	ISHARES TRs&p 500 grwt etf	$0	–	-5,638	–	-0.27%	–
AAPL	Exit	APPLE INC	$0	–	-2,363	–	-0.27%	–
XOM	Exit	EXXON MOBIL CORP	$0	–	-3,778	–	-0.27%	–
VNQ	Exit	VANGUARD INDEX FDSreal estate etf	$0	–	-4,408	–	-0.29%	–
CMBS	Exit	ISHARES TRcmbs etf	$0	–	-7,726	–	-0.29%	–
HDMV	Exit	FIRST TR EXCH TRADED FD IIIhorizon mngd etf	$0	–	-15,123	–	-0.30%	–
NURE	Exit	NUSHARES ETF TRnuveen shrt term	$0	–	-12,917	–	-0.31%	–
SCHO	Exit	SCHWAB STRATEGIC TRsht tm us tres	$0	–	-9,067	–	-0.36%	–
SCHZ	Exit	SCHWAB STRATEGIC TRus aggregate b	$0	–	-9,764	–	-0.36%	–
MUB	Exit	ISHARES TRnational mun etf	$0	–	-5,146	–	-0.43%	–
ICF	Exit	ISHARES TRcohen steer reit	$0	–	-10,183	–	-0.45%	–
GEF	Exit	GREIF INCcl a	$0	–	-9,750	–	-0.47%	–
IJR	Exit	ISHARES TRcore s&p scp etf	$0	–	-8,116	–	-0.58%	–
FTSM	Exit	FIRST TR EXCHANGE-TRADED FDfirst tr enh new	$0	–	-13,245	–	-0.64%	–
SPSM	Exit	SPDR SER TRportfolio s&p600	$0	–	-23,161	–	-0.64%	–
FIXD	Exit	FIRST TR EXCHNG TRADED FD VItcw opportunis	$0	–	-18,759	–	-0.67%	–
RFDI	Exit	FIRST TR EXCH TRADED FD IIIrivrfrnt dyn dev	$0	–	-18,914	–	-0.71%	–
XMLV	Exit	INVESCO EXCH TRADED FD TR IIs&p midcp low	$0	–	-22,125	–	-0.87%	–
VB	Exit	VANGUARD INDEX FDSsmall cp etf	$0	–	-6,807	–	-0.95%	–
IVV	Exit	ISHARES TRcore s&p500 etf	$0	–	-3,303	–	-0.97%	–
IJH	Exit	ISHARES TRcore s&p mcp etf	$0	–	-6,326	–	-1.13%	–
UPS	Exit	UNITED PARCEL SERVICE INCcl b	$0	–	-9,713	–	-1.28%	–
SPLV	Exit	INVESCO EXCH TRADED FD TR IIs&p500 low vol	$0	–	-28,262	–	-1.33%	–
SCHF	Exit	SCHWAB STRATEGIC TRintl eqty etf	$0	–	-58,241	–	-1.34%	–
LMBS	Exit	FIRST TR EXCHANGE-TRADED FDfst low oppt eft	$0	–	-36,117	–	-1.40%	–
BNDX	Exit	VANGUARD CHARLOTTE FDStotal int bd etf	$0	–	-40,638	–	-1.58%	–
SHM	Exit	SPDR SER TRnuveen blmbrg sh	$0	–	-59,819	–	-2.25%	–
VO	Exit	VANGUARD INDEX FDSmid cap etf	$0	–	-16,071	–	-2.46%	–
FYC	Exit	FIRST TR EXCHANGE-TRADED ALPsml cp grw alp	$0	–	-59,274	–	-2.61%	–
FTCS	Exit	FIRST TR EXCHANGE-TRADED FDcap strength etf	$0	–	-56,506	–	-3.06%	–
CALF	Exit	PACER FDS TRpacer us small	$0	–	-115,774	–	-3.07%	–
COWZ	Exit	PACER FDS TRus cash cows 100	$0	–	-111,999	–	-3.75%	–
CWB	Exit	SPDR SER TRbbg conv sec etf	$0	–	-72,648	–	-3.75%	–
BNDW	Exit	VANGUARD SCOTTSDALE FDStotal wld bd etf	$0	–	-78,326	–	-4.28%	–
FMB	Exit	FIRST TR EXCH TRADED FD IIImanagd mun etf	$0	–	-117,057	–	-4.65%	–
SCHA	Exit	SCHWAB STRATEGIC TRus sml cap etf	$0	–	-421,022	–	-12.99%	–
SCHM	Exit	SCHWAB STRATEGIC TRus mid-cap etf	$0	–	-299,062	–	-14.77%	–
SCHX	Exit	SCHWAB STRATEGIC TRus lrg cap etf	$0	–	-641,901	–	-22.18%	–

Q3 2022

			Value		Shares		↓ Weighting
SCHX	Sell	SCHWAB STRATEGIC TRus lrg cap etf	$27,185,000	-6.5%	641,901	-1.4%	22.18%	-2.1%
SCHM	Buy	SCHWAB STRATEGIC TRus mid-cap etf	$18,102,000	+6.6%	299,062	+10.5%	14.77%	+11.6%
SCHA	Buy	SCHWAB STRATEGIC TRus sml cap etf	$15,915,000	-2.7%	421,022	+0.3%	12.99%	+1.9%
FMB	Buy	FIRST TR EXCH TRADED FD IIImanagd mun etf	$5,703,000	+3.1%	117,057	+7.2%	4.65%	+8.0%
BNDW	Buy	VANGUARD SCOTTSDALE FDStotal wld bd etf	$5,245,000	+1.6%	78,326	+6.4%	4.28%	+6.3%
CWB	Buy	SPDR SER TRbbg conv sec etf	$4,599,000	+6.3%	72,648	+8.4%	3.75%	+11.3%
COWZ	Buy	PACER FDS TRus cash cows 100	$4,594,000	+158.1%	111,999	+171.1%	3.75%	+170.3%
CALF	Buy	PACER FDS TRpacer us small	$3,763,000	+154.8%	115,774	+164.1%	3.07%	+166.8%
FTCS	Sell	FIRST TR EXCHANGE-TRADED FDcap strength etf	$3,753,000	-6.5%	56,506	-1.6%	3.06%	-2.2%
FYC	Sell	FIRST TR EXCHANGE-TRADED ALPsml cp grw alp	$3,194,000	-1.0%	59,274	-0.5%	2.61%	+3.7%
VO	Buy	VANGUARD INDEX FDSmid cap etf	$3,021,000	-4.1%	16,071	+0.5%	2.46%	+0.4%
SHM	Sell	SPDR SER TRnuveen blmbrg sh	$2,757,000	-16.7%	59,819	-14.6%	2.25%	-12.8%
BNDX	Sell	VANGUARD CHARLOTTE FDStotal int bd etf	$1,940,000	-20.0%	40,638	-17.0%	1.58%	-16.3%
LMBS	Buy	FIRST TR EXCHANGE-TRADED FDfst low oppt eft	$1,710,000	-0.5%	36,117	+1.6%	1.40%	+4.2%
SCHF	Buy	SCHWAB STRATEGIC TRintl eqty etf	$1,638,000	-7.0%	58,241	+3.9%	1.34%	-2.6%
SPLV	Sell	INVESCO EXCH TRADED FD TR IIs&p500 low vol	$1,634,000	-8.8%	28,262	-2.2%	1.33%	-4.6%
IJH	Sell	ISHARES TRcore s&p mcp etf	$1,387,000	-59.7%	6,326	-58.4%	1.13%	-57.8%
IVV	Sell	ISHARES TRcore s&p500 etf	$1,185,000	-66.9%	3,303	-65.0%	0.97%	-65.3%
VB	Buy	VANGUARD INDEX FDSsmall cp etf	$1,163,000	-1.9%	6,807	+1.2%	0.95%	+2.7%
XMLV	Buy	INVESCO EXCH TRADED FD TR IIs&p midcp low	$1,063,000	-6.3%	22,125	+0.2%	0.87%	-1.9%
RFDI	Buy	FIRST TR EXCH TRADED FD IIIrivrfrnt dyn dev	$873,000	+8.6%	18,914	+25.9%	0.71%	+13.6%
FIXD	Sell	FIRST TR EXCHNG TRADED FD VItcw opportunis	$817,000	-7.8%	18,759	-1.8%	0.67%	-3.5%
SPSM	Sell	SPDR SER TRportfolio s&p600	$789,000	-7.1%	23,161	-1.8%	0.64%	-2.7%
FTSM	Buy	FIRST TR EXCHANGE-TRADED FDfirst tr enh new	$786,000	+41.6%	13,245	+41.6%	0.64%	+48.0%
IJR	Sell	ISHARES TRcore s&p scp etf	$708,000	-74.5%	8,116	-73.0%	0.58%	-73.3%
ICF	Sell	ISHARES TRcohen steer reit	$546,000	-42.9%	10,183	-35.4%	0.45%	-40.2%
MUB	Sell	ISHARES TRnational mun etf	$528,000	-62.8%	5,146	-61.5%	0.43%	-61.1%
SCHZ	Sell	SCHWAB STRATEGIC TRus aggregate b	$442,000	-5.8%	9,764	-0.4%	0.36%	-1.4%
SCHO	Sell	SCHWAB STRATEGIC TRsht tm us tres	$438,000	-24.5%	9,067	-23.1%	0.36%	-21.0%
NURE	New	NUSHARES ETF TRnuveen shrt term	$384,000	–	12,917	–	0.31%	–
HDMV	Buy	FIRST TR EXCH TRADED FD IIIhorizon mngd etf	$371,000	-10.4%	15,123	+1.5%	0.30%	-6.2%
CMBS	Buy	ISHARES TRcmbs etf	$354,000	+6.3%	7,726	+11.6%	0.29%	+11.2%
VNQ	Buy	VANGUARD INDEX FDSreal estate etf	$353,000	-8.1%	4,408	+4.7%	0.29%	-3.7%
XOM	Buy	EXXON MOBIL CORP	$330,000	+7.8%	3,778	+5.8%	0.27%	+13.0%
AAPL	Buy	APPLE INC	$327,000	+1.2%	2,363	+0.1%	0.27%	+6.0%
IVW	Buy	ISHARES TRs&p 500 grwt etf	$326,000	-3.8%	5,638	+0.2%	0.27%	+0.8%
NUDM	Buy	NUSHARES ETF TRnuveen esg intl	$309,000	-5.5%	13,845	+6.8%	0.25%	-1.2%
TOTL	Sell	SSGA ACTIVE ETF TRspdr tr tactic	$295,000	-16.7%	7,331	-12.7%	0.24%	-12.7%
SCHG	Buy	SCHWAB STRATEGIC TRus lcap gr etf	$257,000	-3.7%	4,612	+0.1%	0.21%	+1.0%
IJJ	Sell	ISHARES TRs&p mc 400vl etf	$239,000	-15.8%	2,660	-11.5%	0.20%	-11.8%
XSLV	Buy	INVESCO EXCH TRADED FD TR IIs&p smlcp low	$237,000	-8.8%	5,846	+0.2%	0.19%	-4.9%
GRNB	Sell	VANECK ETF TRUSTgreen bond etf	$225,000	-7.0%	10,018	-2.5%	0.18%	-2.6%
MUST	New	COLUMBIA ETF TR Imulti sec muni	$202,000	–	10,352	–	0.16%	–
VUG	Buy	VANGUARD INDEX FDSgrowth etf	$200,000	-3.8%	937	+0.2%	0.16%	+0.6%
IXUS	Exit	ISHARES TRcore msci total	$0	–	-3,542	–	-0.16%	–
EFV	Exit	ISHARES TReafe value etf	$0	–	-4,971	–	-0.17%	–
SPDW	Exit	SPDR INDEX SHS FDSportfolio devlpd	$0	–	-7,655	–	-0.17%	–

