$32.1 Billion is the total value of Betterment LLC's 202 reported holdings in Q4 2021. The portfolio turnover from Q3 2021 to Q4 2021 was 15.7% .
| Value | Shares | ↓ Weighting | ||||||
|---|---|---|---|---|---|---|---|---|
| VTI | Buy | VANGUARD INDEX FDS | $6,667,859,000 | +9.0% | 27,617,043 | +0.3% | 20.76% | +1.5% |
| VEA | Buy | VANGUARD TAX MANAGED INTL FD | $4,798,238,000 | +5.2% | 93,972,542 | +4.0% | 14.94% | -2.1% |
| VWO | Buy | VANGUARD INTL EQUITY INDEX F | $3,179,815,000 | +10.0% | 64,290,644 | +11.2% | 9.90% | +2.4% |
| VTV | Buy | VANGUARD INDEX FDS | $1,885,776,000 | +10.7% | 12,818,815 | +1.8% | 5.87% | +3.1% |
| BNDX | Buy | VANGUARD CHARLOTTE FDS | $1,791,859,000 | +3.0% | 32,484,756 | +6.4% | 5.58% | -4.1% |
| VOE | Buy | VANGUARD INDEX FDS | $1,538,887,000 | +8.7% | 10,236,729 | +0.9% | 4.79% | +1.2% |
| MUB | Buy | ISHARES TR | $1,216,472,000 | +6.4% | 10,461,577 | +6.3% | 3.79% | -0.9% |
| ITOT | Buy | ISHARES TR | $1,064,034,000 | +9.4% | 9,946,103 | +0.6% | 3.31% | +1.9% |
| EMB | Buy | ISHARES TR | $909,715,000 | +3.4% | 8,341,413 | +4.3% | 2.83% | -3.7% |
| AGG | Buy | ISHARES TR | $820,886,000 | +4.7% | 7,195,708 | +5.4% | 2.56% | -2.5% |
| IEFA | Buy | ISHARES TR | $573,756,000 | +27.5% | 7,686,980 | +26.8% | 1.79% | +18.8% |
| VTIP | Buy | VANGUARD MALVERN FDS | $520,066,000 | +3.3% | 10,118,007 | +5.6% | 1.62% | -3.9% |
| GBIL | Buy | Goldman Sachs | $309,675,000 | +33.8% | 3,095,513 | +33.9% | 0.96% | +24.5% |
| GSLC | Buy | Goldman Sachs | $246,942,000 | +24.6% | 2,595,562 | +12.7% | 0.77% | +16.0% |
| ESGU | Buy | iShares | $243,373,000 | +18.5% | 2,255,540 | +8.2% | 0.76% | +10.5% |
| ESGD | Buy | iShares | $241,747,000 | +16.3% | 3,042,375 | +14.7% | 0.75% | +8.3% |
| IWN | Buy | ISHARES TR | $187,229,000 | +3.8% | 1,127,543 | +0.2% | 0.58% | -3.3% |
| JPST | Buy | JP Morgan | $181,898,000 | +0.3% | 3,603,364 | +0.8% | 0.57% | -6.6% |
| CRBN | Buy | iShares | $170,606,000 | +21.6% | 980,661 | +14.8% | 0.53% | +13.2% |
| VWOB | Buy | VANGUARD WHITEHALL FDS INC | $128,857,000 | +22.9% | 1,659,251 | +23.9% | 0.40% | +14.2% |
| GSIE | Buy | Goldman Sachs | $114,802,000 | +23.0% | 3,254,961 | +19.1% | 0.36% | +14.4% |
| SPYX | Buy | SPDR State Street Global Advisors | $77,992,000 | +18.4% | 662,636 | +6.9% | 0.24% | +10.5% |
| ESGE | Buy | iShares | $71,053,000 | +15.0% | 1,787,499 | +19.9% | 0.22% | +6.8% |
