FAGAN ASSOCIATES, INC. Activity Q1 2014-Q3 2023

Q3 2023

			Value		Shares		↓ Weighting
AAPL	Sell	APPLE INC	$35,938,322	-12.2%	209,907	-0.5%	8.69%	-12.6%
GOOGL	Buy	ALPHABET INCcap stk cl a	$33,155,606	+9.4%	253,367	+0.1%	8.02%	+9.0%
MSFT	Sell	MICROSOFT CORP	$29,202,177	-7.3%	92,485	-0.0%	7.06%	-7.7%
LOW	Sell	LOWES COS INC	$16,471,948	-8.2%	79,253	-0.3%	3.98%	-8.6%
RSP	Buy	INVESCO EXCHANGE TRADED FD Ts&p500 eql wgt	$11,419,775	-4.3%	80,596	+1.0%	2.76%	-4.7%
CVX	Buy	CHEVRON CORP NEW	$11,010,808	+15.9%	65,299	+8.1%	2.66%	+15.4%
NVDA	Sell	NVIDIA CORPORATION	$10,656,002	+2.8%	24,497	-0.1%	2.58%	+2.4%
AMD	Buy	ADVANCED MICRO DEVICES INC	$10,397,364	-8.1%	101,122	+1.8%	2.51%	-8.5%
AMZN	Buy	AMAZON COM INC	$10,241,804	+1.1%	80,568	+3.6%	2.48%	+0.7%
SBUX	Sell	STARBUCKS CORP	$9,589,655	-8.9%	105,069	-1.1%	2.32%	-9.2%
MA	Sell	MASTERCARD INCORPORATEDcl a	$9,343,593	+0.6%	23,600	-0.1%	2.26%	+0.2%
JPM	Buy	JPMORGAN CHASE & CO	$9,087,647	-0.2%	62,664	+0.1%	2.20%	-0.6%
VRTX	Buy	VERTEX PHARMACEUTICALS INC	$8,723,753	+0.9%	25,087	+2.1%	2.11%	+0.5%
V	Buy	VISA INC	$8,643,391	-2.7%	37,578	+0.5%	2.09%	-3.1%
XLE	Buy	SELECT SECTOR SPDR TRenergy	$8,551,396	+13.4%	94,605	+1.9%	2.07%	+13.0%
JEPI	Buy	J P MORGAN EXCHANGE TRADED Fequity premium	$8,311,653	+12.3%	155,183	+16.0%	2.01%	+11.9%
VCIT	Buy	VANGUARD SCOTTSDALE FDSint-term corp	$8,260,224	+13.4%	108,715	+17.9%	2.00%	+13.0%
JNJ	Buy	JOHNSON & JOHNSON	$7,652,308	-3.4%	49,131	+2.7%	1.85%	-3.7%
FDX	Buy	FEDEX CORP	$7,532,735	+7.8%	28,434	+0.9%	1.82%	+7.4%
REGN	Buy	REGENERON PHARMACEUTICALS	$7,107,906	+19.4%	8,637	+4.3%	1.72%	+19.0%
BRKB	Buy	BERKSHIRE HATHAWAY INC DELcl b new	$6,585,640	+4.7%	18,800	+1.9%	1.59%	+4.3%
NKE	Buy	NIKE INCcl b	$6,460,021	-11.8%	67,559	+1.8%	1.56%	-12.1%
OXY	Buy	OCCIDENTAL PETE CORP	$6,063,685	+11.1%	93,460	+0.7%	1.47%	+10.6%
SCHP	Sell	SCHWAB STRATEGIC TRus tips etf	$5,499,992	-4.2%	108,932	-0.5%	1.33%	-4.5%
SLB	Buy	SCHLUMBERGER LTD	$5,037,237	+65.0%	86,402	+39.0%	1.22%	+64.4%
UBER	Buy	UBER TECHNOLOGIES INC	$4,858,384	+24.7%	105,640	+17.1%	1.17%	+24.2%
BAC	Sell	BANK AMERICA CORP	$4,774,769	-4.9%	174,388	-0.3%	1.15%	-5.3%
SCHD	Sell	SCHWAB STRATEGIC TRus dividend eq	$4,489,375	-3.2%	63,445	-0.6%	1.08%	-3.6%
DIS	Sell	DISNEY WALT CO	$4,422,834	-10.9%	54,569	-1.9%	1.07%	-11.3%
INTC	New	INTEL CORP	$4,290,885	–	120,700	–	1.04%	–
	Buy	CRANE NXT CO	$4,253,939	+5.2%	76,551	+6.9%	1.03%	+4.8%
SCHB	Sell	SCHWAB STRATEGIC TRus brd mkt etf	$4,051,149	-4.7%	81,266	-1.1%	0.98%	-5.0%
IBB	Sell	ISHARES TRishares biotech	$3,951,272	-6.8%	32,310	-3.2%	0.96%	-7.1%
FIXD	Buy	FIRST TR EXCHNG TRADED FD VItcw opportunis	$3,866,200	-3.0%	91,932	+1.9%	0.94%	-3.3%
XOM	Buy	EXXON MOBIL CORP	$3,526,350	+24.1%	29,991	+13.2%	0.85%	+23.7%
IOO	Sell	ISHARES TRglobal 100 etf	$3,403,157	-4.9%	46,465	-1.2%	0.82%	-5.2%
VCSH	Buy	VANGUARD SCOTTSDALE FDSshrt trm corp bd	$3,245,840	+18.3%	43,191	+19.1%	0.78%	+17.9%
DGT	Buy	SPDR SER TRglb dow etf	$3,088,948	+1.8%	28,319	+5.3%	0.75%	+1.4%
TSLA	Sell	TESLA INC	$2,859,264	-5.0%	11,427	-0.7%	0.69%	-5.5%
AGG	Sell	ISHARES TRcore us aggbd et	$2,711,145	-6.0%	28,829	-2.1%	0.66%	-6.4%
XLF	Sell	SELECT SECTOR SPDR TRfinancial	$2,619,968	-3.5%	78,986	-1.9%	0.63%	-3.9%
SPY	Buy	SPDR S&P 500 ETF TRtr unit	$2,496,473	-3.2%	5,839	+0.3%	0.60%	-3.7%
BP	Buy	BP PLCsponsored adr	$2,449,457	+10.0%	63,260	+0.3%	0.59%	+9.6%
UNH	Buy	UNITEDHEALTH GROUP INC	$2,410,028	+35.1%	4,780	+28.8%	0.58%	+34.6%
SCHX	Buy	SCHWAB STRATEGIC TRus lrg cap etf	$2,412,512	+0.7%	47,678	+4.2%	0.58%	+0.3%
SCHG	Buy	SCHWAB STRATEGIC TRus lcap gr etf	$2,340,714	+3.6%	32,188	+6.8%	0.57%	+3.3%
BND	Sell	VANGUARD BD INDEX FDStotal bnd mrkt	$2,283,998	-9.7%	32,731	-6.0%	0.55%	-10.1%
XLV	Buy	SELECT SECTOR SPDR TRsbi healthcare	$2,207,509	-2.7%	17,147	+0.3%	0.53%	-3.1%
SCHV	Sell	SCHWAB STRATEGIC TRus lcap va etf	$2,156,259	-6.2%	33,451	-2.3%	0.52%	-6.6%
	Buy	J P MORGAN EXCHANGE TRADED Fnasdaq eqt prem	$2,141,932	+35.2%	45,641	+39.3%	0.52%	+34.9%
XLK	Sell	SELECT SECTOR SPDR TRtechnology	$2,123,398	-6.6%	12,953	-1.0%	0.51%	-7.1%
VGIT	Sell	VANGUARD SCOTTSDALE FDSinter term treas	$1,750,941	-2.6%	30,637	-0.1%	0.42%	-3.0%
FB	Sell	META PLATFORMS INCcl a	$1,740,618	+3.9%	5,798	-0.7%	0.42%	+3.4%
ADBE	Buy	ADOBE INC	$1,739,779	+21.6%	3,412	+16.6%	0.42%	+21.3%
CRWD	Buy	CROWDSTRIKE HLDGS INCcl a	$1,607,685	+14.4%	9,605	+0.4%	0.39%	+14.1%
COWZ	Buy	PACER FDS TRus cash cows 100	$1,561,853	+4.4%	31,597	+1.1%	0.38%	+4.1%
EQIX	Sell	EQUINIX INC	$1,558,216	-8.8%	2,145	-1.6%	0.38%	-9.2%
KEY	Sell	KEYCORP	$1,376,333	+13.1%	127,912	-2.9%	0.33%	+12.9%
SCHM	Buy	SCHWAB STRATEGIC TRus mid-cap etf	$1,345,876	-4.5%	19,885	+0.2%	0.32%	-5.0%
SMH	Buy	VANECK ETF TRUSTsemiconductr etf	$1,338,011	-3.5%	9,228	+1.4%	0.32%	-3.9%
BIV	Sell	VANGUARD BD INDEX FDSintermed term	$1,298,493	-4.2%	17,957	-0.3%	0.31%	-4.6%
IWM	Sell	ISHARES TRrussell 2000 etf	$1,251,832	-6.6%	7,082	-1.0%	0.30%	-6.8%
PLUG	Sell	PLUG POWER INC	$1,103,839	-27.2%	145,242	-0.5%	0.27%	-27.4%
IRM	Sell	IRON MTN INC DEL	$1,069,627	+0.7%	17,992	-3.7%	0.26%	+0.4%
NFLX	Buy	NETFLIX INC	$977,984	+7.3%	2,590	+25.1%	0.24%	+6.8%
HON	Sell	HONEYWELL INTL INC	$898,206	-11.2%	4,862	-0.2%	0.22%	-11.4%
XLI	Buy	SELECT SECTOR SPDR TRindl	$896,932	+25.4%	8,847	+32.8%	0.22%	+24.7%
TAN	Sell	INVESCO EXCH TRADED FD TR IIsolar etf	$846,300	-29.9%	16,341	-3.3%	0.20%	-30.0%
SCHF	Buy	SCHWAB STRATEGIC TRintl eqty etf	$837,375	-3.6%	24,657	+1.2%	0.20%	-4.3%
ABT	Sell	ABBOTT LABS	$748,651	-11.4%	7,730	-0.2%	0.18%	-11.7%
DIA	Sell	SPDR DOW JONES INDL AVERAGEut ser 1	$696,361	-3.5%	2,079	-1.0%	0.17%	-4.0%
BNDX	Sell	VANGUARD CHARLOTTE FDStotal int bd etf	$612,448	-2.2%	12,804	-0.1%	0.15%	-2.6%
SCHR	Sell	SCHWAB STRATEGIC TRint-trm u.s tres	$593,132	-10.0%	12,372	-7.5%	0.14%	-10.6%
PEP	Buy	PEPSICO INC	$584,859	-7.4%	3,451	+1.3%	0.14%	-7.8%
BAB	Sell	INVESCO EXCH TRADED FD TR IItaxable mun bd	$549,554	-5.6%	21,730	-0.9%	0.13%	-5.7%
ORCL	New	ORACLE CORP	$518,796	–	4,898	–	0.12%	–
	Sell	GENERAL ELECTRIC CO	$494,397	+0.5%	4,472	-0.1%	0.12%	+0.8%
GILD	Buy	GILEAD SCIENCES INC	$488,234	+10.3%	6,515	+13.4%	0.12%	+10.3%
DE	Buy	DEERE & CO	$455,498	+44.7%	1,207	+55.3%	0.11%	+44.7%
UCON	Sell	FIRST TR EXCHNG TRADED FD VItcw unconstrai	$376,425	-8.1%	15,750	-7.0%	0.09%	-8.1%
XLY	Sell	SELECT SECTOR SPDR TRsbi cons discr	$372,347	-6.7%	2,313	-1.5%	0.09%	-7.2%
PG	Buy	PROCTER AND GAMBLE CO	$367,924	-2.6%	2,522	+1.4%	0.09%	-3.3%
CAT	Buy	CATERPILLAR INC	$364,455	+13.1%	1,335	+1.9%	0.09%	+12.8%
SCHW	Buy	SCHWAB CHARLES CORP	$366,079	+5.6%	6,668	+9.0%	0.09%	+4.8%
EW	Sell	EDWARDS LIFESCIENCES CORP	$324,023	-27.3%	4,677	-1.0%	0.08%	-27.8%
VTI	Sell	VANGUARD INDEX FDStotal stk mkt	$287,772	-4.8%	1,354	-1.2%	0.07%	-4.1%
MCD	Buy	MCDONALDS CORP	$285,077	-11.3%	1,082	+0.5%	0.07%	-11.5%
CMCSA	Buy	COMCAST CORP NEWcl a	$283,582	+8.9%	6,395	+2.1%	0.07%	+9.5%
	Sell	DRAFTKINGS INC NEW	$270,259	+9.0%	9,180	-1.6%	0.06%	+8.3%
SCHA	Sell	SCHWAB STRATEGIC TRus sml cap etf	$262,893	-5.6%	6,347	-0.2%	0.06%	-5.9%
MRK	Buy	MERCK & CO INC	$256,860	-8.0%	2,495	+3.1%	0.06%	-8.8%
SDY	Buy	SPDR SER TRs&p divid etf	$237,445	-6.1%	2,064	+0.1%	0.06%	-6.6%
BITQ	Sell	EXCHANGE TRADED CONCEPTS TRbitwise crypto	$210,876	-17.6%	31,474	-1.0%	0.05%	-17.7%
VOO	Sell	VANGUARD INDEX FDS	$207,687	-7.9%	528	-4.5%	0.05%	-9.1%
	Exit	ROCKET LAB USA INC	$0	–	-13,044	–	-0.02%	–
PBFS	Exit	PIONEER BANCORP INC MD	$0	–	-17,000	–	-0.04%	–
BAX	Exit	BAXTER INTL INC	$0	–	-4,733	–	-0.05%	–
MRNA	Exit	MODERNA INC	$0	–	-2,595	–	-0.08%	–
MPW	Exit	MEDICAL PPTYS TRUST INC	$0	–	-64,685	–	-0.14%	–
T	Exit	AT&T INC	$0	–	-98,417	–	-0.38%	–

Q2 2023

			Value		Shares		↓ Weighting
AAPL	New	APPLE INC	$40,937,173	–	211,048	–	9.93%	–
MSFT	New	MICROSOFT CORP	$31,500,967	–	92,502	–	7.64%	–
GOOGL	New	ALPHABET INCcap stk cl a	$30,297,147	–	253,109	–	7.35%	–
LOW	New	LOWES COS INC	$17,945,622	–	79,510	–	4.36%	–
RSP	New	INVESCO EXCHANGE TRADED FD Ts&p500 eql wgt	$11,938,038	–	79,778	–	2.90%	–
AMD	New	ADVANCED MICRO DEVICES INC	$11,317,186	–	99,352	–	2.75%	–
SBUX	New	STARBUCKS CORP	$10,525,498	–	106,253	–	2.55%	–
NVDA	New	NVIDIA CORPORATION	$10,368,667	–	24,511	–	2.52%	–
AMZN	New	AMAZON COM INC	$10,134,577	–	77,743	–	2.46%	–
CVX	New	CHEVRON CORP NEW	$9,504,004	–	60,400	–	2.31%	–
MA	New	MASTERCARD INCORPORATEDcl a	$9,287,881	–	23,615	–	2.25%	–
JPM	New	JPMORGAN CHASE & CO	$9,106,856	–	62,615	–	2.21%	–
V	New	VISA INC	$8,883,836	–	37,408	–	2.16%	–
VRTX	New	VERTEX PHARMACEUTICALS INC	$8,648,892	–	24,577	–	2.10%	–
JNJ	New	JOHNSON & JOHNSON	$7,919,865	–	47,848	–	1.92%	–
XLE	New	SELECT SECTOR SPDR TRenergy	$7,538,860	–	92,877	–	1.83%	–
JEPI	New	J P MORGAN EXCHANGE TRADED Fequity premium	$7,399,169	–	133,727	–	1.80%	–
NKE	New	NIKE INCcl b	$7,325,014	–	66,367	–	1.78%	–
VCIT	New	VANGUARD SCOTTSDALE FDSint-term corp	$7,285,763	–	92,189	–	1.77%	–
FDX	New	FEDEX CORP	$6,986,814	–	28,184	–	1.70%	–
BRKB	New	BERKSHIRE HATHAWAY INC DELcl b new	$6,289,404	–	18,444	–	1.53%	–
REGN	New	REGENERON PHARMACEUTICALS	$5,951,667	–	8,283	–	1.44%	–
SCHP	New	SCHWAB STRATEGIC TRus tips etf	$5,738,287	–	109,446	–	1.39%	–
OXY	New	OCCIDENTAL PETE CORP	$5,459,874	–	92,855	–	1.32%	–
BAC	New	BANK AMERICA CORP	$5,020,026	–	174,974	–	1.22%	–
DIS	New	DISNEY WALT CO	$4,966,665	–	55,630	–	1.20%	–
SCHD	New	SCHWAB STRATEGIC TRus dividend eq	$4,635,566	–	63,833	–	1.12%	–
SCHB	New	SCHWAB STRATEGIC TRus brd mkt etf	$4,249,901	–	82,203	–	1.03%	–
IBB	New	ISHARES TRishares biotech	$4,237,758	–	33,378	–	1.03%	–
	New	CRANE NXT CO	$4,042,854	–	71,631	–	0.98%	–
FIXD	New	FIRST TR EXCHNG TRADED FD VItcw opportunis	$3,986,210	–	90,247	–	0.97%	–
UBER	New	UBER TECHNOLOGIES INC	$3,894,970	–	90,224	–	0.94%	–
IOO	New	ISHARES TRglobal 100 etf	$3,578,382	–	47,046	–	0.87%	–
SLB	New	SCHLUMBERGER LTD	$3,053,664	–	62,167	–	0.74%	–
DGT	New	SPDR SER TRglb dow etf	$3,035,595	–	26,901	–	0.74%	–
TSLA	New	TESLA INC	$3,010,879	–	11,502	–	0.73%	–
AGG	New	ISHARES TRcore us aggbd et	$2,884,274	–	29,446	–	0.70%	–
XOM	New	EXXON MOBIL CORP	$2,841,235	–	26,491	–	0.69%	–
VCSH	New	VANGUARD SCOTTSDALE FDSshrt trm corp bd	$2,743,234	–	36,257	–	0.67%	–
XLF	New	SELECT SECTOR SPDR TRfinancial	$2,714,352	–	80,520	–	0.66%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$2,579,771	–	5,819	–	0.63%	–
BND	New	VANGUARD BD INDEX FDStotal bnd mrkt	$2,530,540	–	34,812	–	0.61%	–
SCHX	New	SCHWAB STRATEGIC TRus lrg cap etf	$2,395,210	–	45,736	–	0.58%	–
SCHV	New	SCHWAB STRATEGIC TRus lcap va etf	$2,297,993	–	34,252	–	0.56%	–
XLK	New	SELECT SECTOR SPDR TRtechnology	$2,273,975	–	13,079	–	0.55%	–
XLV	New	SELECT SECTOR SPDR TRsbi healthcare	$2,269,863	–	17,101	–	0.55%	–
SCHG	New	SCHWAB STRATEGIC TRus lcap gr etf	$2,259,696	–	30,149	–	0.55%	–
BP	New	BP PLCsponsored adr	$2,226,046	–	63,078	–	0.54%	–
VGIT	New	VANGUARD SCOTTSDALE FDSinter term treas	$1,798,176	–	30,654	–	0.44%	–
UNH	New	UNITEDHEALTH GROUP INC	$1,783,655	–	3,711	–	0.43%	–
EQIX	New	EQUINIX INC	$1,709,056	–	2,180	–	0.42%	–
FB	New	META PLATFORMS INCcl a	$1,675,389	–	5,838	–	0.41%	–
	New	J P MORGAN EXCHANGE TRADED Fnasdaq eqt prem	$1,584,311	–	32,754	–	0.38%	–
T	New	AT&T INC	$1,569,751	–	98,417	–	0.38%	–
PLUG	New	PLUG POWER INC	$1,516,327	–	145,941	–	0.37%	–
COWZ	New	PACER FDS TRus cash cows 100	$1,496,335	–	31,258	–	0.36%	–
ADBE	New	ADOBE SYSTEMS INCORPORATED	$1,430,296	–	2,925	–	0.35%	–
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$1,409,107	–	19,838	–	0.34%	–
CRWD	New	CROWDSTRIKE HLDGS INCcl a	$1,405,546	–	9,570	–	0.34%	–
SMH	New	VANECK ETF TRUSTsemiconductr etf	$1,386,075	–	9,103	–	0.34%	–
BIV	New	VANGUARD BD INDEX FDSintermed term	$1,355,131	–	18,013	–	0.33%	–
IWM	New	ISHARES TRrussell 2000 etf	$1,340,460	–	7,157	–	0.32%	–
KEY	New	KEYCORP	$1,217,379	–	131,751	–	0.30%	–
TAN	New	INVESCO EXCH TRADED FD TR IIsolar etf	$1,207,427	–	16,906	–	0.29%	–
IRM	New	IRON MTN INC DEL	$1,061,762	–	18,686	–	0.26%	–
HON	New	HONEYWELL INTL INC	$1,010,940	–	4,872	–	0.24%	–
TIP	New	ISHARES TRtips bd etf	$923,076	–	8,577	–	0.22%	–
NFLX	New	NETFLIX INC	$911,814	–	2,070	–	0.22%	–
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$868,226	–	24,354	–	0.21%	–
ABT	New	ABBOTT LABS	$844,578	–	7,747	–	0.20%	–
IEX	New	IDEX CORP	$734,037	–	3,410	–	0.18%	–
DIA	New	SPDR DOW JONES INDL AVERAGEut ser 1	$721,741	–	2,099	–	0.18%	–
XLI	New	SELECT SECTOR SPDR TRsbi int-inds	$715,140	–	6,663	–	0.17%	–
DVY	New	ISHARES TRselect divid etf	$662,420	–	5,846	–	0.16%	–
SCHR	New	SCHWAB STRATEGIC TRint-trm u.s tres	$658,892	–	13,370	–	0.16%	–
PEP	New	PEPSICO INC	$631,341	–	3,408	–	0.15%	–
BNDX	New	VANGUARD CHARLOTTE FDStotal int bd etf	$626,273	–	12,812	–	0.15%	–
MPW	New	MEDICAL PPTYS TRUST INC	$598,988	–	64,685	–	0.14%	–
BAB	New	INVESCO EXCH TRADED FD TR IItaxable mun bd	$582,080	–	21,923	–	0.14%	–
CNI	New	CANADIAN NATL RY CO	$553,895	–	4,575	–	0.13%	–
KO	New	COCA COLA CO	$519,237	–	8,622	–	0.13%	–
	New	GENERAL ELECTRIC CO	$491,814	–	4,477	–	0.12%	–
MDY	New	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$456,200	–	952	–	0.11%	–
EW	New	EDWARDS LIFESCIENCES CORP	$445,709	–	4,725	–	0.11%	–
GILD	New	GILEAD SCIENCES INC	$442,767	–	5,745	–	0.11%	–
CSX	New	CSX CORP	$413,672	–	12,131	–	0.10%	–
UCON	New	FIRST TR EXCHNG TRADED FD VItcw unconstrai	$409,440	–	16,940	–	0.10%	–
XLY	New	SELECT SECTOR SPDR TRsbi cons discr	$398,884	–	2,349	–	0.10%	–
PG	New	PROCTER AND GAMBLE CO	$377,597	–	2,488	–	0.09%	–
SCHW	New	SCHWAB CHARLES CORP	$346,774	–	6,118	–	0.08%	–
IVV	New	ISHARES TRcore s&p500 etf	$341,860	–	767	–	0.08%	–
CAT	New	CATERPILLAR INC	$322,326	–	1,310	–	0.08%	–
MCD	New	MCDONALDS CORP	$321,428	–	1,077	–	0.08%	–
MRNA	New	MODERNA INC	$315,293	–	2,595	–	0.08%	–
DE	New	DEERE & CO	$314,833	–	777	–	0.08%	–
BMY	New	BRISTOL-MYERS SQUIBB CO	$306,257	–	4,789	–	0.07%	–
VTI	New	VANGUARD INDEX FDStotal stk mkt	$302,188	–	1,371	–	0.07%	–
AXP	New	AMERICAN EXPRESS CO	$289,172	–	1,660	–	0.07%	–
SO	New	SOUTHERN CO	$281,802	–	4,011	–	0.07%	–
MRK	New	MERCK & CO INC	$279,244	–	2,420	–	0.07%	–
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$278,612	–	6,361	–	0.07%	–
DUK	New	DUKE ENERGY CORP NEW	$267,425	–	2,980	–	0.06%	–
CMCSA	New	COMCAST CORP NEWcl a	$260,309	–	6,264	–	0.06%	–
IBM	New	INTERNATIONAL BUSINESS MACHS	$257,584	–	1,925	–	0.06%	–
BITQ	New	EXCHANGE TRADED CONCEPTS TRbitwise crypto	$255,893	–	31,788	–	0.06%	–
SDY	New	SPDR SER TRs&p divid etf	$252,770	–	2,062	–	0.06%	–
	New	DRAFTKINGS INC NEW	$247,898	–	9,330	–	0.06%	–
QQQ	New	INVESCO QQQ TRunit ser 1	$229,040	–	620	–	0.06%	–
VOO	New	VANGUARD INDEX FDS	$225,447	–	553	–	0.06%	–
BAX	New	BAXTER INTL INC	$215,635	–	4,733	–	0.05%	–
PBFS	New	PIONEER BANCORP INC MD	$152,150	–	17,000	–	0.04%	–
	New	ROCKET LAB USA INC	$78,264	–	13,044	–	0.02%	–

Q4 2022

			Value		Shares		↓ Weighting
SOFI	Exit	SOFI TECHNOLOGIES INC	$0	–	-10,000	–	-0.01%	–
PBFS	Exit	PIONEER BANCORP INC MD	$0	–	-17,000	–	-0.04%	–
SCHW	Exit	SCHWAB CHARLES CORP	$0	–	-2,813	–	-0.06%	–
MRK	Exit	MERCK & CO INC	$0	–	-2,352	–	-0.06%	–
	Exit	DRAFTKINGS INC NEW	$0	–	-13,520	–	-0.06%	–
NBTB	Exit	NBT BANCORP INC	$0	–	-5,936	–	-0.06%	–
AXP	Exit	AMERICAN EXPRESS CO	$0	–	-1,725	–	-0.06%	–
SDY	Exit	SPDR SER TRs&p divid etf	$0	–	-2,070	–	-0.06%	–
VTI	Exit	VANGUARD INDEX FDStotal stk mkt	$0	–	-1,364	–	-0.07%	–
F	Exit	FORD MTR CO DEL	$0	–	-22,121	–	-0.07%	–
SCHA	Exit	SCHWAB STRATEGIC TRus sml cap etf	$0	–	-6,751	–	-0.07%	–
D	Exit	DOMINION ENERGY INC	$0	–	-3,768	–	-0.07%	–
BKNG	Exit	BOOKING HOLDINGS INC	$0	–	-162	–	-0.07%	–
BAX	Exit	BAXTER INTL INC	$0	–	-4,933	–	-0.07%	–
	Exit	GENERAL ELECTRIC CO	$0	–	-4,379	–	-0.08%	–
SO	Exit	SOUTHERN CO	$0	–	-4,011	–	-0.08%	–
IVV	Exit	ISHARES TRcore s&p500 etf	$0	–	-767	–	-0.08%	–
DUK	Exit	DUKE ENERGY CORP NEW	$0	–	-3,014	–	-0.08%	–
DE	Exit	DEERE & CO	$0	–	-875	–	-0.08%	–
MINT	Exit	PIMCO ETF TRenhan shrt ma ac	$0	–	-3,000	–	-0.08%	–
PG	Exit	PROCTER AND GAMBLE CO	$0	–	-2,525	–	-0.09%	–
CSX	Exit	CSX CORP	$0	–	-12,131	–	-0.09%	–
C	Exit	CITIGROUP INC	$0	–	-7,999	–	-0.09%	–
XLY	Exit	SELECT SECTOR SPDR TRsbi cons discr	$0	–	-2,402	–	-0.10%	–
BMY	Exit	BRISTOL-MYERS SQUIBB CO	$0	–	-4,864	–	-0.10%	–
BITQ	Exit	EXCHANGE TRADED CONCEPTS TRbitwise crypto	$0	–	-56,517	–	-0.10%	–
KEY	Exit	KEYCORP	$0	–	-23,899	–	-0.11%	–
EW	Exit	EDWARDS LIFESCIENCES CORP	$0	–	-4,677	–	-0.11%	–
PEP	Exit	PEPSICO INC	$0	–	-2,589	–	-0.12%	–
NFLX	Exit	NETFLIX INC	$0	–	-1,805	–	-0.12%	–
MDY	Exit	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$0	–	-1,067	–	-0.12%	–
MMM	Exit	3M CO	$0	–	-3,991	–	-0.12%	–
PFE	Exit	PFIZER INC	$0	–	-10,996	–	-0.13%	–
KO	Exit	COCA COLA CO	$0	–	-8,622	–	-0.14%	–
CNI	Exit	CANADIAN NATL RY CO	$0	–	-4,585	–	-0.14%	–
UNH	Exit	UNITEDHEALTH GROUP INC	$0	–	-1,022	–	-0.14%	–
ADBE	Exit	ADOBE SYSTEMS INCORPORATED	$0	–	-1,975	–	-0.15%	–
SCHF	Exit	SCHWAB STRATEGIC TRintl eqty etf	$0	–	-20,192	–	-0.16%	–
XLI	Exit	SELECT SECTOR SPDR TRsbi int-inds	$0	–	-6,907	–	-0.16%	–
BAB	Exit	INVESCO EXCH TRADED FD TR IItaxable mun bd	$0	–	-22,657	–	-0.16%	–
DIA	Exit	SPDR DOW JONES INDL AVERAGEut ser 1	$0	–	-2,085	–	-0.17%	–
DVY	Exit	ISHARES TRselect divid etf	$0	–	-5,794	–	-0.17%	–
FIVG	Exit	ETF SER SOLUTIONSdefiance next	$0	–	-22,704	–	-0.18%	–
MCD	Exit	MCDONALDS CORP	$0	–	-2,826	–	-0.18%	–
FB	Exit	META PLATFORMS INCcl a	$0	–	-4,971	–	-0.19%	–
IEX	Exit	IDEX CORP	$0	–	-3,480	–	-0.19%	–
SCHR	Exit	SCHWAB STRATEGIC TRint-trm u.s tres	$0	–	-14,665	–	-0.20%	–
ABT	Exit	ABBOTT LABS	$0	–	-7,822	–	-0.21%	–
MPW	Exit	MEDICAL PPTYS TRUST INC	$0	–	-66,928	–	-0.22%	–
VZ	Exit	VERIZON COMMUNICATIONS INC	$0	–	-21,404	–	-0.23%	–
CRWD	Exit	CROWDSTRIKE HLDGS INCcl a	$0	–	-4,940	–	-0.23%	–
HON	Exit	HONEYWELL INTL INC	$0	–	-4,910	–	-0.23%	–
IRM	Exit	IRON MTN INC DEL	$0	–	-18,992	–	-0.23%	–
SMH	Exit	VANECK ETF TRUSTsemiconductr etf	$0	–	-4,769	–	-0.25%	–
MET	Exit	METLIFE INC	$0	–	-15,108	–	-0.26%	–
IBM	Exit	INTERNATIONAL BUSINESS MACHS	$0	–	-8,025	–	-0.27%	–
TIP	Exit	ISHARES TRtips bd etf	$0	–	-9,171	–	-0.27%	–
MOS	Exit	MOSAIC CO NEW	$0	–	-22,847	–	-0.31%	–
IWM	Exit	ISHARES TRrussell 2000 etf	$0	–	-7,276	–	-0.34%	–
SCHM	Exit	SCHWAB STRATEGIC TRus mid-cap etf	$0	–	-20,763	–	-0.35%	–
EQIX	Exit	EQUINIX INC	$0	–	-2,259	–	-0.36%	–
TAN	Exit	INVESCO EXCH TRADED FD TR IIsolar etf	$0	–	-17,716	–	-0.36%	–
SCHG	Exit	SCHWAB STRATEGIC TRus lcap gr etf	$0	–	-26,033	–	-0.41%	–
VGIT	Exit	VANGUARD SCOTTSDALE FDSinter term treas	$0	–	-25,061	–	-0.41%	–
FLRN	Exit	SPDR SER TRbloomberg invt	$0	–	-48,239	–	-0.41%	–
BIV	Exit	VANGUARD BD INDEX FDSintermed term	$0	–	-19,995	–	-0.41%	–
SCHX	Exit	SCHWAB STRATEGIC TRus lrg cap etf	$0	–	-36,127	–	-0.43%	–
T	Exit	AT&T INC	$0	–	-101,062	–	-0.43%	–
XLK	Exit	SELECT SECTOR SPDR TRtechnology	$0	–	-13,431	–	-0.45%	–
BP	Exit	BP PLCsponsored adr	$0	–	-56,928	–	-0.45%	–
XOM	Exit	EXXON MOBIL CORP	$0	–	-18,659	–	-0.46%	–
XLV	Exit	SELECT SECTOR SPDR TRsbi healthcare	$0	–	-14,169	–	-0.48%	–
SLB	Exit	SCHLUMBERGER LTD	$0	–	-53,557	–	-0.54%	–
BSV	Exit	VANGUARD BD INDEX FDSshort trm bond	$0	–	-26,485	–	-0.55%	–
DGT	Exit	SPDR SER TRglb dow etf	$0	–	-23,924	–	-0.58%	–
KMI	Exit	KINDER MORGAN INC DEL	$0	–	-124,455	–	-0.58%	–
SCHV	Exit	SCHWAB STRATEGIC TRus lcap va etf	$0	–	-36,282	–	-0.59%	–
SPY	Exit	SPDR S&P 500 ETF TRtr unit	$0	–	-6,110	–	-0.61%	–
IBB	Exit	ISHARES TRishares biotech	$0	–	-20,001	–	-0.65%	–
ANGL	Exit	VANECK ETF TRUSTfallen angel hg	$0	–	-90,572	–	-0.66%	–
	Exit	GLOBALFOUNDRIES INCordinary shares	$0	–	-49,522	–	-0.67%	–
XLF	Exit	SELECT SECTOR SPDR TRfinancial	$0	–	-80,405	–	-0.68%	–
BND	Exit	VANGUARD BD INDEX FDStotal bnd mrkt	$0	–	-36,013	–	-0.72%	–
NVDA	Exit	NVIDIA CORPORATION	$0	–	-25,590	–	-0.87%	–
IOO	Exit	ISHARES TRglobal 100 etf	$0	–	-52,163	–	-0.87%	–
AGG	Exit	ISHARES TRcore us aggbd et	$0	–	-32,594	–	-0.88%	–
TSLA	Exit	TESLA INC	$0	–	-12,831	–	-0.95%	–
BNDX	Exit	VANGUARD CHARLOTTE FDStotal int bd etf	$0	–	-71,853	–	-0.96%	–
PLUG	Exit	PLUG POWER INC	$0	–	-168,330	–	-0.99%	–
SCHD	Exit	SCHWAB STRATEGIC TRus dividend eq	$0	–	-53,902	–	-1.00%	–
SCHB	Exit	SCHWAB STRATEGIC TRus brd mkt etf	$0	–	-86,321	–	-1.01%	–
FDX	Exit	FEDEX CORP	$0	–	-29,616	–	-1.23%	–
MRVL	Exit	MARVELL TECHNOLOGY INC	$0	–	-109,241	–	-1.31%	–
BRKB	Exit	BERKSHIRE HATHAWAY INC DELcl b new	$0	–	-18,518	–	-1.38%	–
TGT	Exit	TARGET CORP	$0	–	-33,591	–	-1.39%	–
DIS	Exit	DISNEY WALT CO	$0	–	-56,240	–	-1.48%	–
BAC	Exit	BK OF AMERICA CORP	$0	–	-177,848	–	-1.50%	–
JEPI	Exit	J P MORGAN EXCHANGE TRADED Fequity premium	$0	–	-106,524	–	-1.52%	–
REGN	Exit	REGENERON PHARMACEUTICALS	$0	–	-8,091	–	-1.56%	–
NKE	Exit	NIKE INCcl b	$0	–	-68,673	–	-1.60%	–
OXY	Exit	OCCIDENTAL PETE CORP	$0	–	-93,230	–	-1.60%	–
AMD	Exit	ADVANCED MICRO DEVICES INC	$0	–	-94,289	–	-1.67%	–
SCHP	Exit	SCHWAB STRATEGIC TRus tips etf	$0	–	-115,602	–	-1.67%	–
XLE	Exit	SELECT SECTOR SPDR TRenergy	$0	–	-88,429	–	-1.78%	–
JPM	Exit	JPMORGAN CHASE & CO	$0	–	-64,165	–	-1.87%	–
V	Exit	VISA INC	$0	–	-38,105	–	-1.89%	–
VCIT	Exit	VANGUARD SCOTTSDALE FDSint-term corp	$0	–	-91,031	–	-1.93%	–
MA	Exit	MASTERCARD INCORPORATEDcl a	$0	–	-24,377	–	-1.94%	–
VRTX	Exit	VERTEX PHARMACEUTICALS INC	$0	–	-23,991	–	-1.94%	–
JNJ	Exit	JOHNSON & JOHNSON	$0	–	-46,282	–	-2.11%	–
CVX	Exit	CHEVRON CORP NEW	$0	–	-57,802	–	-2.32%	–
AMZN	Exit	AMAZON COM INC	$0	–	-74,071	–	-2.34%	–
SBUX	Exit	STARBUCKS CORP	$0	–	-105,102	–	-2.48%	–
QCOM	Exit	QUALCOMM INC	$0	–	-78,654	–	-2.48%	–
RSP	Exit	INVESCO EXCHANGE TRADED FD Ts&p500 eql wgt	$0	–	-90,271	–	-3.21%	–
LOW	Exit	LOWES COS INC	$0	–	-81,936	–	-4.30%	–
GOOGL	Exit	ALPHABET INCcap stk cl a	$0	–	-257,770	–	-6.89%	–
MSFT	Exit	MICROSOFT CORP	$0	–	-110,241	–	-7.18%	–
AAPL	Exit	APPLE INC	$0	–	-247,287	–	-9.55%	–

