Betterment LLC Activity Q4 2014-Q3 2023

Q3 2023

			Value		Shares		↓ Weighting
VTI	Buy	VANGUARD INDEX FDStotal stk mkt	$6,298,461	-3.3%	29,652,373	+0.3%	19.95%	-1.1%
VEA	Buy	VANGUARD TAX MANAGED INTL FDvan ftse dev mkt	$4,735,356	-2.6%	108,000,000	+2.6%	15.00%	-0.4%
VWO	Buy	VANGUARD INTL EQUITY INDEX Fftse emr mkt etf	$3,045,014	-0.3%	77,659,118	+3.4%	9.64%	+1.9%
BNDX	Buy	VANGUARD CHARLOTTE FDStotal int bd etf	$1,782,529	+0.1%	37,268,002	+2.3%	5.65%	+2.3%
VTV	Buy	VANGUARD INDEX FDSvalue etf	$1,754,714	-1.1%	12,721,775	+1.9%	5.56%	+1.1%
VOE	Buy	VANGUARD INDEX FDSmcap vl idxvip	$1,400,405	-3.3%	10,693,378	+2.2%	4.44%	-1.2%
VBR	Buy	VANGUARD INDEX FDSsm cp val etf	$1,275,812	-2.6%	7,999,321	+1.0%	4.04%	-0.4%
ITOT	Sell	ISHARES TRcore s&p ttl stk	$1,252,082	-4.5%	13,293,148	-0.8%	3.97%	-2.4%
MUB	Buy	ISHARES TRnational mun etf	$1,052,176	+0.1%	10,261,126	+4.2%	3.33%	+2.3%
AGG	Buy	ISHARES TRcore us aggbd et	$867,925	+1.6%	9,229,315	+5.8%	2.75%	+3.8%
EMB	Buy	ISHARES TRjpmorgan usd emg	$844,098	-2.5%	10,229,007	+2.2%	2.67%	-0.4%
IEFA	Buy	ISHARES TRcore msci eafe	$791,209	-3.5%	12,295,402	+1.2%	2.51%	-1.3%
GBIL	Buy	Goldman Sachsacces treasury	$532,909	+3.9%	5,323,233	+3.9%	1.69%	+6.2%
SCHF	Sell	SCHWAB STRATEGIC TRintl eqty etf	$498,686	-7.4%	14,684,524	-2.8%	1.58%	-5.3%
IEMG	Sell	ISHARES INCcore msci emkt	$476,061	-4.2%	10,003,390	-0.8%	1.51%	-2.1%
SCHB	Sell	SCHWAB STRATEGIC TRus brd mkt etf	$335,750	-5.9%	6,735,205	-2.4%	1.06%	-3.8%
GSLC	Buy	Goldman Sachsactivebeta us lg	$285,638	-0.6%	3,391,165	+3.0%	0.90%	+1.7%
SHV	Sell	ISHARES TRshort treas bd	$279,153	-7.9%	2,526,956	-7.9%	0.88%	-5.9%
STIP	Buy	iShares0-5 yr tips etf	$259,569	+24.5%	2,678,176	+25.4%	0.82%	+27.2%
ESGD	Buy	iSharesesg aw msci eafe	$257,124	-3.2%	3,719,424	+2.2%	0.81%	-1.1%
VTIP	Sell	VANGUARD MALVERN FDSstrm infproidx	$254,021	-15.0%	5,372,686	-14.7%	0.80%	-13.1%
ESGU	Sell	iSharesesg awr msci usa	$240,882	-3.9%	2,565,032	-0.3%	0.76%	-1.8%
IWS	Sell	ISHARES TRrus mdcp val etf	$226,750	-5.3%	2,173,187	-0.4%	0.72%	-3.2%
TFI	Sell	SPDR SERIES TRUSTnuveen blmbrg mu	$225,273	-16.8%	5,154,992	-12.1%	0.71%	-14.9%
CRBN	Buy	iSharesmsci lw crb tg	$186,498	-2.4%	1,241,248	+1.6%	0.59%	-0.2%
JPST	Sell	JP Morganultra shrt inc	$184,386	-0.1%	3,674,486	-0.1%	0.58%	+2.1%
GSIE	Buy	Goldman Sachsactivebeta int	$146,716	+3.0%	4,885,657	+7.6%	0.46%	+5.4%
IWN	Sell	ISHARES TRrus 2000 val etf	$143,507	-4.9%	1,058,701	-1.2%	0.46%	-2.8%
VWOB	Buy	VANGUARD WHITEHALL FDS INCem mk gov bd etf	$126,182	-2.5%	2,132,898	+2.6%	0.40%	-0.2%
SCHV	Sell	SCHWAB STRATEGIC TRus lcap va etf	$120,715	-6.5%	1,872,715	-2.7%	0.38%	-4.5%
SPYV	Buy	SPDR State Street Global Advisorsprtflo s&p500 vl	$117,341	-1.2%	2,843,933	+3.5%	0.37%	+1.1%
BND	Buy	VANGUARD BD INDEX FD INCtotal bnd mrkt	$104,266	-2.3%	1,494,204	+1.7%	0.33%	-0.3%
VOO	Sell	VANGUARD INDEX FDS	$93,508	-6.2%	238,116	-2.8%	0.30%	-4.2%
ESGE	Buy	iSharesesg awr msci em	$79,761	-1.4%	2,634,129	+3.0%	0.25%	+0.8%
IVE	Sell	ISHARES TRs&p 500 val etf	$72,960	-6.7%	474,258	-2.2%	0.23%	-4.5%
SPYX	Buy	SPDR State Street Global Advisorsspdr s&p 500 etf	$72,534	-3.7%	2,088,510	+0.3%	0.23%	-1.3%
KOMP	Buy	State Street Global Advisors Incs&p kensho new	$52,691	+0.5%	1,330,250	+13.2%	0.17%	+3.1%
VUG	Buy	VANGUARD INDEX FDSgrowth etf	$51,550	-0.5%	189,305	+3.4%	0.16%	+1.9%
VOTE	Buy	Engine No. 1transfrm 500 etf	$48,162	-2.4%	965,567	+0.9%	0.15%	0.0%
BGRN	Buy	iSharesusd grn bond etf	$43,998	+0.2%	974,909	+3.4%	0.14%	+2.2%
DSI	Sell	iSharesmsci kld400 soc	$43,393	-4.6%	533,024	-1.3%	0.14%	-2.8%
EFAX	Buy	SPDR State Street Global Advisorsmsci eafe fs etf	$41,864	-3.7%	1,180,270	+2.2%	0.13%	-1.5%
GEM	Buy	Goldman Sachsactivebeta eme	$39,337	+4.5%	1,372,071	+8.9%	0.12%	+6.8%
GSSC	Buy	Goldman Sachsactivebeta us	$36,035	+2.6%	645,205	+6.1%	0.11%	+4.6%
DFAU	Buy	Dimensional Fund Advisorsus core eqt mkt	$32,096	+28.7%	1,071,665	+33.2%	0.10%	+32.5%
DFAC	Buy	Dimensionalus core equity 2	$29,788	+17.9%	1,136,936	+22.2%	0.09%	+20.5%
GCOR	Buy	Goldman Sachsaccess us agrat	$29,513	+7.0%	742,847	+11.9%	0.09%	+9.4%
ESGV	Buy	VANGUARDesg us stk etf	$29,198	-3.2%	388,173	+0.8%	0.09%	-1.1%
EEMX	Buy	SPDR State Street Global Advisorsmsci emr mkt etf	$25,538	-0.3%	880,927	+4.2%	0.08%	+2.5%
VB	Buy	VANGUARD INDEX FDSsmall cp etf	$25,212	-2.2%	133,346	+2.9%	0.08%	0.0%
BSV	Buy	VANGUARD BD INDEX FD INCshort trm bond	$23,005	+3.5%	306,035	+4.0%	0.07%	+5.8%
SPEM	Sell	SPDR State Street Global Advisorsportfolio emg mk	$22,533	-9.6%	671,232	-7.4%	0.07%	-7.8%
SUSA	Sell	iSharesmsci usa esg slc	$19,712	-5.4%	219,093	-1.5%	0.06%	-4.6%
GIGB	Buy	Goldman Sachsaccess invt gr	$19,349	+4.1%	447,795	+9.0%	0.06%	+5.2%
EAGG	Buy	iSharesesg awr us agrgt	$17,908	+0.7%	395,313	+4.8%	0.06%	+3.6%
ESML	Buy	BlackRock Fund Advisorsesg aware msci	$14,924	-2.2%	443,495	+3.3%	0.05%	0.0%
DFAI	Buy	Dimensional Fund Advisorsintl core eqt mk	$14,951	+37.4%	572,609	+43.7%	0.05%	+38.2%
MBB	Sell	ISHARES TRmbs etf	$13,808	-26.2%	155,490	-22.4%	0.04%	-24.1%
LQD	Buy	ISHARES TRiboxx inv cp etf	$13,836	-1.5%	135,621	+4.4%	0.04%	0.0%
FLOT	Sell	iSharesfltg rate nt etf	$13,762	-6.0%	270,434	-6.1%	0.04%	-2.2%
SUSC	Buy	ISHARESesg awre usd etf	$13,050	-1.4%	599,715	+3.0%	0.04%	0.0%
BIV	Sell	VANGUARD BD INDEX FD INCintermed term	$12,175	-4.9%	168,371	-1.1%	0.04%	-2.5%
QQQ	Buy	Invescounit ser 1	$12,115	-2.1%	33,815	+0.9%	0.04%	0.0%
GMOM	Sell	CAMBRIA ETF TRglb moment etf	$11,516	-2.8%	427,303	-0.1%	0.04%	-2.7%
VUSB	Buy	VANGUARD BD INDEX FDSvanguard ultra	$11,003	+1771.3%	223,686	+1770.0%	0.04%	+1650.0%
BLV	Buy	VANGUARD BD INDEX FD INClong term bond	$10,295	+2.2%	153,515	+14.2%	0.03%	+6.5%
VMBS	Buy	VANGUARD BD INDEX FD INCmtg-bkd secs etf	$10,020	-0.6%	228,867	+4.4%	0.03%	+3.2%
	Buy	Goldman Sachs Asset Management LPaccess emng mkts	$9,919	+5.9%	259,193	+11.2%	0.03%	+6.9%
COMB	Buy	GraniteShares	$9,873	+17.3%	457,303	+12.1%	0.03%	+19.2%
VOT	Buy	Vanguardmcap gr idxvip	$9,059	-2.8%	46,512	+2.6%	0.03%	0.0%
SCHH	Buy	SCHWAB STRATEGIC TRus reit etf	$9,077	-2.0%	511,366	+7.8%	0.03%	0.0%
	Buy	Dimensional Fund Advisors LP	$8,649	+36.4%	214,251	+41.0%	0.03%	+35.0%
SLYV	Sell	SPDR State Street Global Advisorss&p 600 smcp val	$8,149	-28.3%	112,599	-23.5%	0.03%	-25.7%
SCHX	Buy	SCHWAB STRATEGIC TRus lrg cap etf	$8,331	+5.3%	164,652	+9.0%	0.03%	+4.0%
IEF	Sell	ISHARES TR7-10 yr trsy bd	$7,168	-36.1%	78,264	-32.6%	0.02%	-34.3%
IVV	Buy	ISHARES TRcore s&p500 etf	$7,212	+46.0%	16,795	+51.5%	0.02%	+53.3%
TFLO	New	iSharestrs flt rt bd	$7,013	–	138,220	–	0.02%	–
IJJ	Buy	ISHARES TRs&p mc 400vl etf	$6,689	-3.8%	66,272	+2.1%	0.02%	-4.5%
HYLB	Buy	XTRACKERSxtrack usd high	$6,737	+14.9%	198,735	+16.9%	0.02%	+16.7%
CMF	Buy	ISHARES TRcalif mun bd etf	$6,274	+14.7%	114,413	+19.2%	0.02%	+17.6%
	Buy	Dimensional Fund Advisors LPintl core equity	$6,058	+52.0%	259,442	+58.0%	0.02%	+58.3%
SHYG	Sell	iShares0-5yr hi yl cp	$5,839	-8.2%	142,315	-7.3%	0.02%	-10.0%
NYF	Buy	ISHARES TRnew york mun etf	$5,825	+0.2%	114,151	+4.6%	0.02%	0.0%
VIGI	Buy	Vanguardintl dvd etf	$5,234	+0.1%	73,384	+5.4%	0.02%	+6.2%
FALN	Sell	iSharesfaln angls usd	$5,504	-22.1%	221,936	-20.4%	0.02%	-22.7%
VOOV	Buy	VANGUARD INDEX FDS500 val idx fd	$5,507	-4.4%	37,035	+0.1%	0.02%	-5.6%
VOOG	Buy	VANGUARD INDEX FDS500 grth idx f	$5,435	-1.4%	22,020	+1.5%	0.02%	0.0%
	Sell	Dimensional Fund Advisors LPworld ex us core	$5,091	-9.7%	226,047	-6.6%	0.02%	-5.9%
PCY	Sell	Invescoemrng mkt svrg	$4,939	-8.3%	270,338	-2.2%	0.02%	-5.9%
DFAE	Buy	Dimensional Fund Advisorsemgr cre eqt mng	$5,140	+25.9%	227,732	+30.8%	0.02%	+23.1%
IGSB	Sell	ISHARES TR	$4,520	-13.3%	90,700	-12.7%	0.01%	-12.5%
GTIP	Buy	Goldman Sachsaccess inflati	$4,465	+0.0%	94,420	+3.9%	0.01%	0.0%
VGLT	Buy	VANGUARD BD INDEX FD INClong term treas	$3,677	+15.3%	66,241	+31.9%	0.01%	+20.0%
XSOE	Buy	WisdomTreeem ex st-owned	$3,879	+0.5%	145,450	+5.3%	0.01%	0.0%
VNQI	Buy	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$3,710	-2.2%	95,310	+1.0%	0.01%	0.0%
VBK	Buy	Vanguardsml cp grw etf	$3,691	-1.6%	17,231	+5.5%	0.01%	0.0%
DFAT	Buy	Dimensionalus targeted vlu	$3,321	+103.1%	72,683	+106.3%	0.01%	+120.0%
NEAR	Sell	iSharesblackrock st mat	$3,522	-14.4%	70,595	-14.7%	0.01%	-15.4%
SHE	Buy	SPDR State Street Global Advisorsspdr msci usa ge	$3,025	-3.3%	35,588	+0.1%	0.01%	0.0%
NACP	Sell	Impact Sharesnaacp mino etf	$3,052	-3.1%	98,763	-0.8%	0.01%	0.0%
WTMF	Sell	WISDOMTREE TRfutre strat fd	$3,149	-4.7%	89,422	-5.3%	0.01%	0.0%
	Buy	Dimensional Fund Advisors LPshort duration f	$2,895	+39.3%	62,422	+39.3%	0.01%	+50.0%
TLT	Buy	ISHARES TR20 yr tr bd etf	$2,893	+9.2%	32,624	+26.8%	0.01%	+12.5%
VGSH	Buy	Vanguardshort term treas	$2,804	+16.1%	48,679	+16.4%	0.01%	+28.6%
SGOV	Sell	Western Asset Management Co0-3 mnth treasry	$2,878	-6.6%	28,586	-6.6%	0.01%	-10.0%
VNQ	Buy	VANGUARD INDEX FDSreal estate etf	$2,956	-1.0%	39,074	+9.4%	0.01%	0.0%
VCIT	Buy	VANGUARD SCOTTSDALE FDSint-term corp	$2,869	+0.7%	37,756	+4.8%	0.01%	0.0%
MTUM	Buy	iSharesmsci usa mmentm	$2,910	+11.0%	20,833	+14.6%	0.01%	+12.5%
VCSH	Buy	Vanguardshrt trm corp bd	$2,755	+8.1%	36,657	+8.8%	0.01%	+12.5%
	Buy	Dimensional Fund Advisors LPemerging mkts co	$2,600	+55.9%	111,555	+60.9%	0.01%	+60.0%
VAMO	Sell	CAMBRIA ETF TRvalue momentum	$2,674	+0.3%	100,390	-3.1%	0.01%	0.0%
SPDW	Buy	SPDR State Street Global Advisorsportfolio devlpd	$2,524	+27.7%	81,380	+34.0%	0.01%	+33.3%
FIXD	Buy	First Trust Exchange-Traded Fund VIIItcw opportunis	$2,600	+12.6%	61,806	+18.2%	0.01%	+14.3%
USHY	Sell	ISHARESbroad usd high	$2,443	-8.4%	70,385	-6.8%	0.01%	0.0%
SPLG	Buy	SPDR State Street Global Advisorsportfolio s&p500	$2,275	+66.8%	45,270	+73.0%	0.01%	+75.0%
GVAL	Sell	CAMBRIA ETF TRglobal value etf	$2,238	-6.7%	116,513	-2.3%	0.01%	0.0%
AVUV	Buy	Avantisus sml cp valu	$2,207	+15.7%	28,310	+15.2%	0.01%	+16.7%
SCHE	Sell	SCHWAB STRATEGIC TRemrg mkteq etf	$2,259	-8.2%	94,350	-5.6%	0.01%	-12.5%
ANGL	Buy	Van Eckfallen angel hg	$2,187	+4.9%	80,825	+7.6%	0.01%	+16.7%
VIG	Buy	VANGUARD SPECIALIZED PORTFOLdiv app etf	$2,054	+2.5%	13,219	+7.2%	0.01%	+16.7%
EMHY	Sell	iSharesjp mrgn em hi bd	$2,307	-25.1%	67,772	-22.7%	0.01%	-30.0%
QUAL	Buy	iSharesmsci usa qlt fct	$2,251	+33.0%	17,082	+36.2%	0.01%	+40.0%
SYLD	Sell	CAMBRIA ETF TR	$2,031	-3.1%	32,834	-4.2%	0.01%	0.0%
VYM	Sell	VANGUARD WHITEHALL FDS INChigh div yld	$1,969	-6.4%	19,062	-3.9%	0.01%	-14.3%
TIP	Sell	ISHARES TRtips bd etf	$1,943	-7.6%	18,735	-4.1%	0.01%	-14.3%
ISTB	Sell	ISHARES TRcore 1 5 yr usd	$1,883	-7.1%	40,599	-6.6%	0.01%	0.0%
IQLT	Buy	iSharesmsci intl qualty	$1,772	+62.7%	52,729	+72.3%	0.01%	+100.0%
VXUS	Buy	VANGUARD STAR FDvg tl intl stk f	$1,473	+0.7%	27,520	+5.5%	0.01%	0.0%
IJH	Buy	ISHARES TRcore s&p mcp etf	$1,446	+20.0%	5,799	+25.9%	0.01%	+25.0%
SHY	Buy	ISHARES TR1 3 yr treas bd	$1,428	+12.2%	17,630	+12.3%	0.01%	+25.0%
IJR	Buy	ISHARES TRcore s&p scp etf	$1,614	+33.8%	17,106	+41.4%	0.01%	+25.0%
VT	Buy	Vanguardtt wrld st etf	$1,722	+133.0%	18,476	+142.3%	0.01%	+150.0%
GVI	Buy	ISHARES TRintrm gov cr etf	$1,580	+43.8%	15,594	+46.0%	0.01%	+66.7%
FTSM	New	First Trustfirst tr enh new	$1,578	–	26,557	–	0.01%	–
EUSB	Sell	iSharesesg adv ttl usd	$1,679	-4.8%	41,096	-0.8%	0.01%	0.0%
IMTM	Buy	iSharesmsci intl moment	$1,450	+11.5%	46,054	+17.5%	0.01%	+25.0%
SPY	Buy	SPDR S&P 500 ETF TRtr unit	$1,320	+12.0%	3,089	+16.1%	0.00%	0.0%
	Buy	Dimensional Fund Advisors LPus real estate e	$1,408	+65.3%	72,142	+82.1%	0.00%	+33.3%
BIL	Buy	SPDR SERIES TRUSTbloomberg 1-3 mo	$1,169	+18.7%	12,733	+18.7%	0.00%	+33.3%
SCHD	Sell	SCHWAB STRATEGIC TRus dividend eq	$1,209	-17.1%	17,081	-15.0%	0.00%	-20.0%
	Buy	Dimensional Fund Advisors LPinternatnal val	$1,363	+104.3%	41,771	+105.6%	0.00%	+100.0%
IAGG	Buy	ISHARES TRcore intl aggr	$1,181	+4.3%	24,217	+5.5%	0.00%	0.0%
	Buy	Dimensional Fund Advisors LPintl small cap e	$1,117	+33.0%	50,925	+38.4%	0.00%	+33.3%
VIOO	Buy	VANGUARD ADMIRAL FDS INCsmllcp 600 idx	$1,244	-1.3%	14,235	+3.8%	0.00%	0.0%
IXUS	Buy	iSharescore msci total	$1,185	-3.6%	19,760	+0.7%	0.00%	0.0%
SCHG	Sell	SCHWAB STRATEGIC TRus lcap gr etf	$1,275	-6.8%	17,529	-3.9%	0.00%	0.0%
FNDA	Sell	Schwabschwab fdt us sc	$1,301	-60.0%	26,825	-58.4%	0.00%	-60.0%
AVUS	Buy	AMERICAN CENTY ETF TRus eqt etf	$1,214	+15.7%	16,574	+18.8%	0.00%	+33.3%
EPS	Buy	WisdomTreeus largecap fund	$1,275	-1.1%	27,860	+0.9%	0.00%	0.0%
ARKK	Sell	Ark ETF Trustinnovation etf	$904	-11.5%	22,799	-1.6%	0.00%	0.0%
ARKW	Sell	Ark ETF Trustnext gnrtn inter	$1,012	-17.7%	18,678	-10.9%	0.00%	-25.0%
AVDV	Buy	AVANTIS INTLintl smcp vlu	$983	+14.0%	16,992	+13.4%	0.00%	0.0%
FYLD	Sell	CAMBRIA ETF TRcambria fgn shr	$1,063	-0.6%	44,314	-0.5%	0.00%	0.0%
EYLD	Sell	CAMBRIA ETF TRemrg sharehldr	$1,023	+0.9%	35,679	-2.0%	0.00%	0.0%
BLDG	Buy	Cambria Fundsgbl real est etf	$870	+5.1%	37,951	+9.8%	0.00%	0.0%
DFUS	Buy	Dimensionalus equity etf	$1,037	+31.4%	22,274	+35.9%	0.00%	+50.0%
	Buy	Dimensional Fund Advisors LPus small cap val	$1,008	+23.1%	39,767	+24.8%	0.00%	0.0%
EMLP	Buy	FIRST TR EXCHANGE TRADED FDno amer energy	$1,094	-1.2%	41,416	+1.0%	0.00%	0.0%
RDVY	Buy	First Trustrisng divd achiv	$924	+6.7%	20,109	+9.3%	0.00%	0.0%
QAI	Sell	INDEXIQ ETF TRhedge mlti etf	$966	-44.2%	32,177	-44.6%	0.00%	-40.0%
EFA	Buy	ISHARES TRmsci eafe etf	$926	+59.7%	13,437	+68.1%	0.00%	+50.0%
PFF	Sell	ISHARES TRpfd and incm sec	$970	-3.5%	32,167	-1.0%	0.00%	0.0%
EFV	Buy	ISHARES TReafe value etf	$1,015	+203.9%	20,739	+203.6%	0.00%	+200.0%
EFG	Buy	iShareseafe grwth etf	$910	+124.1%	10,539	+147.5%	0.00%	+200.0%
IUSB	Buy	iSharescore total usd	$962	+71.2%	22,011	+77.9%	0.00%	+50.0%
GLD	Buy	SPDR GOLD TRUST	$1,099	+32.7%	6,409	+37.9%	0.00%	0.0%
HYMB	Buy	SPDR State Street Global Advisorsnuveen bloomberg	$1,077	+170.6%	45,210	+183.9%	0.00%	+200.0%
SPYG	Buy	SPDR State Street Global Advisorsprtflo s&p500 gw	$1,011	+12.7%	17,058	+16.1%	0.00%	0.0%
SPSB	Buy	SPDR State Street Global Advisorsportfolio short	$1,077	+280.6%	36,720	+282.3%	0.00%	+200.0%
FNDF	Buy	SCHWAB STRATEGIC TRschwb fdt int lg	$1,083	+43.6%	34,207	+46.6%	0.00%	+50.0%
SCHP	Sell	SCHWAB STRATEGIC TRdiv app etf	$1,077	-16.8%	21,337	-13.6%	0.00%	-25.0%
XLE	Buy	SELECT SECTOR SPDR TRenergy	$1,105	+26.9%	12,230	+14.0%	0.00%	0.0%
EMLC	Sell	VANECK VECTORS TRjp mrgan em loc	$1,003	-12.1%	42,008	-5.9%	0.00%	-25.0%
HYD	Buy	VANECK ETF TRUSThigh yld munietf	$812	+17.7%	16,557	+23.1%	0.00%	+50.0%
IVOG	Buy	Vanguardmidcp 400 grth	$846	-3.0%	9,368	+0.5%	0.00%	0.0%
VEU	Buy	Vanguardallwrld ex us	$1,008	+35.8%	19,424	+42.5%	0.00%	+50.0%
VDC	Sell	Vanguardconsum stp etf	$917	-8.6%	5,020	-2.7%	0.00%	0.0%
VTEB	Sell	VANGUARD BD INDEX FD INCtax exempt bd	$1,037	-22.6%	21,559	-19.2%	0.00%	-25.0%
VO	Buy	VANGUARD INDEX FDSmid cap etf	$889	+76.4%	4,267	+86.5%	0.00%	+50.0%
VXF	Sell	Vanguardextend mkt etf	$854	-5.6%	5,955	-2.1%	0.00%	0.0%
DGS	Buy	WISDOMTREE TRemg mkts smcap	$951	+16.8%	20,568	+17.5%	0.00%	0.0%
FNDE	Buy	Schwabschwb fdt emk lg	$662	+48.1%	25,237	+51.0%	0.00%	+100.0%
DLS	Buy	WisdomTreeintl smcap div	$700	+1.7%	12,174	+5.3%	0.00%	0.0%
SUB	Buy	iSharesshrt nat mun etf	$702	+83.8%	6,828	+86.0%	0.00%	+100.0%
IWF	Buy	iSharesrus 1000 grw etf	$721	+68.1%	2,711	+73.8%	0.00%	+100.0%
VYMI	Buy	Vanguardintl high etf	$755	+30.4%	12,196	+33.2%	0.00%	0.0%
	New	Invescogbl listed pvt	$620	–	12,003	–	0.00%	–
ILTB	Sell	ISHAREScore lt usdb etf	$687	-43.5%	14,546	-37.0%	0.00%	-50.0%
UOCT	Buy	Innovator Capital Management LLCus eqty ultra b	$720	+5.1%	23,581	+2.8%	0.00%	0.0%
IWY	Buy	iSharesrus tp200 gr etf	$720	+112.4%	4,678	+119.1%	0.00%	+100.0%
IWO	Buy	iSharesrus 2000 grw etf	$663	+7.1%	2,960	+16.1%	0.00%	0.0%
OIH	Sell	Van Eckoil services etf	$608	+17.1%	1,763	-2.2%	0.00%	0.0%
VSS	Sell	VANGUARD INTL EQUITY INDEX Fftse smcap etf	$487	-5.8%	4,588	-2.0%	0.00%	0.0%
SCHZ	Buy	SCHWAB STRATEGIC TRus aggregate b	$500	+53.8%	11,305	+60.5%	0.00%	+100.0%
COWZ	Buy	Pacerus cash cows 100	$703	+11.8%	14,227	+8.3%	0.00%	0.0%
IWD	Buy	ISHARES TRrus 1000 val etf	$537	+55.7%	3,538	+61.7%	0.00%	+100.0%
JHMM	Buy	John Hancockmultifactor mi	$667	+15.0%	14,089	+20.6%	0.00%	0.0%
VHT	Buy	Vanguardhealth car etf	$738	+265.3%	3,139	+280.5%	0.00%	+100.0%
PFEB	Sell	INNOVATOR ETFS TRus eqty pwr buf	$627	-1.6%	20,594	-0.5%	0.00%	0.0%
BITQ	Sell	Exchange Traded Concepts LLCbitwise crypto	$732	-28.2%	109,289	-13.8%	0.00%	-33.3%
VSGX	Buy	Vanguardesg intl stk etf	$609	-2.6%	12,067	+2.6%	0.00%	0.0%
VGIT	Buy	Vanguardinter term treas	$598	+9.7%	10,456	+12.6%	0.00%	0.0%
IWV	Buy	ISHARES TRrussell 3000 etf	$685	+4.6%	2,795	+8.7%	0.00%	0.0%
MGK	Buy	Vanguardmega grwth ind	$678	+5.1%	2,986	+9.0%	0.00%	0.0%
JNK	Buy	SPDR SERIES TRUSTbloomberg high y	$494	+21.1%	5,465	+23.4%	0.00%	+100.0%
	Buy	Dimensional Fund Advisors LPus high profitab	$641	+0.5%	24,955	+3.8%	0.00%	0.0%
GOVT	Buy	iSharesus treas bd etf	$484	+4.1%	21,977	+8.3%	0.00%	+100.0%
USMV	Buy	iSharesmsci usa min vol	$751	+10.4%	10,370	+13.3%	0.00%	0.0%
IVW	Buy	ISHARES TRs&p 500 grwt etf	$575	+13.9%	8,411	+17.3%	0.00%	0.0%
	Buy	Dimensional Fund Advisors LPemerging mkts hi	$518	+53.3%	22,851	+60.6%	0.00%	+100.0%
	Buy	Dimensional Fund Advisors LPemerging mkts va	$697	+108.7%	29,437	+114.7%	0.00%	+100.0%
AGGY	Buy	WisdomTreeyield enhancd us	$748	-2.7%	18,022	+1.0%	0.00%	0.0%
BOND	Buy	PIMCO ETF TRactive bd etf	$605	+30.4%	6,883	+35.8%	0.00%	+100.0%
QQQM	Buy	INVESCO EXCH TRADED FD TR IInasdaq 100 etf	$555	+1.8%	3,767	+5.1%	0.00%	0.0%
QVAL	Buy	EA Series Trustus quan value	$545	+8.3%	14,692	+1.1%	0.00%	0.0%
AAPL	New	APPLE INC	$575	–	3,358	–	0.00%	–
DON	Buy	WisdomTreeus midcap divid	$531	+0.2%	12,954	+2.7%	0.00%	0.0%
MOAT	New	Van Eckmrngstr wde moat	$351	–	4,628	–	0.00%	–
	New	WisdomTreefloatng rat trea	$241	–	4,798	–	0.00%	–
	Sell	SPDR State Street Global Advisorsspdr gld minis	$385	-13.5%	10,494	-10.1%	0.00%	0.0%
IJK	New	iSharess&p mc 400gr etf	$343	–	4,743	–	0.00%	–
IWR	Buy	iSharesrus mid cap etf	$230	+1.3%	3,318	+6.7%	0.00%	0.0%
MGV	Buy	Vanguardmega cap val etf	$228	+0.9%	2,246	+3.0%	0.00%	0.0%
IWP	New	iSharesrus md cp gr etf	$215	–	2,352	–	0.00%	–
IAU	Buy	ISHARES GOLD TRUSTishares new	$283	+2.9%	8,079	+7.0%	0.00%	0.0%
PXF	Buy	Invescoftse rafi dev	$364	+3.1%	8,360	+6.6%	0.00%	0.0%
SPHB	Buy	Invescos&p 500 hb etf	$263	-6.4%	3,749	+2.0%	0.00%	0.0%
SPMO	Buy	Invescos&p 500 momntm	$283	+7.2%	4,932	+4.4%	0.00%	0.0%
IDMO	Buy	Invescos&p intl momnt	$289	+4.0%	8,713	+3.3%	0.00%	0.0%
RSP	Sell	Invescos&p500 eql wgt	$245	-51.5%	1,729	-48.7%	0.00%	-50.0%
PDBC	Sell	Invescooptimum yield	$471	+5.4%	31,498	-4.1%	0.00%	0.0%
PJUL	Buy	INNOVATOR ETFS TRus eqty pwr buf	$267	+9.0%	7,919	+10.7%	0.00%	0.0%
POCT	Buy	Innovator Capital Management LLCus eqty pwr buf	$408	+7.1%	12,028	+5.8%	0.00%	0.0%
BOCT	Sell	Innovator Capital Management LLCus eqty buf oct	$275	-2.8%	7,733	-0.7%	0.00%	0.0%
PJUN	Sell	INNOVATOR ETFS TRus eqty pwr buf	$296	-2.6%	9,454	-1.5%	0.00%	0.0%
PJAN	Buy	INNOVATOR ETFS TRus eqty pwr buf	$243	+12.0%	6,974	+12.6%	0.00%	0.0%
VONG	New	VANGUARD INDEX FDSvng rus1000grw	$249	–	3,634	–	0.00%	–
VONE	Buy	Vanguardvng rus1000idx	$413	+9.5%	2,123	+13.6%	0.00%	0.0%
	New	Dimensional Fund Advisors LPnatl mun bd etf	$253	–	5,438	–	0.00%	–
VCLT	Sell	VANGUARD SCOTTSDALE FDSlg-term cor bd	$244	-36.5%	3,410	-30.3%	0.00%	0.0%
	Buy	Dimensional Fund Advisors LPintl small cap v	$370	+37.0%	15,564	+36.5%	0.00%	0.0%
	Buy	Dimensional Fund Advisors LPintl high profit	$260	+4.4%	11,207	+10.1%	0.00%	0.0%
	Buy	Dimensional Fund Advisors LPus mktwide value	$355	+17.5%	10,421	+19.0%	0.00%	0.0%
	New	Dimensional Fund Advisors LPus large cap val	$256	–	10,338	–	0.00%	–
DFAS	Buy	Dimensionalus small cap etf	$450	+30.1%	8,579	+35.8%	0.00%	0.0%
ASHR	Sell	DBX ETF TRxtrack hrvst csi	$277	-13.2%	10,644	-10.7%	0.00%	0.0%
MINT	Buy	PIMCO ETF TRenhan shrt ma ac	$235	+1.3%	2,347	+1.0%	0.00%	0.0%
NOBL	New	ProSharess&p 500 dv arist	$217	–	2,452	–	0.00%	–
PEX	Sell	ProSharespriv eqty-lstd	$225	-14.1%	8,608	-9.1%	0.00%	0.0%
QEFA	Buy	SPDR State Street Global Advisorsmsci eafe strtgc	$420	+14.4%	6,271	+19.5%	0.00%	0.0%
SLV	New	iSharesishares	$388	–	19,071	–	0.00%	–
IGLB	Sell	ISHARES TR10+ yr invst grd	$239	-23.4%	5,072	-16.1%	0.00%	0.0%
QSY	Sell	WISDOMTREE TRwisdomtree us va	$245	-4.3%	3,967	-3.1%	0.00%	0.0%
SPIB	Sell	SPDR SERIES TRUSTportfolio intrmd	$361	-13.2%	11,476	-11.4%	0.00%	0.0%
EES	Buy	WisdomTreeus smallcap fund	$339	-1.2%	7,836	+2.4%	0.00%	0.0%
SGOL	Sell	ETFS GOLD TR	$469	-8.0%	26,492	-4.7%	0.00%	-50.0%
SPTL	Buy	SPDR SERIES TRUSTportfolio ln tsr	$361	+48.0%	13,796	+68.8%	0.00%	0.0%
SPTM	New	SPDR State Street Global Advisorsportfoli s&p1500	$373	–	7,098	–	0.00%	–
IEI	Sell	ISHARES TR3 7 yr treas bd	$263	-74.4%	2,327	-73.9%	0.00%	-66.7%
FLRN	New	SPDR State Street Global Advisorsbloomberg invt	$210	–	6,827	–	0.00%	–
TLH	Buy	ISHARES TR10-20 yr trs etf	$460	-5.0%	4,676	+7.0%	0.00%	0.0%
IGIB	New	ISHARES TR	$228	–	4,677	–	0.00%	–
USIG	Buy	ISHARES TRusd inv grde etf	$410	-3.5%	8,524	+0.5%	0.00%	0.0%
USRT	Buy	iSharescre u s reit etf	$457	+31.3%	9,695	+43.2%	0.00%	0.0%
HYG	Buy	ISHARES TRiboxx hi yd etf	$277	+25.9%	3,753	+28.3%	0.00%	0.0%
ACWX	New	iSharesmsci acwi ex us	$295	–	6,275	–	0.00%	–
AAXJ	Buy	ISHARES TRmsci ac asia etf	$465	+16.0%	7,330	+21.6%	0.00%	0.0%
IJS	New	ISHARES TRsp smcp600vl etf	$374	–	4,189	–	0.00%	–
IYW	Buy	iSharesu.s. tech etf	$301	-2.0%	2,871	+1.8%	0.00%	0.0%
SCHM	Sell	SCHWAB STRATEGIC TRus mid-cap etf	$239	-15.2%	3,536	-10.8%	0.00%	0.0%
SCHA	Sell	SCHWAB STRATEGIC TRus sml cap etf	$290	-15.7%	7,009	-10.6%	0.00%	0.0%
IUSG	Buy	ISHARES TRcore s&p us gwt	$403	+14.2%	4,245	+17.5%	0.00%	0.0%
IUSV	Buy	iSharescore s&p us vlu	$275	+18.0%	3,681	+23.5%	0.00%	0.0%
FNDX	New	Schwabschwab fdt us lg	$352	–	6,292	–	0.00%	–
IWM	Buy	ISHARES TRrussell 2000 etf	$411	+43.7%	2,327	+52.4%	0.00%	0.0%
IWB	Buy	ISHARES TRrus 1000 etf	$365	+74.6%	1,555	+81.4%	0.00%	0.0%
SCHR	Buy	Schwab ETFsint-trm u.s tres	$305	+5.9%	6,361	+8.7%	0.00%	0.0%
SCHO	Buy	Schwab ETFssht tm us tres	$287	+2.9%	5,988	+3.0%	0.00%	0.0%
XLV	New	Healthsbi healthcare	$332	–	2,576	–	0.00%	–
SIVR	Buy	ABRDN SILVER ETF TRUST	$406	+4.4%	19,084	+7.1%	0.00%	0.0%
XLU	Buy	SPDR State Street Global Advisorssbi int-utils	$221	-6.4%	3,755	+4.3%	0.00%	0.0%
SPUC	Sell	Simplify Asset Management Incus eqt pls upsid	$223	-5.9%	7,652	-0.8%	0.00%	0.0%
USXF	Sell	iSharesesg msci usa etf	$357	-5.1%	10,303	-1.4%	0.00%	0.0%
JSCP	Sell	J P MORGAN EXCHANGE TRADEDshort dura core	$216	-1.4%	4,766	-0.5%	0.00%	0.0%
JEPI	Buy	J P MORGAN EXCHANGE TRADEDequity premium	$396	+3.1%	7,401	+6.7%	0.00%	0.0%
LVHD	Buy	Legg Masonfranklin us low	$370	-6.3%	10,916	+1.4%	0.00%	0.0%
MSFT	New	MICROSOFT CORP	$224	–	711	–	0.00%	–
CALF	New	PACER FDS TRpacer us small	$235	–	5,630	–	0.00%	–
	Buy	Proshare Capital Management LLCbitcoin strate	$336	-4.0%	24,364	+18.2%	0.00%	0.0%
IMOM	Buy	EA Series Trustintl quan momntm	$344	-2.8%	14,012	+2.0%	0.00%	0.0%
IVAL	Buy	EA Series Trustintl quan value	$395	+2.1%	16,728	+2.9%	0.00%	0.0%
SUSB	Sell	iSharesesg awre 1 5 yr	$288	-0.7%	12,119	-0.2%	0.00%	0.0%
REET	Buy	iSharesglobal reit etf	$267	+27.1%	12,615	+37.9%	0.00%	0.0%
DGRO	Buy	iSharescore div grwth	$434	+3.6%	8,763	+7.7%	0.00%	0.0%
VLUE	Buy	iSharesmsci usa value	$402	-2.0%	4,426	+1.4%	0.00%	0.0%
DMXF	Buy	iSharesesg eafe etf	$381	-4.8%	6,666	+1.5%	0.00%	0.0%
ICSH	Exit	iSharesblackrock ultra	$0	–	-4,029	–	-0.00%	–
OMFL	Exit	Invesco Capital Management LLCrusl 1000 dynm	$0	–	-4,527	–	-0.00%	–
XLRE	Exit	SPDR State Street Global Advisorsrl est sel sec	$0	–	-5,825	–	-0.00%	–
PICK	Exit	ISHARESmsci gbl etf new	$0	–	-6,328	–	-0.00%	–
OEF	Exit	iSharess&p 100 etf	$0	–	-974	–	-0.00%	–
GUNR	Exit	Flexshares Trustmornstar upstr	$0	–	-6,844	–	-0.00%	–
PSP	Exit	Invescogbl listed pvt	$0	–	-118,151	–	-0.00%	–