Q2 2022

			Value		Shares		↓ Weighting
SCHX	New	SCHWAB STRATEGIC TRus lrg cap etf	$29,078,000	–	651,105	–	22.66%	–
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$16,985,000	–	270,765	–	13.24%	–
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$16,359,000	–	419,572	–	12.75%	–
FMB	New	FIRST TR EXCH TRADED FD IIImanagd mun etf	$5,529,000	–	109,238	–	4.31%	–
BNDW	New	VANGUARD SCOTTSDALE FDStotal wld bd etf	$5,164,000	–	73,608	–	4.02%	–
CWB	New	SPDR SER TRbbg conv sec etf	$4,325,000	–	66,992	–	3.37%	–
FTCS	New	FIRST TR EXCHANGE-TRADED FDcap strength etf	$4,016,000	–	57,433	–	3.13%	–
IVV	New	ISHARES TRcore s&p500 etf	$3,580,000	–	9,441	–	2.79%	–
IJH	New	ISHARES TRcore s&p mcp etf	$3,442,000	–	15,216	–	2.68%	–
SHM	New	SPDR SER TRnuveen blmbrg sh	$3,310,000	–	70,035	–	2.58%	–
FYC	New	FIRST TR EXCHANGE-TRADED ALPsml cp grw alp	$3,226,000	–	59,573	–	2.51%	–
VO	New	VANGUARD INDEX FDSmid cap etf	$3,151,000	–	15,996	–	2.46%	–
IJR	New	ISHARES TRcore s&p scp etf	$2,775,000	–	30,029	–	2.16%	–
BNDX	New	VANGUARD CHARLOTTE FDStotal int bd etf	$2,426,000	–	48,964	–	1.89%	–
SPLV	New	INVESCO EXCH TRADED FD TR IIs&p500 low vol	$1,792,000	–	28,905	–	1.40%	–
COWZ	New	PACER FDS TRus cash cows 100	$1,780,000	–	41,318	–	1.39%	–
UPS	New	UNITED PARCEL SERVICE INCcl b	$1,773,000	–	9,713	–	1.38%	–
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$1,762,000	–	56,038	–	1.37%	–
LMBS	New	FIRST TR EXCHANGE-TRADED FDfst low oppt eft	$1,718,000	–	35,564	–	1.34%	–
CALF	New	PACER FDS TRpacer us small	$1,477,000	–	43,843	–	1.15%	–
MUB	New	ISHARES TRnational mun etf	$1,420,000	–	13,350	–	1.11%	–
VB	New	VANGUARD INDEX FDSsmall cp etf	$1,185,000	–	6,726	–	0.92%	–
XMLV	New	INVESCO EXCH TRADED FD TR IIs&p midcp low	$1,134,000	–	22,072	–	0.88%	–
ICF	New	ISHARES TRcohen steer reit	$957,000	–	15,754	–	0.75%	–
FIXD	New	FIRST TR EXCHNG TRADED FD VItcw opportunis	$886,000	–	19,108	–	0.69%	–
SPSM	New	SPDR SER TRportfolio s&p600	$849,000	–	23,589	–	0.66%	–
RFDI	New	FIRST TR EXCH TRADED FD IIIrivrfrnt dyn dev	$804,000	–	15,027	–	0.63%	–
GEF	New	GREIF INCcl a	$608,000	–	9,750	–	0.47%	–
SCHO	New	SCHWAB STRATEGIC TRsht tm us tres	$580,000	–	11,783	–	0.45%	–
FTSM	New	FIRST TR EXCHANGE-TRADED FDfirst tr enh new	$555,000	–	9,355	–	0.43%	–
SCHZ	New	SCHWAB STRATEGIC TRus aggregate b	$469,000	–	9,805	–	0.37%	–
HDMV	New	FIRST TR EXCH TRADED FD IIIhorizon mngd etf	$414,000	–	14,897	–	0.32%	–
VNQ	New	VANGUARD INDEX FDSreal estate etf	$384,000	–	4,211	–	0.30%	–
TOTL	New	SSGA ACTIVE ETF TRspdr tr tactic	$354,000	–	8,401	–	0.28%	–
IVW	New	ISHARES TRs&p 500 grwt etf	$339,000	–	5,625	–	0.26%	–
CMBS	New	ISHARES TRcmbs etf	$333,000	–	6,921	–	0.26%	–
NUDM	New	NUSHARES ETF TRnuveen esg intl	$327,000	–	12,959	–	0.26%	–
AAPL	New	APPLE INC	$323,000	–	2,361	–	0.25%	–
XOM	New	EXXON MOBIL CORP	$306,000	–	3,570	–	0.24%	–
NEE	New	NEXTERA ENERGY INC	$301,000	–	3,880	–	0.24%	–
IJJ	New	ISHARES TRs&p mc 400vl etf	$284,000	–	3,005	–	0.22%	–
SCHG	New	SCHWAB STRATEGIC TRus lcap gr etf	$267,000	–	4,608	–	0.21%	–
XSLV	New	INVESCO EXCH TRADED FD TR IIs&p smlcp low	$260,000	–	5,837	–	0.20%	–
GRNB	New	VANECK ETF TRUSTgreen bond etf	$242,000	–	10,280	–	0.19%	–
SPDW	New	SPDR INDEX SHS FDSportfolio devlpd	$221,000	–	7,655	–	0.17%	–
EFV	New	ISHARES TReafe value etf	$216,000	–	4,971	–	0.17%	–
NUSC	New	NUSHARES ETF TRnuveen esg smlcp	$212,000	–	6,453	–	0.16%	–
VUG	New	VANGUARD INDEX FDSgrowth etf	$208,000	–	935	–	0.16%	–
IXUS	New	ISHARES TRcore msci total	$202,000	–	3,542	–	0.16%	–

Q4 2021

			Value		Shares		↓ Weighting
IWX	Exit	ISHARES TRrus tp200 vl etf	$0	–	-3,112	–	-0.13%	–
EFG	Exit	ISHARES TReafe grwth etf	$0	–	-2,026	–	-0.14%	–
TMO	Exit	THERMO FISHER SCIENTIFIC INC	$0	–	-409	–	-0.15%	–
SPDW	Exit	SPDR INDEX SHS FDSportfolio devlpd	$0	–	-6,786	–	-0.16%	–
EFV	Exit	ISHARES TReafe value etf	$0	–	-4,872	–	-0.16%	–
XOM	Exit	EXXON MOBIL CORP	$0	–	-4,453	–	-0.17%	–
VUG	Exit	VANGUARD INDEX FDSgrowth etf	$0	–	-932	–	-0.18%	–
EFAV	Exit	ISHARES TRmsci eafe min vl	$0	–	-3,922	–	-0.19%	–
IXUS	Exit	ISHARES TRcore msci total	$0	–	-4,180	–	-0.19%	–
NEE	Exit	NEXTERA ENERGY INC	$0	–	-4,067	–	-0.21%	–
ISTB	Exit	ISHARES TRcore 1 5 yr usd	$0	–	-6,356	–	-0.21%	–
XSLV	Exit	INVESCO EXCH TRADED FD TR IIs&p smlcp low	$0	–	-7,614	–	-0.23%	–
IJJ	Exit	ISHARES TRs&p mc 400vl etf	$0	–	-3,708	–	-0.25%	–
CMBS	Exit	ISHARES TRcmbs etf	$0	–	-7,344	–	-0.26%	–
CWB	Exit	SPDR SER TRblmbrg brc cnvrt	$0	–	-4,852	–	-0.27%	–
IVW	Exit	ISHARES TRs&p 500 grwt etf	$0	–	-5,603	–	-0.27%	–
SCHG	Exit	SCHWAB STRATEGIC TRus lcap gr etf	$0	–	-2,889	–	-0.28%	–
VNQ	Exit	VANGUARD INDEX FDSreal estate etf	$0	–	-4,342	–	-0.29%	–
AAPL	Exit	APPLE INC	$0	–	-3,548	–	-0.33%	–
SCHZ	Exit	SCHWAB STRATEGIC TRus aggregate b	$0	–	-9,819	–	-0.35%	–
GEF	Exit	GREIF INCcl a	$0	–	-9,750	–	-0.41%	–
TOTL	Exit	SSGA ACTIVE ETF TRspdr tr tactic	$0	–	-14,545	–	-0.46%	–
SCHO	Exit	SCHWAB STRATEGIC TRsht tm us tres	$0	–	-14,014	–	-0.47%	–
HDMV	Exit	FIRST TR EXCH TRADED FD IIIhorizon mngd etf	$0	–	-28,962	–	-0.58%	–
RFDI	Exit	FIRST TR EXCH TRADED FD IIIrivrfrnt dyn dev	$0	–	-13,814	–	-0.62%	–
SPSM	Exit	SPDR SER TRportfolio s&p600	$0	–	-25,927	–	-0.72%	–
FIXD	Exit	FIRST TR EXCHNG TRADED FD VItcw opportunis	$0	–	-23,396	–	-0.82%	–
VB	Exit	VANGUARD INDEX FDSsmall cp etf	$0	–	-7,714	–	-1.10%	–
XMLV	Exit	INVESCO EXCH TRADED FD TR IIs&p midcp low	$0	–	-32,970	–	-1.13%	–
UPS	Exit	UNITED PARCEL SERVICE INCcl b	$0	–	-9,713	–	-1.15%	–
ICF	Exit	ISHARES TRcohen steer reit	$0	–	-30,289	–	-1.29%	–
MUB	Exit	ISHARES TRnational mun etf	$0	–	-17,159	–	-1.30%	–
SCHF	Exit	SCHWAB STRATEGIC TRintl eqty etf	$0	–	-51,853	–	-1.31%	–
BNDW	Exit	VANGUARD SCOTTSDALE FDStotal wld bd etf	$0	–	-27,991	–	-1.46%	–
SPLV	Exit	INVESCO EXCH TRADED FD TR IIs&p500 low vol	$0	–	-42,919	–	-1.70%	–
LMBS	Exit	FIRST TR EXCHANGE-TRADED FDfst low oppt eft	$0	–	-53,038	–	-1.75%	–
SHM	Exit	SPDR SER TRnuveen blmbrg sr	$0	–	-75,303	–	-2.43%	–
BNDX	Exit	VANGUARD CHARLOTTE FDStotal int bd etf	$0	–	-70,279	–	-2.61%	–
VO	Exit	VANGUARD INDEX FDSmid cap etf	$0	–	-18,030	–	-2.78%	–
FMB	Exit	FIRST TR EXCH TRADED FD IIImanagd mun etf	$0	–	-83,624	–	-3.10%	–
FYC	Exit	FIRST TR EXCHANGE-TRADED ALPsml cp grw alp	$0	–	-69,793	–	-3.26%	–
FTCS	Exit	FIRST TR EXCHANGE-TRADED FDcap strength etf	$0	–	-68,210	–	-3.33%	–
IJH	Exit	ISHARES TRcore s&p mcp etf	$0	–	-19,541	–	-3.35%	–
IJR	Exit	ISHARES TRcore s&p scp etf	$0	–	-47,612	–	-3.39%	–
IVV	Exit	ISHARES TRcore s&p500 etf	$0	–	-13,496	–	-3.79%	–
SCHM	Exit	SCHWAB STRATEGIC TRus mid-cap etf	$0	–	-267,657	–	-13.38%	–
SCHA	Exit	SCHWAB STRATEGIC TRus sml cap etf	$0	–	-215,007	–	-14.04%	–
SCHX	Exit	SCHWAB STRATEGIC TRus lrg cap etf	$0	–	-351,064	–	-23.82%	–

