Boltwood Capital Management Activity Q4 2012-Q4 2023

Q4 2023

			Value		Shares		↓ Weighting
SCHF	Buy	SCHWAB STRATEGIC TRintl eqty etf	$22,086,557	+14.6%	597,580	+5.3%	7.32%	+2.4%
MBB	Buy	ISHARES TRmbs etf	$12,969,869	+6.1%	137,860	+0.2%	4.30%	-5.1%
HYGV	Sell	FLEXSHARES TRhig yld vl etf	$12,264,270	-3.1%	300,080	-5.7%	4.06%	-13.4%
IEI	Sell	ISHARES TR3 7 yr treas bd	$12,248,401	-23.5%	104,571	-26.1%	4.06%	-31.6%
SPDW	Sell	SPDR INDEX SHS FDSportfolio devlpd	$9,729,751	+7.1%	286,085	-2.4%	3.22%	-4.3%
MBSD	Buy	FLEXSHARES TRdiscp dur mbs	$9,147,514	+23.7%	444,918	+18.7%	3.03%	+10.6%
AAPL	Buy	APPLE INC	$7,157,840	+15.6%	37,178	+2.8%	2.37%	+3.4%
TDTT	Buy	FLEXSHARES TRiboxx 3r targt	$6,790,301	+465.9%	287,481	+455.6%	2.25%	+406.5%
IJH	Buy	ISHARES TRcore s&p mcp etf	$6,567,069	+11.6%	23,695	+0.4%	2.18%	-0.3%
GUNR	Buy	FLEXSHARES TRmornstar upstr	$6,432,508	+12.0%	157,082	+10.6%	2.13%	+0.1%
MSFT	Sell	MICROSOFT CORP	$6,423,515	+18.9%	17,082	-0.2%	2.13%	+6.3%
IJR	Buy	ISHARES TRcore s&p scp etf	$6,258,041	+15.2%	57,811	+0.4%	2.07%	+3.0%
SCHE	Buy	SCHWAB STRATEGIC TRemrg mkteq etf	$6,084,819	+9.4%	245,455	+5.7%	2.02%	-2.2%
XLK	Sell	SELECT SECTOR SPDR TRtechnology	$4,997,358	+15.7%	25,963	-1.5%	1.66%	+3.4%
IEF	Buy	ISHARES TR7-10 yr trsy bd	$4,450,808	+17.9%	46,175	+12.1%	1.47%	+5.4%
SKOR	Sell	FLEXSHARES TRcr scd us bd	$4,444,496	-10.9%	92,662	-14.6%	1.47%	-20.4%
RAVI	Buy	FLEXSHARES TRflexshares ultra	$4,127,858	+2.0%	55,015	+2.1%	1.37%	-8.8%
SPEM	Sell	SPDR INDEX SHS FDSportfolio emg mk	$3,808,983	+3.4%	107,568	-2.0%	1.26%	-7.5%
GQRE	Buy	FLEXSHARES TRglb qlt r/e idx	$3,726,664	+18.9%	66,811	+4.3%	1.23%	+6.3%
NFRA	Buy	FLEXSHARES TRstoxx globr inf	$3,535,922	+15.2%	66,092	+4.3%	1.17%	+3.0%
CVX	Sell	CHEVRON CORP NEW	$3,422,924	-12.2%	22,948	-0.7%	1.13%	-21.5%
LOW	Sell	LOWES COS INC	$3,355,609	+3.9%	15,078	-3.0%	1.11%	-7.2%
IGSB	Buy	ISHARES TR	$3,219,045	+11.9%	62,780	+8.8%	1.07%	+0.1%
MCHP	Buy	MICROCHIP TECHNOLOGY INC.	$3,206,350	+15.7%	35,555	+0.1%	1.06%	+3.4%
GOOGL	Sell	ALPHABET INCcap stk cl a	$3,172,220	+5.3%	22,709	-1.3%	1.05%	-5.8%
SHY	New	ISHARES TR1 3 yr treas bd	$3,071,167	–	37,435	–	1.02%	–
XLY	Buy	SELECT SECTOR SPDR TRsbi cons discr	$2,962,161	+13.1%	16,566	+1.8%	0.98%	+1.0%
XLV	Buy	SELECT SECTOR SPDR TRsbi healthcare	$2,850,440	+6.2%	20,901	+0.3%	0.94%	-5.0%
CRM	Sell	SALESFORCE INC	$2,723,236	+29.5%	10,349	-0.2%	0.90%	+15.8%
JPM	Sell	JPMORGAN CHASE & CO	$2,699,657	+15.4%	15,871	-1.6%	0.89%	+3.2%
SCHB	Sell	SCHWAB STRATEGIC TRus brd mkt etf	$2,651,840	+7.7%	47,635	-3.6%	0.88%	-3.7%
XOM	Buy	EXXON MOBIL CORP	$2,543,991	-14.6%	25,445	+0.4%	0.84%	-23.6%
NVDA	Sell	NVIDIA CORPORATION	$2,539,488	+8.9%	5,128	-4.3%	0.84%	-2.7%
ABT	Sell	ABBOTT LABS	$2,493,038	+12.8%	22,650	-0.7%	0.83%	+1.0%
CAT	Buy	CATERPILLAR INC	$2,491,907	+8.8%	8,428	+0.5%	0.82%	-2.7%
EFA	Buy	ISHARES TRmsci eafe etf	$2,436,622	+10.4%	32,337	+1.0%	0.81%	-1.3%
PG	Sell	PROCTER AND GAMBLE CO	$2,256,863	-2.3%	15,401	-2.7%	0.75%	-12.6%
VEU	Sell	VANGUARD INTL EQUITY INDEX Fallwrld ex us	$2,105,755	+3.8%	37,509	-4.1%	0.70%	-7.2%
AMZN	Buy	AMAZON COM INC	$2,083,705	+20.2%	13,714	+0.5%	0.69%	+7.5%
XLE	Buy	SELECT SECTOR SPDR TRenergy	$2,038,653	-4.6%	24,316	+2.9%	0.68%	-14.7%
PFE	Buy	PFIZER INC	$1,998,467	-5.6%	69,415	+8.8%	0.66%	-15.6%
SCHA	Buy	SCHWAB STRATEGIC TRus sml cap etf	$1,984,269	+31.3%	42,004	+15.1%	0.66%	+17.3%
ICE	Sell	INTERCONTINENTAL EXCHANGE IN	$1,963,438	+14.6%	15,288	-1.8%	0.65%	+2.4%
SPMB	Buy	SPDR SER TRport mtg bk etf	$1,891,951	+121.4%	85,725	+108.7%	0.63%	+98.4%
SUB	Sell	ISHARES TRshrt nat mun etf	$1,840,808	-3.4%	17,460	-5.8%	0.61%	-13.6%
XLI	Buy	SELECT SECTOR SPDR TRindl	$1,833,157	+13.5%	16,082	+1.0%	0.61%	+1.5%
HYG	New	ISHARES TRiboxx hi yd etf	$1,834,143	–	23,700	–	0.61%	–
SPTL	Buy	SPDR SER TRportfolio ln tsr	$1,823,907	+65.1%	62,850	+48.8%	0.60%	+47.7%
XLF	Buy	SELECT SECTOR SPDR TRfinancial	$1,795,203	+18.7%	47,745	+4.7%	0.60%	+6.2%
KO	Sell	COCA COLA CO	$1,696,359	+3.9%	28,786	-1.3%	0.56%	-7.1%
FB	Sell	META PLATFORMS INCcl a	$1,693,699	+12.8%	4,785	-4.3%	0.56%	+0.9%
SCHM	Buy	SCHWAB STRATEGIC TRus mid-cap etf	$1,667,509	+29.2%	22,139	+16.1%	0.55%	+15.5%
LLY	Sell	ELI LILLY & CO	$1,552,899	-0.4%	2,664	-8.2%	0.51%	-11.1%
DIS	Buy	DISNEY WALT CO	$1,533,756	+11.4%	16,987	+0.0%	0.51%	-0.4%
AXP	Sell	AMERICAN EXPRESS CO	$1,508,087	+22.8%	8,050	-2.2%	0.50%	+9.7%
XLC	Buy	SELECT SECTOR SPDR TR	$1,475,361	+12.2%	20,305	+1.3%	0.49%	+0.4%
TLT	Sell	ISHARES TR20 yr tr bd etf	$1,451,064	-44.9%	14,675	-50.6%	0.48%	-50.7%
CMF	Sell	ISHARES TRcalif mun bd etf	$1,412,288	-0.8%	24,375	-6.1%	0.47%	-11.2%
ORCL	Buy	ORACLE CORP	$1,353,405	+3.7%	12,837	+4.2%	0.45%	-7.2%
TJX	Sell	TJX COS INC NEW	$1,339,607	+3.7%	14,280	-1.8%	0.44%	-7.3%
SPLB	New	SPDR SER TRportfolio ln cor	$1,303,097	–	54,775	–	0.43%	–
GNR	Buy	SPDR INDEX SHS FDSglb nat resrce	$1,283,406	+9.3%	22,655	+7.5%	0.42%	-2.3%
KLAC	Sell	KLA CORP	$1,262,002	+2.2%	2,171	-19.4%	0.42%	-8.7%
XLB	Buy	SELECT SECTOR SPDR TRsbi materials	$1,248,738	+12.0%	14,598	+2.9%	0.41%	+0.2%
XLP	Buy	SELECT SECTOR SPDR TRsbi cons stpls	$1,242,997	+5.7%	17,257	+1.0%	0.41%	-5.5%
ALL	Sell	ALLSTATE CORP	$1,188,710	+20.7%	8,492	-3.9%	0.39%	+7.9%
WMT	Sell	WALMART INC	$1,167,714	-1.8%	7,407	-0.3%	0.39%	-12.0%
ABBV	Sell	ABBVIE INC	$1,158,246	+3.3%	7,474	-0.7%	0.38%	-7.5%
ADBE	Buy	ADOBE INC	$1,142,489	+18.9%	1,915	+1.6%	0.38%	+6.2%
DLTR	Sell	DOLLAR TREE INC	$1,058,841	+32.9%	7,454	-0.4%	0.35%	+19.0%
MMC	Sell	MARSH & MCLENNAN COS INC	$1,050,422	-1.1%	5,544	-0.7%	0.35%	-11.5%
DHR	Sell	DANAHER CORPORATION	$1,041,030	-7.3%	4,500	-0.6%	0.34%	-17.1%
VGT	Sell	VANGUARD WORLD FDSinf tech etf	$1,026,564	+8.7%	2,121	-6.8%	0.34%	-2.9%
HD	Sell	HOME DEPOT INC	$1,010,193	+12.2%	2,915	-2.2%	0.34%	+0.3%
IGIB	Buy	ISHARES TR	$1,002,300	+17.0%	19,275	+9.5%	0.33%	+4.7%
BA	Buy	BOEING CO	$993,115	+37.1%	3,810	+0.8%	0.33%	+22.8%
CVS	Sell	CVS HEALTH CORP	$960,706	+4.9%	12,167	-7.3%	0.32%	-6.2%
MDLZ	Sell	MONDELEZ INTL INCcl a	$930,291	+2.1%	12,844	-2.2%	0.31%	-8.9%
PEP	Sell	PEPSICO INC	$907,965	-0.2%	5,346	-0.5%	0.30%	-10.7%
IBM	Buy	INTERNATIONAL BUSINESS MACHS	$905,249	+20.6%	5,535	+3.5%	0.30%	+7.9%
ADP	Sell	AUTOMATIC DATA PROCESSING IN	$894,605	-3.8%	3,840	-0.6%	0.30%	-14.0%
VTI	Sell	VANGUARD INDEX FDStotal stk mkt	$890,049	+10.9%	3,752	-0.7%	0.30%	-0.7%
ICSH	Buy	ISHARES TRblackrock ultra	$886,336	+9.3%	17,600	+9.3%	0.29%	-2.0%
BRKB	Sell	BERKSHIRE HATHAWAY INC DELcl b new	$885,943	-12.8%	2,484	-14.3%	0.29%	-22.1%
MA	Sell	MASTERCARD INCORPORATEDcl a	$835,960	+5.2%	1,960	-2.4%	0.28%	-5.8%
XLU	Buy	SELECT SECTOR SPDR TRsbi int-utils	$825,121	+10.8%	13,029	+3.1%	0.27%	-1.1%
XLRE	Sell	SELECT SECTOR SPDR TRrl est sel sec	$821,163	+12.2%	20,498	-4.6%	0.27%	+0.4%
BX	Buy	BLACKSTONE INC	$803,587	+22.7%	6,138	+0.4%	0.27%	+9.5%
CMCSA	Buy	COMCAST CORP NEWcl a	$734,444	+2.0%	16,749	+3.1%	0.24%	-9.0%
ZBH	Sell	ZIMMER BIOMET HOLDINGS INC	$679,208	+6.4%	5,581	-1.9%	0.22%	-5.1%
AMT	Sell	AMERICAN TOWER CORP NEW	$677,647	+24.7%	3,139	-5.0%	0.22%	+11.4%
BLK	Buy	BLACKROCK INC	$661,617	+41.0%	815	+12.3%	0.22%	+25.9%
CSCO	Buy	CISCO SYS INC	$651,961	+5.3%	12,905	+12.1%	0.22%	-5.7%
ADI	Buy	ANALOG DEVICES INC	$646,114	+23.5%	3,254	+8.9%	0.21%	+10.3%
HON	Buy	HONEYWELL INTL INC	$631,017	+18.5%	3,009	+4.4%	0.21%	+6.1%
MRK	Sell	MERCK & CO INC	$627,737	+2.3%	5,758	-3.4%	0.21%	-8.4%
T	Buy	AT&T INC	$618,387	+19.5%	36,853	+7.0%	0.20%	+6.8%
INTC	Sell	INTEL CORP	$601,744	+33.5%	11,975	-5.5%	0.20%	+19.2%
CMG	Sell	CHIPOTLE MEXICAN GRILL INC	$580,888	+0.7%	254	-19.4%	0.19%	-10.3%
SCHW	Buy	SCHWAB CHARLES CORP	$571,522	+30.7%	8,307	+4.3%	0.19%	+16.7%
IGLB	Sell	ISHARES TR10+ yr invst grd	$540,599	-74.5%	10,260	-77.2%	0.18%	-77.3%
SPTI	New	SPDR SER TRportfli intrmdit	$537,642	–	18,825	–	0.18%	–
COST	Buy	COSTCO WHSL CORP NEW	$528,724	+18.9%	801	+1.8%	0.18%	+6.1%
MCD	Buy	MCDONALDS CORP	$519,189	+14.2%	1,751	+1.4%	0.17%	+2.4%
NSC	Buy	NORFOLK SOUTHN CORP	$507,035	+22.6%	2,145	+2.1%	0.17%	+9.8%
PANW	Buy	PALO ALTO NETWORKS INC	$500,116	+28.4%	1,696	+2.1%	0.17%	+15.3%
JNJ	Sell	JOHNSON & JOHNSON	$492,947	-10.3%	3,145	-10.9%	0.16%	-20.1%
VWO	Sell	VANGUARD INTL EQUITY INDEX Fftse emr mkt etf	$490,734	-19.5%	11,940	-23.2%	0.16%	-27.9%
NEE	Buy	NEXTERA ENERGY INC	$481,668	+10.3%	7,930	+4.1%	0.16%	-1.2%
	Buy	JACOBS SOLUTIONS INC	$475,717	-4.5%	3,665	+0.4%	0.16%	-14.6%
TPR	Sell	TAPESTRY INC	$476,616	+20.1%	12,948	-6.2%	0.16%	+7.5%
FCX	Buy	FREEPORT-MCMORAN INCcl b	$464,439	+24.3%	10,910	+8.9%	0.15%	+11.6%
EEM	Sell	ISHARES TRmsci emg mkt etf	$449,467	-3.3%	11,178	-8.7%	0.15%	-13.4%
TSLA	Buy	TESLA INC	$427,386	+5.1%	1,720	+5.8%	0.14%	-6.0%
TFC	Buy	TRUIST FINL CORP	$406,858	+35.4%	11,020	+5.0%	0.14%	+21.6%
	Buy	GSK PLCsponsored adr	$394,800	+11.3%	10,653	+8.8%	0.13%	0.0%
CDW	Buy	CDW CORP	$391,445	+18.9%	1,722	+5.5%	0.13%	+6.6%
MAS	Buy	MASCO CORP	$386,943	+38.4%	5,777	+10.4%	0.13%	+23.1%
AMD	Sell	ADVANCED MICRO DEVICES INC	$386,951	+13.2%	2,625	-21.1%	0.13%	+0.8%
INDA	Buy	ISHARES TRmsci india etf	$385,599	+69.3%	7,900	+53.4%	0.13%	+52.4%
EWT	Buy	ISHARES INCmsci taiwan etf	$377,446	+50.6%	8,200	+45.8%	0.12%	+34.4%
MCHI	Buy	ISHARES TRmsci china etf	$368,697	+81.2%	9,050	+92.6%	0.12%	+62.7%
MCO	Sell	MOODYS CORP	$365,174	+18.5%	935	-4.1%	0.12%	+6.1%
ABC	Buy	CENCORA INC	$364,344	+18.0%	1,774	+3.4%	0.12%	+6.1%
FTV	Sell	FORTIVE CORP	$351,215	-2.6%	4,770	-1.9%	0.12%	-13.4%
HAL	Buy	HALLIBURTON CO	$343,172	-9.8%	9,493	+1.1%	0.11%	-19.1%
RTX	Sell	RTX CORPORATION	$334,036	+15.5%	3,970	-1.2%	0.11%	+3.7%
JCI	Buy	JOHNSON CTLS INTL PLC	$330,623	+25.9%	5,736	+16.2%	0.11%	+13.4%
USB	Sell	US BANCORP DEL	$328,928	+26.7%	7,600	-3.2%	0.11%	+13.5%
BIIB	Sell	BIOGEN INC	$322,686	-0.1%	1,247	-0.8%	0.11%	-10.8%
FLCH	Buy	FRANKLIN TEMPLETON ETF TRftse china	$321,000	+18.9%	20,000	+26.6%	0.11%	+6.0%
EWY	New	ISHARES INCmsci sth kor etf	$311,268	–	4,750	–	0.10%	–
NKE	Buy	NIKE INCcl b	$303,670	+21.6%	2,797	+7.1%	0.10%	+8.6%
D	Sell	DOMINION ENERGY INC	$298,873	-5.0%	6,359	-9.7%	0.10%	-15.4%
VOX	Sell	VANGUARD WORLD FDS	$295,017	+10.8%	2,506	-1.0%	0.10%	-1.0%
UNP	Sell	UNION PAC CORP	$283,200	+11.4%	1,153	-7.6%	0.09%	0.0%
RWO	New	SPDR INDEX SHS FDSdj glb rl es etf	$281,230	–	6,434	–	0.09%	–
MMM	Sell	3M CO	$274,612	+12.9%	2,512	-3.3%	0.09%	+1.1%
SBUX	Sell	STARBUCKS CORP	$271,324	-0.1%	2,826	-5.0%	0.09%	-10.9%
UPS	Buy	UNITED PARCEL SERVICE INCcl b	$249,210	+1.5%	1,585	+0.6%	0.08%	-8.8%
VZ	Sell	VERIZON COMMUNICATIONS INC	$247,387	+12.0%	6,562	-3.7%	0.08%	0.0%
FBHS	New	FORTUNE BRANDS INNOVATIONS I	$232,608	–	3,055	–	0.08%	–
VCR	Sell	VANGUARD WORLD FDSconsum dis etf	$225,062	+0.5%	739	-11.1%	0.08%	-9.6%
EL	Sell	LAUDER ESTEE COS INCcl a	$222,008	-41.4%	1,518	-42.1%	0.07%	-47.1%
VDE	Buy	VANGUARD WORLD FDSenergy etf	$216,968	-4.9%	1,850	+2.8%	0.07%	-15.3%
CRWD	New	CROWDSTRIKE HLDGS INCcl a	$210,894	–	826	–	0.07%	–
BDX	New	BECTON DICKINSON & CO	$210,181	–	862	–	0.07%	–
VFH	Sell	VANGUARD WORLD FDSfinancials etf	$209,430	+2.8%	2,270	-10.5%	0.07%	-8.0%
PINS	New	PINTEREST INCcl a	$208,572	–	5,631	–	0.07%	–
ACN	New	ACCENTURE PLC IRELAND	$206,335	–	588	–	0.07%	–
VAW	New	VANGUARD WORLD FDSmaterials etf	$206,275	–	1,086	–	0.07%	–
IGF	New	ISHARES TRglb infrastr etf	$200,904	–	4,270	–	0.07%	–
EWJ	New	ISHARES INCmsci jpn etf new	$202,041	–	3,150	–	0.07%	–
SAN	New	BANCO SANTANDER S.A.adr	$45,540	–	11,000	–	0.02%	–
LYG	Exit	LLOYDS BANKING GROUP PLCsponsored adr	$0	–	-10,228	–	-0.01%	–
BMY	Exit	BRISTOL-MYERS SQUIBB CO	$0	–	-3,513	–	-0.08%	–
TROW	Exit	PRICE T ROWE GROUP INC	$0	–	-1,981	–	-0.08%	–
	Exit	LINDE PLC	$0	–	-601	–	-0.08%	–
MUB	Exit	ISHARES TRnational mun etf	$0	–	-2,200	–	-0.08%	–