Q2 2023

			Value		Shares		↓ Weighting
VTI	New	VANGUARD INDEX FDStotal stk mkt	$6,511,746	–	29,561,221	–	20.18%	–
VEA	New	VANGUARD TAX MANAGED INTL FDvan ftse dev mkt	$4,862,204	–	105,288,084	–	15.06%	–
VWO	New	VANGUARD INTL EQUITY INDEX Fftse emr mkt etf	$3,054,880	–	75,095,389	–	9.46%	–
BNDX	New	VANGUARD CHARLOTTE FDStotal int bd etf	$1,781,111	–	36,438,445	–	5.52%	–
VTV	New	VANGUARD INDEX FDSvalue etf	$1,774,903	–	12,490,519	–	5.50%	–
VOE	New	VANGUARD INDEX FDSmcap vl idxvip	$1,448,129	–	10,464,869	–	4.49%	–
ITOT	New	ISHARES TRcore s&p ttl stk	$1,311,301	–	13,402,504	–	4.06%	–
VBR	New	VANGUARD INDEX FDSsm cp val etf	$1,309,873	–	7,919,423	–	4.06%	–
MUB	New	ISHARES TRnational mun etf	$1,050,750	–	9,844,940	–	3.26%	–
EMB	New	ISHARES TRjpmorgan usd emg	$865,977	–	10,006,672	–	2.68%	–
AGG	New	ISHARES TRcore us aggbd et	$854,512	–	8,723,957	–	2.65%	–
IEFA	New	ISHARES TRcore msci eafe	$819,923	–	12,147,009	–	2.54%	–
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$538,433	–	15,103,300	–	1.67%	–
GBIL	New	Goldman Sachsacces treasury	$512,849	–	5,124,901	–	1.59%	–
IEMG	New	ISHARES INCcore msci emkt	$497,177	–	10,086,772	–	1.54%	–
SCHB	New	SCHWAB STRATEGIC TRus brd mkt etf	$356,672	–	6,898,880	–	1.10%	–
SHV	New	ISHARES TRshort treas bd	$303,198	–	2,745,119	–	0.94%	–
VTIP	New	VANGUARD MALVERN FDSstrm infproidx	$298,832	–	6,301,814	–	0.93%	–
GSLC	New	Goldman Sachsactivebeta us lg	$287,295	–	3,290,890	–	0.89%	–
TFI	New	SPDR SERIES TRUSTnuveen blmbrg mu	$270,600	–	5,862,218	–	0.84%	–
ESGD	New	iSharesesg aw msci eafe	$265,539	–	3,641,006	–	0.82%	–
ESGU	New	iSharesesg awr msci usa	$250,651	–	2,571,830	–	0.78%	–
IWS	New	ISHARES TRrus mdcp val etf	$239,556	–	2,180,954	–	0.74%	–
STIP	New	iShares0-5 yr tips etf	$208,419	–	2,135,441	–	0.65%	–
CRBN	New	iSharesmsci lw crb tg	$191,052	–	1,221,639	–	0.59%	–
JPST	New	JP Morganultra shrt inc	$184,485	–	3,679,388	–	0.57%	–
IWN	New	ISHARES TRrus 2000 val etf	$150,915	–	1,071,841	–	0.47%	–
GSIE	New	Goldman Sachsactivebeta int	$142,382	–	4,541,705	–	0.44%	–
VWOB	New	VANGUARD WHITEHALL FDS INCem mk gov bd etf	$129,446	–	2,078,791	–	0.40%	–
SCHV	New	SCHWAB STRATEGIC TRus lcap va etf	$129,067	–	1,923,785	–	0.40%	–
SPYV	New	SPDR State Street Global Advisorsprtflo s&p500 vl	$118,748	–	2,748,797	–	0.37%	–
BND	New	VANGUARD BD INDEX FD INCtotal bnd mrkt	$106,747	–	1,468,530	–	0.33%	–
VOO	New	VANGUARD INDEX FDS	$99,730	–	244,868	–	0.31%	–
ESGE	New	iSharesesg awr msci em	$80,880	–	2,557,055	–	0.25%	–
IVE	New	ISHARES TRs&p 500 val etf	$78,174	–	484,980	–	0.24%	–
SPYX	New	SPDR State Street Global Advisorsspdr s&p 500 etf	$75,346	–	2,083,101	–	0.23%	–
KOMP	New	State Street Global Advisors Incs&p kensho new	$52,418	–	1,175,296	–	0.16%	–
VUG	New	VANGUARD INDEX FDSgrowth etf	$51,795	–	183,048	–	0.16%	–
VOTE	New	Engine No. 1transfrm 500 etf	$49,359	–	956,579	–	0.15%	–
DSI	New	iSharesmsci kld400 soc	$45,469	–	540,204	–	0.14%	–
BGRN	New	iSharesusd grn bond etf	$43,894	–	943,138	–	0.14%	–
EFAX	New	SPDR State Street Global Advisorsmsci eafe fs etf	$43,486	–	1,155,016	–	0.14%	–
GEM	New	Goldman Sachsactivebeta eme	$37,660	–	1,259,545	–	0.12%	–
GSSC	New	Goldman Sachsactivebeta us	$35,109	–	608,055	–	0.11%	–
ESGV	New	VANGUARDesg us stk etf	$30,160	–	384,937	–	0.09%	–
GCOR	New	Goldman Sachsaccess us agrat	$27,591	–	663,726	–	0.08%	–
VB	New	VANGUARD INDEX FDSsmall cp etf	$25,774	–	129,590	–	0.08%	–
EEMX	New	SPDR State Street Global Advisorsmsci emr mkt etf	$25,620	–	845,555	–	0.08%	–
DFAC	New	Dimensionalus core equity 2	$25,265	–	930,564	–	0.08%	–
SPEM	New	SPDR State Street Global Advisorsportfolio emg mk	$24,914	–	724,663	–	0.08%	–
DFAU	New	Dimensional Fund Advisorsus core eqt mkt	$24,934	–	804,568	–	0.08%	–
BSV	New	VANGUARD BD INDEX FD INCshort trm bond	$22,228	–	294,140	–	0.07%	–
SUSA	New	iSharesmsci usa esg slc	$20,836	–	222,517	–	0.06%	–
GIGB	New	Goldman Sachsaccess invt gr	$18,590	–	410,732	–	0.06%	–
MBB	New	ISHARES TRmbs etf	$18,699	–	200,487	–	0.06%	–
EAGG	New	iSharesesg awr us agrgt	$17,788	–	377,108	–	0.06%	–
ESML	New	BlackRock Fund Advisorsesg aware msci	$15,255	–	429,472	–	0.05%	–
FLOT	New	iSharesfltg rate nt etf	$14,634	–	287,949	–	0.04%	–
LQD	New	ISHARES TRiboxx inv cp etf	$14,048	–	129,902	–	0.04%	–
SUSC	New	ISHARESesg awre usd etf	$13,235	–	582,014	–	0.04%	–
BIV	New	VANGUARD BD INDEX FD INCintermed term	$12,804	–	170,196	–	0.04%	–
QQQ	New	Invescounit ser 1	$12,377	–	33,505	–	0.04%	–
GMOM	New	CAMBRIA ETF TRglb moment etf	$11,843	–	427,855	–	0.04%	–
SLYV	New	SPDR State Street Global Advisorss&p 600 smcp val	$11,359	–	147,152	–	0.04%	–
IEF	New	ISHARES TR7-10 yr trsy bd	$11,219	–	116,135	–	0.04%	–
DFAI	New	Dimensional Fund Advisorsintl core eqt mk	$10,884	–	398,385	–	0.03%	–
BLV	New	VANGUARD BD INDEX FD INClong term bond	$10,072	–	134,435	–	0.03%	–
VMBS	New	VANGUARD BD INDEX FD INCmtg-bkd secs etf	$10,077	–	219,119	–	0.03%	–
	New	Goldman Sachs Asset Management LPaccess emng mkts	$9,362	–	233,002	–	0.03%	–
VOT	New	Vanguardmcap gr idxvip	$9,324	–	45,312	–	0.03%	–
SCHH	New	SCHWAB STRATEGIC TRus reit etf	$9,263	–	474,303	–	0.03%	–
COMB	New	GraniteShares	$8,420	–	407,769	–	0.03%	–
SCHX	New	SCHWAB STRATEGIC TRus lrg cap etf	$7,914	–	151,122	–	0.02%	–
FALN	New	iSharesfaln angls usd	$7,070	–	278,691	–	0.02%	–
IJJ	New	ISHARES TRs&p mc 400vl etf	$6,953	–	64,904	–	0.02%	–
	New	Dimensional Fund Advisors LP	$6,341	–	151,958	–	0.02%	–
SHYG	New	iShares0-5yr hi yl cp	$6,364	–	153,528	–	0.02%	–
NYF	New	ISHARES TRnew york mun etf	$5,811	–	109,115	–	0.02%	–
VOOV	New	VANGUARD INDEX FDS500 val idx fd	$5,762	–	37,007	–	0.02%	–
HYLB	New	XTRACKERSxtrack usd high	$5,863	–	169,937	–	0.02%	–
	New	Dimensional Fund Advisors LPworld ex us core	$5,640	–	241,951	–	0.02%	–
CMF	New	ISHARES TRcalif mun bd etf	$5,468	–	96,019	–	0.02%	–
VOOG	New	VANGUARD INDEX FDS500 grth idx f	$5,512	–	21,694	–	0.02%	–
PCY	New	Invescoemrng mkt svrg	$5,386	–	276,372	–	0.02%	–
IGSB	New	ISHARES TR	$5,211	–	103,873	–	0.02%	–
VIGI	New	Vanguardintl dvd etf	$5,230	–	69,647	–	0.02%	–
IVV	New	ISHARES TRcore s&p500 etf	$4,940	–	11,084	–	0.02%	–
GTIP	New	Goldman Sachsaccess inflati	$4,463	–	90,904	–	0.01%	–
NEAR	New	iSharesblackrock st mat	$4,114	–	82,746	–	0.01%	–
DFAE	New	Dimensional Fund Advisorsemgr cre eqt mng	$4,084	–	174,076	–	0.01%	–
VNQI	New	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$3,794	–	94,413	–	0.01%	–
VBK	New	Vanguardsml cp grw etf	$3,752	–	16,332	–	0.01%	–
	New	Dimensional Fund Advisors LPintl core equity	$3,985	–	164,197	–	0.01%	–
XSOE	New	WisdomTreeem ex st-owned	$3,861	–	138,128	–	0.01%	–
FNDA	New	Schwabschwab fdt us sc	$3,253	–	64,488	–	0.01%	–
EMHY	New	iSharesjp mrgn em hi bd	$3,079	–	87,641	–	0.01%	–
WTMF	New	WISDOMTREE TRfutre strat fd	$3,305	–	94,445	–	0.01%	–
NACP	New	Impact Sharesnaacp mino etf	$3,150	–	99,534	–	0.01%	–
SGOV	New	Western Asset Management Co0-3 mnth treasry	$3,081	–	30,622	–	0.01%	–
SHE	New	SPDR State Street Global Advisorsspdr msci usa ge	$3,129	–	35,542	–	0.01%	–
VGLT	New	VANGUARD BD INDEX FD INClong term treas	$3,190	–	50,208	–	0.01%	–
VCIT	New	VANGUARD SCOTTSDALE FDSint-term corp	$2,848	–	36,036	–	0.01%	–
VNQ	New	VANGUARD INDEX FDSreal estate etf	$2,985	–	35,722	–	0.01%	–
USHY	New	ISHARESbroad usd high	$2,667	–	75,549	–	0.01%	–
VCSH	New	Vanguardshrt trm corp bd	$2,548	–	33,677	–	0.01%	–
TLT	New	ISHARES TR20 yr tr bd etf	$2,649	–	25,731	–	0.01%	–
VAMO	New	CAMBRIA ETF TRvalue momentum	$2,666	–	103,585	–	0.01%	–
MTUM	New	iSharesmsci usa mmentm	$2,621	–	18,171	–	0.01%	–
SCHE	New	SCHWAB STRATEGIC TRemrg mkteq etf	$2,461	–	99,919	–	0.01%	–
FIXD	New	First Trust Exchange-Traded Fund VIIItcw opportunis	$2,310	–	52,309	–	0.01%	–
VYM	New	VANGUARD WHITEHALL FDS INChigh div yld	$2,104	–	19,838	–	0.01%	–
GVAL	New	CAMBRIA ETF TRglobal value etf	$2,398	–	119,206	–	0.01%	–
TIP	New	ISHARES TRtips bd etf	$2,102	–	19,532	–	0.01%	–
VGSH	New	Vanguardshort term treas	$2,415	–	41,837	–	0.01%	–
SYLD	New	CAMBRIA ETF TR	$2,096	–	34,267	–	0.01%	–
AVUV	New	Avantisus sml cp valu	$1,907	–	24,573	–	0.01%	–
	New	Dimensional Fund Advisors LPshort duration f	$2,078	–	44,827	–	0.01%	–
ANGL	New	Van Eckfallen angel hg	$2,085	–	75,088	–	0.01%	–
ISTB	New	ISHARES TRcore 1 5 yr usd	$2,027	–	43,462	–	0.01%	–
VIG	New	VANGUARD SPECIALIZED PORTFOLdiv app etf	$2,003	–	12,332	–	0.01%	–
SPDW	New	SPDR State Street Global Advisorsportfolio devlpd	$1,976	–	60,734	–	0.01%	–
	New	Dimensional Fund Advisors LPemerging mkts co	$1,668	–	69,343	–	0.01%	–
QAI	New	INDEXIQ ETF TRhedge mlti etf	$1,732	–	58,073	–	0.01%	–
VXUS	New	VANGUARD STAR FDvg tl intl stk f	$1,463	–	26,091	–	0.01%	–
SCHD	New	SCHWAB STRATEGIC TRus dividend eq	$1,459	–	20,095	–	0.01%	–
EUSB	New	iSharesesg adv ttl usd	$1,764	–	41,419	–	0.01%	–
QUAL	New	iSharesmsci usa qlt fct	$1,692	–	12,545	–	0.01%	–
DFAT	New	Dimensionalus targeted vlu	$1,635	–	35,240	–	0.01%	–
VTEB	New	VANGUARD BD INDEX FD INCtax exempt bd	$1,340	–	26,684	–	0.00%	–
SPLG	New	SPDR State Street Global Advisorsportfolio s&p500	$1,364	–	26,172	–	0.00%	–
ARKW	New	Ark ETF Trustnext gnrtn inter	$1,229	–	20,973	–	0.00%	–
EPS	New	WisdomTreeus largecap fund	$1,289	–	27,603	–	0.00%	–
SCHG	New	SCHWAB STRATEGIC TRus lcap gr etf	$1,368	–	18,249	–	0.00%	–
IJR	New	ISHARES TRcore s&p scp etf	$1,206	–	12,100	–	0.00%	–
VIOO	New	VANGUARD ADMIRAL FDS INCsmllcp 600 idx	$1,260	–	13,709	–	0.00%	–
IAGG	New	ISHARES TRcore intl aggr	$1,132	–	22,960	–	0.00%	–
IMTM	New	iSharesmsci intl moment	$1,301	–	39,184	–	0.00%	–
IXUS	New	iSharescore msci total	$1,229	–	19,624	–	0.00%	–
SCHP	New	SCHWAB STRATEGIC TRus tips etf	$1,295	–	24,693	–	0.00%	–
EMLC	New	VANECK VECTORS TRjp mrgan em loc	$1,141	–	44,649	–	0.00%	–
PSP	New	Invescogbl listed pvt	$1,243	–	118,151	–	0.00%	–
IJH	New	ISHARES TRcore s&p mcp etf	$1,205	–	4,607	–	0.00%	–
SHY	New	ISHARES TR1 3 yr treas bd	$1,273	–	15,699	–	0.00%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$1,179	–	2,660	–	0.00%	–
ILTB	New	ISHAREScore lt usdb etf	$1,215	–	23,097	–	0.00%	–
ARKK	New	Ark ETF Trustinnovation etf	$1,022	–	23,163	–	0.00%	–
AVDV	New	AVANTIS INTLintl smcp vlu	$862	–	14,979	–	0.00%	–
AVUS	New	AMERICAN CENTY ETF TRus eqt etf	$1,049	–	13,956	–	0.00%	–
FYLD	New	CAMBRIA ETF TRcambria fgn shr	$1,069	–	44,524	–	0.00%	–
EYLD	New	CAMBRIA ETF TRemrg sharehldr	$1,014	–	36,421	–	0.00%	–
BLDG	New	Cambria Fundsgbl real est etf	$828	–	34,571	–	0.00%	–
	New	Dimensional Fund Advisors LPintl small cap e	$840	–	36,804	–	0.00%	–
	New	Dimensional Fund Advisors LPus small cap val	$819	–	31,868	–	0.00%	–
	New	Dimensional Fund Advisors LPus real estate e	$852	–	39,607	–	0.00%	–
BITQ	New	Exchange Traded Concepts LLCbitwise crypto	$1,020	–	126,742	–	0.00%	–
EMLP	New	FIRST TR EXCHANGE TRADED FDno amer energy	$1,107	–	41,016	–	0.00%	–
RDVY	New	First Trustrisng divd achiv	$866	–	18,397	–	0.00%	–
GVI	New	ISHARES TRintrm gov cr etf	$1,099	–	10,679	–	0.00%	–
IEI	New	ISHARES TR3 7 yr treas bd	$1,029	–	8,924	–	0.00%	–
PFF	New	ISHARES TRpfd and incm sec	$1,005	–	32,495	–	0.00%	–
IQLT	New	iSharesmsci intl qualty	$1,089	–	30,597	–	0.00%	–
GLD	New	SPDR GOLD TRUST	$828	–	4,647	–	0.00%	–
SPYG	New	SPDR State Street Global Advisorsprtflo s&p500 gw	$897	–	14,698	–	0.00%	–
BIL	New	SPDR SERIES TRUSTbloomberg 1-3 mo	$985	–	10,731	–	0.00%	–
XLE	New	SELECT SECTOR SPDR TRenergy	$871	–	10,732	–	0.00%	–
IVOG	New	Vanguardmidcp 400 grth	$872	–	9,323	–	0.00%	–
VDC	New	Vanguardconsum stp etf	$1,003	–	5,159	–	0.00%	–
VXF	New	Vanguardextend mkt etf	$905	–	6,081	–	0.00%	–
DGS	New	WISDOMTREE TRemg mkts smcap	$814	–	17,500	–	0.00%	–
MGK	New	Vanguardmega grwth ind	$645	–	2,740	–	0.00%	–
SGOL	New	ETFS GOLD TR	$510	–	27,787	–	0.00%	–
IVW	New	ISHARES TRs&p 500 grwt etf	$505	–	7,171	–	0.00%	–
VGIT	New	Vanguardinter term treas	$545	–	9,285	–	0.00%	–
IUSB	New	iSharescore total usd	$562	–	12,370	–	0.00%	–
PFEB	New	INNOVATOR ETFS TRus eqty pwr buf	$637	–	20,700	–	0.00%	–
USMV	New	iSharesmsci usa min vol	$680	–	9,150	–	0.00%	–
DLS	New	WisdomTreeintl smcap div	$688	–	11,564	–	0.00%	–
	New	Dimensional Fund Advisors LPus high profitab	$638	–	24,050	–	0.00%	–
	New	Dimensional Fund Advisors LPinternatnal val	$667	–	20,318	–	0.00%	–
DON	New	WisdomTreeus midcap divid	$530	–	12,611	–	0.00%	–
QQQM	New	INVESCO EXCH TRADED FD TR IInasdaq 100 etf	$545	–	3,583	–	0.00%	–
COWZ	New	Pacerus cash cows 100	$629	–	13,135	–	0.00%	–
FNDF	New	SCHWAB STRATEGIC TRschwb fdt int lg	$754	–	23,337	–	0.00%	–
HYD	New	MARKET VECTORS ETF TRhigh yld munietf	$690	–	13,446	–	0.00%	–
OIH	New	Van Eckoil services etf	$519	–	1,803	–	0.00%	–
VO	New	VANGUARD INDEX FDSmid cap etf	$504	–	2,288	–	0.00%	–
VYMI	New	Vanguardintl high etf	$579	–	9,155	–	0.00%	–
DFUS	New	Dimensionalus equity etf	$789	–	16,384	–	0.00%	–
RSP	New	Invescos&p500 eql wgt	$505	–	3,372	–	0.00%	–
IWV	New	ISHARES TRrussell 3000 etf	$655	–	2,572	–	0.00%	–
UOCT	New	Innovator Capital Management LLCus eqty ultra b	$685	–	22,929	–	0.00%	–
QVAL	New	EA Series Trustus quan value	$503	–	14,525	–	0.00%	–
VUSB	New	VANGUARD BD INDEX FDSvanguard ultra	$588	–	11,962	–	0.00%	–
IWO	New	iSharesrus 2000 grw etf	$619	–	2,550	–	0.00%	–
VSGX	New	Vanguardesg intl stk etf	$625	–	11,762	–	0.00%	–
VSS	New	VANGUARD INTL EQUITY INDEX Fftse smcap etf	$517	–	4,680	–	0.00%	–
VT	New	Vanguardtt wrld st etf	$739	–	7,624	–	0.00%	–
VEU	New	Vanguardallwrld ex us	$742	–	13,629	–	0.00%	–
EFA	New	ISHARES TRmsci eafe etf	$580	–	7,995	–	0.00%	–
AGGY	New	WisdomTreeyield enhancd us	$769	–	17,846	–	0.00%	–
JHMM	New	John Hancockmultifactor mi	$580	–	11,681	–	0.00%	–
IUSV	New	iSharescore s&p us vlu	$233	–	2,980	–	0.00%	–
SCHZ	New	SCHWAB STRATEGIC TRus aggregate b	$325	–	7,044	–	0.00%	–
IWM	New	ISHARES TRrussell 2000 etf	$286	–	1,527	–	0.00%	–
SCHR	New	Schwab ETFsint-trm u.s tres	$288	–	5,851	–	0.00%	–
SCHO	New	Schwab ETFssht tm us tres	$279	–	5,811	–	0.00%	–
XLRE	New	SPDR State Street Global Advisorsrl est sel sec	$220	–	5,825	–	0.00%	–
XLU	New	SPDR State Street Global Advisorssbi int-utils	$236	–	3,601	–	0.00%	–
SPUC	New	Simplify Asset Management Incus eqt pls upsid	$237	–	7,710	–	0.00%	–
IWB	New	ISHARES TRrus 1000 etf	$209	–	857	–	0.00%	–
IWF	New	iSharesrus 1000 grw etf	$429	–	1,560	–	0.00%	–
IWD	New	ISHARES TRrus 1000 val etf	$345	–	2,188	–	0.00%	–
IWR	New	iSharesrus mid cap etf	$227	–	3,109	–	0.00%	–
MGV	New	Vanguardmega cap val etf	$226	–	2,181	–	0.00%	–
OEF	New	iSharess&p 100 etf	$202	–	974	–	0.00%	–
IAU	New	ISHARES GOLD TRUSTishares new	$275	–	7,553	–	0.00%	–
OMFL	New	Invesco Capital Management LLCrusl 1000 dynm	$222	–	4,527	–	0.00%	–
PXF	New	Invescoftse rafi dev	$353	–	7,843	–	0.00%	–
SPHB	New	Invescos&p 500 hb etf	$281	–	3,676	–	0.00%	–
SPMO	New	Invescos&p 500 momntm	$264	–	4,724	–	0.00%	–
IDMO	New	Invescos&p intl momnt	$278	–	8,431	–	0.00%	–
LVHD	New	Legg Masonfranklin us low	$395	–	10,764	–	0.00%	–
PJUL	New	INNOVATOR ETFS TRus eqty pwr buf	$245	–	7,155	–	0.00%	–
POCT	New	Innovator Capital Management LLCus eqty pwr buf	$381	–	11,372	–	0.00%	–
BOCT	New	Innovator Capital Management LLCus eqty buf oct	$283	–	7,784	–	0.00%	–
VHT	New	Vanguardhealth car etf	$202	–	825	–	0.00%	–
PJUN	New	INNOVATOR ETFS TRus eqty pwr buf	$304	–	9,596	–	0.00%	–
PJAN	New	INNOVATOR ETFS TRus eqty pwr buf	$217	–	6,192	–	0.00%	–
VONE	New	Vanguardvng rus1000idx	$377	–	1,869	–	0.00%	–
VCLT	New	VANGUARD SCOTTSDALE FDSlg-term cor bd	$384	–	4,892	–	0.00%	–
GUNR	New	Flexshares Trustmornstar upstr	$274	–	6,844	–	0.00%	–
	New	Dimensional Fund Advisors LPintl small cap v	$270	–	11,405	–	0.00%	–
	New	Dimensional Fund Advisors LPintl high profit	$249	–	10,180	–	0.00%	–
	New	Dimensional Fund Advisors LPemerging mkts hi	$338	–	14,230	–	0.00%	–
	New	Dimensional Fund Advisors LPemerging mkts va	$334	–	13,713	–	0.00%	–
	New	Dimensional Fund Advisors LPus mktwide value	$302	–	8,757	–	0.00%	–
DFAS	New	Dimensionalus small cap etf	$346	–	6,317	–	0.00%	–
SIVR	New	ABRDN SILVER ETF TRUST	$389	–	17,819	–	0.00%	–
ASHR	New	DBX ETF TRxtrack hrvst csi	$319	–	11,918	–	0.00%	–
IMOM	New	EA Series Trustintl quan momntm	$354	–	13,733	–	0.00%	–
IVAL	New	EA Series Trustintl quan value	$387	–	16,261	–	0.00%	–
	New	SPDR State Street Global Advisorsspdr gld minis	$445	–	11,677	–	0.00%	–
SUSB	New	iSharesesg awre 1 5 yr	$290	–	12,149	–	0.00%	–
ICSH	New	iSharesblackrock ultra	$203	–	4,029	–	0.00%	–
DMXF	New	iSharesesg eafe etf	$400	–	6,565	–	0.00%	–
USXF	New	iSharesesg msci usa etf	$376	–	10,448	–	0.00%	–
JSCP	New	J P MORGAN EXCHANGE TRADED Fshort dura core	$219	–	4,789	–	0.00%	–
JEPI	New	J P MORGAN EXCHANGE TRADED Fequity premium	$384	–	6,936	–	0.00%	–
REET	New	iSharesglobal reit etf	$210	–	9,148	–	0.00%	–
PDBC	New	Invescooptimum yield	$447	–	32,828	–	0.00%	–
BOND	New	PIMCO ETF TRactive bd etf	$464	–	5,069	–	0.00%	–
MINT	New	PIMCO ETF TRenhan shrt ma ac	$232	–	2,323	–	0.00%	–
	New	Proshare Capital Management LLCbitcoin strate	$350	–	20,614	–	0.00%	–
PEX	New	ProSharespriv eqty-lstd	$262	–	9,470	–	0.00%	–
DGRO	New	iSharescore div grwth	$419	–	8,135	–	0.00%	–
QEFA	New	SPDR State Street Global Advisorsmsci eafe strtgc	$367	–	5,246	–	0.00%	–
PICK	New	ISHARESmsci gbl etf new	$256	–	6,328	–	0.00%	–
HYMB	New	SPDR State Street Global Advisorsnuveen bloomberg	$398	–	15,927	–	0.00%	–
VLUE	New	iSharesmsci usa value	$410	–	4,367	–	0.00%	–
SPIB	New	SPDR SERIES TRUSTportfolio intrmd	$416	–	12,949	–	0.00%	–
QSY	New	WISDOMTREE TRwisdomtree us va	$256	–	4,095	–	0.00%	–
SPSB	New	SPDR State Street Global Advisorsportfolio short	$283	–	9,606	–	0.00%	–
SPTL	New	SPDR SERIES TRUSTportfolio ln tsr	$244	–	8,171	–	0.00%	–
GOVT	New	iSharesus treas bd etf	$465	–	20,289	–	0.00%	–
JNK	New	SPDR SERIES TRUSTbloomberg high y	$408	–	4,429	–	0.00%	–
IGLB	New	ISHARES TR10+ yr invst grd	$312	–	6,046	–	0.00%	–
EES	New	WisdomTreeus smallcap fund	$343	–	7,650	–	0.00%	–
IWY	New	iSharesrus tp200 gr etf	$339	–	2,135	–	0.00%	–
EFG	New	iShareseafe grwth etf	$406	–	4,258	–	0.00%	–
EFV	New	ISHARES TReafe value etf	$334	–	6,832	–	0.00%	–
TLH	New	ISHARES TR10-20 yr trs etf	$484	–	4,370	–	0.00%	–
USIG	New	ISHARES TRusd inv grde etf	$425	–	8,482	–	0.00%	–
USRT	New	iSharescre u s reit etf	$348	–	6,768	–	0.00%	–
HYG	New	ISHARES TRiboxx hi yd etf	$220	–	2,925	–	0.00%	–
AAXJ	New	ISHARES TRmsci ac asia etf	$401	–	6,028	–	0.00%	–
SUB	New	iSharesshrt nat mun etf	$382	–	3,671	–	0.00%	–
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$282	–	3,966	–	0.00%	–
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$344	–	7,843	–	0.00%	–
IYW	New	iSharesu.s. tech etf	$307	–	2,821	–	0.00%	–
FNDE	New	Schwabschwb fdt emk lg	$447	–	16,713	–	0.00%	–
IUSG	New	ISHARES TRcore s&p us gwt	$353	–	3,614	–	0.00%	–