Q3 2021

			Value		Shares		↓ Weighting
SCHX	Buy	SCHWAB STRATEGIC TRus lrg cap etf	$36,521,000	+19.2%	351,064	+19.2%	23.82%	+14.0%
SCHA	Buy	SCHWAB STRATEGIC TRus sml cap etf	$21,522,000	+12.8%	215,007	+17.4%	14.04%	+7.8%
SCHM	Buy	SCHWAB STRATEGIC TRus mid-cap etf	$20,519,000	+11.4%	267,657	+13.8%	13.38%	+6.5%
IVV	Sell	ISHARES TRcore s&p500 etf	$5,814,000	-8.8%	13,496	-9.0%	3.79%	-12.8%
IJR	Sell	ISHARES TRcore s&p scp etf	$5,199,000	-13.8%	47,612	-10.8%	3.39%	-17.6%
IJH	Sell	ISHARES TRcore s&p mcp etf	$5,141,000	-10.6%	19,541	-8.7%	3.35%	-14.5%
FTCS	Buy	FIRST TR EXCHANGE-TRADED FDcap strength etf	$5,103,000	+2.9%	68,210	+3.9%	3.33%	-1.7%
FYC	Sell	FIRST TR EXCHANGE-TRADED ALPsml cp grw alp	$4,996,000	-11.0%	69,793	-8.8%	3.26%	-14.9%
FMB	Buy	FIRST TR EXCH TRADED FD IIImanagd mun etf	$4,748,000	+11.6%	83,624	+12.6%	3.10%	+6.6%
VO	Buy	VANGUARD INDEX FDSmid cap etf	$4,269,000	+1.5%	18,030	+1.7%	2.78%	-3.0%
BNDX	Sell	VANGUARD CHARLOTTE FDStotal int bd etf	$4,003,000	-5.5%	70,279	-5.3%	2.61%	-9.7%
SHM	Buy	SPDR SER TRnuveen blmbrg sr	$3,720,000	+11.5%	75,303	+11.9%	2.43%	+6.6%
LMBS	Buy	FIRST TR EXCHANGE-TRADED FDfst low oppt eft	$2,683,000	+8.2%	53,038	+8.9%	1.75%	+3.4%
SPLV	Sell	INVESCO EXCH TRADED FD TR IIs&p500 low vol	$2,611,000	-9.8%	42,919	-9.7%	1.70%	-13.8%
BNDW	Buy	VANGUARD SCOTTSDALE FDStotal wld bd etf	$2,235,000	+39.3%	27,991	+39.9%	1.46%	+33.2%
SCHF	Buy	SCHWAB STRATEGIC TRintl eqty etf	$2,007,000	+4.1%	51,853	+6.1%	1.31%	-0.5%
MUB	Sell	ISHARES TRnational mun etf	$1,993,000	-15.1%	17,159	-14.3%	1.30%	-18.9%
ICF	Buy	ISHARES TRcohen steer reit	$1,982,000	+3.8%	30,289	+3.7%	1.29%	-0.8%
XMLV	Sell	INVESCO EXCH TRADED FD TR IIs&p midcp low	$1,732,000	-10.8%	32,970	-9.2%	1.13%	-14.7%
VB	Buy	VANGUARD INDEX FDSsmall cp etf	$1,687,000	+5.8%	7,714	+9.0%	1.10%	+1.0%
FIXD	Sell	FIRST TR EXCHNG TRADED FD VItcw opportunis	$1,253,000	-7.9%	23,396	-7.8%	0.82%	-12.1%
SPSM	Sell	SPDR SER TRportfolio s&p600	$1,104,000	-7.5%	25,927	-4.5%	0.72%	-11.5%
RFDI	Sell	FIRST TR EXCH TRADED FD IIIrivrfrnt dyn dev	$956,000	-21.6%	13,814	-19.8%	0.62%	-25.0%
HDMV	Sell	FIRST TR EXCH TRADED FD IIIhorizon mngd etf	$893,000	-11.2%	28,962	-9.3%	0.58%	-15.1%
SCHO	Sell	SCHWAB STRATEGIC TRsht tm us tres	$717,000	-3.0%	14,014	-2.9%	0.47%	-7.1%
TOTL	Sell	SSGA ACTIVE ETF TRspdr tr tactic	$703,000	-31.0%	14,545	-30.9%	0.46%	-34.0%
SCHZ	Sell	SCHWAB STRATEGIC TRus aggregate b	$533,000	-5.7%	9,819	-5.1%	0.35%	-9.8%
AAPL	Sell	APPLE INC	$502,000	-13.6%	3,548	-16.3%	0.33%	-17.6%
VNQ	Buy	VANGUARD INDEX FDSreal estate etf	$442,000	+6.2%	4,342	+6.1%	0.29%	+1.4%
SCHG	Buy	SCHWAB STRATEGIC TRus lcap gr etf	$428,000	+7.0%	2,889	+5.3%	0.28%	+2.2%
CWB	New	SPDR SER TRblmbrg brc cnvrt	$414,000	–	4,852	–	0.27%	–
IVW	Sell	ISHARES TRs&p 500 grwt etf	$414,000	+0.2%	5,603	-1.3%	0.27%	-4.3%
CMBS	Buy	ISHARES TRcmbs etf	$397,000	+16.8%	7,344	+17.5%	0.26%	+11.6%
IJJ	Sell	ISHARES TRs&p mc 400vl etf	$382,000	-11.2%	3,708	-9.1%	0.25%	-15.0%
XSLV	Sell	INVESCO EXCH TRADED FD TR IIs&p smlcp low	$359,000	-14.9%	7,614	-15.5%	0.23%	-18.8%
ISTB	Sell	ISHARES TRcore 1 5 yr usd	$325,000	-50.8%	6,356	-50.7%	0.21%	-53.0%
IXUS	Sell	ISHARES TRcore msci total	$297,000	-30.3%	4,180	-28.0%	0.19%	-33.3%
EFAV	Buy	ISHARES TRmsci eafe min vl	$295,000	+10.9%	3,922	+11.4%	0.19%	+5.5%
VUG	Buy	VANGUARD INDEX FDSgrowth etf	$270,000	+1.1%	932	+0.1%	0.18%	-3.3%
XOM	Buy	EXXON MOBIL CORP	$262,000	-3.3%	4,453	+3.6%	0.17%	-7.6%
SPDW	Buy	SPDR INDEX SHS FDSportfolio devlpd	$246,000	-1.2%	6,786	+0.4%	0.16%	-5.9%
TMO	Sell	THERMO FISHER SCIENTIFIC INC	$234,000	+7.3%	409	-5.5%	0.15%	+2.7%
EFG	Sell	ISHARES TReafe grwth etf	$216,000	-6.1%	2,026	-5.5%	0.14%	-10.2%
IWX	Buy	ISHARES TRrus tp200 vl etf	$204,000	-1.0%	3,112	+0.3%	0.13%	-5.7%
IJK	Exit	ISHARES TRs&p mc 400gr etf	$0	–	-2,535	–	-0.14%	–
TFC	Exit	TRUIST FINL CORP	$0	–	-3,831	–	-0.14%	–
CSX	Exit	CSX CORP	$0	–	-6,990	–	-0.15%	–
SUB	Exit	ISHARES TRshrt nat mun etf	$0	–	-2,264	–	-0.17%	–

Q2 2021

			Value		Shares		↓ Weighting
SCHX	New	SCHWAB STRATEGIC TRus lrg cap etf	$30,626,000	–	294,565	–	20.90%	–
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$19,083,000	–	183,169	–	13.02%	–
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$18,412,000	–	235,231	–	12.57%	–
IVV	New	ISHARES TRcore s&p500 etf	$6,376,000	–	14,832	–	4.35%	–
IJR	New	ISHARES TRcore s&p scp etf	$6,032,000	–	53,389	–	4.12%	–
IJH	New	ISHARES TRcore s&p mcp etf	$5,749,000	–	21,393	–	3.92%	–
FYC	New	FIRST TR EXCHANGE-TRADED ALPsml cp grw alp	$5,611,000	–	76,563	–	3.83%	–
FTCS	New	FIRST TR EXCHANGE-TRADED FDcap strength etf	$4,960,000	–	65,647	–	3.38%	–
FMB	New	FIRST TR EXCH TRADED FD IIImanagd mun etf	$4,255,000	–	74,276	–	2.90%	–
BNDX	New	VANGUARD CHARLOTTE FDSintl bd idx etf	$4,236,000	–	74,190	–	2.89%	–
VO	New	VANGUARD INDEX FDSmid cap etf	$4,207,000	–	17,726	–	2.87%	–
SHM	New	SPDR SER TRnuveen blmbrg sr	$3,335,000	–	67,297	–	2.28%	–
SPLV	New	INVESCO EXCH TRADED FD TR IIs&p500 low vol	$2,894,000	–	47,518	–	1.98%	–
LMBS	New	FIRST TR EXCHANGE-TRADED FDfst low oppt eft	$2,480,000	–	48,724	–	1.69%	–
MUB	New	ISHARES TRnational mun etf	$2,347,000	–	20,027	–	1.60%	–
UPS	New	UNITED PARCEL SERVICE INCcl b	$2,020,000	–	9,713	–	1.38%	–
XMLV	New	INVESCO EXCH TRADED FD TR IIs&p midcp low	$1,941,000	–	36,292	–	1.32%	–
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$1,928,000	–	48,865	–	1.32%	–
ICF	New	ISHARES TRcohen steer reit	$1,909,000	–	29,205	–	1.30%	–
BNDW	New	VANGUARD SCOTTSDALE FDStotal wld bd etf	$1,605,000	–	20,009	–	1.10%	–
VB	New	VANGUARD INDEX FDSsmall cp etf	$1,595,000	–	7,080	–	1.09%	–
FIXD	New	FIRST TR EXCHNG TRADED FD VItcw opportunis	$1,361,000	–	25,385	–	0.93%	–
RFDI	New	FIRST TR EXCH TRADED FD IIIrivrfrnt dyn dev	$1,219,000	–	17,221	–	0.83%	–
SPSM	New	SPDR SER TRportfolio s&p600	$1,193,000	–	27,159	–	0.81%	–
TOTL	New	SSGA ACTIVE ETF TRspdr tr tactic	$1,019,000	–	21,058	–	0.70%	–
HDMV	New	FIRST TR EXCH TRADED FD IIIhorizon mngd etf	$1,006,000	–	31,926	–	0.69%	–
SCHO	New	SCHWAB STRATEGIC TRsht tm us tres	$739,000	–	14,435	–	0.50%	–
ISTB	New	ISHARES TRcore 1 5 yr usd	$661,000	–	12,888	–	0.45%	–
GEF	New	GREIF INCcl a	$590,000	–	9,750	–	0.40%	–
AAPL	New	APPLE INC	$581,000	–	4,241	–	0.40%	–
SCHZ	New	SCHWAB STRATEGIC TRus aggregate b	$565,000	–	10,346	–	0.39%	–
IJJ	New	ISHARES TRs&p mc 400vl etf	$430,000	–	4,079	–	0.29%	–
IXUS	New	ISHARES TRcore msci total	$426,000	–	5,806	–	0.29%	–
XSLV	New	INVESCO EXCH TRADED FD TR IIs&p smlcp low	$422,000	–	9,008	–	0.29%	–
VNQ	New	VANGUARD INDEX FDSreal estate etf	$416,000	–	4,091	–	0.28%	–
IVW	New	ISHARES TRs&p 500 grwt etf	$413,000	–	5,674	–	0.28%	–
SCHG	New	SCHWAB STRATEGIC TRus lcap gr etf	$400,000	–	2,743	–	0.27%	–
CMBS	New	ISHARES TRcmbs etf	$340,000	–	6,249	–	0.23%	–
NEE	New	NEXTERA ENERGY INC	$298,000	–	4,067	–	0.20%	–
XOM	New	EXXON MOBIL CORP	$271,000	–	4,300	–	0.18%	–
VUG	New	VANGUARD INDEX FDSgrowth etf	$267,000	–	931	–	0.18%	–
EFAV	New	ISHARES TRmsci eafe min vl	$266,000	–	3,520	–	0.18%	–
EFV	New	ISHARES TReafe value etf	$252,000	–	4,872	–	0.17%	–
SPDW	New	SPDR INDEX SHS FDSportfolio devlpd	$249,000	–	6,756	–	0.17%	–
SUB	New	ISHARES TRshrt nat mun etf	$244,000	–	2,264	–	0.17%	–
EFG	New	ISHARES TReafe grwth etf	$230,000	–	2,143	–	0.16%	–
CSX	New	CSX CORP	$224,000	–	6,990	–	0.15%	–
TMO	New	THERMO FISHER SCIENTIFIC INC	$218,000	–	433	–	0.15%	–
TFC	New	TRUIST FINL CORP	$213,000	–	3,831	–	0.14%	–
IWX	New	ISHARES TRrus tp200 vl etf	$206,000	–	3,102	–	0.14%	–
IJK	New	ISHARES TRs&p mc 400gr etf	$205,000	–	2,535	–	0.14%	–

Q4 2020

			Value		Shares		↓ Weighting
SPDW	Exit	SPDR INDEX SHS FDSportfolio devlpd	$0	–	-7,360	–	-0.17%	–
VUG	Exit	VANGUARD INDEX FDSgrowth etf	$0	–	-1,002	–	-0.18%	–
SUB	Exit	ISHARES TRshrt nat mun etf	$0	–	-2,340	–	-0.20%	–
IJJ	Exit	ISHARES TRs&p mc 400vl etf	$0	–	-2,164	–	-0.23%	–
AGG	Exit	ISHARES TRcore us aggbd et	$0	–	-2,553	–	-0.24%	–
IVW	Exit	ISHARES TRs&p 500 grwt etf	$0	–	-1,412	–	-0.26%	–
VNQ	Exit	VANGUARD INDEX FDSreal estate etf	$0	–	-4,210	–	-0.26%	–
SCHG	Exit	SCHWAB STRATEGIC TRus lcap gr etf	$0	–	-2,901	–	-0.26%	–
CMBS	Exit	ISHARES TRcmbs etf	$0	–	-6,047	–	-0.27%	–
GEF	Exit	GREIF INCcl a	$0	–	-9,750	–	-0.28%	–
AAPL	Exit	APPLE INC	$0	–	-3,662	–	-0.34%	–
SCHZ	Exit	SCHWAB STRATEGIC TRus aggregate b	$0	–	-10,637	–	-0.47%	–
ISTB	Exit	ISHARES TRcore 1 5 yr usd	$0	–	-15,292	–	-0.63%	–
SCHO	Exit	SCHWAB STRATEGIC TRsht tm us tres	$0	–	-15,607	–	-0.64%	–
SPSM	Exit	SPDR SER TRportfolio s&p600	$0	–	-30,409	–	-0.66%	–
SCHH	Exit	SCHWAB STRATEGIC TRus reit etf	$0	–	-26,880	–	-0.76%	–
HDMV	Exit	FIRST TR EXCH TRADED FD IIIhorizon mngd etf	$0	–	-35,150	–	-0.80%	–
IXUS	Exit	ISHARES TRcore msci total	$0	–	-18,355	–	-0.85%	–
RFDI	Exit	FIRST TR EXCH TRADED FD IIIrivrfrnt dyn dev	$0	–	-18,956	–	-0.85%	–
VB	Exit	VANGUARD INDEX FDSsmall cp etf	$0	–	-8,096	–	-0.99%	–
XSLV	Exit	INVESCO EXCH TRADED FD TR IIs&p smlcp low	$0	–	-38,625	–	-1.02%	–
FIXD	Exit	FIRST TR EXCHNG TRADED FD VItcw opportunis	$0	–	-26,720	–	-1.17%	–
TOTL	Exit	SSGA ACTIVE ETF TRspdr tr tactic	$0	–	-33,373	–	-1.31%	–
LMBS	Exit	FIRST TR EXCHANGE-TRADED FDfst low oppt eft	$0	–	-42,451	–	-1.74%	–
EFAV	Exit	ISHARES TRmsci eafe min vl	$0	–	-32,601	–	-1.76%	–
ICF	Exit	ISHARES TRcohen steer reit	$0	–	-24,517	–	-1.98%	–
FTCS	Exit	FIRST TR EXCHANGE-TRADED FDcap strength etf	$0	–	-42,786	–	-2.15%	–
SCHF	Exit	SCHWAB STRATEGIC TRintl eqty etf	$0	–	-86,891	–	-2.17%	–
XMLV	Exit	INVESCO EXCH TRADED FD TR IIs&p midcp low	$0	–	-70,904	–	-2.34%	–
SHM	Exit	SPDR SER TRnuveen blmbrg sr	$0	–	-63,910	–	-2.53%	–
VO	Exit	VANGUARD INDEX FDSmid cap etf	$0	–	-18,151	–	-2.54%	–
MUB	Exit	ISHARES TRnational mun etf	$0	–	-28,194	–	-2.60%	–
FYC	Exit	FIRST TR EXCH TRD ALPHDX FDsml cp grw alp	$0	–	-71,683	–	-2.69%	–
FMB	Exit	FIRST TR EXCH TRADED FD IIImanagd mun etf	$0	–	-70,627	–	-3.12%	–
BNDX	Exit	VANGUARD CHARLOTTE FDSintl bd idx etf	$0	–	-72,055	–	-3.33%	–
IJH	Exit	ISHARES TRcore s&p mcp etf	$0	–	-24,712	–	-3.64%	–
IJR	Exit	ISHARES TRcore s&p scp etf	$0	–	-67,249	–	-3.75%	–
IVV	Exit	ISHARES TRcore s&p500 etf	$0	–	-16,073	–	-4.29%	–
SPLV	Exit	INVESCO EXCH TRADED FD TR IIs&p500 low vol	$0	–	-101,966	–	-4.34%	–
SCHM	Exit	SCHWAB STRATEGIC TRus mid-cap etf	$0	–	-255,216	–	-11.24%	–
SCHA	Exit	SCHWAB STRATEGIC TRus sml cap etf	$0	–	-216,605	–	-11.75%	–
SCHX	Exit	SCHWAB STRATEGIC TRus lrg cap etf	$0	–	-300,258	–	-19.22%	–