Q3 2023

			Value		Shares		↓ Weighting
SCHF	Buy	SCHWAB STRATEGIC TRintl eqty etf	$19,279,160	-2.7%	567,702	+2.1%	7.14%	-0.1%
IEI	Buy	ISHARES TR3 7 yr treas bd	$16,001,842	+20.6%	141,409	+22.8%	5.93%	+23.9%
HYGV	Buy	FLEXSHARES TRhig yld vl etf	$12,657,000	+14.3%	318,335	+16.3%	4.69%	+17.4%
MBB	Buy	ISHARES TRmbs etf	$12,218,614	+7.3%	137,597	+12.7%	4.53%	+10.2%
SPDW	Buy	SPDR INDEX SHS FDSportfolio devlpd	$9,088,411	-3.5%	293,080	+1.3%	3.37%	-0.9%
MBSD	Sell	FLEXSHARES TRdiscp dur mbs	$7,392,989	-10.7%	374,708	-7.7%	2.74%	-8.2%
AAPL	Sell	APPLE INC	$6,190,404	-11.8%	36,157	-0.0%	2.29%	-9.4%
IJH	Buy	ISHARES TRcore s&p mcp etf	$5,886,904	-3.8%	23,609	+0.9%	2.18%	-1.1%
GUNR	Buy	FLEXSHARES TRmornstar upstr	$5,741,550	+7.6%	141,977	+6.6%	2.13%	+10.5%
SCHE	Buy	SCHWAB STRATEGIC TRemrg mkteq etf	$5,560,892	+3.5%	232,285	+6.5%	2.06%	+6.3%
IJR	Buy	ISHARES TRcore s&p scp etf	$5,433,031	-4.4%	57,596	+1.0%	2.01%	-1.8%
MSFT	Sell	MICROSOFT CORP	$5,403,114	-8.1%	17,112	-0.9%	2.00%	-5.7%
SKOR	Sell	FLEXSHARES TRcr scd us bd	$4,990,521	-2.4%	108,466	-0.6%	1.85%	+0.3%
XLK	Sell	SELECT SECTOR SPDR TRtechnology	$4,319,883	-7.3%	26,352	-1.7%	1.60%	-4.8%
RAVI	Buy	FLEXSHARES TRflexshares ultra	$4,047,678	+1.1%	53,890	+0.9%	1.50%	+3.8%
CVX	Buy	CHEVRON CORP NEW	$3,898,157	+7.2%	23,118	+0.1%	1.44%	+10.1%
IEF	Sell	ISHARES TR7-10 yr trsy bd	$3,773,966	-6.6%	41,205	-1.4%	1.40%	-4.0%
SPEM	Buy	SPDR INDEX SHS FDSportfolio emg mk	$3,684,140	-0.4%	109,745	+2.0%	1.36%	+2.3%
LOW	Sell	LOWES COS INC	$3,231,081	-9.8%	15,546	-2.0%	1.20%	-7.4%
GQRE	Buy	FLEXSHARES TRglb qlt r/e idx	$3,133,857	+0.6%	64,056	+9.1%	1.16%	+3.4%
NFRA	Buy	FLEXSHARES TRstoxx globr inf	$3,069,107	-1.2%	63,369	+6.9%	1.14%	+1.5%
GOOGL	Sell	ALPHABET INCcap stk cl a	$3,012,266	+7.6%	23,019	-1.6%	1.12%	+10.5%
XOM	Sell	EXXON MOBIL CORP	$2,980,300	+8.1%	25,347	-1.4%	1.10%	+11.0%
IGSB	Buy	ISHARES TR	$2,876,188	+3.8%	57,720	+4.5%	1.06%	+6.6%
MCHP	Sell	MICROCHIP TECHNOLOGY INC.	$2,771,946	-13.5%	35,515	-0.8%	1.03%	-11.2%
XLV	Sell	SELECT SECTOR SPDR TRsbi healthcare	$2,682,906	-4.6%	20,840	-1.7%	0.99%	-2.0%
TLT	Sell	ISHARES TR20 yr tr bd etf	$2,633,650	-22.1%	29,695	-9.6%	0.98%	-19.9%
XLY	Sell	SELECT SECTOR SPDR TRsbi cons discr	$2,620,105	-5.8%	16,276	-0.6%	0.97%	-3.2%
SCHB	Sell	SCHWAB STRATEGIC TRus brd mkt etf	$2,462,939	-10.3%	49,407	-7.0%	0.91%	-7.9%
JPM	Sell	JPMORGAN CHASE & CO	$2,339,028	-3.5%	16,129	-3.2%	0.87%	-0.9%
NVDA	Sell	NVIDIA CORPORATION	$2,331,546	-10.7%	5,360	-13.2%	0.86%	-8.3%
PG	Sell	PROCTER AND GAMBLE CO	$2,309,110	-7.3%	15,831	-3.6%	0.86%	-4.8%
CAT	Sell	CATERPILLAR INC	$2,289,378	+9.6%	8,386	-1.2%	0.85%	+12.6%
EFA	Buy	ISHARES TRmsci eafe etf	$2,206,983	-4.8%	32,022	+0.1%	0.82%	-2.2%
ABT	Sell	ABBOTT LABS	$2,209,591	-12.8%	22,815	-1.8%	0.82%	-10.5%
XLE	Sell	SELECT SECTOR SPDR TRenergy	$2,136,458	+10.9%	23,636	-0.4%	0.79%	+13.8%
IGLB	Buy	ISHARES TR10+ yr invst grd	$2,124,128	+7.9%	45,060	+18.0%	0.79%	+10.8%
PFE	Sell	PFIZER INC	$2,117,019	-9.8%	63,823	-0.3%	0.78%	-7.4%
CRM	Sell	SALESFORCE INC	$2,103,031	-5.5%	10,371	-1.5%	0.78%	-2.9%
VEU	Sell	VANGUARD INTL EQUITY INDEX Fallwrld ex us	$2,028,584	-8.4%	39,109	-3.9%	0.75%	-6.0%
SUB	Buy	ISHARES TRshrt nat mun etf	$1,905,996	+4.5%	18,530	+5.7%	0.71%	+7.5%
AMZN	Sell	AMAZON COM INC	$1,733,790	-2.6%	13,639	-0.2%	0.64%	0.0%
ICE	Sell	INTERCONTINENTAL EXCHANGE IN	$1,712,901	-6.1%	15,569	-3.5%	0.64%	-3.5%
KO	Sell	COCA COLA CO	$1,632,041	-9.0%	29,154	-2.1%	0.60%	-6.3%
XLI	Sell	SELECT SECTOR SPDR TRindl	$1,614,754	-7.5%	15,928	-2.1%	0.60%	-5.1%
LLY	Sell	ELI LILLY & CO	$1,559,288	+2.7%	2,903	-10.3%	0.58%	+5.7%
SCHA	Buy	SCHWAB STRATEGIC TRus sml cap etf	$1,511,581	+0.8%	36,494	+6.6%	0.56%	+3.5%
XLF	Buy	SELECT SECTOR SPDR TRfinancial	$1,512,213	+1.2%	45,590	+2.8%	0.56%	+3.9%
FB	Sell	META PLATFORMS INCcl a	$1,501,350	+0.1%	5,001	-4.3%	0.56%	+2.8%
CMF	Buy	ISHARES TRcalif mun bd etf	$1,423,098	+4.7%	25,950	+8.7%	0.53%	+7.6%
DIS	Buy	DISNEY WALT CO	$1,376,229	-7.5%	16,980	+1.9%	0.51%	-5.0%
XLC	Buy	SELECT SECTOR SPDR TR	$1,314,679	+3.8%	20,050	+3.1%	0.49%	+6.6%
ORCL	Buy	ORACLE CORP	$1,305,146	-9.5%	12,322	+1.7%	0.48%	-7.1%
TJX	Sell	TJX COS INC NEW	$1,292,315	+2.6%	14,540	-2.2%	0.48%	+5.5%
SCHM	Buy	SCHWAB STRATEGIC TRus mid-cap etf	$1,290,590	+2.1%	19,069	+7.1%	0.48%	+4.8%
KLAC	Sell	KLA CORP	$1,235,171	-10.1%	2,693	-4.9%	0.46%	-7.5%
AXP	Sell	AMERICAN EXPRESS CO	$1,228,580	-15.3%	8,235	-1.1%	0.46%	-13.0%
TDTT	Sell	FLEXSHARES TRiboxx 3r targt	$1,199,851	-30.1%	51,740	-29.1%	0.44%	-28.3%
WMT	Sell	WALMART INC	$1,188,600	+1.2%	7,432	-0.5%	0.44%	+3.8%
XLP	Buy	SELECT SECTOR SPDR TRsbi cons stpls	$1,175,939	-5.8%	17,090	+1.6%	0.44%	-3.1%
GNR	Buy	SPDR INDEX SHS FDSglb nat resrce	$1,174,020	+14.7%	21,070	+11.0%	0.44%	+17.9%
DHR	Sell	DANAHER CORPORATION	$1,122,653	+2.0%	4,525	-1.3%	0.42%	+4.8%
ABBV	Sell	ABBVIE INC	$1,121,527	+8.9%	7,524	-1.6%	0.42%	+11.9%
XLB	Sell	SELECT SECTOR SPDR TRsbi materials	$1,114,491	-6.0%	14,188	-0.8%	0.41%	-3.5%
SPTL	Sell	SPDR SER TRportfolio ln tsr	$1,104,838	-32.6%	42,250	-22.9%	0.41%	-30.8%
MMC	Sell	MARSH & MCLENNAN COS INC	$1,062,255	-0.7%	5,582	-1.9%	0.39%	+1.8%
BRKB	Sell	BERKSHIRE HATHAWAY INC DELcl b new	$1,015,520	+0.6%	2,899	-2.0%	0.38%	+3.3%
ALL	Sell	ALLSTATE CORP	$984,530	+0.7%	8,837	-1.4%	0.36%	+3.7%
ADBE	Sell	ADOBE INC	$961,162	+1.8%	1,885	-2.3%	0.36%	+4.7%
VGT	Sell	VANGUARD WORLD FDSinf tech etf	$944,312	-11.8%	2,276	-6.0%	0.35%	-9.3%
ADP	Sell	AUTOMATIC DATA PROCESSING IN	$929,842	+8.5%	3,865	-0.9%	0.34%	+11.3%
CVS	Buy	CVS HEALTH CORP	$916,178	+1.1%	13,122	+0.1%	0.34%	+3.7%
MDLZ	Sell	MONDELEZ INTL INCcl a	$911,500	-5.6%	13,134	-0.8%	0.34%	-2.9%
PEP	Sell	PEPSICO INC	$910,062	-21.0%	5,371	-13.6%	0.34%	-18.8%
HD	Sell	HOME DEPOT INC	$900,437	-6.6%	2,980	-4.0%	0.33%	-4.0%
IGIB	Buy	ISHARES TR	$856,678	-0.6%	17,609	+3.3%	0.32%	+1.9%
SPMB	Buy	SPDR SER TRport mtg bk etf	$854,360	+73.6%	41,075	+82.8%	0.32%	+78.5%
ICSH	Sell	ISHARES TRblackrock ultra	$811,118	-11.9%	16,100	-12.0%	0.30%	-9.6%
VTI	Sell	VANGUARD INDEX FDStotal stk mkt	$802,910	-8.5%	3,780	-5.1%	0.30%	-6.3%
DLTR	Sell	DOLLAR TREE INC	$796,672	-28.2%	7,484	-3.2%	0.30%	-26.2%
MA	Sell	MASTERCARD INCORPORATEDcl a	$794,987	-2.4%	2,008	-3.0%	0.29%	0.0%
IBM	Buy	INTERNATIONAL BUSINESS MACHS	$750,605	+9.6%	5,350	+4.5%	0.28%	+12.6%
XLU	Sell	SELECT SECTOR SPDR TRsbi int-utils	$744,458	-14.1%	12,633	-4.6%	0.28%	-11.5%
XLRE	Sell	SELECT SECTOR SPDR TRrl est sel sec	$731,800	-12.4%	21,479	-3.1%	0.27%	-10.0%
BA	Sell	BOEING CO	$724,359	-10.6%	3,779	-1.6%	0.27%	-8.2%
CMCSA	Buy	COMCAST CORP NEWcl a	$720,037	+8.3%	16,239	+1.5%	0.27%	+11.2%
AGG	New	ISHARES TRcore us aggbd et	$710,002	–	7,550	–	0.26%	–
BX	Sell	BLACKSTONE INC	$654,947	+14.1%	6,113	-1.0%	0.24%	+17.4%
ZBH	Sell	ZIMMER BIOMET HOLDINGS INC	$638,644	-24.3%	5,691	-1.7%	0.24%	-22.0%
CSCO	Buy	CISCO SYS INC	$619,046	+14.3%	11,515	+10.0%	0.23%	+17.4%
MRK	Sell	MERCK & CO INC	$613,376	-12.6%	5,958	-2.1%	0.23%	-10.3%
VWO	Sell	VANGUARD INTL EQUITY INDEX Fftse emr mkt etf	$609,323	-32.1%	15,540	-29.5%	0.23%	-30.2%
CMG	Buy	CHIPOTLE MEXICAN GRILL INC	$577,026	-11.3%	315	+3.6%	0.21%	-8.5%
JNJ	Sell	JOHNSON & JOHNSON	$549,798	-10.5%	3,530	-4.9%	0.20%	-7.7%
AMT	Sell	AMERICAN TOWER CORP NEW	$543,507	-22.7%	3,305	-8.8%	0.20%	-20.6%
HON	Buy	HONEYWELL INTL INC	$532,421	-7.7%	2,882	+3.7%	0.20%	-5.3%
ADI	Buy	ANALOG DEVICES INC	$523,169	+2.9%	2,988	+14.4%	0.19%	+6.0%
T	Buy	AT&T INC	$517,328	+90.6%	34,443	+102.4%	0.19%	+95.9%
	Sell	JACOBS SOLUTIONS INC	$498,225	+9.3%	3,650	-4.8%	0.18%	+12.8%
BLK	Buy	BLACKROCK INC	$469,352	-5.4%	726	+1.1%	0.17%	-2.8%
EEM	Sell	ISHARES TRmsci emg mkt etf	$464,622	-7.8%	12,243	-3.8%	0.17%	-5.5%
MCD	Sell	MCDONALDS CORP	$454,697	-14.7%	1,726	-3.4%	0.17%	-12.5%
INTC	Sell	INTEL CORP	$450,596	+5.5%	12,675	-0.8%	0.17%	+8.4%
COST	Sell	COSTCO WHSL CORP NEW	$444,624	+0.8%	787	-3.9%	0.16%	+3.8%
SCHW	Sell	SCHWAB CHARLES CORP	$437,388	-7.3%	7,967	-4.3%	0.16%	-4.7%
NEE	Sell	NEXTERA ENERGY INC	$436,550	-25.0%	7,620	-2.8%	0.16%	-22.9%
NSC	Buy	NORFOLK SOUTHN CORP	$413,553	-10.3%	2,100	+3.2%	0.15%	-7.8%
VNQ	Sell	VANGUARD INDEX FDSreal estate etf	$410,456	-9.9%	5,425	-0.5%	0.15%	-7.3%
TSLA	Buy	TESLA INC	$406,608	+1.9%	1,625	+6.6%	0.15%	+4.9%
TPR	Sell	TAPESTRY INC	$396,836	-34.6%	13,803	-2.6%	0.15%	-32.9%
PANW	Buy	PALO ALTO NETWORKS INC	$389,405	-6.6%	1,661	+1.8%	0.14%	-4.0%
HAL	Sell	HALLIBURTON CO	$380,417	+18.1%	9,393	-3.8%	0.14%	+21.6%
EL	Sell	LAUDER ESTEE COS INCcl a	$378,721	-30.6%	2,620	-5.8%	0.14%	-28.9%
FCX	Buy	FREEPORT-MCMORAN INCcl b	$373,646	-3.6%	10,020	+3.5%	0.14%	-1.4%
FTV	Sell	FORTIVE CORP	$360,418	-4.2%	4,860	-3.4%	0.13%	-1.5%
	Buy	GSK PLCsponsored adr	$354,815	+3.6%	9,788	+1.8%	0.13%	+5.6%
AMD	Buy	ADVANCED MICRO DEVICES INC	$341,877	-7.7%	3,325	+2.3%	0.13%	-4.5%
CDW	Buy	CDW CORP	$329,272	+13.2%	1,632	+3.0%	0.12%	+16.2%
BIIB	Sell	BIOGEN INC	$323,062	-10.6%	1,257	-0.9%	0.12%	-7.7%
D	Sell	DOMINION ENERGY INC	$314,700	-24.4%	7,045	-12.3%	0.12%	-22.0%
MCO	Sell	MOODYS CORP	$308,266	-12.7%	975	-3.9%	0.11%	-10.2%
ABC	Sell	CENCORA INC	$308,649	-7.7%	1,715	-1.3%	0.11%	-5.8%
GOOG	Sell	ALPHABET INCcap stk cl c	$305,233	+6.5%	2,315	-2.3%	0.11%	+9.7%
TFC	Buy	TRUIST FINL CORP	$300,405	+28.9%	10,500	+36.7%	0.11%	+32.1%
RTX	Buy	RTX CORPORATION	$289,319	-26.1%	4,020	+0.6%	0.11%	-24.1%
MAS	Buy	MASCO CORP	$279,650	+4.9%	5,232	+12.6%	0.10%	+8.3%
SBUX	Sell	STARBUCKS CORP	$271,620	-12.3%	2,976	-4.8%	0.10%	-9.8%
FLCH	New	FRANKLIN TEMPLETON ETF TRftse china	$270,022	–	15,800	–	0.10%	–
VOX	Sell	VANGUARD WORLD FDS	$266,236	-10.1%	2,531	-9.2%	0.10%	-7.5%
JCI	Buy	JOHNSON CTLS INTL PLC	$262,645	-13.7%	4,936	+10.5%	0.10%	-11.8%
USB	Sell	US BANCORP DEL	$259,521	-5.4%	7,850	-5.4%	0.10%	-3.0%
UNP	Sell	UNION PAC CORP	$254,130	-3.2%	1,248	-2.7%	0.09%	-1.1%
EWT	Buy	ISHARES INCmsci taiwan etf	$250,594	+24.7%	5,625	+31.6%	0.09%	+29.2%
NKE	Buy	NIKE INCcl b	$249,759	+7.1%	2,612	+23.6%	0.09%	+10.7%
UPS	Buy	UNITED PARCEL SERVICE INCcl b	$245,495	-12.5%	1,575	+0.6%	0.09%	-9.9%
MMM	Buy	3M CO	$243,131	-4.6%	2,597	+2.0%	0.09%	-2.2%
VDE	Sell	VANGUARD WORLD FDSenergy etf	$228,132	+12.2%	1,800	-0.1%	0.08%	+16.4%
INDA	New	ISHARES TRmsci india etf	$227,733	–	5,150	–	0.08%	–
	Sell	LINDE PLC	$223,782	-3.1%	601	-0.8%	0.08%	0.0%
VCR	Sell	VANGUARD WORLD FDSconsum dis etf	$223,846	-6.9%	831	-2.1%	0.08%	-4.6%
VZ	Sell	VERIZON COMMUNICATIONS INC	$220,939	-33.7%	6,817	-24.0%	0.08%	-31.7%
BMY	Sell	BRISTOL-MYERS SQUIBB CO	$203,869	-9.9%	3,513	-0.7%	0.08%	-7.3%
MCHI	Sell	ISHARES TRmsci china etf	$203,463	-45.9%	4,700	-44.0%	0.08%	-44.9%
VFH	Buy	VANGUARD WORLD FDSfinancials etf	$203,772	+0.9%	2,537	+2.1%	0.08%	+2.7%
APD	Exit	AIR PRODS & CHEMS INC	$0	–	-682	–	-0.07%	–
DUK	Exit	DUKE ENERGY CORP NEW	$0	–	-2,400	–	-0.08%	–
FBHS	Exit	FORTUNE BRANDS INNOVATIONS I	$0	–	-3,055	–	-0.08%	–
LKOR	Exit	FLEXSHARES TRcr scored long	$0	–	-5,575	–	-0.09%	–
VMBS	Exit	VANGUARD SCOTTSDALE FDSmtg-bkd secs etf	$0	–	-7,058	–	-0.12%	–
ATVI	Exit	ACTIVISION BLIZZARD INC	$0	–	-5,444	–	-0.16%	–
SPTI	Exit	SPDR SER TRportfli intrmdit	$0	–	-18,575	–	-0.19%	–
HYG	Exit	ISHARES TRiboxx hi yd etf	$0	–	-16,540	–	-0.45%	–

Q2 2023

			Value		Shares		↓ Weighting
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$19,818,334	–	555,914	–	7.15%	–
IEI	New	ISHARES TR3 7 yr treas bd	$13,267,463	–	115,109	–	4.78%	–
MBB	New	ISHARES TRmbs etf	$11,388,123	–	122,105	–	4.11%	–
HYGV	New	FLEXSHARES TRhig yld vl etf	$11,073,604	–	273,828	–	3.99%	–
SPDW	New	SPDR INDEX SHS FDSportfolio devlpd	$9,416,751	–	289,390	–	3.40%	–
MBSD	New	FLEXSHARES TRdiscp dur mbs	$8,277,635	–	406,065	–	2.98%	–
AAPL	New	APPLE INC	$7,016,242	–	36,172	–	2.53%	–
IJH	New	ISHARES TRcore s&p mcp etf	$6,116,802	–	23,393	–	2.21%	–
MSFT	New	MICROSOFT CORP	$5,882,147	–	17,273	–	2.12%	–
IJR	New	ISHARES TRcore s&p scp etf	$5,681,644	–	57,016	–	2.05%	–
SCHE	New	SCHWAB STRATEGIC TRemrg mkteq etf	$5,373,836	–	218,183	–	1.94%	–
GUNR	New	FLEXSHARES TRmornstar upstr	$5,338,246	–	133,223	–	1.92%	–
SKOR	New	FLEXSHARES TRcr scd us bd	$5,111,489	–	109,080	–	1.84%	–
XLK	New	SELECT SECTOR SPDR TRtechnology	$4,658,753	–	26,796	–	1.68%	–
IEF	New	ISHARES TR7-10 yr trsy bd	$4,038,846	–	41,810	–	1.46%	–
RAVI	New	FLEXSHARES TRflexshares ultra	$4,003,721	–	53,415	–	1.44%	–
SPEM	New	SPDR INDEX SHS FDSportfolio emg mk	$3,698,257	–	107,570	–	1.33%	–
CVX	New	CHEVRON CORP NEW	$3,635,414	–	23,104	–	1.31%	–
LOW	New	LOWES COS INC	$3,582,085	–	15,871	–	1.29%	–
TLT	New	ISHARES TR20 yr tr bd etf	$3,381,064	–	32,845	–	1.22%	–
MCHP	New	MICROCHIP TECHNOLOGY INC.	$3,205,978	–	35,785	–	1.16%	–
GQRE	New	FLEXSHARES TRglb qlt r/e idx	$3,115,493	–	58,738	–	1.12%	–
NFRA	New	FLEXSHARES TRstoxx globr inf	$3,104,931	–	59,294	–	1.12%	–
XLV	New	SELECT SECTOR SPDR TRsbi healthcare	$2,812,512	–	21,190	–	1.01%	–
GOOGL	New	ALPHABET INCcap stk cl a	$2,800,022	–	23,392	–	1.01%	–
XLY	New	SELECT SECTOR SPDR TRsbi cons discr	$2,780,633	–	16,375	–	1.00%	–
IGSB	New	ISHARES TR	$2,770,387	–	55,220	–	1.00%	–
XOM	New	EXXON MOBIL CORP	$2,758,148	–	25,717	–	1.00%	–
SCHB	New	SCHWAB STRATEGIC TRus brd mkt etf	$2,745,373	–	53,102	–	0.99%	–
NVDA	New	NVIDIA CORPORATION	$2,612,149	–	6,175	–	0.94%	–
ABT	New	ABBOTT LABS	$2,533,796	–	23,242	–	0.91%	–
PG	New	PROCTER AND GAMBLE CO	$2,491,267	–	16,418	–	0.90%	–
JPM	New	JPMORGAN CHASE & CO	$2,422,885	–	16,659	–	0.87%	–
PFE	New	PFIZER INC	$2,347,642	–	64,003	–	0.85%	–
EFA	New	ISHARES TRmsci eafe etf	$2,319,086	–	31,987	–	0.84%	–
CRM	New	SALESFORCE INC	$2,224,779	–	10,531	–	0.80%	–
VEU	New	VANGUARD INTL EQUITY INDEX Fallwrld ex us	$2,214,977	–	40,709	–	0.80%	–
CAT	New	CATERPILLAR INC	$2,088,472	–	8,488	–	0.75%	–
IGLB	New	ISHARES TR10+ yr invst grd	$1,968,952	–	38,195	–	0.71%	–
XLE	New	SELECT SECTOR SPDR TRenergy	$1,926,813	–	23,738	–	0.70%	–
ICE	New	INTERCONTINENTAL EXCHANGE IN	$1,824,885	–	16,138	–	0.66%	–
SUB	New	ISHARES TRshrt nat mun etf	$1,823,093	–	17,523	–	0.66%	–
KO	New	COCA COLA CO	$1,792,569	–	29,767	–	0.65%	–
AMZN	New	AMAZON COM INC	$1,780,718	–	13,660	–	0.64%	–
XLI	New	SELECT SECTOR SPDR TRsbi int-inds	$1,746,605	–	16,275	–	0.63%	–
TDTT	New	FLEXSHARES TRiboxx 3r targt	$1,717,455	–	72,990	–	0.62%	–
SPTL	New	SPDR SER TRportfolio ln tsr	$1,639,268	–	54,825	–	0.59%	–
LLY	New	LILLY ELI & CO	$1,517,619	–	3,236	–	0.55%	–
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$1,499,011	–	34,224	–	0.54%	–
FB	New	META PLATFORMS INCcl a	$1,499,757	–	5,226	–	0.54%	–
XLF	New	SELECT SECTOR SPDR TRfinancial	$1,494,592	–	44,337	–	0.54%	–
DIS	New	DISNEY WALT CO	$1,487,940	–	16,666	–	0.54%	–
AXP	New	AMERICAN EXPRESS CO	$1,450,215	–	8,325	–	0.52%	–
ORCL	New	ORACLE CORP	$1,442,418	–	12,112	–	0.52%	–
KLAC	New	KLA CORP	$1,374,062	–	2,833	–	0.50%	–
CMF	New	ISHARES TRcalif mun bd etf	$1,359,681	–	23,875	–	0.49%	–
XLC	New	SELECT SECTOR SPDR TR	$1,266,066	–	19,454	–	0.46%	–
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$1,264,405	–	17,801	–	0.46%	–
TJX	New	TJX COS INC NEW	$1,259,979	–	14,860	–	0.45%	–
XLP	New	SELECT SECTOR SPDR TRsbi cons stpls	$1,248,181	–	16,829	–	0.45%	–
HYG	New	ISHARES TRiboxx hi yd etf	$1,241,658	–	16,540	–	0.45%	–
XLB	New	SELECT SECTOR SPDR TRsbi materials	$1,185,563	–	14,306	–	0.43%	–
WMT	New	WALMART INC	$1,174,449	–	7,472	–	0.42%	–
PEP	New	PEPSICO INC	$1,151,883	–	6,219	–	0.42%	–
DLTR	New	DOLLAR TREE INC	$1,108,968	–	7,728	–	0.40%	–
DHR	New	DANAHER CORPORATION	$1,100,400	–	4,585	–	0.40%	–
VGT	New	VANGUARD WORLD FDSinf tech etf	$1,070,469	–	2,421	–	0.39%	–
MMC	New	MARSH & MCLENNAN COS INC	$1,069,987	–	5,689	–	0.39%	–
ABBV	New	ABBVIE INC	$1,029,876	–	7,644	–	0.37%	–
GNR	New	SPDR INDEX SHS FDSglb nat resrce	$1,023,212	–	18,980	–	0.37%	–
BRKB	New	BERKSHIRE HATHAWAY INC DELcl b new	$1,009,019	–	2,959	–	0.36%	–
ALL	New	ALLSTATE CORP	$977,216	–	8,962	–	0.35%	–
MDLZ	New	MONDELEZ INTL INCcl a	$965,288	–	13,234	–	0.35%	–
HD	New	HOME DEPOT INC	$964,537	–	3,105	–	0.35%	–
ADBE	New	ADOBE SYSTEMS INCORPORATED	$943,751	–	1,930	–	0.34%	–
ICSH	New	ISHARES TRblackrock ultra	$920,490	–	18,300	–	0.33%	–
CVS	New	CVS HEALTH CORP	$906,433	–	13,112	–	0.33%	–
VWO	New	VANGUARD INTL EQUITY INDEX Fftse emr mkt etf	$897,197	–	22,055	–	0.32%	–
VTI	New	VANGUARD INDEX FDStotal stk mkt	$877,816	–	3,985	–	0.32%	–
XLU	New	SELECT SECTOR SPDR TRsbi int-utils	$866,551	–	13,242	–	0.31%	–
IGIB	New	ISHARES TR	$862,219	–	17,050	–	0.31%	–
ADP	New	AUTOMATIC DATA PROCESSING IN	$857,181	–	3,900	–	0.31%	–
CME	New	CME GROUP INC	$849,555	–	4,585	–	0.31%	–
ZBH	New	ZIMMER BIOMET HOLDINGS INC	$843,170	–	5,791	–	0.30%	–
XLRE	New	SELECT SECTOR SPDR TRrl est sel sec	$835,411	–	22,165	–	0.30%	–
MA	New	MASTERCARD INCORPORATEDcl a	$814,131	–	2,070	–	0.29%	–
BA	New	BOEING CO	$810,643	–	3,839	–	0.29%	–
WFC	New	WELLS FARGO CO NEW	$712,756	–	16,700	–	0.26%	–
AMT	New	AMERICAN TOWER CORP NEW	$702,839	–	3,624	–	0.25%	–
MRK	New	MERCK & CO INC	$701,917	–	6,083	–	0.25%	–
IBM	New	INTERNATIONAL BUSINESS MACHS	$685,107	–	5,120	–	0.25%	–
CMCSA	New	COMCAST CORP NEWcl a	$664,758	–	15,999	–	0.24%	–
CMG	New	CHIPOTLE MEXICAN GRILL INC	$650,256	–	304	–	0.23%	–
VIG	New	VANGUARD SPECIALIZED FUNDSdiv app etf	$621,944	–	3,829	–	0.22%	–
JNJ	New	JOHNSON & JOHNSON	$614,079	–	3,710	–	0.22%	–
TPR	New	TAPESTRY INC	$606,604	–	14,173	–	0.22%	–
PLD	New	PROLOGIS INC.	$597,821	–	4,875	–	0.22%	–
NEE	New	NEXTERA ENERGY INC	$581,728	–	7,840	–	0.21%	–
HON	New	HONEYWELL INTL INC	$576,643	–	2,779	–	0.21%	–
BX	New	BLACKSTONE INC	$573,904	–	6,173	–	0.21%	–
EL	New	LAUDER ESTEE COS INCcl a	$545,936	–	2,780	–	0.20%	–
CSCO	New	CISCO SYS INC	$541,459	–	10,465	–	0.20%	–
MCD	New	MCDONALDS CORP	$532,960	–	1,786	–	0.19%	–
SPTI	New	SPDR SER TRportfli intrmdit	$525,487	–	18,575	–	0.19%	–
ADI	New	ANALOG DEVICES INC	$508,649	–	2,611	–	0.18%	–
EEM	New	ISHARES TRmsci emg mkt etf	$503,717	–	12,733	–	0.18%	–
BLK	New	BLACKROCK INC	$496,239	–	718	–	0.18%	–
SPMB	New	SPDR SER TRport mtg bk etf	$492,208	–	22,465	–	0.18%	–
SCHW	New	SCHWAB CHARLES CORP	$471,974	–	8,327	–	0.17%	–
NSC	New	NORFOLK SOUTHN CORP	$461,230	–	2,034	–	0.17%	–
ATVI	New	ACTIVISION BLIZZARD INC	$458,929	–	5,444	–	0.16%	–
VNQ	New	VANGUARD INDEX FDSreal estate etf	$455,402	–	5,450	–	0.16%	–
	New	JACOBS SOLUTIONS INC	$455,943	–	3,835	–	0.16%	–
COST	New	COSTCO WHSL CORP NEW	$440,933	–	819	–	0.16%	–
INTC	New	INTEL CORP	$427,196	–	12,775	–	0.15%	–
D	New	DOMINION ENERGY INC	$416,029	–	8,033	–	0.15%	–
PANW	New	PALO ALTO NETWORKS INC	$416,737	–	1,631	–	0.15%	–
TSLA	New	TESLA INC	$399,199	–	1,525	–	0.14%	–
RTX	New	RAYTHEON TECHNOLOGIES CORP	$391,350	–	3,995	–	0.14%	–
FCX	New	FREEPORT-MCMORAN INCcl b	$387,400	–	9,685	–	0.14%	–
MCHI	New	ISHARES TRmsci china etf	$375,816	–	8,400	–	0.14%	–
FTV	New	FORTIVE CORP	$376,093	–	5,030	–	0.14%	–
AMD	New	ADVANCED MICRO DEVICES INC	$370,208	–	3,250	–	0.13%	–
BMO	New	BANK MONTREAL QUE	$361,240	–	4,000	–	0.13%	–
BIIB	New	BIOGEN INC	$361,190	–	1,268	–	0.13%	–
MCO	New	MOODYS CORP	$352,936	–	1,015	–	0.13%	–
	New	GSK PLCsponsored adr	$342,607	–	9,613	–	0.12%	–
ABC	New	AMERISOURCEBERGEN CORP	$334,251	–	1,737	–	0.12%	–
VZ	New	VERIZON COMMUNICATIONS INC	$333,483	–	8,967	–	0.12%	–
VMBS	New	VANGUARD SCOTTSDALE FDSmtg-bkd secs etf	$324,597	–	7,058	–	0.12%	–
HAL	New	HALLIBURTON CO	$322,246	–	9,768	–	0.12%	–
SBUX	New	STARBUCKS CORP	$309,662	–	3,126	–	0.11%	–
JCI	New	JOHNSON CTLS INTL PLC	$304,313	–	4,466	–	0.11%	–
VOX	New	VANGUARD WORLD FDS	$296,180	–	2,786	–	0.11%	–
CDW	New	CDW CORP	$290,848	–	1,585	–	0.10%	–
GOOG	New	ALPHABET INCcap stk cl c	$286,699	–	2,370	–	0.10%	–
UPS	New	UNITED PARCEL SERVICE INCcl b	$280,526	–	1,565	–	0.10%	–
USB	New	US BANCORP DEL	$274,232	–	8,300	–	0.10%	–
T	New	AT&T INC	$271,431	–	17,018	–	0.10%	–
GWW	New	GRAINGER W W INC	$264,966	–	336	–	0.10%	–
MAS	New	MASCO CORP	$266,645	–	4,647	–	0.10%	–
UNP	New	UNION PAC CORP	$262,527	–	1,283	–	0.10%	–
REZ	New	ISHARES TRresidential mult	$263,772	–	3,600	–	0.10%	–
MMM	New	3M CO	$254,929	–	2,547	–	0.09%	–
LKOR	New	FLEXSHARES TRcr scored long	$243,080	–	5,575	–	0.09%	–
VCR	New	VANGUARD WORLD FDSconsum dis etf	$240,437	–	849	–	0.09%	–
MUB	New	ISHARES TRnational mun etf	$234,806	–	2,200	–	0.08%	–
NUE	New	NUCOR CORP	$235,147	–	1,434	–	0.08%	–
TFC	New	TRUIST FINL CORP	$233,088	–	7,680	–	0.08%	–
NKE	New	NIKE INCcl b	$233,212	–	2,113	–	0.08%	–
	New	LINDE PLC	$230,934	–	606	–	0.08%	–
BMY	New	BRISTOL-MYERS SQUIBB CO	$226,227	–	3,538	–	0.08%	–
TROW	New	PRICE T ROWE GROUP INC	$221,912	–	1,981	–	0.08%	–
FBHS	New	FORTUNE BRANDS INNOVATIONS I	$219,807	–	3,055	–	0.08%	–
DUK	New	DUKE ENERGY CORP NEW	$215,376	–	2,400	–	0.08%	–
APD	New	AIR PRODS & CHEMS INC	$204,279	–	682	–	0.07%	–
VFH	New	VANGUARD WORLD FDSfinancials etf	$201,881	–	2,485	–	0.07%	–
VDE	New	VANGUARD WORLD FDSenergy etf	$203,315	–	1,801	–	0.07%	–
EWT	New	ISHARES INCmsci taiwan etf	$201,011	–	4,275	–	0.07%	–
LYG	New	LLOYDS BANKING GROUP PLCsponsored adr	$22,502	–	10,228	–	0.01%	–