Q4 2022

			Value		Shares		↓ Weighting
	Exit	PROSHARES TRbitcoin strate	$0	–	-10,962	–	0.00%	–
AAXJ	Exit	ISHARES TRmsci ac asia etf	$0	–	-4,510	–	-0.00%	–
OMFL	Exit	INVESCO EXCH TRD SLF IDX FDrusl 1000 dynm	$0	–	-6,434	–	-0.00%	–
IXUS	Exit	ISHARES TRcore msci total	$0	–	-4,799	–	-0.00%	–
PEX	Exit	PROSHARES TRpriv eqty-lstd	$0	–	-10,324	–	-0.00%	–
SPYC	Exit	SIMPLIFY EXCHANGE TRADED FUNus eqt pls cnvex	$0	–	-8,763	–	-0.00%	–
USXF	Exit	ISHARES TResg msci usa etf	$0	–	-13,602	–	-0.00%	–
JNK	Exit	SPDR SER TRbloomberg high y	$0	–	-4,415	–	-0.00%	–
EFG	Exit	ISHARES TReafe grwth etf	$0	–	-4,314	–	-0.00%	–
BOCT	Exit	INNOVATOR ETFS TRus eqty buf oct	$0	–	-10,519	–	-0.00%	–
PXF	Exit	INVESCO EXCH TRADED FD TR IIftse rafi dev	$0	–	-9,188	–	-0.00%	–
QUAL	Exit	ISHARES TRmsci usa qlt fct	$0	–	-2,077	–	-0.00%	–
VLUE	Exit	ISHARES TRmsci usa value	$0	–	-2,979	–	-0.00%	–
EES	Exit	WISDOMTREE TRus smallcap fund	$0	–	-6,922	–	-0.00%	–
VLU	Exit	SPDR SER TRspdr sp1500vl	$0	–	-2,066	–	-0.00%	–
EFV	Exit	ISHARES TReafe value etf	$0	–	-7,390	–	-0.00%	–
IQLT	Exit	ISHARES TRmsci intl qualty	$0	–	-13,071	–	-0.00%	–
VYMI	Exit	VANGUARD WHITEHALL FDSintl high etf	$0	–	-3,787	–	-0.00%	–
REET	Exit	ISHARES TRglobal reit etf	$0	–	-8,342	–	-0.00%	–
DMXF	Exit	ISHARES TResg eafe etf	$0	–	-7,191	–	-0.00%	–
SPUC	Exit	SIMPLIFY EXCHANGE TRADED FUNus eqt pls upsid	$0	–	-15,338	–	-0.00%	–
QVAL	Exit	EA SERIES TRUSTus quan value	$0	–	-9,961	–	-0.00%	–
QSY	Exit	WISDOMTREE TRwisdomtree us va	$0	–	-3,828	–	-0.00%	–
ESML	Exit	ISHARES TResg aware msci	$0	–	-7,897	–	-0.00%	–
DFAS	Exit	DIMENSIONAL ETF TRUSTus small cap etf	$0	–	-7,221	–	-0.00%	–
ASHR	Exit	DBX ETF TRxtrack hrvst csi	$0	–	-9,198	–	-0.00%	–
ARKW	Exit	ARK ETF TRnext gnrtn inter	$0	–	-8,064	–	-0.00%	–
FNDF	Exit	SCHWAB STRATEGIC TRschwb fdt int lg	$0	–	-8,833	–	-0.00%	–
GOVT	Exit	ISHARES TRus treas bd etf	$0	–	-14,464	–	-0.00%	–
OIH	Exit	VANECK ETF TRUSToil services etf	$0	–	-1,723	–	-0.00%	–
IVW	Exit	ISHARES TRsp 500 grwt etf	$0	–	-5,387	–	-0.00%	–
DFAT	Exit	DIMENSIONAL ETF TRUSTus targeted vlu	$0	–	-6,203	–	-0.00%	–
RSP	Exit	INVESCO EXCHANGE TRADED FDsp500 eql wgt	$0	–	-2,768	–	-0.00%	–
SGOV	Exit	ISHARES TR0-3 mnth treasry	$0	–	-2,676	–	-0.00%	–
COWZ	Exit	PACER FDS TRus cash cows 100	$0	–	-6,898	–	-0.00%	–
	Exit	LITMAN GREGORY FDS TRimgp dbi managed	$0	–	-9,817	–	-0.00%	–
JHMM	Exit	JOHN HANCOCK EXCHANGE TRADEDmultifactor mi	$0	–	-9,307	–	-0.00%	–
SPY	Exit	SPDR S&P 500 ETF TRtr unit	$0	–	-1,300	–	-0.00%	–
AVDV	Exit	AVANTIS INTLintl sm cap val etf	$0	–	-8,526	–	-0.00%	–
VXF	Exit	VANGUARD INDEX FDSextend mkt etf	$0	–	-4,601	–	-0.00%	–
IWV	Exit	ISHARES TRrussell 3000 etf	$0	–	-2,132	–	-0.00%	–
SGOL	Exit	ABRDN GOLD ETF TRUST	$0	–	-32,652	–	-0.00%	–
IGLB	Exit	ISHARES TR10+ yr invst grd	$0	–	-10,743	–	-0.00%	–
FNDA	Exit	SCHWAB STRATEGIC TRschwab fdt us sc	$0	–	-9,604	–	-0.00%	–
	Exit	DIMENSIONAL ETF TRUST	$0	–	-9,651	–	-0.00%	–
ARKK	Exit	ARK ETF TRinnovation etf	$0	–	-17,335	–	-0.00%	–
IWB	Exit	ISHARES TRrus 1000 etf	$0	–	-3,076	–	-0.00%	–
DON	Exit	WISDOMTREE TRus midcap divid	$0	–	-11,508	–	-0.00%	–
PDBC	Exit	INVESCO ACTVELY MNGD ETC FDoptimum yield	$0	–	-33,430	–	-0.00%	–
IWO	Exit	ISHARES TRrus 2000 grw etf	$0	–	-2,598	–	-0.00%	–
BITQ	Exit	EXCHANGE TRADED CONCEPTS TRbitwise crypto	$0	–	-77,497	–	-0.00%	–
TLH	Exit	ISHARES TR10-20 yr trs etf	$0	–	-3,752	–	-0.00%	–
SPYG	Exit	SPDR SER TRprtflo sp500 gw	$0	–	-9,473	–	-0.00%	–
XLE	Exit	SELECT SECTOR SPDR TRenergy	$0	–	-7,457	–	-0.00%	–
VT	Exit	VANGUARD INTL EQUITY INDEXtt wrld st etf	$0	–	-7,186	–	-0.00%	–
POCT	Exit	INNOVATOR ETFS TRus eqty pwr buf	$0	–	-16,727	–	-0.00%	–
MGK	Exit	VANGUARD WORLD FDmega grwth ind	$0	–	-3,794	–	-0.00%	–
VEU	Exit	VANGUARD INTL EQUITY INDEX Ff allwrld ex us	$0	–	-10,510	–	-0.00%	–
VGIT	Exit	VANGUARD SCOTTSDALE FDSinter term treas	$0	–	-7,024	–	-0.00%	–
XLV	Exit	SELECT SECTOR SPDR TRsbi healthcare	$0	–	-4,970	–	-0.00%	–
HYD	Exit	VANECK ETF TRUSThigh yld munietf	$0	–	-12,857	–	-0.00%	–
DLS	Exit	WISDOMTREE TRintl smcap div	$0	–	-11,100	–	-0.00%	–
DGS	Exit	WISDOMTREE TRemg mkts smcap	$0	–	-11,854	–	-0.00%	–
EYLD	Exit	CAMBRIA ETF TRemrg sharehldr	$0	–	-34,894	–	-0.00%	–
SUB	Exit	ISHARES TRshrt nat mun etf	$0	–	-7,931	–	-0.00%	–
UOCT	Exit	INNOVATOR ETFS TRus eqty ultra b	$0	–	-35,575	–	-0.00%	–
IMTM	Exit	ISHARES TRmsci intl moment	$0	–	-26,814	–	-0.00%	–
GVI	Exit	ISHARES TRintrm gov cr etf	$0	–	-7,990	–	-0.00%	–
IVOG	Exit	VANGUARD ADMIRAL FDS INCmidcp 400 grth	$0	–	-5,825	–	-0.00%	–
SPLG	Exit	SPDR SER TRportfolio sp500	$0	–	-20,620	–	-0.00%	–
VGLT	Exit	VANGUARD SCOTTSDALE FDSlong term treas	$0	–	-12,662	–	-0.00%	–
IJH	Exit	ISHARES TRcore sp mcp etf	$0	–	-3,527	–	-0.00%	–
RDVY	Exit	FIRST TR EXCHANGE-TRADED FDrisng divd achiv	$0	–	-23,111	–	-0.00%	–
IJR	Exit	ISHARES TRcore sp scp etf	$0	–	-9,353	–	-0.00%	–
ILTB	Exit	ISHARES TRcore lt usdb etf	$0	–	-16,418	–	-0.00%	–
AVUV	Exit	AVANTISus sml cap val etf	$0	–	-12,618	–	-0.00%	–
PSK	Exit	SPDR SER TRice pfd sec etf	$0	–	-22,996	–	-0.00%	–
AGGY	Exit	WISDOMTREE TRyield enhancd us	$0	–	-18,034	–	-0.00%	–
SPDW	Exit	SPDR INDEX SHS FDSportfolio devlpd	$0	–	-43,441	–	-0.00%	–
SCHG	Exit	SCHWAB STRATEGIC TRus lcap gr etf	$0	–	-18,252	–	-0.00%	–
BLDG	Exit	CAMBRIA ETF TRgbl real est etf	$0	–	-39,963	–	-0.00%	–
XLU	Exit	SELECT SECTOR SPDR TRsbi int-utils	$0	–	-14,748	–	-0.00%	–
EMLP	Exit	FIRST TR EXCHANGE TRADED FDno amer energy	$0	–	-38,205	–	-0.00%	–
TIP	Exit	ISHARES TRtips bd etf	$0	–	-10,765	–	-0.00%	–
EPS	Exit	WISDOMTREE TRus largecap fund	$0	–	-26,700	–	-0.00%	–
EMLC	Exit	VANECK ETF TRUSTjp mrgan em loc	$0	–	-50,229	–	-0.00%	–
SPIB	Exit	SPDR SERIES TRUSTportfolio intrmd	$0	–	-35,362	–	-0.00%	–
PSP	Exit	INVESCO EXCHANGE TRADED FDgbl listed pvt	$0	–	-100,067	–	-0.00%	–
FYLD	Exit	CAMBRIA ETF TRcambria fgn shr	$0	–	-49,211	–	-0.00%	–
VIOO	Exit	VANGUARD ADMIRAL FDS INCsmllcp 600 idx	$0	–	-8,000	–	-0.01%	–
VIG	Exit	VANGUARD SPECIALIZED PORTFOLdiv app etf	$0	–	-10,667	–	-0.01%	–
QAI	Exit	INDEXIQ ETF TRhedge mlti etf	$0	–	-52,099	–	-0.01%	–
SCHP	Exit	SCHWAB STRATEGIC TRus tips etf	$0	–	-23,057	–	-0.01%	–
MTUM	Exit	ISHARES TRmsci usa mmentm	$0	–	-10,472	–	-0.01%	–
USMV	Exit	ISHARES TRmsci usa min vol	$0	–	-21,360	–	-0.01%	–
VXUS	Exit	VANGUARD STAR FDvg tl intl stk f	$0	–	-24,542	–	-0.01%	–
BIL	Exit	SPDR SERIES TRUSTbloomberg 1-3 mo	$0	–	-15,431	–	-0.01%	–
IUSB	Exit	ISHARES TRcore total usd	$0	–	-27,333	–	-0.01%	–
IYK	Exit	ISHARES TRus consm staples	$0	–	-6,587	–	-0.01%	–
VTEB	Exit	VANGUARD MUN BD FDStax exempt bd	$0	–	-29,461	–	-0.01%	–
VYM	Exit	VANGUARD WHITEHALL FDShigh div yld	$0	–	-15,726	–	-0.01%	–
DFUS	Exit	DIMENSIONAL ETF TRUSTus equity etf	$0	–	-44,690	–	-0.01%	–
ISTB	Exit	ISHARES TRcore 1 5 yr usd	$0	–	-39,774	–	-0.01%	–
	Exit	WORLD GOLD TRspdr gld minis	$0	–	-54,061	–	-0.01%	–
HYG	Exit	ISHARES TRiboxx hi yd etf	$0	–	-26,204	–	-0.01%	–
VCIT	Exit	VANGUARD SCOTTSDALE FDSint-term corp	$0	–	-25,198	–	-0.01%	–
FIXD	Exit	FIRST TR EXCHNG TRADED FD VIIItcw opportunis	$0	–	-44,616	–	-0.01%	–
ANGL	Exit	VANECK ETF TRUSTfallen angel hg	$0	–	-68,162	–	-0.01%	–
SYLD	Exit	CAMBRIA ETF TR	$0	–	-38,586	–	-0.01%	–
VNQ	Exit	VANGUARD INDEX FDSreal estate etf	$0	–	-23,550	–	-0.01%	–
VOOG	Exit	VANGUARD ADMIRAL FDS INC500 grth idx f	$0	–	-10,629	–	-0.01%	–
GVAL	Exit	CAMBRIA ETF TRglobal value etf	$0	–	-125,825	–	-0.01%	–
EUSB	Exit	ISHARES TResg adv ttl usd	$0	–	-49,265	–	-0.01%	–
IAGG	Exit	ISHARES TRcore intl aggr	$0	–	-44,180	–	-0.01%	–
DFAE	Exit	DIMENSIONAL ETF TRUSTemgr cre eqt mng	$0	–	-98,688	–	-0.01%	–
SCHE	Exit	SCHWAB STRATEGIC TRemrg mkteq etf	$0	–	-97,765	–	-0.01%	–
SUSB	Exit	ISHARES TResg awre 1 5 yr	$0	–	-105,507	–	-0.01%	–
SHE	Exit	SPDR SER TRssga gnder etf	$0	–	-35,261	–	-0.01%	–
VOOV	Exit	VANGUARD ADMIRAL FDS INC500 val idx fd	$0	–	-21,956	–	-0.01%	–
VBK	Exit	VANGUARD INDEX FDSsml cp grw etf	$0	–	-14,407	–	-0.01%	–
NACP	Exit	IMPACT SHS TR Inaacp mino etf	$0	–	-97,715	–	-0.01%	–
VGSH	Exit	VANGUARD SCOTTSDALE FDSshort term treas	$0	–	-54,233	–	-0.01%	–
VCLT	Exit	VANGUARD SCOTTSDALE FDSlg-term cor bd	$0	–	-37,147	–	-0.01%	–
VAMO	Exit	CAMBRIA ETF TRvalue momentum	$0	–	-116,879	–	-0.01%	–
WTMF	Exit	WISDOMTREE TRfutre strat fd	$0	–	-97,005	–	-0.01%	–
XSOE	Exit	WISDOMTREE TRem ex st-owned	$0	–	-113,408	–	-0.01%	–
CMF	Exit	ISHARES TRcalif mun bd etf	$0	–	-57,301	–	-0.01%	–
VNQI	Exit	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$0	–	-81,659	–	-0.01%	–
EMHY	Exit	ISHARES INCjp mrgn em hi bd	$0	–	-104,755	–	-0.01%	–
GTIP	Exit	GOLDMAN SACHS ETF TRaccess inflati	$0	–	-75,253	–	-0.01%	–
EEMV	Exit	ISHARES INCmsci emerg mrkt	$0	–	-72,822	–	-0.01%	–
VIGI	Exit	VANGUARD WHITEHALL FDSintl dvd etf	$0	–	-60,169	–	-0.02%	–
ACWV	Exit	ISHARES INCmsci gbl min vol	$0	–	-44,125	–	-0.02%	–
DFAI	Exit	DIMENSIONAL ETF TRUSTintl core eqt mk	$0	–	-187,077	–	-0.02%	–
NYF	Exit	ISHARES TRnew york mun etf	$0	–	-85,476	–	-0.02%	–
TLT	Exit	ISHARES TR20 yr tr bd etf	$0	–	-42,142	–	-0.02%	–
IVV	Exit	ISHARES TRcore sp500 etf	$0	–	-12,894	–	-0.02%	–
HYLB	Exit	DBX ETF TRxtrack usd high	$0	–	-143,252	–	-0.02%	–
VCSH	Exit	VANGUARD SCOTTSDALE FDS Sshrt trm corp bd	$0	–	-64,879	–	-0.02%	–
PCY	Exit	INVESCO EXCH TRADED FD TRemrng mkt svrg	$0	–	-292,920	–	-0.02%	–
FALN	Exit	ISHARES TRfaln angls usd	$0	–	-220,563	–	-0.02%	–
IJJ	Exit	ISHARES TRsp mc 400vl etf	$0	–	-56,334	–	-0.02%	–
IDEV	Exit	ISHARES TRcore msci intl	$0	–	-103,888	–	-0.02%	–
SHY	Exit	ISHARES TR1 3 yr treas bd	$0	–	-66,683	–	-0.02%	–
SCHX	Exit	SCHWAB STRATEGIC TRus lrg cap etf	$0	–	-139,171	–	-0.02%	–
	Exit	GOLDMAN SACHS ETF TRaccess emng mkts	$0	–	-158,823	–	-0.02%	–
	Exit	DIMENSIONAL ETF TRUSTworld ex us core	$0	–	-302,459	–	-0.02%	–
LTPZ	Exit	PIMCO ETF TR15+ yr us tips	$0	–	-101,435	–	-0.02%	–
FLOT	Exit	ISHARES TRfltg rate nt etf	$0	–	-137,990	–	-0.02%	–
VOT	Exit	VANGUARD INDEX FDSmcap gr idxvip	$0	–	-41,886	–	-0.03%	–
QQQ	Exit	INVESCO QQQ TRunit ser 1	$0	–	-26,595	–	-0.03%	–
USHY	Exit	ISHARES TRbroad usd high	$0	–	-215,467	–	-0.03%	–
GCOR	Exit	GOLDMAN SACHS ETF TRaccess us agrat	$0	–	-182,489	–	-0.03%	–
SCHH	Exit	SCHWAB STRATEGIC TRus reit etf	$0	–	-412,879	–	-0.03%	–
SUSC	Exit	ISHARES TResg awre usd etf	$0	–	-374,521	–	-0.03%	–
VMBS	Exit	VANGUARD SCOTTSDALE FDSmtg-bkd secs etf	$0	–	-186,084	–	-0.03%	–
SPTL	Exit	SPDR SER TRportfolio ln tsr	$0	–	-270,707	–	-0.03%	–
COMB	Exit	GRANITESHARES ETF TR	$0	–	-325,787	–	-0.04%	–
BLV	Exit	VANGUARD BD INDEX FD INClong term bond	$0	–	-121,305	–	-0.04%	–
SLYV	Exit	SPDR SER TRsp 600 smcp val	$0	–	-140,033	–	-0.04%	–
VSGX	Exit	VANGUARD WORLD FDesg intl stk etf	$0	–	-207,786	–	-0.04%	–
NEAR	Exit	ISHARES U S ETF TRblackrock st mat	$0	–	-217,768	–	-0.04%	–
DFAU	Exit	DIMENSIONAL ETF TRUSTus core eqt mkt	$0	–	-399,625	–	-0.04%	–
SHYG	Exit	ISHARES TR0-5yr hi yl cp	$0	–	-271,431	–	-0.04%	–
BIV	Exit	VANGUARD BD INDEX FD INCintermed term	$0	–	-145,713	–	-0.04%	–
IGSB	Exit	ISHARES TR	$0	–	-230,364	–	-0.04%	–
GHYB	Exit	GOLDMAN SACHS ETF TRaccess hig yld	$0	–	-297,020	–	-0.04%	–
DFAC	Exit	DIMENSIONAL ETF TRUSTus core equity 2	$0	–	-543,159	–	-0.04%	–
EAGG	Exit	ISHARES TResg awr us agrgt	$0	–	-258,975	–	-0.04%	–
MBB	Exit	ISHARES TRmbs etf	$0	–	-132,711	–	-0.05%	–
IEF	Exit	ISHARES TR7-10 yr trsy bd	$0	–	-136,617	–	-0.05%	–
GMOM	Exit	CAMBRIA ETF TRglb moment etf	$0	–	-472,483	–	-0.05%	–
LQD	Exit	ISHARES TRiboxx inv cp etf	$0	–	-135,360	–	-0.05%	–
VB	Exit	VANGUARD INDEX FDSsmall cp etf	$0	–	-86,129	–	-0.05%	–
SPEM	Exit	SPDR INDEX SHS FDSportfolio emg mk	$0	–	-531,676	–	-0.07%	–
BSV	Exit	VANGUARD BD INDEX FDshort trm bond	$0	–	-242,487	–	-0.07%	–
EEMX	Exit	SPDR INDEX SHS FDSmsci emr mkt etf	$0	–	-333,686	–	-0.07%	–
SUSA	Exit	ISHARES TRmsci usa esg slc	$0	–	-255,975	–	-0.07%	–
GIGB	Exit	GOLDMAN SACHS ETF TRaccess invt gr	$0	–	-471,195	–	-0.08%	–
GEM	Exit	GOLDMAN SACHS ETF TRactivebeta eme	$0	–	-862,674	–	-0.09%	–
ESGV	Exit	VANGUARD WORLD FDesg us stk etf	$0	–	-408,614	–	-0.10%	–
KOMP	Exit	SPDR SER TRsp kensho new	$0	–	-762,954	–	-0.11%	–
GSSC	Exit	GOLDMAN SACHS ETF TRactivebeta us	$0	–	-602,932	–	-0.11%	–
VOTE	Exit	ENGINE NO 1 ETF TRUSTtransfrm 500 etf	$0	–	-805,173	–	-0.13%	–
EFAX	Exit	SPDR INDEX SHS FDSmsci eafe fs etf	$0	–	-541,956	–	-0.13%	–
VUG	Exit	VANGUARD INDEX FDSgrowth etf	$0	–	-170,363	–	-0.14%	–
BGRN	Exit	ISHARES TRusd grn bond etf	$0	–	-810,027	–	-0.14%	–
DSI	Exit	ISHARES TRmsci kld400 soc	$0	–	-641,886	–	-0.16%	–
VOO	Exit	VANGUARD INDEX FDS	$0	–	-157,061	–	-0.20%	–
SPYX	Exit	SPDR SER TRspdr sp 500 etf	$0	–	-674,412	–	-0.22%	–
ESGE	Exit	ISHARES INCesg awr msci em	$0	–	-2,016,079	–	-0.23%	–
IVE	Exit	ISHARES TRsp 500 val etf	$0	–	-532,560	–	-0.26%	–
SPYV	Exit	SPDR SER TRprtflo sp500 vl	$0	–	-2,115,239	–	-0.28%	–
GSIE	Exit	GOLDMAN SACHS ETF TRactivebeta int	$0	–	-3,566,820	–	-0.35%	–
VWOB	Exit	VANGUARD WHITEHALL FDS INCem mk gov bd etf	$0	–	-1,822,273	–	-0.40%	–
BND	Exit	VANGUARD BD INDEX FD INCtotal bnd mrkt	$0	–	-1,517,639	–	-0.41%	–
SCHV	Exit	SCHWAB STRATEGIC TRus lcap va etf	$0	–	-2,133,199	–	-0.48%	–
CRBN	Exit	ISHARES TRmsci lw crb tg	$0	–	-1,115,120	–	-0.55%	–
IWN	Exit	ISHARES TRrus 2000 val etf	$0	–	-1,260,025	–	-0.61%	–
JPST	Exit	J P MORGAN EXCHANGE TRADED Fultra shrt inc	$0	–	-3,714,334	–	-0.66%	–
ESGU	Exit	ISHARES TResg awr msci usa	$0	–	-2,426,859	–	-0.73%	–
ESGD	Exit	ISHARES TResg aw msci eafe	$0	–	-3,395,841	–	-0.76%	–
GSLC	Exit	GOLDMAN SACHS ETF TRactivebeta us lg	$0	–	-2,850,545	–	-0.76%	–
IWS	Exit	ISHARES TRrus mdcp val etf	$0	–	-2,196,455	–	-0.80%	–
SCHB	Exit	SCHWAB STRATEGIC TRus brd mkt etf	$0	–	-7,413,728	–	-1.17%	–
IEMG	Exit	ISHARES INCcore msci emkt	$0	–	-8,645,969	–	-1.52%	–
SHV	Exit	ISHARES TRshort treas bd	$0	–	-3,890,701	–	-1.53%	–
GBIL	Exit	GOLDMAN SACHS ETF TRacces treasury	$0	–	-4,315,387	–	-1.54%	–
VTIP	Exit	VANGUARD MALVERN FDSstrm infproidx	$0	–	-9,946,695	–	-1.78%	–
TFI	Exit	SPDR SERIES TRUSTnuveen blmbrg mu	$0	–	-10,925,575	–	-1.79%	–
SCHF	Exit	SCHWAB STRATEGIC TRintl eqty etf	$0	–	-17,128,666	–	-1.93%	–
IEFA	Exit	ISHARES TRcore msci eafe	$0	–	-9,209,445	–	-1.94%	–
MUB	Exit	ISHARES TRnational mun etf	$0	–	-7,018,106	–	-2.67%	–
EMB	Exit	ISHARES TRjpmorgan usd emg	$0	–	-8,765,133	–	-2.68%	–
AGG	Exit	ISHARES TRcore us aggbd et	$0	–	-7,518,354	–	-2.73%	–
ITOT	Exit	ISHARES TRcore sp ttl stk	$0	–	-12,220,325	–	-3.66%	–
VBR	Exit	VANGUARD INDEX FDSsm cp val etf	$0	–	-7,269,090	–	-3.90%	–
VOE	Exit	VANGUARD INDEX FDSmcap vl idxvip	$0	–	-9,871,000	–	-4.57%	–
VTV	Exit	VANGUARD INDEX FDSvalue etf	$0	–	-12,095,187	–	-5.70%	–
BNDX	Exit	VANGUARD CHARLOTTE FDStotal int bd etf	$0	–	-33,616,722	–	-5.96%	–
VWO	Exit	VANGUARD INTL EQUITY INDEX Fftse emr mkt etf	$0	–	-66,126,292	–	-9.85%	–
VEA	Exit	VANGUARD TAX MANAGED INTL FDvan ftse dev mkt	$0	–	-102,288,286	–	-14.93%	–
VTI	Exit	VANGUARD INDEX FDStotal stk mkt	$0	–	-28,387,139	–	-19.15%	–

Q2 2022

			Value		Shares		↓ Weighting
VTI	New	VANGUARD INDEX FDStotal stk mkt	$5,354,382,000	–	28,387,139	–	19.15%	–
VEA	New	VANGUARD TAX MANAGED INTL FDvan ftse dev mkt	$4,173,362,000	–	102,288,286	–	14.93%	–
VWO	New	VANGUARD INTL EQUITY INDEX Fftse emr mkt etf	$2,754,160,000	–	66,126,292	–	9.85%	–
BNDX	New	VANGUARD CHARLOTTE FDStotal int bd etf	$1,665,372,000	–	33,616,722	–	5.96%	–
VTV	New	VANGUARD INDEX FDSvalue etf	$1,595,113,000	–	12,095,187	–	5.70%	–
VOE	New	VANGUARD INDEX FDSmcap vl idxvip	$1,278,492,000	–	9,871,000	–	4.57%	–
VBR	New	VANGUARD INDEX FDSsm cp val etf	$1,089,055,000	–	7,269,090	–	3.90%	–
ITOT	New	ISHARES TRcore sp ttl stk	$1,023,819,000	–	12,220,325	–	3.66%	–
AGG	New	ISHARES TRcore us aggbd et	$764,466,000	–	7,518,354	–	2.73%	–
EMB	New	ISHARES TRjpmorgan usd emg	$747,841,000	–	8,765,133	–	2.68%	–
MUB	New	ISHARES TRnational mun etf	$746,446,000	–	7,018,106	–	2.67%	–
IEFA	New	ISHARES TRcore msci eafe	$541,976,000	–	9,209,445	–	1.94%	–
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$538,697,000	–	17,128,666	–	1.93%	–
TFI	New	SPDR SERIES TRUSTnuveen blmbrg mu	$501,047,000	–	10,925,575	–	1.79%	–
VTIP	New	VANGUARD MALVERN FDSstrm infproidx	$498,528,000	–	9,946,695	–	1.78%	–
GBIL	New	GOLDMAN SACHS ETF TRacces treasury	$430,848,000	–	4,315,387	–	1.54%	–
SHV	New	ISHARES TRshort treas bd	$428,366,000	–	3,890,701	–	1.53%	–
IEMG	New	ISHARES INCcore msci emkt	$424,171,000	–	8,645,969	–	1.52%	–
SCHB	New	SCHWAB STRATEGIC TRus brd mkt etf	$327,613,000	–	7,413,728	–	1.17%	–
IWS	New	ISHARES TRrus mdcp val etf	$223,094,000	–	2,196,455	–	0.80%	–
GSLC	New	GOLDMAN SACHS ETF TRactivebeta us lg	$213,620,000	–	2,850,545	–	0.76%	–
ESGD	New	ISHARES TResg aw msci eafe	$213,123,000	–	3,395,841	–	0.76%	–
ESGU	New	ISHARES TResg awr msci usa	$203,613,000	–	2,426,859	–	0.73%	–
JPST	New	J P MORGAN EXCHANGE TRADED Fultra shrt inc	$186,051,000	–	3,714,334	–	0.66%	–
IWN	New	ISHARES TRrus 2000 val etf	$171,552,000	–	1,260,025	–	0.61%	–
CRBN	New	ISHARES TRmsci lw crb tg	$152,560,000	–	1,115,120	–	0.55%	–
SCHV	New	SCHWAB STRATEGIC TRus lcap va etf	$133,154,000	–	2,133,199	–	0.48%	–
BND	New	VANGUARD BD INDEX FD INCtotal bnd mrkt	$114,217,000	–	1,517,639	–	0.41%	–
VWOB	New	VANGUARD WHITEHALL FDS INCem mk gov bd etf	$111,705,000	–	1,822,273	–	0.40%	–
GSIE	New	GOLDMAN SACHS ETF TRactivebeta int	$99,051,000	–	3,566,820	–	0.35%	–
SPYV	New	SPDR SER TRprtflo sp500 vl	$77,883,000	–	2,115,239	–	0.28%	–
IVE	New	ISHARES TRsp 500 val etf	$73,206,000	–	532,560	–	0.26%	–
ESGE	New	ISHARES INCesg awr msci em	$65,140,000	–	2,016,079	–	0.23%	–
SPYX	New	SPDR SER TRspdr sp 500 etf	$62,208,000	–	674,412	–	0.22%	–
VOO	New	VANGUARD INDEX FDS	$54,481,000	–	157,061	–	0.20%	–
DSI	New	ISHARES TRmsci kld400 soc	$46,152,000	–	641,886	–	0.16%	–
BGRN	New	ISHARES TRusd grn bond etf	$38,687,000	–	810,027	–	0.14%	–
VUG	New	VANGUARD INDEX FDSgrowth etf	$37,972,000	–	170,363	–	0.14%	–
EFAX	New	SPDR INDEX SHS FDSmsci eafe fs etf	$35,487,000	–	541,956	–	0.13%	–
VOTE	New	ENGINE NO 1 ETF TRUSTtransfrm 500 etf	$35,242,000	–	805,173	–	0.13%	–
GSSC	New	GOLDMAN SACHS ETF TRactivebeta us	$31,654,000	–	602,932	–	0.11%	–
KOMP	New	SPDR SER TRsp kensho new	$30,930,000	–	762,954	–	0.11%	–
ESGV	New	VANGUARD WORLD FDesg us stk etf	$27,132,000	–	408,614	–	0.10%	–
GEM	New	GOLDMAN SACHS ETF TRactivebeta eme	$25,665,000	–	862,674	–	0.09%	–
GIGB	New	GOLDMAN SACHS ETF TRaccess invt gr	$21,699,000	–	471,195	–	0.08%	–
SUSA	New	ISHARES TRmsci usa esg slc	$20,655,000	–	255,975	–	0.07%	–
EEMX	New	SPDR INDEX SHS FDSmsci emr mkt etf	$20,395,000	–	333,686	–	0.07%	–
BSV	New	VANGUARD BD INDEX FDshort trm bond	$18,621,000	–	242,487	–	0.07%	–
SPEM	New	SPDR INDEX SHS FDSportfolio emg mk	$18,486,000	–	531,676	–	0.07%	–
VB	New	VANGUARD INDEX FDSsmall cp etf	$15,168,000	–	86,129	–	0.05%	–
LQD	New	ISHARES TRiboxx inv cp etf	$14,894,000	–	135,360	–	0.05%	–
GMOM	New	CAMBRIA ETF TRglb moment etf	$13,934,000	–	472,483	–	0.05%	–
IEF	New	ISHARES TR7-10 yr trsy bd	$13,976,000	–	136,617	–	0.05%	–
MBB	New	ISHARES TRmbs etf	$12,938,000	–	132,711	–	0.05%	–
DFAC	New	DIMENSIONAL ETF TRUSTus core equity 2	$12,656,000	–	543,159	–	0.04%	–
EAGG	New	ISHARES TResg awr us agrgt	$12,674,000	–	258,975	–	0.04%	–
GHYB	New	GOLDMAN SACHS ETF TRaccess hig yld	$12,424,000	–	297,020	–	0.04%	–
IGSB	New	ISHARES TR	$11,645,000	–	230,364	–	0.04%	–
BIV	New	VANGUARD BD INDEX FD INCintermed term	$11,315,000	–	145,713	–	0.04%	–
SHYG	New	ISHARES TR0-5yr hi yl cp	$11,007,000	–	271,431	–	0.04%	–
DFAU	New	DIMENSIONAL ETF TRUSTus core eqt mkt	$10,562,000	–	399,625	–	0.04%	–
NEAR	New	ISHARES U S ETF TRblackrock st mat	$10,727,000	–	217,768	–	0.04%	–
VSGX	New	VANGUARD WORLD FDesg intl stk etf	$10,190,000	–	207,786	–	0.04%	–
SLYV	New	SPDR SER TRsp 600 smcp val	$10,140,000	–	140,033	–	0.04%	–
COMB	New	GRANITESHARES ETF TR	$9,865,000	–	325,787	–	0.04%	–
BLV	New	VANGUARD BD INDEX FD INClong term bond	$9,670,000	–	121,305	–	0.04%	–
SPTL	New	SPDR SER TRportfolio ln tsr	$8,952,000	–	270,707	–	0.03%	–
VMBS	New	VANGUARD SCOTTSDALE FDSmtg-bkd secs etf	$8,897,000	–	186,084	–	0.03%	–
SCHH	New	SCHWAB STRATEGIC TRus reit etf	$8,708,000	–	412,879	–	0.03%	–
SUSC	New	ISHARES TResg awre usd etf	$8,670,000	–	374,521	–	0.03%	–
GCOR	New	GOLDMAN SACHS ETF TRaccess us agrat	$7,891,000	–	182,489	–	0.03%	–
QQQ	New	INVESCO QQQ TRunit ser 1	$7,454,000	–	26,595	–	0.03%	–
USHY	New	ISHARES TRbroad usd high	$7,459,000	–	215,467	–	0.03%	–
VOT	New	VANGUARD INDEX FDSmcap gr idxvip	$7,346,000	–	41,886	–	0.03%	–
FLOT	New	ISHARES TRfltg rate nt etf	$6,888,000	–	137,990	–	0.02%	–
LTPZ	New	PIMCO ETF TR15+ yr us tips	$6,612,000	–	101,435	–	0.02%	–
	New	GOLDMAN SACHS ETF TRaccess emng mkts	$6,404,000	–	158,823	–	0.02%	–
	New	DIMENSIONAL ETF TRUSTworld ex us core	$6,485,000	–	302,459	–	0.02%	–
SCHX	New	SCHWAB STRATEGIC TRus lrg cap etf	$6,215,000	–	139,171	–	0.02%	–
IDEV	New	ISHARES TRcore msci intl	$5,583,000	–	103,888	–	0.02%	–
SHY	New	ISHARES TR1 3 yr treas bd	$5,521,000	–	66,683	–	0.02%	–
PCY	New	INVESCO EXCH TRADED FD TRemrng mkt svrg	$5,428,000	–	292,920	–	0.02%	–
FALN	New	ISHARES TRfaln angls usd	$5,430,000	–	220,563	–	0.02%	–
IJJ	New	ISHARES TRsp mc 400vl etf	$5,318,000	–	56,334	–	0.02%	–
VCSH	New	VANGUARD SCOTTSDALE FDS Sshrt trm corp bd	$4,948,000	–	64,879	–	0.02%	–
IVV	New	ISHARES TRcore sp500 etf	$4,889,000	–	12,894	–	0.02%	–
HYLB	New	DBX ETF TRxtrack usd high	$4,832,000	–	143,252	–	0.02%	–
TLT	New	ISHARES TR20 yr tr bd etf	$4,841,000	–	42,142	–	0.02%	–
DFAI	New	DIMENSIONAL ETF TRUSTintl core eqt mk	$4,516,000	–	187,077	–	0.02%	–
NYF	New	ISHARES TRnew york mun etf	$4,496,000	–	85,476	–	0.02%	–
ACWV	New	ISHARES INCmsci gbl min vol	$4,170,000	–	44,125	–	0.02%	–
VIGI	New	VANGUARD WHITEHALL FDSintl dvd etf	$4,128,000	–	60,169	–	0.02%	–
EEMV	New	ISHARES INCmsci emerg mrkt	$4,037,000	–	72,822	–	0.01%	–
GTIP	New	GOLDMAN SACHS ETF TRaccess inflati	$3,879,000	–	75,253	–	0.01%	–
VNQI	New	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$3,615,000	–	81,659	–	0.01%	–
EMHY	New	ISHARES INCjp mrgn em hi bd	$3,607,000	–	104,755	–	0.01%	–
CMF	New	ISHARES TRcalif mun bd etf	$3,235,000	–	57,301	–	0.01%	–
WTMF	New	WISDOMTREE TRfutre strat fd	$3,406,000	–	97,005	–	0.01%	–
XSOE	New	WISDOMTREE TRem ex st-owned	$3,253,000	–	113,408	–	0.01%	–
VAMO	New	CAMBRIA ETF TRvalue momentum	$3,003,000	–	116,879	–	0.01%	–
VCLT	New	VANGUARD SCOTTSDALE FDSlg-term cor bd	$3,013,000	–	37,147	–	0.01%	–
VGSH	New	VANGUARD SCOTTSDALE FDSshort term treas	$3,192,000	–	54,233	–	0.01%	–
SHE	New	SPDR SER TRssga gnder etf	$2,678,000	–	35,261	–	0.01%	–
NACP	New	IMPACT SHS TR Inaacp mino etf	$2,707,000	–	97,715	–	0.01%	–
VBK	New	VANGUARD INDEX FDSsml cp grw etf	$2,839,000	–	14,407	–	0.01%	–
VOOV	New	VANGUARD ADMIRAL FDS INC500 val idx fd	$2,917,000	–	21,956	–	0.01%	–
SUSB	New	ISHARES TResg awre 1 5 yr	$2,542,000	–	105,507	–	0.01%	–
SCHE	New	SCHWAB STRATEGIC TRemrg mkteq etf	$2,481,000	–	97,765	–	0.01%	–
SYLD	New	CAMBRIA ETF TR	$2,099,000	–	38,586	–	0.01%	–
EUSB	New	ISHARES TResg adv ttl usd	$2,167,000	–	49,265	–	0.01%	–
VOOG	New	VANGUARD ADMIRAL FDS INC500 grth idx f	$2,313,000	–	10,629	–	0.01%	–
GVAL	New	CAMBRIA ETF TRglobal value etf	$2,270,000	–	125,825	–	0.01%	–
IAGG	New	ISHARES TRcore intl aggr	$2,201,000	–	44,180	–	0.01%	–
DFAE	New	DIMENSIONAL ETF TRUSTemgr cre eqt mng	$2,286,000	–	98,688	–	0.01%	–
VNQ	New	VANGUARD INDEX FDSreal estate etf	$2,146,000	–	23,550	–	0.01%	–
	New	WORLD GOLD TRspdr gld minis	$1,940,000	–	54,061	–	0.01%	–
DFUS	New	DIMENSIONAL ETF TRUSTus equity etf	$1,821,000	–	44,690	–	0.01%	–
FIXD	New	FIRST TR EXCHNG TRADED FD VIIItcw opportunis	$2,069,000	–	44,616	–	0.01%	–
HYG	New	ISHARES TRiboxx hi yd etf	$1,929,000	–	26,204	–	0.01%	–
ISTB	New	ISHARES TRcore 1 5 yr usd	$1,885,000	–	39,774	–	0.01%	–
ANGL	New	VANECK ETF TRUSTfallen angel hg	$1,842,000	–	68,162	–	0.01%	–
VCIT	New	VANGUARD SCOTTSDALE FDSint-term corp	$2,016,000	–	25,198	–	0.01%	–
VYM	New	VANGUARD WHITEHALL FDShigh div yld	$1,599,000	–	15,726	–	0.01%	–
VTEB	New	VANGUARD MUN BD FDStax exempt bd	$1,471,000	–	29,461	–	0.01%	–
QAI	New	INDEXIQ ETF TRhedge mlti etf	$1,495,000	–	52,099	–	0.01%	–
IUSB	New	ISHARES TRcore total usd	$1,280,000	–	27,333	–	0.01%	–
VIOO	New	VANGUARD ADMIRAL FDS INCsmllcp 600 idx	$1,360,000	–	8,000	–	0.01%	–
VXUS	New	VANGUARD STAR FDvg tl intl stk f	$1,267,000	–	24,542	–	0.01%	–
VIG	New	VANGUARD SPECIALIZED PORTFOLdiv app etf	$1,530,000	–	10,667	–	0.01%	–
SCHP	New	SCHWAB STRATEGIC TRus tips etf	$1,287,000	–	23,057	–	0.01%	–
IYK	New	ISHARES TRus consm staples	$1,284,000	–	6,587	–	0.01%	–
USMV	New	ISHARES TRmsci usa min vol	$1,500,000	–	21,360	–	0.01%	–
MTUM	New	ISHARES TRmsci usa mmentm	$1,428,000	–	10,472	–	0.01%	–
BIL	New	SPDR SERIES TRUSTbloomberg 1-3 mo	$1,412,000	–	15,431	–	0.01%	–
SPDW	New	SPDR INDEX SHS FDSportfolio devlpd	$1,253,000	–	43,441	–	0.00%	–
SPIB	New	SPDR SERIES TRUSTportfolio intrmd	$1,154,000	–	35,362	–	0.00%	–
SCHG	New	SCHWAB STRATEGIC TRus lcap gr etf	$1,058,000	–	18,252	–	0.00%	–
XLU	New	SELECT SECTOR SPDR TRsbi int-utils	$1,034,000	–	14,748	–	0.00%	–
EMLC	New	VANECK ETF TRUSTjp mrgan em loc	$1,230,000	–	50,229	–	0.00%	–
TIP	New	ISHARES TRtips bd etf	$1,226,000	–	10,765	–	0.00%	–
PSP	New	INVESCO EXCHANGE TRADED FDgbl listed pvt	$983,000	–	100,067	–	0.00%	–
EMLP	New	FIRST TR EXCHANGE TRADED FDno amer energy	$983,000	–	38,205	–	0.00%	–
BLDG	New	CAMBRIA ETF TRgbl real est etf	$1,069,000	–	39,963	–	0.00%	–
FYLD	New	CAMBRIA ETF TRcambria fgn shr	$1,145,000	–	49,211	–	0.00%	–
EPS	New	WISDOMTREE TRus largecap fund	$1,089,000	–	26,700	–	0.00%	–
SUB	New	ISHARES TRshrt nat mun etf	$830,000	–	7,931	–	0.00%	–
IJR	New	ISHARES TRcore sp scp etf	$864,000	–	9,353	–	0.00%	–
PSK	New	SPDR SER TRice pfd sec etf	$824,000	–	22,996	–	0.00%	–
VGLT	New	VANGUARD SCOTTSDALE FDSlong term treas	$888,000	–	12,662	–	0.00%	–
AGGY	New	WISDOMTREE TRyield enhancd us	$806,000	–	18,034	–	0.00%	–
EYLD	New	CAMBRIA ETF TRemrg sharehldr	$932,000	–	34,894	–	0.00%	–
IVOG	New	VANGUARD ADMIRAL FDS INCmidcp 400 grth	$921,000	–	5,825	–	0.00%	–
IJH	New	ISHARES TRcore sp mcp etf	$798,000	–	3,527	–	0.00%	–
SPLG	New	SPDR SER TRportfolio sp500	$914,000	–	20,620	–	0.00%	–
IMTM	New	ISHARES TRmsci intl moment	$803,000	–	26,814	–	0.00%	–
UOCT	New	INNOVATOR ETFS TRus eqty ultra b	$938,000	–	35,575	–	0.00%	–
ILTB	New	ISHARES TRcore lt usdb etf	$913,000	–	16,418	–	0.00%	–
AVUV	New	AVANTISus sml cap val etf	$863,000	–	12,618	–	0.00%	–
RDVY	New	FIRST TR EXCHANGE-TRADED FDrisng divd achiv	$946,000	–	23,111	–	0.00%	–
GVI	New	ISHARES TRintrm gov cr etf	$843,000	–	7,990	–	0.00%	–
MGK	New	VANGUARD WORLD FDmega grwth ind	$689,000	–	3,794	–	0.00%	–
AVDV	New	AVANTIS INTLintl sm cap val etf	$450,000	–	8,526	–	0.00%	–
IWO	New	ISHARES TRrus 2000 grw etf	$536,000	–	2,598	–	0.00%	–
IWB	New	ISHARES TRrus 1000 etf	$639,000	–	3,076	–	0.00%	–
IGLB	New	ISHARES TR10+ yr invst grd	$573,000	–	10,743	–	0.00%	–
SGOL	New	ABRDN GOLD ETF TRUST	$566,000	–	32,652	–	0.00%	–
SPYG	New	SPDR SER TRprtflo sp500 gw	$495,000	–	9,473	–	0.00%	–
XLV	New	SELECT SECTOR SPDR TRsbi healthcare	$637,000	–	4,970	–	0.00%	–
XLE	New	SELECT SECTOR SPDR TRenergy	$533,000	–	7,457	–	0.00%	–
DON	New	WISDOMTREE TRus midcap divid	$449,000	–	11,508	–	0.00%	–
TLH	New	ISHARES TR10-20 yr trs etf	$451,000	–	3,752	–	0.00%	–
DGS	New	WISDOMTREE TRemg mkts smcap	$529,000	–	11,854	–	0.00%	–
PDBC	New	INVESCO ACTVELY MNGD ETC FDoptimum yield	$603,000	–	33,430	–	0.00%	–
POCT	New	INNOVATOR ETFS TRus eqty pwr buf	$470,000	–	16,727	–	0.00%	–
VT	New	VANGUARD INTL EQUITY INDEXtt wrld st etf	$613,000	–	7,186	–	0.00%	–
VEU	New	VANGUARD INTL EQUITY INDEX Ff allwrld ex us	$525,000	–	10,510	–	0.00%	–
HYD	New	VANECK ETF TRUSThigh yld munietf	$692,000	–	12,857	–	0.00%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$490,000	–	1,300	–	0.00%	–
VGIT	New	VANGUARD SCOTTSDALE FDSinter term treas	$430,000	–	7,024	–	0.00%	–
DLS	New	WISDOMTREE TRintl smcap div	$648,000	–	11,100	–	0.00%	–
BITQ	New	EXCHANGE TRADED CONCEPTS TRbitwise crypto	$430,000	–	77,497	–	0.00%	–
ARKK	New	ARK ETF TRinnovation etf	$691,000	–	17,335	–	0.00%	–
FNDA	New	SCHWAB STRATEGIC TRschwab fdt us sc	$435,000	–	9,604	–	0.00%	–
	New	DIMENSIONAL ETF TRUST	$421,000	–	9,651	–	0.00%	–
IWV	New	ISHARES TRrussell 3000 etf	$463,000	–	2,132	–	0.00%	–
VXF	New	VANGUARD INDEX FDSextend mkt etf	$603,000	–	4,601	–	0.00%	–
QUAL	New	ISHARES TRmsci usa qlt fct	$232,000	–	2,077	–	0.00%	–
GOVT	New	ISHARES TRus treas bd etf	$346,000	–	14,464	–	0.00%	–
EFG	New	ISHARES TReafe grwth etf	$347,000	–	4,314	–	0.00%	–
EFV	New	ISHARES TReafe value etf	$321,000	–	7,390	–	0.00%	–
AAXJ	New	ISHARES TRmsci ac asia etf	$312,000	–	4,510	–	0.00%	–
FNDF	New	SCHWAB STRATEGIC TRschwb fdt int lg	$250,000	–	8,833	–	0.00%	–
PEX	New	PROSHARES TRpriv eqty-lstd	$273,000	–	10,324	–	0.00%	–
SPYC	New	SIMPLIFY EXCHANGE TRADED FUNus eqt pls cnvex	$232,000	–	8,763	–	0.00%	–
SPUC	New	SIMPLIFY EXCHANGE TRADED FUNus eqt pls upsid	$407,000	–	15,338	–	0.00%	–
ARKW	New	ARK ETF TRnext gnrtn inter	$395,000	–	8,064	–	0.00%	–
QSY	New	WISDOMTREE TRwisdomtree us va	$203,000	–	3,828	–	0.00%	–
OIH	New	VANECK ETF TRUSToil services etf	$401,000	–	1,723	–	0.00%	–
IQLT	New	ISHARES TRmsci intl qualty	$404,000	–	13,071	–	0.00%	–
COWZ	New	PACER FDS TRus cash cows 100	$297,000	–	6,898	–	0.00%	–
	New	LITMAN GREGORY FDS TRimgp dbi managed	$318,000	–	9,817	–	0.00%	–
IVW	New	ISHARES TRsp 500 grwt etf	$325,000	–	5,387	–	0.00%	–
EES	New	WISDOMTREE TRus smallcap fund	$285,000	–	6,922	–	0.00%	–
OMFL	New	INVESCO EXCH TRD SLF IDX FDrusl 1000 dynm	$265,000	–	6,434	–	0.00%	–
PXF	New	INVESCO EXCH TRADED FD TR IIftse rafi dev	$366,000	–	9,188	–	0.00%	–
JHMM	New	JOHN HANCOCK EXCHANGE TRADEDmultifactor mi	$411,000	–	9,307	–	0.00%	–
VYMI	New	VANGUARD WHITEHALL FDSintl high etf	$223,000	–	3,787	–	0.00%	–
REET	New	ISHARES TRglobal reit etf	$202,000	–	8,342	–	0.00%	–
RSP	New	INVESCO EXCHANGE TRADED FDsp500 eql wgt	$372,000	–	2,768	–	0.00%	–
BOCT	New	INNOVATOR ETFS TRus eqty buf oct	$320,000	–	10,519	–	0.00%	–
USXF	New	ISHARES TResg msci usa etf	$406,000	–	13,602	–	0.00%	–
DMXF	New	ISHARES TResg eafe etf	$375,000	–	7,191	–	0.00%	–
DFAT	New	DIMENSIONAL ETF TRUSTus targeted vlu	$249,000	–	6,203	–	0.00%	–
DFAS	New	DIMENSIONAL ETF TRUSTus small cap etf	$347,000	–	7,221	–	0.00%	–
ASHR	New	DBX ETF TRxtrack hrvst csi	$314,000	–	9,198	–	0.00%	–
ESML	New	ISHARES TResg aware msci	$249,000	–	7,897	–	0.00%	–
QVAL	New	EA SERIES TRUSTus quan value	$298,000	–	9,961	–	0.00%	–
VLU	New	SPDR SER TRspdr sp1500vl	$277,000	–	2,066	–	0.00%	–
IXUS	New	ISHARES TRcore msci total	$274,000	–	4,799	–	0.00%	–
SGOV	New	ISHARES TR0-3 mnth treasry	$268,000	–	2,676	–	0.00%	–
VLUE	New	ISHARES TRmsci usa value	$270,000	–	2,979	–	0.00%	–
JNK	New	SPDR SER TRbloomberg high y	$400,000	–	4,415	–	0.00%	–
	New	PROSHARES TRbitcoin strate	$127,000	–	10,962	–	0.00%	–