Q3 2020

			Value		Shares		↓ Weighting
SCHX	Buy	SCHWAB STRATEGIC TRus lrg cap etf	$24,210,000	+10.2%	300,258	+1.3%	19.22%	+9.2%
SCHA	Buy	SCHWAB STRATEGIC TRus sml cap etf	$14,798,000	+6.0%	216,605	+1.4%	11.75%	+5.0%
SCHM	Buy	SCHWAB STRATEGIC TRus mid-cap etf	$14,159,000	+8.9%	255,216	+3.3%	11.24%	+7.9%
SPLV	Sell	INVESCO EXCH TRADED FD TR IIs&p500 low vol	$5,469,000	-14.4%	101,966	-20.7%	4.34%	-15.2%
IVV	Buy	ISHARES TRcore s&p500 etf	$5,401,000	+8.9%	16,073	+0.4%	4.29%	+7.9%
IJR	Sell	ISHARES TRcore s&p scp etf	$4,723,000	+2.7%	67,249	-0.1%	3.75%	+1.8%
IJH	Buy	ISHARES TRcore s&p mcp etf	$4,579,000	+4.8%	24,712	+0.6%	3.64%	+3.8%
BNDX	Buy	VANGUARD CHARLOTTE FDSintl bd idx etf	$4,193,000	+1.1%	72,055	+0.3%	3.33%	+0.2%
FMB	Sell	FIRST TR EXCH TRADED FD IIImanagd mun etf	$3,927,000	-0.3%	70,627	-1.3%	3.12%	-1.2%
FYC	Buy	FIRST TR EXCH TRD ALPHDX FDsml cp grw alp	$3,388,000	+33.0%	71,683	+19.4%	2.69%	+31.8%
MUB	Sell	ISHARES TRnational mun etf	$3,269,000	-2.5%	28,194	-2.9%	2.60%	-3.4%
VO	Buy	VANGUARD INDEX FDSmid cap etf	$3,199,000	+17.5%	18,151	+9.3%	2.54%	+16.5%
SHM	Sell	SPDR SER TRnuveen blmbrg sr	$3,187,000	-4.4%	63,910	-4.4%	2.53%	-5.3%
XMLV	Sell	INVESCO EXCH TRADED FD TR IIs&p midcp low	$2,954,000	-28.8%	70,904	-29.2%	2.34%	-29.4%
SCHF	Sell	SCHWAB STRATEGIC TRintl eqty etf	$2,728,000	-5.7%	86,891	-10.7%	2.17%	-6.6%
FTCS	Buy	FIRST TR EXCHANGE-TRADED FDcap strength etf	$2,707,000	+39.2%	42,786	+28.6%	2.15%	+37.9%
ICF	Sell	ISHARES TRcohen steer reit	$2,501,000	-2.5%	24,517	-3.6%	1.98%	-3.5%
EFAV	Sell	ISHARES TRmsci eafe min vl	$2,221,000	-40.0%	32,601	-41.8%	1.76%	-40.5%
LMBS	Buy	FIRST TR EXCHANGE-TRADED FDfst low oppt eft	$2,194,000	+3.8%	42,451	+3.8%	1.74%	+2.9%
TOTL	Sell	SSGA ACTIVE ETF TRspdr tr tactic	$1,646,000	-7.8%	33,373	-7.4%	1.31%	-8.6%
FIXD	Sell	FIRST TR EXCHNG TRADED FD VItcw opportunis	$1,470,000	-5.2%	26,720	-5.6%	1.17%	-6.1%
XSLV	Sell	INVESCO EXCH TRADED FD TR IIs&p smlcp low	$1,282,000	-45.6%	38,625	-44.5%	1.02%	-46.1%
VB	Sell	VANGUARD INDEX FDSsmall cp etf	$1,245,000	+3.9%	8,096	-1.6%	0.99%	+2.9%
RFDI	Sell	FIRST TR EXCH TRADED FD IIIrivrfrnt dyn dev	$1,073,000	+4.0%	18,956	-1.8%	0.85%	+3.0%
IXUS	Sell	ISHARES TRcore msci total	$1,071,000	-33.2%	18,355	-37.6%	0.85%	-33.8%
HDMV	Sell	FIRST TR EXCH TRADED FD IIIhorizon mngd etf	$1,007,000	-16.4%	35,150	-18.3%	0.80%	-17.2%
SCHH	Sell	SCHWAB STRATEGIC TRus reit etf	$951,000	-34.2%	26,880	-34.5%	0.76%	-34.8%
SPSM	Sell	SPDR SER TRportfolio s&p600	$833,000	-4.3%	30,409	-7.1%	0.66%	-5.2%
SCHO	Sell	SCHWAB STRATEGIC TRsht tm us tres	$804,000	-1.6%	15,607	-1.4%	0.64%	-2.6%
ISTB	Buy	ISHARES TRcore 1 5 yr usd	$788,000	+33.3%	15,292	+33.2%	0.63%	+32.1%
SCHZ	Buy	SCHWAB STRATEGIC TRus aggregate b	$596,000	+3.7%	10,637	+4.0%	0.47%	+2.6%
AAPL	Buy	APPLE INC	$424,000	+24.7%	3,662	+293.3%	0.34%	+23.9%
CMBS	Buy	ISHARES TRcmbs etf	$336,000	+10.9%	6,047	+9.5%	0.27%	+9.9%
SCHG	Buy	SCHWAB STRATEGIC TRus lcap gr etf	$334,000	+13.6%	2,901	+0.1%	0.26%	+12.3%
VNQ	Buy	VANGUARD INDEX FDSreal estate etf	$332,000	+3.8%	4,210	+3.5%	0.26%	+3.1%
IVW	Buy	ISHARES TRs&p 500 grwt etf	$326,000	+11.6%	1,412	+0.2%	0.26%	+10.7%
AGG	Buy	ISHARES TRcore us aggbd et	$301,000	0.0%	2,553	+0.1%	0.24%	-0.8%
IJJ	Buy	ISHARES TRs&p mc 400vl etf	$292,000	+2.1%	2,164	+0.5%	0.23%	+1.3%
SUB	Sell	ISHARES TRshrt nat mun etf	$253,000	-3.4%	2,340	-3.5%	0.20%	-4.3%
VUG	Buy	VANGUARD INDEX FDSgrowth etf	$228,000	+12.9%	1,002	+0.2%	0.18%	+11.7%

Q2 2020

			Value		Shares		↓ Weighting
SCHX	New	SCHWAB STRATEGIC TRus lrg cap etf	$21,960,000	–	296,350	–	17.60%	–
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$13,959,000	–	213,638	–	11.18%	–
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$13,004,000	–	247,124	–	10.42%	–
SPLV	New	INVESCO EXCH TRADED FD TR IIs&p500 low vol	$6,389,000	–	128,606	–	5.12%	–
IVV	New	ISHARES TRcore s&p500 etf	$4,958,000	–	16,009	–	3.97%	–
IJR	New	ISHARES TRcore s&p scp etf	$4,597,000	–	67,315	–	3.68%	–
IJH	New	ISHARES TRcore s&p mcp etf	$4,369,000	–	24,570	–	3.50%	–
XMLV	New	INVESCO EXCH TRADED FD TR IIs&p midcp low	$4,147,000	–	100,217	–	3.32%	–
BNDX	New	VANGUARD CHARLOTTE FDSintl bd idx etf	$4,147,000	–	71,840	–	3.32%	–
FMB	New	FIRST TR EXCH TRADED FD IIImanagd mun etf	$3,938,000	–	71,581	–	3.16%	–
EFAV	New	ISHARES TRmin vol eafe etf	$3,699,000	–	55,999	–	2.96%	–
MUB	New	ISHARES TRnational mun etf	$3,352,000	–	29,043	–	2.69%	–
SHM	New	SPDR SER TRnuveen blmbrg sr	$3,335,000	–	66,869	–	2.67%	–
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$2,894,000	–	97,272	–	2.32%	–
VO	New	VANGUARD INDEX FDSmid cap etf	$2,722,000	–	16,608	–	2.18%	–
ICF	New	ISHARES TRcohen steer reit	$2,566,000	–	25,439	–	2.06%	–
FYC	New	FIRST TR EXCHANGE-TRADED ALPsml cp grw alp	$2,547,000	–	60,039	–	2.04%	–
XSLV	New	INVESCO EXCHANGE-TRADED FD Ts&p smlcp low	$2,355,000	–	69,549	–	1.89%	–
LMBS	New	FIRST TR EXCHANGE-TRADED FDfst low oppt eft	$2,113,000	–	40,894	–	1.69%	–
FTCS	New	FIRST TR NASDAQ-100 TECH INDcap strength etf	$1,944,000	–	33,268	–	1.56%	–
TOTL	New	SSGA ACTIVE ETF TRspdr tr tactic	$1,785,000	–	36,022	–	1.43%	–
IXUS	New	ISHARES TRcore msci total	$1,603,000	–	29,396	–	1.28%	–
FIXD	New	FIRST TR EXCHNG TRADED FD VItcw opportunis	$1,551,000	–	28,315	–	1.24%	–
SCHH	New	SCHWAB STRATEGIC TRus reit etf	$1,445,000	–	41,040	–	1.16%	–
HDMV	New	FIRST TR EXCH TRADED FD IIIhorizon mngd etf	$1,204,000	–	43,033	–	0.96%	–
VB	New	VANGUARD INDEX FDSsmall cp etf	$1,198,000	–	8,225	–	0.96%	–
RFDI	New	FIRST TR EXCH TRADED FD IIIrivrfrnt dyn dev	$1,032,000	–	19,306	–	0.83%	–
SPSM	New	SPDR SER TRportfolio s&p600	$870,000	–	32,743	–	0.70%	–
SCHO	New	SCHWAB STRATEGIC TRsht tm us tres	$817,000	–	15,829	–	0.66%	–
ISTB	New	ISHARES TRcore 1 5 yr usd	$591,000	–	11,481	–	0.47%	–
SCHZ	New	SCHWAB STRATEGIC TRus aggregate b	$575,000	–	10,226	–	0.46%	–
AAPL	New	APPLE INC	$340,000	–	931	–	0.27%	–
GEF	New	GREIF INCcl a	$335,000	–	9,750	–	0.27%	–
VNQ	New	VANGUARD INDEX FDSreal estate etf	$320,000	–	4,069	–	0.26%	–
CMBS	New	ISHARES TRcmbs etf	$303,000	–	5,524	–	0.24%	–
AGG	New	ISHARES TRcore us aggbd et	$301,000	–	2,550	–	0.24%	–
SCHG	New	SCHWAB STRATEGIC TRus lcap gr etf	$294,000	–	2,899	–	0.24%	–
IVW	New	ISHARES TRs&p 500 grwt etf	$292,000	–	1,409	–	0.23%	–
IJJ	New	ISHARES TRs&p mc 400vl etf	$286,000	–	2,153	–	0.23%	–
SUB	New	ISHARES TRshrt nat mun etf	$262,000	–	2,425	–	0.21%	–
SPDW	New	SPDR INDEX SHS FDSportfolio devlpd	$203,000	–	7,360	–	0.16%	–
VUG	New	VANGUARD INDEX FDSgrowth etf	$202,000	–	1,000	–	0.16%	–