Q3 2022

			Value		Shares		↓ Weighting
AAPL	Sell	APPLE INC	$34,175,000	+0.2%	247,287	-0.9%	9.55%	+4.9%
MSFT	Sell	MICROSOFT CORP	$25,675,000	-9.7%	110,241	-0.4%	7.18%	-5.5%
GOOGL	Buy	ALPHABET INCcap stk cl a	$24,656,000	-4.8%	257,770	+2069.2%	6.89%	-0.4%
LOW	Sell	LOWES COS INC	$15,388,000	+6.4%	81,936	-1.0%	4.30%	+11.4%
RSP	Sell	INVESCO EXCHANGE TRADED FD Ts&p500 eql wgt	$11,490,000	-6.0%	90,271	-0.9%	3.21%	-1.6%
QCOM	Sell	QUALCOMM INC	$8,886,000	-11.6%	78,654	-0.0%	2.48%	-7.5%
SBUX	Buy	STARBUCKS CORP	$8,856,000	+11.0%	105,102	+0.7%	2.48%	+16.1%
AMZN	Buy	AMAZON COM INC	$8,370,000	+8.6%	74,071	+2.0%	2.34%	+13.6%
CVX	Buy	CHEVRON CORP NEW	$8,304,000	+7.1%	57,802	+7.9%	2.32%	+12.0%
JNJ	Buy	JOHNSON & JOHNSON	$7,561,000	-7.7%	46,282	+0.3%	2.11%	-3.4%
VRTX	Buy	VERTEX PHARMACEUTICALS INC	$6,946,000	+3.9%	23,991	+1.1%	1.94%	+8.7%
MA	Sell	MASTERCARD INCORPORATEDcl a	$6,931,000	-10.5%	24,377	-0.7%	1.94%	-6.4%
VCIT	Sell	VANGUARD SCOTTSDALE FDSint-term corp	$6,889,000	-9.6%	91,031	-4.5%	1.93%	-5.4%
V	Sell	VISA INC	$6,769,000	-11.2%	38,105	-1.5%	1.89%	-7.0%
JPM	Buy	JPMORGAN CHASE & CO	$6,705,000	-6.8%	64,165	+0.4%	1.87%	-2.5%
XLE	Buy	SELECT SECTOR SPDR TRenergy	$6,369,000	+9.2%	88,429	+8.3%	1.78%	+14.3%
SCHP	Sell	SCHWAB STRATEGIC TRus tips etf	$5,988,000	-8.3%	115,602	-1.2%	1.67%	-4.0%
AMD	Buy	ADVANCED MICRO DEVICES INC	$5,974,000	-16.1%	94,289	+1.2%	1.67%	-12.2%
OXY	Buy	OCCIDENTAL PETE CORP	$5,729,000	+4.5%	93,230	+0.1%	1.60%	+9.3%
NKE	Sell	NIKE INCcl b	$5,708,000	-19.9%	68,673	-1.5%	1.60%	-16.2%
REGN	Sell	REGENERON PHARMACEUTICALS	$5,574,000	+16.0%	8,091	-0.5%	1.56%	+21.3%
JEPI	Buy	J P MORGAN EXCHANGE TRADED Fequity premium	$5,457,000	+3.9%	106,524	+12.4%	1.52%	+8.7%
BAC	Buy	BK OF AMERICA CORP	$5,371,000	-2.6%	177,848	+0.4%	1.50%	+1.9%
DIS	Buy	DISNEY WALT CO	$5,305,000	+0.5%	56,240	+0.6%	1.48%	+5.3%
TGT	Buy	TARGET CORP	$4,985,000	+6.9%	33,591	+1.7%	1.39%	+11.8%
BRKB	Buy	BERKSHIRE HATHAWAY INC DELcl b new	$4,945,000	-1.5%	18,518	+0.7%	1.38%	+3.1%
MRVL	Sell	MARVELL TECHNOLOGY INC	$4,688,000	-2.2%	109,241	-0.8%	1.31%	+2.3%
FDX	Sell	FEDEX CORP	$4,397,000	-34.7%	29,616	-0.2%	1.23%	-31.6%
SCHB	Sell	SCHWAB STRATEGIC TRus brd mkt etf	$3,625,000	-5.6%	86,321	-0.6%	1.01%	-1.3%
SCHD	Buy	SCHWAB STRATEGIC TRus dividend eq	$3,581,000	-3.6%	53,902	+4.0%	1.00%	+0.9%
PLUG	Sell	PLUG POWER INC	$3,537,000	+26.4%	168,330	-0.3%	0.99%	+32.2%
BNDX	Sell	VANGUARD CHARLOTTE FDStotal int bd etf	$3,430,000	-9.0%	71,853	-5.6%	0.96%	-4.8%
TSLA	Buy	TESLA INC	$3,403,000	+18.0%	12,831	+199.6%	0.95%	+23.5%
AGG	Sell	ISHARES TRcore us aggbd et	$3,140,000	-6.2%	32,594	-1.1%	0.88%	-1.9%
NVDA	Sell	NVIDIA CORPORATION	$3,106,000	-31.0%	25,590	-13.9%	0.87%	-27.8%
IOO	Buy	ISHARES TRglobal 100 etf	$3,105,000	-5.9%	52,163	+1.3%	0.87%	-1.5%
BND	Sell	VANGUARD BD INDEX FDStotal bnd mrkt	$2,569,000	-7.9%	36,013	-2.8%	0.72%	-3.6%
XLF	Buy	SELECT SECTOR SPDR TRfinancial	$2,441,000	-1.7%	80,405	+1.8%	0.68%	+2.9%
	Sell	GLOBALFOUNDRIES INCordinary shares	$2,394,000	+18.5%	49,522	-1.1%	0.67%	+23.9%
ANGL	Sell	VANECK ETF TRUSTfallen angel hg	$2,376,000	-3.6%	90,572	-0.7%	0.66%	+0.8%
IBB	Sell	ISHARES TRishares biotech	$2,339,000	-1.5%	20,001	-0.9%	0.65%	+3.2%
SPY	Sell	SPDR S&P 500 ETF TRtr unit	$2,183,000	-5.9%	6,110	-0.7%	0.61%	-1.6%
SCHV	Buy	SCHWAB STRATEGIC TRus lcap va etf	$2,123,000	-6.2%	36,282	+0.1%	0.59%	-2.0%
KMI	Buy	KINDER MORGAN INC DEL	$2,071,000	+177.6%	124,455	+179.4%	0.58%	+191.0%
DGT	Buy	SPDR SER TRglb dow etf	$2,065,000	-2.4%	23,924	+8.7%	0.58%	+2.1%
BSV	Sell	VANGUARD BD INDEX FDSshort trm bond	$1,967,000	-54.1%	26,485	-52.9%	0.55%	-52.0%
SLB	Buy	SCHLUMBERGER LTD	$1,923,000	+31.1%	53,557	+30.5%	0.54%	+37.2%
XLV	Buy	SELECT SECTOR SPDR TRsbi healthcare	$1,716,000	-3.6%	14,169	+2.0%	0.48%	+0.8%
XOM	Buy	EXXON MOBIL CORP	$1,629,000	+73.7%	18,659	+70.4%	0.46%	+81.3%
BP	Buy	BP PLCsponsored adr	$1,625,000	+33.7%	56,928	+32.9%	0.45%	+39.7%
XLK	Buy	SELECT SECTOR SPDR TRtechnology	$1,595,000	-6.4%	13,431	+0.2%	0.45%	-2.0%
T	Buy	AT&T INC	$1,550,000	-23.0%	101,062	+5.2%	0.43%	-19.5%
SCHX	Buy	SCHWAB STRATEGIC TRus lrg cap etf	$1,530,000	+12.7%	36,127	+18.9%	0.43%	+17.9%
BIV	Sell	VANGUARD BD INDEX FDSintermed term	$1,469,000	-13.1%	19,995	-8.2%	0.41%	-9.1%
FLRN	Sell	SPDR SER TRbloomberg invt	$1,462,000	-1.1%	48,239	-1.8%	0.41%	+3.5%
VGIT	Sell	VANGUARD SCOTTSDALE FDSinter term treas	$1,461,000	-12.8%	25,061	-8.6%	0.41%	-8.9%
SCHG	Buy	SCHWAB STRATEGIC TRus lcap gr etf	$1,453,000	+7.5%	26,033	+11.8%	0.41%	+12.5%
TAN	Sell	INVESCO EXCH TRADED FD TR IIsolar etf	$1,304,000	+2.5%	17,716	-0.6%	0.36%	+7.1%
EQIX	Sell	EQUINIX INC	$1,285,000	-14.7%	2,259	-1.5%	0.36%	-10.9%
SCHM	Sell	SCHWAB STRATEGIC TRus mid-cap etf	$1,257,000	-4.0%	20,763	-0.5%	0.35%	+0.3%
MOS	New	MOSAIC CO NEW	$1,104,000	–	22,847	–	0.31%	–
TIP	Sell	ISHARES TRtips bd etf	$962,000	-9.2%	9,171	-1.4%	0.27%	-4.9%
MET	Sell	METLIFE INC	$918,000	-7.1%	15,108	-4.0%	0.26%	-2.7%
SMH	Buy	VANECK ETF TRUSTsemiconductr etf	$883,000	-5.6%	4,769	+3.9%	0.25%	-1.2%
IRM	Buy	IRON MTN INC DEL	$835,000	-7.2%	18,992	+2.7%	0.23%	-2.9%
CRWD	Buy	CROWDSTRIKE HLDGS INCcl a	$814,000	+10.3%	4,940	+12.8%	0.23%	+15.7%
VZ	Buy	VERIZON COMMUNICATIONS INC	$813,000	-14.3%	21,404	+14.5%	0.23%	-10.6%
MPW	Sell	MEDICAL PPTYS TRUST INC	$794,000	-25.2%	66,928	-3.6%	0.22%	-21.6%
SCHR	Buy	SCHWAB STRATEGIC TRint-trm u.s tres	$721,000	-4.8%	14,665	+0.0%	0.20%	0.0%
FB	Sell	META PLATFORMS INCcl a	$674,000	-83.4%	4,971	-80.3%	0.19%	-82.7%
MCD	Sell	MCDONALDS CORP	$652,000	-17.9%	2,826	-12.1%	0.18%	-14.2%
FIVG	Sell	ETF SER SOLUTIONSdefiance next	$648,000	-11.7%	22,704	-2.6%	0.18%	-7.7%
BAB	Buy	INVESCO EXCH TRADED FD TR IItaxable mun bd	$581,000	-7.5%	22,657	+0.0%	0.16%	-3.6%
XLI	Buy	SELECT SECTOR SPDR TRsbi int-inds	$572,000	-5.1%	6,907	+0.0%	0.16%	-0.6%
SCHF	Buy	SCHWAB STRATEGIC TRintl eqty etf	$568,000	-10.4%	20,192	+0.1%	0.16%	-5.9%
ADBE	Buy	ADOBE SYSTEMS INCORPORATED	$544,000	-1.3%	1,975	+31.2%	0.15%	+3.4%
PFE	Buy	PFIZER INC	$481,000	-16.5%	10,996	+0.0%	0.13%	-13.0%
MMM	Sell	3M CO	$441,000	-14.7%	3,991	-0.0%	0.12%	-10.9%
MDY	Buy	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$428,000	-2.9%	1,067	+0.1%	0.12%	+1.7%
PEP	Buy	PEPSICO INC	$423,000	-1.9%	2,589	+0.0%	0.12%	+2.6%
KEY	Buy	KEYCORP	$383,000	+12.6%	23,899	+21.1%	0.11%	+17.6%
BITQ	Sell	EXCHANGE TRADED CONCEPTS TRbitwise crypto	$362,000	+11.4%	56,517	-3.6%	0.10%	+16.1%
XLY	Sell	SELECT SECTOR SPDR TRsbi cons discr	$342,000	+0.3%	2,402	-3.2%	0.10%	+5.5%
C	New	CITIGROUP INC	$333,000	–	7,999	–	0.09%	–
PG	Buy	PROCTER AND GAMBLE CO	$319,000	-11.1%	2,525	+1.0%	0.09%	-7.3%
MINT	Sell	PIMCO ETF TRenhan shrt ma ac	$297,000	-25.0%	3,000	-25.0%	0.08%	-21.7%
DUK	Buy	DUKE ENERGY CORP NEW	$280,000	-12.2%	3,014	+1.1%	0.08%	-8.2%
D	Sell	DOMINION ENERGY INC	$260,000	-19.0%	3,768	-6.2%	0.07%	-15.1%
SCHA	Buy	SCHWAB STRATEGIC TRus sml cap etf	$255,000	-3.0%	6,751	+0.2%	0.07%	+1.4%
F	Sell	FORD MTR CO DEL	$248,000	0.0%	22,121	-0.7%	0.07%	+4.5%
VTI	Buy	VANGUARD INDEX FDStotal stk mkt	$245,000	-4.7%	1,364	+0.2%	0.07%	-1.4%
AXP	Buy	AMERICAN EXPRESS CO	$233,000	-1.3%	1,725	+1.5%	0.06%	+3.2%
SDY	Buy	SPDR SER TRs&p divid etf	$231,000	-5.7%	2,070	+0.1%	0.06%	0.0%
NBTB	Buy	NBT BANCORP INC	$225,000	+0.9%	5,936	+0.3%	0.06%	+5.0%
	New	DRAFTKINGS INC NEW	$205,000	–	13,520	–	0.06%	–
SCHW	New	SCHWAB CHARLES CORP	$202,000	–	2,813	–	0.06%	–
PBFS	Sell	PIONEER BANCORP INC MD	$162,000	-12.9%	17,000	-10.5%	0.04%	-10.0%
SOFI	New	SOFI TECHNOLOGIES INC	$49,000	–	10,000	–	0.01%	–
QQQ	Exit	INVESCO QQQ TRunit ser 1	$0	–	-738	–	-0.06%	–
VOO	Exit	VANGUARD INDEX FDS	$0	–	-598	–	-0.06%	–
CMCSA	Exit	COMCAST CORP NEWcl a	$0	–	-6,722	–	-0.07%	–
ENPH	Exit	ENPHASE ENERGY INC	$0	–	-3,045	–	-0.16%	–

Q2 2022

			Value		Shares		↓ Weighting
AAPL	New	APPLE INC	$34,106,000	–	249,458	–	9.11%	–
MSFT	New	MICROSOFT CORP	$28,433,000	–	110,707	–	7.60%	–
GOOGL	New	ALPHABET INCcap stk cl a	$25,896,000	–	11,883	–	6.92%	–
LOW	New	LOWES COS INC	$14,456,000	–	82,763	–	3.86%	–
RSP	New	INVESCO EXCHANGE TRADED FD Ts&p500 eql wgt	$12,223,000	–	91,061	–	3.26%	–
QCOM	New	QUALCOMM INC	$10,048,000	–	78,656	–	2.68%	–
JNJ	New	JOHNSON & JOHNSON	$8,190,000	–	46,137	–	2.19%	–
SBUX	New	STARBUCKS CORP	$7,976,000	–	104,406	–	2.13%	–
CVX	New	CHEVRON CORP NEW	$7,757,000	–	53,579	–	2.07%	–
MA	New	MASTERCARD INCORPORATEDcl a	$7,746,000	–	24,552	–	2.07%	–
AMZN	New	AMAZON COM INC	$7,710,000	–	72,595	–	2.06%	–
VCIT	New	VANGUARD SCOTTSDALE FDSint-term corp	$7,624,000	–	95,280	–	2.04%	–
V	New	VISA INC	$7,619,000	–	38,694	–	2.04%	–
JPM	New	JPMORGAN CHASE & CO	$7,195,000	–	63,891	–	1.92%	–
NKE	New	NIKE INCcl b	$7,127,000	–	69,733	–	1.90%	–
AMD	New	ADVANCED MICRO DEVICES INC	$7,124,000	–	93,159	–	1.90%	–
FDX	New	FEDEX CORP	$6,729,000	–	29,683	–	1.80%	–
VRTX	New	VERTEX PHARMACEUTICALS INC	$6,684,000	–	23,721	–	1.79%	–
SCHP	New	SCHWAB STRATEGIC TRus tips etf	$6,529,000	–	117,003	–	1.74%	–
XLE	New	SELECT SECTOR SPDR TRenergy	$5,830,000	–	81,670	–	1.56%	–
BAC	New	BK OF AMERICA CORP	$5,512,000	–	177,061	–	1.47%	–
OXY	New	OCCIDENTAL PETE CORP	$5,482,000	–	93,100	–	1.46%	–
DIS	New	DISNEY WALT CO	$5,276,000	–	55,888	–	1.41%	–
JEPI	New	J P MORGAN EXCHANGE TRADED Fequity premium	$5,253,000	–	94,740	–	1.40%	–
BRKB	New	BERKSHIRE HATHAWAY INC DELcl b new	$5,019,000	–	18,383	–	1.34%	–
REGN	New	REGENERON PHARMACEUTICALS	$4,807,000	–	8,131	–	1.28%	–
MRVL	New	MARVELL TECHNOLOGY INC	$4,794,000	–	110,141	–	1.28%	–
TGT	New	TARGET CORP	$4,663,000	–	33,015	–	1.25%	–
NVDA	New	NVIDIA CORPORATION	$4,503,000	–	29,706	–	1.20%	–
BSV	New	VANGUARD BD INDEX FDSshort trm bond	$4,289,000	–	56,238	–	1.15%	–
FB	New	META PLATFORMS INCcl a	$4,071,000	–	25,249	–	1.09%	–
SCHB	New	SCHWAB STRATEGIC TRus brd mkt etf	$3,839,000	–	86,876	–	1.03%	–
BNDX	New	VANGUARD CHARLOTTE FDStotal int bd etf	$3,769,000	–	76,078	–	1.01%	–
SCHD	New	SCHWAB STRATEGIC TRus dividend eq	$3,714,000	–	51,853	–	0.99%	–
AGG	New	ISHARES TRcore us aggbd et	$3,349,000	–	32,941	–	0.90%	–
IOO	New	ISHARES TRglobal 100 etf	$3,298,000	–	51,482	–	0.88%	–
TSLA	New	TESLA INC	$2,884,000	–	4,282	–	0.77%	–
PLUG	New	PLUG POWER INC	$2,799,000	–	168,904	–	0.75%	–
BND	New	VANGUARD BD INDEX FDStotal bnd mrkt	$2,788,000	–	37,047	–	0.74%	–
XLF	New	SELECT SECTOR SPDR TRfinancial	$2,483,000	–	78,954	–	0.66%	–
ANGL	New	VANECK ETF TRUSTfallen angel hg	$2,466,000	–	91,250	–	0.66%	–
IBB	New	ISHARES TRishares biotech	$2,375,000	–	20,189	–	0.63%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$2,320,000	–	6,150	–	0.62%	–
SCHV	New	SCHWAB STRATEGIC TRus lcap va etf	$2,263,000	–	36,262	–	0.60%	–
DGT	New	SPDR SER TRglb dow etf	$2,116,000	–	22,019	–	0.56%	–
	New	GLOBALFOUNDRIES INCordinary shares	$2,021,000	–	50,097	–	0.54%	–
T	New	AT&T INC	$2,014,000	–	96,071	–	0.54%	–
XLV	New	SELECT SECTOR SPDR TRsbi healthcare	$1,781,000	–	13,885	–	0.48%	–
XLK	New	SELECT SECTOR SPDR TRtechnology	$1,704,000	–	13,402	–	0.46%	–
BIV	New	VANGUARD BD INDEX FDSintermed term	$1,691,000	–	21,783	–	0.45%	–
VGIT	New	VANGUARD SCOTTSDALE FDSinter term treas	$1,676,000	–	27,411	–	0.45%	–
EQIX	New	EQUINIX INC	$1,507,000	–	2,293	–	0.40%	–
FLRN	New	SPDR SER TRbloomberg invt	$1,479,000	–	49,136	–	0.40%	–
SLB	New	SCHLUMBERGER LTD	$1,467,000	–	41,037	–	0.39%	–
SCHX	New	SCHWAB STRATEGIC TRus lrg cap etf	$1,357,000	–	30,391	–	0.36%	–
SCHG	New	SCHWAB STRATEGIC TRus lcap gr etf	$1,351,000	–	23,295	–	0.36%	–
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$1,309,000	–	20,867	–	0.35%	–
TAN	New	INVESCO EXCH TRADED FD TR IIsolar etf	$1,272,000	–	17,821	–	0.34%	–
IWM	New	ISHARES TRrussell 2000 etf	$1,232,000	–	7,276	–	0.33%	–
BP	New	BP PLCsponsored adr	$1,215,000	–	42,840	–	0.32%	–
IBM	New	INTERNATIONAL BUSINESS MACHS	$1,133,000	–	8,025	–	0.30%	–
MPW	New	MEDICAL PPTYS TRUST INC	$1,061,000	–	69,460	–	0.28%	–
TIP	New	ISHARES TRtips bd etf	$1,060,000	–	9,305	–	0.28%	–
MET	New	METLIFE INC	$988,000	–	15,738	–	0.26%	–
VZ	New	VERIZON COMMUNICATIONS INC	$949,000	–	18,694	–	0.25%	–
XOM	New	EXXON MOBIL CORP	$938,000	–	10,951	–	0.25%	–
SMH	New	VANECK ETF TRUSTsemiconductr etf	$935,000	–	4,591	–	0.25%	–
IRM	New	IRON MTN INC NEW	$900,000	–	18,490	–	0.24%	–
HON	New	HONEYWELL INTL INC	$853,000	–	4,910	–	0.23%	–
ABT	New	ABBOTT LABS	$850,000	–	7,822	–	0.23%	–
MCD	New	MCDONALDS CORP	$794,000	–	3,214	–	0.21%	–
SCHR	New	SCHWAB STRATEGIC TRint-trm u.s tres	$757,000	–	14,664	–	0.20%	–
KMI	New	KINDER MORGAN INC DEL	$746,000	–	44,540	–	0.20%	–
CRWD	New	CROWDSTRIKE HLDGS INCcl a	$738,000	–	4,380	–	0.20%	–
FIVG	New	ETF SER SOLUTIONSdefiance next	$734,000	–	23,310	–	0.20%	–
DVY	New	ISHARES TRselect divid etf	$682,000	–	5,794	–	0.18%	–
DIA	New	SPDR DOW JONES INDL AVERAGEut ser 1	$642,000	–	2,085	–	0.17%	–
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$634,000	–	20,165	–	0.17%	–
IEX	New	IDEX CORP	$632,000	–	3,480	–	0.17%	–
BAB	New	INVESCO EXCH TRADED FD TR IItaxable mun bd	$628,000	–	22,650	–	0.17%	–
XLI	New	SELECT SECTOR SPDR TRsbi int-inds	$603,000	–	6,905	–	0.16%	–
ENPH	New	ENPHASE ENERGY INC	$595,000	–	3,045	–	0.16%	–
PFE	New	PFIZER INC	$576,000	–	10,995	–	0.15%	–
ADBE	New	ADOBE SYSTEMS INCORPORATED	$551,000	–	1,505	–	0.15%	–
KO	New	COCA COLA CO	$542,000	–	8,622	–	0.14%	–
UNH	New	UNITEDHEALTH GROUP INC	$525,000	–	1,022	–	0.14%	–
MMM	New	3M CO	$517,000	–	3,992	–	0.14%	–
CNI	New	CANADIAN NATL RY CO	$516,000	–	4,585	–	0.14%	–
EW	New	EDWARDS LIFESCIENCES CORP	$445,000	–	4,677	–	0.12%	–
MDY	New	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$441,000	–	1,066	–	0.12%	–
PEP	New	PEPSICO INC	$431,000	–	2,588	–	0.12%	–
MINT	New	PIMCO ETF TRenhan shrt ma ac	$396,000	–	4,000	–	0.11%	–
BMY	New	BRISTOL-MYERS SQUIBB CO	$375,000	–	4,864	–	0.10%	–
PG	New	PROCTER AND GAMBLE CO	$359,000	–	2,500	–	0.10%	–
CSX	New	CSX CORP	$353,000	–	12,131	–	0.09%	–
KEY	New	KEYCORP	$340,000	–	19,741	–	0.09%	–
XLY	New	SELECT SECTOR SPDR TRsbi cons discr	$341,000	–	2,481	–	0.09%	–
BITQ	New	EXCHANGE TRADED CONCEPTS TRbitwise crypto	$325,000	–	58,607	–	0.09%	–
D	New	DOMINION ENERGY INC	$321,000	–	4,018	–	0.09%	–
DUK	New	DUKE ENERGY CORP NEW	$319,000	–	2,980	–	0.08%	–
BAX	New	BAXTER INTL INC	$317,000	–	4,933	–	0.08%	–
NFLX	New	NETFLIX INC	$316,000	–	1,805	–	0.08%	–
IVV	New	ISHARES TRcore s&p500 etf	$291,000	–	767	–	0.08%	–
BKNG	New	BOOKING HOLDINGS INC	$283,000	–	162	–	0.08%	–
SO	New	SOUTHERN CO	$286,000	–	4,011	–	0.08%	–
	New	GENERAL ELECTRIC CO	$279,000	–	4,379	–	0.08%	–
CMCSA	New	COMCAST CORP NEWcl a	$264,000	–	6,722	–	0.07%	–
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$263,000	–	6,739	–	0.07%	–
DE	New	DEERE & CO	$262,000	–	875	–	0.07%	–
VTI	New	VANGUARD INDEX FDStotal stk mkt	$257,000	–	1,361	–	0.07%	–
F	New	FORD MTR CO DEL	$248,000	–	22,281	–	0.07%	–
SDY	New	SPDR SER TRs&p divid etf	$245,000	–	2,067	–	0.06%	–
AXP	New	AMERICAN EXPRESS CO	$236,000	–	1,700	–	0.06%	–
NBTB	New	NBT BANCORP INC	$223,000	–	5,921	–	0.06%	–
MRK	New	MERCK & CO INC	$214,000	–	2,352	–	0.06%	–
VOO	New	VANGUARD INDEX FDS	$208,000	–	598	–	0.06%	–
QQQ	New	INVESCO QQQ TRunit ser 1	$207,000	–	738	–	0.06%	–
PBFS	New	PIONEER BANCORP INC MD	$186,000	–	19,000	–	0.05%	–

Q4 2021

			Value		Shares		↓ Weighting
SCHW	Exit	SCHWAB CHARLES CORP	$0	–	-2,813	–	-0.04%	–
SDY	Exit	SPDR SER TRs&p divid etf	$0	–	-1,985	–	-0.05%	–
PBFS	Exit	PIONEER BANCORP INC MD	$0	–	-19,000	–	-0.05%	–
AXP	Exit	AMERICAN EXPRESS CO	$0	–	-1,460	–	-0.05%	–
SO	Exit	SOUTHERN CO	$0	–	-4,011	–	-0.05%	–
KO	Exit	COCA COLA CO	$0	–	-4,799	–	-0.06%	–
VOO	Exit	VANGUARD INDEX FDS	$0	–	-653	–	-0.06%	–
NBTB	Exit	NBT BANCORP INC	$0	–	-7,250	–	-0.06%	–
SCHA	Exit	SCHWAB STRATEGIC TRus sml cap etf	$0	–	-2,812	–	-0.06%	–
DUK	Exit	DUKE ENERGY CORP NEW	$0	–	-2,980	–	-0.06%	–
D	Exit	DOMINION ENERGY INC	$0	–	-4,018	–	-0.06%	–
DE	Exit	DEERE & CO	$0	–	-897	–	-0.06%	–
PLUG	Exit	PLUG POWER INC	$0	–	-12,319	–	-0.07%	–
VTI	Exit	VANGUARD INDEX FDStotal stk mkt	$0	–	-1,429	–	-0.07%	–
KEY	Exit	KEYCORP	$0	–	-15,568	–	-0.07%	–
CSX	Exit	CSX CORP	$0	–	-11,631	–	-0.08%	–
CMCSA	Exit	COMCAST CORP NEWcl a	$0	–	-6,220	–	-0.08%	–
PG	Exit	PROCTER AND GAMBLE CO	$0	–	-2,489	–	-0.08%	–
XOM	Exit	EXXON MOBIL CORP	$0	–	-6,379	–	-0.08%	–
PEP	Exit	PEPSICO INC	$0	–	-2,591	–	-0.08%	–
BAX	Exit	BAXTER INTL INC	$0	–	-4,933	–	-0.09%	–
UNH	Exit	UNITEDHEALTH GROUP INC	$0	–	-1,022	–	-0.09%	–
MINT	Exit	PIMCO ETF TRenhan shrt ma ac	$0	–	-4,000	–	-0.09%	–
PFE	Exit	PFIZER INC	$0	–	-9,785	–	-0.09%	–
XLY	Exit	SELECT SECTOR SPDR TRsbi cons discr	$0	–	-2,549	–	-0.10%	–
EW	Exit	EDWARDS LIFESCIENCES CORP	$0	–	-4,677	–	-0.12%	–
CNI	Exit	CANADIAN NATL RY CO	$0	–	-4,585	–	-0.12%	–
MDY	Exit	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$0	–	-1,116	–	-0.12%	–
SCHF	Exit	SCHWAB STRATEGIC TRintl eqty etf	$0	–	-16,356	–	-0.14%	–
DVY	Exit	ISHARES TRselect divid etf	$0	–	-5,780	–	-0.14%	–
XLI	Exit	SELECT SECTOR SPDR TRsbi int-inds	$0	–	-6,891	–	-0.15%	–
MMM	Exit	3M CO	$0	–	-3,991	–	-0.15%	–
IEX	Exit	IDEX CORP	$0	–	-3,480	–	-0.16%	–
DIA	Exit	SPDR DOW JONES INDL AVERAGEut ser 1	$0	–	-2,155	–	-0.16%	–
BMBL	Exit	BUMBLE INC	$0	–	-15,437	–	-0.17%	–
FLRN	Exit	SPDR SER TRblomberg brc inv	$0	–	-25,720	–	-0.17%	–
XLV	Exit	SELECT SECTOR SPDR TRsbi healthcare	$0	–	-6,222	–	-0.17%	–
PENN	Exit	PENN NATL GAMING INC	$0	–	-11,032	–	-0.17%	–
SCHX	Exit	SCHWAB STRATEGIC TRus lrg cap etf	$0	–	-7,768	–	-0.18%	–
MET	Exit	METLIFE INC	$0	–	-13,305	–	-0.18%	–
MCD	Exit	MCDONALDS CORP	$0	–	-3,424	–	-0.18%	–
ARKF	Exit	ARK ETF TRfintech innova	$0	–	-16,914	–	-0.18%	–
SCHR	Exit	SCHWAB STRATEGIC TRintrm trm tres	$0	–	-15,309	–	-0.19%	–
NFLX	Exit	NETFLIX INC	$0	–	-1,455	–	-0.19%	–
CLF	Exit	CLEVELAND-CLIFFS INC NEW	$0	–	-46,060	–	-0.20%	–
ABT	Exit	ABBOTT LABS	$0	–	-7,925	–	-0.20%	–
NIO	Exit	NIO INCspon ads	$0	–	-27,923	–	-0.22%	–
HON	Exit	HONEYWELL INTL INC	$0	–	-4,902	–	-0.23%	–
XHB	Exit	SPDR SER TRs&p homebuild	$0	–	-15,030	–	-0.23%	–
CVX	Exit	CHEVRON CORP NEW	$0	–	-10,803	–	-0.24%	–
QQEW	Exit	FIRST TR NAS100 EQ WEIGHTED	$0	–	-10,461	–	-0.25%	–
TIP	Exit	ISHARES TRtips bd etf	$0	–	-9,253	–	-0.26%	–
SCHG	Exit	SCHWAB STRATEGIC TRus lcap gr etf	$0	–	-8,893	–	-0.29%	–
BA	Exit	BOEING CO	$0	–	-6,958	–	-0.33%	–
TAN	Exit	INVESCO EXCH TRADED FD TR IIsolar etf	$0	–	-19,203	–	-0.33%	–
SCHM	Exit	SCHWAB STRATEGIC TRus mid-cap etf	$0	–	-21,308	–	-0.36%	–
IWM	Exit	ISHARES TRrussell 2000 etf	$0	–	-7,562	–	-0.36%	–
TJX	Exit	TJX COS INC NEW	$0	–	-25,780	–	-0.37%	–
BRKB	Exit	BERKSHIRE HATHAWAY INC DELcl b new	$0	–	-6,665	–	-0.40%	–
ARKK	Exit	ARK ETF TRinnovation etf	$0	–	-17,117	–	-0.41%	–
VGIT	Exit	VANGUARD SCOTTSDALE FDSinter term treas	$0	–	-29,594	–	-0.43%	–
BIV	Exit	VANGUARD BD INDEX FDSintermed term	$0	–	-22,525	–	-0.44%	–
XLE	Exit	SELECT SECTOR SPDR TRenergy	$0	–	-38,741	–	-0.44%	–
XLK	Exit	SELECT SECTOR SPDR TRtechnology	$0	–	-13,752	–	-0.45%	–
SPYC	Exit	SIMPLIFY EXCHANGE TRADED FUNus eqt pls cnvex	$0	–	-68,566	–	-0.46%	–
XLB	Exit	SELECT SECTOR SPDR TRsbi materials	$0	–	-26,900	–	-0.46%	–
TSLA	Exit	TESLA INC	$0	–	-2,925	–	-0.49%	–
SCHE	Exit	SCHWAB STRATEGIC TRemrg mkteq etf	$0	–	-78,064	–	-0.52%	–
SCHV	Exit	SCHWAB STRATEGIC TRus lcap va etf	$0	–	-36,986	–	-0.54%	–
XLF	Exit	SELECT SECTOR SPDR TRfinancial	$0	–	-71,855	–	-0.59%	–
ARKG	Exit	ARK ETF TRgenomic rev etf	$0	–	-36,171	–	-0.59%	–
NVTA	Exit	INVITAE CORP	$0	–	-95,300	–	-0.59%	–
VZ	Exit	VERIZON COMMUNICATIONS INC	$0	–	-50,262	–	-0.59%	–
SPY	Exit	SPDR S&P 500 ETF TRtr unit	$0	–	-6,388	–	-0.60%	–
NCLH	Exit	NORWEGIAN CRUISE LINE HLDG L	$0	–	-105,385	–	-0.61%	–
DAL	Exit	DELTA AIR LINES INC DEL	$0	–	-66,851	–	-0.62%	–
BND	Exit	VANGUARD BD INDEX FDStotal bnd mrkt	$0	–	-33,943	–	-0.63%	–
PFF	Exit	ISHARES TRpfd and incm sec	$0	–	-81,770	–	-0.69%	–
FSLR	Exit	FIRST SOLAR INC	$0	–	-35,755	–	-0.74%	–
BMY	Exit	BRISTOL-MYERS SQUIBB CO	$0	–	-59,419	–	-0.76%	–
TRMB	Exit	TRIMBLE INC	$0	–	-44,189	–	-0.79%	–
VRTX	Exit	VERTEX PHARMACEUTICALS INC	$0	–	-20,407	–	-0.80%	–
GM	Exit	GENERAL MTRS CO	$0	–	-72,005	–	-0.82%	–
SCHD	Exit	SCHWAB STRATEGIC TRus dividend eq	$0	–	-52,182	–	-0.84%	–
IOO	Exit	ISHARES TRglobal 100 etf	$0	–	-54,454	–	-0.84%	–
PYPL	Exit	PAYPAL HLDGS INC	$0	–	-14,910	–	-0.84%	–
AGG	Exit	ISHARES TRcore us aggbd et	$0	–	-34,459	–	-0.86%	–
BNDX	Exit	VANGUARD CHARLOTTE FDStotal int bd etf	$0	–	-71,271	–	-0.88%	–
DXC	Exit	DXC TECHNOLOGY CO	$0	–	-122,751	–	-0.90%	–
DKNG	Exit	DRAFTKINGS INC	$0	–	-91,364	–	-0.96%	–
REGN	Exit	REGENERON PHARMACEUTICALS	$0	–	-7,717	–	-1.02%	–
ALLY	Exit	ALLY FINL INC	$0	–	-98,259	–	-1.09%	–
BSV	Exit	VANGUARD BD INDEX FDSshort trm bond	$0	–	-63,966	–	-1.14%	–
C	Exit	CITIGROUP INC	$0	–	-76,447	–	-1.17%	–
NVDA	Exit	NVIDIA CORPORATION	$0	–	-25,925	–	-1.17%	–
IBM	Exit	INTERNATIONAL BUSINESS MACHS	$0	–	-43,766	–	-1.32%	–
EQIX	Exit	EQUINIX INC	$0	–	-8,032	–	-1.38%	–
SCHP	Exit	SCHWAB STRATEGIC TRus tips etf	$0	–	-102,981	–	-1.40%	–
FIVG	Exit	ETF SER SOLUTIONSdefiance next	$0	–	-178,022	–	-1.40%	–
TGT	Exit	TARGET CORP	$0	–	-29,287	–	-1.46%	–
QCOM	Exit	QUALCOMM INC	$0	–	-53,864	–	-1.51%	–
JNJ	Exit	JOHNSON & JOHNSON	$0	–	-43,692	–	-1.53%	–
BAC	Exit	BK OF AMERICA CORP	$0	–	-173,602	–	-1.60%	–
SCHB	Exit	SCHWAB STRATEGIC TRus brd mkt etf	$0	–	-79,185	–	-1.79%	–
DIS	Exit	DISNEY WALT CO	$0	–	-49,787	–	-1.83%	–
V	Exit	VISA INC	$0	–	-44,141	–	-2.14%	–
AMD	Exit	ADVANCED MICRO DEVICES INC	$0	–	-98,095	–	-2.19%	–
JPM	Exit	JPMORGAN CHASE & CO	$0	–	-62,088	–	-2.21%	–
MA	Exit	MASTERCARD INCORPORATEDcl a	$0	–	-30,944	–	-2.34%	–
NKE	Exit	NIKE INCcl b	$0	–	-75,488	–	-2.38%	–
RSP	Exit	INVESCO EXCHANGE TRADED FD Ts&p500 eql wgt	$0	–	-74,646	–	-2.43%	–
AMZN	Exit	AMAZON COM INC	$0	–	-3,597	–	-2.57%	–
SBUX	Exit	STARBUCKS CORP	$0	–	-107,292	–	-2.57%	–
VCIT	Exit	VANGUARD SCOTTSDALE FDSint-term corp	$0	–	-125,953	–	-2.58%	–
FB	Exit	FACEBOOK INCcl a	$0	–	-43,054	–	-3.18%	–
LOW	Exit	LOWES COS INC	$0	–	-86,878	–	-3.83%	–
GOOGL	Exit	ALPHABET INCcap stk cl a	$0	–	-11,350	–	-6.59%	–
MSFT	Exit	MICROSOFT CORP	$0	–	-110,675	–	-6.78%	–
AAPL	Exit	APPLE INC	$0	–	-266,754	–	-8.20%	–

Q3 2021

			Value		Shares		↓ Weighting
AAPL	Buy	APPLE INC	$37,746,000	+3.5%	266,754	+0.2%	8.20%	+5.3%
MSFT	Sell	MICROSOFT CORP	$31,202,000	+3.4%	110,675	-0.6%	6.78%	+5.2%
GOOGL	Sell	ALPHABET INCcap stk cl a	$30,344,000	+8.2%	11,350	-1.2%	6.59%	+10.1%
LOW	Sell	LOWES COS INC	$17,624,000	+3.8%	86,878	-0.8%	3.83%	+5.6%
FB	Sell	FACEBOOK INCcl a	$14,612,000	-3.7%	43,054	-1.4%	3.18%	-2.0%
VCIT	Sell	VANGUARD SCOTTSDALE FDSint-term corp	$11,891,000	-5.6%	125,953	-5.0%	2.58%	-4.0%
SBUX	Sell	STARBUCKS CORP	$11,835,000	-2.8%	107,292	-1.5%	2.57%	-1.2%
AMZN	Buy	AMAZON COM INC	$11,816,000	-4.1%	3,597	+0.4%	2.57%	-2.4%
RSP	Buy	INVESCO EXCHANGE TRADED FD Ts&p500 eql wgt	$11,183,000	+9.0%	74,646	+9.6%	2.43%	+10.9%
NKE	Sell	NIKE INCcl b	$10,963,000	-7.0%	75,488	-1.1%	2.38%	-5.4%
MA	Sell	MASTERCARD INCORPORATEDcl a	$10,759,000	-6.4%	30,944	-1.7%	2.34%	-4.8%
JPM	Sell	JPMORGAN CHASE & CO	$10,163,000	+3.5%	62,088	-1.7%	2.21%	+5.3%
AMD	Buy	ADVANCED MICRO DEVICES INC	$10,094,000	+12.1%	98,095	+2.3%	2.19%	+14.1%
V	Sell	VISA INC	$9,832,000	-5.7%	44,141	-1.0%	2.14%	-4.0%
DIS	Buy	DISNEY WALT CO	$8,422,000	+3.7%	49,787	+7.8%	1.83%	+5.5%
SCHB	Buy	SCHWAB STRATEGIC TRus brd mkt etf	$8,224,000	+1.6%	79,185	+2.0%	1.79%	+3.4%
BAC	Sell	BK OF AMERICA CORP	$7,369,000	-20.5%	173,602	-30.2%	1.60%	-19.1%
JNJ	Buy	JOHNSON & JOHNSON	$7,056,000	-0.4%	43,692	+1.6%	1.53%	+1.3%
QCOM	Buy	QUALCOMM INC	$6,947,000	-6.9%	53,864	+3.1%	1.51%	-5.3%
TGT	Buy	TARGET CORP	$6,700,000	-5.1%	29,287	+0.3%	1.46%	-3.4%
FIVG	Buy	ETF SER SOLUTIONSdefiance next	$6,466,000	+0.6%	178,022	+5.4%	1.40%	+2.4%
SCHP	Buy	SCHWAB STRATEGIC TRus tips etf	$6,445,000	+100.2%	102,981	+100.0%	1.40%	+103.9%
EQIX	Buy	EQUINIX INC	$6,346,000	+1.8%	8,032	+3.4%	1.38%	+3.5%
IBM	Sell	INTERNATIONAL BUSINESS MACHS	$6,080,000	-7.5%	43,766	-2.3%	1.32%	-5.8%
NVDA	Buy	NVIDIA CORPORATION	$5,371,000	+1.8%	25,925	+293.3%	1.17%	+3.6%
C	Sell	CITIGROUP INC	$5,365,000	-1.2%	76,447	-0.4%	1.17%	+0.6%
BSV	Sell	VANGUARD BD INDEX FDSshort trm bond	$5,271,000	-1.9%	63,966	-1.5%	1.14%	-0.2%
ALLY	Buy	ALLY FINL INC	$5,016,000	+5.7%	98,259	+3.2%	1.09%	+7.6%
REGN	Buy	REGENERON PHARMACEUTICALS	$4,670,000	+8.4%	7,717	+0.1%	1.02%	+10.3%
DKNG	Sell	DRAFTKINGS INC	$4,400,000	-8.4%	91,364	-0.8%	0.96%	-6.8%
DXC	Sell	DXC TECHNOLOGY CO	$4,126,000	-13.8%	122,751	-0.2%	0.90%	-12.3%
BNDX	Sell	VANGUARD CHARLOTTE FDStotal int bd etf	$4,060,000	-0.9%	71,271	-0.7%	0.88%	+0.8%
AGG	Buy	ISHARES TRcore us aggbd et	$3,957,000	+2.0%	34,459	+2.4%	0.86%	+3.7%
PYPL	Buy	PAYPAL HLDGS INC	$3,880,000	+8.4%	14,910	+21.4%	0.84%	+10.3%
SCHD	Buy	SCHWAB STRATEGIC TRus dividend eq	$3,874,000	-1.2%	52,182	+0.6%	0.84%	+0.5%
IOO	Buy	ISHARES TRglobal 100 etf	$3,874,000	+6.6%	54,454	+6.4%	0.84%	+8.5%
GM	Sell	GENERAL MTRS CO	$3,795,000	-15.0%	72,005	-4.5%	0.82%	-13.4%
VRTX	Sell	VERTEX PHARMACEUTICALS INC	$3,702,000	-14.4%	20,407	-4.8%	0.80%	-12.9%
TRMB	Buy	TRIMBLE INC	$3,635,000	+18.7%	44,189	+18.1%	0.79%	+20.8%
BMY	Buy	BRISTOL-MYERS SQUIBB CO	$3,516,000	-4.0%	59,419	+8.4%	0.76%	-2.3%
FSLR	Sell	FIRST SOLAR INC	$3,413,000	+5.3%	35,755	-0.1%	0.74%	+7.2%
PFF	Buy	ISHARES TRpfd and incm sec	$3,173,000	+23.6%	81,770	+25.3%	0.69%	+25.9%
BND	Buy	VANGUARD BD INDEX FDStotal bnd mrkt	$2,900,000	+2.7%	33,943	+3.3%	0.63%	+4.5%
DAL	Buy	DELTA AIR LINES INC DEL	$2,849,000	-0.9%	66,851	+0.6%	0.62%	+0.8%
NCLH	Sell	NORWEGIAN CRUISE LINE HLDG L	$2,815,000	-11.3%	105,385	-2.3%	0.61%	-9.7%
VZ	Buy	VERIZON COMMUNICATIONS INC	$2,715,000	+0.4%	50,262	+4.2%	0.59%	+2.3%
NVTA	Sell	INVITAE CORP	$2,709,000	-17.7%	95,300	-2.3%	0.59%	-16.2%
ARKG	Sell	ARK ETF TRgenomic rev etf	$2,703,000	-45.9%	36,171	-33.1%	0.59%	-45.0%
XLF	Buy	SELECT SECTOR SPDR TRfinancial	$2,697,000	+135.1%	71,855	+129.8%	0.59%	+139.2%
SCHV	Sell	SCHWAB STRATEGIC TRus lcap va etf	$2,496,000	-3.8%	36,986	-2.5%	0.54%	-2.2%
SCHE	Sell	SCHWAB STRATEGIC TRemrg mkteq etf	$2,379,000	-8.4%	78,064	-1.1%	0.52%	-6.7%
TSLA	Buy	TESLA INC	$2,268,000	+187.5%	2,925	+151.9%	0.49%	+193.5%
XLB	Sell	SELECT SECTOR SPDR TRsbi materials	$2,128,000	-5.8%	26,900	-2.0%	0.46%	-4.3%
SPYC	Buy	SIMPLIFY EXCHANGE TRADED FUNus eqt pls cnvex	$2,102,000	+1.7%	68,566	+1.6%	0.46%	+3.6%
XLK	Buy	SELECT SECTOR SPDR TRtechnology	$2,054,000	+2.8%	13,752	+1.6%	0.45%	+4.4%
XLE	Sell	SELECT SECTOR SPDR TRenergy	$2,018,000	-8.7%	38,741	-5.6%	0.44%	-7.0%
BIV	Sell	VANGUARD BD INDEX FDSintermed term	$2,015,000	-8.7%	22,525	-8.2%	0.44%	-7.0%
VGIT	Sell	VANGUARD SCOTTSDALE FDSinter term treas	$1,999,000	-9.2%	29,594	-8.9%	0.43%	-7.7%
ARKK	Sell	ARK ETF TRinnovation etf	$1,892,000	-15.8%	17,117	-0.4%	0.41%	-14.4%
BRKB	Buy	BERKSHIRE HATHAWAY INC DELcl b new	$1,819,000	+10.2%	6,665	+12.2%	0.40%	+11.9%
TJX	Buy	TJX COS INC NEW	$1,701,000	+16.2%	25,780	+18.7%	0.37%	+18.2%
IWM	Sell	ISHARES TRrussell 2000 etf	$1,654,000	-5.4%	7,562	-0.9%	0.36%	-4.0%
SCHM	Sell	SCHWAB STRATEGIC TRus mid-cap etf	$1,633,000	-4.0%	21,308	-2.0%	0.36%	-2.2%
TAN	Buy	INVESCO EXCH TRADED FD TR IIsolar etf	$1,535,000	-5.7%	19,203	+5.3%	0.33%	-4.0%
BA	Sell	BOEING CO	$1,530,000	-11.0%	6,958	-3.1%	0.33%	-9.5%
SCHG	Buy	SCHWAB STRATEGIC TRus lcap gr etf	$1,317,000	+31.8%	8,893	+29.9%	0.29%	+34.3%
TIP	Sell	ISHARES TRtips bd etf	$1,182,000	-0.8%	9,253	-0.5%	0.26%	+1.2%
QQEW	Sell	FIRST TR NAS100 EQ WEIGHTED	$1,164,000	-4.7%	10,461	-3.9%	0.25%	-3.1%
CVX	Buy	CHEVRON CORP NEW	$1,096,000	+1.1%	10,803	+4.4%	0.24%	+3.0%
XHB	Sell	SPDR SER TRs&p homebuild	$1,079,000	-2.3%	15,030	-0.3%	0.23%	-0.8%
HON	Sell	HONEYWELL INTL INC	$1,041,000	-4.8%	4,902	-1.6%	0.23%	-3.0%
NIO	Sell	NIO INCspon ads	$995,000	-39.6%	27,923	-9.8%	0.22%	-38.6%
CLF	Sell	CLEVELAND-CLIFFS INC NEW	$912,000	-10.1%	46,060	-2.1%	0.20%	-8.8%
SCHR	Sell	SCHWAB STRATEGIC TRintrm trm tres	$868,000	-1.3%	15,309	-1.0%	0.19%	+0.5%
ARKF	Buy	ARK ETF TRfintech innova	$835,000	+2.8%	16,914	+12.7%	0.18%	+4.6%
MET	Sell	METLIFE INC	$821,000	-0.5%	13,305	-3.4%	0.18%	+1.1%
SCHX	Buy	SCHWAB STRATEGIC TRus lrg cap etf	$808,000	+28.5%	7,768	+28.5%	0.18%	+31.3%
PENN	Sell	PENN NATL GAMING INC	$799,000	-7.9%	11,032	-2.8%	0.17%	-5.9%
XLV	Buy	SELECT SECTOR SPDR TRsbi healthcare	$792,000	+16.0%	6,222	+14.8%	0.17%	+17.8%
FLRN	Buy	SPDR SER TRblomberg brc inv	$789,000	+0.1%	25,720	+0.0%	0.17%	+1.8%
BMBL	Buy	BUMBLE INC	$772,000	-12.0%	15,437	+1.4%	0.17%	-10.2%
DIA	Sell	SPDR DOW JONES INDL AVERAGEut ser 1	$729,000	-3.3%	2,155	-1.4%	0.16%	-1.9%
XLI	Buy	SELECT SECTOR SPDR TRsbi int-inds	$674,000	-4.3%	6,891	+0.3%	0.15%	-2.7%
SCHF	Buy	SCHWAB STRATEGIC TRintl eqty etf	$633,000	+9.7%	16,356	+11.8%	0.14%	+12.2%
MDY	Sell	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$536,000	-3.4%	1,116	-1.2%	0.12%	-2.5%
EW	Sell	EDWARDS LIFESCIENCES CORP	$529,000	+7.3%	4,677	-1.7%	0.12%	+9.5%
XLY	Buy	SELECT SECTOR SPDR TRsbi cons discr	$457,000	+4.8%	2,549	+4.4%	0.10%	+6.5%
PFE	Buy	PFIZER INC	$421,000	+27.2%	9,785	+15.6%	0.09%	+28.2%
MINT	Sell	PIMCO ETF TRenhan shrt ma ac	$408,000	-28.8%	4,000	-28.8%	0.09%	-27.0%
UNH	Buy	UNITEDHEALTH GROUP INC	$399,000	-0.2%	1,022	+2.2%	0.09%	+2.4%
PEP	Buy	PEPSICO INC	$390,000	+1.6%	2,591	+0.1%	0.08%	+3.7%
XOM	Buy	EXXON MOBIL CORP	$375,000	-6.7%	6,379	+0.2%	0.08%	-5.8%
PG	Buy	PROCTER AND GAMBLE CO	$348,000	+6.4%	2,489	+2.7%	0.08%	+8.6%
CSX	Buy	CSX CORP	$346,000	+73.0%	11,631	+86.7%	0.08%	+74.4%
KEY	Buy	KEYCORP	$337,000	+8.0%	15,568	+2.9%	0.07%	+9.0%
VTI	Buy	VANGUARD INDEX FDStotal stk mkt	$317,000	+57.7%	1,429	+58.4%	0.07%	+60.5%
PLUG	Buy	PLUG POWER INC	$315,000	+6.1%	12,319	+42.0%	0.07%	+7.9%
DE	Buy	DEERE & CO	$301,000	+6.7%	897	+12.3%	0.06%	+8.3%
DUK	Sell	DUKE ENERGY CORP NEW	$291,000	-12.6%	2,980	-11.8%	0.06%	-11.3%
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$281,000	–	2,812	–	0.06%	–
NBTB	Sell	NBT BANCORP INC	$262,000	+0.4%	7,250	-0.1%	0.06%	+1.8%
VOO	New	VANGUARD INDEX FDS	$258,000	–	653	–	0.06%	–
KO	Sell	COCA COLA CO	$252,000	-3.8%	4,799	-1.1%	0.06%	-1.8%
SO	Sell	SOUTHERN CO	$249,000	+1.2%	4,011	-1.5%	0.05%	+1.9%
PBFS	Sell	PIONEER BANCORP INC MD	$240,000	+2.6%	19,000	-2.6%	0.05%	+4.0%
SDY	Buy	SPDR SER TRs&p divid etf	$233,000	-3.7%	1,985	+0.1%	0.05%	-1.9%
OUNZ	Exit	VANECK MERK GOLD TRgold trust	$0	–	-11,750	–	-0.04%	–
WFC	Exit	WELLS FARGO CO NEW	$0	–	-8,541	–	-0.05%	–
T	Exit	AT&T INC	$0	–	-8,332	–	-0.05%	–
VNQI	Exit	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$0	–	-4,295	–	-0.05%	–
QQQ	Exit	INVESCO QQQ TRunit ser 1	$0	–	-815	–	-0.06%	–
GLD	Exit	SPDR GOLD TR	$0	–	-2,192	–	-0.08%	–
SHV	Exit	ISHARES TRshort treas bd	$0	–	-4,800	–	-0.11%	–
GE	Exit	GENERAL ELECTRIC CO	$0	–	-41,641	–	-0.12%	–
BABA	Exit	ALIBABA GROUP HLDG LTDsponsored ads	$0	–	-2,750	–	-0.13%	–
KMI	Exit	KINDER MORGAN INC DEL	$0	–	-42,770	–	-0.17%	–
BAB	Exit	INVESCO EXCH TRADED FD TR IItaxable mun bd	$0	–	-32,759	–	-0.23%	–
MRVL	Exit	MARVELL TECHNOLOGY INC	$0	–	-96,585	–	-1.20%	–