Q4 2021

			Value		Shares		↓ Weighting
IXUS	Exit	iShares	$0	–	-6,195	–	-0.00%	–
USXF	Exit	iShares	$0	–	-11,868	–	-0.00%	–
SCHA	Exit	SCHWAB STRATEGIC TR	$0	–	-2,633	–	-0.00%	–
SCHD	Exit	SCHWAB STRATEGIC TR	$0	–	-2,980	–	-0.00%	–
IWV	Exit	ISHARES TR	$0	–	-926	–	-0.00%	–
IVOV	Exit	Vanguard	$0	–	-1,532	–	-0.00%	–
SMMV	Exit	iShares	$0	–	-5,895	–	-0.00%	–
IMTM	Exit	iShares	$0	–	-9,099	–	-0.00%	–
ISTB	Exit	ISHARES TR	$0	–	-6,785	–	-0.00%	–
STIP	Exit	iShares	$0	–	-3,591	–	-0.00%	–
QSY	Exit	WISDOMTREE TR	$0	–	-3,994	–	-0.00%	–
DFAS	Exit	Dimensional	$0	–	-5,582	–	-0.00%	–
ARKW	Exit	Ark ETF Trust	$0	–	-2,789	–	-0.00%	–
IWM	Exit	ISHARES TR	$0	–	-1,633	–	-0.00%	–
IVW	Exit	ISHARES TR	$0	–	-5,161	–	-0.00%	–
VEU	Exit	Vanguard	$0	–	-3,459	–	-0.00%	–
IWF	Exit	iShares	$0	–	-1,116	–	-0.00%	–
IWD	Exit	ISHARES TR	$0	–	-2,735	–	-0.00%	–
REET	Exit	iShares	$0	–	-10,294	–	-0.00%	–
TIP	Exit	ISHARES TR	$0	–	-2,902	–	-0.00%	–
DMXF	Exit	iShares	$0	–	-6,281	–	-0.00%	–
ASHR	Exit	DBX ETF TR	$0	–	-7,745	–	-0.00%	–
SCHX	Exit	SCHWAB STRATEGIC TR	$0	–	-3,441	–	-0.00%	–
FNDF	Exit	SCHWAB STRATEGIC TR	$0	–	-7,310	–	-0.00%	–
TLH	Exit	ISHARES TR	$0	–	-2,760	–	-0.00%	–
RSP	Exit	Invesco	$0	–	-2,104	–	-0.00%	–
	Exit	Dynamic Beta Investments	$0	–	-11,012	–	-0.00%	–
IWO	Exit	iShares	$0	–	-982	–	-0.00%	–
SPYD	Exit	SPDR State Street Global Advisors	$0	–	-11,577	–	-0.00%	–
SGOL	Exit	ETFS GOLD TR	$0	–	-36,028	–	-0.00%	–
IQLT	Exit	iShares	$0	–	-16,270	–	-0.00%	–
SRLN	Exit	SPDR State Street Global Advisors	$0	–	-9,774	–	-0.00%	–
VO	Exit	VANGUARD INDEX FDS	$0	–	-2,125	–	-0.00%	–
AVDV	Exit	AVANTIS INTL	$0	–	-7,084	–	-0.00%	–
EZM	Exit	WisdomTree	$0	–	-8,679	–	-0.00%	–
VXF	Exit	Vanguard	$0	–	-3,614	–	-0.00%	–
GVI	Exit	ISHARES TR	$0	–	-5,489	–	-0.00%	–
SPYG	Exit	SPDR State Street Global Advisors	$0	–	-8,814	–	-0.00%	–
SPY	Exit	SPDR SP 500 ETF TR	$0	–	-1,258	–	-0.00%	–
HYD	Exit	MARKET VECTORS ETF TR	$0	–	-10,193	–	-0.00%	–
QUAL	Exit	iShares	$0	–	-4,544	–	-0.00%	–
VIOO	Exit	VANGUARD ADMIRAL FDS INC	$0	–	-3,270	–	-0.00%	–
VIG	Exit	VANGUARD SPECIALIZED PORTFOL	$0	–	-4,552	–	-0.00%	–
VT	Exit	Vanguard	$0	–	-6,740	–	-0.00%	–
VGLT	Exit	VANGUARD BD INDEX FD INC	$0	–	-9,125	–	-0.00%	–
AVUV	Exit	Avantis	$0	–	-10,160	–	-0.00%	–
BLDG	Exit	Cambria Funds	$0	–	-31,421	–	-0.00%	–
VXUS	Exit	VANGUARD STAR FD	$0	–	-13,384	–	-0.00%	–
VYM	Exit	VANGUARD WHITEHALL FDS INC	$0	–	-8,806	–	-0.00%	–
PFF	Exit	ISHARES TR	$0	–	-20,170	–	-0.00%	–
EMLP	Exit	FIRST TR EXCHANGE TRADED FD	$0	–	-38,726	–	-0.00%	–
DFAE	Exit	Dimensional Fund Advisors	$0	–	-37,762	–	-0.00%	–
PDBC	Exit	Invesco	$0	–	-39,171	–	-0.00%	–
VNQ	Exit	VANGUARD INDEX FDS	$0	–	-8,560	–	-0.00%	–
ILTB	Exit	ISHARES	$0	–	-12,370	–	-0.00%	–
IVOG	Exit	Vanguard	$0	–	-3,927	–	-0.00%	–
IGLB	Exit	ISHARES TR	$0	–	-12,158	–	-0.00%	–
FYLD	Exit	CAMBRIA ETF TR	$0	–	-42,979	–	-0.00%	–
MTUM	Exit	iShares	$0	–	-5,960	–	-0.00%	–
SUB	Exit	iShares	$0	–	-10,738	–	-0.00%	–
IAGG	Exit	ISHARES TR	$0	–	-22,063	–	-0.00%	–
VTEB	Exit	VANGUARD BD INDEX FD INC	$0	–	-24,181	–	-0.00%	–
QAI	Exit	INDEXIQ ETF TR	$0	–	-41,849	–	-0.00%	–
EYLD	Exit	CAMBRIA ETF TR	$0	–	-34,168	–	-0.00%	–
EMLC	Exit	VANECK VECTORS TR	$0	–	-45,498	–	-0.01%	–
PSP	Exit	Invesco	$0	–	-91,414	–	-0.01%	–
LQDH	Exit	iShares	$0	–	-15,586	–	-0.01%	–
SCHP	Exit	SCHWAB STRATEGIC TR	$0	–	-25,754	–	-0.01%	–
DFAI	Exit	Dimensional Fund Advisors	$0	–	-64,912	–	-0.01%	–
FIXD	Exit	First Trust Exchange-Traded Fund VIII	$0	–	-34,111	–	-0.01%	–
DFUS	Exit	Dimensional	$0	–	-42,190	–	-0.01%	–
VOOV	Exit	VANGUARD INDEX FDS	$0	–	-14,997	–	-0.01%	–
ANGL	Exit	Van Eck	$0	–	-60,085	–	-0.01%	–
VNQI	Exit	VANGUARD INTL EQUITY INDEX F	$0	–	-38,888	–	-0.01%	–
GLDM	Exit	SPDR State Street Global Advisors	$0	–	-130,300	–	-0.01%	–
EMQQ	Exit	Exchange Traded Concepts Trust	$0	–	-49,811	–	-0.01%	–
SYLD	Exit	CAMBRIA ETF TR	$0	–	-37,311	–	-0.01%	–
EUSB	Exit	iShares	$0	–	-47,807	–	-0.01%	–
SCHE	Exit	SCHWAB STRATEGIC TR	$0	–	-89,781	–	-0.01%	–
SHY	Exit	ISHARES TR	$0	–	-32,960	–	-0.01%	–
PCY	Exit	Invesco	$0	–	-104,185	–	-0.01%	–
VGSH	Exit	Vanguard	$0	–	-47,627	–	-0.01%	–
NACP	Exit	Impact Shares	$0	–	-89,368	–	-0.01%	–
IVV	Exit	ISHARES TR	$0	–	-7,052	–	-0.01%	–
SHE	Exit	SPDR State Street Global Advisors	$0	–	-29,248	–	-0.01%	–
GVAL	Exit	CAMBRIA ETF TR	$0	–	-134,384	–	-0.01%	–
VCIT	Exit	VANGUARD SCOTTSDALE FDS	$0	–	-36,225	–	-0.01%	–
VAMO	Exit	CAMBRIA ETF TR	$0	–	-137,911	–	-0.01%	–
VOOG	Exit	VANGUARD INDEX FDS	$0	–	-12,614	–	-0.01%	–
VBK	Exit	Vanguard	$0	–	-11,503	–	-0.01%	–
DFAU	Exit	Dimensional Fund Advisors	$0	–	-113,155	–	-0.01%	–
FPXI	Exit	First Trust	$0	–	-56,979	–	-0.01%	–
IEF	Exit	ISHARES TR	$0	–	-30,779	–	-0.01%	–
SUSB	Exit	iShares	$0	–	-138,593	–	-0.01%	–
VOT	Exit	Vanguard	$0	–	-15,348	–	-0.01%	–
	Exit	Dimensional Fund Advisors LP	$0	–	-140,092	–	-0.01%	–
GTIP	Exit	Goldman Sachs	$0	–	-65,778	–	-0.01%	–
WTMF	Exit	WISDOMTREE TR	$0	–	-94,134	–	-0.01%	–
COMB	Exit	GraniteShares	$0	–	-127,998	–	-0.01%	–
HYG	Exit	ISHARES TR	$0	–	-48,757	–	-0.01%	–
VCLT	Exit	VANGUARD SCOTTSDALE FDS	$0	–	-40,358	–	-0.01%	–
ARKK	Exit	Ark ETF Trust	$0	–	-40,197	–	-0.02%	–
CMF	Exit	ISHARES TR	$0	–	-75,917	–	-0.02%	–
FALN	Exit	iShares	$0	–	-154,812	–	-0.02%	–
GHYB	Exit	Goldman Sachs	$0	–	-100,564	–	-0.02%	–
NYF	Exit	ISHARES TR	$0	–	-86,827	–	-0.02%	–
HYLB	Exit	XTRACKERS	$0	–	-125,124	–	-0.02%	–
SCHH	Exit	SCHWAB STRATEGIC TR	$0	–	-115,157	–	-0.02%	–
EMHY	Exit	iShares	$0	–	-122,703	–	-0.02%	–
VCSH	Exit	Vanguard	$0	–	-68,253	–	-0.02%	–
IJJ	Exit	ISHARES TR	$0	–	-57,986	–	-0.02%	–
EEMV	Exit	ISHARES	$0	–	-102,385	–	-0.02%	–
FLOT	Exit	iShares	$0	–	-124,979	–	-0.02%	–
USHY	Exit	ISHARES	$0	–	-150,530	–	-0.02%	–
ACWV	Exit	iShares	$0	–	-60,030	–	-0.02%	–
MOAT	Exit	Van Eck	$0	–	-85,698	–	-0.02%	–
DFAC	Exit	Dimensional	$0	–	-238,025	–	-0.02%	–
SHYG	Exit	iShares	$0	–	-153,179	–	-0.02%	–
GCOR	Exit	Goldman Sachs	$0	–	-149,018	–	-0.02%	–
SUSC	Exit	ISHARES	$0	–	-276,586	–	-0.02%	–
QQQ	Exit	Invesco	$0	–	-23,093	–	-0.03%	–
IDEV	Exit	iShares	$0	–	-125,656	–	-0.03%	–
IGSB	Exit	ISHARES TR	$0	–	-155,123	–	-0.03%	–
SLYV	Exit	SPDR State Street Global Advisors	$0	–	-114,754	–	-0.03%	–
EAGG	Exit	iShares	$0	–	-192,193	–	-0.04%	–
BLV	Exit	VANGUARD BD INDEX FD INC	$0	–	-105,722	–	-0.04%	–
LTPZ	Exit	PIMCO	$0	–	-122,949	–	-0.04%	–
MBB	Exit	ISHARES TR	$0	–	-100,218	–	-0.04%	–
VMBS	Exit	VANGUARD BD INDEX FD INC	$0	–	-203,350	–	-0.04%	–
BIV	Exit	VANGUARD BD INDEX FD INC	$0	–	-130,337	–	-0.04%	–
SPEM	Exit	SPDR State Street Global Advisors	$0	–	-313,889	–	-0.04%	–
SPTL	Exit	SPDR SERIES TRUST	$0	–	-330,278	–	-0.05%	–
VOTE	Exit	Engine No. 1	$0	–	-278,519	–	-0.05%	–
NEAR	Exit	iShares	$0	–	-311,437	–	-0.05%	–
GMOM	Exit	CAMBRIA ETF TR	$0	–	-544,678	–	-0.05%	–
VSGX	Exit	Vanguard	$0	–	-257,870	–	-0.05%	–
VB	Exit	VANGUARD INDEX FDS	$0	–	-74,683	–	-0.06%	–
EEMX	Exit	SPDR State Street Global Advisors	$0	–	-226,084	–	-0.06%	–
GEM	Exit	Goldman Sachs	$0	–	-458,849	–	-0.06%	–
LQD	Exit	ISHARES TR	$0	–	-139,943	–	-0.06%	–
GIGB	Exit	Goldman Sachs	$0	–	-346,448	–	-0.06%	–
ESGV	Exit	VANGUARD	$0	–	-234,415	–	-0.06%	–
BSV	Exit	VANGUARD BD INDEX FD INC	$0	–	-236,529	–	-0.06%	–
SUSA	Exit	iShares	$0	–	-269,762	–	-0.09%	–
GSSC	Exit	Goldman Sachs	$0	–	-449,522	–	-0.10%	–
SPYV	Exit	SPDR State Street Global Advisors	$0	–	-746,539	–	-0.10%	–
EFAX	Exit	SPDR State Street Global Advisors	$0	–	-373,384	–	-0.10%	–
BGRN	Exit	iShares	$0	–	-622,349	–	-0.11%	–
VUG	Exit	VANGUARD INDEX FDS	$0	–	-146,958	–	-0.14%	–
VOO	Exit	VANGUARD INDEX FDS	$0	–	-110,782	–	-0.15%	–
ESGE	Exit	iShares	$0	–	-1,491,169	–	-0.21%	–
DSI	Exit	iShares	$0	–	-764,075	–	-0.21%	–
SPYX	Exit	SPDR State Street Global Advisors	$0	–	-619,899	–	-0.22%	–
IVE	Exit	ISHARES TR	$0	–	-576,550	–	-0.28%	–
GSIE	Exit	Goldman Sachs	$0	–	-2,732,278	–	-0.31%	–
VWOB	Exit	VANGUARD WHITEHALL FDS INC	$0	–	-1,339,462	–	-0.35%	–
BND	Exit	VANGUARD BD INDEX FD INC	$0	–	-1,581,109	–	-0.45%	–
CRBN	Exit	iShares	$0	–	-854,266	–	-0.47%	–
SCHV	Exit	SCHWAB STRATEGIC TR	$0	–	-2,339,572	–	-0.53%	–
IWN	Exit	ISHARES TR	$0	–	-1,125,796	–	-0.60%	–
JPST	Exit	JP Morgan	$0	–	-3,574,296	–	-0.61%	–
TFI	Exit	SPDR SERIES TRUST	$0	–	-3,659,715	–	-0.63%	–
GSLC	Exit	Goldman Sachs	$0	–	-2,303,633	–	-0.66%	–
ESGU	Exit	iShares	$0	–	-2,085,092	–	-0.69%	–
ESGD	Exit	iShares	$0	–	-2,651,383	–	-0.70%	–
IWS	Exit	ISHARES TR	$0	–	-1,915,588	–	-0.72%	–
GBIL	Exit	Goldman Sachs	$0	–	-2,312,532	–	-0.77%	–
SCHB	Exit	SCHWAB STRATEGIC TR	$0	–	-3,920,896	–	-1.36%	–
IEMG	Exit	ISHARES INC	$0	–	-7,281,168	–	-1.50%	–
IEFA	Exit	ISHARES TR	$0	–	-6,060,267	–	-1.50%	–
VTIP	Exit	VANGUARD MALVERN FDS	$0	–	-9,579,540	–	-1.68%	–
SHV	Exit	ISHARES TR	$0	–	-5,705,905	–	-2.11%	–
SCHF	Exit	SCHWAB STRATEGIC TR	$0	–	-17,983,274	–	-2.33%	–
AGG	Exit	ISHARES TR	$0	–	-6,829,117	–	-2.62%	–
EMB	Exit	ISHARES TR	$0	–	-7,995,611	–	-2.94%	–
ITOT	Exit	ISHARES TR	$0	–	-9,885,391	–	-3.25%	–
MUB	Exit	ISHARES TR	$0	–	-9,844,554	–	-3.82%	–
VBR	Exit	VANGUARD INDEX FDS	$0	–	-7,360,157	–	-4.16%	–
VOE	Exit	VANGUARD INDEX FDS	$0	–	-10,142,418	–	-4.73%	–
VTV	Exit	VANGUARD INDEX FDS	$0	–	-12,588,848	–	-5.70%	–
BNDX	Exit	VANGUARD CHARLOTTE FDS	$0	–	-30,539,845	–	-5.82%	–
VWO	Exit	VANGUARD INTL EQUITY INDEX F	$0	–	-57,813,602	–	-9.67%	–
VEA	Exit	VANGUARD TAX MANAGED INTL FD	$0	–	-90,375,434	–	-15.26%	–
VTI	Exit	VANGUARD INDEX FDS	$0	–	-27,541,472	–	-20.45%	–

Q3 2021

			Value		Shares		↓ Weighting
VTI	Buy	VANGUARD INDEX FDS	$6,115,859,000	+1.0%	27,541,472	+1.4%	20.45%	-0.9%
VEA	Buy	VANGUARD TAX MANAGED INTL FD	$4,563,056,000	+2.0%	90,375,434	+4.0%	15.26%	+0.1%
VWO	Buy	VANGUARD INTL EQUITY INDEX F	$2,891,258,000	-3.1%	57,813,602	+5.2%	9.67%	-4.9%
BNDX	Buy	VANGUARD CHARLOTTE FDS	$1,739,550,000	+4.4%	30,539,845	+4.7%	5.82%	+2.4%
VTV	Buy	VANGUARD INDEX FDS	$1,704,152,000	+1.0%	12,588,848	+2.5%	5.70%	-0.9%
VOE	Buy	VANGUARD INDEX FDS	$1,415,983,000	+0.3%	10,142,418	+0.9%	4.73%	-1.6%
VBR	Buy	VANGUARD INDEX FDS	$1,245,780,000	-2.1%	7,360,157	+0.5%	4.16%	-3.9%
MUB	Buy	ISHARES TR	$1,143,642,000	+6.5%	9,844,554	+7.4%	3.82%	+4.5%
ITOT	Sell	ISHARES TR	$972,525,000	-1.9%	9,885,391	-1.6%	3.25%	-3.8%
EMB	Buy	ISHARES TR	$879,997,000	+3.7%	7,995,611	+5.9%	2.94%	+1.8%
AGG	Buy	ISHARES TR	$784,188,000	+5.0%	6,829,117	+5.5%	2.62%	+3.1%
SCHF	Sell	SCHWAB STRATEGIC TR	$695,953,000	-5.0%	17,983,274	-3.2%	2.33%	-6.8%
SHV	Sell	ISHARES TR	$630,331,000	-14.7%	5,705,905	-14.7%	2.11%	-16.3%
VTIP	Buy	VANGUARD MALVERN FDS	$503,692,000	+5.2%	9,579,540	+4.9%	1.68%	+3.2%
IEFA	Buy	ISHARES TR	$449,975,000	+2.3%	6,060,267	+3.1%	1.50%	+0.3%
IEMG	Buy	ISHARES INC	$449,685,000	+18.5%	7,281,168	+28.5%	1.50%	+16.2%
SCHB	Sell	SCHWAB STRATEGIC TR	$407,224,000	-4.2%	3,920,896	-3.8%	1.36%	-6.0%
GBIL	Buy	Goldman Sachs	$231,438,000	+187.4%	2,312,532	+187.5%	0.77%	+182.5%
IWS	Buy	ISHARES TR	$216,940,000	+3.6%	1,915,588	+5.1%	0.72%	+1.5%
ESGD	Buy	iShares	$207,815,000	+12.0%	2,651,383	+13.0%	0.70%	+10.0%
ESGU	Buy	iShares	$205,298,000	+14.0%	2,085,092	+14.0%	0.69%	+11.9%
GSLC	Buy	Goldman Sachs	$198,182,000	+10.2%	2,303,633	+10.2%	0.66%	+8.2%
TFI	Sell	SPDR SERIES TRUST	$188,732,000	-3.1%	3,659,715	-2.1%	0.63%	-4.8%
JPST	Buy	JP Morgan	$181,288,000	+8.4%	3,574,296	+8.5%	0.61%	+6.5%
IWN	Buy	ISHARES TR	$180,386,000	+3.2%	1,125,796	+6.8%	0.60%	+1.3%
SCHV	Sell	SCHWAB STRATEGIC TR	$157,874,000	-4.2%	2,339,572	-3.0%	0.53%	-6.0%
CRBN	Buy	iShares	$140,347,000	+22.2%	854,266	+23.5%	0.47%	+19.9%
BND	Sell	VANGUARD BD INDEX FD INC	$135,106,000	-3.0%	1,581,109	-2.5%	0.45%	-4.8%
VWOB	Buy	VANGUARD WHITEHALL FDS INC	$104,880,000	-1.6%	1,339,462	+0.3%	0.35%	-3.3%
GSIE	Buy	Goldman Sachs	$93,362,000	+15.3%	2,732,278	+17.9%	0.31%	+13.0%
IVE	Sell	ISHARES TR	$83,842,000	-3.7%	576,550	-2.3%	0.28%	-5.7%
SPYX	Buy	SPDR State Street Global Advisors	$65,852,000	+13.9%	619,899	+13.8%	0.22%	+11.7%
DSI	Sell	iShares	$63,579,000	-9.9%	764,075	-10.3%	0.21%	-11.2%
ESGE	Buy	iShares	$61,794,000	+6.1%	1,491,169	+15.6%	0.21%	+4.5%
VOO	Buy	VANGUARD INDEX FDS	$43,692,000	+6.0%	110,782	+5.8%	0.15%	+4.3%
VUG	Buy	VANGUARD INDEX FDS	$42,643,000	+9.1%	146,958	+7.8%	0.14%	+7.5%
BGRN	Buy	iShares	$34,148,000	+25.6%	622,349	+25.3%	0.11%	+22.6%
EFAX	Buy	SPDR State Street Global Advisors	$30,860,000	+26.1%	373,384	+27.5%	0.10%	+24.1%
SPYV	Buy	SPDR State Street Global Advisors	$29,115,000	+95.4%	746,539	+98.0%	0.10%	+90.2%
GSSC	Buy	Goldman Sachs	$28,324,000	+5.1%	449,522	+8.4%	0.10%	+3.3%
SUSA	Sell	iShares	$25,884,000	-5.8%	269,762	-6.2%	0.09%	-7.4%
BSV	Buy	VANGUARD BD INDEX FD INC	$19,381,000	+14.3%	236,529	+14.6%	0.06%	+12.1%
GIGB	Buy	Goldman Sachs	$18,833,000	+20.2%	346,448	+21.3%	0.06%	+18.9%
ESGV	Sell	VANGUARD	$18,767,000	-5.9%	234,415	-6.0%	0.06%	-7.4%
LQD	Buy	ISHARES TR	$18,617,000	+0.4%	139,943	+1.4%	0.06%	-1.6%
GEM	Buy	Goldman Sachs	$17,023,000	+6.1%	458,849	+16.7%	0.06%	+3.6%
EEMX	Buy	SPDR State Street Global Advisors	$16,888,000	+15.4%	226,084	+26.8%	0.06%	+12.0%
VB	Buy	VANGUARD INDEX FDS	$16,331,000	+15.7%	74,683	+19.1%	0.06%	+14.6%
VSGX	Sell	Vanguard	$15,921,000	-20.9%	257,870	-17.8%	0.05%	-23.2%
GMOM	Buy	CAMBRIA ETF TR	$15,937,000	-2.3%	544,678	+0.5%	0.05%	-5.4%
NEAR	Sell	iShares	$15,615,000	-20.8%	311,437	-20.7%	0.05%	-22.4%
VOTE	New	Engine No. 1	$14,193,000	–	278,519	–	0.05%	–
SPTL	Sell	SPDR SERIES TRUST	$13,637,000	-12.5%	330,278	-12.5%	0.05%	-13.2%
SPEM	Buy	SPDR State Street Global Advisors	$13,350,000	+56.1%	313,889	+67.0%	0.04%	+55.2%
BIV	Buy	VANGUARD BD INDEX FD INC	$11,657,000	+27.9%	130,337	+28.6%	0.04%	+25.8%
LTPZ	Sell	PIMCO	$10,665,000	-12.6%	122,949	-13.0%	0.04%	-14.3%
MBB	Buy	ISHARES TR	$10,838,000	+5.8%	100,218	+5.8%	0.04%	+2.9%
BLV	Buy	VANGUARD BD INDEX FD INC	$10,819,000	+12.7%	105,722	+13.5%	0.04%	+9.1%
VMBS	Buy	VANGUARD BD INDEX FD INC	$10,837,000	+13.6%	203,350	+13.7%	0.04%	+9.1%
EAGG	Buy	iShares	$10,596,000	+15.0%	192,193	+15.4%	0.04%	+12.9%
SLYV	Buy	SPDR State Street Global Advisors	$9,405,000	+11.0%	114,754	+16.1%	0.03%	+6.9%
QQQ	Buy	Invesco	$8,266,000	+66.7%	23,093	+65.1%	0.03%	+64.7%
IDEV	Sell	iShares	$8,396,000	-15.4%	125,656	-14.6%	0.03%	-17.6%
IGSB	Buy	ISHARES TR	$8,476,000	+10.4%	155,123	+10.8%	0.03%	+7.7%
SUSC	Buy	ISHARES	$7,606,000	+51.2%	276,586	+52.4%	0.02%	+47.1%
GCOR	Buy	Goldman Sachs	$7,287,000	+22.3%	149,018	+22.5%	0.02%	+20.0%
SHYG	Buy	iShares	$7,000,000	+37.6%	153,179	+38.6%	0.02%	+35.3%
USHY	Buy	ISHARES	$6,247,000	+203.7%	150,530	+205.3%	0.02%	+200.0%
ACWV	Sell	iShares	$6,167,000	-9.5%	60,030	-9.4%	0.02%	-8.7%
MOAT	Buy	Van Eck	$6,277,000	+76.3%	85,698	+78.2%	0.02%	+75.0%
DFAC	Sell	Dimensional	$6,324,000	-16.7%	238,025	-15.4%	0.02%	-19.2%
FLOT	Buy	iShares	$6,354,000	+14.9%	124,979	+14.8%	0.02%	+10.5%
EEMV	Sell	ISHARES	$6,417,000	-11.8%	102,385	-9.7%	0.02%	-16.0%
IJJ	Sell	ISHARES TR	$5,975,000	-10.1%	57,986	-8.1%	0.02%	-13.0%
VCSH	Buy	Vanguard	$5,625,000	+9.9%	68,253	+10.3%	0.02%	+11.8%
SCHH	Buy	SCHWAB STRATEGIC TR	$5,260,000	+49.9%	115,157	+50.3%	0.02%	+50.0%
EMHY	Buy	iShares	$5,443,000	+54.5%	122,703	+59.2%	0.02%	+50.0%
NYF	Buy	ISHARES TR	$5,024,000	+5.7%	86,827	+6.8%	0.02%	+6.2%
HYLB	Buy	XTRACKERS	$5,015,000	+75.8%	125,124	+76.8%	0.02%	+70.0%
GHYB	Buy	Goldman Sachs	$5,041,000	+36.1%	100,564	+36.6%	0.02%	+30.8%
FALN	Buy	iShares	$4,661,000	+117.3%	154,812	+116.3%	0.02%	+128.6%
CMF	Buy	ISHARES TR	$4,713,000	+7.2%	75,917	+8.1%	0.02%	+6.7%
ARKK	Buy	Ark ETF Trust	$4,443,000	+56.4%	40,197	+85.1%	0.02%	+50.0%
VCLT	Sell	VANGUARD SCOTTSDALE FDS	$4,261,000	-2.0%	40,358	-0.8%	0.01%	-6.7%
HYG	Sell	ISHARES TR	$4,266,000	-46.1%	48,757	-45.8%	0.01%	-48.1%
COMB	Buy	GraniteShares	$3,853,000	+27.9%	127,998	+20.6%	0.01%	+30.0%
GTIP	Buy	Goldman Sachs	$3,798,000	+34.4%	65,778	+34.5%	0.01%	+30.0%
WTMF	Buy	WISDOMTREE TR	$3,859,000	-1.0%	94,134	+0.0%	0.01%	0.0%
IEF	Buy	ISHARES TR	$3,546,000	+66.7%	30,779	+67.2%	0.01%	+71.4%
VOT	Sell	Vanguard	$3,627,000	-5.7%	15,348	-5.7%	0.01%	-7.7%
FPXI	Buy	First Trust	$3,651,000	+69.2%	56,979	+80.6%	0.01%	+71.4%
	New	Dimensional Fund Advisors LP	$3,626,000	–	140,092	–	0.01%	–
SUSB	Sell	iShares	$3,601,000	-8.3%	138,593	-8.1%	0.01%	-7.7%
VAMO	Buy	CAMBRIA ETF TR	$3,307,000	+0.3%	137,911	+2.4%	0.01%	0.0%
DFAU	New	Dimensional Fund Advisors	$3,410,000	–	113,155	–	0.01%	–
VCIT	Sell	VANGUARD SCOTTSDALE FDS	$3,420,000	-3.6%	36,225	-2.9%	0.01%	-8.3%
VBK	Buy	Vanguard	$3,223,000	+33.0%	11,503	+37.5%	0.01%	+37.5%
VOOG	Buy	VANGUARD INDEX FDS	$3,364,000	+12.6%	12,614	+10.8%	0.01%	+10.0%
SHE	Buy	SPDR State Street Global Advisors	$2,953,000	+11.2%	29,248	+11.9%	0.01%	+11.1%
NACP	Buy	Impact Shares	$2,922,000	+11.7%	89,368	+12.0%	0.01%	+11.1%
VGSH	Buy	Vanguard	$2,925,000	+3.8%	47,627	+3.8%	0.01%	0.0%
GVAL	Buy	CAMBRIA ETF TR	$3,115,000	+3.9%	134,384	+2.8%	0.01%	0.0%
IVV	Buy	ISHARES TR	$3,038,000	+1.7%	7,052	+1.5%	0.01%	0.0%
PCY	Buy	Invesco	$2,779,000	+1.5%	104,185	+5.2%	0.01%	0.0%
SHY	Sell	ISHARES TR	$2,840,000	-9.2%	32,960	-9.2%	0.01%	-18.2%
SCHE	Buy	SCHWAB STRATEGIC TR	$2,737,000	-0.3%	89,781	+7.5%	0.01%	0.0%
GLDM	Sell	SPDR State Street Global Advisors	$2,275,000	-12.5%	130,300	-11.7%	0.01%	-11.1%
EMQQ	Buy	Exchange Traded Concepts Trust	$2,470,000	+65.8%	49,811	+111.7%	0.01%	+60.0%
SYLD	Buy	CAMBRIA ETF TR	$2,246,000	-3.8%	37,311	+2.4%	0.01%	0.0%
EUSB	Buy	iShares	$2,371,000	+63.9%	47,807	+64.2%	0.01%	+60.0%
DFUS	Buy	Dimensional	$1,990,000	+256.0%	42,190	+255.6%	0.01%	+250.0%
VNQI	Buy	VANGUARD INTL EQUITY INDEX F	$2,190,000	+22.9%	38,888	+27.3%	0.01%	+16.7%
ANGL	Buy	Van Eck	$1,986,000	+95.9%	60,085	+94.9%	0.01%	+133.3%
VOOV	Buy	VANGUARD INDEX FDS	$2,109,000	+10.4%	14,997	+12.0%	0.01%	0.0%
FIXD	Buy	First Trust Exchange-Traded Fund VIII	$1,827,000	+98.2%	34,111	+98.3%	0.01%	+100.0%
DFAI	New	Dimensional Fund Advisors	$1,877,000	–	64,912	–	0.01%	–
SCHP	Buy	SCHWAB STRATEGIC TR	$1,612,000	+3.7%	25,754	+3.6%	0.01%	0.0%
PSP	Buy	Invesco	$1,369,000	-0.1%	91,414	+2.1%	0.01%	0.0%
LQDH	Buy	iShares	$1,493,000	+59.0%	15,586	+59.8%	0.01%	+66.7%
EMLC	Buy	VANECK VECTORS TR	$1,364,000	-3.7%	45,498	+0.9%	0.01%	0.0%
VTEB	Buy	VANGUARD BD INDEX FD INC	$1,324,000	+2.6%	24,181	+3.6%	0.00%	0.0%
IAGG	Buy	ISHARES TR	$1,214,000	+7.1%	22,063	+7.3%	0.00%	0.0%
SUB	Sell	iShares	$1,155,000	-33.2%	10,738	-33.0%	0.00%	-33.3%
EYLD	Buy	CAMBRIA ETF TR	$1,211,000	-3.7%	34,168	+4.4%	0.00%	0.0%
MTUM	Buy	iShares	$1,047,000	+130.6%	5,960	+127.8%	0.00%	+100.0%
QAI	Buy	INDEXIQ ETF TR	$1,329,000	+2.8%	41,849	+4.4%	0.00%	0.0%
FYLD	Buy	CAMBRIA ETF TR	$1,158,000	+3.9%	42,979	+7.1%	0.00%	0.0%
PDBC	Buy	Invesco	$825,000	+21.5%	39,171	+15.9%	0.00%	+50.0%
VXUS	Buy	VANGUARD STAR FD	$847,000	+17.3%	13,384	+21.8%	0.00%	+50.0%
VYM	Buy	VANGUARD WHITEHALL FDS INC	$910,000	-0.8%	8,806	+0.6%	0.00%	0.0%
DFAE	New	Dimensional Fund Advisors	$1,029,000	–	37,762	–	0.00%	–
EMLP	Buy	FIRST TR EXCHANGE TRADED FD	$917,000	-2.8%	38,726	+0.5%	0.00%	0.0%
IGLB	Sell	ISHARES TR	$842,000	-8.8%	12,158	-7.5%	0.00%	0.0%
BLDG	Buy	Cambria Funds	$983,000	-1.5%	31,421	+0.1%	0.00%	0.0%
PFF	Buy	ISHARES TR	$783,000	+5.1%	20,170	+6.5%	0.00%	0.0%
AVUV	New	Avantis	$768,000	–	10,160	–	0.00%	–
VNQ	Buy	VANGUARD INDEX FDS	$871,000	+50.7%	8,560	+50.8%	0.00%	+50.0%
ILTB	Buy	ISHARES	$885,000	+22.2%	12,370	+23.5%	0.00%	+50.0%
VGLT	Sell	VANGUARD BD INDEX FD INC	$800,000	-4.4%	9,125	-4.4%	0.00%	0.0%
IVOG	Sell	Vanguard	$773,000	-9.1%	3,927	-7.3%	0.00%	0.0%
VXF	New	Vanguard	$659,000	–	3,614	–	0.00%	–
QUAL	New	iShares	$599,000	–	4,544	–	0.00%	–
IQLT	New	iShares	$616,000	–	16,270	–	0.00%	–
GVI	Buy	ISHARES TR	$632,000	+5.5%	5,489	+5.9%	0.00%	0.0%
SPY	Buy	SPDR SP 500 ETF TR	$540,000	+2.1%	1,258	+1.8%	0.00%	0.0%
SPYG	New	SPDR State Street Global Advisors	$564,000	–	8,814	–	0.00%	–
SRLN	New	SPDR State Street Global Advisors	$450,000	–	9,774	–	0.00%	–
SPYD	New	SPDR State Street Global Advisors	$453,000	–	11,577	–	0.00%	–
HYD	Buy	MARKET VECTORS ETF TR	$637,000	-0.6%	10,193	+1.1%	0.00%	0.0%
VIG	Buy	VANGUARD SPECIALIZED PORTFOL	$699,000	+7.5%	4,552	+8.3%	0.00%	0.0%
VIOO	Buy	VANGUARD ADMIRAL FDS INC	$659,000	+17.7%	3,270	+21.2%	0.00%	0.0%
VT	Buy	Vanguard	$686,000	+20.4%	6,740	+22.5%	0.00%	0.0%
VO	Buy	VANGUARD INDEX FDS	$503,000	+2.0%	2,125	+2.4%	0.00%	0.0%
AVDV	New	AVANTIS INTL	$458,000	–	7,084	–	0.00%	–
SGOL	Buy	ETFS GOLD TR	$607,000	-0.2%	36,028	+0.7%	0.00%	0.0%
EZM	New	WisdomTree	$451,000	–	8,679	–	0.00%	–
ASHR	Buy	DBX ETF TR	$295,000	-0.7%	7,745	+5.7%	0.00%	0.0%
DFAS	Buy	Dimensional	$321,000	+55.1%	5,582	+57.3%	0.00%	0.0%
IVOV	New	Vanguard	$244,000	–	1,532	–	0.00%	–
SCHD	Buy	SCHWAB STRATEGIC TR	$221,000	+7.3%	2,980	+9.2%	0.00%	0.0%
FNDF	New	SCHWAB STRATEGIC TR	$240,000	–	7,310	–	0.00%	–
SCHA	New	SCHWAB STRATEGIC TR	$264,000	–	2,633	–	0.00%	–
VEU	New	Vanguard	$211,000	–	3,459	–	0.00%	–
SCHX	Buy	SCHWAB STRATEGIC TR	$358,000	+1.4%	3,441	+1.4%	0.00%	0.0%
RSP	New	Invesco	$315,000	–	2,104	–	0.00%	–
TIP	Buy	ISHARES TR	$371,000	+28.8%	2,902	+29.1%	0.00%	0.0%
IWD	Buy	ISHARES TR	$428,000	+0.5%	2,735	+1.9%	0.00%	0.0%
	New	Dynamic Beta Investments	$307,000	–	11,012	–	0.00%	–
IWF	Buy	iShares	$306,000	+10.9%	1,116	+9.8%	0.00%	0.0%
USXF	Buy	iShares	$429,000	+57.1%	11,868	+58.1%	0.00%	0.0%
DMXF	Buy	iShares	$426,000	+60.8%	6,281	+60.6%	0.00%	0.0%
IWO	Sell	iShares	$288,000	-11.1%	982	-5.7%	0.00%	0.0%
IWM	Sell	ISHARES TR	$357,000	-12.7%	1,633	-8.5%	0.00%	0.0%
IWV	New	ISHARES TR	$236,000	–	926	–	0.00%	–
SMMV	New	iShares	$219,000	–	5,895	–	0.00%	–
TLH	Sell	ISHARES TR	$406,000	-0.2%	2,760	-0.4%	0.00%	0.0%
REET	Sell	iShares	$282,000	-4.7%	10,294	-3.6%	0.00%	0.0%
IMTM	New	iShares	$346,000	–	9,099	–	0.00%	–
STIP	New	iShares	$379,000	–	3,591	–	0.00%	–
ARKW	New	Ark ETF Trust	$387,000	–	2,789	–	0.00%	–
ISTB	Sell	ISHARES TR	$347,000	-1.4%	6,785	-1.2%	0.00%	0.0%
QSY	Buy	WISDOMTREE TR	$237,000	+2.6%	3,994	+3.4%	0.00%	0.0%
IXUS	New	iShares	$440,000	–	6,195	–	0.00%	–
PXF	Exit	Invesco	$0	–	-4,918	–	-0.00%	–
DFAT	Exit	Dimensional	$0	–	-4,774	–	-0.00%	–
DBMF	Exit	Dynamic Beta Investments	$0	–	-11,225	–	-0.00%	–
IJH	Exit	ISHARES TR	$0	–	-820	–	-0.00%	–
TLT	Exit	ISHARES TR	$0	–	-3,536	–	-0.00%	–