| VOO | Buy | VANGUARD INDEX FDS | $53,136,000 | +21.6% | 121,712 | +9.9% | 0.16% | +13.0% |
| VUG | Buy | VANGUARD INDEX FDS | $48,310,000 | +13.3% | 150,546 | +2.4% | 0.15% | +4.9% |
| BGRN | Buy | iShares | $40,712,000 | +19.2% | 750,306 | +20.6% | 0.13% | +11.4% |
| EFAX | Buy | SPDR State Street Global Advisors | $36,411,000 | +18.0% | 433,928 | +16.2% | 0.11% | +9.7% |
| SPYV | Buy | SPDR State Street Global Advisors | $35,548,000 | +22.1% | 846,389 | +13.4% | 0.11% | +14.4% |
| GSSC | Buy | Goldman Sachs | $34,461,000 | +21.7% | 518,209 | +15.3% | 0.11% | +12.6% |
| VOTE | Buy | Engine No. 1 | $28,199,000 | +98.7% | 504,189 | +81.0% | 0.09% | +87.2% |
| EEMX | Buy | SPDR State Street Global Advisors | $22,214,000 | +31.5% | 303,593 | +34.3% | 0.07% | +23.2% |
| GIGB | Buy | Goldman Sachs | $21,880,000 | +16.2% | 404,520 | +16.8% | 0.07% | +7.9% |
| ESGV | Buy | VANGUARD | $21,260,000 | +13.3% | 241,889 | +3.2% | 0.07% | +4.8% |
| GEM | Buy | Goldman Sachs | $21,278,000 | +25.0% | 574,921 | +25.3% | 0.07% | +15.8% |
| BSV | Buy | VANGUARD BD INDEX FD INC | $19,492,000 | +0.6% | 241,143 | +2.0% | 0.06% | -6.2% |
| LQD | Buy | ISHARES TR | $18,829,000 | +1.1% | 142,082 | +1.5% | 0.06% | -4.8% |
| VB | Buy | VANGUARD INDEX FDS | $18,028,000 | +10.4% | 79,765 | +6.8% | 0.06% | +1.8% |
| SPEM | Buy | SPDR State Street Global Advisors | $17,778,000 | +33.2% | 428,499 | +36.5% | 0.06% | +22.2% |
| MBB | Buy | ISHARES TR | $14,114,000 | +30.2% | 131,382 | +31.1% | 0.04% | +22.2% |
| KOMP | New | SPDR State Street Global Advisors | $13,625,000 | – | 231,130 | +100.0% | 0.04% | – |
| EAGG | Buy | iShares | $12,334,000 | +16.4% | 223,444 | +16.3% | 0.04% | +8.6% |
| BIV | Buy | VANGUARD BD INDEX FD INC | $12,034,000 | +3.2% | 137,338 | +5.4% | 0.04% | -5.1% |
| BLV | Buy | VANGUARD BD INDEX FD INC | $11,904,000 | +10.0% | 115,662 | +9.4% | 0.04% | +2.8% |
| IGSB | Buy | ISHARES TR | $10,804,000 | +27.5% | 200,522 | +29.3% | 0.03% | +21.4% |
| SHYG | Buy | iShares | $10,135,000 | +44.8% | 223,730 | +46.1% | 0.03% | +39.1% |
| QQQ | Buy | Invesco | $10,258,000 | +24.1% | 25,784 | +11.7% | 0.03% | +14.3% |
| SUSC | Buy | ISHARES | $9,866,000 | +29.7% | 361,536 | +30.7% | 0.03% | +24.0% |
| USHY | Buy | ISHARES | $9,967,000 | +59.5% | 241,985 | +60.8% | 0.03% | +47.6% |
| DFAC | Buy | Dimensional | $9,672,000 | +52.9% | 333,852 | +40.3% | 0.03% | +42.9% |