Q2 2021

			Value		Shares		↓ Weighting
AAPL	New	APPLE INC	$36,466,000	–	266,253	–	7.79%	–
MSFT	New	MICROSOFT CORP	$30,169,000	–	111,367	–	6.44%	–
GOOGL	New	ALPHABET INCcap stk cl a	$28,042,000	–	11,484	–	5.99%	–
LOW	New	LOWES COS INC	$16,986,000	–	87,570	–	3.63%	–
FB	New	FACEBOOK INCcl a	$15,178,000	–	43,652	–	3.24%	–
VCIT	New	VANGUARD SCOTTSDALE FDSint-term corp	$12,602,000	–	132,558	–	2.69%	–
AMZN	New	AMAZON COM INC	$12,326,000	–	3,583	–	2.63%	–
SBUX	New	STARBUCKS CORP	$12,182,000	–	108,955	–	2.60%	–
NKE	New	NIKE INCcl b	$11,787,000	–	76,298	–	2.52%	–
MA	New	MASTERCARD INCORPORATEDcl a	$11,496,000	–	31,489	–	2.46%	–
V	New	VISA INC	$10,423,000	–	44,576	–	2.23%	–
RSP	New	INVESCO EXCHANGE TRADED FD Ts&p500 eql wgt	$10,262,000	–	68,080	–	2.19%	–
JPM	New	JPMORGAN CHASE & CO	$9,822,000	–	63,146	–	2.10%	–
BAC	New	BK OF AMERICA CORP	$9,265,000	–	248,645	–	1.98%	–
AMD	New	ADVANCED MICRO DEVICES INC	$9,003,000	–	95,847	–	1.92%	–
DIS	New	DISNEY WALT CO	$8,118,000	–	46,186	–	1.73%	–
SCHB	New	SCHWAB STRATEGIC TRus brd mkt etf	$8,095,000	–	77,636	–	1.73%	–
QCOM	New	QUALCOMM INC	$7,465,000	–	52,231	–	1.59%	–
JNJ	New	JOHNSON & JOHNSON	$7,084,000	–	43,003	–	1.51%	–
TGT	New	TARGET CORP	$7,061,000	–	29,211	–	1.51%	–
IBM	New	INTERNATIONAL BUSINESS MACHS	$6,570,000	–	44,816	–	1.40%	–
FIVG	New	ETF SER SOLUTIONSdefiance next	$6,426,000	–	168,872	–	1.37%	–
EQIX	New	EQUINIX INC	$6,236,000	–	7,770	–	1.33%	–
MRVL	New	MARVELL TECHNOLOGY INC	$5,634,000	–	96,585	–	1.20%	–
C	New	CITIGROUP INC	$5,429,000	–	76,735	–	1.16%	–
BSV	New	VANGUARD BD INDEX FDSshort trm bond	$5,371,000	–	64,933	–	1.15%	–
NVDA	New	NVIDIA CORPORATION	$5,274,000	–	6,591	–	1.13%	–
ARKG	New	ARK ETF TRgenomic rev etf	$4,999,000	–	54,044	–	1.07%	–
DKNG	New	DRAFTKINGS INC	$4,805,000	–	92,107	–	1.03%	–
DXC	New	DXC TECHNOLOGY CO	$4,788,000	–	122,964	–	1.02%	–
ALLY	New	ALLY FINL INC	$4,745,000	–	95,200	–	1.01%	–
GM	New	GENERAL MTRS CO	$4,463,000	–	75,419	–	0.95%	–
VRTX	New	VERTEX PHARMACEUTICALS INC	$4,323,000	–	21,442	–	0.92%	–
REGN	New	REGENERON PHARMACEUTICALS	$4,308,000	–	7,713	–	0.92%	–
BNDX	New	VANGUARD CHARLOTTE FDSintl bd idx etf	$4,098,000	–	71,777	–	0.88%	–
SCHD	New	SCHWAB STRATEGIC TRus dividend eq	$3,923,000	–	51,881	–	0.84%	–
AGG	New	ISHARES TRcore us aggbd et	$3,881,000	–	33,653	–	0.83%	–
BMY	New	BRISTOL-MYERS SQUIBB CO	$3,661,000	–	54,793	–	0.78%	–
IOO	New	ISHARES TRglobal 100 etf	$3,634,000	–	51,195	–	0.78%	–
PYPL	New	PAYPAL HLDGS INC	$3,579,000	–	12,277	–	0.76%	–
NVTA	New	INVITAE CORP	$3,290,000	–	97,530	–	0.70%	–
FSLR	New	FIRST SOLAR INC	$3,240,000	–	35,800	–	0.69%	–
SCHP	New	SCHWAB STRATEGIC TRus tips etf	$3,219,000	–	51,496	–	0.69%	–
NCLH	New	NORWEGIAN CRUISE LINE HLDG L	$3,173,000	–	107,895	–	0.68%	–
TRMB	New	TRIMBLE INC	$3,062,000	–	37,415	–	0.65%	–
DAL	New	DELTA AIR LINES INC DEL	$2,874,000	–	66,436	–	0.61%	–
BND	New	VANGUARD BD INDEX FDStotal bnd mrkt	$2,823,000	–	32,868	–	0.60%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$2,734,000	–	6,388	–	0.58%	–
VZ	New	VERIZON COMMUNICATIONS INC	$2,704,000	–	48,258	–	0.58%	–
SCHV	New	SCHWAB STRATEGIC TRus lcap va etf	$2,594,000	–	37,936	–	0.55%	–
SCHE	New	SCHWAB STRATEGIC TRemrg mkteq etf	$2,596,000	–	78,960	–	0.55%	–
PFF	New	ISHARES TRpfd and incm sec	$2,567,000	–	65,265	–	0.55%	–
XLB	New	SELECT SECTOR SPDR TRsbi materials	$2,260,000	–	27,460	–	0.48%	–
ARKK	New	ARK ETF TRinnovation etf	$2,248,000	–	17,186	–	0.48%	–
XLE	New	SELECT SECTOR SPDR TRenergy	$2,210,000	–	41,020	–	0.47%	–
BIV	New	VANGUARD BD INDEX FDSintermed term	$2,207,000	–	24,530	–	0.47%	–
VGIT	New	VANGUARD SCOTTSDALE FDSinter term treas	$2,202,000	–	32,480	–	0.47%	–
SPYC	New	SIMPLIFY EXCHANGE TRADED FUNus eqt pls cnvex	$2,067,000	–	67,457	–	0.44%	–
XLK	New	SELECT SECTOR SPDR TRtechnology	$1,998,000	–	13,531	–	0.43%	–
IWM	New	ISHARES TRrussell 2000 etf	$1,749,000	–	7,627	–	0.37%	–
BA	New	BOEING CO	$1,720,000	–	7,178	–	0.37%	–
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$1,701,000	–	21,733	–	0.36%	–
BRKB	New	BERKSHIRE HATHAWAY INC DELcl b new	$1,651,000	–	5,940	–	0.35%	–
NIO	New	NIO INCspon ads	$1,647,000	–	30,965	–	0.35%	–
TAN	New	INVESCO EXCH TRADED FD TR IIsolar etf	$1,628,000	–	18,230	–	0.35%	–
TJX	New	TJX COS INC NEW	$1,464,000	–	21,715	–	0.31%	–
QQEW	New	FIRST TR NAS100 EQ WEIGHTED	$1,221,000	–	10,884	–	0.26%	–
TIP	New	ISHARES TRtips bd etf	$1,191,000	–	9,303	–	0.25%	–
XLF	New	SELECT SECTOR SPDR TRfinancial	$1,147,000	–	31,265	–	0.24%	–
XHB	New	SPDR SER TRs&p homebuild	$1,104,000	–	15,080	–	0.24%	–
HON	New	HONEYWELL INTL INC	$1,093,000	–	4,982	–	0.23%	–
BAB	New	INVESCO EXCH TRADED FD TR IItaxable mun bd	$1,087,000	–	32,759	–	0.23%	–
CVX	New	CHEVRON CORP NEW	$1,084,000	–	10,347	–	0.23%	–
CLF	New	CLEVELAND-CLIFFS INC NEW	$1,015,000	–	47,055	–	0.22%	–
SCHG	New	SCHWAB STRATEGIC TRus lcap gr etf	$999,000	–	6,845	–	0.21%	–
ABT	New	ABBOTT LABS	$919,000	–	7,925	–	0.20%	–
SCHR	New	SCHWAB STRATEGIC TRintrm trm tres	$879,000	–	15,463	–	0.19%	–
BMBL	New	BUMBLE INC	$877,000	–	15,219	–	0.19%	–
PENN	New	PENN NATL GAMING INC	$868,000	–	11,347	–	0.18%	–
MET	New	METLIFE INC	$825,000	–	13,778	–	0.18%	–
ARKF	New	ARK ETF TRfintech innova	$812,000	–	15,011	–	0.17%	–
MCD	New	MCDONALDS CORP	$791,000	–	3,424	–	0.17%	–
MMM	New	3M CO	$793,000	–	3,991	–	0.17%	–
TSLA	New	TESLA INC	$789,000	–	1,161	–	0.17%	–
FLRN	New	SPDR SER TRblomberg brc inv	$788,000	–	25,719	–	0.17%	–
KMI	New	KINDER MORGAN INC DEL	$780,000	–	42,770	–	0.17%	–
IEX	New	IDEX CORP	$766,000	–	3,480	–	0.16%	–
NFLX	New	NETFLIX INC	$769,000	–	1,455	–	0.16%	–
DIA	New	SPDR DOW JONES INDL AVERAGEut ser 1	$754,000	–	2,185	–	0.16%	–
XLI	New	SELECT SECTOR SPDR TRsbi int-inds	$704,000	–	6,872	–	0.15%	–
XLV	New	SELECT SECTOR SPDR TRsbi healthcare	$683,000	–	5,421	–	0.15%	–
DVY	New	ISHARES TRselect divid etf	$674,000	–	5,780	–	0.14%	–
SCHX	New	SCHWAB STRATEGIC TRus lrg cap etf	$629,000	–	6,046	–	0.13%	–
BABA	New	ALIBABA GROUP HLDG LTDsponsored ads	$624,000	–	2,750	–	0.13%	–
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$577,000	–	14,624	–	0.12%	–
MINT	New	PIMCO ETF TRenhan shrt ma ac	$573,000	–	5,618	–	0.12%	–
GE	New	GENERAL ELECTRIC CO	$560,000	–	41,641	–	0.12%	–
MDY	New	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$555,000	–	1,130	–	0.12%	–
SHV	New	ISHARES TRshort treas bd	$530,000	–	4,800	–	0.11%	–
EW	New	EDWARDS LIFESCIENCES CORP	$493,000	–	4,757	–	0.10%	–
CNI	New	CANADIAN NATL RY CO	$484,000	–	4,585	–	0.10%	–
XLY	New	SELECT SECTOR SPDR TRsbi cons discr	$436,000	–	2,442	–	0.09%	–
XOM	New	EXXON MOBIL CORP	$402,000	–	6,368	–	0.09%	–
UNH	New	UNITEDHEALTH GROUP INC	$400,000	–	1,000	–	0.08%	–
BAX	New	BAXTER INTL INC	$397,000	–	4,933	–	0.08%	–
PEP	New	PEPSICO INC	$384,000	–	2,589	–	0.08%	–
GLD	New	SPDR GOLD TR	$363,000	–	2,192	–	0.08%	–
CMCSA	New	COMCAST CORP NEWcl a	$355,000	–	6,220	–	0.08%	–
PFE	New	PFIZER INC	$331,000	–	8,464	–	0.07%	–
DUK	New	DUKE ENERGY CORP NEW	$333,000	–	3,378	–	0.07%	–
PG	New	PROCTER AND GAMBLE CO	$327,000	–	2,423	–	0.07%	–
KEY	New	KEYCORP	$312,000	–	15,126	–	0.07%	–
PLUG	New	PLUG POWER INC	$297,000	–	8,677	–	0.06%	–
D	New	DOMINION ENERGY INC	$296,000	–	4,018	–	0.06%	–
QQQ	New	INVESCO QQQ TRunit ser 1	$289,000	–	815	–	0.06%	–
DE	New	DEERE & CO	$282,000	–	799	–	0.06%	–
KO	New	COCA COLA CO	$262,000	–	4,851	–	0.06%	–
NBTB	New	NBT BANCORP INC	$261,000	–	7,260	–	0.06%	–
VNQI	New	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$251,000	–	4,295	–	0.05%	–
SO	New	SOUTHERN CO	$246,000	–	4,071	–	0.05%	–
SDY	New	SPDR SER TRs&p divid etf	$242,000	–	1,983	–	0.05%	–
T	New	AT&T INC	$240,000	–	8,332	–	0.05%	–
AXP	New	AMERICAN EXPRESS CO	$241,000	–	1,460	–	0.05%	–
PBFS	New	PIONEER BANCORP INC MD	$234,000	–	19,500	–	0.05%	–
WFC	New	WELLS FARGO CO NEW	$223,000	–	8,541	–	0.05%	–
SCHW	New	SCHWAB CHARLES CORP	$205,000	–	2,813	–	0.04%	–
VTI	New	VANGUARD INDEX FDStotal stk mkt	$201,000	–	902	–	0.04%	–
CSX	New	CSX CORP	$200,000	–	6,231	–	0.04%	–
OUNZ	New	VANECK MERK GOLD TRgold trust	$202,000	–	11,750	–	0.04%	–

Q4 2020

			Value		Shares		↓ Weighting
TRST	Exit	TRUSTCO BK CORP N Y	$0	–	-11,780	–	-0.02%	–
PLUG	Exit	PLUG POWER INC	$0	–	-10,679	–	-0.04%	–
KEY	Exit	KEYCORP	$0	–	-15,490	–	-0.05%	–
PBFS	Exit	PIONEER BANCORP INC	$0	–	-21,500	–	-0.06%	–
CGC	Exit	CANOPY GROWTH CORP	$0	–	-16,792	–	-0.07%	–
BAX	Exit	BAXTER INTL INC	$0	–	-3,250	–	-0.08%	–
GE	Exit	GENERAL ELECTRIC CO	$0	–	-42,804	–	-0.08%	–
CMCSA	Exit	COMCAST CORP NEWcl a	$0	–	-6,053	–	-0.08%	–
EW	Exit	EDWARDS LIFESCIENCES CORP	$0	–	-3,635	–	-0.08%	–
SCHX	Exit	SCHWAB STRATEGIC TRus lrg cap etf	$0	–	-3,644	–	-0.08%	–
DUK	Exit	DUKE ENERGY CORP NEW	$0	–	-3,404	–	-0.09%	–
D	Exit	DOMINION ENERGY INC	$0	–	-4,018	–	-0.09%	–
PG	Exit	PROCTER AND GAMBLE CO	$0	–	-2,523	–	-0.10%	–
PEP	Exit	PEPSICO INC	$0	–	-2,625	–	-0.10%	–
XLY	Exit	SELECT SECTOR SPDR TRsbi cons discr	$0	–	-2,527	–	-0.11%	–
DISCK	Exit	DISCOVERY INC	$0	–	-16,940	–	-0.11%	–
PFF	Exit	ISHARES TRpfd and incm sec	$0	–	-10,298	–	-0.11%	–
GLD	Exit	SPDR GOLD TR	$0	–	-2,192	–	-0.11%	–
MDY	Exit	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$0	–	-1,180	–	-0.12%	–
BRKB	Exit	BERKSHIRE HATHAWAY INC DELcl b new	$0	–	-1,885	–	-0.12%	–
XLV	Exit	SELECT SECTOR SPDR TRsbi healthcare	$0	–	-4,277	–	-0.13%	–
TSLA	Exit	TESLA INC	$0	–	-1,086	–	-0.13%	–
XLF	Exit	SELECT SECTOR SPDR TRsbi int-finl	$0	–	-19,245	–	-0.13%	–
SCHF	Exit	SCHWAB STRATEGIC TRintl eqty etf	$0	–	-14,970	–	-0.14%	–
DVY	Exit	ISHARES TRselect divid etf	$0	–	-6,143	–	-0.14%	–
XLI	Exit	SELECT SECTOR SPDR TRsbi int-inds	$0	–	-6,794	–	-0.15%	–
SHV	Exit	ISHARES TRshort treas bd	$0	–	-4,800	–	-0.15%	–
CNI	Exit	CANADIAN NATL RY CO	$0	–	-5,360	–	-0.16%	–
MINT	Exit	PIMCO ETF TRenhan shrt ma ac	$0	–	-5,618	–	-0.16%	–
XOM	Exit	EXXON MOBIL CORP	$0	–	-17,930	–	-0.18%	–
RKT	Exit	ROCKET COS INC	$0	–	-31,160	–	-0.18%	–
IEX	Exit	IDEX CORP	$0	–	-3,480	–	-0.18%	–
MMM	Exit	3M CO	$0	–	-3,990	–	-0.18%	–
DIA	Exit	SPDR DOW JONES INDL AVERAGEut ser 1	$0	–	-2,345	–	-0.19%	–
VAR	Exit	VARIAN MED SYS INC	$0	–	-4,000	–	-0.20%	–
TTWO	Exit	TAKE-TWO INTERACTIVE SOFTWAR	$0	–	-4,288	–	-0.20%	–
NFLX	Exit	NETFLIX INC	$0	–	-1,505	–	-0.22%	–
FLRN	Exit	SPDR SER TRblomberg brc inv	$0	–	-25,353	–	-0.22%	–
TNDM	Exit	TANDEM DIABETES CARE INC	$0	–	-6,840	–	-0.22%	–
CVX	Exit	CHEVRON CORP NEW	$0	–	-11,231	–	-0.23%	–
HON	Exit	HONEYWELL INTL INC	$0	–	-5,127	–	-0.24%	–
SCHR	Exit	SCHWAB STRATEGIC TRintrm trm tres	$0	–	-15,855	–	-0.27%	–
ABT	Exit	ABBOTT LABS	$0	–	-8,840	–	-0.28%	–
PENN	Exit	PENN NATL GAMING INC	$0	–	-14,392	–	-0.30%	–
SCHM	Exit	SCHWAB STRATEGIC TRus mid-cap etf	$0	–	-20,176	–	-0.32%	–
SCHP	Exit	SCHWAB STRATEGIC TRus tips etf	$0	–	-18,817	–	-0.33%	–
IWM	Exit	ISHARES TRrussell 2000 etf	$0	–	-8,279	–	-0.36%	–
TIP	Exit	ISHARES TRtips bd etf	$0	–	-9,853	–	-0.36%	–
TDOC	Exit	TELADOC HEALTH INC	$0	–	-6,048	–	-0.38%	–
BA	Exit	BOEING CO	$0	–	-8,338	–	-0.39%	–
XLK	Exit	SELECT SECTOR SPDR TRtechnology	$0	–	-14,392	–	-0.48%	–
INTC	Exit	INTEL CORP	$0	–	-32,784	–	-0.49%	–
SCHV	Exit	SCHWAB STRATEGIC TRus lcap va etf	$0	–	-33,191	–	-0.50%	–
KO	Exit	COCA COLA CO	$0	–	-35,218	–	-0.50%	–
SCHE	Exit	SCHWAB STRATEGIC TRemrg mkteq etf	$0	–	-69,225	–	-0.53%	–
VZ	Exit	VERIZON COMMUNICATIONS INC	$0	–	-31,750	–	-0.54%	–
ARKK	Exit	ARK ETF TRinnovation etf	$0	–	-21,447	–	-0.56%	–
PYPL	Exit	PAYPAL HLDGS INC	$0	–	-10,052	–	-0.57%	–
C	Exit	CITIGROUP INC	$0	–	-50,760	–	-0.63%	–
SPY	Exit	SPDR S&P 500 ETF TRtr unit	$0	–	-6,745	–	-0.65%	–
IOO	Exit	ISHARES TRglobal 100 etf	$0	–	-40,522	–	-0.65%	–
ARKG	Exit	ARK ETF TRgenomic rev etf	$0	–	-36,532	–	-0.67%	–
SCHG	Exit	SCHWAB STRATEGIC TRus lcap gr etf	$0	–	-20,375	–	-0.67%	–
BIV	Exit	VANGUARD BD INDEX FDSintermed term	$0	–	-25,256	–	-0.68%	–
FSLR	Exit	FIRST SOLAR INC	$0	–	-36,000	–	-0.68%	–
VGIT	Exit	VANGUARD SCOTTSDALE FDSinter term treas	$0	–	-33,968	–	-0.68%	–
SCHD	Exit	SCHWAB STRATEGIC TRus dividend eq	$0	–	-44,378	–	-0.70%	–
BMY	Exit	BRISTOL-MYERS SQUIBB CO	$0	–	-43,787	–	-0.76%	–
AGG	Exit	ISHARES TRcore us aggbd et	$0	–	-23,286	–	-0.79%	–
BND	Exit	VANGUARD BD INDEX FDStotal bnd mrkt	$0	–	-31,493	–	-0.80%	–
MCD	Exit	MCDONALDS CORP	$0	–	-12,654	–	-0.80%	–
DKNG	Exit	DRAFTKINGS INC	$0	–	-49,537	–	-0.83%	–
KL	Exit	KIRKLAND LAKE GOLD LTD	$0	–	-65,675	–	-0.92%	–
CSCO	Exit	CISCO SYS INC	$0	–	-82,775	–	-0.93%	–
FIVG	Exit	ETF SER SOLUTIONSdefiance next	$0	–	-119,645	–	-0.98%	–
REGN	Exit	REGENERON PHARMACEUTICALS	$0	–	-6,281	–	-1.01%	–
BNDX	Exit	VANGUARD CHARLOTTE FDSintl bd idx etf	$0	–	-62,671	–	-1.04%	–
QCOM	Exit	QUALCOMM INC	$0	–	-31,470	–	-1.06%	–
UNH	Exit	UNITEDHEALTH GROUP INC	$0	–	-11,947	–	-1.07%	–
MRVL	Exit	MARVELL TECHNOLOGY GROUP LTDord	$0	–	-96,665	–	-1.10%	–
TGT	Exit	TARGET CORP	$0	–	-25,709	–	-1.16%	–
T	Exit	AT&T INC	$0	–	-146,845	–	-1.20%	–
BAC	Exit	BK OF AMERICA CORP	$0	–	-181,431	–	-1.25%	–
DIS	Exit	DISNEY WALT CO	$0	–	-39,252	–	-1.39%	–
SCHB	Exit	SCHWAB STRATEGIC TRus brd mkt etf	$0	–	-65,519	–	-1.49%	–
BSV	Exit	VANGUARD BD INDEX FDSshort trm bond	$0	–	-64,412	–	-1.53%	–
NVDA	Exit	NVIDIA CORPORATION	$0	–	-9,904	–	-1.53%	–
NVTA	Exit	INVITAE CORP	$0	–	-123,630	–	-1.53%	–
EQIX	Exit	EQUINIX INC	$0	–	-7,384	–	-1.61%	–
JNJ	Exit	JOHNSON & JOHNSON	$0	–	-40,740	–	-1.74%	–
JPM	Exit	JPMORGAN CHASE & CO	$0	–	-68,539	–	-1.89%	–
AMD	Exit	ADVANCED MICRO DEVICES INC	$0	–	-87,974	–	-2.06%	–
V	Exit	VISA INC	$0	–	-47,325	–	-2.71%	–
BABA	Exit	ALIBABA GROUP HLDG LTDsponsored ads	$0	–	-32,323	–	-2.72%	–
SBUX	Exit	STARBUCKS CORP	$0	–	-112,115	–	-2.76%	–
NKE	Exit	NIKE INCcl b	$0	–	-80,342	–	-2.89%	–
AMZN	Exit	AMAZON COM INC	$0	–	-3,501	–	-3.16%	–
MA	Exit	MASTERCARD INCORPORATEDcl a	$0	–	-33,216	–	-3.22%	–
VCIT	Exit	VANGUARD SCOTTSDALE FDSint-term corp	$0	–	-117,892	–	-3.23%	–
FB	Exit	FACEBOOK INCcl a	$0	–	-51,067	–	-3.83%	–
LOW	Exit	LOWES COS INC	$0	–	-90,793	–	-4.31%	–
GOOGL	Exit	ALPHABET INCcap stk cl a	$0	–	-11,519	–	-4.83%	–
MSFT	Exit	MICROSOFT CORP	$0	–	-114,590	–	-6.90%	–
AAPL	Exit	APPLE INC	$0	–	-314,376	–	-10.42%	–

Q3 2020

			Value		Shares		↓ Weighting
AAPL	Buy	APPLE INC	$36,408,000	+24.0%	314,376	+290.5%	10.42%	+11.2%
MSFT	Sell	MICROSOFT CORP	$24,102,000	+1.6%	114,590	-1.7%	6.90%	-8.8%
GOOGL	Sell	ALPHABET INCcap stk cl a	$16,882,000	+2.9%	11,519	-0.4%	4.83%	-7.6%
LOW	Sell	LOWES COS INC	$15,059,000	+21.7%	90,793	-0.8%	4.31%	+9.2%
FB	Sell	FACEBOOK INCcl a	$13,374,000	+14.6%	51,067	-0.6%	3.83%	+2.8%
VCIT	Sell	VANGUARD SCOTTSDALE FDSint-term corp	$11,294,000	+0.6%	117,892	-0.1%	3.23%	-9.8%
MA	Sell	MASTERCARD INCORPORATEDcl a	$11,233,000	+10.7%	33,216	-3.2%	3.22%	-0.6%
AMZN	Sell	AMAZON COM INC	$11,024,000	+10.7%	3,501	-3.0%	3.16%	-0.7%
NKE	Sell	NIKE INCcl b	$10,086,000	+23.2%	80,342	-3.8%	2.89%	+10.5%
SBUX	Sell	STARBUCKS CORP	$9,633,000	+16.7%	112,115	-0.1%	2.76%	+4.7%
BABA	Buy	ALIBABA GROUP HLDG LTDsponsored ads	$9,502,000	+46.0%	32,323	+7.1%	2.72%	+31.0%
V	Sell	VISA INC	$9,464,000	+2.2%	47,325	-1.3%	2.71%	-8.4%
AMD	Sell	ADVANCED MICRO DEVICES INC	$7,213,000	+55.0%	87,974	-0.6%	2.06%	+39.1%
JPM	Sell	JPMORGAN CHASE & CO	$6,598,000	+0.3%	68,539	-2.0%	1.89%	-10.0%
JNJ	Buy	JOHNSON & JOHNSON	$6,065,000	+9.4%	40,740	+3.4%	1.74%	-1.8%
EQIX	Sell	EQUINIX INC	$5,613,000	+7.7%	7,384	-0.5%	1.61%	-3.4%
NVTA	Buy	INVITAE CORP	$5,359,000	+48.0%	123,630	+3.4%	1.53%	+32.7%
NVDA	Sell	NVIDIA CORPORATION	$5,360,000	+40.5%	9,904	-1.3%	1.53%	+26.0%
BSV	Sell	VANGUARD BD INDEX FDSshort trm bond	$5,337,000	-1.7%	64,412	-2.0%	1.53%	-11.8%
SCHB	Buy	SCHWAB STRATEGIC TRus brd mkt etf	$5,218,000	+13.8%	65,519	+4.9%	1.49%	+2.0%
DIS	Sell	DISNEY WALT CO	$4,870,000	+9.1%	39,252	-1.9%	1.39%	-2.1%
BAC	Sell	BK OF AMERICA CORP	$4,371,000	+0.1%	181,431	-1.3%	1.25%	-10.2%
T	Buy	AT&T INC	$4,187,000	-4.8%	146,845	+1.0%	1.20%	-14.5%
TGT	Buy	TARGET CORP	$4,047,000	+35.1%	25,709	+2.9%	1.16%	+21.2%
MRVL	Buy	MARVELL TECHNOLOGY GROUP LTDord	$3,838,000	+20.0%	96,665	+5.9%	1.10%	+7.6%
UNH	Buy	UNITEDHEALTH GROUP INC	$3,725,000	+7.7%	11,947	+1.9%	1.07%	-3.4%
QCOM	New	QUALCOMM INC	$3,703,000	–	31,470	–	1.06%	–
BNDX	Sell	VANGUARD CHARLOTTE FDSintl bd idx etf	$3,647,000	-0.0%	62,671	-0.8%	1.04%	-10.3%
REGN	Buy	REGENERON PHARMACEUTICALS	$3,516,000	-1.2%	6,281	+10.1%	1.01%	-11.3%
FIVG	New	ETF SER SOLUTIONSdefiance next	$3,407,000	–	119,645	–	0.98%	–
CSCO	Sell	CISCO SYS INC	$3,261,000	-18.5%	82,775	-3.5%	0.93%	-26.9%
KL	New	KIRKLAND LAKE GOLD LTD	$3,200,000	–	65,675	–	0.92%	–
DKNG	Buy	DRAFTKINGS INC	$2,915,000	+87.0%	49,537	+5.7%	0.83%	+67.8%
BND	Buy	VANGUARD BD INDEX FDStotal bnd mrkt	$2,778,000	+14.8%	31,493	+15.0%	0.80%	+3.0%
MCD	Sell	MCDONALDS CORP	$2,777,000	+18.5%	12,654	-0.4%	0.80%	+6.3%
AGG	Sell	ISHARES TRcore us aggbd et	$2,749,000	-1.8%	23,286	-1.6%	0.79%	-11.9%
BMY	Buy	BRISTOL-MYERS SQUIBB CO	$2,640,000	+4.0%	43,787	+1.4%	0.76%	-6.7%
SCHD	Sell	SCHWAB STRATEGIC TRus dividend eq	$2,454,000	+2.0%	44,378	-4.6%	0.70%	-8.5%
VGIT	Buy	VANGUARD SCOTTSDALE FDSinter term treas	$2,394,000	+0.0%	33,968	+0.2%	0.68%	-10.3%
FSLR	New	FIRST SOLAR INC	$2,383,000	–	36,000	–	0.68%	–
BIV	Buy	VANGUARD BD INDEX FDSintermed term	$2,361,000	+0.7%	25,256	+0.4%	0.68%	-9.6%
SCHG	Sell	SCHWAB STRATEGIC TRus lcap gr etf	$2,347,000	-23.9%	20,375	-32.9%	0.67%	-31.7%
ARKG	Buy	ARK ETF TRgenomic rev etf	$2,327,000	+280.2%	36,532	+211.2%	0.67%	+241.5%
IOO	Buy	ISHARES TRglobal 100 etf	$2,281,000	+13.3%	40,522	+6.2%	0.65%	+1.6%
SPY	Sell	SPDR S&P 500 ETF TRtr unit	$2,259,000	+4.2%	6,745	-4.0%	0.65%	-6.4%
C	Sell	CITIGROUP INC	$2,188,000	-16.0%	50,760	-0.4%	0.63%	-24.7%
PYPL	Sell	PAYPAL HLDGS INC	$1,981,000	+11.7%	10,052	-1.2%	0.57%	+0.2%
ARKK	Buy	ARK ETF TRinnovation etf	$1,973,000	+35.2%	21,447	+4.9%	0.56%	+21.2%
VZ	Buy	VERIZON COMMUNICATIONS INC	$1,889,000	+114.4%	31,750	+98.8%	0.54%	+92.5%
SCHE	Sell	SCHWAB STRATEGIC TRemrg mkteq etf	$1,852,000	+7.9%	69,225	-1.8%	0.53%	-3.3%
KO	Sell	COCA COLA CO	$1,739,000	+9.6%	35,218	-0.8%	0.50%	-1.6%
SCHV	Buy	SCHWAB STRATEGIC TRus lcap va etf	$1,732,000	+9.3%	33,191	+4.9%	0.50%	-2.0%
INTC	Sell	INTEL CORP	$1,698,000	-15.1%	32,784	-1.9%	0.49%	-23.8%
XLK	Sell	SELECT SECTOR SPDR TRtechnology	$1,680,000	+7.1%	14,392	-4.1%	0.48%	-3.8%
BA	Sell	BOEING CO	$1,378,000	-12.2%	8,338	-2.6%	0.39%	-21.4%
TDOC	Buy	TELADOC HEALTH INC	$1,326,000	+22.8%	6,048	+6.9%	0.38%	+10.1%
IWM	Sell	ISHARES TRrussell 2000 etf	$1,240,000	+3.0%	8,279	-1.5%	0.36%	-7.6%
SCHP	Buy	SCHWAB STRATEGIC TRus tips etf	$1,160,000	+10.6%	18,817	+7.6%	0.33%	-0.9%
SCHM	Sell	SCHWAB STRATEGIC TRus mid-cap etf	$1,119,000	+0.5%	20,176	-4.6%	0.32%	-9.9%
PENN	Sell	PENN NATL GAMING INC	$1,046,000	+3.7%	14,392	-56.4%	0.30%	-7.1%
ABT	Buy	ABBOTT LABS	$962,000	+24.0%	8,840	+4.2%	0.28%	+10.9%
SCHR	Sell	SCHWAB STRATEGIC TRintrm trm tres	$930,000	-6.6%	15,855	-2.5%	0.27%	-16.4%
CVX	Sell	CHEVRON CORP NEW	$809,000	-24.2%	11,231	-6.0%	0.23%	-31.8%
TNDM	Sell	TANDEM DIABETES CARE INC	$776,000	-54.4%	6,840	-60.2%	0.22%	-59.1%
FLRN	Sell	SPDR SER TRblomberg brc inv	$776,000	-2.3%	25,353	-2.7%	0.22%	-12.3%
NFLX	Buy	NETFLIX INC	$753,000	+15.3%	1,505	+4.9%	0.22%	+3.8%
TTWO	Buy	TAKE-TWO INTERACTIVE SOFTWAR	$708,000	+38.6%	4,288	+17.2%	0.20%	+24.5%
DIA	Sell	SPDR DOW JONES INDL AVERAGEut ser 1	$651,000	+3.0%	2,345	-4.3%	0.19%	-7.9%
RKT	New	ROCKET COS INC	$621,000	–	31,160	–	0.18%	–
XOM	Sell	EXXON MOBIL CORP	$616,000	-26.2%	17,930	-4.0%	0.18%	-33.8%
MINT	Buy	PIMCO ETF TRenhan shrt ma ac	$573,000	+2.5%	5,618	+2.1%	0.16%	-7.9%
XLI	Sell	SELECT SECTOR SPDR TRsbi int-inds	$523,000	+9.9%	6,794	-1.8%	0.15%	-1.3%
DVY	Buy	ISHARES TRselect divid etf	$501,000	+1.2%	6,143	+0.1%	0.14%	-9.5%
SCHF	Sell	SCHWAB STRATEGIC TRintl eqty etf	$470,000	-0.8%	14,970	-6.1%	0.14%	-10.6%
TSLA	New	TESLA INC	$466,000	–	1,086	–	0.13%	–
XLF	Sell	SELECT SECTOR SPDR TRsbi int-finl	$463,000	+0.9%	19,245	-2.9%	0.13%	-8.9%
XLV	Sell	SELECT SECTOR SPDR TRsbi healthcare	$451,000	+3.7%	4,277	-1.5%	0.13%	-7.2%
BRKB	Sell	BERKSHIRE HATHAWAY INC DELcl b new	$401,000	-89.8%	1,885	-91.5%	0.12%	-90.9%
MDY	Buy	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$400,000	+4.4%	1,180	+0.1%	0.12%	-5.7%
GLD	New	SPDR GOLD TR	$388,000	–	2,192	–	0.11%	–
PFF	Sell	ISHARES TRpfd and incm sec	$375,000	+3.9%	10,298	-1.2%	0.11%	-7.0%
XLY	Sell	SELECT SECTOR SPDR TRsbi cons discr	$371,000	+14.9%	2,527	-0.2%	0.11%	+2.9%
DISCK	Sell	DISCOVERY INC	$369,000	+1.9%	16,940	-1.3%	0.11%	-8.6%
PEP	Buy	PEPSICO INC	$364,000	+4.9%	2,625	+0.0%	0.10%	-6.3%
D	Buy	DOMINION ENERGY INC	$317,000	+22.9%	4,018	+26.4%	0.09%	+11.0%
DUK	Buy	DUKE ENERGY CORP NEW	$301,000	+21.9%	3,404	+9.9%	0.09%	+8.9%
SCHX	Sell	SCHWAB STRATEGIC TRus lrg cap etf	$294,000	-5.8%	3,644	-13.5%	0.08%	-16.0%
EW	Sell	EDWARDS LIFESCIENCES CORP	$290,000	+12.4%	3,635	-2.7%	0.08%	+1.2%
CMCSA	Buy	COMCAST CORP NEWcl a	$280,000	+22.8%	6,053	+3.6%	0.08%	+9.6%
GE	Sell	GENERAL ELECTRIC CO	$267,000	-17.1%	42,804	-9.2%	0.08%	-26.2%
CGC	Sell	CANOPY GROWTH CORP	$240,000	-14.9%	16,792	-3.9%	0.07%	-23.3%
PBFS	New	PIONEER BANCORP INC	$191,000	–	21,500	–	0.06%	–
KEY	New	KEYCORP	$185,000	–	15,490	–	0.05%	–
PLUG	New	PLUG POWER INC	$143,000	–	10,679	–	0.04%	–
TRST	New	TRUSTCO BK CORP N Y	$61,000	–	11,780	–	0.02%	–
QQQ	Exit	INVESCO QQQ TRunit ser 1	$0	–	-840	–	-0.07%	–
NBTB	Exit	NBT BANCORP INC	$0	–	-8,312	–	-0.08%	–
SCHA	Exit	SCHWAB STRATEGIC TRus sml cap etf	$0	–	-6,402	–	-0.13%	–
CVS	Exit	CVS HEALTH CORP	$0	–	-18,517	–	-0.38%	–
GS	Exit	GOLDMAN SACHS GROUP INC	$0	–	-13,212	–	-0.83%	–
ETN	Exit	EATON CORP PLC	$0	–	-31,461	–	-0.88%	–
RTX	Exit	RAYTHEON TECHNOLOGIES CORP	$0	–	-45,478	–	-0.89%	–