Q2 2021

			Value		Shares		↓ Weighting
VTI	New	VANGUARD INDEX FDS	$6,053,575,000	–	27,168,007	–	20.62%	–
VEA	New	VANGUARD TAX MANAGED INTL FD	$4,475,726,000	–	86,873,564	–	15.25%	–
VWO	New	VANGUARD INTL EQUITY INDEX F	$2,985,180,000	–	54,965,565	–	10.17%	–
VTV	New	VANGUARD INDEX FDS	$1,687,598,000	–	12,277,012	–	5.75%	–
BNDX	New	VANGUARD CHARLOTTE FDS	$1,666,237,000	–	29,181,040	–	5.68%	–
VOE	New	VANGUARD INDEX FDS	$1,411,855,000	–	10,048,791	–	4.81%	–
VBR	New	VANGUARD INDEX FDS	$1,271,943,000	–	7,324,329	–	4.33%	–
MUB	New	ISHARES TR	$1,074,343,000	–	9,166,750	–	3.66%	–
ITOT	New	ISHARES TR	$991,784,000	–	10,042,366	–	3.38%	–
EMB	New	ISHARES TR	$848,770,000	–	7,547,302	–	2.89%	–
AGG	New	ISHARES TR	$746,829,000	–	6,475,583	–	2.54%	–
SHV	New	ISHARES TR	$738,984,000	–	6,688,241	–	2.52%	–
SCHF	New	SCHWAB STRATEGIC TR	$732,764,000	–	18,574,491	–	2.50%	–
VTIP	New	VANGUARD MALVERN FDS	$478,827,000	–	9,136,176	–	1.63%	–
IEFA	New	ISHARES TR	$439,937,000	–	5,876,792	–	1.50%	–
SCHB	New	SCHWAB STRATEGIC TR	$425,045,000	–	4,076,389	–	1.45%	–
IEMG	New	ISHARES INC	$379,565,000	–	5,665,988	–	1.29%	–
IWS	New	ISHARES TR	$209,474,000	–	1,821,826	–	0.71%	–
TFI	New	SPDR SERIES TRUST	$194,718,000	–	3,736,675	–	0.66%	–
ESGD	New	iShares	$185,490,000	–	2,347,079	–	0.63%	–
GSLC	New	Goldman Sachs	$179,888,000	–	2,090,997	–	0.61%	–
ESGU	New	iShares	$180,084,000	–	1,828,818	–	0.61%	–
IWN	New	ISHARES TR	$174,743,000	–	1,054,128	–	0.60%	–
JPST	New	JP Morgan	$167,174,000	–	3,294,709	–	0.57%	–
SCHV	New	SCHWAB STRATEGIC TR	$164,842,000	–	2,411,030	–	0.56%	–
BND	New	VANGUARD BD INDEX FD INC	$139,305,000	–	1,621,896	–	0.48%	–
CRBN	New	iShares	$114,856,000	–	691,863	–	0.39%	–
VWOB	New	VANGUARD WHITEHALL FDS INC	$106,634,000	–	1,335,765	–	0.36%	–
IVE	New	ISHARES TR	$87,088,000	–	589,867	–	0.30%	–
GSIE	New	Goldman Sachs	$80,978,000	–	2,318,285	–	0.28%	–
GBIL	New	Goldman Sachs	$80,525,000	–	804,364	–	0.27%	–
DSI	New	iShares	$70,546,000	–	851,702	–	0.24%	–
ESGE	New	iShares	$58,230,000	–	1,289,694	–	0.20%	–
SPYX	New	SPDR State Street Global Advisors	$57,841,000	–	544,946	–	0.20%	–
VOO	New	VANGUARD INDEX FDS	$41,215,000	–	104,735	–	0.14%	–
VUG	New	VANGUARD INDEX FDS	$39,094,000	–	136,307	–	0.13%	–
SUSA	New	iShares	$27,478,000	–	287,606	–	0.09%	–
BGRN	New	iShares	$27,181,000	–	496,548	–	0.09%	–
GSSC	New	Goldman Sachs	$26,957,000	–	414,594	–	0.09%	–
EFAX	New	SPDR State Street Global Advisors	$24,469,000	–	292,937	–	0.08%	–
VSGX	New	Vanguard	$20,116,000	–	313,571	–	0.07%	–
ESGV	New	Dimensional	$19,940,000	–	249,309	–	0.07%	–
NEAR	New	iShares	$19,715,000	–	392,968	–	0.07%	–
LQD	New	ISHARES TR	$18,539,000	–	137,978	–	0.06%	–
BSV	New	VANGUARD BD INDEX FD INC	$16,956,000	–	206,372	–	0.06%	–
GMOM	New	CAMBRIA ETF TR	$16,314,000	–	541,810	–	0.06%	–
GEM	New	Goldman Sachs	$16,045,000	–	393,174	–	0.06%	–
GIGB	New	Goldman Sachs	$15,662,000	–	285,593	–	0.05%	–
SPTL	New	SPDR SERIES TRUST	$15,586,000	–	377,374	–	0.05%	–
SPYV	New	SPDR State Street Global Advisors	$14,904,000	–	376,945	–	0.05%	–
EEMX	New	SPDR State Street Global Advisors	$14,633,000	–	178,230	–	0.05%	–
VB	New	VANGUARD INDEX FDS	$14,121,000	–	62,684	–	0.05%	–
LTPZ	New	PIMCO	$12,204,000	–	141,244	–	0.04%	–
MBB	New	ISHARES TR	$10,248,000	–	94,685	–	0.04%	–
IDEV	New	iShares	$9,919,000	–	147,057	–	0.03%	–
VMBS	New	VANGUARD BD INDEX FD INC	$9,542,000	–	178,790	–	0.03%	–
BLV	New	VANGUARD BD INDEX FD INC	$9,601,000	–	93,185	–	0.03%	–
EAGG	New	iShares	$9,214,000	–	166,563	–	0.03%	–
BIV	New	VANGUARD BD INDEX FD INC	$9,117,000	–	101,345	–	0.03%	–
SLYV	New	SPDR State Street Global Advisors	$8,471,000	–	98,834	–	0.03%	–
SPEM	New	SPDR State Street Global Advisors	$8,554,000	–	188,008	–	0.03%	–
HYG	New	ISHARES TR	$7,918,000	–	89,931	–	0.03%	–
IGSB	New	ISHARES TR	$7,677,000	–	140,059	–	0.03%	–
DFAC	New	Dimensional	$7,589,000	–	281,292	–	0.03%	–
EEMV	New	ISHARES	$7,275,000	–	113,396	–	0.02%	–
ACWV	New	iShares	$6,814,000	–	66,243	–	0.02%	–
IJJ	New	ISHARES TR	$6,647,000	–	63,102	–	0.02%	–
GCOR	New	Goldman Sachs	$5,958,000	–	121,636	–	0.02%	–
FLOT	New	iShares	$5,531,000	–	108,828	–	0.02%	–
VCSH	New	Vanguard	$5,120,000	–	61,901	–	0.02%	–
SUSC	New	ISHARES	$5,031,000	–	181,511	–	0.02%	–
SHYG	New	iShares	$5,089,000	–	110,481	–	0.02%	–
QQQ	New	Invesco	$4,958,000	–	13,989	–	0.02%	–
NYF	New	ISHARES TR	$4,751,000	–	81,275	–	0.02%	–
CMF	New	ISHARES TR	$4,397,000	–	70,216	–	0.02%	–
VCLT	New	VANGUARD SCOTTSDALE FDS	$4,350,000	–	40,673	–	0.02%	–
GHYB	New	Goldman Sachs	$3,703,000	–	73,641	–	0.01%	–
SUSB	New	iShares	$3,927,000	–	150,820	–	0.01%	–
VOT	New	Vanguard	$3,845,000	–	16,269	–	0.01%	–
WTMF	New	WISDOMTREE TR	$3,899,000	–	94,132	–	0.01%	–
VCIT	New	VANGUARD SCOTTSDALE FDS	$3,546,000	–	37,301	–	0.01%	–
MOAT	New	Van Eck	$3,561,000	–	48,089	–	0.01%	–
SCHH	New	SCHWAB STRATEGIC TR	$3,509,000	–	76,629	–	0.01%	–
EMHY	New	iShares	$3,523,000	–	77,062	–	0.01%	–
SHY	New	ISHARES TR	$3,129,000	–	36,317	–	0.01%	–
VAMO	New	CAMBRIA ETF TR	$3,296,000	–	134,632	–	0.01%	–
ARKK	New	Ark ETF Trust	$2,841,000	–	21,721	–	0.01%	–
GVAL	New	CAMBRIA ETF TR	$2,998,000	–	130,738	–	0.01%	–
HYLB	New	XTRACKERS	$2,853,000	–	70,786	–	0.01%	–
GTIP	New	Goldman Sachs	$2,825,000	–	48,896	–	0.01%	–
COMB	New	GraniteShares	$3,012,000	–	106,136	–	0.01%	–
IVV	New	ISHARES TR	$2,988,000	–	6,950	–	0.01%	–
VOOG	New	VANGUARD INDEX FDS	$2,988,000	–	11,389	–	0.01%	–
VGSH	New	Vanguard	$2,818,000	–	45,876	–	0.01%	–
SCHE	New	SCHWAB STRATEGIC TR	$2,746,000	–	83,528	–	0.01%	–
GLDM	New	SPDR State Street Global Advisors	$2,599,000	–	147,605	–	0.01%	–
NACP	New	Impact Shares	$2,615,000	–	79,821	–	0.01%	–
PCY	New	Invesco	$2,737,000	–	99,080	–	0.01%	–
SHE	New	SPDR State Street Global Advisors	$2,655,000	–	26,133	–	0.01%	–
SYLD	New	CAMBRIA ETF TR	$2,334,000	–	36,448	–	0.01%	–
VBK	New	Vanguard	$2,424,000	–	8,366	–	0.01%	–
IEF	New	ISHARES TR	$2,127,000	–	18,413	–	0.01%	–
USHY	New	ISHARES	$2,057,000	–	49,301	–	0.01%	–
FPXI	New	First Trust	$2,158,000	–	31,554	–	0.01%	–
VOOV	New	VANGUARD INDEX FDS	$1,911,000	–	13,395	–	0.01%	–
FALN	New	iShares	$2,145,000	–	71,581	–	0.01%	–
VNQI	New	VANGUARD INTL EQUITY INDEX F	$1,782,000	–	30,539	–	0.01%	–
SUB	New	iShares	$1,728,000	–	16,022	–	0.01%	–
EUSB	New	iShares	$1,447,000	–	29,118	–	0.01%	–
SCHP	New	SCHWAB STRATEGIC TR	$1,554,000	–	24,859	–	0.01%	–
EMLC	New	VANECK VECTORS TR	$1,416,000	–	45,111	–	0.01%	–
PSP	New	Invesco	$1,371,000	–	89,531	–	0.01%	–
EMQQ	New	Exchange Traded Concepts Trust	$1,490,000	–	23,527	–	0.01%	–
VTEB	New	VANGUARD BD INDEX FD INC	$1,291,000	–	23,343	–	0.00%	–
IAGG	New	ISHARES TR	$1,133,000	–	20,568	–	0.00%	–
FYLD	New	CAMBRIA ETF TR	$1,114,000	–	40,143	–	0.00%	–
EYLD	New	CAMBRIA ETF TR	$1,257,000	–	32,733	–	0.00%	–
QAI	New	INDEXIQ ETF TR	$1,293,000	–	40,079	–	0.00%	–
BLDG	New	Cambria Funds	$998,000	–	31,387	–	0.00%	–
EMLP	New	FIRST TR EXCHANGE TRADED FD	$943,000	–	38,535	–	0.00%	–
PFF	New	ISHARES TR	$745,000	–	18,933	–	0.00%	–
FIXD	New	First Trust Exchange-Traded Fund VIII	$922,000	–	17,198	–	0.00%	–
ANGL	New	Van Eck	$1,014,000	–	30,823	–	0.00%	–
IGLB	New	ISHARES TR	$923,000	–	13,148	–	0.00%	–
IVOG	New	Vanguard	$850,000	–	4,237	–	0.00%	–
VGLT	New	VANGUARD BD INDEX FD INC	$837,000	–	9,548	–	0.00%	–
LQDH	New	iShares	$939,000	–	9,752	–	0.00%	–
VYM	New	VANGUARD WHITEHALL FDS INC	$917,000	–	8,756	–	0.00%	–
ILTB	New	ISHARES	$724,000	–	10,014	–	0.00%	–
SGOL	New	ETFS GOLD TR	$608,000	–	35,764	–	0.00%	–
HYD	New	MARKET VECTORS ETF TR	$641,000	–	10,080	–	0.00%	–
VIG	New	VANGUARD SPECIALIZED PORTFOL	$650,000	–	4,202	–	0.00%	–
VXUS	New	VANGUARD STAR FD	$722,000	–	10,988	–	0.00%	–
VIOO	New	VANGUARD ADMIRAL FDS INC	$560,000	–	2,698	–	0.00%	–
TLT	New	ISHARES TR	$510,000	–	3,536	–	0.00%	–
PDBC	New	Invesco	$679,000	–	33,796	–	0.00%	–
MTUM	New	iShares	$454,000	–	2,616	–	0.00%	–
VT	New	Vanguard	$570,000	–	5,501	–	0.00%	–
SPY	New	SPDR SP 500 ETF TR	$529,000	–	1,236	–	0.00%	–
DFUS	New	Dimensional	$559,000	–	11,864	–	0.00%	–
VNQ	New	VANGUARD INDEX FDS	$578,000	–	5,675	–	0.00%	–
VO	New	VANGUARD INDEX FDS	$493,000	–	2,076	–	0.00%	–
GVI	New	ISHARES TR	$599,000	–	5,185	–	0.00%	–
QSY	New	WISDOMTREE TR	$231,000	–	3,864	–	0.00%	–
IJH	New	ISHARES TR	$220,000	–	820	–	0.00%	–
REET	New	iShares	$296,000	–	10,679	–	0.00%	–
IWD	New	ISHARES TR	$426,000	–	2,685	–	0.00%	–
DMXF	New	iShares	$265,000	–	3,911	–	0.00%	–
USXF	New	iShares	$273,000	–	7,508	–	0.00%	–
DFAT	New	Dimensional	$214,000	–	4,774	–	0.00%	–
DFAS	New	Dimensional	$207,000	–	3,548	–	0.00%	–
IWM	New	ISHARES TR	$409,000	–	1,785	–	0.00%	–
TLH	New	ISHARES TR	$407,000	–	2,772	–	0.00%	–
DBMF	New	Dynamic Beta Investments	$320,000	–	11,225	–	0.00%	–
ASHR	New	DBX ETF TR	$297,000	–	7,327	–	0.00%	–
PXF	New	Invesco	$237,000	–	4,918	–	0.00%	–
TIP	New	ISHARES TR	$288,000	–	2,247	–	0.00%	–
SCHX	New	SCHWAB STRATEGIC TR	$353,000	–	3,392	–	0.00%	–
IVW	New	ISHARES TR	$375,000	–	5,161	–	0.00%	–
IWF	New	iShares	$276,000	–	1,016	–	0.00%	–
IWO	New	iShares	$324,000	–	1,041	–	0.00%	–
ISTB	New	ISHARES TR	$352,000	–	6,867	–	0.00%	–
SCHD	New	SCHWAB STRATEGIC TR	$206,000	–	2,729	–	0.00%	–

Q4 2020

			Value		Shares		↓ Weighting
SCHD	Exit	SCHWAB STRATEGIC TR	$0	–	-3,757	–	-0.00%	–
BIL	Exit	SPDR SERIES TRUST	$0	–	-2,850	–	-0.00%	–
ESGU	Exit	iShares	$0	–	-2,820	–	-0.00%	–
VGLT	Exit	VANGUARD BD INDEX FD INC	$0	–	-2,339	–	-0.00%	–
ILTB	Exit	ISHARES	$0	–	-6,368	–	-0.00%	–
QSY	Exit	WISDOMTREE TR	$0	–	-4,356	–	-0.00%	–
VIOO	Exit	VANGUARD ADMIRAL FDS INC	$0	–	-2,664	–	-0.00%	–
ASHR	Exit	DBX ETF TR	$0	–	-10,246	–	-0.00%	–
TLH	Exit	ISHARES TR	$0	–	-1,891	–	-0.00%	–
IWO	Exit	iShares	$0	–	-1,503	–	-0.00%	–
PDBC	Exit	Invesco	$0	–	-34,601	–	-0.00%	–
IWB	Exit	ISHARES TR	$0	–	-1,726	–	-0.00%	–
EMLC	Exit	VANECK VECTORS TR	$0	–	-15,806	–	-0.00%	–
VIG	Exit	VANGUARD SPECIALIZED PORTFOL	$0	–	-3,798	–	-0.00%	–
IAGG	Exit	ISHARES TR	$0	–	-8,139	–	-0.00%	–
TIP	Exit	ISHARES TR	$0	–	-2,767	–	-0.00%	–
USIG	Exit	ISHARES TR	$0	–	-6,165	–	-0.00%	–
SPY	Exit	SPDR SP 500 ETF TR	$0	–	-1,935	–	-0.00%	–
VXUS	Exit	VANGUARD STAR FD	$0	–	-10,997	–	-0.00%	–
SGOL	Exit	ETFS GOLD TR	$0	–	-29,604	–	-0.00%	–
TLT	Exit	ISHARES TR	$0	–	-3,221	–	-0.00%	–
PFF	Exit	ISHARES TR	$0	–	-15,905	–	-0.00%	–
HYD	Exit	MARKET VECTORS ETF TR	$0	–	-8,544	–	-0.00%	–
COMB	Exit	GraniteShares	$0	–	-33,672	–	-0.00%	–
PSP	Exit	Invesco	$0	–	-66,935	–	-0.00%	–
VYM	Exit	VANGUARD WHITEHALL FDS INC	$0	–	-8,868	–	-0.00%	–
IVOG	Exit	Vanguard	$0	–	-5,676	–	-0.00%	–
FYLD	Exit	CAMBRIA ETF TR	$0	–	-47,126	–	-0.01%	–
VTEB	Exit	VANGUARD BD INDEX FD INC	$0	–	-17,766	–	-0.01%	–
VNQI	Exit	VANGUARD INTL EQUITY INDEX F	$0	–	-22,306	–	-0.01%	–
QAI	Exit	INDEXIQ ETF TR	$0	–	-30,215	–	-0.01%	–
EYLD	Exit	CAMBRIA ETF TR	$0	–	-39,974	–	-0.01%	–
VNQ	Exit	VANGUARD INDEX FDS	$0	–	-15,124	–	-0.01%	–
HYLB	Exit	XTRACKERS	$0	–	-26,530	–	-0.01%	–
SCHH	Exit	SCHWAB STRATEGIC TR	$0	–	-37,166	–	-0.01%	–
IGLB	Exit	ISHARES TR	$0	–	-18,411	–	-0.01%	–
VOOG	Exit	VANGUARD INDEX FDS	$0	–	-7,177	–	-0.01%	–
VOOV	Exit	VANGUARD INDEX FDS	$0	–	-13,088	–	-0.01%	–
VBK	Exit	Vanguard	$0	–	-6,540	–	-0.01%	–
EMLP	Exit	FIRST TR EXCHANGE TRADED FD	$0	–	-84,427	–	-0.01%	–
GHYB	Exit	Goldman Sachs	$0	–	-34,587	–	-0.01%	–
SYLD	Exit	CAMBRIA ETF TR	$0	–	-54,496	–	-0.01%	–
FAIL	Exit	CAMBRIA ETF TR	$0	–	-85,843	–	-0.01%	–
IVV	Exit	ISHARES TR	$0	–	-6,836	–	-0.01%	–
NYF	Exit	ISHARES TR	$0	–	-39,840	–	-0.01%	–
IEF	Exit	ISHARES TR	$0	–	-17,565	–	-0.01%	–
GTIP	Exit	Goldman Sachs	$0	–	-41,798	–	-0.01%	–
GVAL	Exit	CAMBRIA ETF TR	$0	–	-149,795	–	-0.01%	–
VAMO	Exit	CAMBRIA ETF TR	$0	–	-155,561	–	-0.01%	–
SCHE	Exit	SCHWAB STRATEGIC TR	$0	–	-106,132	–	-0.01%	–
EMHY	Exit	iShares	$0	–	-69,849	–	-0.02%	–
PCY	Exit	Invesco	$0	–	-118,859	–	-0.02%	–
WTMF	Exit	WISDOMTREE TR	$0	–	-94,975	–	-0.02%	–
VCIT	Exit	VANGUARD SCOTTSDALE FDS	$0	–	-37,028	–	-0.02%	–
CMF	Exit	ISHARES TR	$0	–	-54,105	–	-0.02%	–
LQDH	Exit	iShares	$0	–	-42,783	–	-0.02%	–
VOT	Exit	Vanguard	$0	–	-23,107	–	-0.02%	–
MBB	Exit	ISHARES TR	$0	–	-55,130	–	-0.03%	–
SHY	Exit	ISHARES TR	$0	–	-74,882	–	-0.03%	–
BIV	Exit	VANGUARD BD INDEX FD INC	$0	–	-72,994	–	-0.03%	–
VB	Exit	VANGUARD INDEX FDS	$0	–	-44,044	–	-0.03%	–
VCLT	Exit	VANGUARD SCOTTSDALE FDS	$0	–	-67,011	–	-0.04%	–
BLV	Exit	VANGUARD BD INDEX FD INC	$0	–	-64,328	–	-0.04%	–
VMBS	Exit	VANGUARD BD INDEX FD INC	$0	–	-134,419	–	-0.04%	–
GSSC	Exit	Goldman Sachs	$0	–	-179,680	–	-0.04%	–
GBIL	Exit	Goldman Sachs	$0	–	-84,103	–	-0.04%	–
FLOT	Exit	iShares	$0	–	-168,168	–	-0.04%	–
GEM	Exit	Goldman Sachs	$0	–	-293,717	–	-0.05%	–
IGSB	Exit	ISHARES TR	$0	–	-182,682	–	-0.05%	–
SPEM	Exit	SPDR State Street Global Advisors	$0	–	-287,354	–	-0.05%	–
SPYV	Exit	SPDR State Street Global Advisors	$0	–	-390,458	–	-0.06%	–
IJJ	Exit	ISHARES TR	$0	–	-89,584	–	-0.06%	–
HYG	Exit	ISHARES TR	$0	–	-147,662	–	-0.06%	–
BSV	Exit	VANGUARD BD INDEX FD INC	$0	–	-152,271	–	-0.06%	–
GMOM	Exit	CAMBRIA ETF TR	$0	–	-552,159	–	-0.06%	–
SLYV	Exit	SPDR State Street Global Advisors	$0	–	-291,451	–	-0.07%	–
LQD	Exit	ISHARES TR	$0	–	-115,929	–	-0.08%	–
GIGB	Exit	Goldman Sachs	$0	–	-305,587	–	-0.08%	–
VUG	Exit	VANGUARD INDEX FDS	$0	–	-101,272	–	-0.11%	–
SUSA	Exit	iShares	$0	–	-168,613	–	-0.12%	–
ESGE	Exit	iShares	$0	–	-815,569	–	-0.14%	–
VOO	Exit	VANGUARD INDEX FDS	$0	–	-117,715	–	-0.18%	–
GSIE	Exit	Goldman Sachs	$0	–	-1,450,131	–	-0.20%	–
NEAR	Exit	iShares	$0	–	-1,353,358	–	-0.33%	–
IVE	Exit	ISHARES TR	$0	–	-676,172	–	-0.37%	–
ESGD	Exit	iShares	$0	–	-1,258,261	–	-0.39%	–
VWOB	Exit	VANGUARD WHITEHALL FDS INC	$0	–	-1,059,618	–	-0.41%	–
DSI	Exit	iShares	$0	–	-695,317	–	-0.44%	–
GSLC	Exit	Goldman Sachs	$0	–	-1,623,222	–	-0.54%	–
IWN	Exit	ISHARES TR	$0	–	-1,202,096	–	-0.59%	–
SCHV	Exit	SCHWAB STRATEGIC TR	$0	–	-2,569,346	–	-0.66%	–
JPST	Exit	JP Morgan	$0	–	-2,957,343	–	-0.74%	–
BND	Exit	VANGUARD BD INDEX FD INC	$0	–	-1,802,741	–	-0.78%	–
IWS	Exit	ISHARES TR	$0	–	-2,013,509	–	-0.80%	–
TFI	Exit	SPDR SERIES TRUST	$0	–	-4,012,484	–	-1.02%	–
IEMG	Exit	ISHARES INC	$0	–	-5,951,787	–	-1.54%	–
VTIP	Exit	VANGUARD MALVERN FDS	$0	–	-6,912,503	–	-1.73%	–
IEFA	Exit	ISHARES TR	$0	–	-6,141,432	–	-1.82%	–
SCHB	Exit	SCHWAB STRATEGIC TR	$0	–	-4,815,773	–	-1.88%	–
AGG	Exit	ISHARES TR	$0	–	-4,261,329	–	-2.47%	–
EMB	Exit	ISHARES TR	$0	–	-5,340,902	–	-2.91%	–
SCHF	Exit	SCHWAB STRATEGIC TR	$0	–	-21,742,557	–	-3.35%	–
MUB	Exit	ISHARES TR	$0	–	-5,898,594	–	-3.36%	–
VBR	Exit	VANGUARD INDEX FDS	$0	–	-7,130,658	–	-3.87%	–
ITOT	Exit	ISHARES TR	$0	–	-10,611,746	–	-3.93%	–
VOE	Exit	VANGUARD INDEX FDS	$0	–	-8,994,884	–	-4.48%	–
SHV	Exit	ISHARES TR	$0	–	-8,558,722	–	-4.65%	–
VTV	Exit	VANGUARD INDEX FDS	$0	–	-10,255,289	–	-5.26%	–
BNDX	Exit	VANGUARD CHARLOTTE FDS	$0	–	-21,407,189	–	-6.12%	–
VWO	Exit	VANGUARD INTL EQUITY INDEX F	$0	–	-47,184,524	–	-10.02%	–
VEA	Exit	VANGUARD TAX MANAGED INTL FD	$0	–	-70,131,674	–	-14.08%	–
VTI	Exit	VANGUARD INDEX FDS	$0	–	-23,070,239	–	-19.29%	–

Q3 2020

			Value		Shares		↓ Weighting
VTI	Buy	VANGUARD INDEX FDS	$3,929,092,000	+10.6%	23,070,239	+1.7%	19.29%	+2.0%
VEA	Buy	VANGUARD TAX MANAGED INTL FD	$2,868,385,000	+10.3%	70,131,674	+4.6%	14.08%	+1.7%
VWO	Buy	VANGUARD INTL EQUITY INDEX F	$2,040,259,000	+10.4%	47,184,524	+1.2%	10.02%	+1.9%
BNDX	Buy	VANGUARD CHARLOTTE FDS	$1,245,684,000	+8.1%	21,407,189	+7.2%	6.12%	-0.3%
VTV	Buy	VANGUARD INDEX FDS	$1,071,780,000	+10.5%	10,255,289	+5.3%	5.26%	+1.9%
SHV	Buy	ISHARES TR	$947,451,000	+7.6%	8,558,722	+7.6%	4.65%	-0.8%
VOE	Buy	VANGUARD INDEX FDS	$911,811,000	+9.0%	8,994,884	+2.9%	4.48%	+0.6%
ITOT	Sell	ISHARES TR	$801,081,000	+6.4%	10,611,746	-2.2%	3.93%	-1.9%
VBR	Buy	VANGUARD INDEX FDS	$788,865,000	+6.3%	7,130,658	+2.8%	3.87%	-1.9%
MUB	Buy	ISHARES TR	$683,824,000	+11.6%	5,898,594	+11.1%	3.36%	+3.0%
SCHF	Sell	SCHWAB STRATEGIC TR	$682,716,000	-2.3%	21,742,557	-7.4%	3.35%	-9.9%
EMB	Buy	ISHARES TR	$592,253,000	+8.9%	5,340,902	+7.2%	2.91%	+0.4%
AGG	Buy	ISHARES TR	$503,093,000	+11.6%	4,261,329	+11.7%	2.47%	+2.9%
SCHB	Sell	SCHWAB STRATEGIC TR	$383,528,000	-1.8%	4,815,773	-9.4%	1.88%	-9.4%
IEFA	Sell	ISHARES TR	$370,206,000	+4.8%	6,141,432	-0.6%	1.82%	-3.3%
VTIP	Buy	VANGUARD MALVERN FDS	$352,676,000	+8.2%	6,912,503	+6.4%	1.73%	-0.2%
IEMG	Sell	ISHARES INC	$314,254,000	+6.1%	5,951,787	-4.4%	1.54%	-2.1%
TFI	Sell	SPDR SERIES TRUST	$208,368,000	-3.7%	4,012,484	-4.2%	1.02%	-11.2%
IWS	Sell	ISHARES TR	$162,772,000	+5.6%	2,013,509	-0.0%	0.80%	-2.6%
BND	Sell	VANGUARD BD INDEX FD INC	$159,038,000	-3.1%	1,802,741	-2.9%	0.78%	-10.5%
JPST	Buy	JP Morgan	$150,233,000	+25.7%	2,957,343	+25.5%	0.74%	+16.0%
SCHV	Buy	SCHWAB STRATEGIC TR	$134,094,000	+6.4%	2,569,346	+2.2%	0.66%	-1.8%
IWN	Buy	ISHARES TR	$119,404,000	+2.8%	1,202,096	+0.9%	0.59%	-5.2%
GSLC	Buy	Goldman Sachs	$110,460,000	+15.0%	1,623,222	+5.7%	0.54%	+6.1%
DSI	Buy	iShares	$88,966,000	+17.4%	695,317	+8.3%	0.44%	+8.4%
VWOB	Sell	VANGUARD WHITEHALL FDS INC	$83,604,000	+1.1%	1,059,618	-0.3%	0.41%	-6.8%
ESGD	Buy	iShares	$79,874,000	+28.1%	1,258,261	+22.2%	0.39%	+18.1%
IVE	Sell	ISHARES TR	$76,036,000	-3.1%	676,172	-6.8%	0.37%	-10.8%
NEAR	Sell	iShares	$67,817,000	-15.8%	1,353,358	-16.0%	0.33%	-22.4%
GSIE	Buy	Goldman Sachs	$40,821,000	+16.9%	1,450,131	+10.4%	0.20%	+7.5%
VOO	Sell	VANGUARD INDEX FDS	$36,215,000	+8.3%	117,715	-0.2%	0.18%	0.0%
ESGE	Buy	iShares	$29,042,000	+18.9%	815,569	+7.2%	0.14%	+10.0%
SUSA	Sell	iShares	$24,801,000	+8.4%	168,613	-1.4%	0.12%	0.0%
VUG	Buy	VANGUARD INDEX FDS	$23,051,000	+25.2%	101,272	+11.1%	0.11%	+15.3%
GIGB	Buy	Goldman Sachs	$16,856,000	+34.6%	305,587	+34.5%	0.08%	+23.9%
LQD	Buy	ISHARES TR	$15,617,000	+9.1%	115,929	+9.0%	0.08%	+1.3%
SLYV	Sell	SPDR State Street Global Advisors	$14,599,000	-10.8%	291,451	-12.6%	0.07%	-17.2%
GMOM	Sell	CAMBRIA ETF TR	$13,246,000	-4.9%	552,159	-6.6%	0.06%	-12.2%
BSV	Buy	VANGUARD BD INDEX FD INC	$12,646,000	+19.8%	152,271	+19.9%	0.06%	+10.7%
HYG	Buy	ISHARES TR	$12,389,000	+7.7%	147,662	+4.7%	0.06%	0.0%
IJJ	Sell	ISHARES TR	$12,081,000	-18.9%	89,584	-20.1%	0.06%	-25.3%
SPYV	Sell	SPDR State Street Global Advisors	$11,792,000	-5.6%	390,458	-9.4%	0.06%	-12.1%
SPEM	Sell	SPDR State Street Global Advisors	$10,506,000	-14.8%	287,354	-22.0%	0.05%	-21.2%
IGSB	Buy	ISHARES TR	$10,031,000	+4.9%	182,682	+4.5%	0.05%	-3.9%
GEM	Sell	Goldman Sachs	$9,631,000	+6.8%	293,717	-1.3%	0.05%	-2.1%
FLOT	Buy	iShares	$8,529,000	+6.0%	168,168	+5.7%	0.04%	-2.3%
GBIL	Buy	Goldman Sachs	$8,446,000	+6.1%	84,103	+6.1%	0.04%	-2.4%
GSSC	Buy	Goldman Sachs	$7,566,000	+39.6%	179,680	+33.0%	0.04%	+27.6%
VMBS	Buy	VANGUARD BD INDEX FD INC	$7,295,000	+18.4%	134,419	+18.6%	0.04%	+9.1%
VCLT	Buy	VANGUARD SCOTTSDALE FDS	$7,162,000	+12.0%	67,011	+11.4%	0.04%	+2.9%
BLV	Buy	VANGUARD BD INDEX FD INC	$7,194,000	+26.4%	64,328	+26.2%	0.04%	+16.7%
VB	Buy	VANGUARD INDEX FDS	$6,774,000	+19.7%	44,044	+13.4%	0.03%	+10.0%
BIV	Buy	VANGUARD BD INDEX FD INC	$6,823,000	+23.1%	72,994	+22.8%	0.03%	+13.8%
SHY	Buy	ISHARES TR	$6,478,000	+7.1%	74,882	+7.2%	0.03%	0.0%
MBB	Buy	ISHARES TR	$6,086,000	+2.9%	55,130	+3.2%	0.03%	-3.2%
VOT	Buy	Vanguard	$4,162,000	+16.1%	23,107	+6.4%	0.02%	+5.3%
LQDH	Buy	iShares	$3,905,000	+6.2%	42,783	+4.6%	0.02%	-5.0%
VCIT	Sell	VANGUARD SCOTTSDALE FDS	$3,547,000	-3.7%	37,028	-4.3%	0.02%	-15.0%
CMF	Sell	ISHARES TR	$3,376,000	-3.3%	54,105	-3.6%	0.02%	-10.5%
WTMF	Sell	WISDOMTREE TR	$3,325,000	-5.2%	94,975	-5.3%	0.02%	-15.8%
PCY	Sell	Invesco	$3,223,000	-15.8%	118,859	-16.8%	0.02%	-20.0%
EMHY	Buy	iShares	$3,048,000	+4.9%	69,849	+3.4%	0.02%	0.0%
VAMO	Sell	CAMBRIA ETF TR	$2,795,000	+3.8%	155,561	-6.2%	0.01%	0.0%
SCHE	Sell	SCHWAB STRATEGIC TR	$2,840,000	+0.1%	106,132	-8.9%	0.01%	-6.7%
GVAL	Sell	CAMBRIA ETF TR	$2,581,000	-8.9%	149,795	-7.0%	0.01%	-13.3%
GTIP	Sell	Goldman Sachs	$2,375,000	-6.2%	41,798	-8.8%	0.01%	-7.7%
IEF	Buy	ISHARES TR	$2,140,000	+3.9%	17,565	+3.9%	0.01%	0.0%
IVV	Sell	ISHARES TR	$2,297,000	-5.5%	6,836	-12.9%	0.01%	-15.4%
NYF	Buy	ISHARES TR	$2,289,000	+14.4%	39,840	+14.6%	0.01%	0.0%
FAIL	Sell	CAMBRIA ETF TR	$2,107,000	-7.1%	85,843	-6.6%	0.01%	-16.7%
SYLD	Sell	CAMBRIA ETF TR	$1,885,000	-0.2%	54,496	-7.1%	0.01%	-10.0%
EMLP	Buy	FIRST TR EXCHANGE TRADED FD	$1,607,000	-1.8%	84,427	+2.9%	0.01%	-11.1%
GHYB	Buy	Goldman Sachs	$1,674,000	+23.7%	34,587	+20.4%	0.01%	+14.3%
VOOV	Buy	VANGUARD INDEX FDS	$1,426,000	+8.8%	13,088	+4.3%	0.01%	0.0%
VBK	Buy	Vanguard	$1,406,000	+13.0%	6,540	+5.0%	0.01%	0.0%
VOOG	Buy	VANGUARD INDEX FDS	$1,496,000	+14.6%	7,177	+2.8%	0.01%	0.0%
HYLB	Buy	XTRACKERS	$1,276,000	+33.1%	26,530	+29.3%	0.01%	+20.0%
VNQ	Sell	VANGUARD INDEX FDS	$1,194,000	-11.4%	15,124	-11.9%	0.01%	-14.3%
EYLD	Sell	CAMBRIA ETF TR	$1,121,000	-4.4%	39,974	-8.3%	0.01%	0.0%
IGLB	Sell	ISHARES TR	$1,296,000	-2.6%	18,411	-3.1%	0.01%	-14.3%
SCHH	Buy	SCHWAB STRATEGIC TR	$1,315,000	+3.5%	37,166	+3.1%	0.01%	-14.3%
VNQI	Sell	VANGUARD INTL EQUITY INDEX F	$1,084,000	-4.0%	22,306	-7.8%	0.01%	-16.7%
QAI	Buy	INDEXIQ ETF TR	$936,000	+7.3%	30,215	+5.1%	0.01%	0.0%
VTEB	Sell	VANGUARD BD INDEX FD INC	$967,000	-1.4%	17,766	-2.0%	0.01%	0.0%
FYLD	Sell	CAMBRIA ETF TR	$938,000	-2.0%	47,126	-5.6%	0.01%	0.0%
IVOG	Sell	Vanguard	$846,000	+3.3%	5,676	-3.5%	0.00%	0.0%
VYM	Buy	VANGUARD WHITEHALL FDS INC	$718,000	+3.0%	8,868	+0.2%	0.00%	0.0%
COMB	Buy	GraniteShares	$714,000	+31.7%	33,672	+21.1%	0.00%	+33.3%
PSP	Buy	Invesco	$728,000	+5.5%	66,935	+0.5%	0.00%	0.0%
SPY	Sell	SPDR SP 500 ETF TR	$648,000	+7.1%	1,935	-1.3%	0.00%	0.0%
TLT	Buy	ISHARES TR	$526,000	+1.3%	3,221	+1.8%	0.00%	0.0%
SGOL	Sell	ETFS GOLD TR	$537,000	+1.1%	29,604	-4.4%	0.00%	0.0%
HYD	Buy	MARKET VECTORS ETF TR	$511,000	+2.0%	8,544	+1.2%	0.00%	0.0%
VXUS	Buy	VANGUARD STAR FD	$574,000	+6.5%	10,997	+0.2%	0.00%	0.0%
PFF	Buy	ISHARES TR	$580,000	+5.5%	15,905	+0.1%	0.00%	0.0%
TIP	Sell	ISHARES TR	$350,000	-20.8%	2,767	-23.0%	0.00%	0.0%
VIG	Buy	VANGUARD SPECIALIZED PORTFOL	$489,000	+136.2%	3,798	+114.7%	0.00%	+100.0%
PDBC	Sell	Invesco	$473,000	-5.6%	34,601	-10.7%	0.00%	-33.3%
EMLC	Sell	VANECK VECTORS TR	$487,000	-6.9%	15,806	-7.0%	0.00%	-33.3%
ASHR	Sell	DBX ETF TR	$353,000	+13.5%	10,246	-2.1%	0.00%	0.0%
IWB	Sell	ISHARES TR	$323,000	-29.5%	1,726	-35.3%	0.00%	0.0%
IWO	Sell	iShares	$333,000	-0.3%	1,503	-7.0%	0.00%	0.0%
USIG	Buy	ISHARES TR	$375,000	+3.9%	6,165	+3.1%	0.00%	0.0%
IAGG	Sell	ISHARES TR	$453,000	-24.0%	8,139	-23.9%	0.00%	-33.3%
TLH	Buy	ISHARES TR	$315,000	-0.3%	1,891	+0.1%	0.00%	0.0%
ILTB	Sell	ISHARES	$481,000	-10.4%	6,368	-11.1%	0.00%	-33.3%
QSY	Sell	WISDOMTREE TR	$361,000	-1.4%	4,356	-6.2%	0.00%	0.0%
VIOO	Sell	VANGUARD ADMIRAL FDS INC	$344,000	+2.1%	2,664	-1.2%	0.00%	0.0%
SCHD	New	SCHWAB STRATEGIC TR	$208,000	–	3,757	–	0.00%	–
ESGU	New	iShares	$215,000	–	2,820	–	0.00%	–
BIL	Buy	SPDR SERIES TRUST	$261,000	+2.0%	2,850	+1.8%	0.00%	0.0%
GVI	Exit	ISHARES TR	$0	–	-1,731	–	-0.00%	–
ISTB	Exit	ISHARES TR	$0	–	-5,136	–	-0.00%	–
IAU	Exit	ISHARES GOLD TRUST	$0	–	-13,202	–	-0.00%	–
VO	Exit	VANGUARD INDEX FDS	$0	–	-2,091	–	-0.00%	–
IJR	Exit	ISHARES TR	$0	–	-5,115	–	-0.00%	–