| MOAT | Buy | Van Eck | $7,559,000 | +20.4% | 99,315 | +15.9% | 0.02% | +14.3% |
| SCHH | Buy | SCHWAB STRATEGIC TR | $7,779,000 | +47.9% | 147,629 | +28.2% | 0.02% | +33.3% |
| GCOR | Buy | Goldman Sachs | $7,831,000 | +7.5% | 160,943 | +8.0% | 0.02% | 0.0% |
| FLOT | Buy | iShares | $7,455,000 | +17.3% | 146,960 | +17.6% | 0.02% | +9.5% |
| EMHY | Buy | iShares | $7,304,000 | +34.2% | 169,536 | +38.2% | 0.02% | +27.8% |
| HYLB | Buy | XTRACKERS | $7,140,000 | +42.4% | 179,207 | +43.2% | 0.02% | +29.4% |
| GHYB | Buy | Goldman Sachs | $6,069,000 | +20.4% | 122,060 | +21.4% | 0.02% | +11.8% |
| FALN | Buy | iShares | $5,929,000 | +27.2% | 197,843 | +27.8% | 0.02% | +12.5% |
| NYF | Buy | ISHARES TR | $5,767,000 | +14.8% | 99,495 | +14.6% | 0.02% | +5.9% |
| CMF | Buy | ISHARES TR | $5,524,000 | +17.2% | 88,620 | +16.7% | 0.02% | +6.2% |
| IEF | Buy | ISHARES TR | $5,081,000 | +43.3% | 44,184 | +43.6% | 0.02% | +33.3% |
| IVV | Buy | ISHARES TR | $5,048,000 | +66.2% | 10,582 | +50.1% | 0.02% | +60.0% |
| GTIP | Buy | Goldman Sachs | $4,745,000 | +24.9% | 81,160 | +23.4% | 0.02% | +15.4% |
| ARKK | Buy | Ark ETF Trust | $4,934,000 | +11.1% | 52,165 | +29.8% | 0.02% | 0.0% |
| VOOG | Buy | VANGUARD INDEX FDS | $4,411,000 | +31.1% | 14,619 | +15.9% | 0.01% | +27.3% |
| VCLT | Buy | VANGUARD SCOTTSDALE FDS | $4,545,000 | +6.7% | 42,945 | +6.4% | 0.01% | 0.0% |
| COMB | Buy | GraniteShares | $4,652,000 | +20.7% | 181,375 | +41.7% | 0.01% | +7.7% |
| Buy | Dimensional Fund Advisors LP | $4,640,000 | +28.0% | 177,714 | +26.9% | 0.01% | +16.7% | |
| FPXI | Buy | First Trust | $4,253,000 | +16.5% | 73,824 | +29.6% | 0.01% | +8.3% |
| DFAU | Buy | Dimensional Fund Advisors | $3,846,000 | +12.8% | 116,535 | +3.0% | 0.01% | +9.1% |
| VCIT | Buy | VANGUARD SCOTTSDALE FDS | $3,551,000 | +3.8% | 38,279 | +5.7% | 0.01% | 0.0% |
| VBK | Buy | Vanguard | $3,631,000 | +12.7% | 12,884 | +12.0% | 0.01% | 0.0% |
| SHE | Buy | SPDR State Street Global Advisors | $3,113,000 | +5.4% | 30,459 | +4.1% | 0.01% | 0.0% |
| PCY | Buy | Invesco | $3,306,000 | +19.0% | 125,449 | +20.4% | 0.01% | +11.1% |
| SHY | Buy | ISHARES TR | $3,142,000 | +10.6% | 36,733 | +11.4% | 0.01% | +11.1% |
| IAGG | Buy | ISHARES TR | $3,103,000 | +155.6% | 56,906 | +157.9% | 0.01% | +150.0% |
| DFUS | Buy | Dimensional | $2,742,000 | +37.8% | 53,029 | +25.7% | 0.01% | +28.6% |