Q2 2020

			Value		Shares		↓ Weighting
AAPL	New	APPLE INC	$29,369,000	–	80,506	–	9.37%	–
MSFT	New	MICROSOFT CORP	$23,716,000	–	116,534	–	7.57%	–
GOOGL	New	ALPHABET INCcap stk cl a	$16,401,000	–	11,566	–	5.23%	–
LOW	New	LOWES COS INC	$12,369,000	–	91,537	–	3.95%	–
FB	New	FACEBOOK INCcl a	$11,671,000	–	51,400	–	3.72%	–
VCIT	New	VANGUARD SCOTTSDALE FDSint-term corp	$11,231,000	–	118,044	–	3.58%	–
MA	New	MASTERCARD INCORPORATEDcl a	$10,145,000	–	34,309	–	3.24%	–
AMZN	New	AMAZON COM INC	$9,957,000	–	3,609	–	3.18%	–
V	New	VISA INC	$9,264,000	–	47,959	–	2.96%	–
SBUX	New	STARBUCKS CORP	$8,255,000	–	112,173	–	2.63%	–
NKE	New	NIKE INCcl b	$8,185,000	–	83,475	–	2.61%	–
JPM	New	JPMORGAN CHASE & CO	$6,576,000	–	69,911	–	2.10%	–
BABA	New	ALIBABA GROUP HLDG LTDsponsored ads	$6,508,000	–	30,170	–	2.08%	–
JNJ	New	JOHNSON & JOHNSON	$5,542,000	–	39,408	–	1.77%	–
BSV	New	VANGUARD BD INDEX FDSshort trm bond	$5,432,000	–	65,719	–	1.73%	–
EQIX	New	EQUINIX INC	$5,211,000	–	7,420	–	1.66%	–
AMD	New	ADVANCED MICRO DEVICES INC	$4,654,000	–	88,464	–	1.48%	–
SCHB	New	SCHWAB STRATEGIC TRus brd mkt etf	$4,587,000	–	62,439	–	1.46%	–
DIS	New	DISNEY WALT CO	$4,463,000	–	40,027	–	1.42%	–
T	New	AT&T INC	$4,396,000	–	145,431	–	1.40%	–
BAC	New	BK OF AMERICA CORP	$4,365,000	–	183,776	–	1.39%	–
CSCO	New	CISCO SYS INC	$4,001,000	–	85,786	–	1.28%	–
BRKB	New	BERKSHIRE HATHAWAY INC DELcl b new	$3,944,000	–	22,092	–	1.26%	–
NVDA	New	NVIDIA CORPORATION	$3,814,000	–	10,039	–	1.22%	–
BNDX	New	VANGUARD CHARLOTTE FDSintl bd idx etf	$3,648,000	–	63,196	–	1.16%	–
NVTA	New	INVITAE CORP	$3,622,000	–	119,585	–	1.16%	–
REGN	New	REGENERON PHARMACEUTICALS	$3,557,000	–	5,703	–	1.14%	–
UNH	New	UNITEDHEALTH GROUP INC	$3,459,000	–	11,727	–	1.10%	–
MRVL	New	MARVELL TECHNOLOGY GROUP LTDord	$3,199,000	–	91,245	–	1.02%	–
SCHG	New	SCHWAB STRATEGIC TRus lcap gr etf	$3,083,000	–	30,360	–	0.98%	–
TGT	New	TARGET CORP	$2,996,000	–	24,979	–	0.96%	–
RTX	New	RAYTHEON TECHNOLOGIES CORP	$2,802,000	–	45,478	–	0.89%	–
AGG	New	ISHARES TRcore us aggbd et	$2,798,000	–	23,670	–	0.89%	–
ETN	New	EATON CORP PLC	$2,752,000	–	31,461	–	0.88%	–
GS	New	GOLDMAN SACHS GROUP INC	$2,611,000	–	13,212	–	0.83%	–
C	New	CITIGROUP INC	$2,605,000	–	50,986	–	0.83%	–
BMY	New	BRISTOL-MYERS SQUIBB CO	$2,539,000	–	43,187	–	0.81%	–
BND	New	VANGUARD BD INDEX FDStotal bnd mrkt	$2,419,000	–	27,388	–	0.77%	–
SCHD	New	SCHWAB STRATEGIC TRus dividend eq	$2,407,000	–	46,503	–	0.77%	–
VGIT	New	VANGUARD SCOTTSDALE FDSinter term treas	$2,393,000	–	33,914	–	0.76%	–
MCD	New	MCDONALDS CORP	$2,344,000	–	12,708	–	0.75%	–
BIV	New	VANGUARD BD INDEX FDSintermed term	$2,344,000	–	25,156	–	0.75%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$2,167,000	–	7,026	–	0.69%	–
IOO	New	ISHARES TRglobal 100 etf	$2,014,000	–	38,156	–	0.64%	–
INTC	New	INTEL CORP	$2,000,000	–	33,429	–	0.64%	–
PYPL	New	PAYPAL HLDGS INC	$1,773,000	–	10,177	–	0.57%	–
SCHE	New	SCHWAB STRATEGIC TRemrg mkteq etf	$1,716,000	–	70,459	–	0.55%	–
TNDM	New	TANDEM DIABETES CARE INC	$1,702,000	–	17,205	–	0.54%	–
KO	New	COCA COLA CO	$1,587,000	–	35,517	–	0.51%	–
SCHV	New	SCHWAB STRATEGIC TRus lcap va etf	$1,585,000	–	31,628	–	0.51%	–
BA	New	BOEING CO	$1,569,000	–	8,557	–	0.50%	–
XLK	New	SELECT SECTOR SPDR TRtechnology	$1,568,000	–	15,003	–	0.50%	–
DKNG	New	DRAFTKINGS INC	$1,559,000	–	46,867	–	0.50%	–
ARKK	New	ARK ETF TRinnovation etf	$1,459,000	–	20,453	–	0.47%	–
TIP	New	ISHARES TRtips bd etf	$1,212,000	–	9,853	–	0.39%	–
IWM	New	ISHARES TRrussell 2000 etf	$1,204,000	–	8,407	–	0.38%	–
CVS	New	CVS HEALTH CORP	$1,203,000	–	18,517	–	0.38%	–
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$1,113,000	–	21,155	–	0.36%	–
TDOC	New	TELADOC HEALTH INC	$1,080,000	–	5,660	–	0.34%	–
CVX	New	CHEVRON CORP NEW	$1,067,000	–	11,953	–	0.34%	–
SCHP	New	SCHWAB STRATEGIC TRus tips etf	$1,049,000	–	17,483	–	0.34%	–
PENN	New	PENN NATL GAMING INC	$1,009,000	–	33,042	–	0.32%	–
SCHR	New	SCHWAB STRATEGIC TRintrm trm tres	$996,000	–	16,264	–	0.32%	–
VZ	New	VERIZON COMMUNICATIONS INC	$881,000	–	15,973	–	0.28%	–
XOM	New	EXXON MOBIL CORP	$835,000	–	18,672	–	0.27%	–
FLRN	New	SPDR SER TRblomberg brc inv	$794,000	–	26,051	–	0.25%	–
ABT	New	ABBOTT LABS	$776,000	–	8,485	–	0.25%	–
HON	New	HONEYWELL INTL INC	$741,000	–	5,127	–	0.24%	–
NFLX	New	NETFLIX INC	$653,000	–	1,435	–	0.21%	–
DIA	New	SPDR DOW JONES INDL AVERAGEut ser 1	$632,000	–	2,450	–	0.20%	–
MMM	New	3M CO	$622,000	–	3,990	–	0.20%	–
ARKG	New	ARK ETF TRgenomic rev etf	$612,000	–	11,740	–	0.20%	–
MINT	New	PIMCO ETF TRenhan shrt ma ac	$559,000	–	5,500	–	0.18%	–
IEX	New	IDEX CORP	$550,000	–	3,480	–	0.18%	–
SHV	New	ISHARES TRshort treas bd	$532,000	–	4,800	–	0.17%	–
TTWO	New	TAKE-TWO INTERACTIVE SOFTWAR	$511,000	–	3,658	–	0.16%	–
DVY	New	ISHARES TRselect divid etf	$495,000	–	6,138	–	0.16%	–
VAR	New	VARIAN MED SYS INC	$490,000	–	4,000	–	0.16%	–
CNI	New	CANADIAN NATL RY CO	$475,000	–	5,360	–	0.15%	–
XLI	New	SELECT SECTOR SPDR TRsbi int-inds	$476,000	–	6,922	–	0.15%	–
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$474,000	–	15,946	–	0.15%	–
XLF	New	SELECT SECTOR SPDR TRsbi int-finl	$459,000	–	19,824	–	0.15%	–
XLV	New	SELECT SECTOR SPDR TRsbi healthcare	$435,000	–	4,344	–	0.14%	–
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$418,000	–	6,402	–	0.13%	–
MDY	New	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$383,000	–	1,179	–	0.12%	–
DISCK	New	DISCOVERY INC	$362,000	–	17,165	–	0.12%	–
PFF	New	ISHARES TRpfd and incm sec	$361,000	–	10,423	–	0.12%	–
PEP	New	PEPSICO INC	$347,000	–	2,624	–	0.11%	–
XLY	New	SELECT SECTOR SPDR TRsbi cons discr	$323,000	–	2,532	–	0.10%	–
GE	New	GENERAL ELECTRIC CO	$322,000	–	47,134	–	0.10%	–
SCHX	New	SCHWAB STRATEGIC TRus lrg cap etf	$312,000	–	4,214	–	0.10%	–
PG	New	PROCTER AND GAMBLE CO	$302,000	–	2,523	–	0.10%	–
CGC	New	CANOPY GROWTH CORP	$282,000	–	17,472	–	0.09%	–
BAX	New	BAXTER INTL INC	$280,000	–	3,250	–	0.09%	–
D	New	DOMINION ENERGY INC	$258,000	–	3,178	–	0.08%	–
EW	New	EDWARDS LIFESCIENCES CORP	$258,000	–	3,735	–	0.08%	–
NBTB	New	NBT BANCORP INC	$256,000	–	8,312	–	0.08%	–
DUK	New	DUKE ENERGY CORP NEW	$247,000	–	3,098	–	0.08%	–
CMCSA	New	COMCAST CORP NEWcl a	$228,000	–	5,844	–	0.07%	–
QQQ	New	INVESCO QQQ TRunit ser 1	$208,000	–	840	–	0.07%	–

Q4 2019

			Value		Shares		↓ Weighting
ITOT	Exit	ISHARES TRcore s&p ttl stk	$0	–	-3,070	–	-0.08%	–
PFE	Exit	PFIZER INC	$0	–	-5,956	–	-0.08%	–
KO	Exit	COCA COLA CO	$0	–	-4,230	–	-0.09%	–
GD	Exit	GENERAL DYNAMICS CORP	$0	–	-1,360	–	-0.10%	–
XLE	Exit	SELECT SECTOR SPDR TRenergy	$0	–	-4,249	–	-0.10%	–
ED	Exit	CONSOLIDATED EDISON INC	$0	–	-2,688	–	-0.10%	–
DUK	Exit	DUKE ENERGY CORP NEW	$0	–	-2,700	–	-0.10%	–
D	Exit	DOMINION ENERGY INC	$0	–	-3,178	–	-0.10%	–
PBFS	Exit	PIONEER BANCORP INC	$0	–	-22,000	–	-0.11%	–
CMCSA	Exit	COMCAST CORP NEWcl a	$0	–	-6,306	–	-0.11%	–
BAX	Exit	BAXTER INTL INC	$0	–	-3,250	–	-0.11%	–
EW	Exit	EDWARDS LIFESCIENCES CORP	$0	–	-1,315	–	-0.11%	–
PG	Exit	PROCTER & GAMBLE CO	$0	–	-2,523	–	-0.12%	–
SDY	Exit	SPDR SERIES TRUSTs&p divid etf	$0	–	-3,113	–	-0.12%	–
SCHX	Exit	SCHWAB STRATEGIC TRus lrg cap etf	$0	–	-4,507	–	-0.12%	–
TTE	Exit	TOTAL S Asponsored ads	$0	–	-6,240	–	-0.12%	–
XLY	Exit	SELECT SECTOR SPDR TRsbi cons discr	$0	–	-2,687	–	-0.12%	–
FNB	Exit	FNB CORP PA	$0	–	-28,235	–	-0.13%	–
GE	Exit	GENERAL ELECTRIC CO	$0	–	-37,957	–	-0.13%	–
NBTB	Exit	NBT BANCORP INC	$0	–	-9,421	–	-0.13%	–
PEP	Exit	PEPSICO INC	$0	–	-2,606	–	-0.14%	–
BMY	Exit	BRISTOL MYERS SQUIBB CO	$0	–	-7,250	–	-0.14%	–
UAL	Exit	UNITED AIRLINES HLDGS INC	$0	–	-4,430	–	-0.15%	–
XLV	Exit	SELECT SECTOR SPDR TRsbi healthcare	$0	–	-4,352	–	-0.15%	–
PYPL	Exit	PAYPAL HLDGS INC	$0	–	-3,857	–	-0.15%	–
NFLX	Exit	NETFLIX INC	$0	–	-1,635	–	-0.17%	–
OHI	Exit	OMEGA HEALTHCARE INVS INC	$0	–	-10,495	–	-0.17%	–
BOTZ	Exit	GLOBAL X FDSrbtcs artfl inte	$0	–	-22,285	–	-0.17%	–
CGC	Exit	CANOPY GROWTH CORP	$0	–	-19,877	–	-0.18%	–
VAR	Exit	VARIAN MED SYS INC	$0	–	-4,000	–	-0.18%	–
EMR	Exit	EMERSON ELEC CO	$0	–	-7,482	–	-0.19%	–
PFF	Exit	ISHARES TRpfd and incm sec	$0	–	-13,713	–	-0.20%	–
CNI	Exit	CANADIAN NATL RY CO	$0	–	-5,805	–	-0.20%	–
XLI	Exit	SELECT SECTOR SPDR TRsbi int-inds	$0	–	-7,401	–	-0.22%	–
IEX	Exit	IDEX CORP	$0	–	-3,565	–	-0.22%	–
XLF	Exit	SELECT SECTOR SPDR TRsbi int-finl	$0	–	-21,137	–	-0.23%	–
SCHF	Exit	SCHWAB STRATEGIC TRintl eqty etf	$0	–	-19,026	–	-0.23%	–
ABT	Exit	ABBOTT LABS	$0	–	-7,595	–	-0.24%	–
MDY	Exit	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$0	–	-1,856	–	-0.25%	–
DVY	Exit	ISHARES TRselect divid etf	$0	–	-6,421	–	-0.25%	–
XLK	Exit	SELECT SECTOR SPDR TRtechnology	$0	–	-8,807	–	-0.27%	–
AGG	Exit	ISHARES TRcore us aggbd et	$0	–	-6,272	–	-0.27%	–
MMM	Exit	3M CO	$0	–	-4,339	–	-0.28%	–
DIA	Exit	SPDR DOW JONES INDL AVRG ETFut ser 1	$0	–	-2,690	–	-0.28%	–
VCIT	Exit	VANGUARD SCOTTSDALE FDSint-term corp	$0	–	-8,829	–	-0.31%	–
AMRN	Exit	AMARIN CORP PLCspons adr new	$0	–	-54,265	–	-0.32%	–
VZ	Exit	VERIZON COMMUNICATIONS INC	$0	–	-14,315	–	-0.33%	–
CVS	Exit	CVS HEALTH CORP	$0	–	-14,445	–	-0.35%	–
FLRN	Exit	SPDR SERIES TRUSTblomberg brc inv	$0	–	-29,781	–	-0.35%	–
HON	Exit	HONEYWELL INTL INC	$0	–	-5,525	–	-0.36%	–
SCHR	Exit	SCHWAB STRATEGIC TRintrm trm tres	$0	–	-17,994	–	-0.39%	–
MCD	Exit	MCDONALDS CORP	$0	–	-4,827	–	-0.40%	–
XYL	Exit	XYLEM INC	$0	–	-13,770	–	-0.42%	–
STNE	Exit	STONECO LTD	$0	–	-32,415	–	-0.44%	–
KEY	Exit	KEYCORP NEW	$0	–	-63,172	–	-0.44%	–
SCHP	Exit	SCHWAB STRATEGIC TRus tips etf	$0	–	-19,962	–	-0.44%	–
TIP	Exit	ISHARES TRtips bd etf	$0	–	-10,238	–	-0.46%	–
MU	Exit	MICRON TECHNOLOGY INC	$0	–	-28,090	–	-0.46%	–
CVX	Exit	CHEVRON CORP NEW	$0	–	-10,734	–	-0.49%	–
MPW	Exit	MEDICAL PPTYS TRUST INC	$0	–	-66,053	–	-0.50%	–
SCHG	Exit	SCHWAB STRATEGIC TRus lcap gr etf	$0	–	-16,195	–	-0.53%	–
XOM	Exit	EXXON MOBIL CORP	$0	–	-19,758	–	-0.54%	–
SCHV	Exit	SCHWAB STRATEGIC TRus lcap va etf	$0	–	-25,695	–	-0.56%	–
KRE	Exit	SPDR SERIES TRUSTs&p regl bkg	$0	–	-28,175	–	-0.57%	–
IWM	Exit	ISHARES TRrussell 2000 etf	$0	–	-9,889	–	-0.58%	–
EFA	Exit	ISHARES TRmsci eafe etf	$0	–	-23,747	–	-0.60%	–
NVDA	Exit	NVIDIA CORP	$0	–	-9,141	–	-0.61%	–
TGT	Exit	TARGET CORP	$0	–	-15,966	–	-0.66%	–
EEM	Exit	ISHARES TRmsci emg mkt etf	$0	–	-43,069	–	-0.68%	–
UNH	Exit	UNITEDHEALTH GROUP INC	$0	–	-8,207	–	-0.69%	–
BSX	Exit	BOSTON SCIENTIFIC CORP	$0	–	-48,065	–	-0.76%	–
LULU	Exit	LULULEMON ATHLETICA INC	$0	–	-10,260	–	-0.76%	–
PRAH	Exit	PRA HEALTH SCIENCES INC	$0	–	-20,275	–	-0.78%	–
AMD	Exit	ADVANCED MICRO DEVICES INC	$0	–	-70,740	–	-0.79%	–
UPS	Exit	UNITED PARCEL SERVICE INCcl b	$0	–	-17,135	–	-0.79%	–
AMZN	Exit	AMAZON COM INC	$0	–	-1,213	–	-0.81%	–
SCHA	Exit	SCHWAB STRATEGIC TRus sml cap etf	$0	–	-30,585	–	-0.82%	–
DEO	Exit	DIAGEO P L Cspon adr new	$0	–	-13,190	–	-0.83%	–
BND	Exit	VANGUARD BD INDEX FD INCtotal bnd mrkt	$0	–	-25,913	–	-0.84%	–
SCHE	Exit	SCHWAB STRATEGIC TRemrg mkteq etf	$0	–	-88,079	–	-0.85%	–
SPY	Exit	SPDR S&P 500 ETF TRtr unit	$0	–	-7,654	–	-0.88%	–
INTC	Exit	INTEL CORP	$0	–	-46,846	–	-0.93%	–
BSV	Exit	VANGUARD BD INDEX FD INCshort trm bond	$0	–	-31,070	–	-0.97%	–
SCHM	Exit	SCHWAB STRATEGIC TRus mid-cap etf	$0	–	-44,942	–	-0.98%	–
T	Exit	AT&T INC	$0	–	-68,351	–	-1.00%	–
SCHD	Exit	SCHWAB STRATEGIC TRus dividend eq	$0	–	-53,331	–	-1.13%	–
IBM	Exit	INTERNATIONAL BUSINESS MACHS	$0	–	-21,218	–	-1.19%	–
BA	Exit	BOEING CO	$0	–	-8,364	–	-1.23%	–
COP	Exit	CONOCOPHILLIPS	$0	–	-56,792	–	-1.25%	–
C	Exit	CITIGROUP INC	$0	–	-47,661	–	-1.27%	–
BNDX	Exit	VANGUARD CHARLOTTE FDSintl bd idx etf	$0	–	-62,720	–	-1.42%	–
DAL	Exit	DELTA AIR LINES INC DEL	$0	–	-65,348	–	-1.45%	–
BRKB	Exit	BERKSHIRE HATHAWAY INC DELcl b new	$0	–	-19,807	–	-1.59%	–
EQIX	Exit	EQUINIX INC	$0	–	-7,200	–	-1.60%	–
JNJ	Exit	JOHNSON & JOHNSON	$0	–	-36,971	–	-1.85%	–
UTX	Exit	UNITED TECHNOLOGIES CORP	$0	–	-35,248	–	-1.86%	–
DIS	Exit	DISNEY WALT CO	$0	–	-37,213	–	-1.87%	–
BABA	Exit	ALIBABA GROUP HLDG LTDsponsored ads	$0	–	-29,200	–	-1.88%	–
SBUX	Exit	STARBUCKS CORP	$0	–	-57,544	–	-1.96%	–
CSCO	Exit	CISCO SYS INC	$0	–	-117,426	–	-2.24%	–
WMT	Exit	WALMART INC	$0	–	-49,766	–	-2.28%	–
SCHB	Exit	SCHWAB STRATEGIC TRus brd mkt etf	$0	–	-92,142	–	-2.53%	–
BAC	Exit	BANK AMER CORP	$0	–	-240,072	–	-2.70%	–
LOW	Exit	LOWES COS INC	$0	–	-69,834	–	-2.96%	–
NKE	Exit	NIKE INCcl b	$0	–	-84,962	–	-3.08%	–
JPM	Exit	JPMORGAN CHASE & CO	$0	–	-68,533	–	-3.12%	–
FB	Exit	FACEBOOK INCcl a	$0	–	-47,280	–	-3.25%	–
V	Exit	VISA INC	$0	–	-48,992	–	-3.25%	–
MA	Exit	MASTERCARD INCcl a	$0	–	-34,872	–	-3.66%	–
GOOGL	Exit	ALPHABET INCcap stk cl a	$0	–	-10,884	–	-5.13%	–
MSFT	Exit	MICROSOFT CORP	$0	–	-98,561	–	-5.29%	–
AAPL	Exit	APPLE INC	$0	–	-75,056	–	-6.49%	–

Q3 2019

			Value		Shares		↓ Weighting
AAPL	Buy	APPLE INC	$16,810,000	+14.1%	75,056	+0.8%	6.49%	+8.4%
MSFT	Buy	MICROSOFT CORP	$13,703,000	+4.6%	98,561	+0.8%	5.29%	-0.6%
GOOGL	Buy	ALPHABET INCcap stk cl a	$13,291,000	+13.9%	10,884	+1.0%	5.13%	+8.2%
MA	Buy	MASTERCARD INCcl a	$9,470,000	+3.7%	34,872	+1.0%	3.66%	-1.5%
V	Sell	VISA INC	$8,427,000	-1.7%	48,992	-0.8%	3.25%	-6.6%
FB	Buy	FACEBOOK INCcl a	$8,420,000	-5.8%	47,280	+2.1%	3.25%	-10.5%
JPM	Buy	JPMORGAN CHASE & CO	$8,066,000	+6.3%	68,533	+1.0%	3.12%	+1.0%
NKE	Buy	NIKE INCcl b	$7,980,000	+13.2%	84,962	+1.2%	3.08%	+7.5%
LOW	Buy	LOWES COS INC	$7,679,000	+13.4%	69,834	+4.1%	2.96%	+7.7%
BAC	Sell	BANK AMER CORP	$7,003,000	+0.6%	240,072	-0.0%	2.70%	-4.5%
SCHB	Buy	SCHWAB STRATEGIC TRus brd mkt etf	$6,544,000	+10.0%	92,142	+9.3%	2.53%	+4.5%
WMT	Buy	WALMART INC	$5,906,000	+9.0%	49,766	+1.5%	2.28%	+3.5%
CSCO	Buy	CISCO SYS INC	$5,802,000	-7.2%	117,426	+2.8%	2.24%	-11.8%
SBUX	Sell	STARBUCKS CORP	$5,088,000	+4.3%	57,544	-1.1%	1.96%	-0.9%
BABA	Buy	ALIBABA GROUP HLDG LTDsponsored ads	$4,883,000	+3.0%	29,200	+4.3%	1.88%	-2.2%
DIS	Buy	DISNEY WALT CO	$4,850,000	+11.2%	37,213	+19.1%	1.87%	+5.6%
UTX	Buy	UNITED TECHNOLOGIES CORP	$4,812,000	+10.1%	35,248	+5.0%	1.86%	+4.6%
JNJ	Buy	JOHNSON & JOHNSON	$4,783,000	-4.2%	36,971	+3.1%	1.85%	-9.0%
EQIX	Buy	EQUINIX INC	$4,153,000	+21.2%	7,200	+6.0%	1.60%	+15.1%
BRKB	Buy	BERKSHIRE HATHAWAY INC DELcl b new	$4,120,000	+8.1%	19,807	+10.8%	1.59%	+2.7%
DAL	Buy	DELTA AIR LINES INC DEL	$3,764,000	+17.3%	65,348	+15.6%	1.45%	+11.4%
BNDX	Buy	VANGUARD CHARLOTTE FDSintl bd idx etf	$3,690,000	+3.3%	62,720	+0.6%	1.42%	-1.9%
C	Buy	CITIGROUP INC	$3,292,000	+1.8%	47,661	+3.2%	1.27%	-3.3%
COP	Buy	CONOCOPHILLIPS	$3,236,000	-3.5%	56,792	+3.3%	1.25%	-8.2%
BA	Buy	BOEING CO	$3,182,000	+6.9%	8,364	+2.3%	1.23%	+1.6%
IBM	Buy	INTERNATIONAL BUSINESS MACHS	$3,086,000	+18.7%	21,218	+12.6%	1.19%	+12.9%
SCHD	Sell	SCHWAB STRATEGIC TRus dividend eq	$2,921,000	+2.5%	53,331	-0.7%	1.13%	-2.6%
T	Buy	AT&T INC	$2,586,000	+50.5%	68,351	+33.3%	1.00%	+43.1%
SCHM	Buy	SCHWAB STRATEGIC TRus mid-cap etf	$2,541,000	-0.7%	44,942	+0.3%	0.98%	-5.7%
BSV	New	VANGUARD BD INDEX FD INCshort trm bond	$2,518,000	–	31,070	–	0.97%	–
INTC	Sell	INTEL CORP	$2,414,000	+7.4%	46,846	-0.3%	0.93%	+2.0%
SPY	Buy	SPDR S&P 500 ETF TRtr unit	$2,271,000	+3.3%	7,654	+2.0%	0.88%	-1.8%
SCHE	Buy	SCHWAB STRATEGIC TRemrg mkteq etf	$2,213,000	-3.6%	88,079	+0.7%	0.85%	-8.5%
BND	Buy	VANGUARD BD INDEX FD INCtotal bnd mrkt	$2,188,000	+4.5%	25,913	+2.8%	0.84%	-0.7%
DEO	Buy	DIAGEO P L Cspon adr new	$2,157,000	+0.3%	13,190	+5.7%	0.83%	-4.7%
SCHA	Sell	SCHWAB STRATEGIC TRus sml cap etf	$2,133,000	-2.9%	30,585	-0.5%	0.82%	-7.7%
AMZN	Buy	AMAZON COM INC	$2,106,000	+67.3%	1,213	+82.4%	0.81%	+58.8%
UPS	Buy	UNITED PARCEL SERVICE INCcl b	$2,053,000	+21.8%	17,135	+5.0%	0.79%	+15.8%
AMD	Buy	ADVANCED MICRO DEVICES INC	$2,051,000	+6.4%	70,740	+11.5%	0.79%	+1.0%
PRAH	Buy	PRA HEALTH SCIENCES INC	$2,012,000	+2.9%	20,275	+2.8%	0.78%	-2.3%
LULU	Buy	LULULEMON ATHLETICA INC	$1,975,000	+18.6%	10,260	+11.0%	0.76%	+12.7%
BSX	Buy	BOSTON SCIENTIFIC CORP	$1,956,000	+24.0%	48,065	+31.0%	0.76%	+17.8%
UNH	Buy	UNITEDHEALTH GROUP INC	$1,784,000	-4.9%	8,207	+6.8%	0.69%	-9.6%
EEM	Sell	ISHARES TRmsci emg mkt etf	$1,760,000	-7.1%	43,069	-2.5%	0.68%	-11.7%
TGT	Buy	TARGET CORP	$1,707,000	+49.2%	15,966	+20.9%	0.66%	+41.7%
NVDA	Sell	NVIDIA CORP	$1,591,000	+4.3%	9,141	-1.6%	0.61%	-1.0%
EFA	Sell	ISHARES TRmsci eafe etf	$1,549,000	-3.4%	23,747	-2.6%	0.60%	-8.3%
IWM	Buy	ISHARES TRrussell 2000 etf	$1,497,000	-1.9%	9,889	+0.7%	0.58%	-6.8%
KRE	Sell	SPDR SERIES TRUSTs&p regl bkg	$1,487,000	-1.7%	28,175	-0.4%	0.57%	-6.7%
SCHV	Buy	SCHWAB STRATEGIC TRus lcap va etf	$1,458,000	+109.2%	25,695	+107.0%	0.56%	+98.9%
XOM	Buy	EXXON MOBIL CORP	$1,395,000	+3.3%	19,758	+12.1%	0.54%	-1.8%
SCHG	Buy	SCHWAB STRATEGIC TRus lcap gr etf	$1,361,000	+26.0%	16,195	+24.8%	0.53%	+19.8%
MPW	Buy	MEDICAL PPTYS TRUST INC	$1,292,000	+29.7%	66,053	+15.7%	0.50%	+23.2%
CVX	Buy	CHEVRON CORP NEW	$1,273,000	+2.0%	10,734	+7.0%	0.49%	-3.0%
MU	Sell	MICRON TECHNOLOGY INC	$1,204,000	+10.1%	28,090	-0.9%	0.46%	+4.5%
TIP	Sell	ISHARES TRtips bd etf	$1,191,000	-0.3%	10,238	-1.0%	0.46%	-5.2%
SCHP	Sell	SCHWAB STRATEGIC TRus tips etf	$1,133,000	+0.5%	19,962	-0.2%	0.44%	-4.6%
STNE	Buy	STONECO LTD	$1,127,000	+71.3%	32,415	+45.7%	0.44%	+62.9%
KEY	Buy	KEYCORP NEW	$1,127,000	+5.3%	63,172	+4.8%	0.44%	0.0%
XYL	Sell	XYLEM INC	$1,096,000	-5.2%	13,770	-0.4%	0.42%	-10.0%
SCHR	Sell	SCHWAB STRATEGIC TRintrm trm tres	$1,000,000	+0.8%	17,994	-0.3%	0.39%	-4.2%
FLRN	Sell	SPDR SERIES TRUSTblomberg brc inv	$916,000	-6.6%	29,781	-6.7%	0.35%	-11.3%
VZ	Buy	VERIZON COMMUNICATIONS INC	$864,000	+13.5%	14,315	+7.5%	0.33%	+8.1%
AMRN	Buy	AMARIN CORP PLCspons adr new	$823,000	-21.3%	54,265	+0.6%	0.32%	-25.2%
VCIT	Buy	VANGUARD SCOTTSDALE FDSint-term corp	$806,000	+2.7%	8,829	+1.0%	0.31%	-2.5%
DIA	Sell	SPDR DOW JONES INDL AVRG ETFut ser 1	$724,000	-2.2%	2,690	-3.4%	0.28%	-7.0%
MMM	Sell	3M CO	$713,000	-28.3%	4,339	-24.4%	0.28%	-31.9%
XLK	Buy	SELECT SECTOR SPDR TRtechnology	$709,000	+7.4%	8,807	+4.2%	0.27%	+2.2%
AGG	Buy	ISHARES TRcore us aggbd et	$710,000	+1.9%	6,272	+0.2%	0.27%	-3.2%
DVY	Sell	ISHARES TRselect divid etf	$655,000	+2.2%	6,421	-0.3%	0.25%	-3.1%
MDY	Buy	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$654,000	-0.6%	1,856	+0.1%	0.25%	-5.2%
ABT	Buy	ABBOTT LABS	$635,000	+0.8%	7,595	+1.3%	0.24%	-4.3%
SCHF	Sell	SCHWAB STRATEGIC TRintl eqty etf	$606,000	-1.6%	19,026	-1.0%	0.23%	-6.4%
XLF	Buy	SELECT SECTOR SPDR TRsbi int-finl	$592,000	+25.4%	21,137	+23.6%	0.23%	+19.3%
IEX	Buy	IDEX CORP	$584,000	-3.8%	3,565	+1.1%	0.22%	-8.9%
XLI	Buy	SELECT SECTOR SPDR TRsbi int-inds	$575,000	+2.0%	7,401	+1.6%	0.22%	-3.1%
PFF	Sell	ISHARES TRpfd and incm sec	$515,000	0.0%	13,713	-1.9%	0.20%	-4.8%
EMR	Sell	EMERSON ELEC CO	$500,000	-8.1%	7,482	-8.3%	0.19%	-12.7%
CGC	Buy	CANOPY GROWTH CORP	$456,000	-10.8%	19,877	+56.7%	0.18%	-15.4%
BOTZ	Sell	GLOBAL X FDSrbtcs artfl inte	$446,000	-5.9%	22,285	-2.5%	0.17%	-10.9%
OHI	Buy	OMEGA HEALTHCARE INVS INC	$439,000	+79.9%	10,495	+58.1%	0.17%	+71.7%
PYPL	New	PAYPAL HLDGS INC	$400,000	–	3,857	–	0.15%	–
XLV	Buy	SELECT SECTOR SPDR TRsbi healthcare	$392,000	+0.8%	4,352	+3.5%	0.15%	-4.4%
UAL	Sell	UNITED AIRLINES HLDGS INC	$392,000	-3.9%	4,430	-4.8%	0.15%	-9.0%
BMY	New	BRISTOL MYERS SQUIBB CO	$368,000	–	7,250	–	0.14%	–
PEP	Buy	PEPSICO INC	$357,000	+61.5%	2,606	+54.8%	0.14%	+53.3%
GE	Sell	GENERAL ELECTRIC CO	$339,000	-19.3%	37,957	-5.0%	0.13%	-23.4%
FNB	Sell	FNB CORP PA	$326,000	-8.9%	28,235	-7.1%	0.13%	-13.7%
TTE	Buy	TOTAL S Asponsored ads	$324,000	-6.1%	6,240	+0.8%	0.12%	-10.7%
XLY	New	SELECT SECTOR SPDR TRsbi cons discr	$324,000	–	2,687	–	0.12%	–
SCHX	Buy	SCHWAB STRATEGIC TRus lrg cap etf	$320,000	+42.9%	4,507	+41.4%	0.12%	+36.3%
SDY	Buy	SPDR SERIES TRUSTs&p divid etf	$319,000	+5.6%	3,113	+3.9%	0.12%	0.0%
PG	New	PROCTER & GAMBLE CO	$314,000	–	2,523	–	0.12%	–
BAX	Sell	BAXTER INTL INC	$284,000	+0.7%	3,250	-5.7%	0.11%	-4.3%
CMCSA	Buy	COMCAST CORP NEWcl a	$284,000	+8.0%	6,306	+1.5%	0.11%	+2.8%
PBFS	New	PIONEER BANCORP INC	$275,000	–	22,000	–	0.11%	–
DUK	New	DUKE ENERGY CORP NEW	$259,000	–	2,700	–	0.10%	–
D	New	DOMINION ENERGY INC	$258,000	–	3,178	–	0.10%	–
ED	Buy	CONSOLIDATED EDISON INC	$254,000	+26.4%	2,688	+17.5%	0.10%	+19.5%
XLE	Sell	SELECT SECTOR SPDR TRenergy	$252,000	-8.0%	4,249	-1.1%	0.10%	-12.6%
GD	Sell	GENERAL DYNAMICS CORP	$249,000	-9.5%	1,360	-9.9%	0.10%	-14.3%
KO	New	COCA COLA CO	$230,000	–	4,230	–	0.09%	–
PFE	Sell	PFIZER INC	$214,000	-18.3%	5,956	-1.7%	0.08%	-21.7%
ITOT	Sell	ISHARES TRcore s&p ttl stk	$206,000	-1.9%	3,070	-2.7%	0.08%	-5.9%
AXP	Exit	AMERICAN EXPRESS CO	$0	–	-1,660	–	-0.08%	–
SPHY	Exit	SPDR SERIES TRUSTice bofaml bhyb	$0	–	-8,075	–	-0.09%	–
CONE	Exit	CYRUSONE INC	$0	–	-4,505	–	-0.11%	–
GVA	Exit	GRANITE CONSTR INC	$0	–	-8,385	–	-0.16%	–
CRM	Exit	SALESFORCE COM INC	$0	–	-5,845	–	-0.36%	–
SRPT	Exit	SAREPTA THERAPEUTICS INC	$0	–	-6,170	–	-0.38%	–
GPN	Exit	GLOBAL PMTS INC	$0	–	-9,315	–	-0.61%	–
HPT	Exit	HOSPITALITY PPTYS TR	$0	–	-61,239	–	-0.62%	–
VNQI	Exit	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$0	–	-29,054	–	-0.70%	–