Q2 2020

			Value		Shares		↓ Weighting
VTI	New	VANGUARD INDEX FDS	$3,552,216,000	–	22,693,514	–	18.90%	–
VEA	New	VANGUARD TAX MANAGED INTL FD	$2,601,456,000	–	67,065,120	–	13.84%	–
VWO	New	VANGUARD INTL EQUITY INDEX F	$1,847,357,000	–	46,638,641	–	9.83%	–
BNDX	New	VANGUARD CHARLOTTE FDS	$1,152,745,000	–	19,967,869	–	6.14%	–
VTV	New	VANGUARD INDEX FDS	$969,942,000	–	9,739,354	–	5.16%	–
SHV	New	ISHARES TR	$880,786,000	–	7,953,643	–	4.69%	–
VOE	New	VANGUARD INDEX FDS	$836,441,000	–	8,740,237	–	4.45%	–
ITOT	New	ISHARES TR	$753,156,000	–	10,846,144	–	4.01%	–
VBR	New	VANGUARD INDEX FDS	$741,809,000	–	6,937,986	–	3.95%	–
SCHF	New	SCHWAB STRATEGIC TR	$698,776,000	–	23,488,260	–	3.72%	–
MUB	New	ISHARES TR	$612,557,000	–	5,308,117	–	3.26%	–
EMB	New	ISHARES TR	$544,051,000	–	4,981,237	–	2.90%	–
AGG	New	ISHARES TR	$450,928,000	–	3,814,632	–	2.40%	–
SCHB	New	SCHWAB STRATEGIC TR	$390,473,000	–	5,314,727	–	2.08%	–
IEFA	New	ISHARES TR	$353,094,000	–	6,177,286	–	1.88%	–
VTIP	New	VANGUARD MALVERN FDS	$326,089,000	–	6,499,688	–	1.74%	–
IEMG	New	ISHARES INC	$296,210,000	–	6,222,900	–	1.58%	–
TFI	New	SPDR SERIES TRUST	$216,425,000	–	4,189,415	–	1.15%	–
BND	New	VANGUARD BD INDEX FD INC	$164,065,000	–	1,857,195	–	0.87%	–
IWS	New	ISHARES TR	$154,129,000	–	2,013,962	–	0.82%	–
SCHV	New	SCHWAB STRATEGIC TR	$125,983,000	–	2,514,133	–	0.67%	–
JPST	New	JP Morgan	$119,503,000	–	2,355,665	–	0.64%	–
IWN	New	ISHARES TR	$116,168,000	–	1,191,952	–	0.62%	–
GSLC	New	Goldman Sachs	$96,091,000	–	1,534,995	–	0.51%	–
VWOB	New	VANGUARD WHITEHALL FDS INC	$82,657,000	–	1,062,976	–	0.44%	–
NEAR	New	iShares	$80,528,000	–	1,610,233	–	0.43%	–
IVE	New	ISHARES TR	$78,500,000	–	725,440	–	0.42%	–
DSI	New	iShares	$75,766,000	–	641,979	–	0.40%	–
ESGD	New	iShares	$62,373,000	–	1,029,599	–	0.33%	–
GSIE	New	Goldman Sachs	$34,914,000	–	1,313,038	–	0.19%	–
VOO	New	VANGUARD INDEX FDS	$33,433,000	–	117,959	–	0.18%	–
ESGE	New	iShares	$24,416,000	–	761,104	–	0.13%	–
SUSA	New	iShares	$22,884,000	–	171,068	–	0.12%	–
VUG	New	VANGUARD INDEX FDS	$18,416,000	–	91,130	–	0.10%	–
SLYV	New	SPDR State Street Global Advisors	$16,371,000	–	333,287	–	0.09%	–
IJJ	New	ISHARES TR	$14,897,000	–	112,058	–	0.08%	–
LQD	New	ISHARES TR	$14,311,000	–	106,402	–	0.08%	–
GMOM	New	CAMBRIA ETF TR	$13,935,000	–	590,980	–	0.07%	–
GIGB	New	Goldman Sachs	$12,519,000	–	227,197	–	0.07%	–
SPEM	New	SPDR State Street Global Advisors	$12,328,000	–	368,446	–	0.07%	–
SPYV	New	SPDR State Street Global Advisors	$12,491,000	–	431,006	–	0.07%	–
HYG	New	ISHARES TR	$11,508,000	–	140,994	–	0.06%	–
BSV	New	VANGUARD BD INDEX FD INC	$10,559,000	–	127,030	–	0.06%	–
IGSB	New	ISHARES TR	$9,564,000	–	174,804	–	0.05%	–
GEM	New	Goldman Sachs	$9,015,000	–	297,619	–	0.05%	–
FLOT	New	iShares	$8,050,000	–	159,113	–	0.04%	–
GBIL	New	Goldman Sachs	$7,964,000	–	79,248	–	0.04%	–
VCLT	New	VANGUARD SCOTTSDALE FDS	$6,394,000	–	60,159	–	0.03%	–
VMBS	New	VANGUARD BD INDEX FD INC	$6,162,000	–	113,328	–	0.03%	–
SHY	New	ISHARES TR	$6,048,000	–	69,830	–	0.03%	–
MBB	New	ISHARES TR	$5,916,000	–	53,441	–	0.03%	–
VB	New	VANGUARD INDEX FDS	$5,661,000	–	38,849	–	0.03%	–
BLV	New	VANGUARD BD INDEX FD INC	$5,691,000	–	50,970	–	0.03%	–
BIV	New	VANGUARD BD INDEX FD INC	$5,541,000	–	59,459	–	0.03%	–
GSSC	New	Goldman Sachs	$5,419,000	–	135,077	–	0.03%	–
VCIT	New	VANGUARD SCOTTSDALE FDS	$3,683,000	–	38,707	–	0.02%	–
PCY	New	Invesco	$3,826,000	–	142,872	–	0.02%	–
LQDH	New	iShares	$3,678,000	–	40,908	–	0.02%	–
CMF	New	ISHARES TR	$3,490,000	–	56,147	–	0.02%	–
VOT	New	Vanguard	$3,586,000	–	21,720	–	0.02%	–
WTMF	New	WISDOMTREE TR	$3,509,000	–	100,258	–	0.02%	–
SCHE	New	SCHWAB STRATEGIC TR	$2,838,000	–	116,538	–	0.02%	–
GVAL	New	CAMBRIA ETF TR	$2,833,000	–	161,049	–	0.02%	–
EMHY	New	iShares	$2,907,000	–	67,578	–	0.02%	–
VAMO	New	CAMBRIA ETF TR	$2,692,000	–	165,880	–	0.01%	–
GTIP	New	Goldman Sachs	$2,533,000	–	45,854	–	0.01%	–
IVV	New	ISHARES TR	$2,431,000	–	7,850	–	0.01%	–
FAIL	New	CAMBRIA ETF TR	$2,267,000	–	91,955	–	0.01%	–
IEF	New	ISHARES TR	$2,059,000	–	16,898	–	0.01%	–
NYF	New	ISHARES TR	$2,001,000	–	34,775	–	0.01%	–
SYLD	New	CAMBRIA ETF TR	$1,889,000	–	58,636	–	0.01%	–
EMLP	New	FIRST TR EXCHANGE TRADED FD	$1,636,000	–	82,042	–	0.01%	–
GHYB	New	Goldman Sachs	$1,353,000	–	28,737	–	0.01%	–
VBK	New	Vanguard	$1,244,000	–	6,231	–	0.01%	–
SCHH	New	SCHWAB STRATEGIC TR	$1,270,000	–	36,052	–	0.01%	–
IGLB	New	ISHARES TR	$1,331,000	–	19,000	–	0.01%	–
VNQ	New	VANGUARD INDEX FDS	$1,348,000	–	17,160	–	0.01%	–
VOOG	New	VANGUARD INDEX FDS	$1,305,000	–	6,984	–	0.01%	–
VOOV	New	VANGUARD INDEX FDS	$1,311,000	–	12,548	–	0.01%	–
EYLD	New	CAMBRIA ETF TR	$1,172,000	–	43,600	–	0.01%	–
VNQI	New	VANGUARD INTL EQUITY INDEX F	$1,129,000	–	24,194	–	0.01%	–
VTEB	New	VANGUARD BD INDEX FD INC	$981,000	–	18,121	–	0.01%	–
QAI	New	INDEXIQ ETF TR	$872,000	–	28,749	–	0.01%	–
HYLB	New	XTRACKERS	$959,000	–	20,515	–	0.01%	–
FYLD	New	CAMBRIA ETF TR	$957,000	–	49,915	–	0.01%	–
IVOG	New	Vanguard	$819,000	–	5,884	–	0.00%	–
PSP	New	Invesco	$690,000	–	66,595	–	0.00%	–
VYM	New	VANGUARD WHITEHALL FDS INC	$697,000	–	8,846	–	0.00%	–
ILTB	New	ISHARES	$537,000	–	7,162	–	0.00%	–
PFF	New	ISHARES TR	$550,000	–	15,891	–	0.00%	–
IAGG	New	ISHARES TR	$596,000	–	10,696	–	0.00%	–
SPY	New	SPDR SP 500 ETF TR	$605,000	–	1,961	–	0.00%	–
SGOL	New	ETFS GOLD TR	$531,000	–	30,982	–	0.00%	–
TLT	New	ISHARES TR	$519,000	–	3,165	–	0.00%	–
EMLC	New	VANECK VECTORS TR	$523,000	–	16,999	–	0.00%	–
HYD	New	MARKET VECTORS ETF TR	$501,000	–	8,443	–	0.00%	–
VXUS	New	VANGUARD STAR FD	$539,000	–	10,970	–	0.00%	–
PDBC	New	Invesco	$501,000	–	38,752	–	0.00%	–
COMB	New	GraniteShares	$542,000	–	27,815	–	0.00%	–
TIP	New	ISHARES TR	$442,000	–	3,595	–	0.00%	–
IJR	New	ISHARES TR	$349,000	–	5,115	–	0.00%	–
VIOO	New	VANGUARD ADMIRAL FDS INC	$337,000	–	2,696	–	0.00%	–
USIG	New	ISHARES TR	$361,000	–	5,982	–	0.00%	–
TLH	New	ISHARES TR	$316,000	–	1,890	–	0.00%	–
QSY	New	WISDOMTREE TR	$366,000	–	4,646	–	0.00%	–
ASHR	New	DBX ETF TR	$311,000	–	10,464	–	0.00%	–
IWB	New	ISHARES TR	$458,000	–	2,668	–	0.00%	–
IWO	New	iShares	$334,000	–	1,616	–	0.00%	–
VO	New	VANGUARD INDEX FDS	$343,000	–	2,091	–	0.00%	–
ISTB	New	ISHARES TR	$264,000	–	5,136	–	0.00%	–
IAU	New	ISHARES GOLD TRUST	$224,000	–	13,202	–	0.00%	–
VIG	New	VANGUARD SPECIALIZED PORTFOL	$207,000	–	1,769	–	0.00%	–
BIL	New	SPDR SERIES TRUST	$256,000	–	2,799	–	0.00%	–
GVI	New	ISHARES TR	$204,000	–	1,731	–	0.00%	–
VGLT	New	VANGUARD BD INDEX FD INC	$234,000	–	2,339	–	0.00%	–

Q4 2019

			Value		Shares		↓ Weighting
IDV	Exit	ISHARES TR	$0	–	-6,910	–	-0.00%	–
SCHD	Exit	SCHWAB STRATEGIC TR	$0	–	-4,891	–	-0.00%	–
COMB	Exit	GraniteShares ETF TR	$0	–	-10,190	–	-0.00%	–
VGLT	Exit	VANGUARD BD INDEX FD INC	$0	–	-2,989	–	-0.00%	–
IEF	Exit	ISHARES TR	$0	–	-3,087	–	-0.00%	–
SPLG	Exit	SPDR State Street Global Advisors	$0	–	-10,100	–	-0.00%	–
IWD	Exit	ISHARES TR	$0	–	-2,890	–	-0.00%	–
PSK	Exit	SPDR SERIES TRUST	$0	–	-9,979	–	-0.00%	–
VOOV	Exit	VANGUARD INDEX FDS	$0	–	-3,413	–	-0.00%	–
TLH	Exit	ISHARES TR	$0	–	-2,254	–	-0.00%	–
IJS	Exit	ISHARES TR	$0	–	-2,148	–	-0.00%	–
IVOG	Exit	Vanguard	$0	–	-2,199	–	-0.00%	–
BIL	Exit	SPDR SERIES TRUST	$0	–	-2,890	–	-0.00%	–
ASHR	Exit	DBX ETF TR	$0	–	-11,193	–	-0.00%	–
VIG	Exit	VANGUARD SPECIALIZED PORTFOL	$0	–	-2,725	–	-0.00%	–
XLRE	Exit	SPDR State Street Global Advisors	$0	–	-8,870	–	-0.00%	–
FNDF	Exit	SCHWAB STRATEGIC TR	$0	–	-12,708	–	-0.00%	–
TIP	Exit	ISHARES TR	$0	–	-2,818	–	-0.00%	–
VOOG	Exit	VANGUARD INDEX FDS	$0	–	-3,133	–	-0.00%	–
EEM	Exit	ISHARES TR	$0	–	-10,513	–	-0.00%	–
GTIP	Exit	Goldman Sachs	$0	–	-8,518	–	-0.00%	–
HYD	Exit	MARKET VECTORS ETF TR	$0	–	-7,046	–	-0.00%	–
IGLB	Exit	ISHARES TR	$0	–	-8,979	–	-0.00%	–
IEI	Exit	ISHARES TR	$0	–	-4,751	–	-0.00%	–
SPY	Exit	SPDR S&P 500 ETF TR	$0	–	-1,956	–	-0.00%	–
VSS	Exit	VANGUARD INTL EQUITY INDEX F	$0	–	-5,865	–	-0.00%	–
QSY	Exit	WISDOMTREE TR	$0	–	-7,467	–	-0.00%	–
VXUS	Exit	VANGUARD STAR FD	$0	–	-13,386	–	-0.00%	–
PSP	Exit	Invesco	$0	–	-63,629	–	-0.00%	–
VYM	Exit	VANGUARD WHITEHALL FDS INC	$0	–	-8,212	–	-0.00%	–
PDBC	Exit	Invesco	$0	–	-41,794	–	-0.00%	–
HYLB	Exit	XTRACKERS	$0	–	-17,400	–	-0.01%	–
SCHH	Exit	SCHWAB STRATEGIC TR	$0	–	-18,798	–	-0.01%	–
VBK	Exit	Vanguard	$0	–	-4,993	–	-0.01%	–
SGOL	Exit	ETFS GOLD TR	$0	–	-6,207	–	-0.01%	–
QAI	Exit	INDEXIQ ETF TR	$0	–	-32,190	–	-0.01%	–
VTEB	Exit	VANGUARD BD INDEX FD INC	$0	–	-23,671	–	-0.01%	–
FYLD	Exit	CAMBRIA ETF TR	$0	–	-59,688	–	-0.01%	–
VNQI	Exit	VANGUARD INTL EQUITY INDEX F	$0	–	-25,938	–	-0.01%	–
EYLD	Exit	CAMBRIA ETF TR	$0	–	-52,266	–	-0.01%	–
NYF	Exit	ISHARES TR	$0	–	-27,125	–	-0.01%	–
GHYB	Exit	Goldman Sachs	$0	–	-37,525	–	-0.01%	–
EMLC	Exit	VANECK VECTORS TR	$0	–	-56,966	–	-0.01%	–
BLV	Exit	VANGUARD BD INDEX FD INC	$0	–	-26,017	–	-0.01%	–
SYLD	Exit	CAMBRIA ETF TR	$0	–	-74,411	–	-0.02%	–
VOT	Exit	Vanguard	$0	–	-18,288	–	-0.02%	–
BIV	Exit	VANGUARD BD INDEX FD INC	$0	–	-33,008	–	-0.02%	–
PCY	Exit	Invesco	$0	–	-104,180	–	-0.02%	–
VMBS	Exit	VANGUARD BD INDEX FD INC	$0	–	-55,973	–	-0.02%	–
IVV	Exit	ISHARES TR	$0	–	-9,930	–	-0.02%	–
EMHY	Exit	iShares	$0	–	-64,205	–	-0.02%	–
FAIL	Exit	CAMBRIA ETF TR	$0	–	-124,216	–	-0.02%	–
VNQ	Exit	VANGUARD INDEX FDS	$0	–	-35,709	–	-0.02%	–
EMLP	Exit	FIRST TR EXCHANGE TRADED FD	$0	–	-139,350	–	-0.02%	–
IGSB	Exit	ISHARES TR	$0	–	-64,476	–	-0.02%	–
SCZ	Exit	ISHARES TR	$0	–	-65,409	–	-0.02%	–
VB	Exit	VANGUARD INDEX FDS	$0	–	-24,368	–	-0.02%	–
VAMO	Exit	CAMBRIA ETF TR	$0	–	-191,693	–	-0.02%	–
GVAL	Exit	CAMBRIA ETF TR	$0	–	-177,461	–	-0.02%	–
GBIL	Exit	Goldman Sachs	$0	–	-42,806	–	-0.02%	–
MBB	Exit	ISHARES TR	$0	–	-40,062	–	-0.02%	–
SLYV	Exit	SPDR State Street Global Advisors	$0	–	-73,546	–	-0.02%	–
GSSC	Exit	Goldman Sachs	$0	–	-98,696	–	-0.02%	–
CMF	Exit	ISHARES TR	$0	–	-74,533	–	-0.03%	–
GIGB	Exit	Goldman Sachs	$0	–	-92,852	–	-0.03%	–
WTMF	Exit	WISDOMTREE TR	$0	–	-133,530	–	-0.03%	–
BSV	Exit	VANGUARD BD INDEX FD INC	$0	–	-67,365	–	-0.03%	–
IJJ	Exit	ISHARES TR	$0	–	-37,689	–	-0.03%	–
LEMB	Exit	ISHARES TR	$0	–	-140,769	–	-0.04%	–
VCLT	Exit	VANGUARD SCOTTSDALE FDS	$0	–	-76,471	–	-0.04%	–
VCIT	Exit	VANGUARD SCOTTSDALE FDS	$0	–	-88,282	–	-0.04%	–
SUSA	Exit	iShares	$0	–	-66,579	–	-0.05%	–
HYG	Exit	ISHARES TR	$0	–	-99,098	–	-0.05%	–
SPYV	Exit	SPDR State Street Global Advisors	$0	–	-286,756	–	-0.05%	–
VUG	Exit	VANGUARD INDEX FDS	$0	–	-57,609	–	-0.05%	–
SHY	Exit	ISHARES TR	$0	–	-121,839	–	-0.06%	–
VOO	Exit	VANGUARD INDEX FDS	$0	–	-43,954	–	-0.07%	–
ESGE	Exit	iShares	$0	–	-356,196	–	-0.07%	–
FLOT	Exit	iShares	$0	–	-249,192	–	-0.07%	–
SCHE	Exit	SCHWAB STRATEGIC TR	$0	–	-524,153	–	-0.08%	–
LQD	Exit	ISHARES TR	$0	–	-131,993	–	-0.09%	–
GEM	Exit	Goldman Sachs	$0	–	-530,285	–	-0.10%	–
GMOM	Exit	CAMBRIA ETF TR	$0	–	-803,024	–	-0.12%	–
ITOT	Exit	ISHARES TR	$0	–	-380,438	–	-0.14%	–
IEFA	Exit	ISHARES TR	$0	–	-508,031	–	-0.18%	–
GSIE	Exit	Goldman Sachs	$0	–	-1,102,453	–	-0.18%	–
GSLC	Exit	Goldman Sachs	$0	–	-931,707	–	-0.31%	–
DSI	Exit	iShares	$0	–	-544,337	–	-0.34%	–
IWN	Exit	ISHARES TR	$0	–	-807,426	–	-0.55%	–
SCHV	Exit	SCHWAB STRATEGIC TR	$0	–	-1,835,807	–	-0.58%	–
IWS	Exit	ISHARES TR	$0	–	-1,244,926	–	-0.63%	–
VWOB	Exit	VANGUARD WHITEHALL FDS INC	$0	–	-1,493,861	–	-0.68%	–
IVE	Exit	ISHARES TR	$0	–	-1,112,630	–	-0.74%	–
TFI	Exit	SPDR SERIES TRUST	$0	–	-3,473,599	–	-0.99%	–
BND	Exit	VANGUARD BD INDEX FD INC	$0	–	-2,357,491	–	-1.11%	–
NEAR	Exit	iShares	$0	–	-3,955,558	–	-1.13%	–
IEMG	Exit	ISHARES INC	$0	–	-4,246,631	–	-1.24%	–
VTIP	Exit	VANGUARD MALVERN FDS	$0	–	-5,993,819	–	-1.68%	–
AGG	Exit	ISHARES TR	$0	–	-3,124,069	–	-1.97%	–
EMB	Exit	ISHARES TR	$0	–	-4,053,408	–	-2.60%	–
SCHF	Exit	SCHWAB STRATEGIC TR	$0	–	-15,377,337	–	-2.80%	–
SCHB	Exit	SCHWAB STRATEGIC TR	$0	–	-7,161,878	–	-2.86%	–
MUB	Exit	ISHARES TR	$0	–	-5,859,671	–	-3.76%	–
VBR	Exit	VANGUARD INDEX FDS	$0	–	-5,363,407	–	-3.97%	–
VOE	Exit	VANGUARD INDEX FDS	$0	–	-7,455,727	–	-4.71%	–
SHV	Exit	ISHARES TR	$0	–	-8,312,085	–	-5.21%	–
VTV	Exit	VANGUARD INDEX FDS	$0	–	-9,014,996	–	-5.67%	–
BNDX	Exit	VANGUARD CHARLOTTE FDS	$0	–	-18,342,210	–	-5.96%	–
VWO	Exit	VANGUARD INTL EQUITY INDEX F	$0	–	-41,920,922	–	-10.11%	–
VEA	Exit	VANGUARD TAX MANAGED INTL FD	$0	–	-72,726,483	–	-17.20%	–
VTI	Exit	VANGUARD INDEX FDS	$0	–	-24,738,967	–	-21.05%	–

Q2 2019

			Value		Shares		↓ Weighting
VTI	New	VANGUARD INDEX FDS	$3,713,072,000	–	24,738,967	–	21.05%	–
VEA	New	VANGUARD TAX MANAGED INTL FD	$3,033,422,000	–	72,726,483	–	17.20%	–
VWO	New	VANGUARD INTL EQUITY INDEX F	$1,782,897,000	–	41,920,922	–	10.11%	–
BNDX	New	VANGUARD CHARLOTTE FDS	$1,051,009,000	–	18,342,210	–	5.96%	–
VTV	New	VANGUARD INDEX FDS	$999,943,000	–	9,014,996	–	5.67%	–
SHV	New	ISHARES TR	$919,732,000	–	8,312,085	–	5.21%	–
VOE	New	VANGUARD INDEX FDS	$830,121,000	–	7,455,727	–	4.71%	–
VBR	New	VANGUARD INDEX FDS	$700,139,000	–	5,363,407	–	3.97%	–
MUB	New	ISHARES TR	$662,670,000	–	5,859,671	–	3.76%	–
SCHB	New	SCHWAB STRATEGIC TR	$505,127,000	–	7,161,878	–	2.86%	–
SCHF	New	SCHWAB STRATEGIC TR	$493,459,000	–	15,377,337	–	2.80%	–
EMB	New	ISHARES TR	$459,211,000	–	4,053,408	–	2.60%	–
AGG	New	ISHARES TR	$347,865,000	–	3,124,069	–	1.97%	–
VTIP	New	VANGUARD MALVERN FDS	$295,615,000	–	5,993,819	–	1.68%	–
IEMG	New	ISHARES INC	$218,447,000	–	4,246,631	–	1.24%	–
NEAR	New	iShares	$199,083,000	–	3,955,558	–	1.13%	–
BND	New	VANGUARD BD INDEX FD INC	$195,837,000	–	2,357,491	–	1.11%	–
TFI	New	SPDR SERIES TRUST	$174,166,000	–	3,473,599	–	0.99%	–
IVE	New	ISHARES TR	$129,699,000	–	1,112,630	–	0.74%	–
VWOB	New	VANGUARD WHITEHALL FDS INC	$120,136,000	–	1,493,861	–	0.68%	–
IWS	New	ISHARES TR	$110,960,000	–	1,244,926	–	0.63%	–
SCHV	New	SCHWAB STRATEGIC TR	$103,062,000	–	1,835,807	–	0.58%	–
IWN	New	ISHARES TR	$97,295,000	–	807,426	–	0.55%	–
DSI	New	iShares	$59,529,000	–	544,337	–	0.34%	–
GSLC	New	Goldman Sachs	$54,756,000	–	931,707	–	0.31%	–
GSIE	New	Goldman Sachs	$31,618,000	–	1,102,453	–	0.18%	–
IEFA	New	ISHARES TR	$31,193,000	–	508,031	–	0.18%	–
ITOT	New	ISHARES TR	$25,349,000	–	380,438	–	0.14%	–
GMOM	New	CAMBRIA ETF TR	$20,212,000	–	803,024	–	0.12%	–
GEM	New	Goldman Sachs	$17,430,000	–	530,285	–	0.10%	–
LQD	New	ISHARES TR	$16,416,000	–	131,993	–	0.09%	–
SCHE	New	SCHWAB STRATEGIC TR	$13,754,000	–	524,153	–	0.08%	–
FLOT	New	iShares	$12,691,000	–	249,192	–	0.07%	–
ESGE	New	iShares	$12,111,000	–	356,196	–	0.07%	–
VOO	New	VANGUARD INDEX FDS	$11,830,000	–	43,954	–	0.07%	–
SHY	New	ISHARES TR	$10,330,000	–	121,839	–	0.06%	–
VUG	New	VANGUARD INDEX FDS	$9,413,000	–	57,609	–	0.05%	–
SPYV	New	SPDR State Street Global Advisors	$8,970,000	–	286,756	–	0.05%	–
HYG	New	ISHARES TR	$8,639,000	–	99,098	–	0.05%	–
SUSA	New	iShares	$8,114,000	–	66,579	–	0.05%	–
VCIT	New	VANGUARD SCOTTSDALE FDS	$7,932,000	–	88,282	–	0.04%	–
VCLT	New	VANGUARD SCOTTSDALE FDS	$7,408,000	–	76,471	–	0.04%	–
LEMB	New	ISHARES TR	$6,509,000	–	140,769	–	0.04%	–
IJJ	New	ISHARES TR	$6,010,000	–	37,689	–	0.03%	–
BSV	New	VANGUARD BD INDEX FD INC	$5,425,000	–	67,365	–	0.03%	–
WTMF	New	WISDOMTREE TR	$5,046,000	–	133,530	–	0.03%	–
GIGB	New	Goldman Sachs	$4,773,000	–	92,852	–	0.03%	–
CMF	New	ISHARES TR	$4,520,000	–	74,533	–	0.03%	–
GSSC	New	Goldman Sachs	$4,376,000	–	98,696	–	0.02%	–
SLYV	New	SPDR State Street Global Advisors	$4,463,000	–	73,546	–	0.02%	–
MBB	New	ISHARES TR	$4,311,000	–	40,062	–	0.02%	–
GBIL	New	Goldman Sachs	$4,296,000	–	42,806	–	0.02%	–
GVAL	New	CAMBRIA ETF TR	$4,201,000	–	177,461	–	0.02%	–
VAMO	New	CAMBRIA ETF TR	$3,905,000	–	191,693	–	0.02%	–
VB	New	VANGUARD INDEX FDS	$3,817,000	–	24,368	–	0.02%	–
SCZ	New	ISHARES TR	$3,754,000	–	65,409	–	0.02%	–
IGSB	New	ISHARES TR	$3,446,000	–	64,476	–	0.02%	–
EMLP	New	FIRST TR EXCHANGE TRADED FD	$3,505,000	–	139,350	–	0.02%	–
FAIL	New	CAMBRIA ETF TR	$3,232,000	–	124,216	–	0.02%	–
VNQ	New	VANGUARD INDEX FDS	$3,121,000	–	35,709	–	0.02%	–
IVV	New	ISHARES TR	$2,927,000	–	9,930	–	0.02%	–
EMHY	New	iShares	$3,068,000	–	64,205	–	0.02%	–
VMBS	New	VANGUARD BD INDEX FD INC	$2,957,000	–	55,973	–	0.02%	–
PCY	New	Invesco	$3,025,000	–	104,180	–	0.02%	–
BIV	New	VANGUARD BD INDEX FD INC	$2,855,000	–	33,008	–	0.02%	–
VOT	New	Vanguard	$2,731,000	–	18,288	–	0.02%	–
SYLD	New	CAMBRIA ETF TR	$2,678,000	–	74,411	–	0.02%	–
BLV	New	VANGUARD BD INDEX FD INC	$2,525,000	–	26,017	–	0.01%	–
EMLC	New	VANECK VECTORS TR	$1,977,000	–	56,966	–	0.01%	–
GHYB	New	Goldman Sachs	$1,851,000	–	37,525	–	0.01%	–
NYF	New	ISHARES TR	$1,540,000	–	27,125	–	0.01%	–
EYLD	New	CAMBRIA ETF TR	$1,654,000	–	52,266	–	0.01%	–
VNQI	New	VANGUARD INTL EQUITY INDEX F	$1,530,000	–	25,938	–	0.01%	–
FYLD	New	CAMBRIA ETF TR	$1,363,000	–	59,688	–	0.01%	–
VTEB	New	VANGUARD BD INDEX FD INC	$1,256,000	–	23,671	–	0.01%	–
QAI	New	INDEXIQ ETF TR	$979,000	–	32,190	–	0.01%	–
SCHH	New	SCHWAB STRATEGIC TR	$835,000	–	18,798	–	0.01%	–
HYLB	New	XTRACKERS	$873,000	–	17,400	–	0.01%	–
SGOL	New	ETFS GOLD TR	$844,000	–	6,207	–	0.01%	–
VBK	New	Vanguard	$930,000	–	4,993	–	0.01%	–
VXUS	New	VANGUARD STAR FD	$706,000	–	13,386	–	0.00%	–
PSP	New	Invesco	$760,000	–	63,629	–	0.00%	–
PDBC	New	Invesco	$684,000	–	41,794	–	0.00%	–
VYM	New	VANGUARD WHITEHALL FDS INC	$718,000	–	8,212	–	0.00%	–
QSY	New	WISDOMTREE TR	$649,000	–	7,467	–	0.00%	–
HYD	New	MARKET VECTORS ETF TR	$449,000	–	7,046	–	0.00%	–
EEM	New	ISHARES TR	$451,000	–	10,513	–	0.00%	–
GTIP	New	Goldman Sachs	$444,000	–	8,518	–	0.00%	–
VOOG	New	VANGUARD INDEX FDS	$505,000	–	3,133	–	0.00%	–
VSS	New	VANGUARD INTL EQUITY INDEX F	$617,000	–	5,865	–	0.00%	–
IEI	New	ISHARES TR	$597,000	–	4,751	–	0.00%	–
SPY	New	SPDR S&P 500 ETF TR	$573,000	–	1,956	–	0.00%	–
IGLB	New	ISHARES TR	$572,000	–	8,979	–	0.00%	–
PSK	New	SPDR SERIES TRUST	$431,000	–	9,979	–	0.00%	–
TIP	New	ISHARES TR	$325,000	–	2,818	–	0.00%	–
VOOV	New	VANGUARD INDEX FDS	$384,000	–	3,413	–	0.00%	–
TLH	New	ISHARES TR	$323,000	–	2,254	–	0.00%	–
VIG	New	VANGUARD SPECIALIZED PORTFOL	$314,000	–	2,725	–	0.00%	–
XLRE	New	SPDR State Street Global Advisors	$326,000	–	8,870	–	0.00%	–
ASHR	New	DBX ETF TR	$315,000	–	11,193	–	0.00%	–
FNDF	New	SCHWAB STRATEGIC TR	$354,000	–	12,708	–	0.00%	–
BIL	New	SPDR SERIES TRUST	$265,000	–	2,890	–	0.00%	–
SPLG	New	SPDR State Street Global Advisors	$349,000	–	10,100	–	0.00%	–
IEF	New	ISHARES TR	$340,000	–	3,087	–	0.00%	–
IWD	New	ISHARES TR	$368,000	–	2,890	–	0.00%	–
IJS	New	ISHARES TR	$319,000	–	2,148	–	0.00%	–
IVOG	New	Vanguard	$309,000	–	2,199	–	0.00%	–
VGLT	New	VANGUARD BD INDEX FD INC	$244,000	–	2,989	–	0.00%	–
IDV	New	ISHARES TR	$212,000	–	6,910	–	0.00%	–
COMB	New	GraniteShares ETF TR	$244,000	–	10,190	–	0.00%	–
SCHD	New	SCHWAB STRATEGIC TR	$260,000	–	4,891	–	0.00%	–

Q4 2018

			Value		Shares		↓ Weighting
VFH	Exit	VANGUARD WORLD FDS	$0	–	-2,967	–	-0.00%	–
VGLT	Exit	VANGUARD BD INDEX FD INC	$0	–	-3,092	–	-0.00%	–
IDV	Exit	ISHARES TR	$0	–	-6,744	–	-0.00%	–
BIL	Exit	SPDR SERIES TRUST	$0	–	-2,457	–	-0.00%	–
VSS	Exit	VANGUARD INTL EQUITY INDEX F	$0	–	-1,949	–	-0.00%	–
XLRE	Exit	SPDR State Street Global Advisors	$0	–	-7,043	–	-0.00%	–
	Exit	PLACEHOLDER	$0	–	-15,852	–	-0.00%	–
IEF	Exit	ISHARES TR	$0	–	-3,021	–	-0.00%	–
IXUS	Exit	iShares	$0	–	-6,189	–	-0.00%	–
TLH	Exit	ISHARES TR	$0	–	-2,266	–	-0.00%	–
HYLB	Exit	XTRACKERS	$0	–	-4,605	–	-0.00%	–
PSK	Exit	SPDR SERIES TRUST	$0	–	-9,979	–	-0.00%	–
PSP	Exit	Invesco	$0	–	-41,333	–	-0.00%	–
QSY	Exit	WISDOMTREE TR	$0	–	-6,085	–	-0.00%	–
HYD	Exit	MARKET VECTORS ETF TR	$0	–	-13,310	–	-0.00%	–
	Exit	JPMorgan	$0	–	-10,934	–	-0.00%	–
NYF	Exit	ISHARES TR	$0	–	-11,938	–	-0.00%	–
VXUS	Exit	VANGUARD STAR FD	$0	–	-10,423	–	-0.00%	–
TIP	Exit	ISHARES TR	$0	–	-4,868	–	-0.00%	–
IGLB	Exit	ISHARES TR	$0	–	-12,705	–	-0.01%	–
VYM	Exit	VANGUARD WHITEHALL FDS INC	$0	–	-8,133	–	-0.01%	–
SGOL	Exit	ETFS GOLD TR	$0	–	-7,087	–	-0.01%	–
VTEB	Exit	VANGUARD BD INDEX FD INC	$0	–	-15,146	–	-0.01%	–
VBK	Exit	Vanguard	$0	–	-3,945	–	-0.01%	–
IJS	Exit	ISHARES TR	$0	–	-5,359	–	-0.01%	–
PDBC	Exit	Invesco	$0	–	-48,815	–	-0.01%	–
QAI	Exit	INDEXIQ ETF TR	$0	–	-29,507	–	-0.01%	–
VNQI	Exit	VANGUARD INTL EQUITY INDEX F	$0	–	-22,034	–	-0.01%	–
BLV	Exit	VANGUARD BD INDEX FD INC	$0	–	-15,409	–	-0.01%	–
BIV	Exit	VANGUARD BD INDEX FD INC	$0	–	-19,190	–	-0.01%	–
IJJ	Exit	ISHARES TR	$0	–	-9,963	–	-0.01%	–
VMBS	Exit	VANGUARD BD INDEX FD INC	$0	–	-31,500	–	-0.01%	–
FYLD	Exit	CAMBRIA ETF TR	$0	–	-65,799	–	-0.01%	–
EYLD	Exit	CAMBRIA ETF TR	$0	–	-57,465	–	-0.01%	–
VOT	Exit	Vanguard	$0	–	-13,913	–	-0.01%	–
SCHV	Exit	SCHWAB STRATEGIC TR	$0	–	-35,460	–	-0.01%	–
IVV	Exit	ISHARES TR	$0	–	-6,539	–	-0.01%	–
GIGB	Exit	Goldman Sachs	$0	–	-43,212	–	-0.01%	–
EMLC	Exit	VANECK VECTORS TR	$0	–	-126,787	–	-0.01%	–
GHYB	Exit	Goldman Sachs	$0	–	-46,185	–	-0.02%	–
VNQ	Exit	VANGUARD INDEX FDS	$0	–	-31,599	–	-0.02%	–
PCY	Exit	Invesco	$0	–	-93,934	–	-0.02%	–
SCZ	Exit	ISHARES TR	$0	–	-44,298	–	-0.02%	–
IGSB	Exit	ISHARES TR	$0	–	-58,527	–	-0.02%	–
BSV	Exit	VANGUARD BD INDEX FD INC	$0	–	-39,854	–	-0.02%	–
EMHY	Exit	iShares	$0	–	-66,375	–	-0.02%	–
EMLP	Exit	FIRST TR EXCHANGE TRADED FD	$0	–	-131,088	–	-0.02%	–
VB	Exit	VANGUARD INDEX FDS	$0	–	-18,976	–	-0.02%	–
IEI	Exit	ISHARES TR	$0	–	-27,110	–	-0.02%	–
GBIL	Exit	Goldman Sachs	$0	–	-32,513	–	-0.02%	–
SYLD	Exit	CAMBRIA ETF TR	$0	–	-86,566	–	-0.02%	–
FAIL	Exit	CAMBRIA ETF TR	$0	–	-148,721	–	-0.02%	–
GSSC	Exit	Goldman Sachs	$0	–	-76,604	–	-0.02%	–
SUSA	Exit	iShares	$0	–	-30,220	–	-0.02%	–
SHY	Exit	ISHARES TR	$0	–	-49,645	–	-0.03%	–
VCLT	Exit	VANGUARD SCOTTSDALE FDS	$0	–	-48,472	–	-0.03%	–
GVAL	Exit	CAMBRIA ETF TR	$0	–	-208,720	–	-0.03%	–
CMF	Exit	ISHARES TR	$0	–	-84,555	–	-0.03%	–
ESGE	Exit	iShares	$0	–	-152,658	–	-0.03%	–
VAMO	Exit	CAMBRIA ETF TR	$0	–	-202,445	–	-0.03%	–
FLOT	Exit	iShares	$0	–	-100,469	–	-0.03%	–
ITOT	Exit	ISHARES TR	$0	–	-79,250	–	-0.04%	–
VOO	Exit	VANGUARD INDEX FDS	$0	–	-20,791	–	-0.04%	–
LEMB	Exit	ISHARES TR	$0	–	-132,981	–	-0.04%	–
MBB	Exit	ISHARES TR	$0	–	-60,482	–	-0.04%	–
VUG	Exit	VANGUARD INDEX FDS	$0	–	-40,898	–	-0.04%	–
WTMF	Exit	WISDOMTREE TR	$0	–	-161,744	–	-0.04%	–
HYG	Exit	ISHARES TR	$0	–	-77,534	–	-0.04%	–
VCIT	Exit	VANGUARD SCOTTSDALE FDS	$0	–	-84,402	–	-0.05%	–
SCHE	Exit	SCHWAB STRATEGIC TR	$0	–	-573,559	–	-0.10%	–
GEM	Exit	Goldman Sachs	$0	–	-568,954	–	-0.12%	–
GSIE	Exit	Goldman Sachs	$0	–	-635,767	–	-0.12%	–
LQD	Exit	ISHARES TR	$0	–	-195,319	–	-0.15%	–
IEFA	Exit	ISHARES TR	$0	–	-400,263	–	-0.17%	–
GMOM	Exit	CAMBRIA ETF TR	$0	–	-973,250	–	-0.17%	–
NEAR	Exit	iShares	$0	–	-830,715	–	-0.27%	–
DSI	Exit	iShares	$0	–	-425,642	–	-0.30%	–
GSLC	Exit	Goldman Sachs	$0	–	-799,153	–	-0.31%	–
IWS	Exit	ISHARES TR	$0	–	-759,108	–	-0.45%	–
IWN	Exit	ISHARES TR	$0	–	-515,374	–	-0.45%	–
VWOB	Exit	VANGUARD WHITEHALL FDS INC	$0	–	-1,215,617	–	-0.61%	–
IVE	Exit	ISHARES TR	$0	–	-1,251,129	–	-0.95%	–
BND	Exit	VANGUARD BD INDEX FD INC	$0	–	-2,677,474	–	-1.38%	–
IEMG	Exit	ISHARES INC	$0	–	-4,237,686	–	-1.44%	–
SCHB	Exit	SCHWAB STRATEGIC TR	$0	–	-3,185,376	–	-1.47%	–
TFI	Exit	SPDR SERIES TRUST	$0	–	-5,121,152	–	-1.60%	–
AGG	Exit	ISHARES TR	$0	–	-2,329,257	–	-1.62%	–
VTIP	Exit	VANGUARD MALVERN FDS	$0	–	-5,365,819	–	-1.71%	–
SHV	Exit	ISHARES TR	$0	–	-3,693,900	–	-2.68%	–
EMB	Exit	ISHARES TR	$0	–	-3,864,676	–	-2.74%	–
SCHF	Exit	SCHWAB STRATEGIC TR	$0	–	-13,511,884	–	-2.98%	–
MUB	Exit	ISHARES TR	$0	–	-4,936,305	–	-3.50%	–
VBR	Exit	VANGUARD INDEX FDS	$0	–	-4,682,274	–	-4.29%	–
VOE	Exit	VANGUARD INDEX FDS	$0	–	-6,820,959	–	-5.07%	–
BNDX	Exit	VANGUARD CHARLOTTE FDS	$0	–	-16,759,509	–	-6.01%	–
VTV	Exit	VANGUARD INDEX FDS	$0	–	-9,548,133	–	-6.95%	–
VWO	Exit	VANGUARD INTL EQUITY INDEX F	$0	–	-36,997,589	–	-9.97%	–
VEA	Exit	VANGUARD TAX MANAGED INTL FD	$0	–	-63,006,668	–	-17.92%	–
VTI	Exit	VANGUARD INDEX FDS	$0	–	-23,820,615	–	-23.43%	–