Q4 2022

			Value		Shares		↓ Weighting
TROW	Exit	PRICE T ROWE GROUP INC	$0	–	-1,931	–	-0.09%	–
DUK	Exit	DUKE ENERGY CORP NEW	$0	–	-2,265	–	-0.10%	–
PINS	Exit	PINTEREST INCcl a	$0	–	-9,159	–	-0.10%	–
FCX	Exit	FREEPORT-MCMORAN INCcl b	$0	–	-8,265	–	-0.10%	–
ABC	Exit	AMERISOURCEBERGEN CORP	$0	–	-1,691	–	-0.10%	–
BMY	Exit	BRISTOL-MYERS SQUIBB CO	$0	–	-3,228	–	-0.10%	–
HAL	Exit	HALLIBURTON CO	$0	–	-9,625	–	-0.11%	–
CDW	Exit	CDW CORP	$0	–	-1,524	–	-0.11%	–
UPS	Exit	UNITED PARCEL SERVICE INCcl b	$0	–	-1,510	–	-0.11%	–
VOX	Exit	VANGUARD WORLD FDS	$0	–	-3,026	–	-0.11%	–
SBUX	Exit	STARBUCKS CORP	$0	–	-2,970	–	-0.11%	–
UNP	Exit	UNION PAC CORP	$0	–	-1,291	–	-0.12%	–
AMD	Exit	ADVANCED MICRO DEVICES INC	$0	–	-4,000	–	-0.12%	–
PANW	Exit	PALO ALTO NETWORKS INC	$0	–	-1,559	–	-0.12%	–
MUB	Exit	ISHARES TRnational mun etf	$0	–	-2,515	–	-0.12%	–
REZ	Exit	ISHARES TRresidential mult	$0	–	-3,600	–	-0.12%	–
MCO	Exit	MOODYS CORP	$0	–	-1,150	–	-0.13%	–
EEM	Exit	ISHARES TRmsci emg mkt etf	$0	–	-8,173	–	-0.13%	–
MMM	Exit	3M CO	$0	–	-2,615	–	-0.13%	–
COST	Exit	COSTCO WHSL CORP NEW	$0	–	-619	–	-0.13%	–
TSLA	Exit	TESLA INC	$0	–	-1,125	–	-0.14%	–
TFC	Exit	TRUIST FINL CORP	$0	–	-7,110	–	-0.14%	–
STIP	Exit	ISHARES TR0-5 yr tips etf	$0	–	-3,300	–	-0.14%	–
FTV	Exit	FORTIVE CORP	$0	–	-5,693	–	-0.15%	–
LKOR	Exit	FLEXSHARES TRcr scored long	$0	–	-8,405	–	-0.16%	–
VZ	Exit	VERIZON COMMUNICATIONS INC	$0	–	-9,042	–	-0.16%	–
C	Exit	CITIGROUP INC	$0	–	-8,373	–	-0.16%	–
BMO	Exit	BANK MONTREAL QUE	$0	–	-4,000	–	-0.16%	–
USB	Exit	US BANCORP DEL	$0	–	-8,733	–	-0.16%	–
BIIB	Exit	BIOGEN INC	$0	–	-1,317	–	-0.16%	–
ADBE	Exit	ADOBE SYSTEMS INCORPORATED	$0	–	-1,290	–	-0.16%	–
BX	Exit	BLACKSTONE INC	$0	–	-4,410	–	-0.17%	–
SOXX	Exit	ISHARES TRishares semicdtr	$0	–	-1,165	–	-0.17%	–
VCIT	Exit	VANGUARD SCOTTSDALE FDSint-term corp	$0	–	-4,925	–	-0.17%	–
BLK	Exit	BLACKROCK INC	$0	–	-723	–	-0.18%	–
RTX	Exit	RAYTHEON TECHNOLOGIES CORP	$0	–	-4,907	–	-0.18%	–
MCD	Exit	MCDONALDS CORP	$0	–	-1,769	–	-0.19%	–
ATVI	Exit	ACTIVISION BLIZZARD INC	$0	–	-5,537	–	-0.19%	–
NSC	Exit	NORFOLK SOUTHN CORP	$0	–	-1,976	–	-0.19%	–
TPR	Exit	TAPESTRY INC	$0	–	-15,390	–	-0.20%	–
J	Exit	JACOBS ENGR GROUP INC	$0	–	-4,050	–	-0.20%	–
BA	Exit	BOEING CO	$0	–	-3,629	–	-0.20%	–
ICSH	Exit	ISHARES TRblackrock ultra	$0	–	-8,975	–	-0.21%	–
CMG	Exit	CHIPOTLE MEXICAN GRILL INC	$0	–	-309	–	-0.21%	–
HON	Exit	HONEYWELL INTL INC	$0	–	-2,777	–	-0.21%	–
MAS	Exit	MASCO CORP	$0	–	-10,083	–	-0.22%	–
VNQ	Exit	VANGUARD INDEX FDSreal estate etf	$0	–	-6,095	–	-0.22%	–
ORCL	Exit	ORACLE CORP	$0	–	-8,175	–	-0.23%	–
MA	Exit	MASTERCARD INCORPORATEDcl a	$0	–	-1,766	–	-0.23%	–
VIG	Exit	VANGUARD SPECIALIZED FUNDSdiv app etf	$0	–	-3,822	–	-0.24%	–
INTC	Exit	INTEL CORP	$0	–	-20,135	–	-0.24%	–
PLD	Exit	PROLOGIS INC.	$0	–	-5,200	–	-0.24%	–
MRK	Exit	MERCK & CO INC	$0	–	-6,333	–	-0.25%	–
IBM	Exit	INTERNATIONAL BUSINESS MACHS	$0	–	-4,822	–	-0.26%	–
IGLB	Exit	ISHARES TR10+ yr invst grd	$0	–	-12,300	–	-0.27%	–
NEE	Exit	NEXTERA ENERGY INC	$0	–	-7,645	–	-0.27%	–
EL	Exit	LAUDER ESTEE COS INCcl a	$0	–	-2,881	–	-0.28%	–
CMCSA	Exit	COMCAST CORP NEWcl a	$0	–	-21,585	–	-0.29%	–
ZBH	Exit	ZIMMER BIOMET HOLDINGS INC	$0	–	-6,083	–	-0.29%	–
JNJ	Exit	JOHNSON & JOHNSON	$0	–	-4,242	–	-0.32%	–
D	Exit	DOMINION ENERGY INC	$0	–	-10,122	–	-0.32%	–
BRKB	Exit	BERKSHIRE HATHAWAY INC DELcl b new	$0	–	-2,634	–	-0.32%	–
NVDA	Exit	NVIDIA CORPORATION	$0	–	-5,942	–	-0.33%	–
WFC	Exit	WELLS FARGO CO NEW	$0	–	-18,400	–	-0.34%	–
VTI	Exit	VANGUARD INDEX FDStotal stk mkt	$0	–	-4,142	–	-0.34%	–
MDLZ	Exit	MONDELEZ INTL INCcl a	$0	–	-14,091	–	-0.35%	–
VGT	Exit	VANGUARD WORLD FDSinf tech etf	$0	–	-2,562	–	-0.36%	–
SPTL	Exit	SPDR SER TRportfolio ln tsr	$0	–	-26,550	–	-0.36%	–
AMT	Exit	AMERICAN TOWER CORP NEW	$0	–	-3,669	–	-0.36%	–
CME	Exit	CME GROUP INC	$0	–	-4,500	–	-0.36%	–
XLRE	Exit	SELECT SECTOR SPDR TRrl est sel sec	$0	–	-22,324	–	-0.37%	–
XLC	Exit	SELECT SECTOR SPDR TR	$0	–	-17,497	–	-0.38%	–
XLU	Exit	SELECT SECTOR SPDR TRsbi int-utils	$0	–	-12,851	–	-0.38%	–
SCHA	Exit	SCHWAB STRATEGIC TRus sml cap etf	$0	–	-22,623	–	-0.39%	–
MMC	Exit	MARSH & MCLENNAN COS INC	$0	–	-5,787	–	-0.40%	–
HD	Exit	HOME DEPOT INC	$0	–	-3,215	–	-0.41%	–
SCHM	Exit	SCHWAB STRATEGIC TRus mid-cap etf	$0	–	-15,219	–	-0.42%	–
IGIB	Exit	ISHARES TR	$0	–	-19,315	–	-0.43%	–
VMBS	Exit	VANGUARD SCOTTSDALE FDSmtg-bkd secs etf	$0	–	-20,775	–	-0.43%	–
FB	Exit	META PLATFORMS INCcl a	$0	–	-6,966	–	-0.43%	–
TJX	Exit	TJX COS INC NEW	$0	–	-15,800	–	-0.45%	–
XLB	Exit	SELECT SECTOR SPDR TRsbi materials	$0	–	-14,640	–	-0.46%	–
GNR	Exit	SPDR INDEX SHS FDSglb nat resrce	$0	–	-20,220	–	-0.46%	–
XLP	Exit	SELECT SECTOR SPDR TRsbi cons stpls	$0	–	-15,298	–	-0.47%	–
ABBV	Exit	ABBVIE INC	$0	–	-7,686	–	-0.47%	–
ADP	Exit	AUTOMATIC DATA PROCESSING IN	$0	–	-4,750	–	-0.49%	–
PEP	Exit	PEPSICO INC	$0	–	-6,630	–	-0.50%	–
AXP	Exit	AMERICAN EXPRESS CO	$0	–	-8,265	–	-0.51%	–
XLF	Exit	SELECT SECTOR SPDR TRfinancial	$0	–	-37,253	–	-0.52%	–
WMT	Exit	WALMART INC	$0	–	-8,825	–	-0.52%	–
DLTR	Exit	DOLLAR TREE INC	$0	–	-8,689	–	-0.54%	–
SPTI	Exit	SPDR SER TRportfli intrmdit	$0	–	-42,315	–	-0.54%	–
LLY	Exit	LILLY ELI & CO	$0	–	-3,718	–	-0.55%	–
CVS	Exit	CVS HEALTH CORP	$0	–	-13,002	–	-0.57%	–
DHR	Exit	DANAHER CORPORATION	$0	–	-4,870	–	-0.58%	–
XLI	Exit	SELECT SECTOR SPDR TRsbi int-inds	$0	–	-15,288	–	-0.58%	–
ALL	Exit	ALLSTATE CORP	$0	–	-10,518	–	-0.60%	–
AMZN	Exit	AMAZON COM INC	$0	–	-12,305	–	-0.64%	–
CAT	Exit	CATERPILLAR INC	$0	–	-8,507	–	-0.64%	–
CMF	Exit	ISHARES TRcalif mun bd etf	$0	–	-26,150	–	-0.65%	–
SUB	Exit	ISHARES TRshrt nat mun etf	$0	–	-14,678	–	-0.69%	–
CRM	Exit	SALESFORCE INC	$0	–	-10,718	–	-0.71%	–
ICE	Exit	INTERCONTINENTAL EXCHANGE IN	$0	–	-17,111	–	-0.71%	–
KLAC	Exit	KLA CORP	$0	–	-5,261	–	-0.73%	–
IGSB	Exit	ISHARES TR	$0	–	-32,585	–	-0.74%	–
XLE	Exit	SELECT SECTOR SPDR TRenergy	$0	–	-22,606	–	-0.74%	–
KO	Exit	COCA COLA CO	$0	–	-31,097	–	-0.80%	–
JPM	Exit	JPMORGAN CHASE & CO	$0	–	-16,771	–	-0.80%	–
DIS	Exit	DISNEY WALT CO	$0	–	-18,617	–	-0.80%	–
EFA	Exit	ISHARES TRmsci eafe etf	$0	–	-33,231	–	-0.85%	–
VEU	Exit	VANGUARD INTL EQUITY INDEX Fallwrld ex us	$0	–	-44,686	–	-0.91%	–
GQRE	Exit	FLEXSHARES TRglb qlt r/e idx	$0	–	-39,799	–	-0.91%	–
NFRA	Exit	FLEXSHARES TRstoxx globr inf	$0	–	-49,595	–	-1.04%	–
XLY	Exit	SELECT SECTOR SPDR TRsbi cons discr	$0	–	-16,082	–	-1.05%	–
IEF	Exit	ISHARES TR7-10 yr trsy bd	$0	–	-23,900	–	-1.05%	–
GOOGL	Exit	ALPHABET INCcap stk cl a	$0	–	-24,085	–	-1.06%	–
MCHP	Exit	MICROCHIP TECHNOLOGY INC.	$0	–	-37,800	–	-1.06%	–
PG	Exit	PROCTER AND GAMBLE CO	$0	–	-18,462	–	-1.07%	–
ABT	Exit	ABBOTT LABS	$0	–	-24,116	–	-1.07%	–
XOM	Exit	EXXON MOBIL CORP	$0	–	-26,867	–	-1.07%	–
SPEM	Exit	SPDR INDEX SHS FDSportfolio emg mk	$0	–	-75,820	–	-1.08%	–
TDTT	Exit	FLEXSHARES TRiboxx 3r targt	$0	–	-105,020	–	-1.12%	–
XLV	Exit	SELECT SECTOR SPDR TRsbi healthcare	$0	–	-20,348	–	-1.13%	–
SCHB	Exit	SCHWAB STRATEGIC TRus brd mkt etf	$0	–	-63,354	–	-1.22%	–
TLT	Exit	ISHARES TR20 yr tr bd etf	$0	–	-26,122	–	-1.22%	–
PFE	Exit	PFIZER INC	$0	–	-65,233	–	-1.31%	–
XLK	Exit	SELECT SECTOR SPDR TRtechnology	$0	–	-25,668	–	-1.40%	–
LOW	Exit	LOWES COS INC	$0	–	-17,398	–	-1.50%	–
CVX	Exit	CHEVRON CORP NEW	$0	–	-23,892	–	-1.57%	–
RAVI	Exit	FLEXSHARES TRready acc vari	$0	–	-50,765	–	-1.73%	–
MSFT	Exit	MICROSOFT CORP	$0	–	-16,601	–	-1.77%	–
GUNR	Exit	FLEXSHARES TRmornstar upstr	$0	–	-110,792	–	-1.91%	–
SKOR	Exit	FLEXSHARES TRcr scd us bd	$0	–	-96,472	–	-2.02%	–
AAPL	Exit	APPLE INC	$0	–	-33,921	–	-2.15%	–
IJH	Exit	ISHARES TRcore s&p mcp etf	$0	–	-22,794	–	-2.29%	–
IJR	Exit	ISHARES TRcore s&p scp etf	$0	–	-58,082	–	-2.32%	–
SCHE	Exit	SCHWAB STRATEGIC TRemrg mkteq etf	$0	–	-233,897	–	-2.40%	–
MBB	Exit	ISHARES TRmbs etf	$0	–	-59,230	–	-2.48%	–
IEI	Exit	ISHARES TR3 7 yr treas bd	$0	–	-65,187	–	-3.41%	–
SPDW	Exit	SPDR INDEX SHS FDSportfolio devlpd	$0	–	-313,200	–	-3.70%	–
MBSD	Exit	FLEXSHARES TRdiscp dur mbs	$0	–	-478,333	–	-4.42%	–
HYGV	Exit	FLEXSHARES TRhig yld vl etf	$0	–	-266,441	–	-4.77%	–
SCHF	Exit	SCHWAB STRATEGIC TRintl eqty etf	$0	–	-508,757	–	-6.55%	–

Q3 2022

			Value		Shares		↓ Weighting
SCHF	Buy	SCHWAB STRATEGIC TRintl eqty etf	$14,311,000	-9.0%	508,757	+1.7%	6.55%	-3.8%
HYGV	Buy	FLEXSHARES TRhig yld vl etf	$10,415,000	+7.9%	266,441	+11.5%	4.77%	+14.1%
MBSD	Buy	FLEXSHARES TRdiscp dur mbs	$9,665,000	+11.4%	478,333	+17.1%	4.42%	+17.8%
SPDW	Buy	SPDR INDEX SHS FDSportfolio devlpd	$8,081,000	+3.5%	313,200	+15.7%	3.70%	+9.4%
IEI	Buy	ISHARES TR3 7 yr treas bd	$7,450,000	+31.8%	65,187	+37.6%	3.41%	+39.4%
MBB	Buy	ISHARES TRmbs etf	$5,424,000	+33.6%	59,230	+42.2%	2.48%	+41.3%
SCHE	Buy	SCHWAB STRATEGIC TRemrg mkteq etf	$5,239,000	+6.3%	233,897	+20.4%	2.40%	+12.4%
IJR	Buy	ISHARES TRcore s&p scp etf	$5,064,000	-1.4%	58,082	+4.5%	2.32%	+4.3%
IJH	Buy	ISHARES TRcore s&p mcp etf	$4,998,000	-0.3%	22,794	+2.9%	2.29%	+5.5%
AAPL	Sell	APPLE INC	$4,688,000	+0.3%	33,921	-0.7%	2.15%	+6.1%
SKOR	Sell	FLEXSHARES TRcr scd us bd	$4,402,000	-12.4%	96,472	-9.0%	2.02%	-7.4%
GUNR	Buy	FLEXSHARES TRmornstar upstr	$4,165,000	+8.7%	110,792	+14.7%	1.91%	+15.0%
MSFT	Sell	MICROSOFT CORP	$3,866,000	-20.7%	16,601	-12.5%	1.77%	-16.1%
RAVI	Buy	FLEXSHARES TRready acc vari	$3,776,000	+54.9%	50,765	+55.1%	1.73%	+63.9%
CVX	Sell	CHEVRON CORP NEW	$3,433,000	-11.2%	23,892	-10.5%	1.57%	-6.0%
LOW	Sell	LOWES COS INC	$3,268,000	+3.9%	17,398	-3.4%	1.50%	+9.8%
XLK	Buy	SELECT SECTOR SPDR TRtechnology	$3,049,000	-2.2%	25,668	+4.7%	1.40%	+3.4%
PFE	Buy	PFIZER INC	$2,855,000	-15.9%	65,233	+0.8%	1.31%	-11.0%
TLT	Buy	ISHARES TR20 yr tr bd etf	$2,676,000	+42.9%	26,122	+60.3%	1.22%	+51.2%
SCHB	Sell	SCHWAB STRATEGIC TRus brd mkt etf	$2,660,000	-16.0%	63,354	-11.6%	1.22%	-11.2%
XLV	Buy	SELECT SECTOR SPDR TRsbi healthcare	$2,464,000	-1.4%	20,348	+4.4%	1.13%	+4.3%
TDTT	Sell	FLEXSHARES TRiboxx 3r targt	$2,455,000	-7.4%	105,020	-1.7%	1.12%	-2.0%
SPEM	Sell	SPDR INDEX SHS FDSportfolio emg mk	$2,353,000	-25.7%	75,820	-16.8%	1.08%	-21.4%
XOM	Sell	EXXON MOBIL CORP	$2,346,000	-17.8%	26,867	-19.3%	1.07%	-13.0%
ABT	Buy	ABBOTT LABS	$2,333,000	-10.6%	24,116	+0.4%	1.07%	-5.5%
PG	Sell	PROCTER AND GAMBLE CO	$2,331,000	-31.5%	18,462	-21.9%	1.07%	-27.5%
MCHP	Sell	MICROCHIP TECHNOLOGY INC.	$2,307,000	+4.3%	37,800	-0.7%	1.06%	+10.3%
GOOGL	Buy	ALPHABET INCcap stk cl a	$2,304,000	-14.5%	24,085	+1848.6%	1.06%	-9.5%
IEF	Buy	ISHARES TR7-10 yr trsy bd	$2,294,000	+10.6%	23,900	+17.9%	1.05%	+16.9%
XLY	Buy	SELECT SECTOR SPDR TRsbi cons discr	$2,291,000	+6.5%	16,082	+2.8%	1.05%	+12.7%
NFRA	Buy	FLEXSHARES TRstoxx globr inf	$2,265,000	-2.5%	49,595	+10.4%	1.04%	+3.2%
GQRE	Buy	FLEXSHARES TRglb qlt r/e idx	$1,994,000	-1.0%	39,799	+12.5%	0.91%	+4.7%
VEU	Sell	VANGUARD INTL EQUITY INDEX Fallwrld ex us	$1,982,000	-13.4%	44,686	-2.5%	0.91%	-8.5%
EFA	Sell	ISHARES TRmsci eafe etf	$1,861,000	-11.8%	33,231	-1.6%	0.85%	-6.8%
DIS	Sell	DISNEY WALT CO	$1,756,000	-9.5%	18,617	-9.4%	0.80%	-4.3%
JPM	Sell	JPMORGAN CHASE & CO	$1,753,000	-10.5%	16,771	-3.5%	0.80%	-5.3%
KO	Sell	COCA COLA CO	$1,742,000	-12.1%	31,097	-1.3%	0.80%	-7.1%
XLE	Buy	SELECT SECTOR SPDR TRenergy	$1,628,000	+6.5%	22,606	+5.7%	0.74%	+12.5%
IGSB	Buy	ISHARES TR	$1,606,000	+15.8%	32,585	+18.8%	0.74%	+22.5%
KLAC	Sell	KLA CORP	$1,592,000	-5.7%	5,261	-0.5%	0.73%	-0.3%
ICE	Sell	INTERCONTINENTAL EXCHANGE IN	$1,546,000	-5.0%	17,111	-1.1%	0.71%	+0.6%
CRM	Buy	SALESFORCE INC	$1,542,000	-11.9%	10,718	+1.0%	0.71%	-6.9%
SUB	Sell	ISHARES TRshrt nat mun etf	$1,507,000	-20.6%	14,678	-19.1%	0.69%	-16.1%
CMF	Sell	ISHARES TRcalif mun bd etf	$1,418,000	-23.1%	26,150	-19.9%	0.65%	-18.7%
CAT	Sell	CATERPILLAR INC	$1,396,000	-28.7%	8,507	-22.4%	0.64%	-24.6%
AMZN	Sell	AMAZON COM INC	$1,390,000	+4.8%	12,305	-1.4%	0.64%	+10.8%
ALL	Sell	ALLSTATE CORP	$1,310,000	-13.1%	10,518	-11.6%	0.60%	-8.1%
XLI	Sell	SELECT SECTOR SPDR TRsbi int-inds	$1,266,000	-5.5%	15,288	-0.4%	0.58%	0.0%
DHR	Sell	DANAHER CORPORATION	$1,258,000	-0.4%	4,870	-2.2%	0.58%	+5.3%
CVS	Sell	CVS HEALTH CORP	$1,240,000	+2.6%	13,002	-0.3%	0.57%	+8.6%
LLY	Sell	LILLY ELI & CO	$1,202,000	-12.6%	3,718	-12.4%	0.55%	-7.7%
SPTI	Sell	SPDR SER TRportfli intrmdit	$1,190,000	-24.8%	42,315	-21.2%	0.54%	-20.4%
DLTR	Sell	DOLLAR TREE INC	$1,183,000	-15.2%	8,689	-2.9%	0.54%	-10.3%
WMT	Sell	WALMART INC	$1,145,000	-27.7%	8,825	-32.2%	0.52%	-23.6%
XLF	Buy	SELECT SECTOR SPDR TRfinancial	$1,131,000	+3.5%	37,253	+7.2%	0.52%	+9.5%
AXP	Sell	AMERICAN EXPRESS CO	$1,115,000	-3.3%	8,265	-0.6%	0.51%	+2.2%
PEP	Sell	PEPSICO INC	$1,082,000	-33.9%	6,630	-32.5%	0.50%	-30.2%
ADP	Sell	AUTOMATIC DATA PROCESSING IN	$1,074,000	+6.5%	4,750	-1.0%	0.49%	+12.8%
ABBV	Sell	ABBVIE INC	$1,031,000	-13.4%	7,686	-1.2%	0.47%	-8.5%
XLP	Buy	SELECT SECTOR SPDR TRsbi cons stpls	$1,021,000	-4.0%	15,298	+3.9%	0.47%	+1.5%
GNR	Sell	SPDR INDEX SHS FDSglb nat resrce	$1,000,000	-8.3%	20,220	-3.4%	0.46%	-3.0%
XLB	Sell	SELECT SECTOR SPDR TRsbi materials	$996,000	-11.9%	14,640	-4.7%	0.46%	-6.7%
TJX	Sell	TJX COS INC NEW	$981,000	+10.5%	15,800	-0.6%	0.45%	+16.9%
FB	Buy	META PLATFORMS INCcl a	$945,000	-14.9%	6,966	+1.1%	0.43%	-10.0%
VMBS	Sell	VANGUARD SCOTTSDALE FDSmtg-bkd secs etf	$937,000	-52.6%	20,775	-49.7%	0.43%	-49.8%
IGIB	Buy	ISHARES TR	$933,000	-4.8%	19,315	+0.6%	0.43%	+0.7%
SCHM	Buy	SCHWAB STRATEGIC TRus mid-cap etf	$921,000	+5.5%	15,219	+9.3%	0.42%	+11.6%
HD	Sell	HOME DEPOT INC	$887,000	-4.0%	3,215	-4.6%	0.41%	+1.5%
MMC	Buy	MARSH & MCLENNAN COS INC	$864,000	-3.7%	5,787	+0.2%	0.40%	+2.1%
SCHA	Buy	SCHWAB STRATEGIC TRus sml cap etf	$855,000	+4.8%	22,623	+8.1%	0.39%	+10.8%
XLU	Sell	SELECT SECTOR SPDR TRsbi int-utils	$842,000	-13.6%	12,851	-7.5%	0.38%	-8.8%
XLC	Buy	SELECT SECTOR SPDR TR	$838,000	-8.9%	17,497	+3.2%	0.38%	-3.5%
XLRE	Buy	SELECT SECTOR SPDR TRrl est sel sec	$804,000	-9.3%	22,324	+3.0%	0.37%	-4.2%
AMT	Buy	AMERICAN TOWER CORP NEW	$788,000	-14.6%	3,669	+1.6%	0.36%	-9.8%
VGT	Sell	VANGUARD WORLD FDSinf tech etf	$787,000	-9.9%	2,562	-4.1%	0.36%	-4.8%
SPTL	Buy	SPDR SER TRportfolio ln tsr	$787,000	-2.1%	26,550	+9.1%	0.36%	+3.4%
MDLZ	Sell	MONDELEZ INTL INCcl a	$773,000	-12.2%	14,091	-0.5%	0.35%	-7.1%
VTI	Sell	VANGUARD INDEX FDStotal stk mkt	$743,000	-5.5%	4,142	-0.6%	0.34%	0.0%
WFC	Sell	WELLS FARGO CO NEW	$740,000	-22.6%	18,400	-24.6%	0.34%	-18.1%
NVDA	Buy	NVIDIA CORPORATION	$721,000	-15.9%	5,942	+5.1%	0.33%	-11.1%
BRKB	Sell	BERKSHIRE HATHAWAY INC DELcl b new	$703,000	-3.3%	2,634	-1.1%	0.32%	+2.2%
D	Sell	DOMINION ENERGY INC	$700,000	-25.8%	10,122	-14.4%	0.32%	-21.6%
JNJ	Sell	JOHNSON & JOHNSON	$693,000	-56.4%	4,242	-52.6%	0.32%	-53.9%
ZBH	Buy	ZIMMER BIOMET HOLDINGS INC	$636,000	+4.1%	6,083	+4.6%	0.29%	+10.2%
CMCSA	Sell	COMCAST CORP NEWcl a	$633,000	-36.3%	21,585	-14.7%	0.29%	-32.6%
EL	Buy	LAUDER ESTEE COS INCcl a	$622,000	-14.1%	2,881	+1.4%	0.28%	-8.9%
NEE	Buy	NEXTERA ENERGY INC	$599,000	+2.2%	7,645	+1.1%	0.27%	+7.9%
IGLB	Buy	ISHARES TR10+ yr invst grd	$593,000	+4.8%	12,300	+15.9%	0.27%	+10.6%
IBM	Buy	INTERNATIONAL BUSINESS MACHS	$573,000	-5.6%	4,822	+12.1%	0.26%	-0.4%
INTC	Sell	INTEL CORP	$519,000	-49.0%	20,135	-26.0%	0.24%	-46.0%
MA	New	MASTERCARD INCORPORATEDcl a	$502,000	–	1,766	–	0.23%	–
ORCL	Sell	ORACLE CORP	$499,000	-15.3%	8,175	-3.0%	0.23%	-10.6%
MAS	Buy	MASCO CORP	$471,000	-4.3%	10,083	+3.7%	0.22%	+1.4%
HON	Sell	HONEYWELL INTL INC	$464,000	-6.3%	2,777	-2.5%	0.21%	-0.9%
ICSH	Buy	ISHARES TRblackrock ultra	$449,000	+113.8%	8,975	+113.7%	0.21%	+126.4%
BA	Buy	BOEING CO	$439,000	-3.5%	3,629	+9.0%	0.20%	+2.0%
TPR	Buy	TAPESTRY INC	$438,000	-6.4%	15,390	+0.5%	0.20%	-1.0%
J	Sell	JACOBS ENGR GROUP INC	$439,000	-16.9%	4,050	-2.4%	0.20%	-12.2%
NSC	Sell	NORFOLK SOUTHN CORP	$414,000	-10.4%	1,976	-2.8%	0.19%	-5.0%
ATVI	Buy	ACTIVISION BLIZZARD INC	$412,000	-1.9%	5,537	+2.7%	0.19%	+3.8%
MCD	Sell	MCDONALDS CORP	$408,000	-9.3%	1,769	-3.0%	0.19%	-4.1%
RTX	Sell	RAYTHEON TECHNOLOGIES CORP	$402,000	-17.5%	4,907	-3.2%	0.18%	-12.8%
BLK	Buy	BLACKROCK INC	$398,000	-2.2%	723	+8.2%	0.18%	+3.4%
VCIT	New	VANGUARD SCOTTSDALE FDSint-term corp	$373,000	–	4,925	–	0.17%	–
SOXX	New	ISHARES TRishares semicdtr	$371,000	–	1,165	–	0.17%	–
BX	Buy	BLACKSTONE INC	$369,000	+16.8%	4,410	+27.4%	0.17%	+23.4%
ADBE	Sell	ADOBE SYSTEMS INCORPORATED	$355,000	-44.3%	1,290	-25.9%	0.16%	-40.9%
BIIB	Buy	BIOGEN INC	$352,000	+37.5%	1,317	+4.8%	0.16%	+45.0%
USB	Sell	US BANCORP DEL	$352,000	-14.8%	8,733	-2.6%	0.16%	-10.1%
C	Buy	CITIGROUP INC	$349,000	-0.3%	8,373	+10.1%	0.16%	+5.3%
VZ	Sell	VERIZON COMMUNICATIONS INC	$343,000	-28.4%	9,042	-4.2%	0.16%	-24.2%
LKOR	Buy	FLEXSHARES TRcr scored long	$341,000	-1.2%	8,405	+9.1%	0.16%	+4.7%
FTV	Sell	FORTIVE CORP	$332,000	+5.1%	5,693	-2.1%	0.15%	+10.9%
TFC	Buy	TRUIST FINL CORP	$310,000	+11.1%	7,110	+20.7%	0.14%	+17.4%
TSLA	Buy	TESLA INC	$298,000	+17.8%	1,125	+200.0%	0.14%	+23.6%
COST	Sell	COSTCO WHSL CORP NEW	$292,000	-5.8%	619	-4.2%	0.13%	0.0%
MMM	Buy	3M CO	$289,000	-13.0%	2,615	+1.8%	0.13%	-8.3%
EEM	Sell	ISHARES TRmsci emg mkt etf	$285,000	-13.9%	8,173	-0.9%	0.13%	-9.1%
MCO	Sell	MOODYS CORP	$280,000	-14.9%	1,150	-5.0%	0.13%	-9.9%
MUB	Sell	ISHARES TRnational mun etf	$258,000	-25.0%	2,515	-22.1%	0.12%	-20.8%
PANW	Buy	PALO ALTO NETWORKS INC	$255,000	+10.4%	1,559	+233.8%	0.12%	+17.0%
AMD	Sell	ADVANCED MICRO DEVICES INC	$253,000	-39.3%	4,000	-26.6%	0.12%	-35.9%
UNP	Sell	UNION PAC CORP	$252,000	-71.7%	1,291	-69.1%	0.12%	-70.2%
SBUX	Sell	STARBUCKS CORP	$250,000	+8.7%	2,970	-1.4%	0.11%	+14.0%
VOX	Sell	VANGUARD WORLD FDS	$249,000	-17.8%	3,026	-6.1%	0.11%	-13.0%
CDW	Buy	CDW CORP	$238,000	+8.7%	1,524	+9.8%	0.11%	+14.7%
ABC	New	AMERISOURCEBERGEN CORP	$229,000	–	1,691	–	0.10%	–
BMY	Sell	BRISTOL-MYERS SQUIBB CO	$229,000	-9.5%	3,228	-1.8%	0.10%	-4.5%
FCX	New	FREEPORT-MCMORAN INCcl b	$226,000	–	8,265	–	0.10%	–
PINS	New	PINTEREST INCcl a	$213,000	–	9,159	–	0.10%	–
REET	Exit	ISHARES TRglobal reit etf	$0	–	-8,300	–	-0.09%	–
CSCO	Exit	CISCO SYS INC	$0	–	-4,750	–	-0.09%	–
GII	Exit	SPDR INDEX SHS FDSs&p gblinf etf	$0	–	-3,898	–	-0.09%	–
ACN	Exit	ACCENTURE PLC IRELAND	$0	–	-759	–	-0.09%	–
T	Exit	AT&T INC	$0	–	-12,444	–	-0.11%	–
BAC	Exit	BK OF AMERICA CORP	$0	–	-8,694	–	-0.12%	–
FDX	Exit	FEDEX CORP	$0	–	-1,566	–	-0.15%	–
PWZ	Exit	INVESCO EXCH TRADED FD TR IIcalif amt mun	$0	–	-19,250	–	-0.20%	–
PYPL	Exit	PAYPAL HLDGS INC	$0	–	-9,517	–	-0.29%	–
HYG	Exit	ISHARES TRiboxx hi yd etf	$0	–	-12,270	–	-0.39%	–