Q2 2019

			Value		Shares		↓ Weighting
AAPL	New	APPLE INC	$14,731,000	–	74,427	–	5.99%	–
MSFT	New	MICROSOFT CORP	$13,097,000	–	97,770	–	5.32%	–
GOOGL	New	ALPHABET INCcap stk cl a	$11,672,000	–	10,779	–	4.74%	–
MA	New	MASTERCARD INCcl a	$9,133,000	–	34,527	–	3.71%	–
FB	New	FACEBOOK INCcl a	$8,938,000	–	46,313	–	3.63%	–
V	New	VISA INC	$8,574,000	–	49,401	–	3.48%	–
JPM	New	JPMORGAN CHASE & CO	$7,587,000	–	67,858	–	3.08%	–
NKE	New	NIKE INCcl b	$7,051,000	–	83,991	–	2.87%	–
BAC	New	BANK AMER CORP	$6,964,000	–	240,126	–	2.83%	–
LOW	New	LOWES COS INC	$6,771,000	–	67,100	–	2.75%	–
CSCO	New	CISCO SYS INC	$6,251,000	–	114,215	–	2.54%	–
SCHB	New	SCHWAB STRATEGIC TRus brd mkt etf	$5,948,000	–	84,340	–	2.42%	–
WMT	New	WALMART INC	$5,417,000	–	49,026	–	2.20%	–
JNJ	New	JOHNSON & JOHNSON	$4,995,000	–	35,867	–	2.03%	–
SBUX	New	STARBUCKS CORP	$4,876,000	–	58,161	–	1.98%	–
BABA	New	ALIBABA GROUP HLDG LTDsponsored ads	$4,742,000	–	27,985	–	1.93%	–
UTX	New	UNITED TECHNOLOGIES CORP	$4,372,000	–	33,582	–	1.78%	–
DIS	New	DISNEY WALT CO	$4,363,000	–	31,247	–	1.77%	–
BRKB	New	BERKSHIRE HATHAWAY INC DELcl b new	$3,811,000	–	17,877	–	1.55%	–
BNDX	New	VANGUARD CHARLOTTE FDSintl bd idx etf	$3,573,000	–	62,352	–	1.45%	–
EQIX	New	EQUINIX INC	$3,427,000	–	6,795	–	1.39%	–
COP	New	CONOCOPHILLIPS	$3,352,000	–	54,956	–	1.36%	–
C	New	CITIGROUP INC	$3,234,000	–	46,182	–	1.31%	–
DAL	New	DELTA AIR LINES INC DEL	$3,208,000	–	56,527	–	1.30%	–
BA	New	BOEING CO	$2,977,000	–	8,178	–	1.21%	–
SCHD	New	SCHWAB STRATEGIC TRus dividend eq	$2,849,000	–	53,684	–	1.16%	–
IBM	New	INTERNATIONAL BUSINESS MACHS	$2,599,000	–	18,845	–	1.06%	–
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$2,559,000	–	44,828	–	1.04%	–
SCHE	New	SCHWAB STRATEGIC TRemrg mkteq etf	$2,296,000	–	87,495	–	0.93%	–
INTC	New	INTEL CORP	$2,248,000	–	46,971	–	0.91%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$2,198,000	–	7,503	–	0.89%	–
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$2,196,000	–	30,727	–	0.89%	–
DEO	New	DIAGEO P L Cspon adr new	$2,151,000	–	12,480	–	0.87%	–
BND	New	VANGUARD BD INDEX FD INCtotal bnd mrkt	$2,093,000	–	25,195	–	0.85%	–
PRAH	New	PRA HEALTH SCIENCES INC	$1,956,000	–	19,725	–	0.80%	–
AMD	New	ADVANCED MICRO DEVICES INC	$1,928,000	–	63,470	–	0.78%	–
EEM	New	ISHARES TRmsci emg mkt etf	$1,895,000	–	44,162	–	0.77%	–
UNH	New	UNITEDHEALTH GROUP INC	$1,876,000	–	7,687	–	0.76%	–
T	New	AT&T INC	$1,718,000	–	51,268	–	0.70%	–
VNQI	New	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$1,714,000	–	29,054	–	0.70%	–
UPS	New	UNITED PARCEL SERVICE INCcl b	$1,685,000	–	16,315	–	0.68%	–
LULU	New	LULULEMON ATHLETICA INC	$1,665,000	–	9,240	–	0.68%	–
EFA	New	ISHARES TRmsci eafe etf	$1,603,000	–	24,385	–	0.65%	–
BSX	New	BOSTON SCIENTIFIC CORP	$1,577,000	–	36,680	–	0.64%	–
HPT	New	HOSPITALITY PPTYS TR	$1,531,000	–	61,239	–	0.62%	–
NVDA	New	NVIDIA CORP	$1,526,000	–	9,291	–	0.62%	–
IWM	New	ISHARES TRrussell 2000 etf	$1,526,000	–	9,816	–	0.62%	–
KRE	New	SPDR SERIES TRUSTs&p regl bkg	$1,512,000	–	28,297	–	0.62%	–
GPN	New	GLOBAL PMTS INC	$1,492,000	–	9,315	–	0.61%	–
XOM	New	EXXON MOBIL CORP	$1,350,000	–	17,623	–	0.55%	–
AMZN	New	AMAZON COM INC	$1,259,000	–	665	–	0.51%	–
CVX	New	CHEVRON CORP NEW	$1,248,000	–	10,029	–	0.51%	–
TIP	New	ISHARES TRtips bd etf	$1,194,000	–	10,338	–	0.48%	–
XYL	New	XYLEM INC	$1,156,000	–	13,820	–	0.47%	–
TGT	New	TARGET CORP	$1,144,000	–	13,211	–	0.46%	–
SCHP	New	SCHWAB STRATEGIC TRus tips etf	$1,127,000	–	20,006	–	0.46%	–
MU	New	MICRON TECHNOLOGY INC	$1,094,000	–	28,345	–	0.44%	–
SCHG	New	SCHWAB STRATEGIC TRus lcap gr etf	$1,080,000	–	12,980	–	0.44%	–
KEY	New	KEYCORP NEW	$1,070,000	–	60,270	–	0.44%	–
AMRN	New	AMARIN CORP PLCspons adr new	$1,046,000	–	53,965	–	0.42%	–
MCD	New	MCDONALDS CORP	$1,002,000	–	4,827	–	0.41%	–
MPW	New	MEDICAL PPTYS TRUST INC	$996,000	–	57,099	–	0.40%	–
MMM	New	3M CO	$995,000	–	5,741	–	0.40%	–
SCHR	New	SCHWAB STRATEGIC TRintrm trm tres	$992,000	–	18,052	–	0.40%	–
FLRN	New	SPDR SERIES TRUSTblomberg brc inv	$981,000	–	31,927	–	0.40%	–
HON	New	HONEYWELL INTL INC	$965,000	–	5,525	–	0.39%	–
SRPT	New	SAREPTA THERAPEUTICS INC	$938,000	–	6,170	–	0.38%	–
CRM	New	SALESFORCE COM INC	$887,000	–	5,845	–	0.36%	–
CVS	New	CVS HEALTH CORP	$787,000	–	14,445	–	0.32%	–
VCIT	New	VANGUARD SCOTTSDALE FDSint-term corp	$785,000	–	8,738	–	0.32%	–
VZ	New	VERIZON COMMUNICATIONS INC	$761,000	–	13,314	–	0.31%	–
DIA	New	SPDR DOW JONES INDL AVRG ETFut ser 1	$740,000	–	2,785	–	0.30%	–
SCHV	New	SCHWAB STRATEGIC TRus lcap va etf	$697,000	–	12,411	–	0.28%	–
AGG	New	ISHARES TRcore us aggbd et	$697,000	–	6,261	–	0.28%	–
XLK	New	SELECT SECTOR SPDR TRtechnology	$660,000	–	8,456	–	0.27%	–
MDY	New	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$658,000	–	1,855	–	0.27%	–
STNE	New	STONECO LTD	$658,000	–	22,245	–	0.27%	–
DVY	New	ISHARES TRselect divid etf	$641,000	–	6,442	–	0.26%	–
ABT	New	ABBOTT LABS	$630,000	–	7,495	–	0.26%	–
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$616,000	–	19,211	–	0.25%	–
IEX	New	IDEX CORP	$607,000	–	3,525	–	0.25%	–
NFLX	New	NETFLIX INC	$601,000	–	1,635	–	0.24%	–
XLI	New	SELECT SECTOR SPDR TRsbi int-inds	$564,000	–	7,281	–	0.23%	–
VAR	New	VARIAN MED SYS INC	$545,000	–	4,000	–	0.22%	–
EMR	New	EMERSON ELEC CO	$544,000	–	8,157	–	0.22%	–
CNI	New	CANADIAN NATL RY CO	$537,000	–	5,805	–	0.22%	–
PFF	New	ISHARES TRpfd and incm sec	$515,000	–	13,978	–	0.21%	–
CGC	New	CANOPY GROWTH CORP	$511,000	–	12,682	–	0.21%	–
BOTZ	New	GLOBAL X FDSrbtcs artfl inte	$474,000	–	22,865	–	0.19%	–
XLF	New	SELECT SECTOR SPDR TRsbi int-finl	$472,000	–	17,102	–	0.19%	–
GE	New	GENERAL ELECTRIC CO	$420,000	–	39,957	–	0.17%	–
UAL	New	UNITED CONTL HLDGS INC	$408,000	–	4,655	–	0.17%	–
GVA	New	GRANITE CONSTR INC	$404,000	–	8,385	–	0.16%	–
XLV	New	SELECT SECTOR SPDR TRsbi healthcare	$389,000	–	4,204	–	0.16%	–
FNB	New	FNB CORP PA	$358,000	–	30,390	–	0.15%	–
NBTB	New	NBT BANCORP INC	$353,000	–	9,421	–	0.14%	–
TTE	New	TOTAL S Asponsored ads	$345,000	–	6,190	–	0.14%	–
SDY	New	SPDR SERIES TRUSTs&p divid etf	$302,000	–	2,996	–	0.12%	–
BAX	New	BAXTER INTL INC	$282,000	–	3,445	–	0.12%	–
GD	New	GENERAL DYNAMICS CORP	$275,000	–	1,510	–	0.11%	–
XLE	New	SELECT SECTOR SPDR TRenergy	$274,000	–	4,296	–	0.11%	–
CMCSA	New	COMCAST CORP NEWcl a	$263,000	–	6,210	–	0.11%	–
PFE	New	PFIZER INC	$262,000	–	6,056	–	0.11%	–
CONE	New	CYRUSONE INC	$260,000	–	4,505	–	0.11%	–
OHI	New	OMEGA HEALTHCARE INVS INC	$244,000	–	6,640	–	0.10%	–
EW	New	EDWARDS LIFESCIENCES CORP	$243,000	–	1,315	–	0.10%	–
SCHX	New	SCHWAB STRATEGIC TRus lrg cap etf	$224,000	–	3,188	–	0.09%	–
PEP	New	PEPSICO INC	$221,000	–	1,684	–	0.09%	–
SPHY	New	SPDR SERIES TRUSTice bofaml bhyb	$211,000	–	8,075	–	0.09%	–
ITOT	New	ISHARES TRcore s&p ttl stk	$210,000	–	3,155	–	0.08%	–
AXP	New	AMERICAN EXPRESS CO	$205,000	–	1,660	–	0.08%	–
ED	New	CONSOLIDATED EDISON INC	$201,000	–	2,288	–	0.08%	–

Q4 2018

			Value		Shares		↓ Weighting
CMCSA	Exit	COMCAST CORP NEWcl a	$0	–	-5,945	–	-0.09%	–
SCHX	Exit	SCHWAB STRATEGIC TRus lrg cap etf	$0	–	-3,126	–	-0.09%	–
REGN	Exit	REGENERON PHARMACEUTICALS	$0	–	-550	–	-0.09%	–
PFE	Exit	PFIZER INC	$0	–	-5,041	–	-0.09%	–
EW	Exit	EDWARDS LIFESCIENCES CORP	$0	–	-1,315	–	-0.09%	–
BMY	Exit	BRISTOL MYERS SQUIBB CO	$0	–	-3,935	–	-0.10%	–
SDY	Exit	SPDR SERIES TRUSTs&p divid etf	$0	–	-2,582	–	-0.10%	–
XLE	Exit	SELECT SECTOR SPDR TRenergy	$0	–	-3,726	–	-0.12%	–
GVA	Exit	GRANITE CONSTR INC	$0	–	-6,225	–	-0.12%	–
BAX	Exit	BAXTER INTL INC	$0	–	-3,700	–	-0.12%	–
XLF	Exit	SELECT SECTOR SPDR TRsbi int-finl	$0	–	-11,451	–	-0.13%	–
NFLX	Exit	NETFLIX INC	$0	–	-855	–	-0.13%	–
NBTB	Exit	NBT BANCORP INC	$0	–	-9,421	–	-0.15%	–
GD	Exit	GENERAL DYNAMICS CORP	$0	–	-1,800	–	-0.15%	–
UNH	Exit	UNITEDHEALTH GROUP INC	$0	–	-1,395	–	-0.15%	–
XLV	Exit	SELECT SECTOR SPDR TRsbi healthcare	$0	–	-4,273	–	-0.17%	–
GE	Exit	GENERAL ELECTRIC CO	$0	–	-36,403	–	-0.17%	–
XLI	Exit	SELECT SECTOR SPDR TRsbi int-inds	$0	–	-5,330	–	-0.17%	–
FLR	Exit	FLUOR CORP NEW	$0	–	-7,230	–	-0.17%	–
SCHV	Exit	SCHWAB STRATEGIC TRus lcap va etf	$0	–	-7,515	–	-0.17%	–
ARKW	Exit	ARK ETF TRweb x.o etf	$0	–	-7,455	–	-0.18%	–
FNB	Exit	FNB CORP PA	$0	–	-34,565	–	-0.18%	–
TTE	Exit	TOTAL S Asponsored adr	$0	–	-6,925	–	-0.18%	–
VAR	Exit	VARIAN MED SYS INC	$0	–	-4,000	–	-0.20%	–
UAL	Exit	UNITED CONTL HLDGS INC	$0	–	-5,375	–	-0.20%	–
XLK	Exit	SELECT SECTOR SPDR TRtechnology	$0	–	-6,648	–	-0.21%	–
CNI	Exit	CANADIAN NATL RY CO	$0	–	-5,805	–	-0.22%	–
IEX	Exit	IDEX CORP	$0	–	-3,525	–	-0.22%	–
AGG	Exit	ISHARES TRcore us aggbd et	$0	–	-5,217	–	-0.23%	–
ABT	Exit	ABBOTT LABS	$0	–	-7,570	–	-0.23%	–
SPHY	Exit	SPDR SER TRice bofaml etf	$0	–	-21,991	–	-0.23%	–
SCHG	Exit	SCHWAB STRATEGIC TRus lcap gr etf	$0	–	-7,313	–	-0.25%	–
NEWR	Exit	NEW RELIC INC	$0	–	-6,535	–	-0.25%	–
EMR	Exit	EMERSON ELEC CO	$0	–	-8,295	–	-0.26%	–
DVY	Exit	ISHARES TRselect divid etf	$0	–	-6,552	–	-0.27%	–
VZ	Exit	VERIZON COMMUNICATIONS INC	$0	–	-12,552	–	-0.28%	–
MDY	Exit	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$0	–	-1,851	–	-0.28%	–
SCHF	Exit	SCHWAB STRATEGIC TRintl eqty etf	$0	–	-20,560	–	-0.28%	–
PRSP	Exit	PERSPECTA INC	$0	–	-27,047	–	-0.29%	–
VCIT	Exit	VANGUARD SCOTTSDALE FDSint-term corp	$0	–	-8,750	–	-0.30%	–
MPW	Exit	MEDICAL PPTYS TRUST INC	$0	–	-52,233	–	-0.32%	–
CVX	Exit	CHEVRON CORP NEW	$0	–	-6,564	–	-0.33%	–
DIA	Exit	SPDR DOW JONES INDL AVRG ETFut ser 1	$0	–	-3,065	–	-0.33%	–
MCD	Exit	MCDONALDS CORP	$0	–	-4,883	–	-0.34%	–
PANW	Exit	PALO ALTO NETWORKS INC	$0	–	-3,625	–	-0.34%	–
MOS	Exit	MOSAIC CO NEW	$0	–	-25,540	–	-0.34%	–
BA	Exit	BOEING CO	$0	–	-2,238	–	-0.34%	–
SCHR	Exit	SCHWAB STRATEGIC TRintrm trm tres	$0	–	-16,441	–	-0.35%	–
BSV	Exit	VANGUARD BD INDEX FD INCshort trm bond	$0	–	-11,431	–	-0.37%	–
HON	Exit	HONEYWELL INTL INC	$0	–	-5,483	–	-0.38%	–
IGHG	Exit	PROSHARES TRinvt int rt hg	$0	–	-12,346	–	-0.39%	–
SCHP	Exit	SCHWAB STRATEGIC TRus tips etf	$0	–	-17,382	–	-0.39%	–
GWPH	Exit	GW PHARMACEUTICALS PLCads	$0	–	-5,520	–	-0.39%	–
HUN	Exit	HUNTSMAN CORP	$0	–	-35,205	–	-0.40%	–
AMZN	Exit	AMAZON COM INC	$0	–	-487	–	-0.40%	–
FLRN	Exit	SPDR SER TRblomberg brc inv	$0	–	-33,918	–	-0.43%	–
TGT	Exit	TARGET CORP	$0	–	-12,050	–	-0.44%	–
CVS	Exit	CVS HEALTH CORP	$0	–	-14,365	–	-0.47%	–
BOTZ	Exit	GLOBAL X FDSrbtcs artfl inte	$0	–	-50,010	–	-0.47%	–
TIP	Exit	ISHARES TRtips bd etf	$0	–	-10,413	–	-0.48%	–
T	Exit	AT&T INC	$0	–	-35,274	–	-0.49%	–
MMM	Exit	3M CO	$0	–	-5,620	–	-0.49%	–
MU	Exit	MICRON TECHNOLOGY INC	$0	–	-26,485	–	-0.49%	–
KEY	Exit	KEYCORP NEW	$0	–	-60,704	–	-0.50%	–
XYL	Exit	XYLEM INC	$0	–	-15,435	–	-0.51%	–
GPN	Exit	GLOBAL PMTS INC	$0	–	-10,875	–	-0.57%	–
XOM	Exit	EXXON MOBIL CORP	$0	–	-17,311	–	-0.61%	–
IWM	Exit	ISHARES TRrussell 2000 etf	$0	–	-9,412	–	-0.65%	–
EEM	Exit	ISHARES TRmsci emg mkt etf	$0	–	-37,436	–	-0.66%	–
DEO	Exit	DIAGEO P L Cspon adr new	$0	–	-11,815	–	-0.69%	–
EQIX	Exit	EQUINIX INC	$0	–	-4,115	–	-0.74%	–
BND	Exit	VANGUARD BD INDEX FD INCtotal bnd mrkt	$0	–	-22,814	–	-0.74%	–
EFA	Exit	ISHARES TRmsci eafe etf	$0	–	-27,466	–	-0.77%	–
HPT	Exit	HOSPITALITY PPTYS TR	$0	–	-66,449	–	-0.79%	–
PRAH	Exit	PRA HEALTH SCIENCES INC	$0	–	-17,610	–	-0.80%	–
INTC	Exit	INTEL CORP	$0	–	-41,318	–	-0.81%	–
SCHE	Exit	SCHWAB STRATEGIC TRemrg mkteq etf	$0	–	-77,847	–	-0.83%	–
UPS	Exit	UNITED PARCEL SERVICE INCcl b	$0	–	-17,850	–	-0.86%	–
SPY	Exit	SPDR S&P 500 ETF TRtr unit	$0	–	-7,176	–	-0.86%	–
KRE	Exit	SPDR SERIES TRUSTs&p regl bkg	$0	–	-35,442	–	-0.87%	–
YUM	Exit	YUM BRANDS INC	$0	–	-24,233	–	-0.91%	–
VNQI	Exit	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$0	–	-40,470	–	-0.94%	–
SCHM	Exit	SCHWAB STRATEGIC TRus mid-cap etf	$0	–	-40,871	–	-0.98%	–
SCHA	Exit	SCHWAB STRATEGIC TRus sml cap etf	$0	–	-32,378	–	-1.02%	–
CELG	Exit	CELGENE CORP	$0	–	-28,848	–	-1.06%	–
TTWO	Exit	TAKE-TWO INTERACTIVE SOFTWAR	$0	–	-19,610	–	-1.12%	–
EXPE	Exit	EXPEDIA GROUP INC	$0	–	-20,995	–	-1.13%	–
JNJ	Exit	JOHNSON & JOHNSON	$0	–	-21,076	–	-1.20%	–
SCHD	Exit	SCHWAB STRATEGIC TRus dividend eq	$0	–	-55,522	–	-1.21%	–
DIS	Exit	DISNEY WALT CO	$0	–	-25,347	–	-1.22%	–
SONY	Exit	SONY CORPsponsored adr	$0	–	-51,755	–	-1.30%	–
BRKB	Exit	BERKSHIRE HATHAWAY INC DELcl b new	$0	–	-14,850	–	-1.31%	–
BNDX	Exit	VANGUARD CHARLOTTE FDSintl bd idx etf	$0	–	-60,263	–	-1.36%	–
SBUX	Exit	STARBUCKS CORP	$0	–	-58,329	–	-1.37%	–
C	Exit	CITIGROUP INC	$0	–	-46,761	–	-1.38%	–
DXC	Exit	DXC TECHNOLOGY CO	$0	–	-36,672	–	-1.42%	–
COP	Exit	CONOCOPHILLIPS	$0	–	-47,251	–	-1.51%	–
DWDP	Exit	DOWDUPONT INC	$0	–	-58,765	–	-1.56%	–
BABA	Exit	ALIBABA GROUP HLDG LTDsponsored ads	$0	–	-25,455	–	-1.73%	–
XPO	Exit	XPO LOGISTICS INC	$0	–	-39,030	–	-1.84%	–
UTX	Exit	UNITED TECHNOLOGIES CORP	$0	–	-32,392	–	-1.87%	–
NVDA	Exit	NVIDIA CORP	$0	–	-17,771	–	-2.06%	–
CSCO	Exit	CISCO SYS INC	$0	–	-106,777	–	-2.14%	–
SCHB	Exit	SCHWAB STRATEGIC TRus brd mkt etf	$0	–	-77,721	–	-2.26%	–
BAC	Exit	BANK AMER CORP	$0	–	-231,230	–	-2.81%	–
NKE	Exit	NIKE INCcl b	$0	–	-81,719	–	-2.86%	–
LOW	Exit	LOWES COS INC	$0	–	-63,210	–	-3.00%	–
V	Exit	VISA INC	$0	–	-48,740	–	-3.02%	–
JPM	Exit	JPMORGAN CHASE & CO	$0	–	-66,385	–	-3.09%	–
MA	Exit	MASTERCARD INCORPORATEDcl a	$0	–	-35,112	–	-3.22%	–
FB	Exit	FACEBOOK INCcl a	$0	–	-48,258	–	-3.28%	–
MSFT	Exit	MICROSOFT CORP	$0	–	-94,364	–	-4.45%	–
GOOGL	Exit	ALPHABET INCcap stk cl a	$0	–	-9,952	–	-4.96%	–
AAPL	Exit	APPLE INC	$0	–	-71,889	–	-6.70%	–

Q3 2018

			Value		Shares		↓ Weighting
AAPL	Sell	APPLE INC	$16,229,000	+21.8%	71,889	-0.2%	6.70%	+12.0%
GOOGL	Buy	ALPHABET INCcap stk cl a	$12,013,000	+10.3%	9,952	+3.1%	4.96%	+1.4%
MSFT	Sell	MICROSOFT CORP	$10,792,000	+15.4%	94,364	-0.5%	4.45%	+6.1%
FB	Sell	FACEBOOK INCcl a	$7,937,000	-22.4%	48,258	-8.4%	3.28%	-28.7%
MA	Sell	MASTERCARD INCORPORATEDcl a	$7,816,000	+10.2%	35,112	-2.7%	3.22%	+1.4%
JPM	Buy	JPMORGAN CHASE & CO	$7,491,000	+8.6%	66,385	+0.3%	3.09%	-0.2%
V	Sell	VISA INC	$7,315,000	+11.9%	48,740	-1.2%	3.02%	+2.9%
LOW	Sell	LOWES COS INC	$7,258,000	+18.9%	63,210	-1.0%	3.00%	+9.3%
NKE	Sell	NIKE INCcl b	$6,923,000	+5.0%	81,719	-1.3%	2.86%	-3.5%
BAC	Sell	BANK AMER CORP	$6,812,000	+2.1%	231,230	-2.3%	2.81%	-6.1%
SCHB	Buy	SCHWAB STRATEGIC TRus brd mkt etf	$5,471,000	+10.7%	77,721	+3.8%	2.26%	+1.8%
CSCO	Sell	CISCO SYS INC	$5,195,000	+12.4%	106,777	-0.6%	2.14%	+3.4%
NVDA	Buy	NVIDIA CORP	$4,994,000	+22.0%	17,771	+2.8%	2.06%	+12.1%
UTX	Buy	UNITED TECHNOLOGIES CORP	$4,529,000	+12.5%	32,392	+0.6%	1.87%	+3.4%
XPO	Sell	XPO LOGISTICS INC	$4,456,000	+12.4%	39,030	-1.4%	1.84%	+3.4%
BABA	Buy	ALIBABA GROUP HLDG LTDsponsored ads	$4,194,000	-7.1%	25,455	+4.6%	1.73%	-14.6%
DWDP	Sell	DOWDUPONT INC	$3,779,000	-5.3%	58,765	-2.9%	1.56%	-12.9%
COP	Sell	CONOCOPHILLIPS	$3,657,000	+11.1%	47,251	-0.1%	1.51%	+2.1%
DXC	Buy	DXC TECHNOLOGY CO	$3,430,000	+20.7%	36,672	+4.0%	1.42%	+11.0%
C	Buy	CITIGROUP INC	$3,355,000	+13.4%	46,761	+5.8%	1.38%	+4.2%
SBUX	Sell	STARBUCKS CORP	$3,315,000	+12.1%	58,329	-3.7%	1.37%	+3.0%
BNDX	Buy	VANGUARD CHARLOTTE FDSintl bd idx etf	$3,287,000	-0.2%	60,263	+0.2%	1.36%	-8.2%
BRKB	Buy	BERKSHIRE HATHAWAY INC DELcl b new	$3,180,000	+44.5%	14,850	+26.0%	1.31%	+32.9%
SONY	Buy	SONY CORPsponsored adr	$3,139,000	+33.5%	51,755	+12.9%	1.30%	+22.7%
DIS	Buy	DISNEY WALT CO	$2,964,000	+31.7%	25,347	+18.0%	1.22%	+21.1%
SCHD	Sell	SCHWAB STRATEGIC TRus dividend eq	$2,943,000	+5.3%	55,522	-2.1%	1.21%	-3.3%
JNJ	Buy	JOHNSON & JOHNSON	$2,912,000	+14.2%	21,076	+0.3%	1.20%	+5.1%
EXPE	Buy	EXPEDIA GROUP INC	$2,739,000	+13.4%	20,995	+4.5%	1.13%	+4.2%
TTWO	Buy	TAKE-TWO INTERACTIVE SOFTWAR	$2,706,000	+29.0%	19,610	+10.7%	1.12%	+18.7%
CELG	Buy	CELGENE CORP	$2,582,000	+24.7%	28,848	+10.7%	1.06%	+14.6%
SCHA	Buy	SCHWAB STRATEGIC TRus sml cap etf	$2,466,000	+7.5%	32,378	+3.8%	1.02%	-1.2%
SCHM	Buy	SCHWAB STRATEGIC TRus mid-cap etf	$2,364,000	+19.3%	40,871	+13.2%	0.98%	+9.7%
VNQI	Sell	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$2,273,000	-11.1%	40,470	-8.1%	0.94%	-18.3%
YUM	Sell	YUM BRANDS INC	$2,203,000	-23.9%	24,233	-34.5%	0.91%	-30.1%
KRE	Buy	SPDR SERIES TRUSTs&p regl bkg	$2,106,000	+1.1%	35,442	+3.8%	0.87%	-7.1%
SPY	Sell	SPDR S&P 500 ETF TRtr unit	$2,086,000	+6.0%	7,176	-1.1%	0.86%	-2.5%
UPS	Buy	UNITED PARCEL SERVICE INCcl b	$2,084,000	+19.1%	17,850	+8.4%	0.86%	+9.6%
SCHE	Buy	SCHWAB STRATEGIC TRemrg mkteq etf	$2,001,000	+5.1%	77,847	+5.9%	0.83%	-3.3%
INTC	Sell	INTEL CORP	$1,954,000	-10.4%	41,318	-5.8%	0.81%	-17.6%
PRAH	Buy	PRA HEALTH SCIENCES INC	$1,940,000	+28.0%	17,610	+8.4%	0.80%	+17.8%
HPT	Sell	HOSPITALITY PPTYS TR	$1,916,000	-2.8%	66,449	-3.6%	0.79%	-10.6%
EFA	Sell	ISHARES TRmsci eafe etf	$1,867,000	+1.0%	27,466	-0.5%	0.77%	-7.2%
BND	Buy	VANGUARD BD INDEX FD INCtotal bnd mrkt	$1,795,000	-0.6%	22,814	+0.0%	0.74%	-8.6%
EQIX	Buy	EQUINIX INC	$1,781,000	+6.5%	4,115	+5.8%	0.74%	-2.0%
DEO	Buy	DIAGEO P L Cspon adr new	$1,674,000	-0.1%	11,815	+1.6%	0.69%	-8.1%
EEM	Buy	ISHARES TRmsci emg mkt etf	$1,607,000	+3.3%	37,436	+4.3%	0.66%	-5.0%
IWM	Buy	ISHARES TRrussell 2000 etf	$1,586,000	+10.4%	9,412	+7.3%	0.65%	+1.6%
XOM	Buy	EXXON MOBIL CORP	$1,472,000	+3.1%	17,311	+0.3%	0.61%	-5.3%
GPN	Buy	GLOBAL PMTS INC	$1,385,000	+35.0%	10,875	+18.1%	0.57%	+24.1%
XYL	Sell	XYLEM INC	$1,233,000	+11.5%	15,435	-5.9%	0.51%	+2.6%
KEY	Sell	KEYCORP NEW	$1,207,000	-6.5%	60,704	-8.1%	0.50%	-14.0%
MU	Sell	MICRON TECHNOLOGY INC	$1,198,000	-15.6%	26,485	-2.2%	0.49%	-22.4%
MMM	Sell	3M CO	$1,184,000	+3.4%	5,620	-3.4%	0.49%	-4.9%
T	Buy	AT&T INC	$1,184,000	+220.0%	35,274	+206.5%	0.49%	+194.6%
TIP	Sell	ISHARES TRtips bd etf	$1,152,000	-8.1%	10,413	-6.2%	0.48%	-15.5%
BOTZ	Sell	GLOBAL X FDSrbtcs artfl inte	$1,144,000	-2.0%	50,010	-5.7%	0.47%	-9.9%
CVS	Buy	CVS HEALTH CORP	$1,131,000	+29.9%	14,365	+6.2%	0.47%	+19.4%
TGT	Buy	TARGET CORP	$1,063,000	+44.0%	12,050	+24.2%	0.44%	+32.6%
FLRN	Buy	SPDR SER TRblomberg brc inv	$1,044,000	+67.8%	33,918	+67.7%	0.43%	+54.5%
AMZN	Sell	AMAZON COM INC	$975,000	+13.6%	487	-3.6%	0.40%	+4.4%
HUN	New	HUNTSMAN CORP	$959,000	–	35,205	–	0.40%	–
GWPH	Buy	GW PHARMACEUTICALS PLCads	$954,000	+26.0%	5,520	+1.8%	0.39%	+15.9%
SCHP	Buy	SCHWAB STRATEGIC TRus tips etf	$938,000	+12.9%	17,382	+14.8%	0.39%	+3.8%
IGHG	Sell	PROSHARES TRinvt int rt hg	$935,000	-4.7%	12,346	-7.0%	0.39%	-12.3%
HON	Sell	HONEYWELL INTL INC	$912,000	+9.4%	5,483	-5.3%	0.38%	+0.5%
BSV	Sell	VANGUARD BD INDEX FD INCshort trm bond	$893,000	0.0%	11,431	-0.1%	0.37%	-8.2%
SCHR	Buy	SCHWAB STRATEGIC TRintrm trm tres	$851,000	+1.7%	16,441	+2.8%	0.35%	-6.6%
BA	Buy	BOEING CO	$832,000	+19.4%	2,238	+7.7%	0.34%	+9.6%
MOS	New	MOSAIC CO NEW	$830,000	–	25,540	–	0.34%	–
PANW	Buy	PALO ALTO NETWORKS INC	$817,000	+29.3%	3,625	+17.9%	0.34%	+18.7%
MCD	Sell	MCDONALDS CORP	$817,000	-1.1%	4,883	-7.4%	0.34%	-9.2%
DIA	New	SPDR DOW JONES INDL AVRG ETFut ser 1	$810,000	–	3,065	–	0.33%	–
CVX	Sell	CHEVRON CORP NEW	$803,000	-3.7%	6,564	-0.5%	0.33%	-11.5%
MPW	Buy	MEDICAL PPTYS TRUST INC	$779,000	+6.3%	52,233	+0.1%	0.32%	-2.4%
VCIT	Sell	VANGUARD SCOTTSDALE FDSint-term corp	$731,000	-2.0%	8,750	-2.1%	0.30%	-9.9%
PRSP	Buy	PERSPECTA INC	$696,000	+95.5%	27,047	+56.1%	0.29%	+79.4%
SCHF	Sell	SCHWAB STRATEGIC TRintl eqty etf	$689,000	-4.0%	20,560	-5.4%	0.28%	-11.8%
MDY	Buy	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$680,000	+3.5%	1,851	+0.1%	0.28%	-4.7%
VZ	Buy	VERIZON COMMUNICATIONS INC	$670,000	+6.2%	12,552	+0.0%	0.28%	-2.5%
DVY	Sell	ISHARES TRselect divid etf	$654,000	-3.0%	6,552	-5.0%	0.27%	-10.6%
EMR	Buy	EMERSON ELEC CO	$635,000	+11.4%	8,295	+0.6%	0.26%	+2.3%
NEWR	New	NEW RELIC INC	$616,000	–	6,535	–	0.25%	–
SCHG	Buy	SCHWAB STRATEGIC TRus lcap gr etf	$600,000	+27.9%	7,313	+18.3%	0.25%	+18.1%
SPHY	Sell	SPDR SER TRice bofaml etf	$562,000	-1.6%	21,991	-2.4%	0.23%	-9.4%
AGG	Buy	ISHARES TRcore us aggbd et	$551,000	-0.7%	5,217	+0.0%	0.23%	-8.8%
IEX	Sell	IDEX CORP	$531,000	-0.9%	3,525	-10.2%	0.22%	-9.1%
CNI	Sell	CANADIAN NATL RY CO	$521,000	+0.8%	5,805	-8.3%	0.22%	-7.3%
XLK	Buy	SELECT SECTOR SPDR TRtechnology	$501,000	+24.3%	6,648	+14.7%	0.21%	+14.4%
UAL	Sell	UNITED CONTL HLDGS INC	$479,000	+25.4%	5,375	-1.8%	0.20%	+15.8%
TTE	Sell	TOTAL S Asponsored adr	$446,000	+6.2%	6,925	-0.1%	0.18%	-2.1%
FNB	Buy	FNB CORP PA	$440,000	+9.5%	34,565	+15.6%	0.18%	+1.1%
ARKW	New	ARK ETF TRweb x.o etf	$429,000	–	7,455	–	0.18%	–
SCHV	Buy	SCHWAB STRATEGIC TRus lcap va etf	$422,000	+79.6%	7,515	+69.6%	0.17%	+65.7%
FLR	Buy	FLUOR CORP NEW	$420,000	+20.0%	7,230	+0.8%	0.17%	+10.2%
XLI	Buy	SELECT SECTOR SPDR TRsbi int-inds	$418,000	+33.5%	5,330	+21.9%	0.17%	+22.9%
GE	Buy	GENERAL ELECTRIC CO	$411,000	-9.7%	36,403	+8.9%	0.17%	-16.7%
XLV	Sell	SELECT SECTOR SPDR TRsbi healthcare	$407,000	+11.8%	4,273	-2.0%	0.17%	+3.1%
UNH	New	UNITEDHEALTH GROUP INC	$371,000	–	1,395	–	0.15%	–
NFLX	New	NETFLIX INC	$320,000	–	855	–	0.13%	–
XLF	Buy	SELECT SECTOR SPDR TRsbi int-finl	$316,000	+33.9%	11,451	+29.2%	0.13%	+22.6%
GVA	Sell	GRANITE CONSTR INC	$284,000	-24.9%	6,225	-8.5%	0.12%	-31.2%
XLE	Sell	SELECT SECTOR SPDR TRenergy	$282,000	-1.7%	3,726	-1.3%	0.12%	-10.1%
SDY	Buy	SPDR SERIES TRUSTs&p divid etf	$253,000	+14.0%	2,582	+7.6%	0.10%	+4.0%
BMY	Sell	BRISTOL MYERS SQUIBB CO	$244,000	+0.4%	3,935	-10.3%	0.10%	-7.3%
EW	Sell	EDWARDS LIFESCIENCES CORP	$229,000	+13.9%	1,315	-4.6%	0.09%	+4.4%
REGN	Sell	REGENERON PHARMACEUTICALS	$222,000	+6.2%	550	-9.1%	0.09%	-2.1%
PFE	New	PFIZER INC	$222,000	–	5,041	–	0.09%	–
SCHX	Sell	SCHWAB STRATEGIC TRus lrg cap etf	$217,000	+3.8%	3,126	-3.0%	0.09%	-4.3%
CMCSA	New	COMCAST CORP NEWcl a	$210,000	–	5,945	–	0.09%	–
CONE	Exit	CYRUSONE INC	$0	–	-4,015	–	-0.10%	–
MTCH	Exit	MATCH GROUP INC	$0	–	-12,155	–	-0.21%	–
PFF	Exit	ISHARES TRs&p us pfd stk	$0	–	-18,070	–	-0.31%	–
MZOR	Exit	MAZOR ROBOTICS LTDsponsored ads	$0	–	-18,585	–	-0.46%	–
MGM	Exit	MGM RESORTS INTERNATIONAL	$0	–	-44,320	–	-0.58%	–
AMAT	Exit	APPLIED MATLS INC	$0	–	-37,850	–	-0.78%	–

Q2 2018

			Value		Shares		↓ Weighting
AAPL	New	APPLE INC	$13,329,000	–	72,006	–	5.98%	–
GOOGL	New	ALPHABET INCcap stk cl a	$10,896,000	–	9,649	–	4.89%	–
FB	New	FACEBOOK INCcl a	$10,234,000	–	52,668	–	4.59%	–
MSFT	New	MICROSOFT CORP	$9,349,000	–	94,806	–	4.20%	–
MA	New	MASTERCARD INCORPORATEDcl a	$7,091,000	–	36,081	–	3.18%	–
JPM	New	JPMORGAN CHASE & CO	$6,898,000	–	66,200	–	3.10%	–
BAC	New	BANK AMER CORP	$6,674,000	–	236,737	–	3.00%	–
NKE	New	NIKE INCcl b	$6,595,000	–	82,765	–	2.96%	–
V	New	VISA INC	$6,537,000	–	49,354	–	2.93%	–
LOW	New	LOWES COS INC	$6,102,000	–	63,851	–	2.74%	–
SCHB	New	SCHWAB STRATEGIC TRus brd mkt etf	$4,940,000	–	74,855	–	2.22%	–
CSCO	New	CISCO SYS INC	$4,621,000	–	107,387	–	2.07%	–
BABA	New	ALIBABA GROUP HLDG LTDsponsored ads	$4,514,000	–	24,330	–	2.03%	–
NVDA	New	NVIDIA CORP	$4,095,000	–	17,286	–	1.84%	–
UTX	New	UNITED TECHNOLOGIES CORP	$4,027,000	–	32,205	–	1.81%	–
DWDP	New	DOWDUPONT INC	$3,989,000	–	60,506	–	1.79%	–
XPO	New	XPO LOGISTICS INC	$3,965,000	–	39,580	–	1.78%	–
COP	New	CONOCOPHILLIPS	$3,293,000	–	47,295	–	1.48%	–
BNDX	New	VANGUARD CHARLOTTE FDSintl bd idx etf	$3,292,000	–	60,167	–	1.48%	–
C	New	CITIGROUP INC	$2,958,000	–	44,205	–	1.33%	–
SBUX	New	STARBUCKS CORP	$2,958,000	–	60,544	–	1.33%	–
YUM	New	YUM BRANDS INC	$2,896,000	–	37,022	–	1.30%	–
DXC	New	DXC TECHNOLOGY CO	$2,842,000	–	35,262	–	1.28%	–
SCHD	New	SCHWAB STRATEGIC TRus dividend eq	$2,796,000	–	56,733	–	1.26%	–
VNQI	New	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$2,558,000	–	44,037	–	1.15%	–
JNJ	New	JOHNSON & JOHNSON	$2,549,000	–	21,003	–	1.14%	–
EXPE	New	EXPEDIA GROUP INC	$2,415,000	–	20,095	–	1.08%	–
SONY	New	SONY CORPsponsored adr	$2,351,000	–	45,855	–	1.06%	–
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$2,295,000	–	31,198	–	1.03%	–
DIS	New	DISNEY WALT CO	$2,251,000	–	21,481	–	1.01%	–
BRKB	New	BERKSHIRE HATHAWAY INC DELcl b new	$2,200,000	–	11,785	–	0.99%	–
INTC	New	INTEL CORP	$2,180,000	–	43,849	–	0.98%	–
TTWO	New	TAKE-TWO INTERACTIVE SOFTWAR	$2,097,000	–	17,715	–	0.94%	–
KRE	New	SPDR SERIES TRUSTs&p regl bkg	$2,083,000	–	34,146	–	0.94%	–
CELG	New	CELGENE CORP	$2,070,000	–	26,063	–	0.93%	–
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$1,982,000	–	36,115	–	0.89%	–
HPT	New	HOSPITALITY PPTYS TR	$1,972,000	–	68,937	–	0.88%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$1,968,000	–	7,254	–	0.88%	–
SCHE	New	SCHWAB STRATEGIC TRemrg mkteq etf	$1,903,000	–	73,491	–	0.85%	–
EFA	New	ISHARES TRmsci eafe etf	$1,849,000	–	27,616	–	0.83%	–
BND	New	VANGUARD BD INDEX FD INCtotal bnd mrkt	$1,806,000	–	22,804	–	0.81%	–
UPS	New	UNITED PARCEL SERVICE INCcl b	$1,750,000	–	16,470	–	0.78%	–
AMAT	New	APPLIED MATLS INC	$1,748,000	–	37,850	–	0.78%	–
DEO	New	DIAGEO P L Cspon adr new	$1,675,000	–	11,630	–	0.75%	–
EQIX	New	EQUINIX INC	$1,672,000	–	3,890	–	0.75%	–
EEM	New	ISHARES TRmsci emg mkt etf	$1,556,000	–	35,906	–	0.70%	–
PRAH	New	PRA HEALTH SCIENCES INC	$1,516,000	–	16,240	–	0.68%	–
IWM	New	ISHARES TRrussell 2000 etf	$1,436,000	–	8,770	–	0.64%	–
XOM	New	EXXON MOBIL CORP	$1,428,000	–	17,257	–	0.64%	–
MU	New	MICRON TECHNOLOGY INC	$1,420,000	–	27,075	–	0.64%	–
KEY	New	KEYCORP NEW	$1,291,000	–	66,049	–	0.58%	–
MGM	New	MGM RESORTS INTERNATIONAL	$1,287,000	–	44,320	–	0.58%	–
TIP	New	ISHARES TRtips bd etf	$1,253,000	–	11,098	–	0.56%	–
BOTZ	New	GLOBAL X FDSrbtcs artfl inte	$1,167,000	–	53,040	–	0.52%	–
MMM	New	3M CO	$1,145,000	–	5,820	–	0.51%	–
XYL	New	XYLEM INC	$1,106,000	–	16,410	–	0.50%	–
MZOR	New	MAZOR ROBOTICS LTDsponsored ads	$1,032,000	–	18,585	–	0.46%	–
GPN	New	GLOBAL PMTS INC	$1,026,000	–	9,205	–	0.46%	–
IGHG	New	PROSHARES TRinvt int rt hg	$981,000	–	13,276	–	0.44%	–
BSV	New	VANGUARD BD INDEX FD INCshort trm bond	$893,000	–	11,440	–	0.40%	–
CVS	New	CVS HEALTH CORP	$871,000	–	13,530	–	0.39%	–
AMZN	New	AMAZON COM INC	$858,000	–	505	–	0.38%	–
SCHR	New	SCHWAB STRATEGIC TRintrm trm tres	$837,000	–	15,987	–	0.38%	–
CVX	New	CHEVRON CORP NEW	$834,000	–	6,596	–	0.37%	–
HON	New	HONEYWELL INTL INC	$834,000	–	5,791	–	0.37%	–
SCHP	New	SCHWAB STRATEGIC TRus tips etf	$831,000	–	15,137	–	0.37%	–
MCD	New	MCDONALDS CORP	$826,000	–	5,273	–	0.37%	–
GWPH	New	GW PHARMACEUTICALS PLCads	$757,000	–	5,425	–	0.34%	–
VCIT	New	VANGUARD SCOTTSDALE FDSint-term corp	$746,000	–	8,936	–	0.34%	–
TGT	New	TARGET CORP	$738,000	–	9,700	–	0.33%	–
MPW	New	MEDICAL PPTYS TRUST INC	$733,000	–	52,175	–	0.33%	–
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$718,000	–	21,726	–	0.32%	–
BA	New	BOEING CO	$697,000	–	2,078	–	0.31%	–
PFF	New	ISHARES TRs&p us pfd stk	$681,000	–	18,070	–	0.31%	–
DVY	New	ISHARES TRselect divid etf	$674,000	–	6,899	–	0.30%	–
MDY	New	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$657,000	–	1,850	–	0.30%	–
PANW	New	PALO ALTO NETWORKS INC	$632,000	–	3,075	–	0.28%	–
VZ	New	VERIZON COMMUNICATIONS INC	$631,000	–	12,550	–	0.28%	–
FLRN	New	SPDR SER TRblomberg brc inv	$622,000	–	20,220	–	0.28%	–
EMR	New	EMERSON ELEC CO	$570,000	–	8,245	–	0.26%	–
SPHY	New	SPDR SER TRice bofaml etf	$571,000	–	22,538	–	0.26%	–
AGG	New	ISHARES TRcore us aggbd et	$555,000	–	5,216	–	0.25%	–
IEX	New	IDEX CORP	$536,000	–	3,925	–	0.24%	–
CNI	New	CANADIAN NATL RY CO	$517,000	–	6,330	–	0.23%	–
MTCH	New	MATCH GROUP INC	$471,000	–	12,155	–	0.21%	–
SCHG	New	SCHWAB STRATEGIC TRus lcap gr etf	$469,000	–	6,183	–	0.21%	–
ABT	New	ABBOTT LABS	$462,000	–	7,570	–	0.21%	–
GE	New	GENERAL ELECTRIC CO	$455,000	–	33,430	–	0.20%	–
VAR	New	VARIAN MED SYS INC	$455,000	–	4,000	–	0.20%	–
TTE	New	TOTAL S Asponsored adr	$420,000	–	6,930	–	0.19%	–
XLK	New	SELECT SECTOR SPDR TRtechnology	$403,000	–	5,794	–	0.18%	–
FNB	New	FNB CORP PA	$402,000	–	29,895	–	0.18%	–
UAL	New	UNITED CONTL HLDGS INC	$382,000	–	5,475	–	0.17%	–
GVA	New	GRANITE CONSTR INC	$378,000	–	6,800	–	0.17%	–
T	New	AT&T INC	$370,000	–	11,508	–	0.17%	–
XLV	New	SELECT SECTOR SPDR TRsbi healthcare	$364,000	–	4,360	–	0.16%	–
NBTB	New	NBT BANCORP INC	$359,000	–	9,421	–	0.16%	–
PRSP	New	PERSPECTA INC	$356,000	–	17,323	–	0.16%	–
FLR	New	FLUOR CORP NEW	$350,000	–	7,170	–	0.16%	–
GD	New	GENERAL DYNAMICS CORP	$336,000	–	1,800	–	0.15%	–
XLI	New	SELECT SECTOR SPDR TRsbi int-inds	$313,000	–	4,373	–	0.14%	–
XLE	New	SELECT SECTOR SPDR TRenergy	$287,000	–	3,775	–	0.13%	–
BAX	New	BAXTER INTL INC	$273,000	–	3,700	–	0.12%	–
BMY	New	BRISTOL MYERS SQUIBB CO	$243,000	–	4,385	–	0.11%	–
XLF	New	SELECT SECTOR SPDR TRsbi int-finl	$236,000	–	8,861	–	0.11%	–
CONE	New	CYRUSONE INC	$234,000	–	4,015	–	0.10%	–
SCHV	New	SCHWAB STRATEGIC TRus lcap va etf	$235,000	–	4,432	–	0.10%	–
SDY	New	SPDR SERIES TRUSTs&p divid etf	$222,000	–	2,400	–	0.10%	–
REGN	New	REGENERON PHARMACEUTICALS	$209,000	–	605	–	0.09%	–
SCHX	New	SCHWAB STRATEGIC TRus lrg cap etf	$209,000	–	3,222	–	0.09%	–
EW	New	EDWARDS LIFESCIENCES CORP	$201,000	–	1,379	–	0.09%	–