| VNQI | Buy | VANGUARD INTL EQUITY INDEX F | $2,921,000 | +33.4% | 54,149 | +39.2% | 0.01% | +28.6% |
| EMQQ | Buy | Exchange Traded Concepts Trust | $2,979,000 | +20.6% | 69,444 | +39.4% | 0.01% | +12.5% |
| DFAI | Buy | Dimensional Fund Advisors | $2,714,000 | +44.6% | 91,785 | +41.4% | 0.01% | +33.3% |
| FIXD | Buy | First Trust Exchange-Traded Fund VIII | $2,493,000 | +36.5% | 46,849 | +37.3% | 0.01% | +33.3% |
| ANGL | Buy | Van Eck | $2,564,000 | +29.1% | 77,766 | +29.4% | 0.01% | +14.3% |
| EUSB | Buy | iShares | $2,438,000 | +2.8% | 49,312 | +3.1% | 0.01% | 0.0% |
| VOOV | Buy | VANGUARD INDEX FDS | $2,363,000 | +12.0% | 15,606 | +4.1% | 0.01% | 0.0% |
| LQDH | Buy | iShares | $1,772,000 | +18.7% | 18,519 | +18.8% | 0.01% | +20.0% |
| PSP | Buy | Invesco | $1,459,000 | +6.6% | 94,383 | +3.2% | 0.01% | 0.0% |
| VXUS | Buy | VANGUARD STAR FD | $1,446,000 | +70.7% | 22,745 | +69.9% | 0.01% | +66.7% |
| DFAE | Buy | Dimensional Fund Advisors | $1,452,000 | +41.1% | 53,084 | +40.6% | 0.01% | +66.7% |
| QAI | Buy | INDEXIQ ETF TR | $1,455,000 | +9.5% | 45,779 | +9.4% | 0.01% | +25.0% |
| IUSB | New | iShares | $1,147,000 | – | 21,662 | +100.0% | 0.00% | – |
| VIG | Buy | VANGUARD SPECIALIZED PORTFOL | $1,213,000 | +73.5% | 7,063 | +55.2% | 0.00% | +100.0% |
| VNQ | Buy | VANGUARD INDEX FDS | $1,331,000 | +52.8% | 11,476 | +34.1% | 0.00% | +33.3% |
| VYM | Buy | VANGUARD WHITEHALL FDS INC | $1,305,000 | +43.4% | 11,642 | +32.2% | 0.00% | +33.3% |
| MTUM | Buy | iShares | $1,329,000 | +26.9% | 7,310 | +22.7% | 0.00% | 0.0% |
| VTEB | Buy | VANGUARD BD INDEX FD INC | $1,398,000 | +5.6% | 25,468 | +5.3% | 0.00% | 0.0% |
| ISTB | Buy | ISHARES TR | $1,430,000 | +312.1% | 28,359 | +318.0% | 0.00% | +300.0% |
| PFF | Buy | ISHARES TR | $970,000 | +23.9% | 24,607 | +22.0% | 0.00% | 0.0% |
| GVI | Buy | ISHARES TR | $946,000 | +49.7% | 8,313 | +51.4% | 0.00% | +50.0% |
| VGLT | Buy | VANGUARD BD INDEX FD INC | $830,000 | +3.8% | 9,286 | +1.8% | 0.00% | 0.0% |
| IVOG | Buy | Vanguard | $999,000 | +29.2% | 4,725 | +20.3% | 0.00% | 0.0% |
| AVUV | Buy | Avantis | $931,000 | +21.2% | 11,676 | +14.9% | 0.00% | 0.0% |
| VIOO | Buy | VANGUARD ADMIRAL FDS INC | $818,000 | +24.1% | 3,895 | +19.1% | 0.00% | +50.0% |
| EMLP | Buy | FIRST TR EXCHANGE TRADED FD | $967,000 | +5.5% | 38,747 | +0.1% | 0.00% | 0.0% |
| IQLT | Buy | iShares | $703,000 | +14.1% | 17,852 | +9.7% | 0.00% | 0.0% |