Q2 2022

			Value		Shares		↓ Weighting
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$15,732,000	–	500,214	–	6.81%	–
HYGV	New	FLEXSHARES TRhig yld vl etf	$9,654,000	–	239,018	–	4.18%	–
MBSD	New	FLEXSHARES TRdiscp dur mbs	$8,678,000	–	408,645	–	3.76%	–
SPDW	New	SPDR INDEX SHS FDSportfolio devlpd	$7,808,000	–	270,725	–	3.38%	–
IEI	New	ISHARES TR3 7 yr treas bd	$5,654,000	–	47,377	–	2.45%	–
IJR	New	ISHARES TRcore s&p scp etf	$5,134,000	–	55,561	–	2.22%	–
SKOR	New	FLEXSHARES TRcr scd us bd	$5,025,000	–	105,983	–	2.18%	–
IJH	New	ISHARES TRcore s&p mcp etf	$5,012,000	–	22,154	–	2.17%	–
SCHE	New	SCHWAB STRATEGIC TRemrg mkteq etf	$4,929,000	–	194,227	–	2.13%	–
MSFT	New	MICROSOFT CORP	$4,874,000	–	18,976	–	2.11%	–
AAPL	New	APPLE INC	$4,672,000	–	34,171	–	2.02%	–
MBB	New	ISHARES TRmbs etf	$4,060,000	–	41,648	–	1.76%	–
CVX	New	CHEVRON CORP NEW	$3,866,000	–	26,702	–	1.67%	–
GUNR	New	FLEXSHARES TRmornstar upstr	$3,830,000	–	96,557	–	1.66%	–
PG	New	PROCTER AND GAMBLE CO	$3,401,000	–	23,654	–	1.47%	–
PFE	New	PFIZER INC	$3,394,000	–	64,728	–	1.47%	–
SCHB	New	SCHWAB STRATEGIC TRus brd mkt etf	$3,168,000	–	71,693	–	1.37%	–
SPEM	New	SPDR INDEX SHS FDSportfolio emg mk	$3,168,000	–	91,115	–	1.37%	–
LOW	New	LOWES COS INC	$3,146,000	–	18,010	–	1.36%	–
XLK	New	SELECT SECTOR SPDR TRtechnology	$3,118,000	–	24,526	–	1.35%	–
XOM	New	EXXON MOBIL CORP	$2,853,000	–	33,312	–	1.24%	–
GOOGL	New	ALPHABET INCcap stk cl a	$2,694,000	–	1,236	–	1.17%	–
TDTT	New	FLEXSHARES TRiboxx 3r targt	$2,650,000	–	106,795	–	1.15%	–
ABT	New	ABBOTT LABS	$2,611,000	–	24,030	–	1.13%	–
XLV	New	SELECT SECTOR SPDR TRsbi healthcare	$2,500,000	–	19,498	–	1.08%	–
RAVI	New	FLEXSHARES TRready acc vari	$2,438,000	–	32,740	–	1.06%	–
NFRA	New	FLEXSHARES TRstoxx globr inf	$2,322,000	–	44,925	–	1.00%	–
VEU	New	VANGUARD INTL EQUITY INDEX Fallwrld ex us	$2,289,000	–	45,811	–	0.99%	–
MCHP	New	MICROCHIP TECHNOLOGY INC.	$2,211,000	–	38,065	–	0.96%	–
XLY	New	SELECT SECTOR SPDR TRsbi cons discr	$2,151,000	–	15,649	–	0.93%	–
EFA	New	ISHARES TRmsci eafe etf	$2,111,000	–	33,776	–	0.91%	–
IEF	New	ISHARES TR7-10 yr trsy bd	$2,074,000	–	20,270	–	0.90%	–
GQRE	New	FLEXSHARES TRglb qlt r/e idx	$2,014,000	–	35,382	–	0.87%	–
KO	New	COCA COLA CO	$1,982,000	–	31,502	–	0.86%	–
VMBS	New	VANGUARD SCOTTSDALE FDSmtg-bkd secs etf	$1,975,000	–	41,310	–	0.86%	–
CAT	New	CATERPILLAR INC	$1,959,000	–	10,958	–	0.85%	–
JPM	New	JPMORGAN CHASE & CO	$1,958,000	–	17,387	–	0.85%	–
DIS	New	DISNEY WALT CO	$1,940,000	–	20,551	–	0.84%	–
SUB	New	ISHARES TRshrt nat mun etf	$1,899,000	–	18,138	–	0.82%	–
TLT	New	ISHARES TR20 yr tr bd etf	$1,872,000	–	16,297	–	0.81%	–
CMF	New	ISHARES TRcalif mun bd etf	$1,844,000	–	32,660	–	0.80%	–
CRM	New	SALESFORCE INC	$1,751,000	–	10,612	–	0.76%	–
KLAC	New	KLA CORP	$1,688,000	–	5,289	–	0.73%	–
PEP	New	PEPSICO INC	$1,637,000	–	9,823	–	0.71%	–
ICE	New	INTERCONTINENTAL EXCHANGE IN	$1,627,000	–	17,301	–	0.70%	–
JNJ	New	JOHNSON & JOHNSON	$1,589,000	–	8,952	–	0.69%	–
WMT	New	WALMART INC	$1,584,000	–	13,025	–	0.69%	–
SPTI	New	SPDR SER TRportfli intrmdit	$1,583,000	–	53,730	–	0.68%	–
XLE	New	SELECT SECTOR SPDR TRenergy	$1,529,000	–	21,388	–	0.66%	–
ALL	New	ALLSTATE CORP	$1,508,000	–	11,898	–	0.65%	–
DLTR	New	DOLLAR TREE INC	$1,395,000	–	8,949	–	0.60%	–
IGSB	New	ISHARES TR	$1,387,000	–	27,435	–	0.60%	–
LLY	New	LILLY ELI & CO	$1,376,000	–	4,245	–	0.60%	–
XLI	New	SELECT SECTOR SPDR TRsbi int-inds	$1,340,000	–	15,344	–	0.58%	–
AMZN	New	AMAZON COM INC	$1,326,000	–	12,480	–	0.57%	–
DHR	New	DANAHER CORPORATION	$1,263,000	–	4,980	–	0.55%	–
CVS	New	CVS HEALTH CORP	$1,208,000	–	13,042	–	0.52%	–
ABBV	New	ABBVIE INC	$1,191,000	–	7,777	–	0.52%	–
AXP	New	AMERICAN EXPRESS CO	$1,153,000	–	8,315	–	0.50%	–
XLB	New	SELECT SECTOR SPDR TRsbi materials	$1,130,000	–	15,357	–	0.49%	–
FB	New	META PLATFORMS INCcl a	$1,111,000	–	6,891	–	0.48%	–
XLF	New	SELECT SECTOR SPDR TRfinancial	$1,093,000	–	34,738	–	0.47%	–
GNR	New	SPDR INDEX SHS FDSglb nat resrce	$1,091,000	–	20,940	–	0.47%	–
XLP	New	SELECT SECTOR SPDR TRsbi cons stpls	$1,063,000	–	14,721	–	0.46%	–
INTC	New	INTEL CORP	$1,018,000	–	27,205	–	0.44%	–
ADP	New	AUTOMATIC DATA PROCESSING IN	$1,008,000	–	4,800	–	0.44%	–
CMCSA	New	COMCAST CORP NEWcl a	$993,000	–	25,310	–	0.43%	–
IGIB	New	ISHARES TR	$980,000	–	19,200	–	0.42%	–
XLU	New	SELECT SECTOR SPDR TRsbi int-utils	$974,000	–	13,888	–	0.42%	–
WFC	New	WELLS FARGO CO NEW	$956,000	–	24,400	–	0.41%	–
D	New	DOMINION ENERGY INC	$943,000	–	11,821	–	0.41%	–
HD	New	HOME DEPOT INC	$924,000	–	3,370	–	0.40%	–
AMT	New	AMERICAN TOWER CORP NEW	$923,000	–	3,611	–	0.40%	–
CME	New	CME GROUP INC	$921,000	–	4,500	–	0.40%	–
XLC	New	SELECT SECTOR SPDR TR	$920,000	–	16,950	–	0.40%	–
HYG	New	ISHARES TRiboxx hi yd etf	$903,000	–	12,270	–	0.39%	–
MMC	New	MARSH & MCLENNAN COS INC	$897,000	–	5,775	–	0.39%	–
UNP	New	UNION PAC CORP	$891,000	–	4,176	–	0.39%	–
XLRE	New	SELECT SECTOR SPDR TRrl est sel sec	$886,000	–	21,675	–	0.38%	–
TJX	New	TJX COS INC NEW	$888,000	–	15,900	–	0.38%	–
MDLZ	New	MONDELEZ INTL INCcl a	$880,000	–	14,166	–	0.38%	–
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$873,000	–	13,921	–	0.38%	–
VGT	New	VANGUARD WORLD FDSinf tech etf	$873,000	–	2,672	–	0.38%	–
NVDA	New	NVIDIA CORPORATION	$857,000	–	5,654	–	0.37%	–
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$816,000	–	20,925	–	0.35%	–
SPTL	New	SPDR SER TRportfolio ln tsr	$804,000	–	24,325	–	0.35%	–
VTI	New	VANGUARD INDEX FDStotal stk mkt	$786,000	–	4,167	–	0.34%	–
BRKB	New	BERKSHIRE HATHAWAY INC DELcl b new	$727,000	–	2,664	–	0.32%	–
EL	New	LAUDER ESTEE COS INCcl a	$724,000	–	2,841	–	0.31%	–
PYPL	New	PAYPAL HLDGS INC	$665,000	–	9,517	–	0.29%	–
ADBE	New	ADOBE SYSTEMS INCORPORATED	$637,000	–	1,741	–	0.28%	–
PLD	New	PROLOGIS INC.	$612,000	–	5,200	–	0.26%	–
ZBH	New	ZIMMER BIOMET HOLDINGS INC	$611,000	–	5,818	–	0.26%	–
IBM	New	INTERNATIONAL BUSINESS MACHS	$607,000	–	4,302	–	0.26%	–
ORCL	New	ORACLE CORP	$589,000	–	8,425	–	0.26%	–
NEE	New	NEXTERA ENERGY INC	$586,000	–	7,560	–	0.25%	–
MRK	New	MERCK & CO INC	$577,000	–	6,333	–	0.25%	–
IGLB	New	ISHARES TR10+ yr invst grd	$566,000	–	10,615	–	0.24%	–
VNQ	New	VANGUARD INDEX FDSreal estate etf	$555,000	–	6,095	–	0.24%	–
VIG	New	VANGUARD SPECIALIZED FUNDSdiv app etf	$548,000	–	3,822	–	0.24%	–
J	New	JACOBS ENGR GROUP INC	$528,000	–	4,150	–	0.23%	–
HON	New	HONEYWELL INTL INC	$495,000	–	2,847	–	0.21%	–
MAS	New	MASCO CORP	$492,000	–	9,727	–	0.21%	–
RTX	New	RAYTHEON TECHNOLOGIES CORP	$487,000	–	5,067	–	0.21%	–
VZ	New	VERIZON COMMUNICATIONS INC	$479,000	–	9,442	–	0.21%	–
TPR	New	TAPESTRY INC	$468,000	–	15,320	–	0.20%	–
PWZ	New	INVESCO EXCH TRADED FD TR IIcalif amt mun	$468,000	–	19,250	–	0.20%	–
NSC	New	NORFOLK SOUTHN CORP	$462,000	–	2,032	–	0.20%	–
BA	New	BOEING CO	$455,000	–	3,330	–	0.20%	–
MCD	New	MCDONALDS CORP	$450,000	–	1,824	–	0.20%	–
ATVI	New	ACTIVISION BLIZZARD INC	$420,000	–	5,389	–	0.18%	–
AMD	New	ADVANCED MICRO DEVICES INC	$417,000	–	5,453	–	0.18%	–
USB	New	US BANCORP DEL	$413,000	–	8,968	–	0.18%	–
BLK	New	BLACKROCK INC	$407,000	–	668	–	0.18%	–
CMG	New	CHIPOTLE MEXICAN GRILL INC	$404,000	–	309	–	0.18%	–
BMO	New	BANK MONTREAL QUE	$385,000	–	4,000	–	0.17%	–
FDX	New	FEDEX CORP	$355,000	–	1,566	–	0.15%	–
C	New	CITIGROUP INC	$350,000	–	7,608	–	0.15%	–
MUB	New	ISHARES TRnational mun etf	$344,000	–	3,230	–	0.15%	–
LKOR	New	FLEXSHARES TRcr scored long	$345,000	–	7,705	–	0.15%	–
STIP	New	ISHARES TR0-5 yr tips etf	$335,000	–	3,300	–	0.14%	–
MMM	New	3M CO	$332,000	–	2,569	–	0.14%	–
EEM	New	ISHARES TRmsci emg mkt etf	$331,000	–	8,249	–	0.14%	–
MCO	New	MOODYS CORP	$329,000	–	1,210	–	0.14%	–
FTV	New	FORTIVE CORP	$316,000	–	5,818	–	0.14%	–
BX	New	BLACKSTONE INC	$316,000	–	3,462	–	0.14%	–
COST	New	COSTCO WHSL CORP NEW	$310,000	–	646	–	0.13%	–
VOX	New	VANGUARD WORLD FDS	$303,000	–	3,221	–	0.13%	–
HAL	New	HALLIBURTON CO	$302,000	–	9,625	–	0.13%	–
REZ	New	ISHARES TRresidential mult	$288,000	–	3,600	–	0.12%	–
TFC	New	TRUIST FINL CORP	$279,000	–	5,890	–	0.12%	–
UPS	New	UNITED PARCEL SERVICE INCcl b	$276,000	–	1,510	–	0.12%	–
BAC	New	BK OF AMERICA CORP	$271,000	–	8,694	–	0.12%	–
T	New	AT&T INC	$261,000	–	12,444	–	0.11%	–
BIIB	New	BIOGEN INC	$256,000	–	1,257	–	0.11%	–
BMY	New	BRISTOL-MYERS SQUIBB CO	$253,000	–	3,288	–	0.11%	–
TSLA	New	TESLA INC	$253,000	–	375	–	0.11%	–
DUK	New	DUKE ENERGY CORP NEW	$243,000	–	2,265	–	0.10%	–
SBUX	New	STARBUCKS CORP	$230,000	–	3,011	–	0.10%	–
PANW	New	PALO ALTO NETWORKS INC	$231,000	–	467	–	0.10%	–
CDW	New	CDW CORP	$219,000	–	1,388	–	0.10%	–
TROW	New	PRICE T ROWE GROUP INC	$219,000	–	1,931	–	0.10%	–
ACN	New	ACCENTURE PLC IRELAND	$211,000	–	759	–	0.09%	–
ICSH	New	ISHARES TRblackrock ultra	$210,000	–	4,200	–	0.09%	–
GII	New	SPDR INDEX SHS FDSs&p gblinf etf	$208,000	–	3,898	–	0.09%	–
CSCO	New	CISCO SYS INC	$203,000	–	4,750	–	0.09%	–
REET	New	ISHARES TRglobal reit etf	$201,000	–	8,300	–	0.09%	–

Q4 2021

			Value		Shares		↓ Weighting
DD	Exit	DUPONT DE NEMOURS INC	$0	–	-3,074	–	-0.08%	–
APD	Exit	AIR PRODS & CHEMS INC	$0	–	-825	–	-0.08%	–
GII	Exit	SPDR INDEX SHS FDSs&p gblinf etf	$0	–	-4,008	–	-0.08%	–
LKOR	Exit	FLEXSHARES TRcr scored long	$0	–	-3,575	–	-0.09%	–
HAL	Exit	HALLIBURTON CO	$0	–	-9,975	–	-0.09%	–
VAW	Exit	VANGUARD WORLD FDSmaterials etf	$0	–	-1,262	–	-0.09%	–
BXP	Exit	BOSTON PROPERTIES INC	$0	–	-2,000	–	-0.09%	–
BMY	Exit	BRISTOL-MYERS SQUIBB CO	$0	–	-3,760	–	-0.09%	–
SQ	Exit	SQUARE INCcl a	$0	–	-1,000	–	-0.10%	–
DUK	Exit	DUKE ENERGY CORP NEW	$0	–	-2,500	–	-0.10%	–
VCR	Exit	VANGUARD WORLD FDSconsum dis etf	$0	–	-803	–	-0.10%	–
REET	Exit	ISHARES TRglobal reit etf	$0	–	-9,620	–	-0.11%	–
LQD	Exit	ISHARES TRiboxx inv cp etf	$0	–	-2,050	–	-0.11%	–
FBHS	Exit	FORTUNE BRANDS HOME & SEC IN	$0	–	-3,125	–	-0.11%	–
SPY	Exit	SPDR S&P 500 ETF TRtr unit	$0	–	-665	–	-0.12%	–
UPS	Exit	UNITED PARCEL SERVICE INCcl b	$0	–	-1,560	–	-0.12%	–
TGT	Exit	TARGET CORP	$0	–	-1,241	–	-0.12%	–
TSLA	Exit	TESLA INC	$0	–	-375	–	-0.12%	–
REZ	Exit	ISHARES TRresidential mult	$0	–	-3,600	–	-0.12%	–
IBM	Exit	INTERNATIONAL BUSINESS MACHS	$0	–	-2,235	–	-0.12%	–
	Exit	GENERAL ELECTRIC CO	$0	–	-3,037	–	-0.13%	–
ATVI	Exit	ACTIVISION BLIZZARD INC	$0	–	-4,150	–	-0.13%	–
GSK	Exit	GLAXOSMITHKLINE PLCsponsored adr	$0	–	-8,573	–	-0.13%	–
T	Exit	AT&T INC	$0	–	-12,366	–	-0.14%	–
STIP	Exit	ISHARES TR0-5 yr tips etf	$0	–	-3,300	–	-0.14%	–
SBUX	Exit	STARBUCKS CORP	$0	–	-3,211	–	-0.14%	–
BAC	Exit	BK OF AMERICA CORP	$0	–	-8,442	–	-0.14%	–
IGIB	Exit	ISHARES TR	$0	–	-6,350	–	-0.15%	–
FDX	Exit	FEDEX CORP	$0	–	-1,736	–	-0.15%	–
TROW	Exit	PRICE T ROWE GROUP INC	$0	–	-2,025	–	-0.16%	–
BMO	Exit	BANK MONTREAL QUE	$0	–	-4,000	–	-0.16%	–
HYLB	Exit	DBX ETF TRxtrack usd high	$0	–	-10,147	–	-0.16%	–
MMM	Exit	3M CO	$0	–	-2,319	–	-0.16%	–
PINS	Exit	PINTEREST INCcl a	$0	–	-9,159	–	-0.19%	–
SPTL	Exit	SPDR SER TRportfolio ln tsr	$0	–	-11,375	–	-0.19%	–
MCO	Exit	MOODYS CORP	$0	–	-1,340	–	-0.19%	–
RTX	Exit	RAYTHEON TECHNOLOGIES CORP	$0	–	-5,659	–	-0.20%	–
FTV	Exit	FORTIVE CORP	$0	–	-6,942	–	-0.20%	–
VOX	Exit	VANGUARD WORLD FDS	$0	–	-3,501	–	-0.20%	–
SPTI	Exit	SPDR SER TRportfli intrmdit	$0	–	-15,900	–	-0.21%	–
CMG	Exit	CHIPOTLE MEXICAN GRILL INC	$0	–	-283	–	-0.21%	–
BLK	Exit	BLACKROCK INC	$0	–	-626	–	-0.21%	–
NSC	Exit	NORFOLK SOUTHN CORP	$0	–	-2,298	–	-0.22%	–
C	Exit	CITIGROUP INC	$0	–	-7,860	–	-0.22%	–
CSCO	Exit	CISCO SYS INC	$0	–	-10,350	–	-0.23%	–
NEE	Exit	NEXTERA ENERGY INC	$0	–	-7,385	–	-0.23%	–
MAS	Exit	MASCO CORP	$0	–	-10,467	–	-0.23%	–
TPR	Exit	TAPESTRY INC	$0	–	-15,750	–	-0.24%	–
SCHA	Exit	SCHWAB STRATEGIC TRus sml cap etf	$0	–	-5,955	–	-0.24%	–
MRK	Exit	MERCK & CO INC	$0	–	-8,039	–	-0.24%	–
VIG	Exit	VANGUARD SPECIALIZED FUNDSdiv app etf	$0	–	-3,952	–	-0.24%	–
J	Exit	JACOBS ENGR GROUP INC	$0	–	-4,600	–	-0.25%	–
VNQ	Exit	VANGUARD INDEX FDSreal estate etf	$0	–	-6,123	–	-0.25%	–
MCD	Exit	MCDONALDS CORP	$0	–	-2,609	–	-0.25%	–
SCHM	Exit	SCHWAB STRATEGIC TRus mid-cap etf	$0	–	-8,255	–	-0.26%	–
HON	Exit	HONEYWELL INTL INC	$0	–	-3,048	–	-0.26%	–
PLD	Exit	PROLOGIS INC.	$0	–	-5,200	–	-0.26%	–
VZ	Exit	VERIZON COMMUNICATIONS INC	$0	–	-12,784	–	-0.28%	–
BA	Exit	BOEING CO	$0	–	-3,230	–	-0.29%	–
MUB	Exit	ISHARES TRnational mun etf	$0	–	-6,100	–	-0.29%	–
BRKB	Exit	BERKSHIRE HATHAWAY INC DELcl b new	$0	–	-2,925	–	-0.32%	–
SUB	Exit	ISHARES TRshrt nat mun etf	$0	–	-7,728	–	-0.34%	–
MDLZ	Exit	MONDELEZ INTL INCcl a	$0	–	-14,596	–	-0.34%	–
EL	Exit	LAUDER ESTEE COS INCcl a	$0	–	-2,882	–	-0.35%	–
D	Exit	DOMINION ENERGY INC	$0	–	-11,927	–	-0.35%	–
ABBV	Exit	ABBVIE INC	$0	–	-8,138	–	-0.35%	–
UNP	Exit	UNION PAC CORP	$0	–	-4,475	–	-0.35%	–
EEM	Exit	ISHARES TRmsci emg mkt etf	$0	–	-18,173	–	-0.37%	–
ADBE	Exit	ADOBE SYSTEMS INCORPORATED	$0	–	-1,615	–	-0.38%	–
MMC	Exit	MARSH & MCLENNAN COS INC	$0	–	-6,157	–	-0.38%	–
ORCL	Exit	ORACLE CORP	$0	–	-10,725	–	-0.38%	–
XLP	Exit	SELECT SECTOR SPDR TRsbi cons stpls	$0	–	-13,793	–	-0.38%	–
XLU	Exit	SELECT SECTOR SPDR TRsbi int-utils	$0	–	-14,956	–	-0.38%	–
XLRE	Exit	SELECT SECTOR SPDR TRrl est sel sec	$0	–	-21,468	–	-0.38%	–
DLTR	Exit	DOLLAR TREE INC	$0	–	-10,170	–	-0.39%	–
NVDA	Exit	NVIDIA CORPORATION	$0	–	-4,727	–	-0.40%	–
AMT	Exit	AMERICAN TOWER CORP NEW	$0	–	-3,699	–	-0.40%	–
TJX	Exit	TJX COS INC NEW	$0	–	-15,843	–	-0.42%	–
XLE	Exit	SELECT SECTOR SPDR TRenergy	$0	–	-20,295	–	-0.43%	–
ADP	Exit	AUTOMATIC DATA PROCESSING IN	$0	–	-5,350	–	-0.43%	–
VGT	Exit	VANGUARD WORLD FDSinf tech etf	$0	–	-2,707	–	-0.44%	–
VTI	Exit	VANGUARD INDEX FDStotal stk mkt	$0	–	-5,063	–	-0.45%	–
ZBH	Exit	ZIMMER BIOMET HOLDINGS INC	$0	–	-7,851	–	-0.46%	–
CVS	Exit	CVS HEALTH CORP	$0	–	-13,582	–	-0.46%	–
WFC	Exit	WELLS FARGO CO NEW	$0	–	-24,947	–	-0.47%	–
XLF	Exit	SELECT SECTOR SPDR TRfinancial	$0	–	-31,243	–	-0.47%	–
HD	Exit	HOME DEPOT INC	$0	–	-3,650	–	-0.48%	–
GNR	Exit	SPDR INDEX SHS FDSglb nat resrce	$0	–	-23,340	–	-0.48%	–
XLC	Exit	SELECT SECTOR SPDR TR	$0	–	-14,995	–	-0.48%	–
ACN	Exit	ACCENTURE PLC IRELAND	$0	–	-3,775	–	-0.49%	–
CME	Exit	CME GROUP INC	$0	–	-6,500	–	-0.51%	–
VCIT	Exit	VANGUARD SCOTTSDALE FDSint-term corp	$0	–	-13,946	–	-0.53%	–
IEF	Exit	ISHARES TRbarclays 7 10 yr	$0	–	-11,670	–	-0.54%	–
SPMB	Exit	SPDR SER TRportfli mortgage	$0	–	-52,650	–	-0.55%	–
XLB	Exit	SELECT SECTOR SPDR TRsbi materials	$0	–	-17,177	–	-0.55%	–
USB	Exit	US BANCORP DEL	$0	–	-23,200	–	-0.56%	–
PEP	Exit	PEPSICO INC	$0	–	-9,727	–	-0.59%	–
XLI	Exit	SELECT SECTOR SPDR TRsbi int-inds	$0	–	-15,027	–	-0.59%	–
LLY	Exit	LILLY ELI & CO	$0	–	-6,463	–	-0.60%	–
AXP	Exit	AMERICAN EXPRESS CO	$0	–	-8,951	–	-0.60%	–
JNJ	Exit	JOHNSON & JOHNSON	$0	–	-9,335	–	-0.61%	–
TLT	Exit	ISHARES TR20 yr tr bd etf	$0	–	-10,650	–	-0.62%	–
HYG	Exit	ISHARES TRiboxx hi yd etf	$0	–	-17,744	–	-0.63%	–
CMCSA	Exit	COMCAST CORP NEWcl a	$0	–	-28,100	–	-0.63%	–
INTC	Exit	INTEL CORP	$0	–	-31,005	–	-0.67%	–
KO	Exit	COCA COLA CO	$0	–	-31,825	–	-0.67%	–
DHR	Exit	DANAHER CORPORATION	$0	–	-5,500	–	-0.68%	–
CORP	Exit	PIMCO ETF TRinv grd crp bd	$0	–	-14,835	–	-0.68%	–
GQRE	Exit	FLEXSHARES TRglb qlt r/e idx	$0	–	-27,990	–	-0.74%	–
WMT	Exit	WALMART INC	$0	–	-13,302	–	-0.75%	–
XOM	Exit	EXXON MOBIL CORP	$0	–	-32,852	–	-0.78%	–
KLAC	Exit	KLA CORP	$0	–	-5,841	–	-0.79%	–
SPEM	Exit	SPDR INDEX SHS FDSportfolio emg mk	$0	–	-46,750	–	-0.80%	–
NFRA	Exit	FLEXSHARES TRstoxx globr inf	$0	–	-37,635	–	-0.85%	–
ICE	Exit	INTERCONTINENTAL EXCHANGE IN	$0	–	-18,433	–	-0.85%	–
CAT	Exit	CATERPILLAR INC	$0	–	-11,047	–	-0.86%	–
PYPL	Exit	PAYPAL HLDGS INC	$0	–	-8,201	–	-0.86%	–
AMZN	Exit	AMAZON COM INC	$0	–	-659	–	-0.87%	–
ALL	Exit	ALLSTATE CORP	$0	–	-17,670	–	-0.91%	–
FB	Exit	FACEBOOK INCcl a	$0	–	-6,811	–	-0.93%	–
XLV	Exit	SELECT SECTOR SPDR TRsbi healthcare	$0	–	-18,821	–	-0.97%	–
IEI	Exit	ISHARES TR3 7 yr treas bd	$0	–	-18,932	–	-0.99%	–
EFA	Exit	ISHARES TRmsci eafe etf	$0	–	-34,743	–	-1.09%	–
CVX	Exit	CHEVRON CORP NEW	$0	–	-26,801	–	-1.10%	–
XLY	Exit	SELECT SECTOR SPDR TRsbi cons discr	$0	–	-15,575	–	-1.13%	–
PFE	Exit	PFIZER INC	$0	–	-67,510	–	-1.17%	–
ABT	Exit	ABBOTT LABS	$0	–	-24,586	–	-1.17%	–
JPM	Exit	JPMORGAN CHASE & CO	$0	–	-18,268	–	-1.21%	–
VEU	Exit	VANGUARD INTL EQUITY INDEX Fallwrld ex us	$0	–	-49,081	–	-1.21%	–
CRM	Exit	SALESFORCE COM INC	$0	–	-11,085	–	-1.21%	–
MCHP	Exit	MICROCHIP TECHNOLOGY INC.	$0	–	-19,825	–	-1.23%	–
GUNR	Exit	FLEXSHARES TRmornstar upstr	$0	–	-87,431	–	-1.29%	–
RAVI	Exit	FLEXSHARES TRready acc vari	$0	–	-43,150	–	-1.32%	–
PG	Exit	PROCTER AND GAMBLE CO	$0	–	-24,094	–	-1.36%	–
GOOGL	Exit	ALPHABET INCcap stk cl a	$0	–	-1,329	–	-1.43%	–
XLK	Exit	SELECT SECTOR SPDR TRtechnology	$0	–	-24,207	–	-1.46%	–
DIS	Exit	DISNEY WALT CO	$0	–	-21,478	–	-1.46%	–
SKOR	Exit	FLEXSHARES TRcr scd us bd	$0	–	-71,885	–	-1.56%	–
LOW	Exit	LOWES COS INC	$0	–	-19,245	–	-1.57%	–
SCHB	Exit	SCHWAB STRATEGIC TRus brd mkt etf	$0	–	-42,289	–	-1.77%	–
CMF	Exit	ISHARES TRcalif mun bd etf	$0	–	-72,372	–	-1.81%	–
MBB	Exit	ISHARES TRmbs etf	$0	–	-42,080	–	-1.84%	–
AAPL	Exit	APPLE INC	$0	–	-35,054	–	-2.00%	–
MSFT	Exit	MICROSOFT CORP	$0	–	-18,267	–	-2.08%	–
SCHE	Exit	SCHWAB STRATEGIC TRemrg mkteq etf	$0	–	-169,747	–	-2.09%	–
IJH	Exit	ISHARES TRcore s&p mcp etf	$0	–	-20,802	–	-2.21%	–
IJR	Exit	ISHARES TRcore s&p scp etf	$0	–	-52,026	–	-2.29%	–
MBSD	Exit	FLEXSHARES TRdiscp dur mbs	$0	–	-297,199	–	-2.82%	–
SPDW	Exit	SPDR INDEX SHS FDSportfolio devlpd	$0	–	-233,540	–	-3.41%	–
HYGV	Exit	FLEXSHARES TRhig yld vl etf	$0	–	-174,085	–	-3.50%	–
SCHF	Exit	SCHWAB STRATEGIC TRintl eqty etf	$0	–	-451,612	–	-7.05%	–