Q4 2019

			Value		Shares		↓ Weighting
SCHV	Exit	Schw Us Lcap Val Etfus lcap va etf	$0	–	-3,107	–	-0.14%	–
BBT	Exit	BBandT Corporation	$0	–	-3,994	–	-0.17%	–
FTSM	Exit	First Trst Enhncd Shrtfirst tr enh new	$0	–	-3,589	–	-0.17%	–
AAPL	Exit	Apple Inc	$0	–	-1,081	–	-0.20%	–
SCZ	Exit	iShares MSCI EAFE Small-Capeafe sml cp etf	$0	–	-4,305	–	-0.20%	–
LVHD	Exit	Legg Mason Low Vltltyl vol h div etf	$0	–	-7,406	–	-0.20%	–
VTI	Exit	Vanguard Total Stock Mkttotal stk mkt	$0	–	-1,691	–	-0.21%	–
IVW	Exit	Ishares SandP 500 Growth Etfs&p 500 grwt etf	$0	–	-1,481	–	-0.22%	–
RWO	Exit	Spdr Dow Jone Globaldj glb rl es etf	$0	–	-5,234	–	-0.22%	–
SCHE	Exit	Schw Emg Mkt Eq Etfemrg mkteq etf	$0	–	-11,281	–	-0.23%	–
VNQ	Exit	Vanguard Index Fds Vanguard Reit Etfreal estate etf	$0	–	-3,100	–	-0.23%	–
VEA	Exit	Vanguard Tax Managedfd Europe Pacificftse dev mkt etf	$0	–	-7,165	–	-0.24%	–
SCHG	Exit	Schw Us Lcap Gro Etfus lcap gr etf	$0	–	-3,699	–	-0.25%	–
IJJ	Exit	iShares SandP Mid-Cap 400 Values&p mc 400vl etf	$0	–	-2,050	–	-0.26%	–
SCHZ	Exit	Sch Us Agg Bnd Etfus aggregate b	$0	–	-6,427	–	-0.28%	–
AGG	Exit	iShares Core US Aggregate Bondcore us aggbd et	$0	–	-3,163	–	-0.29%	–
GEF	Exit	Greif Inc Cl Acl a	$0	–	-9,750	–	-0.30%	–
SHYG	Exit	Ishares High Yield0-5yr hi yl cp	$0	–	-9,700	–	-0.36%	–
ISTB	Exit	Ishares Core 1-5 Year Usd Bond Etfcore 1 5 yr usd	$0	–	-10,877	–	-0.44%	–
ICF	Exit	iShares Cohen and Steers REITcohen steer reit	$0	–	-4,721	–	-0.46%	–
SCHO	Exit	Schwab Short Term USsht tm us tres	$0	–	-13,475	–	-0.55%	–
LMBS	Exit	FTP Low Duration Opportunities ETFfst low oppt eft	$0	–	-33,568	–	-1.41%	–
IXUS	Exit	iShares Core MSCI Total Intl Stkcore msci total	$0	–	-34,217	–	-1.60%	–
TOTL	Exit	Ssga Active Etf Tr Spdr Tr Tacticspdr tr tactic	$0	–	-43,206	–	-1.72%	–
FMB	Exit	FTP Managed Municipal ETFmanagd mun etf	$0	–	-52,683	–	-2.36%	–
BNDX	Exit	Vanguard Total International Bond ETFintl bd idx etf	$0	–	-59,550	–	-2.83%	–
SHM	Exit	Spdr Nuveen Barclaysnuveen blmbrg sr	$0	–	-78,207	–	-3.09%	–
IJH	Exit	iShares Core SandP Mid-Capcore s&p mcp etf	$0	–	-20,345	–	-3.17%	–
MUB	Exit	iShares National AMT-Free Muni Bondnational mun etf	$0	–	-36,000	–	-3.32%	–
IJR	Exit	iShares Core SandP Small-Capcore s&p scp etf	$0	–	-52,998	–	-3.33%	–
IVV	Exit	iShares Core SandP 500core s&p500 etf	$0	–	-15,394	–	-3.71%	–
XSLV	Exit	Invesco SandP Smallcaps&p smlcp low	$0	–	-129,721	–	-5.12%	–
XMLV	Exit	Invesco SandP Midcaps&p midcp low	$0	–	-126,367	–	-5.37%	–
EFAV	Exit	iShares MSCI EAFE Minimum Volatilitymin vol eafe etf	$0	–	-102,593	–	-6.07%	–
SCHH	Exit	Sch US Reit ETFus reit etf	$0	–	-164,861	–	-6.28%	–
SCHF	Exit	Schwab International Equity ETFintl eqty etf	$0	–	-296,849	–	-7.64%	–
SCHM	Exit	Schwab US Mid-Cap ETFus mid-cap etf	$0	–	-226,068	–	-10.32%	–
SCHA	Exit	Schwab US Small-Cap ETFus sml cap etf	$0	–	-191,807	–	-10.80%	–
SCHX	Exit	Schwab US Large-Cap ETFus lrg cap etf	$0	–	-283,812	–	-16.25%	–

Q3 2019

			Value		Shares		↓ Weighting
SCHX	Sell	Schwab US Large-Cap ETFus lrg cap etf	$20,131,000	-0.3%	283,812	-1.3%	16.25%	+5.5%
SCHA	Buy	Schwab US Small-Cap ETFus sml cap etf	$13,375,000	-0.7%	191,807	+1.8%	10.80%	+5.0%
SCHM	Buy	Schwab US Mid-Cap ETFus mid-cap etf	$12,782,000	-0.8%	226,068	+0.2%	10.32%	+4.9%
SCHF	Sell	Schwab International Equity ETFintl eqty etf	$9,458,000	-5.5%	296,849	-4.8%	7.64%	-0.0%
SCHH	Sell	Sch US Reit ETFus reit etf	$7,777,000	+3.9%	164,861	-2.1%	6.28%	+9.9%
EFAV	Buy	iShares MSCI EAFE Minimum Volatilitymin vol eafe etf	$7,518,000	+12.7%	102,593	+11.7%	6.07%	+19.2%
XMLV	Buy	Invesco SandP Midcaps&p midcp low	$6,648,000	+4.8%	126,367	+2.1%	5.37%	+10.8%
XSLV	Buy	Invesco SandP Smallcaps&p smlcp low	$6,342,000	+5.5%	129,721	+3.6%	5.12%	+11.6%
IVV	Buy	iShares Core SandP 500core s&p500 etf	$4,595,000	+2.0%	15,394	+0.7%	3.71%	+7.8%
IJR	Buy	iShares Core SandP Small-Capcore s&p scp etf	$4,125,000	+15.3%	52,998	+15.9%	3.33%	+21.9%
MUB	Sell	iShares National AMT-Free Muni Bondnational mun etf	$4,108,000	-8.1%	36,000	-9.0%	3.32%	-2.8%
IJH	Buy	iShares Core SandP Mid-Capcore s&p mcp etf	$3,931,000	+3.9%	20,345	+4.4%	3.17%	+9.9%
SHM	Sell	Spdr Nuveen Barclaysnuveen blmbrg sr	$3,831,000	-7.3%	78,207	-7.4%	3.09%	-2.0%
BNDX	Sell	Vanguard Total International Bond ETFintl bd idx etf	$3,503,000	-1.5%	59,550	-4.0%	2.83%	+4.2%
FMB	Buy	FTP Managed Municipal ETFmanagd mun etf	$2,927,000	+10.5%	52,683	+8.9%	2.36%	+16.9%
TOTL	Buy	Ssga Active Etf Tr Spdr Tr Tacticspdr tr tactic	$2,127,000	+2.3%	43,206	+2.0%	1.72%	+8.2%
IXUS	Sell	iShares Core MSCI Total Intl Stkcore msci total	$1,976,000	-9.9%	34,217	-8.5%	1.60%	-4.7%
LMBS	Sell	FTP Low Duration Opportunities ETFfst low oppt eft	$1,745,000	+0.6%	33,568	-0.0%	1.41%	+6.4%
SCHO	Sell	Schwab Short Term USsht tm us tres	$682,000	0.0%	13,475	-0.0%	0.55%	+5.8%
ICF	Buy	iShares Cohen and Steers REITcohen steer reit	$567,000	+24.9%	4,721	+17.1%	0.46%	+32.0%
ISTB	Sell	Ishares Core 1-5 Year Usd Bond Etfcore 1 5 yr usd	$549,000	-6.6%	10,877	-6.7%	0.44%	-1.3%
SHYG	Buy	Ishares High Yield0-5yr hi yl cp	$451,000	+0.9%	9,700	+1.4%	0.36%	+6.7%
AGG	Sell	iShares Core US Aggregate Bondcore us aggbd et	$358,000	-0.8%	3,163	-2.3%	0.29%	+4.7%
SCHZ	Sell	Sch Us Agg Bnd Etfus aggregate b	$346,000	+1.2%	6,427	-0.5%	0.28%	+6.9%
IJJ	Buy	iShares SandP Mid-Cap 400 Values&p mc 400vl etf	$328,000	+0.6%	2,050	+0.4%	0.26%	+6.4%
SCHG	Sell	Schw Us Lcap Gro Etfus lcap gr etf	$311,000	-0.6%	3,699	-1.7%	0.25%	+5.0%
VEA	Buy	Vanguard Tax Managedfd Europe Pacificftse dev mkt etf	$294,000	+19.0%	7,165	+21.1%	0.24%	+25.4%
VNQ	Sell	Vanguard Index Fds Vanguard Reit Etfreal estate etf	$289,000	+6.2%	3,100	-0.4%	0.23%	+12.0%
SCHE	Sell	Schw Emg Mkt Eq Etfemrg mkteq etf	$283,000	-5.4%	11,281	-0.9%	0.23%	0.0%
RWO	Sell	Spdr Dow Jone Globaldj glb rl es etf	$271,000	+3.0%	5,234	-0.6%	0.22%	+9.0%
IVW	Buy	Ishares SandP 500 Growth Etfs&p 500 grwt etf	$267,000	+0.8%	1,481	+0.3%	0.22%	+6.9%
VTI	Sell	Vanguard Total Stock Mkttotal stk mkt	$255,000	-1.9%	1,691	-2.4%	0.21%	+4.0%
LVHD	Sell	Legg Mason Low Vltltyl vol h div etf	$249,000	+3.8%	7,406	-0.9%	0.20%	+9.8%
SCZ	Buy	iShares MSCI EAFE Small-Capeafe sml cp etf	$246,000	+1.2%	4,305	+1.8%	0.20%	+7.0%
FTSM	New	First Trst Enhncd Shrtfirst tr enh new	$216,000	–	3,589	–	0.17%	–
BBT	Sell	BBandT Corporation	$213,000	+4.9%	3,994	-3.3%	0.17%	+11.0%
SCHV	Buy	Schw Us Lcap Val Etfus lcap va etf	$176,000	+1.7%	3,107	+0.6%	0.14%	+7.6%
SPHD	Exit	Invesco S&P 500 Hi Div Low Vols&p500 hdl vol	$0	–	-4,837	–	-0.16%	–
IWX	Exit	iShares Russell Top 200 Valuerus tp200 vl etf	$0	–	-4,358	–	-0.18%	–
PCY	Exit	Invesco Emrg Mktsemrng mkt svrg	$0	–	-14,786	–	-0.33%	–
SPLV	Exit	Invesco S&P 500 Lows&p500 low vol	$0	–	-143,158	–	-6.01%	–

Q2 2019

			Value		Shares		↓ Weighting
SCHX	New	Schwab US Large-Cap ETFus lrg cap etf	$20,186,000	–	287,594	–	15.41%	–
SCHA	New	Schwab US Small-Cap ETFus sml cap etf	$13,469,000	–	188,435	–	10.28%	–
SCHM	New	Schwab US Mid-Cap ETFus mid-cap etf	$12,887,000	–	225,727	–	9.84%	–
SCHF	New	Schwab International Equity ETFintl eqty etf	$10,004,000	–	311,737	–	7.64%	–
SPLV	New	Invesco S&P 500 Lows&p500 low vol	$7,877,000	–	143,158	–	6.01%	–
SCHH	New	Sch US Reit ETFus reit etf	$7,482,000	–	168,373	–	5.71%	–
EFAV	New	iShares MSCI EAFE Minimum Volatilitymin vol eafe etf	$6,670,000	–	91,816	–	5.09%	–
XMLV	New	Invesco S&P Midcaps&p midcp low	$6,346,000	–	123,767	–	4.84%	–
XSLV	New	Invesco S&P Smallcaps&p smlcp low	$6,009,000	–	125,237	–	4.59%	–
IVV	New	iShares Core S&P 500core s&p500 etf	$4,507,000	–	15,290	–	3.44%	–
MUB	New	iShares National AMT-Free Muni Bondnational mun etf	$4,472,000	–	39,544	–	3.41%	–
SHM	New	Spdr Nuveen Barclaysnuveen blmbrg sr	$4,134,000	–	84,483	–	3.16%	–
IJH	New	iShares Core S&P Mid-Capcore s&p mcp etf	$3,785,000	–	19,484	–	2.89%	–
IJR	New	iShares Core S&P Small-Capcore s&p scp etf	$3,579,000	–	45,717	–	2.73%	–
BNDX	New	Vanguard Total International Bond ETFintl bd idx etf	$3,556,000	–	62,055	–	2.72%	–
FMB	New	FTP Managed Municipal ETFmanagd mun etf	$2,649,000	–	48,372	–	2.02%	–
IXUS	New	iShares Core MSCI Total Intl Stkcore msci total	$2,193,000	–	37,397	–	1.67%	–
TOTL	New	Ssga Active Etf Tr Spdr Tr Tacticspdr tr tactic	$2,079,000	–	42,360	–	1.59%	–
LMBS	New	FTP Low Duration Opportunities ETFfst low oppt eft	$1,735,000	–	33,575	–	1.32%	–
SCHO	New	Schwab Short Term USsht tm us tres	$682,000	–	13,476	–	0.52%	–
ISTB	New	Ishares Core 1-5 Year Usd Bond Etfcore 1 5 yr usd	$588,000	–	11,661	–	0.45%	–
ICF	New	iShares Cohen & Steers REITcohen steer reit	$454,000	–	4,032	–	0.35%	–
SHYG	New	Ishares High Yield0-5yr hi yl cp	$447,000	–	9,564	–	0.34%	–
PCY	New	Invesco Emrg Mktsemrng mkt svrg	$429,000	–	14,786	–	0.33%	–
AGG	New	iShares Core US Aggregate Bondcore us aggbd et	$361,000	–	3,239	–	0.28%	–
SCHZ	New	Sch Us Agg Bnd Etfus aggregate b	$342,000	–	6,458	–	0.26%	–
IJJ	New	iShares S&P Mid-Cap 400 Values&p mc 400vl etf	$326,000	–	2,042	–	0.25%	–
GEF	New	Greif Inc Cl Acl a	$317,000	–	9,750	–	0.24%	–
SCHG	New	Schw Us Lcap Gro Etfus lcap gr etf	$313,000	–	3,762	–	0.24%	–
SCHE	New	Schw Emg Mkt Eq Etfemrg mkteq etf	$299,000	–	11,378	–	0.23%	–
VNQ	New	Vanguard Index Fds Vanguard Reit Etfreal estate etf	$272,000	–	3,114	–	0.21%	–
IVW	New	Ishares S&P 500 Growth Etfs&p 500 grwt etf	$265,000	–	1,477	–	0.20%	–
RWO	New	Spdr Dow Jone Globaldj glb rl es etf	$263,000	–	5,266	–	0.20%	–
VTI	New	Vanguard Total Stock Mkttotal stk mkt	$260,000	–	1,733	–	0.20%	–
VEA	New	Vanguard Tax Managedfd Europe Pacificftse dev mkt etf	$247,000	–	5,918	–	0.19%	–
SCZ	New	iShares MSCI EAFE Small-Capeafe sml cp etf	$243,000	–	4,228	–	0.19%	–
LVHD	New	Legg Mason Low Vltltylow divi etf	$240,000	–	7,476	–	0.18%	–
IWX	New	iShares Russell Top 200 Valuerus tp200 vl etf	$236,000	–	4,358	–	0.18%	–
AAPL	New	Apple Inc	$214,000	–	1,081	–	0.16%	–
SPHD	New	Invesco S&P 500 Hi Div Low Vols&p500 hdl vol	$204,000	–	4,837	–	0.16%	–
BBT	New	BB&T Corporation	$203,000	–	4,129	–	0.16%	–
SCHV	New	Schw Us Lcap Val Etfus lcap va etf	$173,000	–	3,090	–	0.13%	–