Q3 2018

			Value		Shares		↓ Weighting
VTI	Buy	VANGUARD INDEX FDS	$3,564,755,000	+28.9%	23,820,615	+20.9%	23.43%	+19.2%
VEA	Sell	VANGUARD TAX MANAGED INTL FD	$2,726,299,000	-5.8%	63,006,668	-6.6%	17.92%	-12.8%
VWO	Buy	VANGUARD INTL EQUITY INDEX F	$1,516,901,000	+18.0%	36,997,589	+21.4%	9.97%	+9.2%
VTV	Sell	VANGUARD INDEX FDS	$1,056,787,000	-14.3%	9,548,133	-19.6%	6.95%	-20.7%
BNDX	Buy	VANGUARD CHARLOTTE FDS	$914,064,000	+13.0%	16,759,509	+13.4%	6.01%	+4.6%
VOE	Buy	VANGUARD INDEX FDS	$771,246,000	+13.7%	6,820,959	+11.1%	5.07%	+5.2%
VBR	Buy	VANGUARD INDEX FDS	$652,522,000	+10.6%	4,682,274	+7.7%	4.29%	+2.3%
MUB	Sell	ISHARES TR	$532,825,000	-23.8%	4,936,305	-23.1%	3.50%	-29.5%
SCHF	Sell	SCHWAB STRATEGIC TR	$453,053,000	-14.5%	13,511,884	-15.7%	2.98%	-20.9%
EMB	Buy	ISHARES TR	$416,651,000	+14.2%	3,864,676	+13.1%	2.74%	+5.7%
SHV	Buy	ISHARES TR	$407,954,000	+70.0%	3,693,900	+70.0%	2.68%	+57.2%
VTIP	Buy	VANGUARD MALVERN FDS	$259,545,000	+20.0%	5,365,819	+21.2%	1.71%	+11.0%
AGG	Buy	ISHARES TR	$245,783,000	+103.2%	2,329,257	+104.7%	1.62%	+88.0%
TFI	Sell	SPDR SERIES TRUST	$243,152,000	-3.7%	5,121,152	-2.7%	1.60%	-10.9%
SCHB	Sell	SCHWAB STRATEGIC TR	$224,219,000	+3.8%	3,185,376	-2.7%	1.47%	-3.9%
IEMG	Buy	ISHARES INC	$219,427,000	+14.2%	4,237,686	+15.8%	1.44%	+5.6%
BND	Sell	VANGUARD BD INDEX FD INC	$210,717,000	-4.3%	2,677,474	-3.7%	1.38%	-11.4%
IVE	Sell	ISHARES TR	$144,931,000	-19.1%	1,251,129	-23.1%	0.95%	-25.1%
VWOB	Buy	VANGUARD WHITEHALL FDS INC	$92,180,000	+22.3%	1,215,617	+21.4%	0.61%	+13.3%
IWN	Sell	ISHARES TR	$68,545,000	-2.6%	515,374	-3.4%	0.45%	-9.8%
IWS	Sell	ISHARES TR	$68,517,000	-0.7%	759,108	-2.6%	0.45%	-8.2%
GSLC	Buy	Goldman Sachs	$46,950,000	+23.6%	799,153	+15.2%	0.31%	+14.4%
DSI	Buy	iShares	$45,454,000	+19.4%	425,642	+12.9%	0.30%	+10.7%
NEAR	New	iShares	$41,694,000	–	830,715	–	0.27%	–
GMOM	Sell	CAMBRIA ETF TR	$26,034,000	-6.5%	973,250	-6.6%	0.17%	-13.6%
IEFA	Buy	ISHARES TR	$25,649,000	+86.1%	400,263	+84.0%	0.17%	+72.4%
LQD	Sell	ISHARES TR	$22,448,000	-63.1%	195,319	-63.2%	0.15%	-65.7%
GSIE	Buy	Goldman Sachs	$18,793,000	+3.9%	635,767	+3.2%	0.12%	-3.1%
GEM	Buy	Goldman Sachs	$18,628,000	+44.2%	568,954	+46.1%	0.12%	+32.6%
SCHE	Buy	SCHWAB STRATEGIC TR	$14,746,000	+110.5%	573,559	+112.0%	0.10%	+94.0%
VCIT	Sell	VANGUARD SCOTTSDALE FDS	$7,050,000	-44.5%	84,402	-44.5%	0.05%	-48.9%
HYG	Buy	ISHARES TR	$6,702,000	+18.9%	77,534	+17.0%	0.04%	+10.0%
VUG	Buy	VANGUARD INDEX FDS	$6,586,000	+9.2%	40,898	+1.6%	0.04%	0.0%
WTMF	Sell	WISDOMTREE TR	$6,593,000	-4.3%	161,744	-6.4%	0.04%	-12.2%
MBB	Sell	ISHARES TR	$6,250,000	-15.7%	60,482	-15.0%	0.04%	-22.6%
LEMB	Buy	ISHARES TR	$5,734,000	+20.8%	132,981	+24.3%	0.04%	+11.8%
VOO	Sell	VANGUARD INDEX FDS	$5,552,000	+1.4%	20,791	-5.3%	0.04%	-7.7%
ITOT	Sell	ISHARES TR	$5,280,000	-31.3%	79,250	-35.5%	0.04%	-36.4%
VAMO	Sell	CAMBRIA ETF TR	$5,122,000	-8.1%	202,445	-6.2%	0.03%	-15.0%
FLOT	Buy	iShares	$5,126,000	+4.0%	100,469	+3.9%	0.03%	-2.9%
ESGE	New	iShares	$5,093,000	–	152,658	–	0.03%	–
GVAL	Sell	CAMBRIA ETF TR	$4,930,000	-4.5%	208,720	-4.1%	0.03%	-13.5%
CMF	Buy	ISHARES TR	$4,903,000	+5.5%	84,555	+6.5%	0.03%	-3.0%
VCLT	Buy	VANGUARD SCOTTSDALE FDS	$4,265,000	+13.6%	48,472	+13.1%	0.03%	+3.7%
SHY	Buy	ISHARES TR	$4,125,000	+218.0%	49,645	+219.0%	0.03%	+200.0%
SUSA	Sell	iShares	$3,607,000	-0.7%	30,220	-6.1%	0.02%	-7.7%
FAIL	Buy	CAMBRIA ETF TR	$3,584,000	-1.2%	148,721	+3.8%	0.02%	-7.7%
GSSC	Buy	Goldman Sachs	$3,685,000	+19.9%	76,604	+16.7%	0.02%	+9.1%
SYLD	Sell	CAMBRIA ETF TR	$3,419,000	-2.8%	86,566	-6.8%	0.02%	-12.0%
GBIL	Buy	Goldman Sachs	$3,257,000	+79.6%	32,513	+79.5%	0.02%	+61.5%
IEI	Sell	ISHARES TR	$3,228,000	-15.6%	27,110	-15.0%	0.02%	-22.2%
EMHY	Buy	iShares	$3,061,000	+6.8%	66,375	+6.5%	0.02%	0.0%
IGSB	Buy	ISHARES TR	$3,033,000	-29.2%	58,527	+41.6%	0.02%	-33.3%
BSV	Buy	VANGUARD BD INDEX FD INC	$3,110,000	+7.7%	39,854	+8.0%	0.02%	-4.8%
VB	Buy	VANGUARD INDEX FDS	$3,085,000	+5.7%	18,976	+1.2%	0.02%	-4.8%
EMLP	Sell	FIRST TR EXCHANGE TRADED FD	$3,075,000	-2.8%	131,088	-3.8%	0.02%	-9.1%
SCZ	Buy	ISHARES TR	$2,759,000	+22.7%	44,298	+23.6%	0.02%	+12.5%
VNQ	Buy	VANGUARD INDEX FDS	$2,549,000	+6.3%	31,599	+7.3%	0.02%	0.0%
PCY	Buy	Invesco	$2,534,000	+10.1%	93,934	+8.2%	0.02%	+6.2%
GHYB	Sell	Goldman Sachs	$2,255,000	-17.2%	46,185	-17.9%	0.02%	-21.1%
GIGB	Buy	Goldman Sachs	$2,075,000	+30.3%	43,212	+30.0%	0.01%	+27.3%
EMLC	New	VANECK VECTORS TR	$2,087,000	–	126,787	–	0.01%	–
IVV	Sell	ISHARES TR	$1,914,000	-4.8%	6,539	-11.2%	0.01%	-7.1%
VOT	Buy	Vanguard	$1,983,000	+15.6%	13,913	+9.0%	0.01%	+8.3%
SCHV	Sell	SCHWAB STRATEGIC TR	$1,989,000	-1.6%	35,460	-6.9%	0.01%	-7.1%
EYLD	Sell	CAMBRIA ETF TR	$1,849,000	-5.3%	57,465	-3.3%	0.01%	-14.3%
VMBS	Buy	VANGUARD BD INDEX FD INC	$1,607,000	+8.0%	31,500	+8.9%	0.01%	0.0%
FYLD	Sell	CAMBRIA ETF TR	$1,657,000	-6.6%	65,799	-6.8%	0.01%	-15.4%
IJJ	Sell	ISHARES TR	$1,667,000	-22.0%	9,963	-24.5%	0.01%	-26.7%
BIV	Buy	VANGUARD BD INDEX FD INC	$1,544,000	+5.8%	19,190	+6.5%	0.01%	0.0%
BLV	Buy	VANGUARD BD INDEX FD INC	$1,347,000	+1.6%	15,409	+3.0%	0.01%	0.0%
VNQI	Buy	VANGUARD INTL EQUITY INDEX F	$1,238,000	+2.1%	22,034	+5.5%	0.01%	-11.1%
IJS	Sell	ISHARES TR	$895,000	-36.4%	5,359	-37.8%	0.01%	-40.0%
PDBC	Sell	Invesco	$916,000	-4.7%	48,815	-6.3%	0.01%	-14.3%
QAI	Buy	INDEXIQ ETF TR	$906,000	+4.3%	29,507	+3.2%	0.01%	0.0%
SGOL	New	ETFS GOLD TR	$815,000	–	7,087	–	0.01%	–
IGLB	Buy	ISHARES TR	$740,000	+6.6%	12,705	+6.0%	0.01%	0.0%
VYM	Sell	VANGUARD WHITEHALL FDS INC	$708,000	+4.6%	8,133	-0.3%	0.01%	0.0%
VTEB	Buy	VANGUARD BD INDEX FD INC	$765,000	+24.4%	15,146	+25.6%	0.01%	+25.0%
VBK	Buy	Vanguard	$739,000	+22.1%	3,945	+14.5%	0.01%	+25.0%
VXUS	Sell	VANGUARD STAR FD	$563,000	-2.9%	10,423	-2.8%	0.00%	0.0%
NYF	Sell	ISHARES TR	$649,000	-12.2%	11,938	-11.5%	0.00%	-20.0%
TIP	Buy	ISHARES TR	$538,000	+5.7%	4,868	+8.0%	0.00%	0.0%
HYD	New	MARKET VECTORS ETF TR	$414,000	–	13,310	–	0.00%	–
QSY	Sell	WISDOMTREE TR	$532,000	-2.0%	6,085	-7.5%	0.00%	-25.0%
PSP	Buy	Invesco	$508,000	+6.9%	41,333	+4.4%	0.00%	0.0%
	New	JPMorgan	$408,000	–	10,934	–	0.00%	–
	New	PLACEHOLDER	$287,000	–	15,852	–	0.00%	–
HYLB	New	XTRACKERS	$230,000	–	4,605	–	0.00%	–
XLRE	New	SPDR State Street Global Advisors	$230,000	–	7,043	–	0.00%	–
IEF	Buy	ISHARES TR	$306,000	+3.4%	3,021	+4.7%	0.00%	0.0%
IXUS	Sell	iShares	$373,000	0.0%	6,189	-0.1%	0.00%	-33.3%
TLH	Buy	ISHARES TR	$291,000	-1.4%	2,266	+1.1%	0.00%	0.0%
IDV	New	ISHARES TR	$220,000	–	6,744	–	0.00%	–
VGLT	Sell	VANGUARD BD INDEX FD INC	$223,000	-27.6%	3,092	-24.9%	0.00%	-50.0%
BIL	Buy	SPDR SERIES TRUST	$225,000	+3.2%	2,457	+3.4%	0.00%	-50.0%
VFH	Sell	VANGUARD WORLD FDS	$206,000	+2.5%	2,967	-0.6%	0.00%	0.0%
VSS	Sell	VANGUARD INTL EQUITY INDEX F	$219,000	-30.0%	1,949	-28.1%	0.00%	-50.0%
SCHH	Exit	SCHWAB STRATEGIC TR	$0	–	-6,632	–	-0.00%	–
HYD	Exit	MARKET VECTORS ETF TR	$0	–	-13,308	–	-0.00%	–
IGIB	Exit	ISHARES TR	$0	–	-8,797	–	-0.01%	–
SGOL	Exit	ETFS GOLD TR	$0	–	-7,660	–	-0.01%	–
EMLC	Exit	VANECK VECTORS TR	$0	–	-68,723	–	-0.01%	–

Q2 2018

			Value		Shares		↓ Weighting
VEA	New	VANGUARD TAX MANAGED INTL FD	$2,893,764,000	–	67,453,700	–	20.55%	–
VTI	New	VANGUARD INDEX FDS	$2,766,502,000	–	19,700,223	–	19.65%	–
VWO	New	VANGUARD INTL EQUITY INDEX F	$1,285,627,000	–	30,465,084	–	9.13%	–
VTV	New	VANGUARD INDEX FDS	$1,233,474,000	–	11,879,745	–	8.76%	–
BNDX	New	VANGUARD CHARLOTTE FDS	$808,714,000	–	14,781,830	–	5.74%	–
MUB	New	ISHARES TR	$699,629,000	–	6,416,264	–	4.97%	–
VOE	New	VANGUARD INDEX FDS	$678,393,000	–	6,141,524	–	4.82%	–
VBR	New	VANGUARD INDEX FDS	$590,120,000	–	4,345,827	–	4.19%	–
SCHF	New	SCHWAB STRATEGIC TR	$529,857,000	–	16,031,970	–	3.76%	–
EMB	New	ISHARES TR	$364,924,000	–	3,417,850	–	2.59%	–
TFI	New	SPDR SERIES TRUST	$252,489,000	–	5,262,382	–	1.79%	–
SHV	New	ISHARES TR	$240,007,000	–	2,173,191	–	1.70%	–
BND	New	VANGUARD BD INDEX FD INC	$220,253,000	–	2,781,328	–	1.56%	–
VTIP	New	VANGUARD MALVERN FDS	$216,352,000	–	4,428,909	–	1.54%	–
SCHB	New	SCHWAB STRATEGIC TR	$215,963,000	–	3,272,660	–	1.53%	–
IEMG	New	ISHARES INC	$192,174,000	–	3,659,754	–	1.36%	–
IVE	New	ISHARES TR	$179,221,000	–	1,627,355	–	1.27%	–
AGG	New	ISHARES TR	$120,970,000	–	1,137,792	–	0.86%	–
VWOB	New	VANGUARD WHITEHALL FDS INC	$75,390,000	–	1,001,190	–	0.54%	–
IWN	New	ISHARES TR	$70,360,000	–	533,351	–	0.50%	–
IWS	New	ISHARES TR	$68,976,000	–	779,473	–	0.49%	–
LQD	New	ISHARES TR	$60,845,000	–	531,069	–	0.43%	–
GSLC	New	Goldman Sachs	$37,997,000	–	694,004	–	0.27%	–
DSI	New	iShares	$38,058,000	–	377,039	–	0.27%	–
GMOM	New	CAMBRIA ETF TR	$27,839,000	–	1,041,488	–	0.20%	–
GSIE	New	Goldman Sachs	$18,091,000	–	615,771	–	0.13%	–
IEFA	New	ISHARES TR	$13,782,000	–	217,481	–	0.10%	–
GEM	New	Goldman Sachs	$12,921,000	–	389,412	–	0.09%	–
VCIT	New	VANGUARD SCOTTSDALE FDS	$12,705,000	–	152,120	–	0.09%	–
ITOT	New	ISHARES TR	$7,683,000	–	122,890	–	0.06%	–
MBB	New	ISHARES TR	$7,410,000	–	71,123	–	0.05%	–
SCHE	New	SCHWAB STRATEGIC TR	$7,005,000	–	270,583	–	0.05%	–
WTMF	New	WISDOMTREE TR	$6,886,000	–	172,836	–	0.05%	–
VUG	New	VANGUARD INDEX FDS	$6,029,000	–	40,241	–	0.04%	–
HYG	New	ISHARES TR	$5,638,000	–	66,266	–	0.04%	–
VAMO	New	CAMBRIA ETF TR	$5,576,000	–	215,856	–	0.04%	–
VOO	New	VANGUARD INDEX FDS	$5,477,000	–	21,952	–	0.04%	–
GVAL	New	CAMBRIA ETF TR	$5,164,000	–	217,686	–	0.04%	–
FLOT	New	iShares	$4,931,000	–	96,686	–	0.04%	–
LEMB	New	ISHARES TR	$4,745,000	–	106,993	–	0.03%	–
CMF	New	ISHARES TR	$4,646,000	–	79,363	–	0.03%	–
IGSB	New	ISHARES TR	$4,286,000	–	41,334	–	0.03%	–
IEI	New	ISHARES TR	$3,825,000	–	31,876	–	0.03%	–
VCLT	New	VANGUARD SCOTTSDALE FDS	$3,754,000	–	42,866	–	0.03%	–
SUSA	New	iShares	$3,631,000	–	32,189	–	0.03%	–
FAIL	New	CAMBRIA ETF TR	$3,629,000	–	143,340	–	0.03%	–
SYLD	New	CAMBRIA ETF TR	$3,516,000	–	92,919	–	0.02%	–
GSSC	New	Goldman Sachs	$3,074,000	–	65,636	–	0.02%	–
EMLP	New	FIRST TR EXCHANGE TRADED FD	$3,163,000	–	136,222	–	0.02%	–
BSV	New	VANGUARD BD INDEX FD INC	$2,887,000	–	36,909	–	0.02%	–
VB	New	VANGUARD INDEX FDS	$2,918,000	–	18,744	–	0.02%	–
EMHY	New	iShares	$2,865,000	–	62,298	–	0.02%	–
GHYB	New	Goldman Sachs	$2,724,000	–	56,285	–	0.02%	–
VNQ	New	VANGUARD INDEX FDS	$2,399,000	–	29,457	–	0.02%	–
SCZ	New	ISHARES TR	$2,249,000	–	35,845	–	0.02%	–
PCY	New	Invesco	$2,302,000	–	86,798	–	0.02%	–
IJJ	New	ISHARES TR	$2,138,000	–	13,198	–	0.02%	–
SCHV	New	SCHWAB STRATEGIC TR	$2,022,000	–	38,074	–	0.01%	–
IVV	New	ISHARES TR	$2,011,000	–	7,365	–	0.01%	–
EYLD	New	CAMBRIA ETF TR	$1,952,000	–	59,422	–	0.01%	–
FYLD	New	CAMBRIA ETF TR	$1,775,000	–	70,615	–	0.01%	–
GBIL	New	Goldman Sachs	$1,813,000	–	18,112	–	0.01%	–
VOT	New	Vanguard	$1,716,000	–	12,765	–	0.01%	–
VMBS	New	VANGUARD BD INDEX FD INC	$1,488,000	–	28,936	–	0.01%	–
GIGB	New	Goldman Sachs	$1,593,000	–	33,250	–	0.01%	–
IJS	New	ISHARES TR	$1,408,000	–	8,622	–	0.01%	–
BIV	New	VANGUARD BD INDEX FD INC	$1,459,000	–	18,013	–	0.01%	–
SHY	New	ISHARES TR	$1,297,000	–	15,561	–	0.01%	–
BLV	New	VANGUARD BD INDEX FD INC	$1,326,000	–	14,959	–	0.01%	–
VNQI	New	VANGUARD INTL EQUITY INDEX F	$1,213,000	–	20,886	–	0.01%	–
EMLC	New	VANECK VECTORS TR	$1,170,000	–	68,723	–	0.01%	–
PDBC	New	Invesco	$961,000	–	52,073	–	0.01%	–
SGOL	New	ETFS GOLD TR	$927,000	–	7,660	–	0.01%	–
IGIB	New	ISHARES TR	$935,000	–	8,797	–	0.01%	–
QAI	New	INDEXIQ ETF TR	$869,000	–	28,586	–	0.01%	–
IGLB	New	ISHARES TR	$694,000	–	11,981	–	0.01%	–
VYM	New	VANGUARD WHITEHALL FDS INC	$677,000	–	8,156	–	0.01%	–
NYF	New	ISHARES TR	$739,000	–	13,494	–	0.01%	–
TIP	New	ISHARES TR	$509,000	–	4,507	–	0.00%	–
VXUS	New	VANGUARD STAR FD	$580,000	–	10,728	–	0.00%	–
QSY	New	WISDOMTREE TR	$543,000	–	6,581	–	0.00%	–
VTEB	New	VANGUARD BD INDEX FD INC	$615,000	–	12,058	–	0.00%	–
VBK	New	Vanguard	$605,000	–	3,444	–	0.00%	–
PSK	New	SPDR SERIES TRUST	$434,000	–	9,979	–	0.00%	–
HYD	New	MARKET VECTORS ETF TR	$419,000	–	13,308	–	0.00%	–
PSP	New	Invesco	$475,000	–	39,608	–	0.00%	–
IXUS	New	iShares	$373,000	–	6,195	–	0.00%	–
SCHH	New	SCHWAB STRATEGIC TR	$277,000	–	6,632	–	0.00%	–
TLH	New	ISHARES TR	$295,000	–	2,242	–	0.00%	–
BIL	New	SPDR SERIES TRUST	$218,000	–	2,376	–	0.00%	–
VGLT	New	VANGUARD BD INDEX FD INC	$308,000	–	4,119	–	0.00%	–
IEF	New	ISHARES TR	$296,000	–	2,886	–	0.00%	–
VSS	New	VANGUARD INTL EQUITY INDEX F	$313,000	–	2,710	–	0.00%	–
VFH	New	VANGUARD WORLD FDS	$201,000	–	2,984	–	0.00%	–

Q4 2017

			Value		Shares		↓ Weighting
VBK	Exit	Vanguard	$0	–	-1,763	–	-0.00%	–
EMHY	Exit	iShares	$0	–	-4,607	–	-0.00%	–
VGLT	Exit	VANGUARD BD INDEX FD INC	$0	–	-3,206	–	-0.00%	–
VFH	Exit	VANGUARD WORLD FDS	$0	–	-3,216	–	-0.00%	–
VOO	Exit	VANGUARD INDEX FDS	$0	–	-953	–	-0.00%	–
PSP	Exit	POWERSHARES ETF TRUST	$0	–	-26,235	–	-0.00%	–
TLH	Exit	ISHARES TR	$0	–	-2,098	–	-0.00%	–
AGG	Exit	ISHARES TR	$0	–	-4,410	–	-0.00%	–
IGSB	Exit	ISHARES TR	$0	–	-4,332	–	-0.00%	–
HYD	Exit	MARKET VECTORS ETF TR	$0	–	-12,918	–	-0.00%	–
NYF	Exit	ISHARES TR	$0	–	-3,649	–	-0.00%	–
PSK	Exit	SPDR SERIES TRUST	$0	–	-9,979	–	-0.00%	–
IGIB	Exit	ISHARES TR	$0	–	-4,276	–	-0.00%	–
VXUS	Exit	VANGUARD STAR FD	$0	–	-9,602	–	-0.01%	–
QSY	Exit	WISDOMTREE TR	$0	–	-6,525	–	-0.01%	–
SCZ	Exit	ISHARES TR	$0	–	-8,906	–	-0.01%	–
FLOT	Exit	iShares	$0	–	-11,340	–	-0.01%	–
SUSA	Exit	iShares	$0	–	-4,713	–	-0.01%	–
EMLC	Exit	VANECK VECTORS TR	$0	–	-30,413	–	-0.01%	–
VYM	Exit	VANGUARD WHITEHALL FDS INC	$0	–	-8,201	–	-0.01%	–
QAI	Exit	INDEXIQ ETF TR	$0	–	-22,393	–	-0.01%	–
IEI	Exit	ISHARES TR	$0	–	-5,905	–	-0.01%	–
GBIL	Exit	Goldman Sachs	$0	–	-7,937	–	-0.01%	–
BLV	Exit	VANGUARD BD INDEX FD INC	$0	–	-8,174	–	-0.01%	–
SGOL	Exit	ETFS GOLD TR	$0	–	-6,434	–	-0.01%	–
PDBC	Exit	POWERSHARES ACTIVELY MANAGED EXCHANGE-TRADED COMMODITY FUND TRUST	$0	–	-42,466	–	-0.01%	–
VOT	Exit	Vanguard	$0	–	-6,396	–	-0.01%	–
VNQI	Exit	VANGUARD INTL EQUITY INDEX F	$0	–	-15,638	–	-0.01%	–
MBB	Exit	ISHARES TR	$0	–	-8,092	–	-0.01%	–
BIV	Exit	VANGUARD BD INDEX FD INC	$0	–	-10,710	–	-0.01%	–
VMBS	Exit	VANGUARD BD INDEX FD INC	$0	–	-17,050	–	-0.01%	–
IJJ	Exit	ISHARES TR	$0	–	-5,461	–	-0.01%	–
VCLT	Exit	VANGUARD SCOTTSDALE FDS	$0	–	-10,562	–	-0.01%	–
PCY	Exit	POWERSHARES GLOBAL ETF TRUST	$0	–	-32,736	–	-0.01%	–
IEF	Exit	ISHARES TR	$0	–	-9,025	–	-0.01%	–
LEMB	Exit	ISHARES TR	$0	–	-23,415	–	-0.01%	–
HYG	Exit	ISHARES TR	$0	–	-14,720	–	-0.01%	–
VNQ	Exit	VANGUARD INDEX FDS	$0	–	-15,311	–	-0.01%	–
IJS	Exit	ISHARES TR	$0	–	-9,359	–	-0.01%	–
FYLD	Exit	CAMBRIA ETF TR	$0	–	-59,978	–	-0.01%	–
SPIB	Exit	SPDR SERIES TRUST	$0	–	-48,676	–	-0.02%	–
SCHE	Exit	SCHWAB STRATEGIC TR	$0	–	-65,708	–	-0.02%	–
EYLD	Exit	CAMBRIA ETF TR	$0	–	-51,712	–	-0.02%	–
BSV	Exit	VANGUARD BD INDEX FD INC	$0	–	-22,305	–	-0.02%	–
VB	Exit	VANGUARD INDEX FDS	$0	–	-12,010	–	-0.02%	–
IVV	Exit	ISHARES TR	$0	–	-7,170	–	-0.02%	–
ITOT	Exit	ISHARES TR	$0	–	-36,210	–	-0.02%	–
GEM	Exit	Goldman Sachs	$0	–	-67,322	–	-0.02%	–
SYLD	Exit	CAMBRIA ETF TR	$0	–	-77,718	–	-0.02%	–
GSIE	Exit	Goldman Sachs	$0	–	-105,205	–	-0.03%	–
FAIL	Exit	CAMBRIA ETF TR	$0	–	-107,511	–	-0.03%	–
VUG	Exit	VANGUARD INDEX FDS	$0	–	-24,637	–	-0.03%	–
EMLP	Exit	FIRST TR EXCHANGE TRADED FD	$0	–	-137,526	–	-0.03%	–
CMF	Exit	ISHARES TR	$0	–	-35,552	–	-0.04%	–
VAMO	Exit	CAMBRIA ETF TR	$0	–	-181,724	–	-0.04%	–
GVAL	Exit	CAMBRIA ETF TR	$0	–	-186,578	–	-0.04%	–
SCHV	Exit	SCHWAB STRATEGIC TR	$0	–	-103,886	–	-0.05%	–
WTMF	Exit	WISDOMTREE TR	$0	–	-139,758	–	-0.05%	–
IEFA	Exit	ISHARES TR	$0	–	-116,572	–	-0.07%	–
GSLC	Exit	Goldman Sachs	$0	–	-165,009	–	-0.08%	–
VCIT	Exit	VANGUARD SCOTTSDALE FDS	$0	–	-109,562	–	-0.09%	–
DSI	Exit	iShares	$0	–	-165,229	–	-0.14%	–
GMOM	Exit	CAMBRIA ETF TR	$0	–	-886,532	–	-0.22%	–
IWS	Exit	ISHARES TR	$0	–	-569,961	–	-0.44%	–
IWN	Exit	ISHARES TR	$0	–	-418,487	–	-0.48%	–
VWOB	Exit	VANGUARD WHITEHALL FDS INC	$0	–	-940,622	–	-0.70%	–
VTIP	Exit	VANGUARD MALVERN FDS	$0	–	-1,638,282	–	-0.74%	–
IEMG	Exit	ISHARES INC	$0	–	-1,622,038	–	-0.80%	–
SCHB	Exit	SCHWAB STRATEGIC TR	$0	–	-2,223,407	–	-1.24%	–
SHV	Exit	ISHARES TR	$0	–	-1,371,274	–	-1.38%	–
IVE	Exit	ISHARES TR	$0	–	-1,457,974	–	-1.44%	–
TFI	Exit	SPDR SERIES TRUST	$0	–	-3,751,284	–	-1.68%	–
EMB	Exit	ISHARES TR	$0	–	-1,839,135	–	-1.96%	–
LQD	Exit	ISHARES TR	$0	–	-1,771,583	–	-1.96%	–
BND	Exit	VANGUARD BD INDEX FD INC	$0	–	-3,266,203	–	-2.45%	–
VBR	Exit	VANGUARD INDEX FDS	$0	–	-2,995,185	–	-3.50%	–
SCHF	Exit	SCHWAB STRATEGIC TR	$0	–	-11,742,462	–	-3.59%	–
VOE	Exit	VANGUARD INDEX FDS	$0	–	-4,162,488	–	-4.02%	–
BNDX	Exit	VANGUARD CHARLOTTE FDS	$0	–	-10,755,310	–	-5.37%	–
MUB	Exit	ISHARES TR	$0	–	-5,490,118	–	-5.56%	–
VWO	Exit	VANGUARD INTL EQUITY INDEX F	$0	–	-19,345,622	–	-7.70%	–
VTV	Exit	VANGUARD INDEX FDS	$0	–	-13,479,707	–	-12.30%	–
VTI	Exit	VANGUARD INDEX FDS	$0	–	-10,771,235	–	-12.75%	–
VEA	Exit	VANGUARD TAX MANAGED INTL FD	$0	–	-72,090,184	–	-28.60%	–

Q3 2017

			Value		Shares		↓ Weighting
VEA	Buy	VANGUARD TAX MANAGED INTL FD	$3,129,435,000	+15.6%	72,090,184	+10.0%	28.60%	+1.2%
VTI	Buy	VANGUARD INDEX FDS	$1,395,090,000	+14.4%	10,771,235	+9.9%	12.75%	+0.1%
VTV	Buy	VANGUARD INDEX FDS	$1,345,544,000	+14.8%	13,479,707	+11.1%	12.30%	+0.5%
VWO	Buy	VANGUARD INTL EQUITY INDEX F	$842,889,000	+14.5%	19,345,622	+7.3%	7.70%	+0.2%
MUB	Buy	ISHARES TR	$608,689,000	+21.6%	5,490,118	+20.8%	5.56%	+6.4%
BNDX	Buy	VANGUARD CHARLOTTE FDS	$587,132,000	+14.5%	10,755,310	+14.0%	5.37%	+0.2%
VOE	Buy	VANGUARD INDEX FDS	$439,725,000	+14.9%	4,162,488	+11.9%	4.02%	+0.6%
SCHF	Sell	SCHWAB STRATEGIC TR	$393,020,000	+2.6%	11,742,462	-2.6%	3.59%	-10.2%
VBR	Buy	VANGUARD INDEX FDS	$382,755,000	+15.4%	2,995,185	+11.0%	3.50%	+1.0%
BND	Buy	VANGUARD BD INDEX FD INC	$267,698,000	+12.6%	3,266,203	+12.4%	2.45%	-1.4%
LQD	Buy	ISHARES TR	$214,769,000	+17.1%	1,771,583	+16.4%	1.96%	+2.5%
EMB	Buy	ISHARES TR	$214,112,000	+32.4%	1,839,135	+30.1%	1.96%	+15.9%
TFI	Sell	SPDR SERIES TRUST	$183,475,000	-2.3%	3,751,284	-2.8%	1.68%	-14.5%
IVE	Sell	ISHARES TR	$157,330,000	+1.1%	1,457,974	-1.6%	1.44%	-11.5%
SHV	Buy	ISHARES TR	$151,389,000	+16.4%	1,371,274	+16.3%	1.38%	+1.8%
SCHB	Buy	SCHWAB STRATEGIC TR	$135,428,000	+4.2%	2,223,407	+0.0%	1.24%	-8.8%
IEMG	Buy	ISHARES INC	$87,622,000	+11.3%	1,622,038	+3.1%	0.80%	-2.6%
VTIP	Buy	VANGUARD MALVERN FDS	$81,013,000	+15.7%	1,638,282	+15.2%	0.74%	+1.4%
VWOB	Sell	VANGUARD WHITEHALL FDS INC	$76,331,000	-15.8%	940,622	-16.8%	0.70%	-26.2%
IWN	Buy	ISHARES TR	$51,943,000	+13.7%	418,487	+8.9%	0.48%	-0.4%
IWS	Buy	ISHARES TR	$48,407,000	+3.6%	569,961	+2.6%	0.44%	-9.4%
GMOM	Buy	CAMBRIA ETF TR	$23,511,000	+18.2%	886,532	+11.2%	0.22%	+3.4%
DSI	New	iShares	$15,342,000	–	165,229	–	0.14%	–
VCIT	Sell	VANGUARD SCOTTSDALE FDS	$9,643,000	-1.4%	109,562	-2.0%	0.09%	-13.7%
GSLC	Buy	Goldman Sachs	$8,237,000	+280.8%	165,009	+267.0%	0.08%	+226.1%
IEFA	Sell	ISHARES TR	$7,480,000	-35.1%	116,572	-38.4%	0.07%	-43.3%
WTMF	Buy	WISDOMTREE TR	$5,420,000	+14.5%	139,758	+15.2%	0.05%	+2.0%
SCHV	Sell	SCHWAB STRATEGIC TR	$5,383,000	-35.4%	103,886	-37.4%	0.05%	-43.7%
GVAL	Buy	CAMBRIA ETF TR	$4,707,000	+16.7%	186,578	+9.1%	0.04%	+2.4%
VAMO	Buy	CAMBRIA ETF TR	$4,492,000	+23.2%	181,724	+15.7%	0.04%	+7.9%
CMF	Buy	ISHARES TR	$4,213,000	+2.9%	35,552	+2.2%	0.04%	-9.3%
EMLP	Buy	FIRST TR EXCHANGE TRADED FD	$3,411,000	+1.0%	137,526	+0.0%	0.03%	-11.4%
VUG	Buy	VANGUARD INDEX FDS	$3,271,000	+20.1%	24,637	+14.9%	0.03%	+7.1%
GSIE	Buy	Goldman Sachs	$3,052,000	+556.3%	105,205	+526.4%	0.03%	+460.0%
FAIL	Buy	CAMBRIA ETF TR	$3,058,000	+15.3%	107,511	+14.6%	0.03%	0.0%
SYLD	Buy	CAMBRIA ETF TR	$2,760,000	+18.1%	77,718	+13.8%	0.02%	+4.2%
GEM	Buy	Goldman Sachs	$2,253,000	+566.6%	67,322	+522.1%	0.02%	+425.0%
ITOT	Sell	ISHARES TR	$2,087,000	-25.2%	36,210	-28.1%	0.02%	-34.5%
IVV	Buy	ISHARES TR	$1,814,000	+5.6%	7,170	+1.7%	0.02%	-5.6%
VB	Buy	VANGUARD INDEX FDS	$1,697,000	+84.1%	12,010	+76.6%	0.02%	+60.0%
BSV	Buy	VANGUARD BD INDEX FD INC	$1,780,000	+28.0%	22,305	+28.0%	0.02%	+6.7%
EYLD	Buy	CAMBRIA ETF TR	$1,744,000	+24.2%	51,712	+10.0%	0.02%	+6.7%
SCHE	Buy	SCHWAB STRATEGIC TR	$1,768,000	+8.9%	65,708	+0.6%	0.02%	-5.9%
SPIB	Sell	SPDR SERIES TRUST	$1,680,000	-32.9%	48,676	-33.1%	0.02%	-42.3%
FYLD	Buy	CAMBRIA ETF TR	$1,530,000	+20.9%	59,978	+12.2%	0.01%	+7.7%
IJS	Sell	ISHARES TR	$1,388,000	+5.8%	9,359	-0.2%	0.01%	-7.1%
VNQ	Buy	VANGUARD INDEX FDS	$1,272,000	+15.1%	15,311	+15.3%	0.01%	0.0%
HYG	New	ISHARES TR	$1,307,000	–	14,720	–	0.01%	–
LEMB	Buy	ISHARES TR	$1,129,000	+282.7%	23,415	+269.7%	0.01%	+233.3%
PCY	Buy	POWERSHARES GLOBAL ETF TRUST	$975,000	+41.1%	32,736	+38.7%	0.01%	+28.6%
VCLT	Buy	VANGUARD SCOTTSDALE FDS	$995,000	+231.7%	10,562	+228.0%	0.01%	+200.0%
IEF	Buy	ISHARES TR	$961,000	+226.9%	9,025	+227.1%	0.01%	+200.0%
VMBS	Buy	VANGUARD BD INDEX FD INC	$900,000	+26.2%	17,050	+25.8%	0.01%	+14.3%
IJJ	Sell	ISHARES TR	$834,000	-5.1%	5,461	-7.8%	0.01%	-11.1%
VNQI	Buy	VANGUARD INTL EQUITY INDEX F	$929,000	+17.7%	15,638	+11.4%	0.01%	0.0%
MBB	Buy	ISHARES TR	$867,000	+93.1%	8,092	+92.5%	0.01%	+60.0%
BIV	Buy	VANGUARD BD INDEX FD INC	$907,000	+28.7%	10,710	+28.4%	0.01%	+14.3%
SGOL	Buy	ETFS GOLD TR	$798,000	+19.8%	6,434	+16.4%	0.01%	0.0%
VOT	New	Vanguard	$779,000	–	6,396	–	0.01%	–
GBIL	New	Goldman Sachs	$795,000	–	7,937	–	0.01%	–
IEI	Buy	ISHARES TR	$729,000	+29.3%	5,905	+29.4%	0.01%	+16.7%
PDBC	Buy	POWERSHARES ACTIVELY MANAGED EXCHANGE-TRADED COMMODITY FUND TRUST	$716,000	+24.5%	42,466	+16.6%	0.01%	+16.7%
BLV	Buy	VANGUARD BD INDEX FD INC	$766,000	+33.4%	8,174	+32.6%	0.01%	+16.7%
VYM	Sell	VANGUARD WHITEHALL FDS INC	$665,000	+3.4%	8,201	-0.3%	0.01%	-14.3%
QAI	Buy	INDEXIQ ETF TR	$669,000	+9.7%	22,393	+7.9%	0.01%	0.0%
EMLC	Buy	VANECK VECTORS TR	$584,000	+7.7%	30,413	+6.0%	0.01%	-16.7%
FLOT	New	iShares	$578,000	–	11,340	–	0.01%	–
SCZ	New	ISHARES TR	$552,000	–	8,906	–	0.01%	–
QSY	Buy	WISDOMTREE TR	$495,000	+17.9%	6,525	+12.8%	0.01%	+25.0%
SUSA	New	iShares	$493,000	–	4,713	–	0.01%	–
VXUS	Sell	VANGUARD STAR FD	$526,000	+4.8%	9,602	-0.6%	0.01%	0.0%
NYF	Buy	ISHARES TR	$409,000	+40.5%	3,649	+40.1%	0.00%	+33.3%
IGSB	New	ISHARES TR	$456,000	–	4,332	–	0.00%	–
IGIB	New	ISHARES TR	$471,000	–	4,276	–	0.00%	–
HYD	Buy	MARKET VECTORS ETF TR	$404,000	+1.8%	12,918	+0.7%	0.00%	0.0%
AGG	Buy	ISHARES TR	$483,000	+125.7%	4,410	+126.2%	0.00%	+100.0%
TLH	Buy	ISHARES TR	$286,000	+1.8%	2,098	+1.9%	0.00%	0.0%
PSP	Buy	POWERSHARES ETF TRUST	$332,000	+15.3%	26,235	+13.5%	0.00%	0.0%
EMHY	New	iShares	$234,000	–	4,607	–	0.00%	–
VGLT	Buy	VANGUARD BD INDEX FD INC	$247,000	+8.3%	3,206	+8.5%	0.00%	0.0%
VFH	Sell	VANGUARD WORLD FDS	$210,000	+3.4%	3,216	-0.9%	0.00%	0.0%
VBK	New	Vanguard	$269,000	–	1,763	–	0.00%	–
VOO	Buy	VANGUARD INDEX FDS	$220,000	+4.3%	953	+0.4%	0.00%	0.0%
EEM	Exit	ISHARES TR	$0	–	-22,970	–	-0.01%	–