Q3 2021

			Value		Shares		↓ Weighting
SCHF	Buy	SCHWAB STRATEGIC TRintl eqty etf	$17,477,000	+0.6%	451,612	+2.6%	7.05%	-2.3%
HYGV	Buy	FLEXSHARES TRhig yld vl etf	$8,676,000	+25.5%	174,085	+26.2%	3.50%	+21.9%
SPDW	Buy	SPDR INDEX SHS FDSportfolio devlpd	$8,456,000	+5.6%	233,540	+7.3%	3.41%	+2.5%
MBSD	Buy	FLEXSHARES TRdiscp dur mbs	$6,984,000	+12.1%	297,199	+12.6%	2.82%	+8.9%
IJR	Sell	ISHARES TRcore s&p scp etf	$5,681,000	-5.6%	52,026	-2.3%	2.29%	-8.3%
IJH	Sell	ISHARES TRcore s&p mcp etf	$5,472,000	-4.2%	20,802	-2.2%	2.21%	-7.0%
SCHE	Buy	SCHWAB STRATEGIC TRemrg mkteq etf	$5,174,000	+4.8%	169,747	+13.1%	2.09%	+1.8%
MSFT	Sell	MICROSOFT CORP	$5,150,000	+2.9%	18,267	-1.1%	2.08%	-0.0%
AAPL	Sell	APPLE INC	$4,960,000	+1.3%	35,054	-2.0%	2.00%	-1.7%
MBB	Buy	ISHARES TRmbs etf	$4,551,000	+40.9%	42,080	+41.0%	1.84%	+36.7%
CMF	Buy	ISHARES TRcalif mun bd etf	$4,492,000	+12.9%	72,372	+13.9%	1.81%	+9.6%
SCHB	Sell	SCHWAB STRATEGIC TRus brd mkt etf	$4,392,000	-7.1%	42,289	-6.7%	1.77%	-9.8%
LOW	Sell	LOWES COS INC	$3,904,000	+1.7%	19,245	-2.7%	1.57%	-1.3%
SKOR	Buy	FLEXSHARES TRcr scd us bd	$3,872,000	+32.8%	71,885	+33.5%	1.56%	+28.9%
DIS	Buy	DISNEY WALT CO	$3,633,000	-3.8%	21,478	+0.0%	1.46%	-6.6%
XLK	Buy	SELECT SECTOR SPDR TRtechnology	$3,615,000	+5.4%	24,207	+4.2%	1.46%	+2.4%
GOOGL	Sell	ALPHABET INCcap stk cl a	$3,553,000	+8.7%	1,329	-0.7%	1.43%	+5.5%
PG	Sell	PROCTER AND GAMBLE CO	$3,368,000	+1.5%	24,094	-2.0%	1.36%	-1.5%
RAVI	Sell	FLEXSHARES TRready acc vari	$3,286,000	-0.3%	43,150	-0.2%	1.32%	-3.1%
GUNR	Buy	FLEXSHARES TRmornstar upstr	$3,200,000	+27.7%	87,431	+33.6%	1.29%	+23.9%
MCHP	Buy	MICROCHIP TECHNOLOGY INC.	$3,043,000	+2.9%	19,825	+0.4%	1.23%	-0.1%
CRM	Sell	SALESFORCE COM INC	$3,006,000	+10.7%	11,085	-0.3%	1.21%	+7.4%
VEU	Sell	VANGUARD INTL EQUITY INDEX Fallwrld ex us	$2,992,000	-10.0%	49,081	-6.5%	1.21%	-12.6%
JPM	Sell	JPMORGAN CHASE & CO	$2,990,000	+5.2%	18,268	-0.0%	1.21%	+2.2%
PFE	Buy	PFIZER INC	$2,904,000	+10.0%	67,510	+0.2%	1.17%	+6.8%
ABT	Sell	ABBOTT LABS	$2,904,000	+1.3%	24,586	-0.5%	1.17%	-1.6%
XLY	Buy	SELECT SECTOR SPDR TRsbi cons discr	$2,795,000	+3.7%	15,575	+3.2%	1.13%	+0.7%
CVX	Sell	CHEVRON CORP NEW	$2,719,000	-4.7%	26,801	-1.6%	1.10%	-7.5%
EFA	Buy	ISHARES TRmsci eafe etf	$2,710,000	-1.0%	34,743	+0.1%	1.09%	-3.9%
IEI	Buy	ISHARES TR3 7 yr treas bd	$2,464,000	+14.0%	18,932	+14.4%	0.99%	+10.8%
XLV	Buy	SELECT SECTOR SPDR TRsbi healthcare	$2,396,000	+3.1%	18,821	+2.0%	0.97%	+0.1%
FB	Sell	FACEBOOK INCcl a	$2,312,000	-2.9%	6,811	-0.5%	0.93%	-5.7%
ALL	Sell	ALLSTATE CORP	$2,250,000	-2.6%	17,670	-0.2%	0.91%	-5.4%
AMZN	Sell	AMAZON COM INC	$2,165,000	-5.5%	659	-1.1%	0.87%	-8.2%
PYPL	Sell	PAYPAL HLDGS INC	$2,134,000	-11.4%	8,201	-0.7%	0.86%	-13.9%
CAT	Buy	CATERPILLAR INC	$2,121,000	-5.2%	11,047	+7.4%	0.86%	-8.0%
ICE	Buy	INTERCONTINENTAL EXCHANGE IN	$2,116,000	-2.4%	18,433	+0.9%	0.85%	-5.2%
NFRA	Buy	FLEXSHARES TRstoxx globr inf	$2,099,000	+9.6%	37,635	+12.9%	0.85%	+6.3%
SPEM	Sell	SPDR INDEX SHS FDSportfolio emg mk	$1,988,000	-9.5%	46,750	-3.1%	0.80%	-12.1%
KLAC	Sell	KLA CORP	$1,954,000	+2.5%	5,841	-0.7%	0.79%	-0.5%
XOM	Sell	EXXON MOBIL CORP	$1,932,000	-7.5%	32,852	-0.7%	0.78%	-10.1%
WMT	Sell	WALMART INC	$1,854,000	-1.9%	13,302	-0.7%	0.75%	-4.7%
GQRE	Buy	FLEXSHARES TRglb qlt r/e idx	$1,848,000	+14.2%	27,990	+15.2%	0.74%	+10.9%
CORP	Sell	PIMCO ETF TRinv grd crp bd	$1,685,000	-5.4%	14,835	-4.7%	0.68%	-8.2%
DHR	Sell	DANAHER CORPORATION	$1,674,000	+9.9%	5,500	-3.1%	0.68%	+6.8%
KO	Sell	COCA COLA CO	$1,670,000	-4.5%	31,825	-1.5%	0.67%	-7.3%
INTC	Buy	INTEL CORP	$1,652,000	-2.9%	31,005	+2.3%	0.67%	-5.8%
CMCSA	Sell	COMCAST CORP NEWcl a	$1,572,000	-2.7%	28,100	-0.8%	0.63%	-5.5%
HYG	Sell	ISHARES TRiboxx hi yd etf	$1,552,000	-1.5%	17,744	-0.8%	0.63%	-4.3%
TLT	Buy	ISHARES TR20 yr tr bd etf	$1,537,000	+123.7%	10,650	+123.7%	0.62%	+117.5%
JNJ	Sell	JOHNSON & JOHNSON	$1,508,000	-4.0%	9,335	-2.1%	0.61%	-6.7%
LLY	Sell	LILLY ELI & CO	$1,493,000	-0.7%	6,463	-1.3%	0.60%	-3.5%
XLI	Buy	SELECT SECTOR SPDR TRsbi int-inds	$1,470,000	-2.5%	15,027	+2.0%	0.59%	-5.3%
PEP	Sell	PEPSICO INC	$1,463,000	+1.2%	9,727	-0.3%	0.59%	-1.7%
XLB	Sell	SELECT SECTOR SPDR TRsbi materials	$1,359,000	-3.9%	17,177	-0.0%	0.55%	-6.6%
SPMB	Sell	SPDR SER TRportfli mortgage	$1,354,000	-29.3%	52,650	-28.9%	0.55%	-31.4%
IEF	Buy	ISHARES TRbarclays 7 10 yr	$1,345,000	+151.4%	11,670	+152.1%	0.54%	+144.1%
VCIT	Sell	VANGUARD SCOTTSDALE FDSint-term corp	$1,317,000	-20.5%	13,946	-20.0%	0.53%	-22.8%
ACN	Sell	ACCENTURE PLC IRELAND	$1,208,000	+8.3%	3,775	-0.2%	0.49%	+5.2%
XLC	Buy	SELECT SECTOR SPDR TR	$1,201,000	+6.2%	14,995	+7.4%	0.48%	+3.0%
GNR	Sell	SPDR INDEX SHS FDSglb nat resrce	$1,199,000	-6.5%	23,340	-3.5%	0.48%	-9.2%
HD	Buy	HOME DEPOT INC	$1,198,000	+6.3%	3,650	+3.3%	0.48%	+3.2%
XLF	Buy	SELECT SECTOR SPDR TRfinancial	$1,173,000	+14.4%	31,243	+11.8%	0.47%	+11.0%
WFC	Sell	WELLS FARGO CO NEW	$1,158,000	+1.8%	24,947	-0.6%	0.47%	-1.1%
CVS	Buy	CVS HEALTH CORP	$1,153,000	+1.9%	13,582	+0.1%	0.46%	-1.1%
ZBH	Buy	ZIMMER BIOMET HOLDINGS INC	$1,149,000	-6.2%	7,851	+3.0%	0.46%	-9.0%
VTI	Sell	VANGUARD INDEX FDStotal stk mkt	$1,124,000	-4.1%	5,063	-3.7%	0.45%	-7.0%
VGT	Buy	VANGUARD WORLD FDSinf tech etf	$1,086,000	+8.9%	2,707	+8.3%	0.44%	+5.8%
ADP	Sell	AUTOMATIC DATA PROCESSING IN	$1,070,000	-0.3%	5,350	-0.9%	0.43%	-3.4%
XLE	Buy	SELECT SECTOR SPDR TRenergy	$1,057,000	+6.6%	20,295	+10.2%	0.43%	+3.4%
TJX	Sell	TJX COS INC NEW	$1,045,000	-5.5%	15,843	-3.4%	0.42%	-8.3%
AMT	Sell	AMERICAN TOWER CORP NEW	$982,000	-3.0%	3,699	-1.3%	0.40%	-5.7%
NVDA	Buy	NVIDIA CORPORATION	$979,000	+6.0%	4,727	+309.3%	0.40%	+2.9%
DLTR	Buy	DOLLAR TREE INC	$973,000	-1.9%	10,170	+2.1%	0.39%	-4.9%
XLU	Sell	SELECT SECTOR SPDR TRsbi int-utils	$955,000	-10.1%	14,956	-11.0%	0.38%	-12.7%
XLRE	Sell	SELECT SECTOR SPDR TRrl est sel sec	$954,000	-1.3%	21,468	-1.6%	0.38%	-4.2%
XLP	Buy	SELECT SECTOR SPDR TRsbi cons stpls	$950,000	+1.2%	13,793	+2.8%	0.38%	-1.8%
ORCL	Sell	ORACLE CORP	$934,000	-33.4%	10,725	-40.5%	0.38%	-35.2%
MMC	Sell	MARSH & MCLENNAN COS INC	$932,000	+7.2%	6,157	-0.3%	0.38%	+4.2%
ADBE	Buy	ADOBE SYSTEMS INCORPORATED	$930,000	+0.9%	1,615	+2.5%	0.38%	-2.1%
EEM	Buy	ISHARES TRmsci emg mkt etf	$916,000	+111.5%	18,173	+131.6%	0.37%	+105.0%
UNP	Sell	UNION PAC CORP	$877,000	-11.9%	4,475	-1.1%	0.35%	-14.3%
ABBV	Sell	ABBVIE INC	$878,000	-6.0%	8,138	-1.8%	0.35%	-8.8%
D	Sell	DOMINION ENERGY INC	$871,000	-6.8%	11,927	-6.2%	0.35%	-9.5%
EL	Sell	LAUDER ESTEE COS INCcl a	$864,000	-7.0%	2,882	-1.3%	0.35%	-9.8%
MDLZ	Sell	MONDELEZ INTL INCcl a	$849,000	-9.2%	14,596	-2.6%	0.34%	-11.9%
SUB	Buy	ISHARES TRshrt nat mun etf	$831,000	+43.3%	7,728	+43.7%	0.34%	+39.0%
BRKB	Buy	BERKSHIRE HATHAWAY INC DELcl b new	$798,000	-0.2%	2,925	+1.6%	0.32%	-3.0%
BA	Buy	BOEING CO	$710,000	+8.1%	3,230	+17.7%	0.29%	+4.8%
VZ	Sell	VERIZON COMMUNICATIONS INC	$690,000	-4.2%	12,784	-0.6%	0.28%	-7.0%
HON	Sell	HONEYWELL INTL INC	$647,000	-9.5%	3,048	-6.5%	0.26%	-12.1%
SCHM	Buy	SCHWAB STRATEGIC TRus mid-cap etf	$633,000	+24.6%	8,255	+27.2%	0.26%	+20.9%
MCD	Sell	MCDONALDS CORP	$629,000	-0.5%	2,609	-4.6%	0.25%	-3.1%
J	Sell	JACOBS ENGR GROUP INC	$610,000	-2.7%	4,600	-2.1%	0.25%	-5.4%
VIG	Buy	VANGUARD SPECIALIZED FUNDSdiv app etf	$607,000	+2.0%	3,952	+2.9%	0.24%	-0.8%
MRK	Sell	MERCK & CO INC	$604,000	-4.6%	8,039	-1.2%	0.24%	-7.2%
SCHA	Buy	SCHWAB STRATEGIC TRus sml cap etf	$596,000	+16.9%	5,955	+21.7%	0.24%	+13.2%
TPR	Sell	TAPESTRY INC	$583,000	-16.1%	15,750	-1.5%	0.24%	-18.7%
NEE	Buy	NEXTERA ENERGY INC	$580,000	+27.8%	7,385	+19.1%	0.23%	+23.8%
MAS	Sell	MASCO CORP	$581,000	-12.4%	10,467	-7.1%	0.23%	-14.9%
CSCO	Buy	CISCO SYS INC	$563,000	+72.7%	10,350	+68.3%	0.23%	+68.1%
C	Buy	CITIGROUP INC	$552,000	+0.4%	7,860	+1.1%	0.22%	-2.2%
NSC	Sell	NORFOLK SOUTHN CORP	$550,000	-12.8%	2,298	-3.3%	0.22%	-15.3%
BLK	Buy	BLACKROCK INC	$525,000	-2.2%	626	+2.0%	0.21%	-4.9%
SPTI	Buy	SPDR SER TRportfli intrmdit	$514,000	+8.4%	15,900	+8.5%	0.21%	+5.1%
CMG	Sell	CHIPOTLE MEXICAN GRILL INC	$514,000	+14.0%	283	-2.7%	0.21%	+10.7%
FTV	Sell	FORTIVE CORP	$490,000	-10.3%	6,942	-11.3%	0.20%	-12.8%
RTX	Sell	RAYTHEON TECHNOLOGIES CORP	$486,000	-8.5%	5,659	-9.0%	0.20%	-11.3%
MCO	Sell	MOODYS CORP	$476,000	-3.4%	1,340	-1.5%	0.19%	-6.3%
SPTL	Buy	SPDR SER TRportfolio ln tsr	$470,000	+33.1%	11,375	+33.0%	0.19%	+29.3%
HYLB	Sell	DBX ETF TRxtrack usd high	$407,000	-0.7%	10,147	-0.2%	0.16%	-3.5%
IGIB	Buy	ISHARES TR	$381,000	+29.6%	6,350	+30.9%	0.15%	+26.2%
FDX	New	FEDEX CORP	$381,000	–	1,736	–	0.15%	–
BAC	Sell	BK OF AMERICA CORP	$358,000	+0.3%	8,442	-2.4%	0.14%	-2.7%
SBUX	Sell	STARBUCKS CORP	$354,000	-10.6%	3,211	-9.4%	0.14%	-12.8%
T	Buy	AT&T INC	$334,000	-5.4%	12,366	+0.8%	0.14%	-8.2%
GSK	Buy	GLAXOSMITHKLINE PLCsponsored adr	$328,000	+5.1%	8,573	+9.5%	0.13%	+1.5%
ATVI	Buy	ACTIVISION BLIZZARD INC	$321,000	-6.4%	4,150	+15.4%	0.13%	-9.2%
	New	GENERAL ELECTRIC CO	$313,000	–	3,037	–	0.13%	–
IBM	Sell	INTERNATIONAL BUSINESS MACHS	$311,000	-12.9%	2,235	-8.2%	0.12%	-15.5%
UPS	Sell	UNITED PARCEL SERVICE INCcl b	$284,000	-17.7%	1,560	-6.0%	0.12%	-19.6%
SPY	Sell	SPDR S&P 500 ETF TRtr unit	$285,000	-8.4%	665	-8.4%	0.12%	-10.9%
DUK	Sell	DUKE ENERGY CORP NEW	$244,000	-28.2%	2,500	-27.4%	0.10%	-30.5%
SQ	New	SQUARE INCcl a	$240,000	–	1,000	–	0.10%	–
BMY	Sell	BRISTOL-MYERS SQUIBB CO	$222,000	-24.2%	3,760	-14.3%	0.09%	-26.2%
VAW	Sell	VANGUARD WORLD FDSmaterials etf	$219,000	-4.8%	1,262	-0.9%	0.09%	-8.3%
HAL	Sell	HALLIBURTON CO	$216,000	-10.7%	9,975	-4.8%	0.09%	-13.0%
LKOR	New	FLEXSHARES TRcr scored long	$214,000	–	3,575	–	0.09%	–
XRX	Exit	XEROX HOLDINGS CORP	$0	–	-9,823	–	-0.10%	–
GOOG	Exit	ALPHABET INCcap stk cl c	$0	–	-93	–	-0.10%	–
GE	Exit	GENERAL ELECTRIC CO	$0	–	-27,130	–	-0.15%	–

Q2 2021

			Value		Shares		↓ Weighting
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$17,371,000	–	440,327	–	7.21%	–
SPDW	New	SPDR INDEX SHS FDSportfolio devlpd	$8,009,000	–	217,690	–	3.33%	–
HYGV	New	FLEXSHARES TRhig yld vl etf	$6,913,000	–	137,928	–	2.87%	–
MBSD	New	FLEXSHARES TRdiscp dur mbs	$6,229,000	–	264,050	–	2.59%	–
IJR	New	ISHARES TRcore s&p scp etf	$6,018,000	–	53,266	–	2.50%	–
IJH	New	ISHARES TRcore s&p mcp etf	$5,714,000	–	21,262	–	2.37%	–
MSFT	New	MICROSOFT CORP	$5,003,000	–	18,467	–	2.08%	–
SCHE	New	SCHWAB STRATEGIC TRemrg mkteq etf	$4,935,000	–	150,078	–	2.05%	–
AAPL	New	APPLE INC	$4,897,000	–	35,754	–	2.03%	–
SCHB	New	SCHWAB STRATEGIC TRus brd mkt etf	$4,726,000	–	45,325	–	1.96%	–
CMF	New	ISHARES TRcalif mun bd etf	$3,980,000	–	63,559	–	1.65%	–
LOW	New	LOWES COS INC	$3,838,000	–	19,785	–	1.59%	–
DIS	New	DISNEY WALT CO	$3,775,000	–	21,476	–	1.57%	–
XLK	New	SELECT SECTOR SPDR TRtechnology	$3,430,000	–	23,232	–	1.42%	–
VEU	New	VANGUARD INTL EQUITY INDEX Fallwrld ex us	$3,326,000	–	52,466	–	1.38%	–
PG	New	PROCTER AND GAMBLE CO	$3,318,000	–	24,594	–	1.38%	–
RAVI	New	FLEXSHARES TRready acc vari	$3,295,000	–	43,250	–	1.37%	–
GOOGL	New	ALPHABET INCcap stk cl a	$3,270,000	–	1,339	–	1.36%	–
MBB	New	ISHARES TRmbs etf	$3,231,000	–	29,850	–	1.34%	–
MCHP	New	MICROCHIP TECHNOLOGY INC.	$2,957,000	–	19,745	–	1.23%	–
SKOR	New	FLEXSHARES TRcr scd us bd	$2,915,000	–	53,838	–	1.21%	–
ABT	New	ABBOTT LABS	$2,866,000	–	24,720	–	1.19%	–
CVX	New	CHEVRON CORP NEW	$2,854,000	–	27,246	–	1.18%	–
JPM	New	JPMORGAN CHASE & CO	$2,842,000	–	18,270	–	1.18%	–
EFA	New	ISHARES TRmsci eafe etf	$2,738,000	–	34,713	–	1.14%	–
CRM	New	SALESFORCE COM INC	$2,716,000	–	11,118	–	1.13%	–
XLY	New	SELECT SECTOR SPDR TRsbi cons discr	$2,695,000	–	15,095	–	1.12%	–
PFE	New	PFIZER INC	$2,639,000	–	67,390	–	1.10%	–
GUNR	New	FLEXSHARES TRmornstar upstr	$2,506,000	–	65,453	–	1.04%	–
PYPL	New	PAYPAL HLDGS INC	$2,408,000	–	8,261	–	1.00%	–
FB	New	FACEBOOK INCcl a	$2,380,000	–	6,845	–	0.99%	–
XLV	New	SELECT SECTOR SPDR TRsbi healthcare	$2,323,000	–	18,443	–	0.96%	–
ALL	New	ALLSTATE CORP	$2,309,000	–	17,705	–	0.96%	–
AMZN	New	AMAZON COM INC	$2,291,000	–	666	–	0.95%	–
CAT	New	CATERPILLAR INC	$2,238,000	–	10,284	–	0.93%	–
SPEM	New	SPDR INDEX SHS FDSportfolio emg mk	$2,196,000	–	48,265	–	0.91%	–
ICE	New	INTERCONTINENTAL EXCHANGE IN	$2,168,000	–	18,261	–	0.90%	–
IEI	New	ISHARES TR3 7 yr treas bd	$2,161,000	–	16,553	–	0.90%	–
XOM	New	EXXON MOBIL CORP	$2,088,000	–	33,097	–	0.87%	–
SPMB	New	SPDR SER TRportfli mortgage	$1,916,000	–	74,100	–	0.80%	–
NFRA	New	FLEXSHARES TRstoxx globr inf	$1,916,000	–	33,346	–	0.80%	–
KLAC	New	KLA CORP	$1,907,000	–	5,881	–	0.79%	–
WMT	New	WALMART INC	$1,890,000	–	13,402	–	0.78%	–
CORP	New	PIMCO ETF TRinv grd crp bd	$1,782,000	–	15,570	–	0.74%	–
KO	New	COCA COLA CO	$1,748,000	–	32,305	–	0.73%	–
INTC	New	INTEL CORP	$1,702,000	–	30,310	–	0.71%	–
VCIT	New	VANGUARD SCOTTSDALE FDSint-term corp	$1,657,000	–	17,431	–	0.69%	–
GQRE	New	FLEXSHARES TRglb qlt r/e idx	$1,618,000	–	24,300	–	0.67%	–
CMCSA	New	COMCAST CORP NEWcl a	$1,616,000	–	28,335	–	0.67%	–
HYG	New	ISHARES TRiboxx hi yd etf	$1,575,000	–	17,894	–	0.65%	–
JNJ	New	JOHNSON & JOHNSON	$1,571,000	–	9,535	–	0.65%	–
DHR	New	DANAHER CORPORATION	$1,523,000	–	5,675	–	0.63%	–
XLI	New	SELECT SECTOR SPDR TRsbi int-inds	$1,508,000	–	14,726	–	0.63%	–
LLY	New	LILLY ELI & CO	$1,503,000	–	6,550	–	0.62%	–
AXP	New	AMERICAN EXPRESS CO	$1,479,000	–	8,951	–	0.61%	–
PEP	New	PEPSICO INC	$1,445,000	–	9,752	–	0.60%	–
XLB	New	SELECT SECTOR SPDR TRsbi materials	$1,414,000	–	17,182	–	0.59%	–
ORCL	New	ORACLE CORP	$1,402,000	–	18,015	–	0.58%	–
CME	New	CME GROUP INC	$1,382,000	–	6,500	–	0.57%	–
USB	New	US BANCORP DEL	$1,322,000	–	23,200	–	0.55%	–
GNR	New	SPDR INDEX SHS FDSglb nat resrce	$1,282,000	–	24,180	–	0.53%	–
ZBH	New	ZIMMER BIOMET HOLDINGS INC	$1,225,000	–	7,619	–	0.51%	–
VTI	New	VANGUARD INDEX FDStotal stk mkt	$1,172,000	–	5,258	–	0.49%	–
WFC	New	WELLS FARGO CO NEW	$1,137,000	–	25,097	–	0.47%	–
XLC	New	SELECT SECTOR SPDR TR	$1,131,000	–	13,965	–	0.47%	–
CVS	New	CVS HEALTH CORP	$1,132,000	–	13,567	–	0.47%	–
HD	New	HOME DEPOT INC	$1,127,000	–	3,535	–	0.47%	–
ACN	New	ACCENTURE PLC IRELAND	$1,115,000	–	3,783	–	0.46%	–
TJX	New	TJX COS INC NEW	$1,106,000	–	16,400	–	0.46%	–
ADP	New	AUTOMATIC DATA PROCESSING IN	$1,073,000	–	5,400	–	0.45%	–
XLU	New	SELECT SECTOR SPDR TRsbi int-utils	$1,062,000	–	16,801	–	0.44%	–
XLF	New	SELECT SECTOR SPDR TRsbi int-finl	$1,025,000	–	27,938	–	0.43%	–
AMT	New	AMERICAN TOWER CORP NEW	$1,012,000	–	3,746	–	0.42%	–
VGT	New	VANGUARD WORLD FDSinf tech etf	$997,000	–	2,500	–	0.41%	–
UNP	New	UNION PAC CORP	$995,000	–	4,525	–	0.41%	–
XLE	New	SELECT SECTOR SPDR TRenergy	$992,000	–	18,410	–	0.41%	–
DLTR	New	DOLLAR TREE INC	$992,000	–	9,965	–	0.41%	–
XLRE	New	SELECT SECTOR SPDR TRrl est sel sec	$967,000	–	21,822	–	0.40%	–
XLP	New	SELECT SECTOR SPDR TRsbi cons stpls	$939,000	–	13,417	–	0.39%	–
D	New	DOMINION ENERGY INC	$935,000	–	12,715	–	0.39%	–
ABBV	New	ABBVIE INC	$934,000	–	8,288	–	0.39%	–
MDLZ	New	MONDELEZ INTL INCcl a	$935,000	–	14,978	–	0.39%	–
EL	New	LAUDER ESTEE COS INCcl a	$929,000	–	2,920	–	0.39%	–
NVDA	New	NVIDIA CORPORATION	$924,000	–	1,155	–	0.38%	–
ADBE	New	ADOBE SYSTEMS INCORPORATED	$922,000	–	1,575	–	0.38%	–
MMC	New	MARSH & MCLENNAN COS INC	$869,000	–	6,174	–	0.36%	–
BRKB	New	BERKSHIRE HATHAWAY INC DELcl b new	$800,000	–	2,880	–	0.33%	–
PINS	New	PINTEREST INCcl a	$723,000	–	9,159	–	0.30%	–
VZ	New	VERIZON COMMUNICATIONS INC	$720,000	–	12,859	–	0.30%	–
MUB	New	ISHARES TRnational mun etf	$715,000	–	6,100	–	0.30%	–
HON	New	HONEYWELL INTL INC	$715,000	–	3,259	–	0.30%	–
TPR	New	TAPESTRY INC	$695,000	–	15,985	–	0.29%	–
TLT	New	ISHARES TR20 yr tr bd etf	$687,000	–	4,760	–	0.28%	–
MAS	New	MASCO CORP	$663,000	–	11,262	–	0.28%	–
BA	New	BOEING CO	$657,000	–	2,744	–	0.27%	–
MRK	New	MERCK & CO. INC	$633,000	–	8,139	–	0.26%	–
MCD	New	MCDONALDS CORP	$632,000	–	2,734	–	0.26%	–
NSC	New	NORFOLK SOUTHN CORP	$631,000	–	2,376	–	0.26%	–
J	New	JACOBS ENGR GROUP INC	$627,000	–	4,700	–	0.26%	–
VNQ	New	VANGUARD INDEX FDSreal estate etf	$623,000	–	6,123	–	0.26%	–
PLD	New	PROLOGIS INC.	$622,000	–	5,200	–	0.26%	–
VIG	New	VANGUARD SPECIALIZED FUNDSdiv app etf	$595,000	–	3,842	–	0.25%	–
SUB	New	ISHARES TRshrt nat mun etf	$580,000	–	5,378	–	0.24%	–
C	New	CITIGROUP INC	$550,000	–	7,775	–	0.23%	–
FTV	New	FORTIVE CORP	$546,000	–	7,822	–	0.23%	–
BLK	New	BLACKROCK INC	$537,000	–	614	–	0.22%	–
IEF	New	ISHARES TRbarclays 7 10 yr	$535,000	–	4,630	–	0.22%	–
RTX	New	RAYTHEON TECHNOLOGIES CORP	$531,000	–	6,222	–	0.22%	–
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$510,000	–	4,895	–	0.21%	–
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$508,000	–	6,490	–	0.21%	–
VOX	New	VANGUARD WORLD FDS	$504,000	–	3,501	–	0.21%	–
MCO	New	MOODYS CORP	$493,000	–	1,360	–	0.20%	–
SPTI	New	SPDR SER TRportfli intrmdit	$474,000	–	14,650	–	0.20%	–
MMM	New	3M CO	$461,000	–	2,319	–	0.19%	–
NEE	New	NEXTERA ENERGY INC	$454,000	–	6,200	–	0.19%	–
CMG	New	CHIPOTLE MEXICAN GRILL INC	$451,000	–	291	–	0.19%	–
EEM	New	ISHARES TRmsci emg mkt etf	$433,000	–	7,848	–	0.18%	–
HYLB	New	DBX ETF TRxtrack usd high	$410,000	–	10,165	–	0.17%	–
BMO	New	BANK MONTREAL QUE	$410,000	–	4,000	–	0.17%	–
TROW	New	PRICE T ROWE GROUP INC	$401,000	–	2,025	–	0.17%	–
SBUX	New	STARBUCKS CORP	$396,000	–	3,546	–	0.16%	–
GE	New	GENERAL ELECTRIC CO	$365,000	–	27,130	–	0.15%	–
BAC	New	BK OF AMERICA CORP	$357,000	–	8,654	–	0.15%	–
IBM	New	INTERNATIONAL BUSINESS MACHS	$357,000	–	2,435	–	0.15%	–
T	New	AT&T INC	$353,000	–	12,273	–	0.15%	–
SPTL	New	SPDR SER TRportfolio ln tsr	$353,000	–	8,550	–	0.15%	–
STIP	New	ISHARES TR0-5 yr tips etf	$351,000	–	3,300	–	0.15%	–
UPS	New	UNITED PARCEL SERVICE INCcl b	$345,000	–	1,660	–	0.14%	–
ATVI	New	ACTIVISION BLIZZARD INC	$343,000	–	3,595	–	0.14%	–
DUK	New	DUKE ENERGY CORP NEW	$340,000	–	3,445	–	0.14%	–
CSCO	New	CISCO SYS INC	$326,000	–	6,150	–	0.14%	–
GSK	New	GLAXOSMITHKLINE PLCsponsored adr	$312,000	–	7,830	–	0.13%	–
FBHS	New	FORTUNE BRANDS HOME & SEC IN	$311,000	–	3,125	–	0.13%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$311,000	–	726	–	0.13%	–
TGT	New	TARGET CORP	$300,000	–	1,241	–	0.12%	–
REZ	New	ISHARES TRresidential mult	$300,000	–	3,600	–	0.12%	–
BMY	New	BRISTOL-MYERS SQUIBB CO	$293,000	–	4,386	–	0.12%	–
IGIB	New	ISHARES TR	$294,000	–	4,850	–	0.12%	–
LQD	New	ISHARES TRiboxx inv cp etf	$275,000	–	2,050	–	0.11%	–
REET	New	ISHARES TRglobal reit etf	$267,000	–	9,620	–	0.11%	–
TSLA	New	TESLA INC	$255,000	–	375	–	0.11%	–
VCR	New	VANGUARD WORLD FDSconsum dis etf	$252,000	–	803	–	0.10%	–
HAL	New	HALLIBURTON CO	$242,000	–	10,475	–	0.10%	–
DD	New	DUPONT DE NEMOURS INC	$238,000	–	3,074	–	0.10%	–
APD	New	AIR PRODS & CHEMS INC	$237,000	–	825	–	0.10%	–
GOOG	New	ALPHABET INCcap stk cl c	$233,000	–	93	–	0.10%	–
VAW	New	VANGUARD WORLD FDSmaterials etf	$230,000	–	1,273	–	0.10%	–
XRX	New	XEROX HOLDINGS CORP	$231,000	–	9,823	–	0.10%	–
BXP	New	BOSTON PROPERTIES INC	$229,000	–	2,000	–	0.10%	–
GII	New	SPDR INDEX SHS FDSs&p gblinf etf	$209,000	–	4,008	–	0.09%	–