| IXUS | Buy | iShares | $577,000 | +31.1% | 8,137 | +31.3% | 0.00% | +100.0% |
| USXF | Buy | iShares | $498,000 | +16.1% | 12,631 | +6.4% | 0.00% | +100.0% |
| SPDW | New | SPDR State Street Global Advisors | $689,000 | – | 18,891 | +100.0% | 0.00% | – |
| SPYG | Buy | SPDR State Street Global Advisors | $650,000 | +15.2% | 8,970 | +1.8% | 0.00% | 0.0% |
| TLH | Buy | ISHARES TR | $522,000 | +28.6% | 3,518 | +27.5% | 0.00% | +100.0% |
| SCHG | New | SCHWAB STRATEGIC TR | $700,000 | – | 4,277 | +100.0% | 0.00% | – |
| HYD | Buy | MARKET VECTORS ETF TR | $785,000 | +23.2% | 12,570 | +23.3% | 0.00% | 0.0% |
| TIP | Buy | ISHARES TR | $493,000 | +32.9% | 3,813 | +31.4% | 0.00% | +100.0% |
| PDBC | Buy | Invesco | $594,000 | -28.0% | 42,262 | +7.9% | 0.00% | -33.3% |
| VT | Buy | Vanguard | $740,000 | +7.9% | 6,890 | +2.2% | 0.00% | 0.0% |
| VO | Buy | VANGUARD INDEX FDS | $559,000 | +11.1% | 2,194 | +3.2% | 0.00% | 0.0% |
| AVDV | Buy | AVANTIS INTL | $498,000 | +8.7% | 7,721 | +9.0% | 0.00% | 0.0% |
| EPS | New | WisdomTree | $567,000 | – | 11,260 | +100.0% | 0.00% | – |
| AGGY | New | WisdomTree | $486,000 | – | 9,397 | +100.0% | 0.00% | – |
| RSP | Buy | Invesco | $373,000 | +18.4% | 2,291 | +8.9% | 0.00% | 0.0% |
| IWB | New | ISHARES TR | $246,000 | – | 932 | +100.0% | 0.00% | – |
| SCHD | Buy | SCHWAB STRATEGIC TR | $248,000 | +12.2% | 3,069 | +3.0% | 0.00% | 0.0% |
| RDVY | New | First Trust | $382,000 | – | 7,367 | +100.0% | 0.00% | – |
| FNDA | New | Schwab | $233,000 | – | 4,181 | +100.0% | 0.00% | – |
| FNDF | Buy | SCHWAB STRATEGIC TR | $277,000 | +15.4% | 8,517 | +16.5% | 0.00% | 0.0% |
| SCHA | Buy | SCHWAB STRATEGIC TR | $274,000 | +3.8% | 2,674 | +1.6% | 0.00% | 0.0% |
| REET | Buy | iShares | $377,000 | +33.7% | 12,326 | +19.7% | 0.00% | 0.0% |
| VEU | Buy | Vanguard | $215,000 | +1.9% | 3,504 | +1.3% | 0.00% | 0.0% |
| DFAS | Buy | Dimensional | $398,000 | +24.0% | 6,627 | +18.7% | 0.00% | 0.0% |
| IWO | Buy | iShares | $400,000 | +38.9% | 1,364 | +38.9% | 0.00% | 0.0% |
| SCHX | Buy | SCHWAB STRATEGIC TR | $403,000 | +12.6% | 3,543 | +3.0% | 0.00% | 0.0% |
| IWV | Buy | ISHARES TR | $363,000 | +53.8% | 1,308 | +41.3% | 0.00% | 0.0% |
| IJR | New | ISHARES TR | $477,000 | – | 4,167 | +100.0% | 0.00% | – |
| ASHR | Buy | DBX ETF TR | $344,000 | +16.6% | 8,800 | +13.6% | 0.00% | 0.0% |