Q4 2017

			Value		Shares		↓ Weighting
MO	Exit	ALTRIA GROUP INC	$0	–	-3,181	–	-0.10%	–
CMCSA	Exit	COMCAST CORP NEWcl a	$0	–	-5,400	–	-0.10%	–
XLI	Exit	SELECT SECTOR SPDR TRsbi int-inds	$0	–	-2,989	–	-0.10%	–
XLK	Exit	SELECT SECTOR SPDR TRtechnology	$0	–	-3,638	–	-0.11%	–
KEY	Exit	KEYCORP NEW	$0	–	-11,485	–	-0.11%	–
BAX	Exit	BAXTER INTL INC	$0	–	-3,850	–	-0.12%	–
SCHG	Exit	SCHWAB STRATEGIC TRus lcap gr etf	$0	–	-3,711	–	-0.12%	–
FCX	Exit	FREEPORT-MCMORAN INCcl b	$0	–	-18,550	–	-0.13%	–
FNB	Exit	FNB CORP PA	$0	–	-18,713	–	-0.13%	–
TTE	Exit	TOTAL S Asponsored adr	$0	–	-5,045	–	-0.13%	–
BAB	Exit	POWERSHARES ETF TR IItxble mun prtflo	$0	–	-9,368	–	-0.14%	–
XLE	Exit	SELECT SECTOR SPDR TRenergy	$0	–	-4,522	–	-0.15%	–
SCHR	Exit	SCHWAB STRATEGIC TRintrm trm tres	$0	–	-6,093	–	-0.16%	–
INTC	Exit	INTEL CORP	$0	–	-9,138	–	-0.17%	–
XLV	Exit	SELECT SECTOR SPDR TRsbi healthcare	$0	–	-4,441	–	-0.18%	–
EMR	Exit	EMERSON ELEC CO	$0	–	-6,130	–	-0.19%	–
ABT	Exit	ABBOTT LABS	$0	–	-7,285	–	-0.19%	–
PSF	Exit	COHEN & STEERS SLT PFD INCM	$0	–	-13,792	–	-0.19%	–
BB	Exit	BLACKBERRY LTD	$0	–	-35,630	–	-0.20%	–
STO	Exit	STATOIL ASAsponsored adr	$0	–	-19,820	–	-0.20%	–
VAR	Exit	VARIAN MED SYS INC	$0	–	-4,000	–	-0.20%	–
PLNT	Exit	PLANET FITNESS INCcl a	$0	–	-15,220	–	-0.20%	–
DHI	Exit	D R HORTON INC	$0	–	-10,445	–	-0.21%	–
GVA	Exit	GRANITE CONSTR INC	$0	–	-7,925	–	-0.23%	–
IEX	Exit	IDEX CORP	$0	–	-3,925	–	-0.24%	–
BMY	Exit	BRISTOL MYERS SQUIBB CO	$0	–	-7,895	–	-0.25%	–
DXC	Exit	DXC TECHNOLOGY CO	$0	–	-6,229	–	-0.26%	–
CNI	Exit	CANADIAN NATL RY CO	$0	–	-6,473	–	-0.26%	–
EPD	Exit	ENTERPRISE PRODS PARTNERS L	$0	–	-21,270	–	-0.28%	–
AGG	Exit	ISHARES TRcore us aggbd et	$0	–	-5,294	–	-0.29%	–
MDY	Exit	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$0	–	-1,849	–	-0.30%	–
GD	Exit	GENERAL DYNAMICS CORP	$0	–	-3,089	–	-0.31%	–
VCIT	Exit	VANGUARD SCOTTSDALE FDSint-term corp	$0	–	-7,604	–	-0.33%	–
SPHY	Exit	SPDR SER TRspdr bofa crss	$0	–	-26,017	–	-0.34%	–
SCHP	Exit	SCHWAB STRATEGIC TRus tips etf	$0	–	-12,643	–	-0.35%	–
DVY	Exit	ISHARES TRselect divid etf	$0	–	-7,539	–	-0.35%	–
MPW	Exit	MEDICAL PPTYS TRUST INC	$0	–	-55,458	–	-0.36%	–
CVX	Exit	CHEVRON CORP NEW	$0	–	-6,347	–	-0.37%	–
BSV	Exit	VANGUARD BD INDEX FD INCshort trm bond	$0	–	-9,598	–	-0.38%	–
SCHF	Exit	SCHWAB STRATEGIC TRintl eqty etf	$0	–	-23,052	–	-0.38%	–
MCD	Exit	MCDONALDS CORP	$0	–	-5,223	–	-0.40%	–
HON	Exit	HONEYWELL INTL INC	$0	–	-6,491	–	-0.46%	–
HCP	Exit	HCP INC	$0	–	-33,900	–	-0.47%	–
TSCO	Exit	TRACTOR SUPPLY CO	$0	–	-15,745	–	-0.49%	–
T	Exit	AT&T INC	$0	–	-25,518	–	-0.50%	–
EEM	Exit	ISHARES TRmsci emg mkt etf	$0	–	-23,285	–	-0.52%	–
SONY	Exit	SONY CORPsponsored adr	$0	–	-28,360	–	-0.52%	–
SCHE	Exit	SCHWAB STRATEGIC TRemrg mkteq etf	$0	–	-39,974	–	-0.53%	–
IWM	Exit	ISHARES TRrussell 2000 etf	$0	–	-7,336	–	-0.54%	–
PFF	Exit	ISHARES TRs&p us pfd stk	$0	–	-28,414	–	-0.55%	–
XYL	Exit	XYLEM INC	$0	–	-17,675	–	-0.55%	–
MMM	Exit	3M CO	$0	–	-6,040	–	-0.63%	–
NQ	Exit	NQ MOBILE INCadr repstg cl a	$0	–	-26,640	–	-0.64%	–
MZOR	Exit	MAZOR ROBOTICS LTDsponsored ads	$0	–	-26,200	–	-0.64%	–
TIP	Exit	ISHARES TRtips bd etf	$0	–	-11,418	–	-0.64%	–
PFE	Exit	PFIZER INC	$0	–	-36,451	–	-0.64%	–
SCHM	Exit	SCHWAB STRATEGIC TRus mid-cap etf	$0	–	-27,317	–	-0.68%	–
ORCL	Exit	ORACLE CORP	$0	–	-28,550	–	-0.68%	–
SCHA	Exit	SCHWAB STRATEGIC TRus sml cap etf	$0	–	-21,552	–	-0.72%	–
C	Exit	CITIGROUP INC	$0	–	-20,299	–	-0.73%	–
REGN	Exit	REGENERON PHARMACEUTICALS	$0	–	-3,318	–	-0.73%	–
URI	Exit	UNITED RENTALS INC	$0	–	-10,695	–	-0.73%	–
DEO	Exit	DIAGEO P L Cspon adr new	$0	–	-11,330	–	-0.74%	–
XOM	Exit	EXXON MOBIL CORP	$0	–	-18,750	–	-0.76%	–
EQIX	Exit	EQUINIX INC	$0	–	-3,582	–	-0.79%	–
MU	Exit	MICRON TECHNOLOGY INC	$0	–	-40,925	–	-0.80%	–
KRE	Exit	SPDR SERIES TRUSTs&p regl bkg	$0	–	-28,609	–	-0.80%	–
BRKB	Exit	BERKSHIRE HATHAWAY INC DELcl b new	$0	–	-9,190	–	-0.83%	–
PWR	Exit	QUANTA SVCS INC	$0	–	-45,630	–	-0.84%	–
SPY	Exit	SPDR S&P 500 ETF TRtr unit	$0	–	-7,020	–	-0.87%	–
DIS	Exit	DISNEY WALT CO	$0	–	-18,006	–	-0.88%	–
MET	Exit	METLIFE INC	$0	–	-38,107	–	-0.98%	–
HPT	Exit	HOSPITALITY PPTYS TR	$0	–	-72,601	–	-1.02%	–
YUM	Exit	YUM BRANDS INC	$0	–	-28,478	–	-1.04%	–
VZ	Exit	VERIZON COMMUNICATIONS INC	$0	–	-45,957	–	-1.12%	–
VNQI	Exit	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$0	–	-43,516	–	-1.28%	–
JNJ	Exit	JOHNSON & JOHNSON	$0	–	-20,504	–	-1.32%	–
COP	Exit	CONOCOPHILLIPS	$0	–	-53,863	–	-1.33%	–
XPO	Exit	XPO LOGISTICS INC	$0	–	-40,585	–	-1.36%	–
GILD	Exit	GILEAD SCIENCES INC	$0	–	-34,439	–	-1.38%	–
SCHD	Exit	SCHWAB STRATEGIC TRus dividend eq	$0	–	-61,550	–	-1.42%	–
BND	Exit	VANGUARD BD INDEX FD INCtotal bnd mrkt	$0	–	-35,492	–	-1.44%	–
AMZN	Exit	AMAZON COM INC	$0	–	-3,062	–	-1.46%	–
EXPE	Exit	EXPEDIA INC DEL	$0	–	-20,955	–	-1.49%	–
GE	Exit	GENERAL ELECTRIC CO	$0	–	-126,551	–	-1.51%	–
CSCO	Exit	CISCO SYS INC	$0	–	-100,532	–	-1.67%	–
UTX	Exit	UNITED TECHNOLOGIES CORP	$0	–	-29,581	–	-1.70%	–
BNDX	Exit	VANGUARD CHARLOTTE FDSintl bd idx etf	$0	–	-63,067	–	-1.70%	–
BABA	Exit	ALIBABA GROUP HLDG LTDsponsored ads	$0	–	-19,960	–	-1.70%	–
NVDA	Exit	NVIDIA CORP	$0	–	-20,896	–	-1.85%	–
SCHB	Exit	SCHWAB STRATEGIC TRus brd mkt etf	$0	–	-65,514	–	-1.97%	–
NKE	Exit	NIKE INCcl b	$0	–	-77,568	–	-1.99%	–
DWDP	Exit	DOWDUPONT INC	$0	–	-59,287	–	-2.03%	–
SBUX	Exit	STARBUCKS CORP	$0	–	-78,090	–	-2.08%	–
CELG	Exit	CELGENE CORP	$0	–	-30,415	–	-2.19%	–
LOW	Exit	LOWES COS INC	$0	–	-63,524	–	-2.51%	–
MA	Exit	MASTERCARD INCORPORATEDcl a	$0	–	-36,246	–	-2.53%	–
V	Exit	VISA INC	$0	–	-50,157	–	-2.61%	–
SDY	Exit	SPDR SERIES TRUSTs&p divid etf	$0	–	-59,130	–	-2.67%	–
BAC	Exit	BANK AMER CORP	$0	–	-230,177	–	-2.88%	–
JPM	Exit	JPMORGAN CHASE & CO	$0	–	-65,143	–	-3.08%	–
MSFT	Exit	MICROSOFT CORP	$0	–	-94,120	–	-3.47%	–
GOOGL	Exit	ALPHABET INCcap stk cl a	$0	–	-7,909	–	-3.81%	–
FB	Exit	FACEBOOK INCcl a	$0	–	-58,749	–	-4.97%	–
AAPL	Exit	APPLE INC	$0	–	-69,456	–	-5.30%	–

Q3 2017

			Value		Shares		↓ Weighting
AAPL	Sell	APPLE INC	$10,705,000	+6.1%	69,456	-0.8%	5.30%	+1.0%
FB	Sell	FACEBOOK INCcl a	$10,038,000	+11.3%	58,749	-1.7%	4.97%	+5.8%
GOOGL	Sell	ALPHABET INCcap stk cl a	$7,701,000	-2.9%	7,909	-7.3%	3.81%	-7.6%
MSFT	Sell	MICROSOFT CORP	$7,011,000	+7.7%	94,120	-0.4%	3.47%	+2.4%
JPM	Sell	JPMORGAN CHASE & CO	$6,222,000	+3.8%	65,143	-0.7%	3.08%	-1.3%
BAC	Buy	BANK AMER CORP	$5,833,000	+5.0%	230,177	+0.5%	2.88%	-0.2%
SDY	Sell	SPDR SERIES TRUSTs&p divid etf	$5,400,000	-0.3%	59,130	-3.0%	2.67%	-5.2%
V	Sell	VISA INC	$5,279,000	+9.8%	50,157	-2.1%	2.61%	+4.4%
MA	Sell	MASTERCARD INCORPORATEDcl a	$5,118,000	+4.8%	36,246	-9.9%	2.53%	-0.4%
LOW	Sell	LOWES COS INC	$5,078,000	-0.7%	63,524	-3.7%	2.51%	-5.5%
CELG	Buy	CELGENE CORP	$4,435,000	+17.6%	30,415	+4.8%	2.19%	+11.9%
SBUX	Sell	STARBUCKS CORP	$4,194,000	-13.9%	78,090	-6.6%	2.08%	-18.1%
DWDP	New	DOWDUPONT INC	$4,104,000	–	59,287	–	2.03%	–
NKE	Sell	NIKE INCcl b	$4,022,000	-22.3%	77,568	-11.6%	1.99%	-26.1%
SCHB	Buy	SCHWAB STRATEGIC TRus brd mkt etf	$3,990,000	+7.0%	65,514	+2.7%	1.97%	+1.8%
NVDA	Sell	NVIDIA CORP	$3,736,000	+19.8%	20,896	-3.1%	1.85%	+13.9%
BABA	Buy	ALIBABA GROUP HLDG LTDsponsored ads	$3,447,000	+28.6%	19,960	+4.9%	1.70%	+22.2%
BNDX	Sell	VANGUARD CHARLOTTE FDSintl bd idx etf	$3,443,000	-1.4%	63,067	-1.9%	1.70%	-6.3%
UTX	Buy	UNITED TECHNOLOGIES CORP	$3,434,000	+9.1%	29,581	+14.7%	1.70%	+3.7%
CSCO	Sell	CISCO SYS INC	$3,381,000	+3.9%	100,532	-3.3%	1.67%	-1.2%
GE	Sell	GENERAL ELECTRIC CO	$3,060,000	-15.7%	126,551	-5.8%	1.51%	-19.8%
EXPE	Buy	EXPEDIA INC DEL	$3,016,000	+2.8%	20,955	+6.3%	1.49%	-2.3%
AMZN	Sell	AMAZON COM INC	$2,944,000	-8.6%	3,062	-8.0%	1.46%	-13.1%
BND	Sell	VANGUARD BD INDEX FD INCtotal bnd mrkt	$2,909,000	-1.5%	35,492	-1.6%	1.44%	-6.3%
SCHD	Buy	SCHWAB STRATEGIC TRus dividend eq	$2,881,000	+6.2%	61,550	+2.4%	1.42%	+1.0%
GILD	Buy	GILEAD SCIENCES INC	$2,790,000	+19.2%	34,439	+4.1%	1.38%	+13.3%
XPO	Buy	XPO LOGISTICS INC	$2,751,000	+15.8%	40,585	+10.4%	1.36%	+10.1%
COP	Sell	CONOCOPHILLIPS	$2,696,000	+12.9%	53,863	-0.8%	1.33%	+7.4%
JNJ	Sell	JOHNSON & JOHNSON	$2,666,000	-2.2%	20,504	-0.5%	1.32%	-6.9%
VNQI	Sell	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$2,585,000	+4.8%	43,516	-0.7%	1.28%	-0.3%
VZ	Sell	VERIZON COMMUNICATIONS INC	$2,274,000	+2.8%	45,957	-7.2%	1.12%	-2.3%
YUM	Buy	YUM BRANDS INC	$2,096,000	+1.9%	28,478	+2.2%	1.04%	-3.0%
HPT	Sell	HOSPITALITY PPTYS TR	$2,068,000	-2.8%	72,601	-0.5%	1.02%	-7.6%
MET	Buy	METLIFE INC	$1,980,000	-4.3%	38,107	+1.2%	0.98%	-9.0%
DIS	Sell	DISNEY WALT CO	$1,775,000	-16.7%	18,006	-10.2%	0.88%	-20.8%
SPY	Buy	SPDR S&P 500 ETF TRtr unit	$1,764,000	+3.9%	7,020	+0.0%	0.87%	-1.1%
PWR	Buy	QUANTA SVCS INC	$1,705,000	+23.6%	45,630	+8.9%	0.84%	+17.6%
BRKB	Buy	BERKSHIRE HATHAWAY INC DELcl b new	$1,685,000	+43.4%	9,190	+32.5%	0.83%	+36.5%
KRE	Buy	SPDR SERIES TRUSTs&p regl bkg	$1,624,000	+3.6%	28,609	+0.3%	0.80%	-1.5%
MU	Buy	MICRON TECHNOLOGY INC	$1,610,000	+44.1%	40,925	+9.4%	0.80%	+37.0%
EQIX	Buy	EQUINIX INC	$1,599,000	+25.7%	3,582	+20.8%	0.79%	+19.5%
XOM	Sell	EXXON MOBIL CORP	$1,537,000	+1.4%	18,750	-0.2%	0.76%	-3.7%
DEO	Buy	DIAGEO P L Cspon adr new	$1,497,000	+18.6%	11,330	+7.5%	0.74%	+13.0%
REGN	Buy	REGENERON PHARMACEUTICALS	$1,484,000	-3.0%	3,318	+6.5%	0.73%	-7.8%
URI	Buy	UNITED RENTALS INC	$1,484,000	+27.5%	10,695	+3.5%	0.73%	+21.3%
C	Buy	CITIGROUP INC	$1,477,000	+67.1%	20,299	+53.5%	0.73%	+58.9%
SCHA	Buy	SCHWAB STRATEGIC TRus sml cap etf	$1,452,000	+9.3%	21,552	+3.6%	0.72%	+3.9%
ORCL	New	ORACLE CORP	$1,380,000	–	28,550	–	0.68%	–
SCHM	Buy	SCHWAB STRATEGIC TRus mid-cap etf	$1,369,000	+6.7%	27,317	+2.5%	0.68%	+1.5%
PFE	Buy	PFIZER INC	$1,301,000	+17.1%	36,451	+10.2%	0.64%	+11.4%
TIP	Buy	ISHARES TRtips bd etf	$1,297,000	+2.3%	11,418	+2.1%	0.64%	-2.7%
MZOR	Buy	MAZOR ROBOTICS LTDsponsored ads	$1,293,000	+74.5%	26,200	+22.2%	0.64%	+66.2%
NQ	Buy	NQ MOBILE INCadr repstg cl a	$1,283,000	+10.6%	26,640	+2.3%	0.64%	+5.3%
MMM	Sell	3M CO	$1,268,000	+0.3%	6,040	-0.5%	0.63%	-4.6%
XYL	Sell	XYLEM INC	$1,107,000	+12.8%	17,675	-0.1%	0.55%	+7.5%
PFF	Sell	ISHARES TRs&p us pfd stk	$1,103,000	-4.3%	28,414	-3.4%	0.55%	-8.8%
IWM	Sell	ISHARES TRrussell 2000 etf	$1,087,000	+4.9%	7,336	-0.2%	0.54%	-0.2%
SCHE	Buy	SCHWAB STRATEGIC TRemrg mkteq etf	$1,076,000	+58.5%	39,974	+46.2%	0.53%	+50.7%
SONY	Sell	SONY CORPsponsored adr	$1,059,000	-36.4%	28,360	-34.9%	0.52%	-39.5%
EEM	Buy	ISHARES TRmsci emg mkt etf	$1,043,000	+13.2%	23,285	+4.7%	0.52%	+7.7%
T	Sell	AT&T INC	$1,000,000	-9.6%	25,518	-12.9%	0.50%	-13.9%
TSCO	Buy	TRACTOR SUPPLY CO	$997,000	+48.4%	15,745	+27.0%	0.49%	+40.9%
HON	Sell	HONEYWELL INTL INC	$920,000	+1.9%	6,491	-4.1%	0.46%	-3.2%
MCD	Sell	MCDONALDS CORP	$818,000	-46.5%	5,223	-47.7%	0.40%	-49.1%
SCHF	Buy	SCHWAB STRATEGIC TRintl eqty etf	$772,000	+6.5%	23,052	+1.0%	0.38%	+1.3%
BSV	Buy	VANGUARD BD INDEX FD INCshort trm bond	$769,000	+33.7%	9,598	+33.7%	0.38%	+27.1%
CVX	Buy	CHEVRON CORP NEW	$746,000	+13.4%	6,347	+0.6%	0.37%	+7.9%
MPW	Sell	MEDICAL PPTYS TRUST INC	$728,000	+1.3%	55,458	-0.8%	0.36%	-3.7%
DVY	Sell	ISHARES TRselect divid etf	$706,000	+0.9%	7,539	-0.7%	0.35%	-4.1%
SCHP	Buy	SCHWAB STRATEGIC TRus tips etf	$699,000	+22.6%	12,643	+22.1%	0.35%	+16.9%
SPHY	Buy	SPDR SER TRspdr bofa crss	$698,000	+0.9%	26,017	+0.0%	0.34%	-4.2%
VCIT	Buy	VANGUARD SCOTTSDALE FDSint-term corp	$669,000	+83.8%	7,604	+83.1%	0.33%	+75.1%
GD	Sell	GENERAL DYNAMICS CORP	$635,000	-1.9%	3,089	-5.4%	0.31%	-6.8%
AGG	Buy	ISHARES TRcore us aggbd et	$580,000	+12.8%	5,294	+12.8%	0.29%	+7.5%
EPD	Sell	ENTERPRISE PRODS PARTNERS L	$555,000	-5.3%	21,270	-1.7%	0.28%	-9.8%
CNI	Sell	CANADIAN NATL RY CO	$536,000	+1.3%	6,473	-0.9%	0.26%	-3.6%
DXC	Buy	DXC TECHNOLOGY CO	$535,000	+27.1%	6,229	+13.5%	0.26%	+21.0%
DHI	Sell	D R HORTON INC	$417,000	+8.9%	10,445	-5.8%	0.21%	+3.5%
PLNT	New	PLANET FITNESS INCcl a	$411,000	–	15,220	–	0.20%	–
BB	New	BLACKBERRY LTD	$398,000	–	35,630	–	0.20%	–
STO	Buy	STATOIL ASAsponsored adr	$398,000	+23.6%	19,820	+1.8%	0.20%	+18.0%
PSF	Sell	COHEN & STEERS SLT PFD INCM	$390,000	-7.8%	13,792	-7.4%	0.19%	-12.3%
ABT	Buy	ABBOTT LABS	$389,000	+16.1%	7,285	+5.6%	0.19%	+10.3%
EMR	Buy	EMERSON ELEC CO	$385,000	+8.1%	6,130	+2.6%	0.19%	+2.7%
XLV	Buy	SELECT SECTOR SPDR TRsbi healthcare	$363,000	+3.4%	4,441	+0.3%	0.18%	-1.6%
INTC	Buy	INTEL CORP	$348,000	+14.5%	9,138	+1.4%	0.17%	+8.9%
SCHR	New	SCHWAB STRATEGIC TRintrm trm tres	$329,000	–	6,093	–	0.16%	–
XLE	Sell	SELECT SECTOR SPDR TRenergy	$310,000	+3.7%	4,522	-1.7%	0.15%	-1.9%
BAB	Buy	POWERSHARES ETF TR IItxble mun prtflo	$285,000	+1.8%	9,368	+0.1%	0.14%	-3.4%
TTE	New	TOTAL S Asponsored adr	$270,000	–	5,045	–	0.13%	–
FNB	Sell	FNB CORP PA	$263,000	-30.4%	18,713	-29.9%	0.13%	-34.0%
FCX	New	FREEPORT-MCMORAN INCcl b	$260,000	–	18,550	–	0.13%	–
SCHG	Buy	SCHWAB STRATEGIC TRus lcap gr etf	$245,000	+15.6%	3,711	+10.9%	0.12%	+10.0%
KEY	Sell	KEYCORP NEW	$216,000	-1.8%	11,485	-2.1%	0.11%	-6.1%
XLK	New	SELECT SECTOR SPDR TRtechnology	$215,000	–	3,638	–	0.11%	–
XLI	New	SELECT SECTOR SPDR TRsbi int-inds	$212,000	–	2,989	–	0.10%	–
CMCSA	Buy	COMCAST CORP NEWcl a	$208,000	+3.0%	5,400	+4.2%	0.10%	-1.9%
MO	Sell	ALTRIA GROUP INC	$202,000	-28.4%	3,181	-16.1%	0.10%	-32.0%
TBT	Exit	PROSHARES TR	$0	–	-6,240	–	-0.12%	–
CARA	Exit	CARA THERAPEUTICS INC	$0	–	-29,595	–	-0.24%	–
SSL	Exit	SASOL LTDsponsored adr	$0	–	-18,310	–	-0.27%	–
LITE	Exit	LUMENTUM HLDGS INC	$0	–	-12,785	–	-0.38%	–
HPE	Exit	HEWLETT PACKARD ENTERPRISE C	$0	–	-46,537	–	-0.40%	–
DOW	Exit	DOW CHEM CO	$0	–	-58,121	–	-1.91%	–

Q2 2017

			Value		Shares		↓ Weighting
AAPL	New	APPLE INC	$10,086,000	–	70,032	–	5.25%	–
FB	New	FACEBOOK INCcl a	$9,020,000	–	59,740	–	4.69%	–
GOOGL	New	ALPHABET INCcap stk cl a	$7,930,000	–	8,530	–	4.12%	–
MSFT	New	MICROSOFT CORP	$6,510,000	–	94,451	–	3.39%	–
JPM	New	JPMORGAN CHASE & CO	$5,996,000	–	65,605	–	3.12%	–
BAC	New	BANK AMER CORP	$5,557,000	–	229,079	–	2.89%	–
SDY	New	SPDR SERIES TRUSTs&p divid etf	$5,417,000	–	60,940	–	2.82%	–
NKE	New	NIKE INCcl b	$5,175,000	–	87,718	–	2.69%	–
LOW	New	LOWES COS INC	$5,113,000	–	65,954	–	2.66%	–
MA	New	MASTERCARD INCORPORATEDcl a	$4,885,000	–	40,220	–	2.54%	–
SBUX	New	STARBUCKS CORP	$4,873,000	–	83,566	–	2.54%	–
V	New	VISA INC	$4,807,000	–	51,253	–	2.50%	–
CELG	New	CELGENE CORP	$3,770,000	–	29,032	–	1.96%	–
SCHB	New	SCHWAB STRATEGIC TRus brd mkt etf	$3,730,000	–	63,797	–	1.94%	–
DOW	New	DOW CHEM CO	$3,666,000	–	58,121	–	1.91%	–
GE	New	GENERAL ELECTRIC CO	$3,629,000	–	134,367	–	1.89%	–
BNDX	New	VANGUARD CHARLOTTE FDSintl bd idx etf	$3,493,000	–	64,261	–	1.82%	–
CSCO	New	CISCO SYS INC	$3,254,000	–	103,960	–	1.69%	–
AMZN	New	AMAZON COM INC	$3,222,000	–	3,329	–	1.68%	–
UTX	New	UNITED TECHNOLOGIES CORP	$3,149,000	–	25,791	–	1.64%	–
NVDA	New	NVIDIA CORP	$3,118,000	–	21,570	–	1.62%	–
BND	New	VANGUARD BD INDEX FD INCtotal bnd mrkt	$2,953,000	–	36,082	–	1.54%	–
EXPE	New	EXPEDIA INC DEL	$2,935,000	–	19,705	–	1.53%	–
JNJ	New	JOHNSON & JOHNSON	$2,725,000	–	20,601	–	1.42%	–
SCHD	New	SCHWAB STRATEGIC TRus dividend eq	$2,712,000	–	60,135	–	1.41%	–
BABA	New	ALIBABA GROUP HLDG LTDsponsored ads	$2,681,000	–	19,030	–	1.40%	–
VNQI	New	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$2,466,000	–	43,841	–	1.28%	–
COP	New	CONOCOPHILLIPS	$2,387,000	–	54,308	–	1.24%	–
XPO	New	XPO LOGISTICS INC	$2,376,000	–	36,760	–	1.24%	–
GILD	New	GILEAD SCIENCES INC	$2,341,000	–	33,075	–	1.22%	–
VZ	New	VERIZON COMMUNICATIONS INC	$2,212,000	–	49,525	–	1.15%	–
DIS	New	DISNEY WALT CO	$2,130,000	–	20,051	–	1.11%	–
HPT	New	HOSPITALITY PPTYS TR	$2,128,000	–	73,000	–	1.11%	–
MET	New	METLIFE INC	$2,069,000	–	37,663	–	1.08%	–
YUM	New	YUM BRANDS INC	$2,056,000	–	27,873	–	1.07%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$1,697,000	–	7,019	–	0.88%	–
SONY	New	SONY CORPsponsored adr	$1,664,000	–	43,565	–	0.87%	–
KRE	New	SPDR SERIES TRUSTs&p regl bkg	$1,567,000	–	28,521	–	0.82%	–
MCD	New	MCDONALDS CORP	$1,530,000	–	9,989	–	0.80%	–
REGN	New	REGENERON PHARMACEUTICALS	$1,530,000	–	3,115	–	0.80%	–
XOM	New	EXXON MOBIL CORP	$1,516,000	–	18,784	–	0.79%	–
PWR	New	QUANTA SVCS INC	$1,379,000	–	41,900	–	0.72%	–
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$1,329,000	–	20,795	–	0.69%	–
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$1,283,000	–	26,639	–	0.67%	–
EQIX	New	EQUINIX INC	$1,272,000	–	2,965	–	0.66%	–
TIP	New	ISHARES TRtips bd etf	$1,268,000	–	11,183	–	0.66%	–
MMM	New	3M CO	$1,264,000	–	6,073	–	0.66%	–
DEO	New	DIAGEO P L Cspon adr new	$1,262,000	–	10,535	–	0.66%	–
BRKB	New	BERKSHIRE HATHAWAY INC DELcl b new	$1,175,000	–	6,935	–	0.61%	–
URI	New	UNITED RENTALS INC	$1,164,000	–	10,330	–	0.60%	–
NQ	New	NQ MOBILE INCadr repstg cl a	$1,160,000	–	26,035	–	0.60%	–
PFF	New	ISHARES TRu.s. pfd stk etf	$1,152,000	–	29,420	–	0.60%	–
MU	New	MICRON TECHNOLOGY INC	$1,117,000	–	37,405	–	0.58%	–
PFE	New	PFIZER INC	$1,111,000	–	33,088	–	0.58%	–
T	New	AT&T INC	$1,106,000	–	29,313	–	0.58%	–
HCP	New	HCP INC	$1,083,000	–	33,900	–	0.56%	–
IWM	New	ISHARES TRrussell 2000 etf	$1,036,000	–	7,351	–	0.54%	–
XYL	New	XYLEM INC	$981,000	–	17,700	–	0.51%	–
EEM	New	ISHARES TRmsci emg mkt etf	$921,000	–	22,250	–	0.48%	–
HON	New	HONEYWELL INTL INC	$903,000	–	6,771	–	0.47%	–
C	New	CITIGROUP INC	$884,000	–	13,225	–	0.46%	–
HPE	New	HEWLETT PACKARD ENTERPRISE C	$772,000	–	46,537	–	0.40%	–
MZOR	New	MAZOR ROBOTICS LTDsponsored ads	$741,000	–	21,440	–	0.38%	–
LITE	New	LUMENTUM HLDGS INC	$729,000	–	12,785	–	0.38%	–
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$725,000	–	22,828	–	0.38%	–
MPW	New	MEDICAL PPTYS TRUST INC	$719,000	–	55,896	–	0.37%	–
DVY	New	ISHARES TRselect divid etf	$700,000	–	7,591	–	0.36%	–
SPHY	New	SPDR SER TRspdr bofa crss	$692,000	–	26,008	–	0.36%	–
SCHE	New	SCHWAB STRATEGIC TRemrg mkteq etf	$679,000	–	27,344	–	0.35%	–
TSCO	New	TRACTOR SUPPLY CO	$672,000	–	12,395	–	0.35%	–
CVX	New	CHEVRON CORP NEW	$658,000	–	6,311	–	0.34%	–
GD	New	GENERAL DYNAMICS CORP	$647,000	–	3,264	–	0.34%	–
MDY	New	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$587,000	–	1,849	–	0.30%	–
EPD	New	ENTERPRISE PRODS PARTNERS L	$586,000	–	21,635	–	0.30%	–
BSV	New	VANGUARD BD INDEX FD INCshort trm bond	$575,000	–	7,179	–	0.30%	–
SCHP	New	SCHWAB STRATEGIC TRus tips etf	$570,000	–	10,355	–	0.30%	–
CNI	New	CANADIAN NATL RY CO	$529,000	–	6,530	–	0.28%	–
AGG	New	ISHARES TRcore us aggbd et	$514,000	–	4,693	–	0.27%	–
SSL	New	SASOL LTDsponsored adr	$512,000	–	18,310	–	0.27%	–
CARA	New	CARA THERAPEUTICS INC	$455,000	–	29,595	–	0.24%	–
IEX	New	IDEX CORP	$444,000	–	3,925	–	0.23%	–
BMY	New	BRISTOL MYERS SQUIBB CO	$440,000	–	7,895	–	0.23%	–
PSF	New	COHEN & STEERS SLT PFD INCM	$423,000	–	14,887	–	0.22%	–
DXC	New	DXC TECHNOLOGY CO	$421,000	–	5,490	–	0.22%	–
VAR	New	VARIAN MED SYS INC	$413,000	–	4,000	–	0.22%	–
DHI	New	D R HORTON INC	$383,000	–	11,085	–	0.20%	–
GVA	New	GRANITE CONSTR INC	$382,000	–	7,925	–	0.20%	–
FNB	New	FNB CORP PA	$378,000	–	26,686	–	0.20%	–
VCIT	New	VANGUARD SCOTTSDALE FDSint-term corp	$364,000	–	4,154	–	0.19%	–
EMR	New	EMERSON ELEC CO	$356,000	–	5,975	–	0.18%	–
XLV	New	SELECT SECTOR SPDR TRsbi healthcare	$351,000	–	4,429	–	0.18%	–
ABT	New	ABBOTT LABS	$335,000	–	6,900	–	0.17%	–
STO	New	STATOIL ASAsponsored adr	$322,000	–	19,470	–	0.17%	–
INTC	New	INTEL CORP	$304,000	–	9,008	–	0.16%	–
XLE	New	SELECT SECTOR SPDR TRenergy	$299,000	–	4,600	–	0.16%	–
MO	New	ALTRIA GROUP INC	$282,000	–	3,790	–	0.15%	–
BAB	New	POWERSHARES ETF TR IItxble mun prtflo	$280,000	–	9,358	–	0.15%	–
BAX	New	BAXTER INTL INC	$233,000	–	3,850	–	0.12%	–
TBT	New	PROSHARES TR	$224,000	–	6,240	–	0.12%	–
KEY	New	KEYCORP NEW	$220,000	–	11,737	–	0.11%	–
SCHG	New	SCHWAB STRATEGIC TRus lcap gr etf	$212,000	–	3,347	–	0.11%	–
CMCSA	New	COMCAST CORP NEWcl a	$202,000	–	5,184	–	0.10%	–

Q4 2016

			Value		Shares		↓ Weighting
EMR	Exit	EMERSON ELEC CO	$0	–	-4,419	–	-0.15%	–
XLE	Exit	SELECT SECTOR SPDR TRsbi int-energy	$0	–	-3,723	–	-0.16%	–
BAB	Exit	POWERSHARES ETF TR IIbuild amer etf	$0	–	-8,554	–	-0.16%	–
WWAV	Exit	WHITEWAVE FOODS CO	$0	–	-5,185	–	-0.17%	–
SCHE	Exit	SCHWAB STRATEGIC TRemrg mkteq etf	$0	–	-12,405	–	-0.18%	–
INTC	Exit	INTEL CORP	$0	–	-7,972	–	-0.18%	–
KEY	Exit	KEYCORP NEW	$0	–	-25,897	–	-0.19%	–
XLV	Exit	SELECT SECTOR SPDR TRsbi healthcare	$0	–	-4,575	–	-0.20%	–
HCP	Exit	HCP INC	$0	–	-8,815	–	-0.20%	–
IEX	Exit	IDEX CORP	$0	–	-3,925	–	-0.22%	–
VCIT	Exit	VANGUARD SCOTTSDALE FDSint-term corp	$0	–	-4,117	–	-0.23%	–
VAR	Exit	VARIAN MED SYS INC	$0	–	-4,000	–	-0.24%	–
PSF	Exit	COHEN & STEERS SLT PFD INCM	$0	–	-15,169	–	-0.25%	–
ADBE	Exit	ADOBE SYS INC	$0	–	-3,910	–	-0.26%	–
FNB	Exit	FNB CORP PA	$0	–	-35,734	–	-0.27%	–
MO	Exit	ALTRIA GROUP INC	$0	–	-7,072	–	-0.27%	–
CNI	Exit	CANADIAN NATL RY CO	$0	–	-6,835	–	-0.27%	–
AGG	Exit	ISHARES TRcore us aggbd et	$0	–	-4,117	–	-0.28%	–
SONY	Exit	SONY CORPadr new	$0	–	-14,900	–	-0.30%	–
GD	Exit	GENERAL DYNAMICS CORP	$0	–	-3,264	–	-0.31%	–
MDY	Exit	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$0	–	-1,847	–	-0.32%	–
TTM	Exit	TATA MTRS LTDsponsored adr	$0	–	-13,050	–	-0.32%	–
DHI	Exit	D R HORTON INC	$0	–	-17,410	–	-0.32%	–
WFC	Exit	WELLS FARGO & CO NEW	$0	–	-11,925	–	-0.32%	–
DFT	Exit	DUPONT FABROS TECHNOLOGY INC	$0	–	-13,378	–	-0.34%	–
GVA	Exit	GRANITE CONSTR INC	$0	–	-11,405	–	-0.35%	–
BSV	Exit	VANGUARD BD INDEX FD INCshort trm bond	$0	–	-7,399	–	-0.36%	–
SCHF	Exit	SCHWAB STRATEGIC TRintl eqty etf	$0	–	-20,897	–	-0.37%	–
IWM	Exit	ISHARES TRrussell 2000 etf	$0	–	-4,861	–	-0.37%	–
WMT	Exit	WAL-MART STORES INC	$0	–	-8,695	–	-0.38%	–
CVX	Exit	CHEVRON CORP NEW	$0	–	-6,349	–	-0.40%	–
DVY	Exit	ISHARES TRselect divid etf	$0	–	-7,832	–	-0.41%	–
HPE	Exit	HEWLETT PACKARD ENTERPRISE C	$0	–	-29,495	–	-0.41%	–
REGN	Exit	REGENERON PHARMACEUTICALS	$0	–	-1,765	–	-0.44%	–
AMN	Exit	AMN HEALTHCARE SERVICES INC	$0	–	-22,510	–	-0.44%	–
SPHY	Exit	SPDR SER TRspdr bofa crss	$0	–	-27,268	–	-0.44%	–
SYF	Exit	SYNCHRONY FINL	$0	–	-26,743	–	-0.46%	–
SCHM	Exit	SCHWAB STRATEGIC TRus mid-cap etf	$0	–	-17,191	–	-0.46%	–
HON	Exit	HONEYWELL INTL INC	$0	–	-6,955	–	-0.50%	–
MPW	Exit	MEDICAL PPTYS TRUST INC	$0	–	-56,032	–	-0.51%	–
UAA	Exit	UNDER ARMOUR INCcl a	$0	–	-21,710	–	-0.51%	–
SCHH	Exit	SCHWAB STRATEGIC TRus reit etf	$0	–	-19,924	–	-0.52%	–
SCHA	Exit	SCHWAB STRATEGIC TRus sml cap etf	$0	–	-16,324	–	-0.58%	–
BP	Exit	BP PLCsponsored adr	$0	–	-27,130	–	-0.58%	–
MMM	Exit	3M CO	$0	–	-5,432	–	-0.59%	–
SKT	Exit	TANGER FACTORY OUTLET CTRS I	$0	–	-26,020	–	-0.62%	–
HCA	Exit	HCA HOLDINGS INC	$0	–	-14,355	–	-0.66%	–
PWR	Exit	QUANTA SVCS INC	$0	–	-39,150	–	-0.67%	–
CVS	Exit	CVS HEALTH CORP	$0	–	-12,511	–	-0.68%	–
DEO	Exit	DIAGEO P L Cspon adr new	$0	–	-9,795	–	-0.70%	–
MCD	Exit	MCDONALDS CORP	$0	–	-10,027	–	-0.71%	–
MDT	Exit	MEDTRONIC PLC	$0	–	-13,495	–	-0.71%	–
T	Exit	AT&T INC	$0	–	-35,081	–	-0.87%	–
CRM	Exit	SALESFORCE COM INC	$0	–	-21,385	–	-0.93%	–
SPY	Exit	SPDR S&P 500 ETF TRtr unit	$0	–	-7,263	–	-0.96%	–
NVDA	Exit	NVIDIA CORP	$0	–	-23,430	–	-0.98%	–
AMZN	Exit	AMAZON COM INC	$0	–	-1,933	–	-0.99%	–
XOM	Exit	EXXON MOBIL CORP	$0	–	-18,888	–	-1.01%	–
DIS	Exit	DISNEY WALT CO	$0	–	-18,625	–	-1.06%	–
XYL	Exit	XYLEM INC	$0	–	-33,635	–	-1.08%	–
ABBV	Exit	ABBVIE INC	$0	–	-29,670	–	-1.14%	–
UTX	Exit	UNITED TECHNOLOGIES CORP	$0	–	-20,368	–	-1.27%	–
YUM	Exit	YUM BRANDS INC	$0	–	-23,730	–	-1.32%	–
HPT	Exit	HOSPITALITY PPTYS TR	$0	–	-73,233	–	-1.33%	–
JNJ	Exit	JOHNSON & JOHNSON	$0	–	-19,254	–	-1.39%	–
COP	Exit	CONOCOPHILLIPS	$0	–	-54,089	–	-1.44%	–
DOW	Exit	DOW CHEM CO	$0	–	-46,582	–	-1.48%	–
PFF	Exit	ISHARES TRu.s. pfd stk etf	$0	–	-61,568	–	-1.49%	–
GILD	Exit	GILEAD SCIENCES INC	$0	–	-32,780	–	-1.59%	–
SCHB	Exit	SCHWAB STRATEGIC TRus brd mkt etf	$0	–	-49,785	–	-1.59%	–
VNQI	Exit	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$0	–	-46,737	–	-1.61%	–
TWX	Exit	TIME WARNER INC	$0	–	-34,476	–	-1.68%	–
PFE	Exit	PFIZER INC	$0	–	-82,075	–	-1.70%	–
CSCO	Exit	CISCO SYS INC	$0	–	-91,492	–	-1.78%	–
VZ	Exit	VERIZON COMMUNICATIONS INC	$0	–	-62,335	–	-1.98%	–
CELG	Exit	CELGENE CORP	$0	–	-32,060	–	-2.05%	–
BAC	Exit	BANK AMER CORP	$0	–	-217,663	–	-2.08%	–
BNDX	Exit	VANGUARD CHARLOTTE FDSintl bd idx etf	$0	–	-66,368	–	-2.28%	–
GE	Exit	GENERAL ELECTRIC CO	$0	–	-139,193	–	-2.52%	–
LOW	Exit	LOWES COS INC	$0	–	-61,572	–	-2.72%	–
SBUX	Exit	STARBUCKS CORP	$0	–	-84,366	–	-2.80%	–
JPM	Exit	JPMORGAN CHASE & CO	$0	–	-69,802	–	-2.84%	–
BND	Exit	VANGUARD BD INDEX FD INCtotal bnd mrkt	$0	–	-58,548	–	-3.02%	–
MSFT	Exit	MICROSOFT CORP	$0	–	-85,803	–	-3.02%	–
MA	Exit	MASTERCARD INCORPORATEDcl a	$0	–	-50,940	–	-3.17%	–
V	Exit	VISA INC	$0	–	-63,671	–	-3.22%	–
GOOGL	Exit	ALPHABET INCcap stk cl a	$0	–	-6,931	–	-3.41%	–
NKE	Exit	NIKE INCcl b	$0	–	-113,645	–	-3.66%	–
SDY	Exit	SPDR SERIES TRUSTs&p divid etf	$0	–	-73,287	–	-3.78%	–
FB	Exit	FACEBOOK INCcl a	$0	–	-52,747	–	-4.14%	–
AAPL	Exit	APPLE INC	$0	–	-66,984	–	-4.64%	–