Q4 2020

			Value		Shares		↓ Weighting
HAL	Exit	HALLIBURTON CO	$0	–	-11,650	–	-0.08%	–
GE	Exit	GENERAL ELECTRIC CO	$0	–	-27,905	–	-0.10%	–
XRX	Exit	XEROX HOLDINGS CORP	$0	–	-10,353	–	-0.11%	–
TGT	Exit	TARGET CORP	$0	–	-1,271	–	-0.11%	–
TXN	Exit	TEXAS INSTRS INC	$0	–	-1,450	–	-0.12%	–
BAC	Exit	BK OF AMERICA CORP	$0	–	-8,942	–	-0.12%	–
REZ	Exit	ISHARES TRresidential mult	$0	–	-3,600	–	-0.12%	–
BMO	Exit	BANK MONTREAL QUE	$0	–	-4,000	–	-0.13%	–
APD	Exit	AIR PRODS & CHEMS INC	$0	–	-825	–	-0.14%	–
TLT	Exit	ISHARES TR20 yr tr bd etf	$0	–	-1,515	–	-0.14%	–
GII	Exit	SPDR INDEX SHS FDSs&p gblinf etf	$0	–	-5,580	–	-0.14%	–
GOOG	Exit	ALPHABET INCcap stk cl c	$0	–	-171	–	-0.14%	–
RWO	Exit	SPDR INDEX SHS FDSdj glb rl es etf	$0	–	-6,567	–	-0.14%	–
SCHA	Exit	SCHWAB STRATEGIC TRus sml cap etf	$0	–	-3,875	–	-0.15%	–
TSLA	Exit	TESLA INC	$0	–	-625	–	-0.15%	–
FBHS	Exit	FORTUNE BRANDS HOME & SEC IN	$0	–	-3,173	–	-0.15%	–
REET	Exit	ISHARES TRglobal reit etf	$0	–	-13,620	–	-0.16%	–
UPS	Exit	UNITED PARCEL SERVICE INCcl b	$0	–	-1,775	–	-0.16%	–
IGIB	Exit	ISHARES TR	$0	–	-4,850	–	-0.16%	–
SCHM	Exit	SCHWAB STRATEGIC TRus mid-cap etf	$0	–	-5,350	–	-0.17%	–
CSCO	Exit	CISCO SYS INC	$0	–	-7,650	–	-0.17%	–
LQD	Exit	ISHARES TRiboxx inv cp etf	$0	–	-2,250	–	-0.17%	–
IEF	Exit	ISHARES TRbarclays 7 10 yr	$0	–	-2,535	–	-0.17%	–
ADBE	Exit	ADOBE SYSTEMS INCORPORATED	$0	–	-633	–	-0.17%	–
TPR	Exit	TAPESTRY INC	$0	–	-19,975	–	-0.17%	–
DUK	Exit	DUKE ENERGY CORP NEW	$0	–	-3,595	–	-0.18%	–
BMY	Exit	BRISTOL-MYERS SQUIBB CO	$0	–	-5,481	–	-0.18%	–
IBM	Exit	INTERNATIONAL BUSINESS MACHS	$0	–	-2,810	–	-0.19%	–
STIP	Exit	ISHARES TR0-5 yr tips etf	$0	–	-3,300	–	-0.19%	–
SPY	Exit	SPDR S&P 500 ETF TRtr unit	$0	–	-1,031	–	-0.19%	–
EEM	Exit	ISHARES TRmsci emg mkt etf	$0	–	-7,848	–	-0.19%	–
SUB	Exit	ISHARES TRshrt nat mun etf	$0	–	-3,278	–	-0.20%	–
T	Exit	AT&T INC	$0	–	-12,532	–	-0.20%	–
MMM	Exit	3M CO	$0	–	-2,319	–	-0.21%	–
RTX	Exit	RAYTHEON TECHNOLOGIES CORP	$0	–	-6,622	–	-0.21%	–
ALXN	Exit	ALEXION PHARMACEUTICALS INC	$0	–	-3,330	–	-0.21%	–
SBUX	Exit	STARBUCKS CORP	$0	–	-4,671	–	-0.22%	–
XLE	Exit	SELECT SECTOR SPDR TRenergy	$0	–	-13,783	–	-0.23%	–
BA	Exit	BOEING CO	$0	–	-2,525	–	-0.23%	–
VOX	Exit	VANGUARD WORLD FDS	$0	–	-4,226	–	-0.24%	–
J	Exit	JACOBS ENGR GROUP INC	$0	–	-4,800	–	-0.25%	–
NEE	Exit	NEXTERA ENERGY INC	$0	–	-1,600	–	-0.25%	–
TROW	Exit	PRICE T ROWE GROUP INC	$0	–	-3,600	–	-0.26%	–
MCO	Exit	MOODYS CORP	$0	–	-1,602	–	-0.26%	–
VNQ	Exit	VANGUARD INDEX FDSreal estate etf	$0	–	-6,123	–	-0.27%	–
VIG	Exit	VANGUARD SPECIALIZED FUNDSdiv app etf	$0	–	-3,842	–	-0.28%	–
NSC	Exit	NORFOLK SOUTHN CORP	$0	–	-2,330	–	-0.28%	–
HON	Exit	HONEYWELL INTL INC	$0	–	-3,120	–	-0.29%	–
PLD	Exit	PROLOGIS INC.	$0	–	-5,200	–	-0.29%	–
GQRE	Exit	FLEXSHARES TRglb qlt r/e idx	$0	–	-10,284	–	-0.30%	–
MAS	Exit	MASCO CORP	$0	–	-10,772	–	-0.33%	–
FTV	Exit	FORTIVE CORP	$0	–	-8,112	–	-0.34%	–
HYLB	Exit	DBX ETF TRxtrack usd high	$0	–	-12,940	–	-0.35%	–
C	Exit	CITIGROUP INC	$0	–	-14,520	–	-0.35%	–
MCD	Exit	MCDONALDS CORP	$0	–	-2,868	–	-0.35%	–
BRKB	Exit	BERKSHIRE HATHAWAY INC DELcl b new	$0	–	-2,977	–	-0.35%	–
EL	Exit	LAUDER ESTEE COS INCcl a	$0	–	-3,230	–	-0.39%	–
MUB	Exit	ISHARES TRnational mun etf	$0	–	-6,100	–	-0.40%	–
MMC	Exit	MARSH & MCLENNAN COS INC	$0	–	-6,190	–	-0.40%	–
XLF	Exit	SELECT SECTOR SPDR TRsbi int-finl	$0	–	-30,308	–	-0.41%	–
MRK	Exit	MERCK & CO. INC	$0	–	-8,835	–	-0.41%	–
ABBV	Exit	ABBVIE INC	$0	–	-8,606	–	-0.42%	–
GSK	Exit	GLAXOSMITHKLINE PLCsponsored adr	$0	–	-20,231	–	-0.42%	–
ADP	Exit	AUTOMATIC DATA PROCESSING IN	$0	–	-5,600	–	-0.44%	–
WFC	Exit	WELLS FARGO CO NEW	$0	–	-33,755	–	-0.44%	–
CVS	Exit	CVS HEALTH CORP	$0	–	-13,600	–	-0.44%	–
IEI	Exit	ISHARES TR3 7 yr treas bd	$0	–	-5,975	–	-0.44%	–
ACN	Exit	ACCENTURE PLC IRELAND	$0	–	-3,573	–	-0.45%	–
VGT	Exit	VANGUARD WORLD FDSinf tech etf	$0	–	-2,600	–	-0.45%	–
USB	Exit	US BANCORP DEL	$0	–	-23,200	–	-0.46%	–
MDLZ	Exit	MONDELEZ INTL INCcl a	$0	–	-15,207	–	-0.49%	–
NFRA	Exit	FLEXSHARES TRstoxx globr inf	$0	–	-17,824	–	-0.50%	–
UNP	Exit	UNION PAC CORP	$0	–	-4,525	–	-0.50%	–
TJX	Exit	TJX COS INC NEW	$0	–	-16,125	–	-0.50%	–
DLTR	Exit	DOLLAR TREE INC	$0	–	-9,895	–	-0.50%	–
XLC	Exit	SELECT SECTOR SPDR TR	$0	–	-15,438	–	-0.51%	–
VZ	Exit	VERIZON COMMUNICATIONS INC	$0	–	-15,439	–	-0.51%	–
XLU	Exit	SELECT SECTOR SPDR TRsbi int-utils	$0	–	-15,621	–	-0.52%	–
XLP	Exit	SELECT SECTOR SPDR TRsbi cons stpls	$0	–	-14,733	–	-0.53%	–
AXP	Exit	AMERICAN EXPRESS CO	$0	–	-9,573	–	-0.54%	–
VTI	Exit	VANGUARD INDEX FDStotal stk mkt	$0	–	-5,668	–	-0.54%	–
XLRE	Exit	SELECT SECTOR SPDR TRrl est sel sec	$0	–	-27,867	–	-0.55%	–
AMT	Exit	AMERICAN TOWER CORP NEW	$0	–	-4,169	–	-0.56%	–
GNR	Exit	SPDR INDEX SHS FDSglb nat resrce	$0	–	-27,885	–	-0.58%	–
CME	Exit	CME GROUP INC	$0	–	-6,500	–	-0.61%	–
LLY	Exit	LILLY ELI & CO	$0	–	-7,350	–	-0.61%	–
HD	Exit	HOME DEPOT INC	$0	–	-3,925	–	-0.61%	–
ZBH	Exit	ZIMMER BIOMET HOLDINGS INC	$0	–	-8,078	–	-0.61%	–
D	Exit	DOMINION ENERGY INC	$0	–	-13,954	–	-0.61%	–
XLI	Exit	SELECT SECTOR SPDR TRsbi int-inds	$0	–	-14,461	–	-0.62%	–
XLB	Exit	SELECT SECTOR SPDR TRsbi materials	$0	–	-17,502	–	-0.62%	–
SKOR	Exit	FLEXSHARES TRcr scd us bd	$0	–	-20,961	–	-0.64%	–
GUNR	Exit	FLEXSHARES TRmornstar upstr	$0	–	-42,750	–	-0.66%	–
XOM	Exit	EXXON MOBIL CORP	$0	–	-34,900	–	-0.67%	–
DHR	Exit	DANAHER CORPORATION	$0	–	-6,275	–	-0.75%	–
PEP	Exit	PEPSICO INC	$0	–	-9,852	–	-0.76%	–
CMCSA	Exit	COMCAST CORP NEWcl a	$0	–	-29,565	–	-0.76%	–
KLAC	Exit	KLA CORP	$0	–	-7,445	–	-0.80%	–
JNJ	Exit	JOHNSON & JOHNSON	$0	–	-9,925	–	-0.82%	–
MBSD	Exit	FLEXSHARES TRdiscp dur mbs	$0	–	-62,850	–	-0.85%	–
SPEM	Exit	SPDR INDEX SHS FDSportfolio emg mk	$0	–	-43,740	–	-0.89%	–
CAT	Exit	CATERPILLAR INC DEL	$0	–	-10,769	–	-0.90%	–
HYG	Exit	ISHARES TRiboxx hi yd etf	$0	–	-19,435	–	-0.91%	–
KO	Exit	COCA COLA CO	$0	–	-33,019	–	-0.91%	–
MBB	Exit	ISHARES TRmbs etf	$0	–	-14,845	–	-0.92%	–
ORCL	Exit	ORACLE CORP	$0	–	-28,238	–	-0.94%	–
INTC	Exit	INTEL CORP	$0	–	-32,735	–	-0.95%	–
ALL	Exit	ALLSTATE CORP	$0	–	-18,872	–	-0.99%	–
WMT	Exit	WALMART INC	$0	–	-13,402	–	-1.05%	–
FB	Exit	FACEBOOK INCcl a	$0	–	-7,262	–	-1.06%	–
JPM	Exit	JPMORGAN CHASE & CO	$0	–	-19,953	–	-1.07%	–
PYPL	Exit	PAYPAL HLDGS INC	$0	–	-9,820	–	-1.08%	–
ICE	Exit	INTERCONTINENTAL EXCHANGE IN	$0	–	-19,385	–	-1.08%	–
CVX	Exit	CHEVRON CORP NEW	$0	–	-27,421	–	-1.10%	–
EFA	Exit	ISHARES TRmsci eafe etf	$0	–	-33,357	–	-1.18%	–
MCHP	Exit	MICROCHIP TECHNOLOGY INC.	$0	–	-20,698	–	-1.19%	–
GOOGL	Exit	ALPHABET INCcap stk cl a	$0	–	-1,503	–	-1.23%	–
XLV	Exit	SELECT SECTOR SPDR TRsbi healthcare	$0	–	-21,130	–	-1.24%	–
AMZN	Exit	AMAZON COM INC	$0	–	-720	–	-1.26%	–
XLY	Exit	SELECT SECTOR SPDR TRsbi cons discr	$0	–	-15,680	–	-1.29%	–
HYGV	Exit	FLEXSHARES TRhig yld vl etf	$0	–	-51,517	–	-1.34%	–
VEU	Exit	VANGUARD INTL EQUITY INDEX Fallwrld ex us	$0	–	-48,034	–	-1.35%	–
VCIT	Exit	VANGUARD SCOTTSDALE FDSint-term corp	$0	–	-27,828	–	-1.49%	–
CORP	Exit	PIMCO ETF TRinv grd crp bd	$0	–	-23,424	–	-1.50%	–
PFE	Exit	PFIZER INC	$0	–	-73,685	–	-1.51%	–
ABT	Exit	ABBOTT LABS	$0	–	-26,512	–	-1.61%	–
DIS	Exit	DISNEY WALT CO	$0	–	-23,841	–	-1.65%	–
CRM	Exit	SALESFORCE COM INC	$0	–	-11,864	–	-1.66%	–
XLK	Exit	SELECT SECTOR SPDR TRtechnology	$0	–	-26,523	–	-1.73%	–
SCHE	Exit	SCHWAB STRATEGIC TRemrg mkteq etf	$0	–	-127,878	–	-1.91%	–
LOW	Exit	LOWES COS INC	$0	–	-20,875	–	-1.93%	–
SCHB	Exit	SCHWAB STRATEGIC TRus brd mkt etf	$0	–	-43,735	–	-1.94%	–
PG	Exit	PROCTER AND GAMBLE CO	$0	–	-25,214	–	-1.96%	–
CMF	Exit	ISHARES TRcalif mun bd etf	$0	–	-58,799	–	-2.05%	–
IJR	Exit	ISHARES TRcore s&p scp etf	$0	–	-56,063	–	-2.20%	–
IJH	Exit	ISHARES TRcore s&p mcp etf	$0	–	-22,052	–	-2.28%	–
MSFT	Exit	MICROSOFT CORP	$0	–	-19,529	–	-2.29%	–
AAPL	Exit	APPLE INC	$0	–	-45,952	–	-2.97%	–
SPDW	Exit	SPDR INDEX SHS FDSportfolio devlpd	$0	–	-212,730	–	-3.47%	–
SCHF	Exit	SCHWAB STRATEGIC TRintl eqty etf	$0	–	-352,557	–	-6.18%	–

Q3 2020

			Value		Shares		↓ Weighting
SCHF	Buy	SCHWAB STRATEGIC TRintl eqty etf	$11,070,000	+9.2%	352,557	+3.5%	6.18%	+0.9%
SPDW	Buy	SPDR INDEX SHS FDSportfolio devlpd	$6,224,000	+7.6%	212,730	+1.6%	3.47%	-0.5%
AAPL	Buy	APPLE INC	$5,322,000	+25.9%	45,952	+296.5%	2.97%	+16.4%
MSFT	Sell	MICROSOFT CORP	$4,108,000	+1.7%	19,529	-1.6%	2.29%	-6.0%
IJH	Sell	ISHARES TRcore s&p mcp etf	$4,086,000	+3.5%	22,052	-0.7%	2.28%	-4.4%
IJR	Sell	ISHARES TRcore s&p scp etf	$3,937,000	+1.4%	56,063	-1.4%	2.20%	-6.3%
CMF	Buy	ISHARES TRcalif mun bd etf	$3,669,000	+2.0%	58,799	+1.6%	2.05%	-5.8%
PG	Sell	PROCTER AND GAMBLE CO	$3,504,000	+15.9%	25,214	-0.2%	1.96%	+7.1%
SCHB	Sell	SCHWAB STRATEGIC TRus brd mkt etf	$3,483,000	+7.7%	43,735	-0.6%	1.94%	-0.5%
LOW	Sell	LOWES COS INC	$3,462,000	+20.0%	20,875	-2.3%	1.93%	+10.8%
SCHE	Sell	SCHWAB STRATEGIC TRemrg mkteq etf	$3,422,000	+9.2%	127,878	-0.6%	1.91%	+1.0%
XLK	Sell	SELECT SECTOR SPDR TRtechnology	$3,095,000	+0.7%	26,523	-9.8%	1.73%	-6.9%
CRM	Sell	SALESFORCE COM INC	$2,982,000	+26.6%	11,864	-5.7%	1.66%	+16.9%
DIS	Sell	DISNEY WALT CO	$2,958,000	+7.3%	23,841	-3.6%	1.65%	-0.8%
ABT	Sell	ABBOTT LABS	$2,885,000	+18.6%	26,512	-0.3%	1.61%	+9.7%
PFE	Buy	PFIZER INC	$2,704,000	+12.3%	73,685	+0.1%	1.51%	+3.9%
CORP	Sell	PIMCO ETF TRinv grd crp bd	$2,686,000	-31.8%	23,424	-32.1%	1.50%	-37.0%
VCIT	Sell	VANGUARD SCOTTSDALE FDSint-term corp	$2,666,000	-30.0%	27,828	-30.5%	1.49%	-35.3%
VEU	Buy	VANGUARD INTL EQUITY INDEX Fallwrld ex us	$2,423,000	+12.9%	48,034	+6.5%	1.35%	+4.3%
HYGV	New	FLEXSHARES TRhig yld vl etf	$2,396,000	–	51,517	–	1.34%	–
XLY	Sell	SELECT SECTOR SPDR TRsbi cons discr	$2,305,000	+5.4%	15,680	-8.4%	1.29%	-2.6%
AMZN	Sell	AMAZON COM INC	$2,267,000	+11.5%	720	-2.3%	1.26%	+3.0%
XLV	Sell	SELECT SECTOR SPDR TRsbi healthcare	$2,229,000	+4.9%	21,130	-0.5%	1.24%	-3.0%
GOOGL	Sell	ALPHABET INCcap stk cl a	$2,203,000	-0.1%	1,503	-3.3%	1.23%	-7.7%
MCHP	Sell	MICROCHIP TECHNOLOGY INC.	$2,127,000	-3.9%	20,698	-1.5%	1.19%	-11.2%
EFA	Buy	ISHARES TRmsci eafe etf	$2,123,000	+5.7%	33,357	+1.1%	1.18%	-2.3%
CVX	Sell	CHEVRON CORP NEW	$1,974,000	-31.0%	27,421	-14.4%	1.10%	-36.2%
ICE	Sell	INTERCONTINENTAL EXCHANGE IN	$1,939,000	+7.5%	19,385	-1.5%	1.08%	-0.6%
PYPL	Sell	PAYPAL HLDGS INC	$1,935,000	+12.6%	9,820	-0.4%	1.08%	+4.1%
JPM	Sell	JPMORGAN CHASE & CO	$1,921,000	+2.3%	19,953	-0.1%	1.07%	-5.5%
FB	Sell	FACEBOOK INCcl a	$1,902,000	-0.7%	7,262	-13.9%	1.06%	-8.3%
ALL	Buy	ALLSTATE CORP	$1,777,000	-2.7%	18,872	+0.3%	0.99%	-10.1%
INTC	Buy	INTEL CORP	$1,695,000	-12.3%	32,735	+1.3%	0.95%	-18.9%
ORCL	Sell	ORACLE CORP	$1,686,000	+7.9%	28,238	-0.1%	0.94%	-0.2%
MBB	New	ISHARES TRmbs etf	$1,639,000	–	14,845	–	0.92%	–
KO	Buy	COCA COLA CO	$1,630,000	+10.8%	33,019	+0.3%	0.91%	+2.5%
HYG	Sell	ISHARES TRiboxx hi yd etf	$1,631,000	-33.4%	19,435	-35.3%	0.91%	-38.5%
CAT	Buy	CATERPILLAR INC DEL	$1,606,000	+18.3%	10,769	+0.3%	0.90%	+9.3%
SPEM	Buy	SPDR INDEX SHS FDSportfolio emg mk	$1,599,000	+13.7%	43,740	+4.1%	0.89%	+5.1%
MBSD	New	FLEXSHARES TRdiscp dur mbs	$1,519,000	–	62,850	–	0.85%	–
KLAC	Sell	KLA CORP	$1,442,000	-2.2%	7,445	-1.8%	0.80%	-9.6%
CMCSA	Sell	COMCAST CORP NEWcl a	$1,368,000	+14.7%	29,565	-3.4%	0.76%	+6.0%
XOM	Sell	EXXON MOBIL CORP	$1,198,000	-30.3%	34,900	-9.2%	0.67%	-35.6%
GUNR	Buy	FLEXSHARES TRmornstar upstr	$1,187,000	+187.4%	42,750	+186.2%	0.66%	+165.9%
SKOR	New	FLEXSHARES TRcr scd us bd	$1,149,000	–	20,961	–	0.64%	–
XLB	Sell	SELECT SECTOR SPDR TRsbi materials	$1,114,000	+11.6%	17,502	-1.1%	0.62%	+3.2%
XLI	Sell	SELECT SECTOR SPDR TRsbi int-inds	$1,113,000	+11.1%	14,461	-0.9%	0.62%	+2.6%
ZBH	Buy	ZIMMER BIOMET HOLDINGS INC	$1,100,000	+15.1%	8,078	+0.9%	0.61%	+6.4%
HD	Sell	HOME DEPOT INC	$1,090,000	+8.1%	3,925	-2.5%	0.61%	-0.2%
LLY	Buy	LILLY ELI & CO	$1,088,000	-9.7%	7,350	+0.1%	0.61%	-16.6%
GNR	Sell	SPDR INDEX SHS FDSglb nat resrce	$1,047,000	-45.9%	27,885	-46.8%	0.58%	-50.0%
AMT	Sell	AMERICAN TOWER CORP NEW	$1,008,000	-6.9%	4,169	-0.5%	0.56%	-14.1%
VTI	Sell	VANGUARD INDEX FDStotal stk mkt	$965,000	-0.2%	5,668	-8.2%	0.54%	-7.9%
AXP	Sell	AMERICAN EXPRESS CO	$960,000	+4.8%	9,573	-0.5%	0.54%	-3.1%
XLP	Sell	SELECT SECTOR SPDR TRsbi cons stpls	$944,000	+8.6%	14,733	-0.6%	0.53%	+0.4%
XLU	Buy	SELECT SECTOR SPDR TRsbi int-utils	$928,000	+7.2%	15,621	+1.8%	0.52%	-1.0%
XLC	Sell	SELECT SECTOR SPDR TR	$917,000	+5.5%	15,438	-4.0%	0.51%	-2.5%
DLTR	Buy	DOLLAR TREE INC	$904,000	-0.3%	9,895	+1.1%	0.50%	-8.0%
TJX	Buy	TJX COS INC NEW	$897,000	+10.7%	16,125	+0.6%	0.50%	+2.5%
NFRA	New	FLEXSHARES TRstoxx globr inf	$889,000	–	17,824	–	0.50%	–
MDLZ	Sell	MONDELEZ INTL INCcl a	$874,000	+11.9%	15,207	-0.4%	0.49%	+3.4%
VGT	Sell	VANGUARD WORLD FDSinf tech etf	$810,000	+9.6%	2,600	-1.9%	0.45%	+1.3%
ACN	New	ACCENTURE PLC IRELAND	$807,000	–	3,573	–	0.45%	–
IEI	New	ISHARES TR3 7 yr treas bd	$798,000	–	5,975	–	0.44%	–
WFC	Sell	WELLS FARGO CO NEW	$794,000	-10.8%	33,755	-2.9%	0.44%	-17.5%
CVS	Buy	CVS HEALTH CORP	$794,000	-9.4%	13,600	+0.9%	0.44%	-16.3%
GSK	Buy	GLAXOSMITHKLINE PLCsponsored adr	$761,000	-6.6%	20,231	+1.3%	0.42%	-13.6%
ABBV	Sell	ABBVIE INC	$754,000	-11.2%	8,606	-0.5%	0.42%	-17.9%
XLF	Sell	SELECT SECTOR SPDR TRsbi int-finl	$730,000	+1.2%	30,308	-2.7%	0.41%	-6.4%
MMC	Buy	MARSH & MCLENNAN COS INC	$710,000	+8.1%	6,190	+1.2%	0.40%	-0.3%
MUB	Buy	ISHARES TRnational mun etf	$707,000	+3.8%	6,100	+3.4%	0.40%	-3.9%
EL	Buy	LAUDER ESTEE COS INCcl a	$705,000	+16.5%	3,230	+0.8%	0.39%	+7.7%
BRKB	Sell	BERKSHIRE HATHAWAY INC DELcl b new	$634,000	+16.5%	2,977	-2.3%	0.35%	+7.9%
MCD	Sell	MCDONALDS CORP	$629,000	+16.9%	2,868	-1.7%	0.35%	+8.0%
C	Buy	CITIGROUP INC	$626,000	-12.2%	14,520	+4.1%	0.35%	-19.0%
HYLB	Sell	DBX ETF TRxtrack usd high	$622,000	-50.6%	12,940	-52.0%	0.35%	-54.4%
FTV	Sell	FORTIVE CORP	$618,000	-0.8%	8,112	-11.9%	0.34%	-8.2%
MAS	Sell	MASCO CORP	$594,000	+9.8%	10,772	-0.0%	0.33%	+1.2%
GQRE	New	FLEXSHARES TRglb qlt r/e idx	$540,000	–	10,284	–	0.30%	–
HON	Sell	HONEYWELL INTL INC	$514,000	+11.7%	3,120	-1.9%	0.29%	+3.2%
NSC	Buy	NORFOLK SOUTHN CORP	$499,000	+23.2%	2,330	+1.1%	0.28%	+13.5%
VNQ	Sell	VANGUARD INDEX FDSreal estate etf	$483,000	0.0%	6,123	-0.4%	0.27%	-7.5%
J	Sell	JACOBS ENGR GROUP INC	$445,000	+7.0%	4,800	-2.0%	0.25%	-1.2%
VOX	Sell	VANGUARD WORLD FDS	$431,000	-3.6%	4,226	-12.0%	0.24%	-10.7%
BA	Sell	BOEING CO	$417,000	-26.3%	2,525	-18.2%	0.23%	-31.9%
XLE	New	SELECT SECTOR SPDR TRenergy	$413,000	–	13,783	–	0.23%	–
SBUX	Sell	STARBUCKS CORP	$401,000	+12.3%	4,671	-3.6%	0.22%	+3.7%
ALXN	Buy	ALEXION PHARMACEUTICALS INC	$381,000	+2.1%	3,330	+0.2%	0.21%	-5.3%
RTX	New	RAYTHEON TECHNOLOGIES CORP	$381,000	–	6,622	–	0.21%	–
SUB	Buy	ISHARES TRshrt nat mun etf	$354,000	+0.3%	3,278	+0.2%	0.20%	-7.0%
SPY	Sell	SPDR S&P 500 ETF TRtr unit	$345,000	+7.5%	1,031	-1.0%	0.19%	-0.5%
IBM	Sell	INTERNATIONAL BUSINESS MACHS	$342,000	0.0%	2,810	-0.9%	0.19%	-7.3%
TPR	Buy	TAPESTRY INC	$312,000	+27.9%	19,975	+8.6%	0.17%	+18.4%
IEF	New	ISHARES TRbarclays 7 10 yr	$309,000	–	2,535	–	0.17%	–
SCHM	Sell	SCHWAB STRATEGIC TRus mid-cap etf	$297,000	+3.5%	5,350	-1.8%	0.17%	-4.0%
IGIB	Sell	ISHARES TR	$295,000	-18.5%	4,850	-19.0%	0.16%	-24.7%
UPS	Sell	UNITED PARCEL SERVICE INCcl b	$296,000	+22.3%	1,775	-18.4%	0.16%	+13.0%
REET	Buy	ISHARES TRglobal reit etf	$286,000	+21.2%	13,620	+20.7%	0.16%	+12.7%
TSLA	New	TESLA INC	$268,000	–	625	–	0.15%	–
SCHA	Buy	SCHWAB STRATEGIC TRus sml cap etf	$265,000	+6.0%	3,875	+1.3%	0.15%	-2.0%
RWO	Sell	SPDR INDEX SHS FDSdj glb rl es etf	$259,000	-57.2%	6,567	-57.6%	0.14%	-60.3%
GOOG	Sell	ALPHABET INCcap stk cl c	$251,000	-4.6%	171	-8.1%	0.14%	-11.9%
GII	Sell	SPDR INDEX SHS FDSs&p gblinf etf	$248,000	-70.2%	5,580	-70.6%	0.14%	-72.5%
TLT	New	ISHARES TR20 yr tr bd etf	$247,000	–	1,515	–	0.14%	–
APD	New	AIR PRODS & CHEMS INC	$246,000	–	825	–	0.14%	–
TXN	Sell	TEXAS INSTRS INC	$207,000	-9.6%	1,450	-19.4%	0.12%	-15.9%
TGT	New	TARGET CORP	$200,000	–	1,271	–	0.11%	–
HAL	Sell	HALLIBURTON CO	$140,000	-15.7%	11,650	-9.0%	0.08%	-22.0%
VFC	Exit	V F CORP	$0	–	-3,470	–	-0.13%	–
SLB	Exit	SCHLUMBERGER LTD	$0	–	-13,305	–	-0.15%	–
UTX	Exit	UNITED TECHNOLOGIES CORP	$0	–	-6,622	–	-0.25%	–
CTSH	Exit	COGNIZANT TECHNOLOGY SOLUTIOcl a	$0	–	-14,745	–	-0.51%	–