| SRLN | Buy | SPDR State Street Global Advisors | $449,000 | -0.2% | 9,833 | +0.6% | 0.00% | -50.0% |
| SPLG | New | SPDR State Street Global Advisors | $248,000 | – | 4,446 | +100.0% | 0.00% | – |
| DLS | New | WisdomTree | $283,000 | – | 3,849 | +100.0% | 0.00% | – |
| IMTM | Buy | iShares | $476,000 | +37.6% | 12,512 | +37.5% | 0.00% | 0.0% |
| DMXF | Buy | iShares | $471,000 | +10.6% | 6,842 | +8.9% | 0.00% | 0.0% |
| XSOE | New | WisdomTree | $445,000 | – | 12,066 | +100.0% | 0.00% | – |
| XLE | New | SELECT SECTOR SPDR TR | $203,000 | – | 3,654 | +100.0% | 0.00% | – |
| ARKW | Buy | Ark ETF Trust | $364,000 | -5.9% | 3,067 | +10.0% | 0.00% | 0.0% |
| DGS | New | WISDOMTREE TR | $305,000 | – | 5,757 | +100.0% | 0.00% | – |
| DON | New | WisdomTree | $221,000 | – | 4,971 | +100.0% | 0.00% | – |
| MGK | New | Vanguard | $277,000 | – | 1,062 | +100.0% | 0.00% | – |
| MGC | New | Vanguard | $203,000 | – | 1,207 | +100.0% | 0.00% | – |
| IVW | Buy | ISHARES TR | $432,000 | +13.4% | 5,162 | +0.0% | 0.00% | 0.0% |
| TLT | New | ISHARES TR | $300,000 | – | 2,025 | +100.0% | 0.00% | – |
| IJH | New | ISHARES TR | $320,000 | – | 1,129 | +100.0% | 0.00% | – |
Original filings
The following EDGAR filing(s) were analyzed to create this report:
- View 13F-HR filed 2022-02-15
Top long-term holdings
| Name | Quarters owned | Latest quarter owned | Max weighting |
|---|---|---|---|
| VANGUARD TAX MANAGED INTL FD | 36 | Q3 2023 | 28.6% |
| VANGUARD INDEX FDS | 36 | Q3 2023 | 23.4% |
| VANGUARD INTL EQUITY INDEX F | 36 | Q3 2023 | 10.5% |
| VANGUARD INDEX FDS | 36 | Q3 2023 | 12.3% |
| VANGUARD CHARLOTTE FDS | 36 | Q3 2023 | 6.4% |
| ISHARES TR | 36 | Q3 2023 | 8.3% |
| VOEVANGUARD INDEX FDS | 36 | Q3 2023 | 5.1% |
| VANGUARD INDEX FDS | 36 | Q3 2023 | 4.5% |
| SCHWAB STRATEGIC TR | 36 | Q3 2023 | 6.1% |
| ISHARES TR | 36 | Q3 2023 | 5.2% |
View Betterment LLC's complete holdings history.
Latest filings
| Type | Filed |
|---|---|
| 13F-HR | 2024-05-10 |
| 13F-HR | 2024-02-09 |
| 13F-HR | 2023-11-09 |
| 13F-HR | 2023-08-07 |
| 13F-HR | 2023-05-15 |
| 13F-HR | 2023-02-13 |
| 13F-HR | 2022-11-14 |
| 13F-HR | 2022-08-10 |
| 13F-HR | 2022-05-16 |
| 13F-HR | 2022-02-15 |
View Betterment LLC's complete filings history.
All filings
- Holdings (13F-HR)
- Significant ownership (13-D/G)
- Insider transactions (4, 5, 6)
- Events (8-K)
- Shareholder votes (proxy)
View complete filings history.