Q4 2018

			Value		Shares		↓ Weighting
BBT	Exit	BB&T CORP	$0	–	-4,129	–	-0.17%	–
IJS	Exit	ISHARES TRsp smcp600vl etf	$0	–	-1,305	–	-0.18%	–
LVHD	Exit	LEGG MASON ETF INVESTMENT TRlow divi etf	$0	–	-7,525	–	-0.20%	–
VNQ	Exit	VANGUARD INDEX FDSreal estate etf	$0	–	-2,876	–	-0.20%	–
RWO	Exit	SPDR INDEX SHS FDSdj glb rl es etf	$0	–	-5,340	–	-0.22%	–
SCHE	Exit	SCHWAB STRATEGIC TRemrg mkteq etf	$0	–	-9,974	–	-0.22%	–
SCZ	Exit	ISHARES TReafe sml cp etf	$0	–	-4,115	–	-0.22%	–
IVW	Exit	ISHARES TRs&p 500 grwt etf	$0	–	-1,461	–	-0.22%	–
IWX	Exit	ISHARES TRrus tp200 vl etf	$0	–	-5,634	–	-0.26%	–
SCHG	Exit	SCHWAB STRATEGIC TRus lcap gr etf	$0	–	-3,809	–	-0.26%	–
IJJ	Exit	ISHARES TRs&p mc 400vl etf	$0	–	-2,014	–	-0.28%	–
SPHD	Exit	INVESCO EXCHNG TRADED FD TRs&p500 hdl vol	$0	–	-8,258	–	-0.29%	–
AGG	Exit	ISHARES TRcore us aggbd et	$0	–	-3,263	–	-0.29%	–
BLV	Exit	VANGUARD BD INDEX FD INClong term bond	$0	–	-4,296	–	-0.32%	–
PCY	Exit	INVESCO EXCHNG TRADED FD TRemrng mkt svrg	$0	–	-14,274	–	-0.33%	–
SCHO	Exit	SCHWAB STRATEGIC TRsht tm us tres	$0	–	-8,385	–	-0.35%	–
QAI	Exit	INDEXIQ ETF TRhedge mlti etf	$0	–	-14,927	–	-0.39%	–
SHYG	Exit	ISHARES TR0-5yr hi yl cp	$0	–	-9,938	–	-0.40%	–
ISTB	Exit	ISHARES TRcore 1 5 yr usd	$0	–	-10,477	–	-0.43%	–
GEF	Exit	GREIF INCcl a	$0	–	-9,750	–	-0.44%	–
SCHZ	Exit	SCHWAB STRATEGIC TRus aggregate b	$0	–	-13,587	–	-0.58%	–
LMBS	Exit	FIRST TR EXCHANGE TRADED FDfst low oppt eft	$0	–	-25,276	–	-1.09%	–
TOTL	Exit	SSGA ACTIVE ETF TRspdr tr tactic	$0	–	-28,575	–	-1.14%	–
FMB	Exit	FIRST TR EXCHANG TRADED FD Imanagd mun etf	$0	–	-43,830	–	-1.94%	–
IXUS	Exit	ISHARES TRcore msci total	$0	–	-38,110	–	-1.94%	–
BNDX	Exit	VANGUARD CHARLOTTE FDSintl bd idx etf	$0	–	-63,708	–	-2.94%	–
IJR	Exit	ISHARES TRcore s&p scp etf	$0	–	-40,883	–	-3.02%	–
IJH	Exit	ISHARES TRcore s&p mcp etf	$0	–	-18,727	–	-3.19%	–
SHM	Exit	SPDR SER TRnuveen blmbrg sr	$0	–	-88,232	–	-3.56%	–
IVV	Exit	ISHARES TRcore s&p500 etf	$0	–	-15,065	–	-3.73%	–
MUB	Exit	ISHARES TRnational mun etf	$0	–	-43,483	–	-3.97%	–
XSLV	Exit	INVESCO EXCHNG TRADED FD TRs&p smlcp low	$0	–	-120,273	–	-5.03%	–
EFAV	Exit	ISHARES TRmin vol eafe etf	$0	–	-83,796	–	-5.16%	–
SPLV	Exit	INVESCO EXCHNG TRADED FD TRs&p500 low vol	$0	–	-134,568	–	-5.64%	–
SCHH	Exit	SCHWAB STRATEGIC TRus reit etf	$0	–	-176,344	–	-6.23%	–
SCHF	Exit	SCHWAB STRATEGIC TRintl eqty etf	$0	–	-329,254	–	-9.34%	–
SCHM	Exit	SCHWAB STRATEGIC TRus mid-cap etf	$0	–	-202,188	–	-9.90%	–
SCHA	Exit	SCHWAB STRATEGIC TRus sml cap etf	$0	–	-160,841	–	-10.36%	–
SCHX	Exit	SCHWAB STRATEGIC TRus lrg cap etf	$0	–	-264,884	–	-15.59%	–

Q3 2018

			Value		Shares		↓ Weighting
SCHX	Buy	SCHWAB STRATEGIC TRus lrg cap etf	$18,425,000	+7.4%	264,884	+0.3%	15.59%	+6.2%
SCHA	Sell	SCHWAB STRATEGIC TRus sml cap etf	$12,251,000	+2.9%	160,841	-0.6%	10.36%	+1.7%
SCHM	Sell	SCHWAB STRATEGIC TRus mid-cap etf	$11,695,000	+4.4%	202,188	-0.9%	9.90%	+3.3%
SCHF	Sell	SCHWAB STRATEGIC TRintl eqty etf	$11,040,000	-5.2%	329,254	-6.6%	9.34%	-6.3%
SCHH	Sell	SCHWAB STRATEGIC TRus reit etf	$7,359,000	-3.8%	176,344	-3.6%	6.23%	-4.8%
SPLV	Buy	INVESCO EXCHNG TRADED FD TRs&p500 low vol	$6,664,000	+5.8%	134,568	+1.3%	5.64%	+4.6%
EFAV	Sell	ISHARES TRmin vol eafe etf	$6,101,000	-6.0%	83,796	-8.1%	5.16%	-7.0%
XSLV	Sell	INVESCO EXCHNG TRADED FD TRs&p smlcp low	$5,946,000	-4.0%	120,273	-6.1%	5.03%	-5.0%
MUB	Buy	ISHARES TRnational mun etf	$4,694,000	+0.5%	43,483	+1.5%	3.97%	-0.6%
IVV	Buy	ISHARES TRcore s&p500 etf	$4,410,000	+7.6%	15,065	+0.3%	3.73%	+6.4%
SHM	Buy	SPDR SER TRnuveen blmbrg sr	$4,208,000	+3.8%	88,232	+4.5%	3.56%	+2.7%
IJH	Sell	ISHARES TRcore s&p mcp etf	$3,770,000	+0.9%	18,727	-2.4%	3.19%	-0.3%
IJR	Sell	ISHARES TRcore s&p scp etf	$3,567,000	-1.6%	40,883	-5.9%	3.02%	-2.7%
BNDX	Buy	VANGUARD CHARLOTTE FDSintl bd idx etf	$3,475,000	+1.1%	63,708	+1.4%	2.94%	0.0%
IXUS	Sell	ISHARES TRcore msci total	$2,298,000	-6.4%	38,110	-6.6%	1.94%	-7.4%
FMB	Buy	FIRST TR EXCHANG TRADED FD Imanagd mun etf	$2,289,000	+94.5%	43,830	+96.2%	1.94%	+92.4%
TOTL	Sell	SSGA ACTIVE ETF TRspdr tr tactic	$1,350,000	-2.1%	28,575	-1.5%	1.14%	-3.2%
LMBS	Buy	FIRST TR EXCHANGE TRADED FDfst low oppt eft	$1,288,000	+185.6%	25,276	+187.0%	1.09%	+182.4%
SCHZ	Sell	SCHWAB STRATEGIC TRus aggregate b	$683,000	-3.7%	13,587	-2.9%	0.58%	-4.8%
ISTB	Buy	ISHARES TRcore 1 5 yr usd	$513,000	+27.3%	10,477	+27.6%	0.43%	+25.8%
SHYG	Buy	ISHARES TR0-5yr hi yl cp	$468,000	+6.6%	9,938	+5.5%	0.40%	+5.3%
QAI	Buy	INDEXIQ ETF TRhedge mlti etf	$459,000	+24.1%	14,927	+22.7%	0.39%	+22.4%
SCHO	Buy	SCHWAB STRATEGIC TRsht tm us tres	$416,000	+19.5%	8,385	+19.8%	0.35%	+18.1%
PCY	Buy	INVESCO EXCHNG TRADED FD TRemrng mkt svrg	$385,000	+12.2%	14,274	+10.5%	0.33%	+11.3%
BLV	Sell	VANGUARD BD INDEX FD INClong term bond	$376,000	-84.0%	4,296	-83.8%	0.32%	-84.2%
AGG	Buy	ISHARES TRcore us aggbd et	$344,000	+13.2%	3,263	+14.3%	0.29%	+11.9%
SPHD	Sell	INVESCO EXCHNG TRADED FD TRs&p500 hdl vol	$342,000	-39.8%	8,258	-40.3%	0.29%	-40.5%
IJJ	Sell	ISHARES TRs&p mc 400vl etf	$337,000	+0.6%	2,014	-2.7%	0.28%	-0.7%
SCHG	Buy	SCHWAB STRATEGIC TRus lcap gr etf	$312,000	+8.3%	3,809	+0.1%	0.26%	+7.3%
IWX	Sell	ISHARES TRrus tp200 vl etf	$301,000	+3.8%	5,634	-1.2%	0.26%	+2.8%
IVW	Buy	ISHARES TRs&p 500 grwt etf	$259,000	+9.3%	1,461	+0.3%	0.22%	+7.9%
SCZ	Buy	ISHARES TReafe sml cp etf	$256,000	+6.2%	4,115	+6.9%	0.22%	+5.3%
SCHE	Buy	SCHWAB STRATEGIC TRemrg mkteq etf	$256,000	+6.7%	9,974	+7.7%	0.22%	+5.9%
RWO	Buy	SPDR INDEX SHS FDSdj glb rl es etf	$254,000	+2.4%	5,340	+3.7%	0.22%	+1.4%
VNQ	Buy	VANGUARD INDEX FDSreal estate etf	$232,000	+4.5%	2,876	+5.3%	0.20%	+3.2%
LVHD	Sell	LEGG MASON ETF INVESTMENT TRlow divi etf	$230,000	-39.2%	7,525	-40.5%	0.20%	-39.6%
IJS	Buy	ISHARES TRsp smcp600vl etf	$218,000	+2.3%	1,305	+0.1%	0.18%	+1.1%