Q2 2017

			Value		Shares		↓ Weighting
VEA	New	VANGUARD TAX MANAGED INTL FD	$2,706,995,000	–	65,512,942	–	28.28%	–
VTI	New	VANGUARD INDEX FDS	$1,219,785,000	–	9,801,407	–	12.74%	–
VTV	New	VANGUARD INDEX FDS	$1,171,701,000	–	12,134,431	–	12.24%	–
VWO	New	VANGUARD INTL EQUITY INDEX F	$736,390,000	–	18,035,507	–	7.69%	–
BNDX	New	VANGUARD CHARLOTTE FDS	$512,907,000	–	9,435,380	–	5.36%	–
MUB	New	ISHARES TR	$500,629,000	–	4,546,210	–	5.23%	–
SCHF	New	SCHWAB STRATEGIC TR	$383,146,000	–	12,056,187	–	4.00%	–
VOE	New	VANGUARD INDEX FDS	$382,661,000	–	3,719,846	–	4.00%	–
VBR	New	VANGUARD INDEX FDS	$331,587,000	–	2,697,804	–	3.46%	–
BND	New	VANGUARD BD INDEX FD INC	$237,753,000	–	2,905,451	–	2.48%	–
TFI	New	SPDR SERIES TRUST	$187,882,000	–	3,858,732	–	1.96%	–
LQD	New	ISHARES TR	$183,459,000	–	1,522,353	–	1.92%	–
EMB	New	ISHARES TR	$161,697,000	–	1,413,928	–	1.69%	–
IVE	New	ISHARES TR	$155,569,000	–	1,482,171	–	1.62%	–
SHV	New	ISHARES TR	$130,112,000	–	1,179,294	–	1.36%	–
SCHB	New	SCHWAB STRATEGIC TR	$129,964,000	–	2,223,128	–	1.36%	–
VWOB	New	VANGUARD WHITEHALL FDS INC	$90,601,000	–	1,131,098	–	0.95%	–
IEMG	New	ISHARES INC	$78,711,000	–	1,572,962	–	0.82%	–
VTIP	New	VANGUARD MALVERN FDS	$69,993,000	–	1,421,745	–	0.73%	–
IWS	New	ISHARES TR	$46,712,000	–	555,495	–	0.49%	–
IWN	New	ISHARES TR	$45,688,000	–	384,350	–	0.48%	–
GMOM	New	CAMBRIA ETF TR	$19,888,000	–	797,439	–	0.21%	–
IEFA	New	ISHARES TR	$11,520,000	–	189,193	–	0.12%	–
VCIT	New	VANGUARD SCOTTSDALE FDS	$9,783,000	–	111,765	–	0.10%	–
SCHV	New	SCHWAB STRATEGIC TR	$8,334,000	–	166,013	–	0.09%	–
WTMF	New	WISDOMTREE TR	$4,732,000	–	121,312	–	0.05%	–
CMF	New	ISHARES TR	$4,094,000	–	34,783	–	0.04%	–
GVAL	New	CAMBRIA ETF TR	$4,035,000	–	170,993	–	0.04%	–
VAMO	New	CAMBRIA ETF TR	$3,647,000	–	157,070	–	0.04%	–
EMLP	New	FIRST TR EXCHANGE TRADED FD	$3,376,000	–	137,509	–	0.04%	–
ITOT	New	ISHARES TR	$2,791,000	–	50,364	–	0.03%	–
FAIL	New	CAMBRIA ETF TR	$2,652,000	–	93,846	–	0.03%	–
VUG	New	VANGUARD INDEX FDS	$2,724,000	–	21,442	–	0.03%	–
SPIB	New	SPDR SERIES TRUST	$2,505,000	–	72,805	–	0.03%	–
SYLD	New	CAMBRIA ETF TR	$2,337,000	–	68,281	–	0.02%	–
GSLC	New	Goldman Sachs	$2,163,000	–	44,963	–	0.02%	–
IVV	New	ISHARES TR	$1,717,000	–	7,052	–	0.02%	–
SCHE	New	SCHWAB STRATEGIC TR	$1,623,000	–	65,311	–	0.02%	–
EYLD	New	CAMBRIA ETF TR	$1,404,000	–	47,017	–	0.02%	–
BSV	New	VANGUARD BD INDEX FD INC	$1,391,000	–	17,426	–	0.02%	–
IJS	New	ISHARES TR	$1,312,000	–	9,380	–	0.01%	–
FYLD	New	CAMBRIA ETF TR	$1,266,000	–	53,465	–	0.01%	–
VNQ	New	VANGUARD INDEX FDS	$1,105,000	–	13,275	–	0.01%	–
EEM	New	ISHARES TR	$951,000	–	22,970	–	0.01%	–
VB	New	VANGUARD INDEX FDS	$922,000	–	6,801	–	0.01%	–
IJJ	New	ISHARES TR	$879,000	–	5,920	–	0.01%	–
VNQI	New	VANGUARD INTL EQUITY INDEX F	$789,000	–	14,034	–	0.01%	–
VYM	New	VANGUARD WHITEHALL FDS INC	$643,000	–	8,226	–	0.01%	–
VMBS	New	VANGUARD BD INDEX FD INC	$713,000	–	13,549	–	0.01%	–
SGOL	New	ETFS GOLD TR	$666,000	–	5,528	–	0.01%	–
BIV	New	VANGUARD BD INDEX FD INC	$705,000	–	8,340	–	0.01%	–
PCY	New	POWERSHARES GLOBAL ETF TRUST	$691,000	–	23,599	–	0.01%	–
EMLC	New	VANECK VECTORS TR	$542,000	–	28,693	–	0.01%	–
QAI	New	INDEXIQ ETF TR	$610,000	–	20,744	–	0.01%	–
IEI	New	ISHARES TR	$564,000	–	4,565	–	0.01%	–
PDBC	New	POWERSHARES ACTIVELY MANAGED EXCHANGE-TRADED COMMODITY FUND TRUST	$575,000	–	36,434	–	0.01%	–
BLV	New	VANGUARD BD INDEX FD INC	$574,000	–	6,164	–	0.01%	–
GSIE	New	Goldman Sachs	$465,000	–	16,794	–	0.01%	–
MBB	New	ISHARES TR	$449,000	–	4,203	–	0.01%	–
VXUS	New	VANGUARD STAR FD	$502,000	–	9,658	–	0.01%	–
PSK	New	SPDR SERIES TRUST	$449,000	–	9,979	–	0.01%	–
QSY	New	WISDOMTREE TR	$420,000	–	5,785	–	0.00%	–
HYD	New	MARKET VECTORS ETF TR	$397,000	–	12,831	–	0.00%	–
GEM	New	Goldman Sachs	$338,000	–	10,821	–	0.00%	–
LEMB	New	ISHARES TR	$295,000	–	6,333	–	0.00%	–
NYF	New	ISHARES TR	$291,000	–	2,604	–	0.00%	–
VCLT	New	VANGUARD SCOTTSDALE FDS	$300,000	–	3,220	–	0.00%	–
PSP	New	POWERSHARES ETF TRUST	$288,000	–	23,113	–	0.00%	–
IEF	New	ISHARES TR	$294,000	–	2,759	–	0.00%	–
TLH	New	ISHARES TR	$281,000	–	2,058	–	0.00%	–
AGG	New	ISHARES TR	$214,000	–	1,950	–	0.00%	–
VGLT	New	VANGUARD BD INDEX FD INC	$228,000	–	2,956	–	0.00%	–
VOO	New	VANGUARD INDEX FDS	$211,000	–	949	–	0.00%	–
VFH	New	VANGUARD WORLD FDS	$203,000	–	3,244	–	0.00%	–

Q4 2016

			Value		Shares		↓ Weighting
PSP	Exit	POWERSHARES ETF TRUST	$0	–	-18,157	–	-0.00%	–
VOO	Exit	VANGUARD INDEX FDS	$0	–	-1,021	–	-0.00%	–
VAMO	Exit	CAMBRIA ETF TR	$0	–	-10,184	–	-0.00%	–
GVAL	Exit	CAMBRIA ETF TR	$0	–	-12,141	–	-0.00%	–
QAI	Exit	INDEXIQ ETF TR	$0	–	-7,505	–	-0.00%	–
TLT	Exit	ISHARES TR	$0	–	-1,850	–	-0.00%	–
NYF	Exit	ISHARES TR	$0	–	-2,440	–	-0.01%	–
TLH	Exit	ISHARES TR	$0	–	-1,919	–	-0.01%	–
WTMF	Exit	WISDOMTREE TR	$0	–	-8,166	–	-0.01%	–
VXUS	Exit	VANGUARD STAR FD	$0	–	-7,543	–	-0.01%	–
HYD	Exit	MARKET VECTORS ETF TR	$0	–	-12,171	–	-0.01%	–
MBB	Exit	ISHARES TR	$0	–	-3,888	–	-0.01%	–
VUG	Exit	VANGUARD INDEX FDS	$0	–	-4,001	–	-0.01%	–
VNQ	Exit	VANGUARD INDEX FDS	$0	–	-5,419	–	-0.01%	–
VYM	Exit	VANGUARD WHITEHALL FDS INC	$0	–	-8,255	–	-0.01%	–
PFF	Exit	ISHARES TR	$0	–	-15,090	–	-0.01%	–
IEF	Exit	ISHARES TR	$0	–	-5,670	–	-0.01%	–
PCY	Exit	POWERSHARES GLOBAL ETF TRUST	$0	–	-23,019	–	-0.01%	–
SPIB	Exit	SPDR SERIES TRUST	$0	–	-26,006	–	-0.02%	–
GMOM	Exit	CAMBRIA ETF TR	$0	–	-51,868	–	-0.02%	–
IJS	Exit	ISHARES TR	$0	–	-18,088	–	-0.04%	–
IJJ	Exit	ISHARES TR	$0	–	-18,319	–	-0.04%	–
IVV	Exit	ISHARES TR	$0	–	-12,041	–	-0.04%	–
EMLP	Exit	FIRST TR EXCHANGE TRADED FD	$0	–	-149,751	–	-0.06%	–
CMF	Exit	ISHARES TR	$0	–	-35,091	–	-0.07%	–
VCIT	Exit	VANGUARD SCOTTSDALE FDS	$0	–	-50,987	–	-0.08%	–
EEM	Exit	ISHARES TR	$0	–	-219,495	–	-0.14%	–
SCHV	Exit	SCHWAB STRATEGIC TR	$0	–	-215,582	–	-0.16%	–
ITOT	Exit	ISHARES TR	$0	–	-204,340	–	-0.17%	–
EMB	Exit	ISHARES TR	$0	–	-92,911	–	-0.18%	–
TFI	Exit	SPDR SERIES TRUST	$0	–	-321,771	–	-0.27%	–
IEFA	Exit	ISHARES TR	$0	–	-612,697	–	-0.57%	–
IWN	Exit	ISHARES TR	$0	–	-338,877	–	-0.60%	–
IWS	Exit	ISHARES TR	$0	–	-550,799	–	-0.71%	–
VTIP	Exit	VANGUARD MALVERN FDS	$0	–	-1,034,331	–	-0.86%	–
IEMG	Exit	ISHARES INC	$0	–	-1,422,661	–	-1.09%	–
SCHB	Exit	SCHWAB STRATEGIC TR	$0	–	-2,168,363	–	-1.90%	–
LQD	Exit	ISHARES TR	$0	–	-924,249	–	-1.91%	–
SHV	Exit	ISHARES TR	$0	–	-1,164,972	–	-2.16%	–
IVE	Exit	ISHARES TR	$0	–	-1,512,858	–	-2.41%	–
BND	Exit	VANGUARD BD INDEX FD INC	$0	–	-1,739,654	–	-2.46%	–
VWOB	Exit	VANGUARD WHITEHALL FDS INC	$0	–	-1,827,528	–	-2.50%	–
VBR	Exit	VANGUARD INDEX FDS	$0	–	-1,789,755	–	-3.32%	–
VOE	Exit	VANGUARD INDEX FDS	$0	–	-2,380,904	–	-3.74%	–
BNDX	Exit	VANGUARD CHARLOTTE FDS	$0	–	-5,752,320	–	-5.41%	–
SCHF	Exit	SCHWAB STRATEGIC TR	$0	–	-11,633,517	–	-5.62%	–
VWO	Exit	VANGUARD INTL EQUITY INDEX F	$0	–	-11,560,147	–	-7.30%	–
MUB	Exit	ISHARES TR	$0	–	-3,903,433	–	-7.39%	–
VTV	Exit	VANGUARD INDEX FDS	$0	–	-7,747,527	–	-11.32%	–
VTI	Exit	VANGUARD INDEX FDS	$0	–	-6,362,117	–	-11.89%	–
VEA	Exit	VANGUARD TAX MANAGED INTL FD	$0	–	-40,450,205	–	-25.41%	–

Q3 2016

			Value		Shares		↓ Weighting
VEA	Buy	VANGUARD TAX MANAGED INTL FD	$1,513,242,000	+26.1%	40,450,205	+19.2%	25.41%	+3.8%
VTI	Buy	VANGUARD INDEX FDS	$708,294,000	+22.5%	6,362,117	+17.9%	11.89%	+0.8%
VTV	Buy	VANGUARD INDEX FDS	$674,035,000	+22.0%	7,747,527	+19.2%	11.32%	+0.4%
MUB	Buy	ISHARES TR	$440,112,000	+19.0%	3,903,433	+20.3%	7.39%	-2.0%
VWO	Buy	VANGUARD INTL EQUITY INDEX F	$435,008,000	+22.5%	11,560,147	+14.7%	7.30%	+0.8%
SCHF	Buy	SCHWAB STRATEGIC TR	$334,929,000	+11.9%	11,633,517	+5.4%	5.62%	-7.9%
BNDX	Buy	VANGUARD CHARLOTTE FDS	$322,360,000	+21.9%	5,752,320	+21.1%	5.41%	+0.3%
VOE	Buy	VANGUARD INDEX FDS	$222,781,000	+25.8%	2,380,904	+19.8%	3.74%	+3.6%
VBR	Buy	VANGUARD INDEX FDS	$198,054,000	+24.6%	1,789,755	+18.6%	3.32%	+2.5%
VWOB	Buy	VANGUARD WHITEHALL FDS INC	$149,181,000	+24.1%	1,827,528	+22.1%	2.50%	+2.2%
BND	Buy	VANGUARD BD INDEX FD INC	$146,374,000	+25.6%	1,739,654	+25.9%	2.46%	+3.4%
IVE	Buy	ISHARES TR	$143,661,000	+8.9%	1,512,858	+6.5%	2.41%	-10.4%
SHV	Buy	ISHARES TR	$128,648,000	+23.5%	1,164,972	+23.6%	2.16%	+1.6%
LQD	Buy	ISHARES TR	$113,849,000	+25.0%	924,249	+24.6%	1.91%	+2.9%
SCHB	Buy	SCHWAB STRATEGIC TR	$113,449,000	+9.6%	2,168,363	+5.4%	1.90%	-9.8%
IEMG	Buy	ISHARES INC	$64,888,000	+11.4%	1,422,661	+2.2%	1.09%	-8.4%
VTIP	Buy	VANGUARD MALVERN FDS	$51,355,000	+24.0%	1,034,331	+23.6%	0.86%	+2.0%
IWS	Sell	ISHARES TR	$42,285,000	+1.8%	550,799	-1.5%	0.71%	-16.3%
IWN	Sell	ISHARES TR	$35,497,000	+7.1%	338,877	-0.5%	0.60%	-11.8%
IEFA	Buy	ISHARES TR	$33,784,000	+16.5%	612,697	+9.6%	0.57%	-4.2%
TFI	Buy	SPDR SERIES TRUST	$16,114,000	+10.3%	321,771	+11.5%	0.27%	-9.1%
EMB	Sell	ISHARES TR	$10,890,000	-6.3%	92,911	-8.0%	0.18%	-22.8%
ITOT	Buy	ISHARES TR	$10,121,000	+35.6%	204,340	+160.8%	0.17%	+11.8%
SCHV	Buy	SCHWAB STRATEGIC TR	$9,822,000	+32.6%	215,582	+30.4%	0.16%	+9.3%
EEM	Buy	ISHARES TR	$8,220,000	+17.2%	219,495	+7.6%	0.14%	-3.5%
VCIT	Sell	VANGUARD SCOTTSDALE FDS	$4,567,000	-0.9%	50,987	-1.1%	0.08%	-18.1%
CMF	Sell	ISHARES TR	$4,235,000	-10.0%	35,091	-9.0%	0.07%	-26.0%
EMLP	Sell	FIRST TR EXCHANGE TRADED FD	$3,792,000	-4.8%	149,751	-7.2%	0.06%	-21.0%
IVV	Sell	ISHARES TR	$2,620,000	+1.6%	12,041	-1.7%	0.04%	-17.0%
IJJ	Buy	ISHARES TR	$2,436,000	+9.0%	18,319	+5.0%	0.04%	-10.9%
IJS	Buy	ISHARES TR	$2,258,000	+11.1%	18,088	+4.0%	0.04%	-7.3%
GMOM	New	CAMBRIA ETF TR	$1,221,000	–	51,868	–	0.02%	–
SPIB	Buy	SPDR SERIES TRUST	$908,000	+30.6%	26,006	+30.5%	0.02%	+7.1%
PCY	Buy	POWERSHARES GLOBAL ETF TRUST	$705,000	+29.6%	23,019	+25.2%	0.01%	+9.1%
IEF	Buy	ISHARES TR	$634,000	-0.3%	5,670	+0.6%	0.01%	-15.4%
PFF	Buy	ISHARES TR	$596,000	+0.8%	15,090	+1.9%	0.01%	-16.7%
VYM	Buy	VANGUARD WHITEHALL FDS INC	$596,000	+1.5%	8,255	+0.5%	0.01%	-16.7%
VNQ	Buy	VANGUARD INDEX FDS	$470,000	-1.5%	5,419	+0.8%	0.01%	-20.0%
VUG	Sell	VANGUARD INDEX FDS	$449,000	-7.6%	4,001	-11.8%	0.01%	-20.0%
HYD	Buy	MARKET VECTORS ETF TR	$393,000	+1.0%	12,171	+1.2%	0.01%	-12.5%
MBB	Buy	ISHARES TR	$428,000	+1.7%	3,888	+1.6%	0.01%	-22.2%
WTMF	New	WISDOMTREE TR	$344,000	–	8,166	–	0.01%	–
VXUS	Buy	VANGUARD STAR FD	$356,000	+19.9%	7,543	+13.2%	0.01%	0.0%
NYF	Sell	ISHARES TR	$278,000	-72.0%	2,440	-71.7%	0.01%	-75.0%
TLH	Buy	ISHARES TR	$278,000	0.0%	1,919	+1.1%	0.01%	-16.7%
GVAL	New	CAMBRIA ETF TR	$237,000	–	12,141	–	0.00%	–
QAI	New	INDEXIQ ETF TR	$220,000	–	7,505	–	0.00%	–
TLT	Sell	ISHARES TR	$254,000	-1.2%	1,850	-0.1%	0.00%	-20.0%
VAMO	New	CAMBRIA ETF TR	$237,000	–	10,184	–	0.00%	–
PSP	Buy	POWERSHARES ETF TRUST	$197,000	+50.4%	18,157	+39.2%	0.00%	0.0%
VOO	New	VANGUARD INDEX FDS	$203,000	–	1,021	–	0.00%	–

Q2 2016

			Value		Shares		↓ Weighting
VEA	New	VANGUARD TAX MANAGED INTL FD	$1,200,155,000	–	33,941,040	–	24.49%	–
VTI	New	VANGUARD INDEX FDS	$578,253,000	–	5,396,160	–	11.80%	–
VTV	New	VANGUARD INDEX FDS	$552,268,000	–	6,498,030	–	11.27%	–
MUB	New	ISHARES TR	$369,693,000	–	3,245,196	–	7.54%	–
VWO	New	VANGUARD INTL EQUITY INDEX F	$355,038,000	–	10,077,710	–	7.24%	–
SCHF	New	SCHWAB STRATEGIC TR	$299,291,000	–	11,039,871	–	6.11%	–
BNDX	New	VANGUARD CHARLOTTE FDS	$264,550,000	–	4,749,551	–	5.40%	–
VOE	New	VANGUARD INDEX FDS	$177,027,000	–	1,987,279	–	3.61%	–
VBR	New	VANGUARD INDEX FDS	$158,923,000	–	1,509,099	–	3.24%	–
IVE	New	ISHARES TR	$131,971,000	–	1,420,566	–	2.69%	–
VWOB	New	VANGUARD WHITEHALL FDS INC	$120,177,000	–	1,496,786	–	2.45%	–
BND	New	VANGUARD BD INDEX FD INC	$116,520,000	–	1,382,205	–	2.38%	–
SHV	New	ISHARES TR	$104,127,000	–	942,755	–	2.12%	–
SCHB	New	SCHWAB STRATEGIC TR	$103,479,000	–	2,057,233	–	2.11%	–
LQD	New	ISHARES TR	$91,079,000	–	742,047	–	1.86%	–
IEMG	New	ISHARES INC	$58,248,000	–	1,392,151	–	1.19%	–
IWS	New	ISHARES TR	$41,547,000	–	559,258	–	0.85%	–
VTIP	New	VANGUARD MALVERN FDS	$41,403,000	–	836,760	–	0.84%	–
IWN	New	ISHARES TR	$33,131,000	–	340,535	–	0.68%	–
IEFA	New	ISHARES TR	$28,995,000	–	558,776	–	0.59%	–
TFI	New	SPDR SERIES TRUST	$14,604,000	–	288,678	–	0.30%	–
EMB	New	ISHARES TR	$11,626,000	–	100,963	–	0.24%	–
ITOT	New	ISHARES TR	$7,463,000	–	78,347	–	0.15%	–
SCHV	New	SCHWAB STRATEGIC TR	$7,407,000	–	165,368	–	0.15%	–
EEM	New	ISHARES TR	$7,012,000	–	204,074	–	0.14%	–
CMF	New	ISHARES TR	$4,704,000	–	38,542	–	0.10%	–
VCIT	New	VANGUARD SCOTTSDALE FDS	$4,610,000	–	51,562	–	0.09%	–
EMLP	New	FIRST TR EXCHANGE TRADED FD	$3,983,000	–	161,384	–	0.08%	–
IVV	New	ISHARES TR	$2,580,000	–	12,255	–	0.05%	–
IJJ	New	ISHARES TR	$2,234,000	–	17,444	–	0.05%	–
IJS	New	ISHARES TR	$2,033,000	–	17,398	–	0.04%	–
NYF	New	ISHARES TR	$993,000	–	8,613	–	0.02%	–
SPIB	New	SPDR SERIES TRUST	$695,000	–	19,925	–	0.01%	–
IEF	New	ISHARES TR	$636,000	–	5,634	–	0.01%	–
PFF	New	ISHARES TR	$591,000	–	14,815	–	0.01%	–
VYM	New	VANGUARD WHITEHALL FDS INC	$587,000	–	8,210	–	0.01%	–
PCY	New	POWERSHARES GLOBAL ETF TRUST	$544,000	–	18,387	–	0.01%	–
VNQ	New	VANGUARD INDEX FDS	$477,000	–	5,376	–	0.01%	–
VUG	New	VANGUARD INDEX FDS	$486,000	–	4,538	–	0.01%	–
MBB	New	ISHARES TR	$421,000	–	3,825	–	0.01%	–
HYD	New	MARKET VECTORS ETF TR	$389,000	–	12,032	–	0.01%	–
VXUS	New	VANGUARD STAR FD	$297,000	–	6,666	–	0.01%	–
TLH	New	ISHARES TR	$278,000	–	1,899	–	0.01%	–
TLT	New	ISHARES TR	$257,000	–	1,852	–	0.01%	–
PSP	New	POWERSHARES ETF TRUST	$131,000	–	13,043	–	0.00%	–

Q4 2015

			Value		Shares		↓ Weighting
SPIB	Exit	SPDR SERIES TRUST	$0	–	-7,253	–	-0.01%	–
IJJ	Exit	ISHARES TR	$0	–	-4,305	–	-0.02%	–
IJS	Exit	ISHARES TR	$0	–	-5,372	–	-0.02%	–
NYF	Exit	ISHARES TR	$0	–	-10,176	–	-0.04%	–
EEM	Exit	ISHARES TR	$0	–	-49,175	–	-0.06%	–
SCHV	Exit	SCHWAB STRATEGIC TR	$0	–	-47,915	–	-0.07%	–
IVV	Exit	ISHARES TR	$0	–	-10,996	–	-0.08%	–
ITOT	Exit	ISHARES TR	$0	–	-24,634	–	-0.08%	–
EMLP	Exit	FIRST TR EXCHANGE TRADED FD	$0	–	-110,736	–	-0.09%	–
VCIT	Exit	VANGUARD SCOTTSDALE FDS	$0	–	-34,079	–	-0.11%	–
CMF	Exit	ISHARES TR	$0	–	-35,391	–	-0.16%	–
IEFA	Exit	ISHARES TR	$0	–	-115,462	–	-0.23%	–
EMB	Exit	ISHARES TR	$0	–	-96,157	–	-0.39%	–
TFI	Exit	SPDR SERIES TRUST	$0	–	-547,435	–	-0.50%	–
VTIP	Exit	VANGUARD MALVERN FDS	$0	–	-434,154	–	-0.80%	–
IWN	Exit	ISHARES TR	$0	–	-320,740	–	-1.10%	–
IWS	Exit	ISHARES TR	$0	–	-494,635	–	-1.26%	–
IEMG	Exit	ISHARES INC	$0	–	-849,081	–	-1.29%	–
LQD	Exit	ISHARES TR	$0	–	-397,890	–	-1.75%	–
SCHB	Exit	SCHWAB STRATEGIC TR	$0	–	-1,060,440	–	-1.87%	–
BND	Exit	VANGUARD BD INDEX FD INC	$0	–	-626,675	–	-1.95%	–
SHV	Exit	ISHARES TR	$0	–	-473,380	–	-1.98%	–
VWOB	Exit	VANGUARD WHITEHALL FDS INC	$0	–	-759,891	–	-2.14%	–
VBR	Exit	VANGUARD INDEX FDS	$0	–	-747,045	–	-2.75%	–
VOE	Exit	VANGUARD INDEX FDS	$0	–	-1,008,111	–	-3.19%	–
IVE	Exit	ISHARES TR	$0	–	-1,145,476	–	-3.65%	–
BNDX	Exit	VANGUARD CHARLOTTE FDS	$0	–	-2,700,998	–	-5.43%	–
SCHF	Exit	SCHWAB STRATEGIC TR	$0	–	-5,509,925	–	-5.72%	–
VWO	Exit	VANGUARD INTL EQUITY INDEX F	$0	–	-5,413,200	–	-6.80%	–
MUB	Exit	ISHARES TR	$0	–	-2,002,133	–	-8.33%	–
VTV	Exit	VANGUARD INDEX FDS	$0	–	-3,527,113	–	-10.28%	–
VTI	Exit	VANGUARD INDEX FDS	$0	–	-3,238,393	–	-12.14%	–
VEA	Exit	VANGUARD TAX MANAGED INTL FD	$0	–	-19,003,931	–	-25.71%	–

Q3 2015

			Value		Shares		↓ Weighting
VEA	Buy	VANGUARD TAX MANAGED INTL FD	$677,300,000	+6.7%	19,003,931	+18.7%	25.71%	-5.7%
VTI	Buy	VANGUARD INDEX FDS	$319,694,000	+4.6%	3,238,393	+13.4%	12.14%	-7.6%
VTV	Buy	VANGUARD INDEX FDS	$270,706,000	+15.1%	3,527,113	+25.0%	10.28%	+1.7%
MUB	Buy	ISHARES TR	$219,334,000	+13.0%	2,002,133	+11.7%	8.33%	-0.1%
VWO	Buy	VANGUARD INTL EQUITY INDEX F	$179,123,000	+7.1%	5,413,200	+32.3%	6.80%	-5.4%
SCHF	Buy	SCHWAB STRATEGIC TR	$150,807,000	+41.3%	5,509,925	+57.3%	5.72%	+24.9%
BNDX	Buy	VANGUARD CHARLOTTE FDS	$142,964,000	+20.4%	2,700,998	+19.1%	5.43%	+6.4%
IVE	Buy	ISHARES TR	$96,254,000	+2.8%	1,145,476	+12.9%	3.65%	-9.1%
VOE	Buy	VANGUARD INDEX FDS	$83,915,000	+8.8%	1,008,111	+18.3%	3.19%	-3.9%
VBR	Buy	VANGUARD INDEX FDS	$72,351,000	+4.1%	747,045	+15.9%	2.75%	-8.0%
VWOB	Buy	VANGUARD WHITEHALL FDS INC	$56,376,000	+1.6%	759,891	+5.4%	2.14%	-10.2%
SHV	Buy	ISHARES TR	$52,219,000	+50.7%	473,380	+50.7%	1.98%	+33.2%
BND	Buy	VANGUARD BD INDEX FD INC	$51,343,000	+25.0%	626,675	+23.9%	1.95%	+10.4%
SCHB	Buy	SCHWAB STRATEGIC TR	$49,183,000	+79.9%	1,060,440	+94.8%	1.87%	+58.9%
LQD	Buy	ISHARES TR	$46,191,000	+22.6%	397,890	+22.2%	1.75%	+8.4%
IEMG	Buy	ISHARES INC	$33,870,000	+21.6%	849,081	+46.4%	1.29%	+7.4%
IWS	Buy	ISHARES TR	$33,185,000	+18.1%	494,635	+29.9%	1.26%	+4.4%
IWN	Buy	ISHARES TR	$28,899,000	+24.2%	320,740	+40.5%	1.10%	+9.8%
VTIP	Buy	VANGUARD MALVERN FDS	$21,004,000	+19.0%	434,154	+19.7%	0.80%	+5.1%
TFI	Buy	SPDR SERIES TRUST	$13,199,000	+330.9%	547,435	+323.9%	0.50%	+279.5%
EMB	Buy	ISHARES TR	$10,231,000	+66.1%	96,157	+71.5%	0.39%	+46.4%
IEFA	Buy	ISHARES TR	$6,098,000	+40.3%	115,462	+54.9%	0.23%	+24.1%
CMF	Buy	ISHARES TR	$4,153,000	+23.5%	35,391	+21.6%	0.16%	+9.0%
VCIT	Sell	VANGUARD SCOTTSDALE FDS	$2,911,000	-2.7%	34,079	-2.9%	0.11%	-14.0%
EMLP	Buy	FIRST TR EXCHANGE TRADED FD	$2,423,000	+76.7%	110,736	+104.9%	0.09%	+55.9%
ITOT	Buy	ISHARES TR	$2,158,000	+72.4%	24,634	+85.8%	0.08%	+51.9%
IVV	Buy	ISHARES TR	$2,119,000	+66.1%	10,996	+78.5%	0.08%	+45.5%
SCHV	Buy	SCHWAB STRATEGIC TR	$1,908,000	+22.6%	47,915	+32.5%	0.07%	+7.5%
EEM	Buy	ISHARES TR	$1,612,000	+35.3%	49,175	+63.5%	0.06%	+19.6%
NYF	Sell	ISHARES TR	$1,128,000	-22.2%	10,176	-23.1%	0.04%	-30.6%
IJS	Buy	ISHARES TR	$563,000	+44.4%	5,372	+62.3%	0.02%	+23.5%
IJJ	Buy	ISHARES TR	$497,000	+35.4%	4,305	+51.3%	0.02%	+18.8%
SPIB	Buy	SPDR SERIES TRUST	$246,000	+23.0%	7,253	+23.0%	0.01%	0.0%
SLY	Exit	SPDR SERIES TRUST	$0	–	-3,383	–	-0.02%	–
VXUS	Exit	VANGUARD STAR FD	$0	–	-43,112	–	-0.09%	–

Q2 2015

			Value		Shares		↓ Weighting
VEA	New	VANGUARD TAX MANAGED INTL FD	$635,005,000	–	16,015,264	–	27.28%	–
VTI	New	VANGUARD INDEX FDS	$305,739,000	–	2,856,842	–	13.14%	–
VTV	New	VANGUARD INDEX FDS	$235,263,000	–	2,822,595	–	10.11%	–
MUB	New	ISHARES	$194,028,000	–	1,793,068	–	8.34%	–
VWO	New	VANGUARD INTL EQUITY INDEX F	$167,323,000	–	4,093,038	–	7.19%	–
BNDX	New	VANGUARD CHARLOTTE FDS	$118,746,000	–	2,267,443	–	5.10%	–
SCHF	New	SCHWAB STRATEGIC TR	$106,717,000	–	3,502,362	–	4.58%	–
IVE	New	ISHARES TR	$93,588,000	–	1,014,949	–	4.02%	–
VOE	New	VANGUARD INDEX FDS	$77,154,000	–	851,868	–	3.32%	–
VBR	New	VANGUARD INDEX FDS	$69,479,000	–	644,462	–	2.98%	–
VWOB	New	VANGUARD WHITEHALL FDS INC	$55,478,000	–	721,052	–	2.38%	–
BND	New	VANGUARD BD INDEX FD INC	$41,087,000	–	505,622	–	1.76%	–
LQD	New	ISHARES TR	$37,664,000	–	325,476	–	1.62%	–
SHV	New	ISHARES	$34,650,000	–	314,173	–	1.49%	–
IWS	New	ISHARES TR	$28,090,000	–	380,826	–	1.21%	–
IEMG	New	ISHARES INC	$27,861,000	–	579,960	–	1.20%	–
SCHB	New	SCHWAB STRATEGIC TR	$27,344,000	–	544,373	–	1.18%	–
IWN	New	ISHARES TR	$23,262,000	–	228,332	–	1.00%	–
VTIP	New	VANGUARD MALVERN FDS	$17,655,000	–	362,676	–	0.76%	–
EMB	New	ISHARES	$6,161,000	–	56,054	–	0.26%	–
IEFA	New	ISHARES TR	$4,347,000	–	74,560	–	0.19%	–
CMF	New	ISHARES	$3,364,000	–	29,116	–	0.14%	–
TFI	New	SPDR SERIES TRUST	$3,063,000	–	129,151	–	0.13%	–
VCIT	New	VANGUARD SCOTTSDALE FDS	$2,993,000	–	35,085	–	0.13%	–
VXUS	New	VANGUARD STAR FD	$2,170,000	–	43,112	–	0.09%	–
SCHV	New	SCHWAB STRATEGIC TR	$1,556,000	–	36,155	–	0.07%	–
NYF	New	ISHARES	$1,450,000	–	13,228	–	0.06%	–
EMLP	New	FIRST TR EXCHANGE TRADED FD	$1,371,000	–	54,042	–	0.06%	–
IVV	New	ISHARES TR	$1,276,000	–	6,161	–	0.06%	–
ITOT	New	ISHARES TR	$1,252,000	–	13,260	–	0.05%	–
EEM	New	ISHARES TR	$1,191,000	–	30,072	–	0.05%	–
IJS	New	ISHARES TR	$390,000	–	3,310	–	0.02%	–
IJJ	New	ISHARES TR	$367,000	–	2,846	–	0.02%	–
SLY	New	SPDR SERIES TRUST	$367,000	–	3,383	–	0.02%	–
SPIB	New	SPDR SERIES TRUST	$200,000	–	5,895	–	0.01%	–

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Export Betterment LLC's holdings