Q3 2016

			Value		Shares		↓ Weighting
AAPL	Sell	APPLE INC	$7,573,000	+17.5%	66,984	-0.6%	4.64%	+11.9%
FB	Sell	FACEBOOK INCcl a	$6,766,000	+11.3%	52,747	-0.8%	4.14%	+6.0%
SDY	Buy	SPDR SERIES TRUSTs&p divid etf	$6,182,000	+1.7%	73,287	+1.2%	3.78%	-3.1%
NKE	Buy	NIKE INCcl b	$5,983,000	-4.2%	113,645	+0.5%	3.66%	-8.7%
GOOGL	Buy	ALPHABET INCcap stk cl a	$5,573,000	+20.9%	6,931	+5.8%	3.41%	+15.2%
V	Sell	VISA INC	$5,266,000	+3.7%	63,671	-7.0%	3.22%	-1.2%
MA	Sell	MASTERCARD INCORPORATEDcl a	$5,184,000	+3.6%	50,940	-10.3%	3.17%	-1.3%
MSFT	Buy	MICROSOFT CORP	$4,942,000	+15.5%	85,803	+2.6%	3.02%	+10.0%
BND	Buy	VANGUARD BD INDEX FD INCtotal bnd mrkt	$4,926,000	+3.6%	58,548	+3.8%	3.02%	-1.3%
JPM	Buy	JPMORGAN CHASE & CO	$4,648,000	+7.2%	69,802	+0.0%	2.84%	+2.1%
SBUX	Sell	STARBUCKS CORP	$4,568,000	-7.1%	84,366	-2.0%	2.80%	-11.5%
LOW	Buy	LOWES COS INC	$4,446,000	-8.7%	61,572	+0.1%	2.72%	-13.0%
GE	Sell	GENERAL ELECTRIC CO	$4,123,000	-8.2%	139,193	-2.4%	2.52%	-12.6%
BNDX	Buy	VANGUARD CHARLOTTE FDSintl bd idx etf	$3,719,000	+4.1%	66,368	+3.5%	2.28%	-0.9%
BAC	Sell	BANK AMER CORP	$3,406,000	+17.6%	217,663	-0.3%	2.08%	+12.0%
CELG	Buy	CELGENE CORP	$3,351,000	+7.8%	32,060	+1.7%	2.05%	+2.7%
VZ	Buy	VERIZON COMMUNICATIONS INC	$3,240,000	-5.7%	62,335	+1.3%	1.98%	-10.2%
CSCO	Buy	CISCO SYS INC	$2,902,000	+16.1%	91,492	+5.0%	1.78%	+10.6%
PFE	Buy	PFIZER INC	$2,780,000	+1.1%	82,075	+5.1%	1.70%	-3.7%
TWX	Buy	TIME WARNER INC	$2,745,000	+11.2%	34,476	+2.7%	1.68%	+5.9%
VNQI	Buy	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$2,625,000	+1007.6%	46,737	+6.5%	1.61%	+956.6%
SCHB	Buy	SCHWAB STRATEGIC TRus brd mkt etf	$2,605,000	+7.6%	49,785	+3.4%	1.59%	+2.4%
GILD	Sell	GILEAD SCIENCES INC	$2,594,000	-18.5%	32,780	-14.1%	1.59%	-22.4%
PFF	Buy	ISHARES TRu.s. pfd stk etf	$2,432,000	+3.9%	61,568	+4.9%	1.49%	-1.1%
DOW	Buy	DOW CHEM CO	$2,414,000	+12.7%	46,582	+8.1%	1.48%	+7.3%
COP	Buy	CONOCOPHILLIPS	$2,351,000	+2.2%	54,089	+2.5%	1.44%	-2.6%
JNJ	Sell	JOHNSON & JOHNSON	$2,274,000	-3.3%	19,254	-0.7%	1.39%	-7.9%
HPT	Buy	HOSPITALITY PPTYS TR	$2,176,000	+7.6%	73,233	+4.3%	1.33%	+2.5%
YUM	Buy	YUM BRANDS INC	$2,155,000	+24.9%	23,730	+14.1%	1.32%	+19.0%
UTX	Buy	UNITED TECHNOLOGIES CORP	$2,069,000	+8.1%	20,368	+9.1%	1.27%	+2.9%
ABBV	Buy	ABBVIE INC	$1,871,000	+30.4%	29,670	+28.0%	1.14%	+24.2%
XYL	Buy	XYLEM INC	$1,764,000	+35.6%	33,635	+15.5%	1.08%	+29.2%
DIS	Sell	DISNEY WALT CO	$1,730,000	-18.9%	18,625	-14.5%	1.06%	-22.7%
XOM	Sell	EXXON MOBIL CORP	$1,649,000	-9.8%	18,888	-3.2%	1.01%	-14.1%
AMZN	Buy	AMAZON COM INC	$1,619,000	+23.0%	1,933	+5.1%	0.99%	+17.1%
NVDA	Buy	NVIDIA CORP	$1,605,000	+48.3%	23,430	+1.8%	0.98%	+41.3%
SPY	Buy	SPDR S&P 500 ETF TRtr unit	$1,571,000	+6.2%	7,263	+2.9%	0.96%	+1.2%
CRM	Buy	SALESFORCE COM INC	$1,525,000	-6.2%	21,385	+4.5%	0.93%	-10.6%
T	Buy	AT&T INC	$1,425,000	+3.6%	35,081	+10.2%	0.87%	-1.2%
MDT	Buy	MEDTRONIC PLC	$1,166,000	+10.8%	13,495	+11.3%	0.71%	+5.6%
MCD	Buy	MCDONALDS CORP	$1,157,000	-3.9%	10,027	+0.2%	0.71%	-8.5%
DEO	Buy	DIAGEO P L Cspon adr new	$1,137,000	+13.1%	9,795	+10.1%	0.70%	+7.7%
CVS	Buy	CVS HEALTH CORP	$1,113,000	-5.0%	12,511	+2.2%	0.68%	-9.6%
PWR	Buy	QUANTA SVCS INC	$1,096,000	+204.4%	39,150	+151.4%	0.67%	+190.5%
HCA	Buy	HCA HOLDINGS INC	$1,086,000	+8.2%	14,355	+10.1%	0.66%	+3.1%
SKT	Sell	TANGER FACTORY OUTLET CTRS I	$1,014,000	-4.1%	26,020	-1.0%	0.62%	-8.5%
MMM	Buy	3M CO	$958,000	+2.1%	5,432	+1.4%	0.59%	-2.8%
BP	Buy	BP PLCsponsored adr	$954,000	+4.5%	27,130	+5.5%	0.58%	-0.5%
SCHA	Buy	SCHWAB STRATEGIC TRus sml cap etf	$939,000	+6.5%	16,324	+0.0%	0.58%	+1.4%
SCHH	Sell	SCHWAB STRATEGIC TRus reit etf	$850,000	-1.8%	19,924	-0.1%	0.52%	-6.5%
UAA	Buy	UNDER ARMOUR INCcl a	$840,000	+24.4%	21,710	+29.0%	0.51%	+18.4%
MPW	Buy	MEDICAL PPTYS TRUST INC	$828,000	-2.7%	56,032	+0.2%	0.51%	-7.3%
HON	Sell	HONEYWELL INTL INC	$811,000	-0.5%	6,955	-0.8%	0.50%	-5.3%
SCHM	Buy	SCHWAB STRATEGIC TRus mid-cap etf	$748,000	+7.6%	17,191	+4.0%	0.46%	+2.5%
SYF	Sell	SYNCHRONY FINL	$749,000	+7.9%	26,743	-2.6%	0.46%	+2.7%
SPHY	Buy	SPDR SER TRspdr bofa crss	$727,000	+5.8%	27,268	+2.4%	0.44%	+0.9%
AMN	Buy	AMN HEALTHCARE SERVICES INC	$717,000	+4.4%	22,510	+31.0%	0.44%	-0.5%
REGN	Buy	REGENERON PHARMACEUTICALS	$710,000	+148.3%	1,765	+115.2%	0.44%	+136.4%
HPE	New	HEWLETT PACKARD ENTERPRISE C	$671,000	–	29,495	–	0.41%	–
CVX	Sell	CHEVRON CORP NEW	$653,000	-18.4%	6,349	-16.8%	0.40%	-22.2%
WMT	Buy	WAL-MART STORES INC	$627,000	+4.0%	8,695	+5.3%	0.38%	-0.8%
IWM	Buy	ISHARES TRrussell 2000 etf	$604,000	+41.5%	4,861	+31.0%	0.37%	+35.0%
SCHF	Buy	SCHWAB STRATEGIC TRintl eqty etf	$602,000	+31.2%	20,897	+23.5%	0.37%	+24.7%
BSV	Buy	VANGUARD BD INDEX FD INCshort trm bond	$596,000	+7.0%	7,399	+7.4%	0.36%	+2.0%
GVA	Buy	GRANITE CONSTR INC	$567,000	+126.8%	11,405	+107.6%	0.35%	+115.5%
DFT	Buy	DUPONT FABROS TECHNOLOGY INC	$552,000	+19.0%	13,378	+36.9%	0.34%	+13.4%
WFC	Buy	WELLS FARGO & CO NEW	$528,000	+6.9%	11,925	+14.2%	0.32%	+1.9%
DHI	Sell	D R HORTON INC	$526,000	-38.2%	17,410	-35.6%	0.32%	-41.1%
TTM	New	TATA MTRS LTDsponsored adr	$522,000	–	13,050	–	0.32%	–
MDY	Buy	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$521,000	+4.2%	1,847	+0.7%	0.32%	-0.6%
GD	Buy	GENERAL DYNAMICS CORP	$506,000	+14.7%	3,264	+3.2%	0.31%	+9.5%
SONY	New	SONY CORPadr new	$495,000	–	14,900	–	0.30%	–
AGG	Buy	ISHARES TRcore us aggbd et	$463,000	-0.2%	4,117	+0.0%	0.28%	-5.0%
MO	Buy	ALTRIA GROUP INC	$447,000	-8.4%	7,072	+0.0%	0.27%	-12.7%
CNI	Buy	CANADIAN NATL RY CO	$447,000	+13.2%	6,835	+2.2%	0.27%	+7.9%
FNB	Sell	FNB CORP PA	$440,000	-3.5%	35,734	-1.6%	0.27%	-8.2%
ADBE	Buy	ADOBE SYS INC	$424,000	+76.7%	3,910	+56.1%	0.26%	+68.2%
PSF	Buy	COHEN & STEERS SLT PFD INCM	$407,000	+0.2%	15,169	+0.4%	0.25%	-4.6%
VCIT	Buy	VANGUARD SCOTTSDALE FDSint-term corp	$369,000	+5.4%	4,117	+5.2%	0.23%	+0.4%
HCP	Buy	HCP INC	$335,000	+7.4%	8,815	+0.1%	0.20%	+2.5%
XLV	Sell	SELECT SECTOR SPDR TRsbi healthcare	$330,000	-0.3%	4,575	-0.8%	0.20%	-5.2%
KEY	Buy	KEYCORP NEW	$315,000	+41.9%	25,897	+29.1%	0.19%	+35.0%
INTC	Buy	INTEL CORP	$301,000	+24.4%	7,972	+8.0%	0.18%	+18.7%
SCHE	New	SCHWAB STRATEGIC TRemrg mkteq etf	$286,000	–	12,405	–	0.18%	–
WWAV	Sell	WHITEWAVE FOODS CO	$282,000	-24.4%	5,185	-34.7%	0.17%	-27.9%
BAB	Buy	POWERSHARES ETF TR IIbuild amer etf	$269,000	+5.1%	8,554	+5.0%	0.16%	+0.6%
XLE	Sell	SELECT SECTOR SPDR TRsbi int-energy	$263,000	+0.4%	3,723	-3.0%	0.16%	-4.2%
EMR	Sell	EMERSON ELEC CO	$241,000	-4.7%	4,419	-8.7%	0.15%	-9.8%
FNFG	Exit	FIRST NIAGARA FINL GP INC	$0	–	-11,417	–	-0.07%	–
F	Exit	FORD MTR CO DEL	$0	–	-10,713	–	-0.09%	–
UA	Exit	UNDER ARMOUR INCcl c	$0	–	-6,032	–	-0.14%	–
TRN	Exit	TRINITY INDS INC	$0	–	-13,300	–	-0.16%	–
HOG	Exit	HARLEY DAVIDSON INC	$0	–	-9,906	–	-0.29%	–
CONE	Exit	CYRUSONE INC	$0	–	-13,500	–	-0.48%	–
SCHD	Exit	SCHWAB STRATEGIC TRus dividend eq	$0	–	-40,520	–	-1.08%	–
HAIN	Exit	HAIN CELESTIAL GROUP INC	$0	–	-37,475	–	-1.20%	–

Q2 2016

			Value		Shares		↓ Weighting
AAPL	New	APPLE INC	$6,446,000	–	67,422	–	4.14%	–
NKE	New	NIKE INCcl b	$6,243,000	–	113,102	–	4.01%	–
SDY	New	SPDR SERIES TRUSTs&p divid etf	$6,079,000	–	72,440	–	3.91%	–
FB	New	FACEBOOK INCcl a	$6,077,000	–	53,177	–	3.90%	–
V	New	VISA INC	$5,078,000	–	68,464	–	3.26%	–
MA	New	MASTERCARD INCcl a	$5,003,000	–	56,815	–	3.21%	–
SBUX	New	STARBUCKS CORP	$4,915,000	–	86,050	–	3.16%	–
LOW	New	LOWES COS INC	$4,869,000	–	61,504	–	3.13%	–
BND	New	VANGUARD BD INDEX FD INCtotal bnd mrkt	$4,756,000	–	56,412	–	3.06%	–
GOOGL	New	ALPHABET INCcap stk cl a	$4,608,000	–	6,550	–	2.96%	–
GE	New	GENERAL ELECTRIC CO	$4,491,000	–	142,676	–	2.89%	–
JPM	New	JPMORGAN CHASE & CO	$4,336,000	–	69,780	–	2.79%	–
MSFT	New	MICROSOFT CORP	$4,280,000	–	83,641	–	2.75%	–
BNDX	New	VANGUARD CHARLOTTE FDSintl bd idx etf	$3,573,000	–	64,151	–	2.30%	–
VZ	New	VERIZON COMMUNICATIONS INC	$3,437,000	–	61,559	–	2.21%	–
GILD	New	GILEAD SCIENCES INC	$3,184,000	–	38,165	–	2.05%	–
CELG	New	CELGENE CORP	$3,108,000	–	31,510	–	2.00%	–
BAC	New	BANK AMER CORP	$2,896,000	–	218,237	–	1.86%	–
PFE	New	PFIZER INC	$2,750,000	–	78,104	–	1.77%	–
CSCO	New	CISCO SYS INC	$2,499,000	–	87,106	–	1.61%	–
TWX	New	TIME WARNER INC	$2,469,000	–	33,575	–	1.59%	–
SCHB	New	SCHWAB STRATEGIC TRus brd mkt etf	$2,421,000	–	48,130	–	1.56%	–
JNJ	New	JOHNSON & JOHNSON	$2,352,000	–	19,388	–	1.51%	–
PFF	New	ISHARES TRu.s. pfd stk etf	$2,341,000	–	58,686	–	1.50%	–
COP	New	CONOCOPHILLIPS	$2,301,000	–	52,768	–	1.48%	–
DOW	New	DOW CHEM CO	$2,142,000	–	43,095	–	1.38%	–
DIS	New	DISNEY WALT CO	$2,132,000	–	21,791	–	1.37%	–
HPT	New	HOSPITALITY PPTYS TR	$2,022,000	–	70,202	–	1.30%	–
UTX	New	UNITED TECHNOLOGIES CORP	$1,914,000	–	18,662	–	1.23%	–
HAIN	New	HAIN CELESTIAL GROUP INC	$1,864,000	–	37,475	–	1.20%	–
XOM	New	EXXON MOBIL CORP	$1,829,000	–	19,517	–	1.18%	–
YUM	New	YUM BRANDS INC	$1,725,000	–	20,800	–	1.11%	–
SCHD	New	SCHWAB STRATEGIC TRus dividend eq	$1,679,000	–	40,520	–	1.08%	–
CRM	New	SALESFORCE COM INC	$1,625,000	–	20,460	–	1.04%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$1,479,000	–	7,061	–	0.95%	–
ABBV	New	ABBVIE INC	$1,435,000	–	23,178	–	0.92%	–
T	New	AT&T INC	$1,375,000	–	31,823	–	0.88%	–
AMZN	New	AMAZON COM INC	$1,316,000	–	1,839	–	0.85%	–
XYL	New	XYLEM INC	$1,301,000	–	29,130	–	0.84%	–
MCD	New	MCDONALDS CORP	$1,204,000	–	10,009	–	0.77%	–
CVS	New	CVS HEALTH CORP	$1,172,000	–	12,246	–	0.75%	–
NVDA	New	NVIDIA CORP	$1,082,000	–	23,025	–	0.70%	–
SKT	New	TANGER FACTORY OUTLET CTRS I	$1,057,000	–	26,294	–	0.68%	–
MDT	New	MEDTRONIC PLC	$1,052,000	–	12,120	–	0.68%	–
DEO	New	DIAGEO P L Cspon adr new	$1,005,000	–	8,900	–	0.65%	–
HCA	New	HCA HOLDINGS INC	$1,004,000	–	13,035	–	0.64%	–
MMM	New	3M CO	$938,000	–	5,356	–	0.60%	–
BP	New	BP PLCsponsored adr	$913,000	–	25,710	–	0.59%	–
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$882,000	–	16,320	–	0.57%	–
SCHH	New	SCHWAB STRATEGIC TRus reit etf	$866,000	–	19,944	–	0.56%	–
MPW	New	MEDICAL PPTYS TRUST INC	$851,000	–	55,948	–	0.55%	–
DHI	New	D R HORTON INC	$851,000	–	27,030	–	0.55%	–
HON	New	HONEYWELL INTL INC	$815,000	–	7,008	–	0.52%	–
CVX	New	CHEVRON CORP NEW	$800,000	–	7,631	–	0.51%	–
CONE	New	CYRUSONE INC	$751,000	–	13,500	–	0.48%	–
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$695,000	–	16,533	–	0.45%	–
SYF	New	SYNCHRONY FINL	$694,000	–	27,460	–	0.45%	–
SPHY	New	SPDR SER TRspdr bofa crss	$687,000	–	26,638	–	0.44%	–
AMN	New	AMN HEALTHCARE SERVICES INC	$687,000	–	17,185	–	0.44%	–
UAA	New	UNDER ARMOUR INCcl a	$675,000	–	16,825	–	0.43%	–
DVY	New	ISHARES TRselect divid etf	$668,000	–	7,832	–	0.43%	–
WMT	New	WAL-MART STORES INC	$603,000	–	8,260	–	0.39%	–
BSV	New	VANGUARD BD INDEX FD INCshort trm bond	$557,000	–	6,888	–	0.36%	–
MDY	New	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$500,000	–	1,835	–	0.32%	–
WFC	New	WELLS FARGO & CO NEW	$494,000	–	10,438	–	0.32%	–
MO	New	ALTRIA GROUP INC	$488,000	–	7,071	–	0.31%	–
DFT	New	DUPONT FABROS TECHNOLOGY INC	$464,000	–	9,770	–	0.30%	–
AGG	New	ISHARES TRcore us aggbd et	$464,000	–	4,116	–	0.30%	–
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$459,000	–	16,923	–	0.30%	–
FNB	New	FNB CORP PA	$456,000	–	36,332	–	0.29%	–
HOG	New	HARLEY DAVIDSON INC	$449,000	–	9,906	–	0.29%	–
GD	New	GENERAL DYNAMICS CORP	$441,000	–	3,164	–	0.28%	–
IWM	New	ISHARES TRrussell 2000 etf	$427,000	–	3,712	–	0.27%	–
PSF	New	COHEN & STEERS SLT PFD INCM	$406,000	–	15,115	–	0.26%	–
CNI	New	CANADIAN NATL RY CO	$395,000	–	6,685	–	0.25%	–
WWAV	New	WHITEWAVE FOODS CO	$373,000	–	7,940	–	0.24%	–
PWR	New	QUANTA SVCS INC	$360,000	–	15,575	–	0.23%	–
VCIT	New	VANGUARD SCOTTSDALE FDSint-term corp	$350,000	–	3,912	–	0.22%	–
XLV	New	SELECT SECTOR SPDR TRsbi healthcare	$331,000	–	4,611	–	0.21%	–
VAR	New	VARIAN MED SYS INC	$329,000	–	4,000	–	0.21%	–
IEX	New	IDEX CORP	$322,000	–	3,925	–	0.21%	–
HCP	New	HCP INC	$312,000	–	8,805	–	0.20%	–
REGN	New	REGENERON PHARMACEUTICALS	$286,000	–	820	–	0.18%	–
XLE	New	SELECT SECTOR SPDR TRsbi int-energy	$262,000	–	3,837	–	0.17%	–
BAB	New	POWERSHARES ETF TR IIbuild amer etf	$256,000	–	8,143	–	0.16%	–
EMR	New	EMERSON ELEC CO	$253,000	–	4,842	–	0.16%	–
GVA	New	GRANITE CONSTR INC	$250,000	–	5,495	–	0.16%	–
TRN	New	TRINITY INDS INC	$247,000	–	13,300	–	0.16%	–
INTC	New	INTEL CORP	$242,000	–	7,384	–	0.16%	–
ADBE	New	ADOBE SYS INC	$240,000	–	2,505	–	0.15%	–
VNQI	New	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$237,000	–	43,902	–	0.15%	–
KEY	New	KEYCORP NEW	$222,000	–	20,060	–	0.14%	–
UA	New	UNDER ARMOUR INCcl c	$220,000	–	6,032	–	0.14%	–
F	New	FORD MTR CO DEL	$135,000	–	10,713	–	0.09%	–
FNFG	New	FIRST NIAGARA FINL GP INC	$111,000	–	11,417	–	0.07%	–

Q4 2015

			Value		Shares		↓ Weighting
FNFG	Exit	FIRST NIAGARA FINL GP INC	$0	–	-12,439	–	-0.09%	–
F	Exit	FORD MTR CO DEL	$0	–	-12,113	–	-0.12%	–
CVX	Exit	CHEVRON CORP NEW	$0	–	-2,900	–	-0.17%	–
EMR	Exit	EMERSON ELEC CO	$0	–	-5,230	–	-0.17%	–
INTC	Exit	INTEL CORP	$0	–	-8,405	–	-0.18%	–
IEX	Exit	IDEX CORP	$0	–	-3,925	–	-0.20%	–
WFC	Exit	WELLS FARGO & CO NEW	$0	–	-5,453	–	-0.20%	–
VAR	Exit	VARIAN MED SYS INC	$0	–	-4,000	–	-0.22%	–
BSV	Exit	VANGUARD BD INDEX FD INCshort trm bond	$0	–	-3,815	–	-0.22%	–
XLV	Exit	SELECT SECTOR SPDR TRsbi healthcare	$0	–	-4,626	–	-0.22%	–
HCP	Exit	HCP INC	$0	–	-8,522	–	-0.23%	–
PYPL	Exit	PAYPAL HLDGS INC	$0	–	-10,632	–	-0.24%	–
REGN	Exit	REGENERON PHARMACEUTICALS	$0	–	-735	–	-0.25%	–
XLE	Exit	SELECT SECTOR SPDR TRsbi int-energy	$0	–	-5,659	–	-0.25%	–
PSF	Exit	COHEN & STEERS SLT PFD INCM	$0	–	-15,229	–	-0.26%	–
AGG	Exit	ISHARES TRcore us aggbd et	$0	–	-3,365	–	-0.27%	–
MO	Exit	ALTRIA GROUP INC	$0	–	-6,822	–	-0.27%	–
PHM	Exit	PULTE GROUP INC	$0	–	-20,000	–	-0.28%	–
JACK	Exit	JACK IN THE BOX INC	$0	–	-5,145	–	-0.29%	–
MDY	Exit	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$0	–	-1,640	–	-0.30%	–
SCHM	Exit	SCHWAB STRATEGIC TRus mid-cap etf	$0	–	-11,333	–	-0.32%	–
GD	Exit	GENERAL DYNAMICS CORP	$0	–	-3,278	–	-0.33%	–
AMN	Exit	AMN HEALTHCARE SERVICES INC	$0	–	-16,750	–	-0.37%	–
SCHF	Exit	SCHWAB STRATEGIC TRintl eqty etf	$0	–	-18,478	–	-0.37%	–
CNI	Exit	CANADIAN NATL RY CO	$0	–	-9,290	–	-0.39%	–
CVS	Exit	CVS HEALTH CORP	$0	–	-5,470	–	-0.39%	–
DVY	Exit	ISHARES TRselect divid etf	$0	–	-7,894	–	-0.42%	–
WWAV	Exit	WHITEWAVE FOODS CO	$0	–	-14,340	–	-0.42%	–
MPW	Exit	MEDICAL PPTYS TRUST INC	$0	–	-53,494	–	-0.43%	–
BIIB	Exit	BIOGEN INC	$0	–	-2,050	–	-0.44%	–
Q	Exit	QUINTILES TRANSNATIO HLDGS I	$0	–	-8,795	–	-0.45%	–
SKT	Exit	TANGER FACTORY OUTLET CTRS I	$0	–	-19,385	–	-0.47%	–
HON	Exit	HONEYWELL INTL INC	$0	–	-7,038	–	-0.49%	–
BP	Exit	BP PLCsponsored adr	$0	–	-22,885	–	-0.51%	–
MBBYF	Exit	MOBILEYE N V AMSTELVEEN	$0	–	-15,915	–	-0.53%	–
SCHH	Exit	SCHWAB STRATEGIC TRus reit etf	$0	–	-20,000	–	-0.54%	–
MMM	Exit	3M CO	$0	–	-5,398	–	-0.56%	–
UAA	Exit	UNDER ARMOUR INCcl a	$0	–	-7,990	–	-0.57%	–
FNB	Exit	FNB CORP PA	$0	–	-60,574	–	-0.58%	–
SCHA	Exit	SCHWAB STRATEGIC TRus sml cap etf	$0	–	-15,469	–	-0.58%	–
CONE	Exit	CYRUSONE INC	$0	–	-24,332	–	-0.58%	–
PAY	Exit	VERIFONE SYS INC	$0	–	-29,475	–	-0.60%	–
DEO	Exit	DIAGEO P L Cspon adr new	$0	–	-7,750	–	-0.61%	–
SJNK	Exit	SPDR SER TRsht trm hgh yld	$0	–	-32,384	–	-0.64%	–
SPHY	Exit	SPDR SER TRspdr bofa crss	$0	–	-35,619	–	-0.65%	–
SCHD	Exit	SCHWAB STRATEGIC TRus dividend eq	$0	–	-27,292	–	-0.72%	–
MCD	Exit	MCDONALDS CORP	$0	–	-10,225	–	-0.74%	–
DG	Exit	DOLLAR GEN CORP NEW	$0	–	-14,570	–	-0.77%	–
JBLU	Exit	JETBLUE AIRWAYS CORP	$0	–	-45,720	–	-0.86%	–
SPY	Exit	SPDR S&P 500 ETF TRtr unit	$0	–	-6,704	–	-0.94%	–
SEE	Exit	SEALED AIR CORP NEW	$0	–	-28,355	–	-0.97%	–
BNDX	Exit	VANGUARD CHARLOTTE FDSintl bd idx etf	$0	–	-25,175	–	-0.98%	–
DOW	Exit	DOW CHEM CO	$0	–	-32,145	–	-1.00%	–
BND	Exit	VANGUARD BD INDEX FD INCtotal bnd mrkt	$0	–	-17,502	–	-1.05%	–
XOM	Exit	EXXON MOBIL CORP	$0	–	-20,087	–	-1.09%	–
HPT	Exit	HOSPITALITY PPTYS TR	$0	–	-58,624	–	-1.10%	–
FFIV	Exit	F5 NETWORKS INC	$0	–	-13,030	–	-1.11%	–
CRM	Exit	SALESFORCE COM INC	$0	–	-21,955	–	-1.12%	–
CSCO	Exit	CISCO SYS INC	$0	–	-61,777	–	-1.19%	–
DIS	Exit	DISNEY WALT CO	$0	–	-16,040	–	-1.20%	–
VNQI	Exit	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$0	–	-33,844	–	-1.26%	–
JNJ	Exit	JOHNSON & JOHNSON	$0	–	-18,573	–	-1.27%	–
SCHB	Exit	SCHWAB STRATEGIC TRus brd mkt etf	$0	–	-39,859	–	-1.36%	–
PFF	Exit	ISHARES TRu.s. pfd stk etf	$0	–	-47,945	–	-1.36%	–
ESRX	Exit	EXPRESS SCRIPTS HLDG CO	$0	–	-22,893	–	-1.36%	–
HAIN	Exit	HAIN CELESTIAL GROUP INC	$0	–	-36,285	–	-1.37%	–
KEY	Exit	KEYCORP NEW	$0	–	-145,420	–	-1.39%	–
SWKS	Exit	SKYWORKS SOLUTIONS INC	$0	–	-23,261	–	-1.44%	–
PKW	Exit	POWERSHARES ETF TRUSTdyna buybk ach	$0	–	-45,034	–	-1.44%	–
DNKN	Exit	DUNKIN BRANDS GROUP INC	$0	–	-44,230	–	-1.59%	–
ABC	Exit	AMERISOURCEBERGEN CORP	$0	–	-22,945	–	-1.60%	–
VZ	Exit	VERIZON COMMUNICATIONS INC	$0	–	-50,286	–	-1.60%	–
DHI	Exit	D R HORTON INC	$0	–	-85,580	–	-1.84%	–
COP	Exit	CONOCOPHILLIPS	$0	–	-58,397	–	-2.05%	–
BAC	Exit	BANK AMER CORP	$0	–	-208,018	–	-2.38%	–
GE	Exit	GENERAL ELECTRIC CO	$0	–	-133,276	–	-2.46%	–
HIG	Exit	HARTFORD FINL SVCS GROUP INC	$0	–	-75,305	–	-2.53%	–
GOOGL	Exit	GOOGLE INCcl a	$0	–	-5,625	–	-2.63%	–
FB	Exit	FACEBOOK INCcl a	$0	–	-42,636	–	-2.81%	–
LOW	Exit	LOWES COS INC	$0	–	-55,736	–	-2.82%	–
JPM	Exit	JPMORGAN CHASE & CO	$0	–	-65,241	–	-2.92%	–
V	Exit	VISA INC	$0	–	-60,990	–	-3.11%	–
SBUX	Exit	STARBUCKS CORP	$0	–	-77,433	–	-3.22%	–
SDY	Exit	SPDR SERIES TRUSTs&p divid etf	$0	–	-67,493	–	-3.57%	–
CELG	Exit	CELGENE CORP	$0	–	-46,109	–	-3.66%	–
MA	Exit	MASTERCARD INCcl a	$0	–	-56,735	–	-3.75%	–
NKE	Exit	NIKE INCcl b	$0	–	-62,319	–	-5.62%	–
AAPL	Exit	APPLE INC	$0	–	-75,135	–	-6.07%	–

Q3 2015

			Value		Shares		↓ Weighting
AAPL	Buy	APPLE INC	$8,287,000	-9.7%	75,135	+2.7%	6.07%	-0.8%
NKE	Buy	NIKE INCcl b	$7,663,000	+14.2%	62,319	+0.3%	5.62%	+25.4%
MA	Buy	MASTERCARD INCcl a	$5,113,000	+1.4%	56,735	+5.2%	3.75%	+11.4%
CELG	Buy	CELGENE CORP	$4,988,000	-3.4%	46,109	+3.3%	3.66%	+6.1%
SDY	Buy	SPDR SERIES TRUSTs&p divid etf	$4,870,000	-5.2%	67,493	+0.1%	3.57%	+4.1%
SBUX	Buy	STARBUCKS CORP	$4,401,000	+11.6%	77,433	+5.2%	3.22%	+22.5%
V	Buy	VISA INC	$4,249,000	+4.7%	60,990	+0.9%	3.11%	+15.0%
JPM	Buy	JPMORGAN CHASE & CO	$3,978,000	-6.5%	65,241	+3.9%	2.92%	+2.6%
LOW	Buy	LOWES COS INC	$3,841,000	+12.1%	55,736	+9.0%	2.82%	+23.2%
FB	Buy	FACEBOOK INCcl a	$3,833,000	+45.5%	42,636	+38.8%	2.81%	+59.8%
GOOGL	Buy	GOOGLE INCcl a	$3,591,000	+26.8%	5,625	+7.2%	2.63%	+39.3%
HIG	Sell	HARTFORD FINL SVCS GROUP INC	$3,447,000	+9.0%	75,305	-1.0%	2.53%	+19.7%
GE	Sell	GENERAL ELECTRIC CO	$3,361,000	-23.5%	133,276	-19.4%	2.46%	-16.0%
BAC	Buy	BANK AMER CORP	$3,241,000	-7.0%	208,018	+1.6%	2.38%	+2.1%
COP	Sell	CONOCOPHILLIPS	$2,801,000	-32.3%	58,397	-13.3%	2.05%	-25.6%
DHI	Buy	D R HORTON INC	$2,513,000	+16.2%	85,580	+8.3%	1.84%	+27.7%
VZ	Buy	VERIZON COMMUNICATIONS INC	$2,188,000	-5.8%	50,286	+0.9%	1.60%	+3.5%
ABC	Sell	AMERISOURCEBERGEN CORP	$2,180,000	-11.5%	22,945	-1.0%	1.60%	-2.8%
DNKN	Buy	DUNKIN BRANDS GROUP INC	$2,167,000	-9.2%	44,230	+2.0%	1.59%	-0.3%
PKW	Sell	POWERSHARES ETF TRUSTdyna buybk ach	$1,972,000	-17.0%	45,034	-7.9%	1.44%	-8.8%
SWKS	Buy	SKYWORKS SOLUTIONS INC	$1,959,000	-15.7%	23,261	+4.3%	1.44%	-7.4%
KEY	Sell	KEYCORP NEW	$1,892,000	-15.2%	145,420	-2.1%	1.39%	-6.9%
HAIN	Buy	HAIN CELESTIAL GROUP INC	$1,872,000	-11.2%	36,285	+13.4%	1.37%	-2.4%
ESRX	Sell	EXPRESS SCRIPTS HLDG CO	$1,853,000	-18.4%	22,893	-10.4%	1.36%	-10.4%
PFF	Buy	ISHARES TRu.s. pfd stk etf	$1,851,000	+6.1%	47,945	+7.6%	1.36%	+16.6%
SCHB	Buy	SCHWAB STRATEGIC TRus brd mkt etf	$1,849,000	-6.7%	39,859	+1.0%	1.36%	+2.5%
JNJ	Sell	JOHNSON & JOHNSON	$1,734,000	-7.0%	18,573	-2.9%	1.27%	+2.2%
VNQI	Buy	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$1,725,000	+0.4%	33,844	+9.2%	1.26%	+10.3%
DIS	Buy	DISNEY WALT CO	$1,639,000	+13.5%	16,040	+26.7%	1.20%	+24.7%
CSCO	Buy	CISCO SYS INC	$1,622,000	+5.2%	61,777	+10.0%	1.19%	+15.5%
CRM	Buy	SALESFORCE COM INC	$1,524,000	+6.4%	21,955	+6.7%	1.12%	+16.8%
FFIV	Buy	F5 NETWORKS INC	$1,509,000	-1.6%	13,030	+2.3%	1.11%	+8.1%
HPT	Buy	HOSPITALITY PPTYS TR	$1,500,000	-4.7%	58,624	+7.3%	1.10%	+4.7%
XOM	Buy	EXXON MOBIL CORP	$1,493,000	-7.6%	20,087	+3.4%	1.09%	+1.5%
BND	Buy	VANGUARD BD INDEX FD INCtotal bnd mrkt	$1,434,000	+99.2%	17,502	+97.4%	1.05%	+119.0%
DOW	Sell	DOW CHEM CO	$1,363,000	-21.7%	32,145	-5.5%	1.00%	-14.0%
BNDX	Buy	VANGUARD CHARLOTTE FDSintl bd idx etf	$1,333,000	+40.8%	25,175	+39.2%	0.98%	+54.6%
SEE	Buy	SEALED AIR CORP NEW	$1,329,000	-6.7%	28,355	+2.2%	0.97%	+2.4%
SPY	Buy	SPDR S&P 500 ETF TRtr unit	$1,285,000	-6.9%	6,704	+0.0%	0.94%	+2.3%
JBLU	Buy	JETBLUE AIRWAYS CORP	$1,178,000	+49.5%	45,720	+20.5%	0.86%	+64.1%
DG	New	DOLLAR GEN CORP NEW	$1,055,000	–	14,570	–	0.77%	–
MCD	Sell	MCDONALDS CORP	$1,007,000	+3.1%	10,225	-0.5%	0.74%	+13.2%
SCHD	Sell	SCHWAB STRATEGIC TRus dividend eq	$981,000	-6.3%	27,292	-0.2%	0.72%	+2.9%
SPHY	Buy	SPDR SER TRspdr bofa crss	$886,000	-2.9%	35,619	+0.3%	0.65%	+6.7%
SJNK	Buy	SPDR SER TRsht trm hgh yld	$872,000	-6.1%	32,384	+0.8%	0.64%	+3.1%
DEO	Buy	DIAGEO P L Cspon adr new	$835,000	+8.0%	7,750	+16.3%	0.61%	+18.6%
PAY	Sell	VERIFONE SYS INC	$817,000	-18.5%	29,475	-0.1%	0.60%	-10.5%
CONE	Buy	CYRUSONE INC	$795,000	+96.8%	24,332	+77.2%	0.58%	+115.9%
SCHA	Sell	SCHWAB STRATEGIC TRus sml cap etf	$786,000	-12.8%	15,469	-1.4%	0.58%	-4.2%
FNB	Sell	FNB CORP PA	$784,000	-20.3%	60,574	-11.9%	0.58%	-12.5%
UAA	Buy	UNDER ARMOUR INCcl a	$773,000	+52.2%	7,990	+31.2%	0.57%	+67.3%
MMM	Sell	3M CO	$765,000	-15.9%	5,398	-8.5%	0.56%	-7.6%
SCHH	Buy	SCHWAB STRATEGIC TRus reit etf	$744,000	+6.6%	20,000	+4.1%	0.54%	+17.0%
MBBYF	Sell	MOBILEYE N V AMSTELVEEN	$724,000	-18.7%	15,915	-5.0%	0.53%	-10.6%
BP	Sell	BP PLCsponsored adr	$699,000	-33.9%	22,885	-13.5%	0.51%	-27.5%
HON	Sell	HONEYWELL INTL INC	$666,000	-8.5%	7,038	-1.4%	0.49%	+0.4%
SKT	New	TANGER FACTORY OUTLET CTRS I	$639,000	–	19,385	–	0.47%	–
Q	Buy	QUINTILES TRANSNATIO HLDGS I	$612,000	+11.1%	8,795	+15.8%	0.45%	+22.0%
BIIB	Buy	BIOGEN INC	$598,000	-22.5%	2,050	+7.3%	0.44%	-15.0%
MPW	Buy	MEDICAL PPTYS TRUST INC	$592,000	-14.9%	53,494	+0.7%	0.43%	-6.5%
WWAV	Buy	WHITEWAVE FOODS CO	$576,000	+11.4%	14,340	+35.6%	0.42%	+22.3%
DVY	Buy	ISHARES TRselect divid etf	$574,000	-3.2%	7,894	+0.0%	0.42%	+6.3%
CVS	Buy	CVS HEALTH CORP	$528,000	+21.1%	5,470	+31.5%	0.39%	+33.0%
CNI	Sell	CANADIAN NATL RY CO	$527,000	-7.5%	9,290	-5.8%	0.39%	+1.6%
SCHF	Sell	SCHWAB STRATEGIC TRintl eqty etf	$506,000	-17.2%	18,478	-7.9%	0.37%	-9.1%
AMN	Sell	AMN HEALTHCARE SERVICES INC	$503,000	-58.5%	16,750	-56.3%	0.37%	-54.4%
SCHM	Buy	SCHWAB STRATEGIC TRus mid-cap etf	$441,000	+5.0%	11,333	+15.2%	0.32%	+15.4%
MDY	Buy	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$408,000	-6.4%	1,640	+2.9%	0.30%	+2.7%
JACK	New	JACK IN THE BOX INC	$396,000	–	5,145	–	0.29%	–
MO	Buy	ALTRIA GROUP INC	$371,000	+11.1%	6,822	+0.0%	0.27%	+22.0%
AGG	Buy	ISHARES TRcore us aggbd et	$369,000	+8.5%	3,365	+7.7%	0.27%	+18.9%
PSF	Buy	COHEN & STEERS SLT PFD INCM	$355,000	+0.3%	15,229	+3.8%	0.26%	+10.2%
XLE	Sell	SELECT SECTOR SPDR TRsbi int-energy	$346,000	-39.2%	5,659	-25.3%	0.25%	-33.2%
REGN	Buy	REGENERON PHARMACEUTICALS	$342,000	-6.8%	735	+2.1%	0.25%	+2.4%
PYPL	New	PAYPAL HLDGS INC	$330,000	–	10,632	–	0.24%	–
HCP	Buy	HCP INC	$317,000	+11.2%	8,522	+9.1%	0.23%	+22.1%
XLV	Buy	SELECT SECTOR SPDR TRsbi healthcare	$306,000	-10.8%	4,626	+0.3%	0.22%	-2.2%
BSV	New	VANGUARD BD INDEX FD INCshort trm bond	$304,000	–	3,815	–	0.22%	–
WFC	Buy	WELLS FARGO & CO NEW	$280,000	-6.0%	5,453	+2.9%	0.20%	+3.0%
INTC	Sell	INTEL CORP	$253,000	-41.8%	8,405	-41.2%	0.18%	-36.2%
EMR	Sell	EMERSON ELEC CO	$231,000	-56.4%	5,230	-45.3%	0.17%	-52.3%
CVX	Sell	CHEVRON CORP NEW	$229,000	-31.2%	2,900	-15.9%	0.17%	-24.3%
F	Sell	FORD MTR CO DEL	$164,000	-20.8%	12,113	-12.3%	0.12%	-13.0%
FNFG	Buy	FIRST NIAGARA FINL GP INC	$127,000	+8.5%	12,439	+0.3%	0.09%	+19.2%
AXP	Exit	AMERICAN EXPRESS CO	$0	–	-2,645	–	-0.14%	–
XLK	Exit	SELECT SECTOR SPDR TRtechnology	$0	–	-5,380	–	-0.15%	–
T	Exit	AT&T INC	$0	–	-6,716	–	-0.16%	–
BAX	Exit	BAXTER INTL INC	$0	–	-3,850	–	-0.18%	–
CERN	Exit	CERNER CORP	$0	–	-4,005	–	-0.18%	–
AKAM	Exit	AKAMAI TECHNOLOGIES INC	$0	–	-8,920	–	-0.42%	–
TIP	Exit	ISHARES TRtips bd etf	$0	–	-8,568	–	-0.64%	–
SNCR	Exit	SYNCHRONOSS TECHNOLOGIES INC	$0	–	-26,480	–	-0.81%	–
ZBRA	Exit	ZEBRA TECHNOLOGIES CORPcl a	$0	–	-11,900	–	-0.88%	–
GILD	Exit	GILEAD SCIENCES INC	$0	–	-62,655	–	-4.90%	–