Q2 2018

			Value		Shares		↓ Weighting
SCHX	New	SCHWAB STRATEGIC TRus lrg cap etf	$17,158,000	–	264,010	–	14.68%	–
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$11,908,000	–	161,859	–	10.19%	–
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$11,651,000	–	352,523	–	9.97%	–
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$11,199,000	–	204,021	–	9.58%	–
SCHH	New	SCHWAB STRATEGIC TRus reit etf	$7,646,000	–	183,016	–	6.54%	–
EFAV	New	ISHARES TRmin vol eafe etf	$6,488,000	–	91,194	–	5.55%	–
SPLV	New	INVESCO EXCHNG TRADED FD TRs&p500 low vol	$6,301,000	–	132,896	–	5.39%	–
XSLV	New	INVESCO EXCHNG TRADED FD TRs&p smlcp low	$6,192,000	–	128,141	–	5.30%	–
MUB	New	ISHARES TRnational mun etf	$4,671,000	–	42,833	–	4.00%	–
IVV	New	ISHARES TRcore s&p500 etf	$4,100,000	–	15,016	–	3.51%	–
SHM	New	SPDR SER TRnuveen blmbrg sr	$4,052,000	–	84,445	–	3.47%	–
IJH	New	ISHARES TRcore s&p mcp etf	$3,738,000	–	19,193	–	3.20%	–
IJR	New	ISHARES TRcore s&p scp etf	$3,626,000	–	43,447	–	3.10%	–
BNDX	New	VANGUARD CHARLOTTE FDSintl bd idx etf	$3,437,000	–	62,825	–	2.94%	–
IXUS	New	ISHARES TRcore msci total	$2,455,000	–	40,820	–	2.10%	–
BLV	New	VANGUARD BD INDEX FD INClong term bond	$2,356,000	–	26,583	–	2.02%	–
TOTL	New	SSGA ACTIVE ETF TRspdr tr tactic	$1,379,000	–	28,996	–	1.18%	–
FMB	New	FIRST TR EXCHANG TRADED FD Imanagd mun etf	$1,177,000	–	22,342	–	1.01%	–
SCHZ	New	SCHWAB STRATEGIC TRus aggregate b	$709,000	–	13,993	–	0.61%	–
SPHD	New	INVESCO EXCHNG TRADED FD TRs&p500 hdl vol	$568,000	–	13,840	–	0.49%	–
GEF	New	GREIF INCcl a	$516,000	–	9,750	–	0.44%	–
LMBS	New	FIRST TR EXCHANGE TRADED FDfst low oppt eft	$451,000	–	8,806	–	0.39%	–
SHYG	New	ISHARES TR0-5yr hi yl cp	$439,000	–	9,421	–	0.38%	–
ISTB	New	ISHARES TRcore 1 5 yr usd	$403,000	–	8,211	–	0.34%	–
LVHD	New	LEGG MASON ETF INVESTMENT TRlow divi etf	$378,000	–	12,651	–	0.32%	–
QAI	New	INDEXIQ ETF TRhedge mlti etf	$370,000	–	12,169	–	0.32%	–
SCHO	New	SCHWAB STRATEGIC TRsht tm us tres	$348,000	–	7,000	–	0.30%	–
PCY	New	INVESCO EXCHNG TRADED FD TRemrng mkt svrg	$343,000	–	12,916	–	0.29%	–
IJJ	New	ISHARES TRs&p mc 400vl etf	$335,000	–	2,069	–	0.29%	–
AGG	New	ISHARES TRcore us aggbd et	$304,000	–	2,855	–	0.26%	–
IWX	New	ISHARES TRrus tp200 vl etf	$290,000	–	5,704	–	0.25%	–
SCHG	New	SCHWAB STRATEGIC TRus lcap gr etf	$288,000	–	3,805	–	0.25%	–
RWO	New	SPDR INDEX SHS FDSdj glb rl es etf	$248,000	–	5,150	–	0.21%	–
SCZ	New	ISHARES TReafe sml cp etf	$241,000	–	3,848	–	0.21%	–
SCHE	New	SCHWAB STRATEGIC TRemrg mkteq etf	$240,000	–	9,265	–	0.20%	–
IVW	New	ISHARES TRs&p 500 grwt etf	$237,000	–	1,457	–	0.20%	–
VNQ	New	VANGUARD INDEX FDSreal estate etf	$222,000	–	2,730	–	0.19%	–
IJS	New	ISHARES TRsp smcp600vl etf	$213,000	–	1,304	–	0.18%	–
BBT	New	BB&T CORP	$208,000	–	4,129	–	0.18%	–

Q4 2017

			Value		Shares		↓ Weighting
DLPX	Exit	DELPHAX TECHNOLOGIES	$0	–	-13,000	–	0.00%	–
VUG	Exit	VANGUARD INDEX FDSgrowth etf	$0	–	-1,592	–	-0.17%	–
RWO	Exit	SPDR INDEX SHS FDSdj glb rl es etf	$0	–	-4,437	–	-0.17%	–
BND	Exit	VANGUARD BD INDEX FD INCtotal bnd mrkt	$0	–	-2,610	–	-0.17%	–
SCZ	Exit	ISHARES TReafe sml cp etf	$0	–	-3,447	–	-0.17%	–
SCHV	Exit	SCHWAB STRATEGIC TRus lcap va etf	$0	–	-4,159	–	-0.17%	–
IJS	Exit	ISHARES TRsp smcp600vl etf	$0	–	-1,458	–	-0.17%	–
IVW	Exit	ISHARES TRs&p 500 grwt etf	$0	–	-1,522	–	-0.17%	–
SCHE	Exit	SCHWAB STRATEGIC TRemrg mkteq etf	$0	–	-8,414	–	-0.18%	–
TIP	Exit	ISHARES TRtips bd etf	$0	–	-2,029	–	-0.18%	–
QAI	Exit	INDEXIQ ETF TRhedge mlti etf	$0	–	-8,206	–	-0.19%	–
BLV	Exit	VANGUARD BD INDEX FD INClong term bond	$0	–	-3,070	–	-0.23%	–
SCHG	Exit	SCHWAB STRATEGIC TRus lcap gr etf	$0	–	-4,454	–	-0.23%	–
ISTB	Exit	ISHARES TRcore st usdb etf	$0	–	-6,117	–	-0.24%	–
IWX	Exit	ISHARESrus tp200 vl etf	$0	–	-6,256	–	-0.25%	–
IJJ	Exit	ISHARES TRs&p mc 400vl etf	$0	–	-2,367	–	-0.28%	–
PCY	Exit	POWERSHARES ETF TR IIsovereign debt	$0	–	-12,318	–	-0.29%	–
SHYG	Exit	ISHARES TR0-5yr hi yl cp	$0	–	-8,087	–	-0.31%	–
GEF	Exit	GREIF INCcl a	$0	–	-9,750	–	-0.45%	–
LVHD	Exit	LEGG MASON ETF EQUITY TRlow divi etf	$0	–	-23,091	–	-0.55%	–
SPHD	Exit	POWERSHARES ETF TR II	$0	–	-17,974	–	-0.58%	–
SCHZ	Exit	SCHWAB STRATEGIC TRus aggregate b	$0	–	-15,015	–	-0.62%	–
TOTL	Exit	SSGA ACTIVE ETF TRspdr tr tactic	$0	–	-31,725	–	-1.24%	–
IXUS	Exit	ISHARES TRcore mscitotal	$0	–	-36,542	–	-1.76%	–
BNDX	Exit	VANGUARD CHARLOTTE FDSintl bd idx etf	$0	–	-56,855	–	-2.45%	–
SHM	Exit	SPDR SER TRnuvn br sht muni	$0	–	-75,045	–	-2.88%	–
IJR	Exit	ISHARES TRcore s&p scp etf	$0	–	-51,130	–	-3.00%	–
IVV	Exit	ISHARES TRcore s&p500 etf	$0	–	-16,747	–	-3.35%	–
MUB	Exit	ISHARES TRnational mun etf	$0	–	-39,029	–	-3.42%	–
IJH	Exit	ISHARES TRcore s&p mcp etf	$0	–	-31,176	–	-4.41%	–
EFAV	Exit	ISHARES TRmin vol eafe etf	$0	–	-87,087	–	-4.89%	–
SPLV	Exit	POWERSHARES ETF TR IIs&p500 low vol	$0	–	-136,869	–	-4.95%	–
XSLV	Exit	POWERSHARES ETF TR IIs&p600 lovl pt	$0	–	-143,457	–	-5.21%	–
SCHH	Exit	SCHWAB STRATEGIC TRus reit etf	$0	–	-191,393	–	-6.22%	–
XMLV	Exit	POWERSHARES ETF TR IIs&p400 lovl pt	$0	–	-187,602	–	-6.51%	–
SCHF	Exit	SCHWAB STRATEGIC TRintl eqty etf	$0	–	-287,921	–	-7.62%	–
SCHA	Exit	SCHWAB STRATEGIC TRus sml cap etf	$0	–	-178,844	–	-9.52%	–
SCHM	Exit	SCHWAB STRATEGIC TRus mid-cap etf	$0	–	-317,727	–	-12.58%	–
SCHX	Exit	SCHWAB STRATEGIC TRus lrg cap etf	$0	–	-299,611	–	-14.22%	–

Q3 2017

			Value		Shares		↓ Weighting
SCHX	Buy	SCHWAB STRATEGIC TRus lrg cap etf	$17,989,000	+7.2%	299,611	+3.1%	14.22%	-0.6%
SCHM	Buy	SCHWAB STRATEGIC TRus mid-cap etf	$15,921,000	+6.3%	317,727	+2.1%	12.58%	-1.4%
SCHA	Buy	SCHWAB STRATEGIC TRus sml cap etf	$12,049,000	+10.0%	178,844	+4.3%	9.52%	+2.0%
SCHF	Sell	SCHWAB STRATEGIC TRintl eqty etf	$9,637,000	+5.3%	287,921	-0.0%	7.62%	-2.3%
XMLV	Buy	POWERSHARES ETF TR IIs&p400 lovl pt	$8,234,000	+8.1%	187,602	+6.6%	6.51%	+0.3%
SCHH	Buy	SCHWAB STRATEGIC TRus reit etf	$7,872,000	+5.0%	191,393	+5.2%	6.22%	-2.5%
XSLV	Buy	POWERSHARES ETF TR IIs&p600 lovl pt	$6,590,000	+13.8%	143,457	+8.0%	5.21%	+5.6%
SPLV	Buy	POWERSHARES ETF TR IIs&p500 low vol	$6,267,000	+14.5%	136,869	+11.9%	4.95%	+6.3%
EFAV	Buy	ISHARES TRmin vol eafe etf	$6,188,000	+3.4%	87,087	+0.8%	4.89%	-4.0%
IJH	Buy	ISHARES TRcore s&p mcp etf	$5,577,000	+4.9%	31,176	+2.0%	4.41%	-2.7%
MUB	Buy	ISHARES TRnational mun etf	$4,327,000	+24.8%	39,029	+24.0%	3.42%	+15.9%
IVV	Sell	ISHARES TRcore s&p500 etf	$4,236,000	-0.1%	16,747	-3.9%	3.35%	-7.3%
IJR	Buy	ISHARES TRcore s&p scp etf	$3,795,000	+7.0%	51,130	+1.1%	3.00%	-0.7%
SHM	Buy	SPDR SER TRnuvn br sht muni	$3,647,000	+13.1%	75,045	+12.9%	2.88%	+5.0%
BNDX	Buy	VANGUARD CHARLOTTE FDSintl bd idx etf	$3,104,000	+16.8%	56,855	+16.3%	2.45%	+8.3%
IXUS	Sell	ISHARES TRcore mscitotal	$2,228,000	+3.9%	36,542	-2.3%	1.76%	-3.6%
TOTL	Buy	SSGA ACTIVE ETF TRspdr tr tactic	$1,563,000	+24.1%	31,725	+24.0%	1.24%	+15.2%
SCHZ	Buy	SCHWAB STRATEGIC TRus aggregate b	$786,000	+11.2%	15,015	+11.0%	0.62%	+3.2%
SPHD	Sell	POWERSHARES ETF TR II	$737,000	+1.8%	17,974	-0.2%	0.58%	-5.7%
LVHD	Sell	LEGG MASON ETF EQUITY TRlow divi etf	$699,000	-0.7%	23,091	-1.7%	0.55%	-8.0%
SHYG	Buy	ISHARES TR0-5yr hi yl cp	$387,000	+7.2%	8,087	+7.3%	0.31%	-0.3%
PCY	Buy	POWERSHARES ETF TR IIsovereign debt	$367,000	+8.3%	12,318	+6.3%	0.29%	+0.3%
IJJ	Sell	ISHARES TRs&p mc 400vl etf	$361,000	+2.3%	2,367	-0.3%	0.28%	-5.3%
IWX	Sell	ISHARESrus tp200 vl etf	$313,000	-0.9%	6,256	-3.2%	0.25%	-8.2%
ISTB	Sell	ISHARES TRcore st usdb etf	$308,000	-10.5%	6,117	-10.6%	0.24%	-17.1%
SCHG	Sell	SCHWAB STRATEGIC TRus lcap gr etf	$294,000	-12.5%	4,454	-16.3%	0.23%	-18.9%
BLV	Buy	VANGUARD BD INDEX FD INClong term bond	$288,000	+8.3%	3,070	+7.6%	0.23%	+0.4%
QAI	Buy	INDEXIQ ETF TRhedge mlti etf	$245,000	+11.9%	8,206	+10.1%	0.19%	+3.7%
TIP	Buy	ISHARES TRtips bd etf	$230,000	+2.2%	2,029	+2.5%	0.18%	-5.2%
SCHE	Buy	SCHWAB STRATEGIC TRemrg mkteq etf	$226,000	+9.7%	8,414	+1.5%	0.18%	+2.3%
IVW	Buy	ISHARES TRs&p 500 grwt etf	$218,000	+4.8%	1,522	+0.3%	0.17%	-2.8%
SCHV	Sell	SCHWAB STRATEGIC TRus lcap va etf	$216,000	-20.0%	4,159	-22.8%	0.17%	-25.7%
IJS	Buy	ISHARES TRsp smcp600vl etf	$216,000	+5.9%	1,458	+0.1%	0.17%	-1.7%
SCZ	New	ISHARES TReafe sml cp etf	$214,000	–	3,447	–	0.17%	–
BND	Buy	VANGUARD BD INDEX FD INCtotal bnd mrkt	$214,000	+0.9%	2,610	+0.6%	0.17%	-6.6%
RWO	New	SPDR INDEX SHS FDSdj glb rl es etf	$212,000	–	4,437	–	0.17%	–
VUG	Sell	VANGUARD INDEX FDSgrowth etf	$211,000	+3.4%	1,592	-0.9%	0.17%	-4.0%
AGG	Exit	ISHARES TRcore us aggbd et	$0	–	-2,429	–	-0.23%	–
SCHC	Exit	SCHWAB STRATEGIC TRintl sceqt etf	$0	–	-9,443	–	-0.27%	–