Q2 2020

			Value		Shares		↓ Weighting
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$10,136,000	–	340,711	–	6.12%	–
SPDW	New	SPDR INDEX SHS FDSportfolio devlpd	$5,784,000	–	209,400	–	3.49%	–
AAPL	New	APPLE INC	$4,227,000	–	11,588	–	2.55%	–
MSFT	New	MICROSOFT CORP	$4,038,000	–	19,844	–	2.44%	–
IJH	New	ISHARES TRcore s&p mcp etf	$3,948,000	–	22,202	–	2.38%	–
CORP	New	PIMCO ETF TRinv grd crp bd	$3,939,000	–	34,473	–	2.38%	–
IJR	New	ISHARES TRcore s&p scp etf	$3,883,000	–	56,865	–	2.34%	–
VCIT	New	VANGUARD SCOTTSDALE FDSint-term corp	$3,808,000	–	40,023	–	2.30%	–
CMF	New	ISHARES TRcalif mun bd etf	$3,597,000	–	57,864	–	2.17%	–
SCHB	New	SCHWAB STRATEGIC TRus brd mkt etf	$3,234,000	–	44,019	–	1.95%	–
SCHE	New	SCHWAB STRATEGIC TRemrg mkteq etf	$3,134,000	–	128,698	–	1.89%	–
XLK	New	SELECT SECTOR SPDR TRtechnology	$3,073,000	–	29,409	–	1.86%	–
PG	New	PROCTER & GAMBLE CO	$3,022,000	–	25,274	–	1.82%	–
LOW	New	LOWES COS INC	$2,886,000	–	21,360	–	1.74%	–
CVX	New	CHEVRON CORP NEW	$2,859,000	–	32,036	–	1.73%	–
DIS	New	DISNEY WALT CO	$2,758,000	–	24,736	–	1.66%	–
HYG	New	ISHARES TRiboxx hi yd etf	$2,450,000	–	30,019	–	1.48%	–
ABT	New	ABBOTT LABS	$2,432,000	–	26,597	–	1.47%	–
PFE	New	PFIZER INC	$2,407,000	–	73,610	–	1.45%	–
CRM	New	SALESFORCE COM INC	$2,356,000	–	12,579	–	1.42%	–
MCHP	New	MICROCHIP TECHNOLOGY INC	$2,214,000	–	21,023	–	1.34%	–
GOOGL	New	ALPHABET INCcap stk cl a	$2,205,000	–	1,555	–	1.33%	–
XLY	New	SELECT SECTOR SPDR TRsbi cons discr	$2,187,000	–	17,126	–	1.32%	–
VEU	New	VANGUARD INTL EQUITY INDEX Fallwrld ex us	$2,146,000	–	45,082	–	1.30%	–
XLV	New	SELECT SECTOR SPDR TRsbi healthcare	$2,124,000	–	21,230	–	1.28%	–
AMZN	New	AMAZON COM INC	$2,033,000	–	737	–	1.23%	–
EFA	New	ISHARES TRmsci eafe etf	$2,009,000	–	33,007	–	1.21%	–
GNR	New	SPDR INDEX SHS FDSglb nat resrce	$1,935,000	–	52,396	–	1.17%	–
INTC	New	INTEL CORP	$1,933,000	–	32,315	–	1.17%	–
FB	New	FACEBOOK INCcl a	$1,916,000	–	8,437	–	1.16%	–
JPM	New	JPMORGAN CHASE & CO	$1,878,000	–	19,963	–	1.13%	–
ALL	New	ALLSTATE CORP	$1,826,000	–	18,822	–	1.10%	–
ICE	New	INTERCONTINENTAL EXCHANGE IN	$1,804,000	–	19,690	–	1.09%	–
PYPL	New	PAYPAL HLDGS INC	$1,718,000	–	9,860	–	1.04%	–
XOM	New	EXXON MOBIL CORP	$1,718,000	–	38,425	–	1.04%	–
WMT	New	WALMART INC	$1,605,000	–	13,402	–	0.97%	–
ORCL	New	ORACLE CORP	$1,562,000	–	28,263	–	0.94%	–
KLAC	New	KLA CORPORATION	$1,474,000	–	7,580	–	0.89%	–
KO	New	COCA COLA CO	$1,471,000	–	32,919	–	0.89%	–
SPEM	New	SPDR INDEX SHS FDSportfolio emg mk	$1,406,000	–	42,015	–	0.85%	–
JNJ	New	JOHNSON & JOHNSON	$1,396,000	–	9,925	–	0.84%	–
CAT	New	CATERPILLAR INC DEL	$1,358,000	–	10,734	–	0.82%	–
PEP	New	PEPSICO INC	$1,303,000	–	9,852	–	0.79%	–
HYLB	New	DBX ETF TRxtrack usd high	$1,260,000	–	26,947	–	0.76%	–
LLY	New	LILLY ELI & CO	$1,205,000	–	7,340	–	0.73%	–
CMCSA	New	COMCAST CORP NEWcl a	$1,193,000	–	30,610	–	0.72%	–
D	New	DOMINION ENERGY INC	$1,133,000	–	13,954	–	0.68%	–
DHR	New	DANAHER CORPORATION	$1,110,000	–	6,275	–	0.67%	–
AMT	New	AMERICAN TOWER CORP NEW	$1,083,000	–	4,189	–	0.65%	–
CME	New	CME GROUP INC	$1,057,000	–	6,500	–	0.64%	–
HD	New	HOME DEPOT INC	$1,008,000	–	4,025	–	0.61%	–
XLI	New	SELECT SECTOR SPDR TRsbi int-inds	$1,002,000	–	14,586	–	0.60%	–
XLB	New	SELECT SECTOR SPDR TRsbi materials	$998,000	–	17,702	–	0.60%	–
XLRE	New	SELECT SECTOR SPDR TRrl est sel sec	$970,000	–	27,867	–	0.59%	–
VTI	New	VANGUARD INDEX FDStotal stk mkt	$967,000	–	6,176	–	0.58%	–
ZBH	New	ZIMMER BIOMET HOLDINGS INC	$956,000	–	8,008	–	0.58%	–
AXP	New	AMERICAN EXPRESS CO	$916,000	–	9,623	–	0.55%	–
DLTR	New	DOLLAR TREE INC	$907,000	–	9,785	–	0.55%	–
WFC	New	WELLS FARGO CO NEW	$890,000	–	34,780	–	0.54%	–
CVS	New	CVS HEALTH CORP	$876,000	–	13,480	–	0.53%	–
XLC	New	SELECT SECTOR SPDR TR	$869,000	–	16,088	–	0.52%	–
XLP	New	SELECT SECTOR SPDR TRsbi cons stpls	$869,000	–	14,818	–	0.52%	–
XLU	New	SELECT SECTOR SPDR TRsbi int-utils	$866,000	–	15,346	–	0.52%	–
USB	New	US BANCORP DEL	$854,000	–	23,200	–	0.52%	–
VZ	New	VERIZON COMMUNICATIONS INC	$851,000	–	15,439	–	0.51%	–
ABBV	New	ABBVIE INC	$849,000	–	8,649	–	0.51%	–
CTSH	New	COGNIZANT TECHNOLOGY SOLUTIOcl a	$838,000	–	14,745	–	0.51%	–
ADP	New	AUTOMATIC DATA PROCESSING IN	$834,000	–	5,600	–	0.50%	–
GII	New	SPDR INDEX SHS FDSs&p gblinf etf	$831,000	–	18,993	–	0.50%	–
GSK	New	GLAXOSMITHKLINE PLCsponsored adr	$815,000	–	19,981	–	0.49%	–
TJX	New	TJX COS INC NEW	$810,000	–	16,025	–	0.49%	–
MDLZ	New	MONDELEZ INTL INCcl a	$781,000	–	15,267	–	0.47%	–
UNP	New	UNION PAC CORP	$765,000	–	4,525	–	0.46%	–
VGT	New	VANGUARD WORLD FDSinf tech etf	$739,000	–	2,650	–	0.45%	–
XLF	New	SELECT SECTOR SPDR TRsbi int-finl	$721,000	–	31,158	–	0.44%	–
C	New	CITIGROUP INC	$713,000	–	13,945	–	0.43%	–
MRK	New	MERCK & CO. INC	$683,000	–	8,835	–	0.41%	–
MUB	New	ISHARES TRnational mun etf	$681,000	–	5,900	–	0.41%	–
MMC	New	MARSH & MCLENNAN COS INC	$657,000	–	6,115	–	0.40%	–
FTV	New	FORTIVE CORP	$623,000	–	9,212	–	0.38%	–
RWO	New	SPDR INDEX SHS FDSdj glb rl es etf	$605,000	–	15,495	–	0.36%	–
EL	New	LAUDER ESTEE COS INCcl a	$605,000	–	3,205	–	0.36%	–
BA	New	BOEING CO	$566,000	–	3,087	–	0.34%	–
BRKB	New	BERKSHIRE HATHAWAY INC DELcl b new	$544,000	–	3,047	–	0.33%	–
MAS	New	MASCO CORP	$541,000	–	10,777	–	0.33%	–
MCD	New	MCDONALDS CORP	$538,000	–	2,918	–	0.32%	–
PLD	New	PROLOGIS INC.	$485,000	–	5,200	–	0.29%	–
VNQ	New	VANGUARD INDEX FDSreal estate etf	$483,000	–	6,148	–	0.29%	–
HON	New	HONEYWELL INTL INC	$460,000	–	3,180	–	0.28%	–
VIG	New	VANGUARD SPECIALIZED FUNDSdiv app etf	$450,000	–	3,842	–	0.27%	–
VOX	New	VANGUARD WORLD FDS	$447,000	–	4,801	–	0.27%	–
TROW	New	PRICE T ROWE GROUP INC	$445,000	–	3,600	–	0.27%	–
MCO	New	MOODYS CORP	$440,000	–	1,602	–	0.27%	–
J	New	JACOBS ENGR GROUP INC	$416,000	–	4,900	–	0.25%	–
GUNR	New	FLEXSHARES TRmornstar upstr	$413,000	–	14,935	–	0.25%	–
UTX	New	UNITED TECHNOLOGIES CORP	$408,000	–	6,622	–	0.25%	–
NSC	New	NORFOLK SOUTHERN CORP	$405,000	–	2,305	–	0.24%	–
NEE	New	NEXTERA ENERGY INC	$384,000	–	1,600	–	0.23%	–
T	New	AT&T INC	$379,000	–	12,532	–	0.23%	–
ALXN	New	ALEXION PHARMACEUTICALS INC	$373,000	–	3,325	–	0.22%	–
IGIB	New	ISHARES TRintrm tr crp etf	$362,000	–	5,990	–	0.22%	–
MMM	New	3M CO	$362,000	–	2,319	–	0.22%	–
CSCO	New	CISCO SYS INC	$357,000	–	7,650	–	0.22%	–
SBUX	New	STARBUCKS CORP	$357,000	–	4,846	–	0.22%	–
SUB	New	ISHARES TRshrt nat mun etf	$353,000	–	3,273	–	0.21%	–
IBM	New	INTERNATIONAL BUSINESS MACHS	$342,000	–	2,835	–	0.21%	–
STIP	New	ISHARES TR0-5 yr tips etf	$338,000	–	3,300	–	0.20%	–
BMY	New	BRISTOL-MYERS SQUIBB CO	$322,000	–	5,481	–	0.19%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$321,000	–	1,041	–	0.19%	–
EEM	New	ISHARES TRmsci emg mkt etf	$314,000	–	7,848	–	0.19%	–
LQD	New	ISHARES TRiboxx inv cp etf	$303,000	–	2,250	–	0.18%	–
DUK	New	DUKE ENERGY CORP NEW	$287,000	–	3,595	–	0.17%	–
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$287,000	–	5,450	–	0.17%	–
ADBE	New	ADOBE INC	$276,000	–	633	–	0.17%	–
GOOG	New	ALPHABET INCcap stk cl c	$263,000	–	186	–	0.16%	–
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$250,000	–	3,825	–	0.15%	–
SLB	New	SCHLUMBERGER LTD	$245,000	–	13,305	–	0.15%	–
TPR	New	TAPESTRY INC	$244,000	–	18,400	–	0.15%	–
UPS	New	UNITED PARCEL SERVICE INCcl b	$242,000	–	2,175	–	0.15%	–
REET	New	ISHARES TRglobal reit etf	$236,000	–	11,285	–	0.14%	–
TXN	New	TEXAS INSTRS INC	$229,000	–	1,800	–	0.14%	–
REZ	New	ISHARES TRresidnl real est	$216,000	–	3,600	–	0.13%	–
BMO	New	BANK MONTREAL	$212,000	–	4,000	–	0.13%	–
BAC	New	BK OF AMERICA CORP	$212,000	–	8,942	–	0.13%	–
VFC	New	V F CORP	$211,000	–	3,470	–	0.13%	–
FBHS	New	FORTUNE BRANDS HOME & SEC IN	$203,000	–	3,173	–	0.12%	–
GE	New	GENERAL ELECTRIC CO	$191,000	–	27,905	–	0.12%	–
HAL	New	HALLIBURTON CO	$166,000	–	12,800	–	0.10%	–
XRX	New	XEROX HOLDINGS CORP	$158,000	–	10,353	–	0.10%	–

Q4 2019

			Value		Shares		↓ Weighting
GSG	Exit	ISHARES S&P GSCI COMMODITY Iunit ben int	$0	–	-11,285	–	-0.11%	–
GWW	Exit	GRAINGER W W INC	$0	–	-701	–	-0.13%	–
MAR	Exit	MARRIOTT INTL INC NEWcl a	$0	–	-1,700	–	-0.13%	–
DOW	Exit	DOW INC	$0	–	-4,657	–	-0.14%	–
APD	Exit	AIR PRODS & CHEMS INC	$0	–	-1,025	–	-0.14%	–
AVGO	Exit	BROADCOM INC	$0	–	-850	–	-0.15%	–
EOG	Exit	EOG RES INC	$0	–	-3,280	–	-0.15%	–
BXP	Exit	BOSTON PROPERTIES INC	$0	–	-2,000	–	-0.16%	–
BAC	Exit	BANK AMER CORP	$0	–	-9,252	–	-0.17%	–
LQD	Exit	ISHARES TRiboxx inv cp etf	$0	–	-2,200	–	-0.18%	–
GE	Exit	GENERAL ELECTRIC CO	$0	–	-31,438	–	-0.18%	–
REZ	Exit	ISHARES TRresidnl real est	$0	–	-3,600	–	-0.18%	–
RWO	Exit	SPDR INDEX SHS FDSdj glb rl es etf	$0	–	-5,551	–	-0.18%	–
BMO	Exit	BANK MONTREAL QUE	$0	–	-4,000	–	-0.19%	–
IGIB	Exit	ISHARES TRintrm tr crp etf	$0	–	-5,140	–	-0.19%	–
SPY	Exit	SPDR S&P 500 ETF TRtr unit	$0	–	-1,043	–	-0.20%	–
SPDW	Exit	SPDR INDEX SHS FDSportfolio devlpd	$0	–	-10,709	–	-0.20%	–
TXN	Exit	TEXAS INSTRS INC	$0	–	-2,500	–	-0.20%	–
STIP	Exit	ISHARES TR0-5 yr tips etf	$0	–	-3,300	–	-0.21%	–
XRX	Exit	XEROX CORP	$0	–	-11,200	–	-0.21%	–
DD	Exit	DUPONT DE NEMOURS INC	$0	–	-4,724	–	-0.21%	–
CELG	Exit	CELGENE CORP	$0	–	-3,435	–	-0.22%	–
SUB	Exit	ISHARES TRshrt nat mun etf	$0	–	-3,273	–	-0.22%	–
MCO	Exit	MOODYS CORP	$0	–	-1,823	–	-0.24%	–
DUK	Exit	DUKE ENERGY CORP NEW	$0	–	-3,970	–	-0.24%	–
NEE	Exit	NEXTERA ENERGY INC	$0	–	-1,750	–	-0.26%	–
MMM	Exit	3M CO	$0	–	-2,487	–	-0.26%	–
TROW	Exit	PRICE T ROWE GROUP INC	$0	–	-3,600	–	-0.26%	–
MAS	Exit	MASCO CORP	$0	–	-9,952	–	-0.26%	–
XLC	Exit	SELECT SECTOR SPDR TR	$0	–	-8,445	–	-0.26%	–
MUB	Exit	ISHARES TRnational mun etf	$0	–	-3,675	–	-0.26%	–
HON	Exit	HONEYWELL INTL INC	$0	–	-2,510	–	-0.27%	–
GOOG	Exit	ALPHABET INCcap stk cl c	$0	–	-357	–	-0.27%	–
VFC	Exit	V F CORP	$0	–	-4,914	–	-0.28%	–
PLD	Exit	PROLOGIS INC	$0	–	-5,200	–	-0.28%	–
VIG	Exit	VANGUARD GROUPdiv app etf	$0	–	-3,842	–	-0.29%	–
IBM	Exit	INTERNATIONAL BUSINESS MACHS	$0	–	-3,155	–	-0.29%	–
SPEM	Exit	SPDR INDEX SHS FDSportfolio emg mk	$0	–	-13,456	–	-0.29%	–
CSCO	Exit	CISCO SYS INC	$0	–	-9,450	–	-0.29%	–
SCHM	Exit	SCHWAB STRATEGIC TRus mid-cap etf	$0	–	-8,325	–	-0.30%	–
T	Exit	AT&T INC	$0	–	-12,782	–	-0.30%	–
J	Exit	JACOBS ENGR GROUP INC	$0	–	-5,533	–	-0.32%	–
VTI	Exit	VANGUARD INDEX FDStotal stk mkt	$0	–	-3,727	–	-0.35%	–
VGT	Exit	VANGUARD WORLD FDSinf tech etf	$0	–	-2,625	–	-0.36%	–
SBUX	Exit	STARBUCKS CORP	$0	–	-6,489	–	-0.36%	–
VNQ	Exit	VANGUARD INDEX FDSreal estate etf	$0	–	-6,170	–	-0.36%	–
MCD	Exit	MCDONALDS CORP	$0	–	-2,985	–	-0.40%	–
GNR	Exit	SPDR INDEX SHS FDSglb nat resrce	$0	–	-15,057	–	-0.41%	–
AMZN	Exit	AMAZON COM INC	$0	–	-381	–	-0.42%	–
EL	Exit	LAUDER ESTEE COS INCcl a	$0	–	-3,320	–	-0.42%	–
SCHA	Exit	SCHWAB STRATEGIC TRus sml cap etf	$0	–	-9,526	–	-0.42%	–
STI	Exit	SUNTRUST BKS INC	$0	–	-9,685	–	-0.42%	–
ABBV	Exit	ABBVIE INC	$0	–	-9,224	–	-0.44%	–
ALXN	Exit	ALEXION PHARMACEUTICALS INC	$0	–	-7,270	–	-0.45%	–
BRKB	Exit	BERKSHIRE HATHAWAY INC DELcl b new	$0	–	-3,472	–	-0.46%	–
CMCSA	Exit	COMCAST CORP NEWcl a	$0	–	-16,450	–	-0.47%	–
UNP	Exit	UNION PACIFIC CORP	$0	–	-4,625	–	-0.47%	–
MRK	Exit	MERCK & CO INC	$0	–	-8,901	–	-0.47%	–
VOX	Exit	VANGUARD WORLD FDS	$0	–	-8,936	–	-0.49%	–
HYG	Exit	ISHARES TRiboxx hi yd etf	$0	–	-9,051	–	-0.50%	–
CVS	Exit	CVS HEALTH CORP	$0	–	-12,845	–	-0.51%	–
UPS	Exit	UNITED PARCEL SERVICE INCcl b	$0	–	-6,773	–	-0.51%	–
C	Exit	CITIGROUP INC	$0	–	-11,780	–	-0.51%	–
ABC	Exit	AMERISOURCEBERGEN CORP	$0	–	-10,150	–	-0.53%	–
TPR	Exit	TAPESTRY INC	$0	–	-32,245	–	-0.53%	–
AGN	Exit	ALLERGAN PLC	$0	–	-5,015	–	-0.53%	–
BA	Exit	BOEING CO	$0	–	-2,221	–	-0.53%	–
MDLZ	Exit	MONDELEZ INTL INCcl a	$0	–	-15,527	–	-0.54%	–
TJX	Exit	TJX COS INC NEW	$0	–	-15,655	–	-0.55%	–
INTC	Exit	INTEL CORP	$0	–	-17,673	–	-0.57%	–
XLP	Exit	SELECT SECTOR SPDR TRsbi cons stpls	$0	–	-14,948	–	-0.58%	–
ADP	Exit	AUTOMATIC DATA PROCESSING IN	$0	–	-5,800	–	-0.59%	–
AMT	Exit	AMERICAN TOWER CORP NEW	$0	–	-4,230	–	-0.59%	–
XLU	Exit	SELECT SECTOR SPDR TRsbi int-utils	$0	–	-14,661	–	-0.60%	–
HACK	Exit	ETF MANAGERS TRprime cybr scrty	$0	–	-25,645	–	-0.60%	–
HD	Exit	HOME DEPOT INC	$0	–	-4,293	–	-0.63%	–
ZBH	Exit	ZIMMER BIOMET HLDGS INC	$0	–	-7,489	–	-0.65%	–
VZ	Exit	VERIZON COMMUNICATIONS INC	$0	–	-17,148	–	-0.65%	–
FTV	Exit	FORTIVE CORP	$0	–	-15,099	–	-0.65%	–
XLF	Exit	SELECT SECTOR SPDR TRsbi int-finl	$0	–	-37,192	–	-0.66%	–
XLRE	Exit	SELECT SECTOR SPDR TRrl est sel sec	$0	–	-27,352	–	-0.68%	–
DLTR	Exit	DOLLAR TREE INC	$0	–	-9,570	–	-0.69%	–
DHR	Exit	DANAHER CORPORATION	$0	–	-7,897	–	-0.72%	–
BMY	Exit	BRISTOL MYERS SQUIBB CO	$0	–	-22,536	–	-0.72%	–
XLB	Exit	SELECT SECTOR SPDR TRsbi materials	$0	–	-19,853	–	-0.73%	–
KLAC	Exit	KLA-TENCOR CORP	$0	–	-7,360	–	-0.74%	–
D	Exit	DOMINION ENERGY INC	$0	–	-14,499	–	-0.74%	–
FB	Exit	FACEBOOK INCcl a	$0	–	-6,745	–	-0.76%	–
CTSH	Exit	COGNIZANT TECHNOLOGY SOLUTIOcl a	$0	–	-20,220	–	-0.77%	–
UTX	Exit	UNITED TECHNOLOGIES CORP	$0	–	-9,530	–	-0.82%	–
CAT	Exit	CATERPILLAR INC DEL	$0	–	-10,559	–	-0.84%	–
CME	Exit	CME GROUP INC	$0	–	-6,500	–	-0.86%	–
PEP	Exit	PEPSICO INC	$0	–	-10,062	–	-0.87%	–
XLE	Exit	SELECT SECTOR SPDR TRenergy	$0	–	-24,719	–	-0.92%	–
USB	Exit	US BANCORP DEL	$0	–	-27,000	–	-0.94%	–
JNJ	Exit	JOHNSON & JOHNSON	$0	–	-11,599	–	-0.94%	–
ORCL	Exit	ORACLE CORP	$0	–	-28,462	–	-0.99%	–
XLI	Exit	SELECT SECTOR SPDR TRsbi int-inds	$0	–	-21,358	–	-1.04%	–
WMT	Exit	WALMART INC	$0	–	-14,276	–	-1.07%	–
GOOGL	Exit	ALPHABET INCcap stk cl a	$0	–	-1,404	–	-1.08%	–
AXP	Exit	AMERICAN EXPRESS CO	$0	–	-16,017	–	-1.19%	–
CRM	Exit	SALESFORCE COM INC	$0	–	-12,835	–	-1.20%	–
KO	Exit	COCA COLA CO	$0	–	-35,142	–	-1.20%	–
XLY	Exit	SELECT SECTOR SPDR TRsbi cons discr	$0	–	-16,634	–	-1.26%	–
MCHP	Exit	MICROCHIP TECHNOLOGY INC	$0	–	-21,750	–	-1.27%	–
WFC	Exit	WELLS FARGO CO NEW	$0	–	-41,695	–	-1.32%	–
XLV	Exit	SELECT SECTOR SPDR TRsbi healthcare	$0	–	-23,574	–	-1.34%	–
ICE	Exit	INTERCONTINENTAL EXCHANGE IN	$0	–	-23,555	–	-1.37%	–
EFA	Exit	ISHARES TRmsci eafe etf	$0	–	-34,206	–	-1.40%	–
SCHE	Exit	SCHWAB STRATEGIC TRemrg mkteq etf	$0	–	-89,617	–	-1.42%	–
ALL	Exit	ALLSTATE CORP	$0	–	-20,814	–	-1.42%	–
ABT	Exit	ABBOTT LABS	$0	–	-27,789	–	-1.46%	–
PFE	Exit	PFIZER INC	$0	–	-67,151	–	-1.52%	–
XOM	Exit	EXXON MOBIL CORP	$0	–	-35,041	–	-1.56%	–
LOW	Exit	LOWES COS INC	$0	–	-22,515	–	-1.56%	–
XLK	Exit	SELECT SECTOR SPDR TRtechnology	$0	–	-32,288	–	-1.64%	–
JPM	Exit	JPMORGAN CHASE & CO	$0	–	-22,258	–	-1.65%	–
DIS	Exit	DISNEY WALT CO	$0	–	-21,979	–	-1.80%	–
MSFT	Exit	MICROSOFT CORP	$0	–	-20,834	–	-1.82%	–
VCIT	Exit	VANGUARD SCOTTSDALE FDSint-term corp	$0	–	-31,985	–	-1.84%	–
SCHB	Exit	SCHWAB STRATEGIC TRus brd mkt etf	$0	–	-43,330	–	-1.94%	–
PG	Exit	PROCTER AND GAMBLE CO	$0	–	-25,879	–	-2.03%	–
CMF	Exit	ISHARES TRcalif mun bd etf	$0	–	-54,804	–	-2.11%	–
CORP	Exit	PIMCO ETF TRinv grd crp bd	$0	–	-31,585	–	-2.18%	–
AAPL	Exit	APPLE INC	$0	–	-16,500	–	-2.33%	–
IJH	Exit	ISHARES TRcore s&p mcp etf	$0	–	-20,042	–	-2.44%	–
IJR	Exit	ISHARES TRcore s&p scp etf	$0	–	-50,241	–	-2.46%	–
CVX	Exit	CHEVRON CORP NEW	$0	–	-34,477	–	-2.57%	–
VEU	Exit	VANGUARD INTL EQUITY INDEX Fallwrld ex us	$0	–	-84,946	–	-2.67%	–
SCHF	Exit	SCHWAB STRATEGIC TRintl eqty etf	$0	–	-233,982	–	-4.69%	–