Q2 2015

			Value		Shares		↓ Weighting
AAPL	New	APPLE INC	$9,173,000	–	73,135	–	6.12%	–
GILD	New	GILEAD SCIENCES INC	$7,336,000	–	62,655	–	4.90%	–
NKE	New	NIKE INCcl b	$6,713,000	–	62,147	–	4.48%	–
CELG	New	CELGENE CORP	$5,164,000	–	44,619	–	3.44%	–
SDY	New	SPDR SERIES TRUSTs&p divid etf	$5,138,000	–	67,423	–	3.43%	–
MA	New	MASTERCARD INCcl a	$5,041,000	–	53,925	–	3.36%	–
GE	New	GENERAL ELECTRIC CO	$4,393,000	–	165,328	–	2.93%	–
JPM	New	JPMORGAN CHASE & CO	$4,256,000	–	62,812	–	2.84%	–
COP	New	CONOCOPHILLIPS	$4,135,000	–	67,329	–	2.76%	–
V	New	VISA INC	$4,058,000	–	60,430	–	2.71%	–
SBUX	New	STARBUCKS CORP	$3,945,000	–	73,587	–	2.63%	–
BAC	New	BANK AMER CORP	$3,486,000	–	204,824	–	2.33%	–
LOW	New	LOWES COS INC	$3,425,000	–	51,140	–	2.28%	–
HIG	New	HARTFORD FINL SVCS GROUP INC	$3,162,000	–	76,065	–	2.11%	–
GOOGL	New	GOOGLE INCcl a	$2,833,000	–	5,245	–	1.89%	–
FB	New	FACEBOOK INCcl a	$2,635,000	–	30,725	–	1.76%	–
ABC	New	AMERISOURCEBERGEN CORP	$2,464,000	–	23,175	–	1.64%	–
DNKN	New	DUNKIN BRANDS GROUP INC	$2,386,000	–	43,375	–	1.59%	–
PKW	New	POWERSHARES ETF TRUSTdyna buybk ach	$2,376,000	–	48,875	–	1.58%	–
SWKS	New	SKYWORKS SOLUTIONS INC	$2,323,000	–	22,310	–	1.55%	–
VZ	New	VERIZON COMMUNICATIONS INC	$2,323,000	–	49,846	–	1.55%	–
ESRX	New	EXPRESS SCRIPTS HLDG CO	$2,271,000	–	25,538	–	1.52%	–
KEY	New	KEYCORP NEW	$2,232,000	–	148,570	–	1.49%	–
DHI	New	D R HORTON INC	$2,163,000	–	79,055	–	1.44%	–
HAIN	New	HAIN CELESTIAL GROUP INC	$2,108,000	–	32,010	–	1.41%	–
SCHB	New	SCHWAB STRATEGIC TRus brd mkt etf	$1,982,000	–	39,456	–	1.32%	–
JNJ	New	JOHNSON & JOHNSON	$1,864,000	–	19,127	–	1.24%	–
PFF	New	ISHARESu.s. pfd stk etf	$1,745,000	–	44,542	–	1.16%	–
DOW	New	DOW CHEM CO	$1,741,000	–	34,025	–	1.16%	–
VNQI	New	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$1,718,000	–	30,985	–	1.15%	–
XOM	New	EXXON MOBIL CORP	$1,616,000	–	19,420	–	1.08%	–
HPT	New	HOSPITALITY PPTYS TR	$1,574,000	–	54,627	–	1.05%	–
CSCO	New	CISCO SYS INC	$1,542,000	–	56,170	–	1.03%	–
FFIV	New	F5 NETWORKS INC	$1,533,000	–	12,735	–	1.02%	–
DIS	New	DISNEY WALT CO	$1,444,000	–	12,655	–	0.96%	–
CRM	New	SALESFORCE COM INC	$1,433,000	–	20,585	–	0.96%	–
SEE	New	SEALED AIR CORP NEW	$1,425,000	–	27,740	–	0.95%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$1,380,000	–	6,703	–	0.92%	–
ZBRA	New	ZEBRA TECHNOLOGIES CORPcl a	$1,321,000	–	11,900	–	0.88%	–
AMN	New	AMN HEALTHCARE SERVICES INC	$1,212,000	–	38,370	–	0.81%	–
SNCR	New	SYNCHRONOSS TECHNOLOGIES INC	$1,211,000	–	26,480	–	0.81%	–
BP	New	BP PLCsponsored adr	$1,058,000	–	26,470	–	0.71%	–
SCHD	New	SCHWAB STRATEGIC TRus dividend eq	$1,047,000	–	27,354	–	0.70%	–
PAY	New	VERIFONE SYS INC	$1,002,000	–	29,505	–	0.67%	–
FNB	New	FNB CORP PA	$984,000	–	68,722	–	0.66%	–
MCD	New	MCDONALDS CORP	$977,000	–	10,275	–	0.65%	–
TIP	New	ISHARES TRtips bd etf	$960,000	–	8,568	–	0.64%	–
BNDX	New	VANGUARD CHARLOTTE FDSintl bd idx etf	$947,000	–	18,086	–	0.63%	–
SJNK	New	SPDR SER TRsht trm hgh yld	$929,000	–	32,136	–	0.62%	–
SPHY	New	SPDR SER TRspdr bofa crss	$912,000	–	35,522	–	0.61%	–
MMM	New	3M CO	$910,000	–	5,898	–	0.61%	–
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$901,000	–	15,683	–	0.60%	–
MBBYF	New	MOBILEYE N V AMSTELVEEN	$890,000	–	16,745	–	0.59%	–
JBLU	New	JETBLUE AIRWAYS CORP	$788,000	–	37,940	–	0.53%	–
DEO	New	DIAGEO P L Cspon adr new	$773,000	–	6,665	–	0.52%	–
BIIB	New	BIOGEN INC	$772,000	–	1,910	–	0.52%	–
HON	New	HONEYWELL INTL INC	$728,000	–	7,138	–	0.49%	–
BND	New	VANGUARD BD INDEX FD INCtotal bnd mrkt	$720,000	–	8,866	–	0.48%	–
SCHH	New	SCHWAB STRATEGIC TRus reit etf	$698,000	–	19,218	–	0.47%	–
MPW	New	MEDICAL PPTYS TRUST INC	$696,000	–	53,119	–	0.46%	–
AKAM	New	AKAMAI TECHNOLOGIES INC	$623,000	–	8,920	–	0.42%	–
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$611,000	–	20,055	–	0.41%	–
DVY	New	ISHARES TRselect divid etf	$593,000	–	7,891	–	0.40%	–
CNI	New	CANADIAN NATL RY CO	$570,000	–	9,865	–	0.38%	–
XLE	New	SELECT SECTOR SPDR TRsbi int-energy	$569,000	–	7,573	–	0.38%	–
Q	New	QUINTILES TRANSNATIO HLDGS I	$551,000	–	7,595	–	0.37%	–
EMR	New	EMERSON ELEC CO	$530,000	–	9,555	–	0.35%	–
WWAV	New	WHITEWAVE FOODS CO	$517,000	–	10,575	–	0.34%	–
UAA	New	UNDER ARMOUR INCcl a	$508,000	–	6,090	–	0.34%	–
GD	New	GENERAL DYNAMICS CORP	$464,000	–	3,278	–	0.31%	–
MDY	New	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$436,000	–	1,594	–	0.29%	–
CVS	New	CVS HEALTH CORP	$436,000	–	4,160	–	0.29%	–
INTC	New	INTEL CORP	$435,000	–	14,289	–	0.29%	–
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$420,000	–	9,839	–	0.28%	–
CONE	New	CYRUSONE INC	$404,000	–	13,735	–	0.27%	–
PHM	New	PULTE GROUP INC	$403,000	–	20,000	–	0.27%	–
REGN	New	REGENERON PHARMACEUTICALS	$367,000	–	720	–	0.24%	–
PSF	New	COHEN & STEERS SLT PFD INCM	$354,000	–	14,672	–	0.24%	–
XLV	New	SELECT SECTOR SPDR TRsbi healthcare	$343,000	–	4,612	–	0.23%	–
AGG	New	ISHARES TRcore us aggbd et	$340,000	–	3,125	–	0.23%	–
VAR	New	VARIAN MED SYS INC	$337,000	–	4,000	–	0.22%	–
MO	New	ALTRIA GROUP INC	$334,000	–	6,821	–	0.22%	–
CVX	New	CHEVRON CORP NEW	$333,000	–	3,450	–	0.22%	–
IEX	New	IDEX CORP	$308,000	–	3,925	–	0.20%	–
WFC	New	WELLS FARGO & CO NEW	$298,000	–	5,301	–	0.20%	–
HCP	New	HCP INC	$285,000	–	7,813	–	0.19%	–
CERN	New	CERNER CORP	$277,000	–	4,005	–	0.18%	–
BAX	New	BAXTER INTL INC	$269,000	–	3,850	–	0.18%	–
T	New	AT&T INC	$239,000	–	6,716	–	0.16%	–
XLK	New	SELECT SECTOR SPDR TRtechnology	$223,000	–	5,380	–	0.15%	–
F	New	FORD MTR CO DEL	$207,000	–	13,812	–	0.14%	–
AXP	New	AMERICAN EXPRESS CO	$206,000	–	2,645	–	0.14%	–
FNFG	New	FIRST NIAGARA FINL GP INC	$117,000	–	12,405	–	0.08%	–

Q4 2014

			Value		Shares		↓ Weighting
FNFG	Exit	FIRST NIAGARA FINL GP INC	$0	–	-14,035	–	-0.10%	–
TRST	Exit	TRUSTCO BK CORP N Y	$0	–	-18,538	–	-0.10%	–
STKL	Exit	SUNOPTA INC	$0	–	-10,500	–	-0.10%	–
FFIV	Exit	F5 NETWORKS INC	$0	–	-1,840	–	-0.18%	–
AXP	Exit	AMERICAN EXPRESS CO	$0	–	-2,500	–	-0.18%	–
XLK	Exit	SELECT SECTOR SPDR TRtechnology	$0	–	-5,755	–	-0.19%	–
BAX	Exit	BAXTER INTL INC	$0	–	-3,850	–	-0.23%	–
XLV	Exit	SELECT SECTOR SPDR TRsbi healthcare	$0	–	-4,577	–	-0.24%	–
AGG	Exit	ISHARES TRcore us aggbd et	$0	–	-2,850	–	-0.26%	–
REGN	Exit	REGENERON PHARMACEUTICALS	$0	–	-870	–	-0.26%	–
OHI	Exit	OMEGA HEALTHCARE INVS INC	$0	–	-9,241	–	-0.26%	–
VAR	Exit	VARIAN MED SYS INC	$0	–	-4,000	–	-0.26%	–
PWR	Exit	QUANTA SVCS INC	$0	–	-9,565	–	-0.28%	–
PHM	Exit	PULTE GROUP INC	$0	–	-20,000	–	-0.29%	–
INTC	Exit	INTEL CORP	$0	–	-11,327	–	-0.32%	–
MDY	Exit	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$0	–	-1,594	–	-0.33%	–
CVX	Exit	CHEVRON CORP NEW	$0	–	-3,409	–	-0.33%	–
SEE	Exit	SEALED AIR CORP NEW	$0	–	-13,435	–	-0.38%	–
SSYS	Exit	STRATASYS LTD	$0	–	-3,905	–	-0.39%	–
CSCO	Exit	CISCO SYS INC	$0	–	-19,270	–	-0.40%	–
SNCR	Exit	SYNCHRONOSS TECHNOLOGIES INC	$0	–	-10,745	–	-0.40%	–
IEX	Exit	IDEX CORP	$0	–	-7,000	–	-0.42%	–
BNDX	Exit	VANGUARD CHARLOTTE FDSintl bd idx etf	$0	–	-9,801	–	-0.42%	–
UPLMQ	Exit	ULTRA PETROLEUM CORP	$0	–	-22,315	–	-0.43%	–
AMBA	Exit	AMBARELLA INC	$0	–	-12,800	–	-0.46%	–
DVY	Exit	ISHARES TRselect divid etf	$0	–	-7,697	–	-0.47%	–
PCLN	Exit	PRICELINE GRP INC	$0	–	-503	–	-0.48%	–
XLE	Exit	SELECT SECTOR SPDR TRsbi int-energy	$0	–	-6,440	–	-0.48%	–
T	Exit	AT&T INC	$0	–	-16,587	–	-0.48%	–
MPW	Exit	MEDICAL PPTYS TRUST INC	$0	–	-48,455	–	-0.49%	–
CVY	Exit	CLAYMORE EXCHANGE TRD FD TRgug multi asset	$0	–	-24,534	–	-0.49%	–
DIS	Exit	DISNEY WALT CO	$0	–	-6,910	–	-0.50%	–
SCHH	Exit	SCHWAB STRATEGIC TRus reit etf	$0	–	-19,442	–	-0.54%	–
SWKS	Exit	SKYWORKS SOLUTIONS INC	$0	–	-11,415	–	-0.54%	–
DEO	Exit	DIAGEO P L Cspon adr new	$0	–	-5,783	–	-0.55%	–
EMR	Exit	EMERSON ELEC CO	$0	–	-11,426	–	-0.59%	–
HON	Exit	HONEYWELL INTL INC	$0	–	-7,682	–	-0.59%	–
CNI	Exit	CANADIAN NATL RY CO	$0	–	-10,800	–	-0.63%	–
SPHY	Exit	SPDR SER TRspdr bofa crss	$0	–	-29,328	–	-0.63%	–
MMM	Exit	3M CO	$0	–	-5,670	–	-0.66%	–
SCHA	Exit	SCHWAB STRATEGIC TRus sml cap etf	$0	–	-15,809	–	-0.67%	–
SCHD	Exit	SCHWAB STRATEGIC TRus dividend eq	$0	–	-21,765	–	-0.69%	–
BHI	Exit	BAKER HUGHES INC	$0	–	-13,480	–	-0.72%	–
FSLR	Exit	FIRST SOLAR INC	$0	–	-13,515	–	-0.73%	–
TTE	Exit	TOTAL S Asponsored adr	$0	–	-14,005	–	-0.74%	–
TIP	Exit	ISHARES TRtips bd etf	$0	–	-8,255	–	-0.76%	–
FNB	Exit	FNB CORP PA	$0	–	-78,195	–	-0.77%	–
DHI	Exit	D R HORTON INC	$0	–	-53,425	–	-0.90%	–
VNQI	Exit	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$0	–	-20,935	–	-0.94%	–
ABC	Exit	AMERISOURCEBERGEN CORP	$0	–	-14,905	–	-0.95%	–
MCD	Exit	MCDONALDS CORP	$0	–	-12,420	–	-0.97%	–
FB	Exit	FACEBOOK INCcl a	$0	–	-16,125	–	-1.05%	–
HPT	Exit	HOSPITALITY PPTYS TR	$0	–	-47,549	–	-1.05%	–
SJNK	Exit	SPDR SER TRsht trm hgh yld	$0	–	-43,561	–	-1.07%	–
SPY	Exit	SPDR S&P 500 ETF TRtr unit	$0	–	-6,677	–	-1.08%	–
JNJ	Exit	JOHNSON & JOHNSON	$0	–	-13,002	–	-1.14%	–
DOW	Exit	DOW CHEM CO	$0	–	-27,190	–	-1.17%	–
F	Exit	FORD MTR CO DEL	$0	–	-103,755	–	-1.26%	–
HAIN	Exit	HAIN CELESTIAL GROUP INC	$0	–	-15,430	–	-1.30%	–
KEY	Exit	KEYCORP NEW	$0	–	-121,190	–	-1.33%	–
SCHB	Exit	SCHWAB STRATEGIC TRus brd mkt etf	$0	–	-37,150	–	-1.45%	–
BA	Exit	BOEING CO	$0	–	-13,886	–	-1.45%	–
LOW	Exit	LOWES COS INC	$0	–	-35,521	–	-1.54%	–
VZ	Exit	VERIZON COMMUNICATIONS INC	$0	–	-38,981	–	-1.60%	–
GOOG	Exit	GOOGLE INCcl c	$0	–	-3,410	–	-1.62%	–
AMGN	Exit	AMGEN INC	$0	–	-14,160	–	-1.63%	–
XOM	Exit	EXXON MOBIL CORP	$0	–	-21,201	–	-1.64%	–
LNG	Exit	CHENIERE ENERGY INC	$0	–	-25,235	–	-1.66%	–
DD	Exit	DU PONT E I DE NEMOURS & CO	$0	–	-29,848	–	-1.76%	–
HTZ	Exit	HERTZ GLOBAL HOLDINGS INC	$0	–	-84,665	–	-1.77%	–
HOG	Exit	HARLEY DAVIDSON INC	$0	–	-38,471	–	-1.84%	–
SBUX	Exit	STARBUCKS CORP	$0	–	-30,567	–	-1.90%	–
ESRX	Exit	EXPRESS SCRIPTS HLDG CO	$0	–	-33,248	–	-1.93%	–
MO	Exit	ALTRIA GROUP INC	$0	–	-51,209	–	-1.93%	–
HIG	Exit	HARTFORD FINL SVCS GROUP INC	$0	–	-63,960	–	-1.96%	–
GOOGL	Exit	GOOGLE INCcl a	$0	–	-4,070	–	-1.97%	–
BAC	Exit	BANK AMER CORP	$0	–	-182,864	–	-2.56%	–
V	Exit	VISA INC	$0	–	-15,243	–	-2.67%	–
JPM	Exit	JPMORGAN CHASE & CO	$0	–	-58,104	–	-2.88%	–
MA	Exit	MASTERCARD INCcl a	$0	–	-47,575	–	-2.89%	–
CELG	Exit	CELGENE CORP	$0	–	-39,559	–	-3.08%	–
GE	Exit	GENERAL ELECTRIC CO	$0	–	-161,783	–	-3.40%	–
COP	Exit	CONOCOPHILLIPS	$0	–	-67,081	–	-4.22%	–
NKE	Exit	NIKE INCcl b	$0	–	-62,084	–	-4.55%	–
AAPL	Exit	APPLE INC	$0	–	-68,776	–	-5.69%	–
SDY	Exit	SPDR SERIES TRUSTs&p divid etf	$0	–	-94,743	–	-5.83%	–

Q3 2014

			Value		Shares		↓ Weighting
SDY	Buy	SPDR SERIES TRUSTs&p divid etf	$7,100,000	-1.4%	94,743	+0.8%	5.83%	-5.3%
AAPL	Buy	APPLE INC	$6,929,000	+15.9%	68,776	+6.9%	5.69%	+11.3%
NKE	Buy	NIKE INCcl b	$5,538,000	+16.9%	62,084	+1.6%	4.55%	+12.3%
COP	Buy	CONOCOPHILLIPS	$5,133,000	-9.1%	67,081	+1.9%	4.22%	-12.7%
GE	Sell	GENERAL ELECTRIC CO	$4,145,000	-19.8%	161,783	-17.8%	3.40%	-23.0%
CELG	Buy	CELGENE CORP	$3,749,000	+13.5%	39,559	+2.9%	3.08%	+9.0%
MA	Buy	MASTERCARD INCcl a	$3,517,000	+0.8%	47,575	+0.1%	2.89%	-3.2%
JPM	Buy	JPMORGAN CHASE & CO	$3,500,000	+7.4%	58,104	+2.7%	2.88%	+3.2%
V	Sell	VISA INC	$3,252,000	-0.1%	15,243	-1.3%	2.67%	-4.0%
BAC	Sell	BANK AMER CORP	$3,118,000	+10.4%	182,864	-0.5%	2.56%	+6.0%
GOOGL	Buy	GOOGLE INCcl a	$2,395,000	+8.5%	4,070	+7.8%	1.97%	+4.2%
HIG	Sell	HARTFORD FINL SVCS GROUP INC	$2,383,000	+3.3%	63,960	-0.7%	1.96%	-0.8%
MO	Sell	ALTRIA GROUP INC	$2,353,000	+9.4%	51,209	-0.1%	1.93%	+5.1%
ESRX	Buy	EXPRESS SCRIPTS HLDG CO	$2,348,000	+2.4%	33,248	+0.5%	1.93%	-1.7%
SBUX	Buy	STARBUCKS CORP	$2,307,000	+7.7%	30,567	+10.4%	1.90%	+3.4%
HOG	Sell	HARLEY DAVIDSON INC	$2,239,000	-16.7%	38,471	-0.0%	1.84%	-20.0%
HTZ	New	HERTZ GLOBAL HOLDINGS INC	$2,150,000	–	84,665	–	1.77%	–
DD	Buy	DU PONT E I DE NEMOURS & CO	$2,142,000	+24.2%	29,848	+13.2%	1.76%	+19.3%
LNG	Sell	CHENIERE ENERGY INC	$2,020,000	+11.0%	25,235	-0.6%	1.66%	+6.6%
XOM	Buy	EXXON MOBIL CORP	$1,994,000	-2.4%	21,201	+4.4%	1.64%	-6.3%
AMGN	Buy	AMGEN INC	$1,989,000	+48.3%	14,160	+25.0%	1.63%	+42.5%
GOOG	Sell	GOOGLE INCcl c	$1,969,000	-3.7%	3,410	-4.1%	1.62%	-7.5%
VZ	Buy	VERIZON COMMUNICATIONS INC	$1,949,000	+8.0%	38,981	+5.6%	1.60%	+3.7%
LOW	Sell	LOWES COS INC	$1,880,000	+9.7%	35,521	-0.6%	1.54%	+5.3%
BA	Sell	BOEING CO	$1,769,000	-0.6%	13,886	-0.7%	1.45%	-4.5%
SCHB	Buy	SCHWAB STRATEGIC TRus brd mkt etf	$1,766,000	+1.7%	37,150	+2.1%	1.45%	-2.4%
KEY	Buy	KEYCORP NEW	$1,615,000	+9.3%	121,190	+17.5%	1.33%	+4.9%
HAIN	Buy	HAIN CELESTIAL GROUP INC	$1,579,000	+220.9%	15,430	+178.3%	1.30%	+208.1%
F	Sell	FORD MTR CO DEL	$1,535,000	-44.8%	103,755	-35.7%	1.26%	-47.0%
DOW	Buy	DOW CHEM CO	$1,426,000	+168.5%	27,190	+163.5%	1.17%	+157.9%
JNJ	Sell	JOHNSON & JOHNSON	$1,386,000	+1.2%	13,002	-0.6%	1.14%	-2.8%
SPY	Sell	SPDR S&P 500 ETF TRtr unit	$1,316,000	+0.1%	6,677	-0.6%	1.08%	-3.9%
SJNK	Buy	SPDR SER TRsht trm hgh yld	$1,304,000	+18.8%	43,561	+22.8%	1.07%	+14.1%
HPT	Buy	HOSPITALITY PPTYS TR	$1,277,000	-11.1%	47,549	+0.6%	1.05%	-14.6%
FB	Buy	FACEBOOK INCcl a	$1,275,000	+98.9%	16,125	+69.2%	1.05%	+91.1%
MCD	Sell	MCDONALDS CORP	$1,178,000	-30.2%	12,420	-25.9%	0.97%	-32.9%
ABC	Buy	AMERISOURCEBERGEN CORP	$1,152,000	+18.9%	14,905	+11.8%	0.95%	+14.1%
VNQI	Buy	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$1,140,000	-6.0%	20,935	+0.2%	0.94%	-9.7%
DHI	Buy	D R HORTON INC	$1,096,000	+378.6%	53,425	+474.5%	0.90%	+359.2%
FNB	Sell	FNB CORP PA	$938,000	-8.3%	78,195	-2.1%	0.77%	-12.0%
TIP	Sell	ISHARES TRtips bd etf	$925,000	-4.2%	8,255	-1.4%	0.76%	-8.0%
TTE	Sell	TOTAL S Asponsored adr	$903,000	-41.5%	14,005	-34.5%	0.74%	-43.8%
FSLR	New	FIRST SOLAR INC	$889,000	–	13,515	–	0.73%	–
BHI	Buy	BAKER HUGHES INC	$877,000	+113.4%	13,480	+144.4%	0.72%	+105.1%
SCHD	Buy	SCHWAB STRATEGIC TRus dividend eq	$839,000	+12.0%	21,765	+11.2%	0.69%	+7.5%
SCHA	Sell	SCHWAB STRATEGIC TRus sml cap etf	$813,000	-7.2%	15,809	-1.1%	0.67%	-10.8%
MMM	Sell	3M CO	$803,000	-2.0%	5,670	-0.9%	0.66%	-5.7%
SPHY	Buy	SPDR SER TRspdr bofa crss	$769,000	+183.8%	29,328	+188.8%	0.63%	+172.4%
CNI	Buy	CANADIAN NATL RY CO	$766,000	+29.4%	10,800	+18.6%	0.63%	+24.3%
HON	Sell	HONEYWELL INTL INC	$715,000	-3.0%	7,682	-3.2%	0.59%	-6.8%
EMR	Sell	EMERSON ELEC CO	$715,000	-46.2%	11,426	-42.9%	0.59%	-48.4%
DEO	Sell	DIAGEO P L Cspon adr new	$667,000	-20.5%	5,783	-12.3%	0.55%	-23.7%
SWKS	New	SKYWORKS SOLUTIONS INC	$663,000	–	11,415	–	0.54%	–
SCHH	Sell	SCHWAB STRATEGIC TRus reit etf	$662,000	-4.1%	19,442	-0.3%	0.54%	-7.8%
DIS	Buy	DISNEY WALT CO	$615,000	+7.1%	6,910	+3.2%	0.50%	+2.9%
CVY	Buy	CLAYMORE EXCHANGE TRD FD TRgug multi asset	$597,000	-6.9%	24,534	+0.0%	0.49%	-10.6%
MPW	Sell	MEDICAL PPTYS TRUST INC	$594,000	-9.0%	48,455	-1.8%	0.49%	-12.5%
T	Buy	AT&T INC	$585,000	+95.0%	16,587	+95.7%	0.48%	+86.8%
XLE	Sell	SELECT SECTOR SPDR TRsbi int-energy	$584,000	-24.4%	6,440	-16.5%	0.48%	-27.3%
PCLN	New	PRICELINE GRP INC	$583,000	–	503	–	0.48%	–
DVY	Buy	ISHARES TRselect divid etf	$569,000	-3.9%	7,697	+0.0%	0.47%	-7.7%
AMBA	New	AMBARELLA INC	$559,000	–	12,800	–	0.46%	–
UPLMQ	Buy	ULTRA PETROLEUM CORP	$519,000	-20.0%	22,315	+2.1%	0.43%	-23.2%
BNDX	New	VANGUARD CHARLOTTE FDSintl bd idx etf	$511,000	–	9,801	–	0.42%	–
SNCR	New	SYNCHRONOSS TECHNOLOGIES INC	$492,000	–	10,745	–	0.40%	–
CSCO	Buy	CISCO SYS INC	$485,000	+5.0%	19,270	+3.7%	0.40%	+0.8%
SSYS	New	STRATASYS LTD	$472,000	–	3,905	–	0.39%	–
SEE	Sell	SEALED AIR CORP NEW	$469,000	-31.2%	13,435	-32.7%	0.38%	-34.0%
INTC	Buy	INTEL CORP	$394,000	+23.5%	11,327	+9.8%	0.32%	+18.7%
PWR	New	QUANTA SVCS INC	$347,000	–	9,565	–	0.28%	–
OHI	Sell	OMEGA HEALTHCARE INVS INC	$316,000	-7.9%	9,241	-0.7%	0.26%	-11.3%
AGG	Sell	ISHARES TRcore us aggbd et	$311,000	-6.0%	2,850	-5.8%	0.26%	-9.9%
XLV	Buy	SELECT SECTOR SPDR TRsbi healthcare	$293,000	+65.5%	4,577	+0.5%	0.24%	+59.6%
XLK	Buy	SELECT SECTOR SPDR TRtechnology	$230,000	+4.1%	5,755	+0.1%	0.19%	0.0%
AXP	Sell	AMERICAN EXPRESS CO	$219,000	-17.4%	2,500	-10.5%	0.18%	-20.7%
FFIV	New	F5 NETWORKS INC	$218,000	–	1,840	–	0.18%	–
STKL	New	SUNOPTA INC	$127,000	–	10,500	–	0.10%	–
TRST	Buy	TRUSTCO BK CORP N Y	$119,000	-4.0%	18,538	+0.2%	0.10%	-7.5%
FNFG	Sell	FIRST NIAGARA FINL GP INC	$117,000	-19.9%	14,035	-16.2%	0.10%	-23.2%
MON	Exit	MONSANTO CO NEW	$0	–	-1,750	–	-0.19%	–
DNKN	Exit	DUNKIN BRANDS GROUP INC	$0	–	-7,760	–	-0.30%	–
LVS	Exit	LAS VEGAS SANDS CORP	$0	–	-5,265	–	-0.34%	–
RF	Exit	REGIONS FINL CORP NEW	$0	–	-43,035	–	-0.39%	–
PDI	Exit	PIMCO DYNAMIC INCOME FD	$0	–	-15,102	–	-0.44%	–
NXPI	Exit	NXP SEMICONDUCTORS N V	$0	–	-8,000	–	-0.45%	–
TWTR	Exit	TWITTER INC	$0	–	-13,410	–	-0.47%	–
TRMB	Exit	TRIMBLE NAVIGATION LTD	$0	–	-15,080	–	-0.48%	–
SAVE	Exit	SPIRIT AIRLS INC	$0	–	-10,745	–	-0.58%	–
FWLT	Exit	FOSTER WHEELER AG	$0	–	-23,690	–	-0.69%	–
PFE	Exit	PFIZER INC	$0	–	-39,882	–	-1.01%	–

Q2 2014

			Value		Shares		↓ Weighting
SDY	New	SPDR SERIES TRUSTs&p divid etf	$7,200,000	–	94,005	–	6.16%	–
AAPL	New	APPLE INC	$5,979,000	–	64,335	–	5.11%	–
COP	New	CONOCOPHILLIPS	$5,644,000	–	65,838	–	4.83%	–
GE	New	GENERAL ELECTRIC CO	$5,169,000	–	196,697	–	4.42%	–
NKE	New	NIKE INCcl b	$4,737,000	–	61,084	–	4.05%	–
MA	New	MASTERCARD INCcl a	$3,490,000	–	47,505	–	2.98%	–
CELG	New	CELGENE CORP	$3,302,000	–	38,454	–	2.82%	–
JPM	New	JPMORGAN CHASE & CO	$3,258,000	–	56,549	–	2.79%	–
V	New	VISA INC	$3,254,000	–	15,443	–	2.78%	–
BAC	New	BANK OF AMERICA CORPORATION	$2,825,000	–	183,775	–	2.42%	–
F	New	FORD MTR CO DEL	$2,780,000	–	161,271	–	2.38%	–
HOG	New	HARLEY DAVIDSON INC	$2,687,000	–	38,475	–	2.30%	–
HIG	New	HARTFORD FINL SVCS GROUP INC	$2,306,000	–	64,397	–	1.97%	–
ESRX	New	EXPRESS SCRIPTS HLDG CO	$2,294,000	–	33,093	–	1.96%	–
GOOGL	New	GOOGLE INCcl a	$2,207,000	–	3,775	–	1.89%	–
MO	New	ALTRIA GROUP INC	$2,151,000	–	51,279	–	1.84%	–
SBUX	New	STARBUCKS CORP	$2,142,000	–	27,682	–	1.83%	–
GOOG	New	GOOGLE INCcl c	$2,045,000	–	3,555	–	1.75%	–
XOM	New	EXXON MOBIL CORP	$2,044,000	–	20,305	–	1.75%	–
LNG	New	CHENIERE ENERGY INC	$1,820,000	–	25,385	–	1.56%	–
VZ	New	VERIZON COMMUNICATIONS INC	$1,805,000	–	36,898	–	1.54%	–
BA	New	BOEING CO	$1,779,000	–	13,986	–	1.52%	–
SCHB	New	SCHWAB STRATEGIC TRus brd mkt etf	$1,737,000	–	36,396	–	1.49%	–
DD	New	DU PONT E I DE NEMOURS & CO	$1,725,000	–	26,356	–	1.48%	–
LOW	New	LOWES COS INC	$1,714,000	–	35,725	–	1.47%	–
MCD	New	MCDONALDS CORP	$1,687,000	–	16,750	–	1.44%	–
TTE	New	TOTAL S Asponsored adr	$1,543,000	–	21,375	–	1.32%	–
KEY	New	KEYCORP NEW	$1,478,000	–	103,170	–	1.26%	–
HPT	New	HOSPITALITY PPTYS TR	$1,437,000	–	47,272	–	1.23%	–
JNJ	New	JOHNSON & JOHNSON	$1,369,000	–	13,082	–	1.17%	–
AMGN	New	AMGEN INC	$1,341,000	–	11,330	–	1.15%	–
EMR	New	EMERSON ELEC CO	$1,329,000	–	20,022	–	1.14%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$1,315,000	–	6,717	–	1.12%	–
VNQI	New	VANGUARD INTL EQUITY INDEX Fglb ex us etf	$1,213,000	–	20,890	–	1.04%	–
PFE	New	PFIZER INC	$1,184,000	–	39,882	–	1.01%	–
SJNK	New	SPDR SER TRsht trm hgh yld	$1,098,000	–	35,478	–	0.94%	–
FNB	New	FNB CORP PA	$1,023,000	–	79,835	–	0.88%	–
ABC	New	AMERISOURCEBERGEN CORP	$969,000	–	13,330	–	0.83%	–
TIP	New	ISHAREStips bd etf	$966,000	–	8,370	–	0.83%	–
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$876,000	–	15,986	–	0.75%	–
DEO	New	DIAGEO P L Cspon adr new	$839,000	–	6,593	–	0.72%	–
MMM	New	3M CO	$819,000	–	5,720	–	0.70%	–
FWLT	New	FOSTER WHEELER AG	$807,000	–	23,690	–	0.69%	–
XLE	New	SELECT SECTOR SPDR TRsbi int-energy	$772,000	–	7,714	–	0.66%	–
SCHD	New	SCHWAB STRATEGIC TRus dividend eq	$749,000	–	19,565	–	0.64%	–
HON	New	HONEYWELL INTL INC	$737,000	–	7,932	–	0.63%	–
SCHH	New	SCHWAB STRATEGIC TRus reit etf	$690,000	–	19,506	–	0.59%	–
SEE	New	SEALED AIR CORP NEW	$682,000	–	19,960	–	0.58%	–
SAVE	New	SPIRIT AIRLS INC	$680,000	–	10,745	–	0.58%	–
MPW	New	MEDICAL PPTYS TRUST INC	$653,000	–	49,323	–	0.56%	–
UPLMQ	New	ULTRA PETROLEUM CORP	$649,000	–	21,865	–	0.56%	–
CVY	New	CLAYMORE EXCHANGE TRD FD TRgug multi asset	$641,000	–	24,530	–	0.55%	–
FB	New	FACEBOOK INCcl a	$641,000	–	9,530	–	0.55%	–
DVY	New	ISHARESselect divid etf	$592,000	–	7,695	–	0.51%	–
CNI	New	CANADIAN NATL RY CO	$592,000	–	9,105	–	0.51%	–
DIS	New	DISNEY WALT CO	$574,000	–	6,695	–	0.49%	–
IEX	New	IDEX CORP	$565,000	–	7,000	–	0.48%	–
TRMB	New	TRIMBLE NAVIGATION LTD	$557,000	–	15,080	–	0.48%	–
TWTR	New	TWITTER INC	$549,000	–	13,410	–	0.47%	–
DOW	New	DOW CHEM CO	$531,000	–	10,320	–	0.45%	–
NXPI	New	NXP SEMICONDUCTORS N V	$529,000	–	8,000	–	0.45%	–
PDI	New	PIMCO DYNAMIC INCOME FD	$515,000	–	15,102	–	0.44%	–
HAIN	New	HAIN CELESTIAL GROUP INC	$492,000	–	5,545	–	0.42%	–
CSCO	New	CISCO SYS INC	$462,000	–	18,588	–	0.40%	–
RF	New	REGIONS FINL CORP NEW	$457,000	–	43,035	–	0.39%	–
CVX	New	CHEVRON CORP NEW	$445,000	–	3,409	–	0.38%	–
MDY	New	SPDR S&P MIDCAP 400 ETF TRutser1 s&pdcrp	$415,000	–	1,594	–	0.36%	–
BHI	New	BAKER HUGHES INC	$411,000	–	5,515	–	0.35%	–
PHM	New	PULTE GROUP INC	$403,000	–	20,000	–	0.34%	–
LVS	New	LAS VEGAS SANDS CORP	$402,000	–	5,265	–	0.34%	–
DNKN	New	DUNKIN BRANDS GROUP INC	$355,000	–	7,760	–	0.30%	–
OHI	New	OMEGA HEALTHCARE INVS INC	$343,000	–	9,303	–	0.29%	–
VAR	New	VARIAN MED SYS INC	$333,000	–	4,000	–	0.28%	–
AGG	New	ISHAREScore totusbd etf	$331,000	–	3,025	–	0.28%	–
INTC	New	INTEL CORP	$319,000	–	10,312	–	0.27%	–
T	New	AT&T INC	$300,000	–	8,477	–	0.26%	–
BAX	New	BAXTER INTL INC	$278,000	–	3,850	–	0.24%	–
SPHY	New	SPDR SER TRspdr bofa crss	$271,000	–	10,155	–	0.23%	–
AXP	New	AMERICAN EXPRESS CO	$265,000	–	2,794	–	0.23%	–
REGN	New	REGENERON PHARMACEUTICALS	$246,000	–	870	–	0.21%	–
DHI	New	D R HORTON INC	$229,000	–	9,300	–	0.20%	–
XLK	New	SELECT SECTOR SPDR TRtechnology	$221,000	–	5,752	–	0.19%	–
MON	New	MONSANTO CO NEW	$218,000	–	1,750	–	0.19%	–
XLV	New	SELECT SECTOR SPDR TRsbi healthcare	$177,000	–	4,552	–	0.15%	–
FNFG	New	FIRST NIAGARA FINL GP INC	$146,000	–	16,747	–	0.12%	–
TRST	New	TRUSTCO BK CORP N Y	$124,000	–	18,503	–	0.11%	–

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