Q2 2017

			Value		Shares		↓ Weighting
SCHX	New	SCHWAB STRATEGIC TRus lrg cap etf	$16,785,000	–	290,554	–	14.30%	–
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$14,980,000	–	311,052	–	12.76%	–
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$10,957,000	–	171,450	–	9.33%	–
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$9,151,000	–	287,964	–	7.79%	–
XMLV	New	POWERSHARES ETF TR IIs&p400 lovl pt	$7,617,000	–	176,024	–	6.49%	–
SCHH	New	SCHWAB STRATEGIC TRus reit etf	$7,495,000	–	181,868	–	6.38%	–
EFAV	New	ISHARES TRmin vol eafe etf	$5,983,000	–	86,406	–	5.10%	–
XSLV	New	POWERSHARES ETF TR IIs&p600 lovl pt	$5,792,000	–	132,771	–	4.93%	–
SPLV	New	POWERSHARES ETF TR IIs&p500 low vol	$5,472,000	–	122,344	–	4.66%	–
IJH	New	ISHARES TRcore s&p mcp etf	$5,317,000	–	30,564	–	4.53%	–
IVV	New	ISHARES TRcore s&p500 etf	$4,242,000	–	17,426	–	3.61%	–
IJR	New	ISHARES TRcore s&p scp etf	$3,547,000	–	50,586	–	3.02%	–
MUB	New	ISHARES TRnational mun etf	$3,466,000	–	31,472	–	2.95%	–
SHM	New	SPDR SER TRnuvn br sht muni	$3,224,000	–	66,477	–	2.75%	–
BNDX	New	VANGUARD CHARLOTTE FDSintl bd idx etf	$2,658,000	–	48,905	–	2.26%	–
IXUS	New	ISHARES TRcore mscitotal	$2,144,000	–	37,386	–	1.83%	–
TOTL	New	SSGA ACTIVE ETF TRspdr tr tactic	$1,259,000	–	25,594	–	1.07%	–
SPHD	New	POWERSHARES ETF TR II	$724,000	–	18,004	–	0.62%	–
SCHZ	New	SCHWAB STRATEGIC TRus aggregate b	$707,000	–	13,522	–	0.60%	–
LVHD	New	LEGG MASON ETF EQUITY TRlow divi etf	$704,000	–	23,483	–	0.60%	–
GEF	New	GREIF INCcl a	$544,000	–	9,750	–	0.46%	–
SHYG	New	ISHARES TR0-5yr hi yl cp	$361,000	–	7,540	–	0.31%	–
IJJ	New	ISHARES TRs&p mc 400vl etf	$353,000	–	2,374	–	0.30%	–
ISTB	New	ISHARES TRcore st usdb etf	$344,000	–	6,842	–	0.29%	–
PCY	New	POWERSHARES ETF TR IIsovereign debt	$339,000	–	11,589	–	0.29%	–
SCHG	New	SCHWAB STRATEGIC TRus lcap gr etf	$336,000	–	5,321	–	0.29%	–
SCHC	New	SCHWAB STRATEGIC TRintl sceqt etf	$318,000	–	9,443	–	0.27%	–
IWX	New	ISHARESrus tp200 vl etf	$316,000	–	6,462	–	0.27%	–
SCHV	New	SCHWAB STRATEGIC TRus lcap va etf	$270,000	–	5,388	–	0.23%	–
BLV	New	VANGUARD BD INDEX FD INClong term bond	$266,000	–	2,854	–	0.23%	–
AGG	New	ISHARES TRcore us aggbd et	$266,000	–	2,429	–	0.23%	–
TIP	New	ISHARES TRtips bd etf	$225,000	–	1,979	–	0.19%	–
QAI	New	INDEXIQ ETF TRhedge mlti etf	$219,000	–	7,454	–	0.19%	–
BND	New	VANGUARD BD INDEX FD INCtotal bnd mrkt	$212,000	–	2,595	–	0.18%	–
IVW	New	ISHARES TRs&p 500 grwt etf	$208,000	–	1,517	–	0.18%	–
SCHE	New	SCHWAB STRATEGIC TRemrg mkteq etf	$206,000	–	8,293	–	0.18%	–
VUG	New	VANGUARD INDEX FDSgrowth etf	$204,000	–	1,607	–	0.17%	–
IJS	New	ISHARES TRsp smcp600vl etf	$204,000	–	1,457	–	0.17%	–
DLPX	New	DELPHAX TECHNOLOGIES	$0	–	13,000	–	0.00%	–

Q4 2016

			Value		Shares		↓ Weighting
PCY	Exit	POWERSHARES ETF TR IIsovereign debt	$0	–	-6,861	–	-0.22%	–
SHYG	Exit	ISHARES TR0-5yr hi yl cp	$0	–	-4,516	–	-0.23%	–
IJS	Exit	ISHARES TRsp smcp600vl etf	$0	–	-1,713	–	-0.23%	–
TIP	Exit	ISHARES TRtips bd etf	$0	–	-1,973	–	-0.24%	–
BLV	Exit	VANGUARD BD INDEX FD INClong term bond	$0	–	-2,391	–	-0.25%	–
ACWV	Exit	ISHARESmin vol gbl etf	$0	–	-3,329	–	-0.27%	–
SCHV	Exit	SCHWAB STRATEGIC TRus lcap va etf	$0	–	-5,858	–	-0.28%	–
AGG	Exit	ISHARES TRcore us aggbd et	$0	–	-2,392	–	-0.28%	–
BND	Exit	VANGUARD BD INDEX FD INCtotal bnd mrkt	$0	–	-3,194	–	-0.28%	–
SCHC	Exit	SCHWAB STRATEGIC TRintl sceqt etf	$0	–	-8,908	–	-0.29%	–
ISTB	Exit	ISHARES TRcore st usdb etf	$0	–	-5,580	–	-0.30%	–
SCHG	Exit	SCHWAB STRATEGIC TRus lcap gr etf	$0	–	-5,113	–	-0.30%	–
IWX	Exit	ISHARESrus tp200 vl etf	$0	–	-6,466	–	-0.30%	–
IJJ	Exit	ISHARES TRs&p mc 400vl etf	$0	–	-2,625	–	-0.37%	–
SHM	Exit	SPDR SER TRnuvn br sht muni	$0	–	-7,265	–	-0.38%	–
LVHD	Exit	LEGG MASON ETF EQUITY TRlow divi etf	$0	–	-17,251	–	-0.51%	–
GEF	Exit	GREIF INCcl a	$0	–	-9,750	–	-0.51%	–
SPHD	Exit	POWERSHARES ETF TR II	$0	–	-20,869	–	-0.86%	–
SCHZ	Exit	SCHWAB STRATEGIC TRus aggregate b	$0	–	-15,828	–	-0.90%	–
TOTL	Exit	SSGA ACTIVE ETF TRspdr tr tactic	$0	–	-28,251	–	-1.50%	–
IXUS	Exit	ISHARES TRcore mscitotal	$0	–	-32,739	–	-1.81%	–
BNDX	Exit	VANGUARD CHARLOTTE FDSintl bd idx etf	$0	–	-35,383	–	-2.10%	–
IJR	Exit	ISHARES TRcore s&p scp etf	$0	–	-27,266	–	-3.58%	–
IVV	Exit	ISHARES TRcore s&p500 etf	$0	–	-17,324	–	-3.99%	–
SPLV	Exit	POWERSHARES ETF TR IIs&p500 low vol	$0	–	-110,090	–	-4.83%	–
IJH	Exit	ISHARES TRcore s&p mcp etf	$0	–	-31,338	–	-5.13%	–
XSLV	Exit	POWERSHARES ETF TR IIs&p600 lovl pt	$0	–	-129,814	–	-5.31%	–
XMLV	Exit	POWERSHARES ETF TR IIs&p400 lovl pt	$0	–	-158,014	–	-6.49%	–
SCHH	Exit	SCHWAB STRATEGIC TRus reit etf	$0	–	-144,868	–	-6.54%	–
EFAV	Exit	ISHARES TRmin vol eafe etf	$0	–	-91,566	–	-6.55%	–
SCHF	Exit	SCHWAB STRATEGIC TRintl eqty etf	$0	–	-220,928	–	-6.73%	–
SCHA	Exit	SCHWAB STRATEGIC TRus sml cap etf	$0	–	-163,416	–	-9.95%	–
SCHX	Exit	SCHWAB STRATEGIC TRus lrg cap etf	$0	–	-259,795	–	-14.18%	–
SCHM	Exit	SCHWAB STRATEGIC TRus mid-cap etf	$0	–	-311,203	–	-14.32%	–

Q3 2016

			Value		Shares		↓ Weighting
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$13,544,000	–	311,203	–	14.32%	–
SCHX	New	SCHWAB STRATEGIC TRus lrg cap etf	$13,411,000	–	259,795	–	14.18%	–
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$9,405,000	–	163,416	–	9.95%	–
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$6,361,000	–	220,928	–	6.73%	–
EFAV	New	ISHARES TRmin vol eafe etf	$6,194,000	–	91,566	–	6.55%	–
SCHH	New	SCHWAB STRATEGIC TRus reit etf	$6,179,000	–	144,868	–	6.54%	–
XMLV	New	POWERSHARES ETF TR IIs&p400 lovl pt	$6,139,000	–	158,014	–	6.49%	–
XSLV	New	POWERSHARES ETF TR IIs&p600 lovl pt	$5,022,000	–	129,814	–	5.31%	–
IJH	New	ISHARES TRcore s&p mcp etf	$4,848,000	–	31,338	–	5.13%	–
SPLV	New	POWERSHARES ETF TR IIs&p500 low vol	$4,568,000	–	110,090	–	4.83%	–
IVV	New	ISHARES TRcore s&p500 etf	$3,769,000	–	17,324	–	3.99%	–
IJR	New	ISHARES TRcore s&p scp etf	$3,385,000	–	27,266	–	3.58%	–
BNDX	New	VANGUARD CHARLOTTE FDSintl bd idx etf	$1,983,000	–	35,383	–	2.10%	–
IXUS	New	ISHARES TRcore mscitotal	$1,710,000	–	32,739	–	1.81%	–
TOTL	New	SSGA ACTIVE ETF TRspdr tr tactic	$1,418,000	–	28,251	–	1.50%	–
SCHZ	New	SCHWAB STRATEGIC TRus aggregate b	$849,000	–	15,828	–	0.90%	–
SPHD	New	POWERSHARES ETF TR II	$812,000	–	20,869	–	0.86%	–
GEF	New	GREIF INCcl a	$484,000	–	9,750	–	0.51%	–
LVHD	New	LEGG MASON ETF EQUITY TRlow divi etf	$481,000	–	17,251	–	0.51%	–
SHM	New	SPDR SER TRnuvn br sht muni	$355,000	–	7,265	–	0.38%	–
IJJ	New	ISHARES TRs&p mc 400vl etf	$349,000	–	2,625	–	0.37%	–
IWX	New	ISHARESrus tp200 vl etf	$286,000	–	6,466	–	0.30%	–
SCHG	New	SCHWAB STRATEGIC TRus lcap gr etf	$284,000	–	5,113	–	0.30%	–
ISTB	New	ISHARES TRcore st usdb etf	$283,000	–	5,580	–	0.30%	–
SCHC	New	SCHWAB STRATEGIC TRintl sceqt etf	$275,000	–	8,908	–	0.29%	–
BND	New	VANGUARD BD INDEX FD INCtotal bnd mrkt	$269,000	–	3,194	–	0.28%	–
AGG	New	ISHARES TRcore us aggbd et	$269,000	–	2,392	–	0.28%	–
SCHV	New	SCHWAB STRATEGIC TRus lcap va etf	$267,000	–	5,858	–	0.28%	–
ACWV	New	ISHARESmin vol gbl etf	$254,000	–	3,329	–	0.27%	–
BLV	New	VANGUARD BD INDEX FD INClong term bond	$236,000	–	2,391	–	0.25%	–
TIP	New	ISHARES TRtips bd etf	$230,000	–	1,973	–	0.24%	–
SHYG	New	ISHARES TR0-5yr hi yl cp	$214,000	–	4,516	–	0.23%	–
IJS	New	ISHARES TRsp smcp600vl etf	$214,000	–	1,713	–	0.23%	–
PCY	New	POWERSHARES ETF TR IIsovereign debt	$210,000	–	6,861	–	0.22%	–

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