Q3 2019

			Value		Shares		↓ Weighting
SCHF	Buy	SCHWAB STRATEGIC TRintl eqty etf	$7,455,000	+5.3%	233,982	+6.0%	4.69%	+4.0%
VEU	Sell	VANGUARD INTL EQUITY INDEX Fallwrld ex us	$4,239,000	-2.5%	84,946	-0.4%	2.67%	-3.7%
CVX	Sell	CHEVRON CORP NEW	$4,089,000	-8.2%	34,477	-3.7%	2.57%	-9.3%
IJR	Sell	ISHARES TRcore s&p scp etf	$3,911,000	-1.9%	50,241	-1.3%	2.46%	-3.0%
IJH	Sell	ISHARES TRcore s&p mcp etf	$3,873,000	-1.7%	20,042	-1.2%	2.44%	-2.9%
AAPL	Sell	APPLE INC	$3,696,000	+12.1%	16,500	-0.9%	2.33%	+10.8%
CORP	Buy	PIMCO ETF TRinv grd crp bd	$3,466,000	+8.9%	31,585	+6.6%	2.18%	+7.5%
CMF	Buy	ISHARES TRcalif mun bd etf	$3,358,000	+2.5%	54,804	+1.5%	2.11%	+1.3%
PG	Sell	PROCTER AND GAMBLE CO	$3,219,000	+10.6%	25,879	-2.5%	2.03%	+9.3%
SCHB	Buy	SCHWAB STRATEGIC TRus brd mkt etf	$3,077,000	+4.8%	43,330	+4.1%	1.94%	+3.5%
VCIT	Buy	VANGUARD SCOTTSDALE FDSint-term corp	$2,918,000	+2.2%	31,985	+0.7%	1.84%	+1.0%
MSFT	Sell	MICROSOFT CORP	$2,897,000	+3.7%	20,834	-0.1%	1.82%	+2.5%
DIS	Sell	DISNEY WALT CO	$2,864,000	-10.4%	21,979	-3.9%	1.80%	-11.4%
JPM	Sell	JPMORGAN CHASE & CO	$2,620,000	+4.5%	22,258	-0.8%	1.65%	+3.2%
XLK	Buy	SELECT SECTOR SPDR TRtechnology	$2,600,000	+3.2%	32,288	+0.0%	1.64%	+2.0%
LOW	Sell	LOWES COS INC	$2,476,000	+8.8%	22,515	-0.2%	1.56%	+7.5%
XOM	Sell	EXXON MOBIL CORP	$2,474,000	-14.4%	35,041	-7.1%	1.56%	-15.4%
PFE	Buy	PFIZER INC	$2,413,000	-16.4%	67,151	+0.8%	1.52%	-17.4%
ABT	Buy	ABBOTT LABS	$2,325,000	-0.0%	27,789	+0.5%	1.46%	-1.2%
ALL	Buy	ALLSTATE CORP	$2,262,000	+8.7%	20,814	+1.7%	1.42%	+7.4%
SCHE	Sell	SCHWAB STRATEGIC TRemrg mkteq etf	$2,252,000	-6.9%	89,617	-2.8%	1.42%	-8.0%
XLV	Buy	SELECT SECTOR SPDR TRsbi healthcare	$2,125,000	-2.0%	23,574	+0.7%	1.34%	-3.2%
WFC	Sell	WELLS FARGO CO NEW	$2,103,000	-24.5%	41,695	-29.1%	1.32%	-25.4%
MCHP	Buy	MICROCHIP TECHNOLOGY INC	$2,021,000	+9.6%	21,750	+2.3%	1.27%	+8.3%
XLY	Buy	SELECT SECTOR SPDR TRsbi cons discr	$2,008,000	+3.2%	16,634	+2.0%	1.26%	+2.0%
KO	Sell	COCA COLA CO	$1,913,000	+6.3%	35,142	-0.6%	1.20%	+5.0%
CRM	Buy	SALESFORCE COM INC	$1,905,000	-1.8%	12,835	+0.4%	1.20%	-3.0%
AXP	Sell	AMERICAN EXPRESS CO	$1,894,000	-28.6%	16,017	-25.5%	1.19%	-29.5%
GOOGL	Buy	ALPHABET INCcap stk cl a	$1,714,000	+14.3%	1,404	+1.4%	1.08%	+13.0%
XLI	Sell	SELECT SECTOR SPDR TRsbi int-inds	$1,658,000	-3.8%	21,358	-4.1%	1.04%	-5.0%
ORCL	Buy	ORACLE CORP	$1,566,000	-2.5%	28,462	+0.9%	0.99%	-3.6%
JNJ	Sell	JOHNSON & JOHNSON	$1,501,000	-8.1%	11,599	-1.2%	0.94%	-9.2%
XLE	Buy	SELECT SECTOR SPDR TRenergy	$1,463,000	+406.2%	24,719	+445.7%	0.92%	+400.5%
PEP	Sell	PEPSICO INC	$1,380,000	+3.8%	10,062	-0.7%	0.87%	+2.6%
CAT	Buy	CATERPILLAR INC DEL	$1,334,000	+38.8%	10,559	+49.8%	0.84%	+37.3%
UTX	Sell	UNITED TECHNOLOGIES CORP	$1,301,000	-26.4%	9,530	-29.8%	0.82%	-27.3%
CTSH	Buy	COGNIZANT TECHNOLOGY SOLUTIOcl a	$1,219,000	-0.7%	20,220	+4.5%	0.77%	-1.9%
FB	Sell	FACEBOOK INCcl a	$1,201,000	-7.9%	6,745	-0.2%	0.76%	-9.0%
D	Sell	DOMINION ENERGY INC	$1,175,000	+3.1%	14,499	-1.7%	0.74%	+1.9%
KLAC	Buy	KLA-TENCOR CORP	$1,174,000	+44.0%	7,360	+6.7%	0.74%	+42.4%
XLB	Buy	SELECT SECTOR SPDR TRsbi materials	$1,155,000	+7.0%	19,853	+7.6%	0.73%	+5.7%
BMY	Buy	BRISTOL MYERS SQUIBB CO	$1,143,000	+16.5%	22,536	+4.2%	0.72%	+15.2%
DHR	Sell	DANAHER CORPORATION	$1,141,000	+0.4%	7,897	-0.6%	0.72%	-0.8%
DLTR	Buy	DOLLAR TREE INC	$1,093,000	+9.3%	9,570	+2.8%	0.69%	+8.0%
XLRE	Buy	SELECT SECTOR SPDR TRrl est sel sec	$1,076,000	+8.5%	27,352	+1.4%	0.68%	+7.1%
XLF	Sell	SELECT SECTOR SPDR TRsbi int-finl	$1,041,000	-6.5%	37,192	-7.8%	0.66%	-7.6%
FTV	Buy	FORTIVE CORP	$1,035,000	-15.7%	15,099	+0.2%	0.65%	-16.7%
VZ	Sell	VERIZON COMMUNICATIONS INC	$1,035,000	-4.5%	17,148	-9.6%	0.65%	-5.6%
ZBH	Buy	ZIMMER BIOMET HLDGS INC	$1,028,000	+18.7%	7,489	+1.8%	0.65%	+17.2%
HACK	Buy	ETF MANAGERS TRprime cybr scrty	$959,000	-5.3%	25,645	+0.7%	0.60%	-6.5%
XLU	Buy	SELECT SECTOR SPDR TRsbi int-utils	$949,000	+9.3%	14,661	+0.8%	0.60%	+8.0%
AMT	Buy	AMERICAN TOWER CORP NEW	$935,000	+9.5%	4,230	+1.3%	0.59%	+8.3%
XLP	Sell	SELECT SECTOR SPDR TRsbi cons stpls	$918,000	+1.1%	14,948	-4.4%	0.58%	-0.2%
INTC	Sell	INTEL CORP	$911,000	+1.6%	17,673	-5.6%	0.57%	+0.3%
TJX	Buy	TJX COS INC NEW	$873,000	+10.6%	15,655	+4.9%	0.55%	+9.3%
MDLZ	Buy	MONDELEZ INTL INCcl a	$859,000	+4.9%	15,527	+2.1%	0.54%	+3.6%
BA	Buy	BOEING CO	$845,000	+165.7%	2,221	+154.1%	0.53%	+162.1%
AGN	Buy	ALLERGAN PLC	$844,000	+1.1%	5,015	+0.6%	0.53%	-0.2%
TPR	Buy	TAPESTRY INC	$840,000	-3.1%	32,245	+18.0%	0.53%	-4.2%
ABC	Buy	AMERISOURCEBERGEN CORP	$836,000	-1.6%	10,150	+1.8%	0.53%	-3.0%
C	New	CITIGROUP INC	$814,000	–	11,780	–	0.51%	–
UPS	Sell	UNITED PARCEL SERVICE INCcl b	$812,000	-25.4%	6,773	-35.7%	0.51%	-26.3%
CVS	Buy	CVS HEALTH CORP	$810,000	+23.7%	12,845	+6.9%	0.51%	+22.3%
HYG	Sell	ISHARES TRiboxx hi yd etf	$789,000	-0.1%	9,051	-0.1%	0.50%	-1.2%
VOX	Sell	VANGUARD WORLD FDS	$775,000	-1.4%	8,936	-1.4%	0.49%	-2.6%
MRK	Sell	MERCK & CO INC	$749,000	-1.8%	8,901	-2.2%	0.47%	-2.9%
UNP	Sell	UNION PACIFIC CORP	$749,000	-8.9%	4,625	-4.8%	0.47%	-9.9%
CMCSA	New	COMCAST CORP NEWcl a	$742,000	–	16,450	–	0.47%	–
ALXN	Buy	ALEXION PHARMACEUTICALS INC	$712,000	-22.7%	7,270	+3.4%	0.45%	-23.7%
STI	New	SUNTRUST BKS INC	$666,000	–	9,685	–	0.42%	–
SCHA	Buy	SCHWAB STRATEGIC TRus sml cap etf	$664,000	+10.7%	9,526	+13.4%	0.42%	+9.4%
EL	New	LAUDER ESTEE COS INCcl a	$661,000	–	3,320	–	0.42%	–
AMZN	Buy	AMAZON COM INC	$661,000	-3.5%	381	+5.2%	0.42%	-4.8%
GNR	Buy	SPDR INDEX SHS FDSglb nat resrce	$649,000	+3.0%	15,057	+9.6%	0.41%	+2.0%
SBUX	Sell	STARBUCKS CORP	$574,000	-39.5%	6,489	-42.7%	0.36%	-40.3%
VTI	Sell	VANGUARD INDEX FDStotal stk mkt	$563,000	-0.7%	3,727	-1.3%	0.35%	-1.9%
J	Sell	JACOBS ENGR GROUP INC	$506,000	+5.9%	5,533	-2.3%	0.32%	+4.6%
T	Buy	AT&T INC	$484,000	+20.7%	12,782	+6.8%	0.30%	+19.1%
SCHM	Buy	SCHWAB STRATEGIC TRus mid-cap etf	$471,000	+50.5%	8,325	+52.1%	0.30%	+49.2%
SPEM	New	SPDR INDEX SHS FDSportfolio emg mk	$461,000	–	13,456	–	0.29%	–
VFC	Sell	V F CORP	$437,000	-44.9%	4,914	-45.9%	0.28%	-45.5%
GOOG	Sell	ALPHABET INCcap stk cl c	$435,000	-2.5%	357	-13.6%	0.27%	-3.5%
HON	New	HONEYWELL INTL INC	$425,000	–	2,510	–	0.27%	–
MUB	Buy	ISHARES TRnational mun etf	$419,000	+17.7%	3,675	+16.7%	0.26%	+16.3%
XLC	Sell	SELECT SECTOR SPDR TR	$418,000	0.0%	8,445	-0.5%	0.26%	-1.1%
MAS	Buy	MASCO CORP	$415,000	+13.4%	9,952	+6.8%	0.26%	+12.0%
DUK	Sell	DUKE ENERGY CORP NEW	$381,000	-8.0%	3,970	-15.4%	0.24%	-9.1%
CELG	Sell	CELGENE CORP	$341,000	+6.2%	3,435	-1.2%	0.22%	+4.9%
DD	New	DUPONT DE NEMOURS INC	$337,000	–	4,724	–	0.21%	–
SPDW	New	SPDR INDEX SHS FDSportfolio devlpd	$314,000	–	10,709	–	0.20%	–
SPY	Sell	SPDR S&P 500 ETF TRtr unit	$310,000	0.0%	1,043	-1.4%	0.20%	-1.5%
RWO	Sell	SPDR INDEX SHS FDSdj glb rl es etf	$288,000	-3.4%	5,551	-7.2%	0.18%	-4.7%
GE	Sell	GENERAL ELECTRIC CO	$281,000	-15.4%	31,438	-0.6%	0.18%	-16.5%
EOG	Sell	EOG RES INC	$243,000	-51.9%	3,280	-39.5%	0.15%	-52.5%
DOW	Sell	DOW INC	$222,000	-24.7%	4,657	-22.2%	0.14%	-25.5%
GWW	Sell	GRAINGER W W INC	$208,000	-62.7%	701	-66.2%	0.13%	-63.1%
HAL	Exit	HALLIBURTON CO	$0	–	-11,255	–	-0.16%	–
SCHW	Exit	THE CHARLES SCHWAB CORPORATI	$0	–	-7,300	–	-0.19%	–
SLB	Exit	SCHLUMBERGER LTD	$0	–	-9,304	–	-0.24%	–
DWDP	Exit	DOWDUPONT INC	$0	–	-6,124	–	-0.29%	–
COST	Exit	COSTCO WHSL CORP NEW	$0	–	-3,148	–	-0.53%	–
RHT	Exit	RED HAT INC	$0	–	-5,300	–	-0.63%	–

Q2 2019

			Value		Shares		↓ Weighting
SCHF	New	SCHWAB STRATEGIC TRintl eqty etf	$7,083,000	–	220,737	–	4.51%	–
CVX	New	CHEVRON CORP NEW	$4,454,000	–	35,792	–	2.84%	–
VEU	New	VANGUARD INTL EQUITY INDEX Fallwrld ex us	$4,349,000	–	85,296	–	2.77%	–
IJR	New	ISHARES TRcore s&p scp etf	$3,985,000	–	50,910	–	2.54%	–
IJH	New	ISHARES TRcore s&p mcp etf	$3,941,000	–	20,287	–	2.51%	–
AAPL	New	APPLE INC	$3,297,000	–	16,656	–	2.10%	–
CMF	New	ISHARES TRcalif mun bd etf	$3,275,000	–	54,004	–	2.09%	–
DIS	New	DISNEY WALT CO	$3,195,000	–	22,879	–	2.04%	–
CORP	New	PIMCO ETF TRinv grd crp bd	$3,184,000	–	29,637	–	2.03%	–
SCHB	New	SCHWAB STRATEGIC TRus brd mkt etf	$2,937,000	–	41,641	–	1.87%	–
PG	New	PROCTER AND GAMBLE CO	$2,910,000	–	26,542	–	1.85%	–
XOM	New	EXXON MOBIL CORP	$2,890,000	–	37,719	–	1.84%	–
PFE	New	PFIZER INC	$2,887,000	–	66,641	–	1.84%	–
VCIT	New	VANGUARD SCOTTSDALE FDSint-term corp	$2,855,000	–	31,770	–	1.82%	–
MSFT	New	MICROSOFT CORP	$2,794,000	–	20,854	–	1.78%	–
WFC	New	WELLS FARGO CO NEW	$2,785,000	–	58,845	–	1.78%	–
AXP	New	AMERICAN EXPRESS CO	$2,654,000	–	21,504	–	1.69%	–
XLK	New	SELECT SECTOR SPDR TRtechnology	$2,519,000	–	32,273	–	1.60%	–
JPM	New	JPMORGAN CHASE & CO	$2,507,000	–	22,427	–	1.60%	–
SCHE	New	SCHWAB STRATEGIC TRemrg mkteq etf	$2,418,000	–	92,156	–	1.54%	–
ABT	New	ABBOTT LABS	$2,326,000	–	27,659	–	1.48%	–
LOW	New	LOWES COS INC	$2,276,000	–	22,550	–	1.45%	–
EFA	New	ISHARES TRmsci eafe etf	$2,248,000	–	34,206	–	1.43%	–
XLV	New	SELECT SECTOR SPDR TRsbi healthcare	$2,169,000	–	23,414	–	1.38%	–
ALL	New	ALLSTATE CORP	$2,081,000	–	20,464	–	1.33%	–
ICE	New	INTERCONTINENTAL EXCHANGE IN	$2,024,000	–	23,555	–	1.29%	–
XLY	New	SELECT SECTOR SPDR TRsbi cons discr	$1,945,000	–	16,314	–	1.24%	–
CRM	New	SALESFORCE COM INC	$1,940,000	–	12,785	–	1.24%	–
MCHP	New	MICROCHIP TECHNOLOGY INC	$1,844,000	–	21,265	–	1.18%	–
KO	New	COCA COLA CO	$1,800,000	–	35,357	–	1.15%	–
UTX	New	UNITED TECHNOLOGIES CORP	$1,767,000	–	13,575	–	1.13%	–
XLI	New	SELECT SECTOR SPDR TRsbi int-inds	$1,724,000	–	22,267	–	1.10%	–
JNJ	New	JOHNSON & JOHNSON	$1,634,000	–	11,734	–	1.04%	–
ORCL	New	ORACLE CORP	$1,606,000	–	28,197	–	1.02%	–
WMT	New	WALMART INC	$1,577,000	–	14,276	–	1.00%	–
GOOGL	New	ALPHABET INCcap stk cl a	$1,499,000	–	1,384	–	0.96%	–
USB	New	US BANCORP DEL	$1,415,000	–	27,000	–	0.90%	–
PEP	New	PEPSICO INC	$1,329,000	–	10,137	–	0.85%	–
FB	New	FACEBOOK INCcl a	$1,304,000	–	6,758	–	0.83%	–
CME	New	CME GROUP INC	$1,262,000	–	6,500	–	0.80%	–
FTV	New	FORTIVE CORP	$1,228,000	–	15,068	–	0.78%	–
CTSH	New	COGNIZANT TECHNOLOGY SOLUTIOcl a	$1,227,000	–	19,350	–	0.78%	–
D	New	DOMINION ENERGY INC	$1,140,000	–	14,749	–	0.73%	–
DHR	New	DANAHER CORPORATION	$1,136,000	–	7,947	–	0.72%	–
XLF	New	SELECT SECTOR SPDR TRsbi int-finl	$1,113,000	–	40,337	–	0.71%	–
UPS	New	UNITED PARCEL SERVICE INCcl b	$1,088,000	–	10,532	–	0.69%	–
VZ	New	VERIZON COMMUNICATIONS INC	$1,084,000	–	18,966	–	0.69%	–
XLB	New	SELECT SECTOR SPDR TRsbi materials	$1,079,000	–	18,451	–	0.69%	–
HACK	New	ETF MANAGERS TRprime cybr scrty	$1,013,000	–	25,470	–	0.65%	–
DLTR	New	DOLLAR TREE INC	$1,000,000	–	9,310	–	0.64%	–
RHT	New	RED HAT INC	$995,000	–	5,300	–	0.63%	–
XLRE	New	SELECT SECTOR SPDR TRrl est sel sec	$992,000	–	26,972	–	0.63%	–
BMY	New	BRISTOL MYERS SQUIBB CO	$981,000	–	21,626	–	0.62%	–
CAT	New	CATERPILLAR INC DEL	$961,000	–	7,049	–	0.61%	–
ADP	New	AUTOMATIC DATA PROCESSING IN	$959,000	–	5,800	–	0.61%	–
SBUX	New	STARBUCKS CORP	$949,000	–	11,325	–	0.60%	–
ALXN	New	ALEXION PHARMACEUTICALS INC	$921,000	–	7,030	–	0.59%	–
XLP	New	SELECT SECTOR SPDR TRsbi cons stpls	$908,000	–	15,633	–	0.58%	–
INTC	New	INTEL CORP	$897,000	–	18,728	–	0.57%	–
HD	New	HOME DEPOT INC	$893,000	–	4,293	–	0.57%	–
XLU	New	SELECT SECTOR SPDR TRsbi int-utils	$868,000	–	14,551	–	0.55%	–
TPR	New	TAPESTRY INC	$867,000	–	27,330	–	0.55%	–
ZBH	New	ZIMMER BIOMET HLDGS INC	$866,000	–	7,359	–	0.55%	–
AMT	New	AMERICAN TOWER CORP NEW	$854,000	–	4,175	–	0.54%	–
ABC	New	AMERISOURCEBERGEN CORP	$850,000	–	9,970	–	0.54%	–
AGN	New	ALLERGAN PLC	$835,000	–	4,985	–	0.53%	–
COST	New	COSTCO WHSL CORP NEW	$832,000	–	3,148	–	0.53%	–
UNP	New	UNION PACIFIC CORP	$822,000	–	4,858	–	0.52%	–
MDLZ	New	MONDELEZ INTL INCcl a	$819,000	–	15,202	–	0.52%	–
KLAC	New	KLA-TENCOR CORP	$815,000	–	6,895	–	0.52%	–
VFC	New	V F CORP	$793,000	–	9,081	–	0.50%	–
HYG	New	ISHARES TRiboxx hi yd etf	$790,000	–	9,060	–	0.50%	–
TJX	New	TJX COS INC NEW	$789,000	–	14,930	–	0.50%	–
VOX	New	VANGUARD WORLD FDS	$786,000	–	9,062	–	0.50%	–
MRK	New	MERCK & CO INC	$763,000	–	9,101	–	0.49%	–
BRKB	New	BERKSHIRE HATHAWAY INC DELcl b new	$740,000	–	3,472	–	0.47%	–
AMZN	New	AMAZON COM INC	$685,000	–	362	–	0.44%	–
ABBV	New	ABBVIE INC	$671,000	–	9,224	–	0.43%	–
CVS	New	CVS HEALTH CORP	$655,000	–	12,020	–	0.42%	–
GNR	New	SPDR INDEX SHS FDSglb nat resrce	$630,000	–	13,737	–	0.40%	–
MCD	New	MCDONALDS CORP	$620,000	–	2,985	–	0.40%	–
SCHA	New	SCHWAB STRATEGIC TRus sml cap etf	$600,000	–	8,401	–	0.38%	–
VTI	New	VANGUARD INDEX FDStotal stk mkt	$567,000	–	3,777	–	0.36%	–
GWW	New	GRAINGER W W INC	$557,000	–	2,075	–	0.36%	–
VGT	New	VANGUARD WORLD FDSinf tech etf	$554,000	–	2,625	–	0.35%	–
VNQ	New	VANGUARD INDEX FDSreal estate etf	$539,000	–	6,170	–	0.34%	–
CSCO	New	CISCO SYS INC	$517,000	–	9,450	–	0.33%	–
EOG	New	EOG RES INC	$505,000	–	5,420	–	0.32%	–
J	New	JACOBS ENGR GROUP INC	$478,000	–	5,666	–	0.30%	–
DWDP	New	DOWDUPONT INC	$460,000	–	6,124	–	0.29%	–
GOOG	New	ALPHABET INCcap stk cl c	$446,000	–	413	–	0.28%	–
VIG	New	VANGUARD GROUPdiv app etf	$442,000	–	3,842	–	0.28%	–
IBM	New	INTERNATIONAL BUSINESS MACHS	$435,000	–	3,155	–	0.28%	–
MMM	New	3M CO	$431,000	–	2,487	–	0.28%	–
PLD	New	PROLOGIS INC	$417,000	–	5,200	–	0.27%	–
XLC	New	SELECT SECTOR SPDR TR	$418,000	–	8,490	–	0.27%	–
DUK	New	DUKE ENERGY CORP NEW	$414,000	–	4,695	–	0.26%	–
T	New	AT&T INC	$401,000	–	11,970	–	0.26%	–
XRX	New	XEROX CORP	$397,000	–	11,200	–	0.25%	–
TROW	New	PRICE T ROWE GROUP INC	$395,000	–	3,600	–	0.25%	–
SLB	New	SCHLUMBERGER LTD	$370,000	–	9,304	–	0.24%	–
MAS	New	MASCO CORP	$366,000	–	9,317	–	0.23%	–
NEE	New	NEXTERA ENERGY INC	$359,000	–	1,750	–	0.23%	–
MUB	New	ISHARES TRnational mun etf	$356,000	–	3,150	–	0.23%	–
MCO	New	MOODYS CORP	$356,000	–	1,823	–	0.23%	–
SUB	New	ISHARES TRshrt nat mun etf	$349,000	–	3,273	–	0.22%	–
STIP	New	ISHARES TR0-5 yr tips etf	$332,000	–	3,300	–	0.21%	–
GE	New	GENERAL ELECTRIC CO	$332,000	–	31,640	–	0.21%	–
CELG	New	CELGENE CORP	$321,000	–	3,475	–	0.20%	–
BA	New	BOEING CO	$318,000	–	874	–	0.20%	–
SCHM	New	SCHWAB STRATEGIC TRus mid-cap etf	$313,000	–	5,475	–	0.20%	–
SPY	New	SPDR S&P 500 ETF TRtr unit	$310,000	–	1,058	–	0.20%	–
BMO	New	BANK MONTREAL QUE	$302,000	–	4,000	–	0.19%	–
RWO	New	SPDR INDEX SHS FDSdj glb rl es etf	$298,000	–	5,981	–	0.19%	–
DOW	New	DOW INC	$295,000	–	5,984	–	0.19%	–
SCHW	New	THE CHARLES SCHWAB CORPORATI	$293,000	–	7,300	–	0.19%	–
IGIB	New	ISHARES TRintrm tr crp etf	$293,000	–	5,140	–	0.19%	–
XLE	New	SELECT SECTOR SPDR TRenergy	$289,000	–	4,530	–	0.18%	–
TXN	New	TEXAS INSTRS INC	$287,000	–	2,500	–	0.18%	–
LQD	New	ISHARES TRiboxx inv cp etf	$274,000	–	2,200	–	0.18%	–
BAC	New	BANK AMER CORP	$268,000	–	9,252	–	0.17%	–
REZ	New	ISHARES TRresidnl real est	$263,000	–	3,600	–	0.17%	–
BXP	New	BOSTON PROPERTIES INC	$258,000	–	2,000	–	0.16%	–
HAL	New	HALLIBURTON CO	$256,000	–	11,255	–	0.16%	–
AVGO	New	BROADCOM INC	$245,000	–	850	–	0.16%	–
MAR	New	MARRIOTT INTL INC NEWcl a	$238,000	–	1,700	–	0.15%	–
APD	New	AIR PRODS & CHEMS INC	$232,000	–	1,025	–	0.15%	–
GSG	New	ISHARES S&P GSCI COMMODITY Iunit ben int	$177,000	–	11,285	–	0.11%	–

Q4 2018

			Value		Shares		↓ Weighting
EEM	Exit	iShares MSCI Emerging Markets	$0	–	-4,691	–	-0.12%	–
PCAR	Exit	Paccar, Inc.	$0	–	-3,000	–	-0.12%	–
SPY	Exit	S&P 500 Deposit Receipts	$0	–	-736	–	-0.13%	–
CNDT	Exit	Conduent Inc	$0	–	-9,875	–	-0.13%	–
MAR	Exit	Marriott Int.	$0	–	-1,700	–	-0.13%	–
REZ	Exit	iShares FTSE NAREIT Residential	$0	–	-3,600	–	-0.14%	–
BXP	Exit	Boston Properties	$0	–	-2,000	–	-0.15%	–
APD	Exit	Air Products & Chemicals, Inc.	$0	–	-1,533	–	-0.15%	–
TXN	Exit	Texas Instruments	$0	–	-2,500	–	-0.16%	–
EFV	Exit	iShares MSCI EAFE Value	$0	–	-5,250	–	-0.16%	–
IGIB	Exit	iShares Barclays Inter Cr Bd Fd	$0	–	-5,140	–	-0.16%	–
BAC	Exit	Bank of America	$0	–	-9,352	–	-0.16%	–
AVGO	Exit	Avago Tech.	$0	–	-1,198	–	-0.18%	–
MUB	Exit	iShares Nat. AMT-Free Muni	$0	–	-2,760	–	-0.18%	–
MCO	Exit	Moody's Corp.	$0	–	-1,848	–	-0.18%	–
XRX	Exit	Xerox	$0	–	-11,522	–	-0.18%	–
LQD	Exit	iShares IBOXX Inv. Grade Corp.	$0	–	-2,700	–	-0.18%	–
STIP	Exit	iShares 0-5 Year TIPS Bond ETF	$0	–	-3,300	–	-0.19%	–
BA	Exit	Boeing Co.	$0	–	-874	–	-0.19%	–
BMO	Exit	Bank Of Montreal	$0	–	-4,000	–	-0.20%	–
PLD	Exit	Prologis Inc.	$0	–	-5,200	–	-0.21%	–
SUB	Exit	iShares St Nat. AMT-Free Muni	$0	–	-3,473	–	-0.22%	–
SLB	Exit	Schlumberger Ltd.	$0	–	-6,310	–	-0.23%	–
TROW	Exit	T. Rowe Price	$0	–	-3,600	–	-0.23%	–
SCHM	Exit	Schwab US Mid Cap ETF	$0	–	-6,793	–	-0.23%	–
DUK	Exit	Duke Energy	$0	–	-5,490	–	-0.26%	–
NEE	Exit	Nextera Energy, Inc.	$0	–	-2,650	–	-0.26%	–
IBM	Exit	IBM	$0	–	-3,155	–	-0.28%	–
GOOGL	Exit	Alphabet - Cl A	$0	–	-397	–	-0.29%	–
GE	Exit	General Electric	$0	–	-42,616	–	-0.29%	–
VIG	Exit	Vanguard Dividend Appreciation	$0	–	-4,453	–	-0.29%	–
PCG	Exit	PG&E Corp.	$0	–	-10,788	–	-0.30%	–
MAS	Exit	Masco	$0	–	-13,660	–	-0.30%	–
VNQ	Exit	Vanguard REIT	$0	–	-6,318	–	-0.30%	–
J	Exit	Jacobs Engineering	$0	–	-6,766	–	-0.31%	–
MCD	Exit	McDonald's	$0	–	-3,102	–	-0.31%	–
T	Exit	AT&T Inc.	$0	–	-15,619	–	-0.31%	–
AMT	Exit	American Tower Corp	$0	–	-3,700	–	-0.32%	–
VGT	Exit	Vanguard Info Tech	$0	–	-2,675	–	-0.32%	–
MMM	Exit	3M Corp	$0	–	-2,587	–	-0.32%	–
GOOG	Exit	Alphabet - Cl C	$0	–	-461	–	-0.33%	–
CSCO	Exit	Cisco Systems	$0	–	-12,874	–	-0.37%	–
EOG	Exit	EOG Resources, Inc.	$0	–	-5,046	–	-0.38%	–
RWO	Exit	Dow Jones Global Real Estate ETF	$0	–	-13,785	–	-0.39%	–
MRK	Exit	Merck & Co.	$0	–	-9,450	–	-0.40%	–
LB	Exit	L Brands, Inc.	$0	–	-22,750	–	-0.41%	–
BIIB	Exit	Biogen Inc	$0	–	-2,026	–	-0.43%	–
CELG	Exit	Celgene Corp.	$0	–	-8,045	–	-0.43%	–
MDLZ	Exit	Mondelez Int.	$0	–	-16,902	–	-0.43%	–
VTI	Exit	Vanguard Total Stock Market	$0	–	-4,905	–	-0.44%	–
XLE	Exit	Energy Sector SPDR	$0	–	-9,695	–	-0.44%	–
HAL	Exit	Halliburton	$0	–	-18,149	–	-0.44%	–
BRKB	Exit	Berkshire Hathaway - B	$0	–	-3,497	–	-0.45%	–
AMZN	Exit	Amazon	$0	–	-375	–	-0.45%	–
GWW	Exit	W.W. Grainger, Inc.	$0	–	-2,148	–	-0.46%	–
XLRE	Exit	Real Estate Select Sector SPDR	$0	–	-23,788	–	-0.46%	–
DLTR	Exit	Dollar Tree, Inc.	$0	–	-9,530	–	-0.46%	–
GSG	Exit	iShares S&P GSCI Commodity	$0	–	-43,666	–	-0.47%	–
ABC	Exit	AmerisourceBergen	$0	–	-8,680	–	-0.48%	–
COST	Exit	Costco Wholesale	$0	–	-3,430	–	-0.48%	–
XLU	Exit	Utilities Sector SPDR	$0	–	-15,456	–	-0.48%	–
SCHA	Exit	Schwab US Small Cap ETF	$0	–	-10,841	–	-0.49%	–
XLC	Exit	Communication Services Sector SPDR	$0	–	-17,090	–	-0.50%	–
XLP	Exit	Consumer Staples SPDR	$0	–	-15,670	–	-0.50%	–
UNP	Exit	Union Pacific	$0	–	-5,216	–	-0.51%	–
HACK	Exit	PureFunds ISE Cyber Security ETF	$0	–	-21,170	–	-0.51%	–
XLF	Exit	Financial Sector SPDR	$0	–	-31,119	–	-0.51%	–
AMG	Exit	Affiliated Managers Group	$0	–	-6,315	–	-0.51%	–
DHR	Exit	Danaher Corp.	$0	–	-7,997	–	-0.52%	–
ABBV	Exit	Abbvie	$0	–	-9,224	–	-0.52%	–
ADP	Exit	Automatic Data Proc.	$0	–	-5,900	–	-0.53%	–
EFA	Exit	iShares MSCI EAFE	$0	–	-13,277	–	-0.54%	–
HYG	Exit	iShares IBOXX High Yield Corp.	$0	–	-10,677	–	-0.55%	–
SHPG	Exit	Shire PLC	$0	–	-5,260	–	-0.57%	–
AGN	Exit	Allergan, Inc.	$0	–	-5,081	–	-0.58%	–
HD	Exit	Home Depot	$0	–	-4,693	–	-0.58%	–
TJX	Exit	TJX Companies	$0	–	-8,740	–	-0.58%	–
ZBH	Exit	Zimmer Biomet Holdings	$0	–	-7,788	–	-0.61%	–
KLAC	Exit	KLA-Tencor	$0	–	-10,375	–	-0.63%	–
INTC	Exit	Intel	$0	–	-22,528	–	-0.64%	–
VZ	Exit	Verizon Comm.	$0	–	-19,981	–	-0.64%	–
CME	Exit	CME Group, Inc.	$0	–	-6,500	–	-0.66%	–
SBUX	Exit	Starbucks Corp.	$0	–	-19,668	–	-0.67%	–
D	Exit	Dominion Resources	$0	–	-16,861	–	-0.71%	–
XLB	Exit	Materials Sector SPDR	$0	–	-20,740	–	-0.72%	–
BMY	Exit	Bristol-Myers Squibb	$0	–	-19,425	–	-0.72%	–
CAT	Exit	Caterpillar	$0	–	-8,249	–	-0.75%	–
CTSH	Exit	Cognizant Tech Solutions	$0	–	-16,824	–	-0.77%	–
PEP	Exit	Pepsico	$0	–	-11,672	–	-0.78%	–
FTV	Exit	Fortive Corporation	$0	–	-15,512	–	-0.78%	–
UPS	Exit	United Parcel Service	$0	–	-11,361	–	-0.79%	–
RHT	Exit	Red Hat Inc	$0	–	-9,755	–	-0.79%	–
VFC	Exit	V.F. Corp.	$0	–	-14,800	–	-0.82%	–
WMT	Exit	Wal-Mart Stores	$0	–	-14,997	–	-0.84%	–
DWDP	Exit	DowDuPont, Inc.	$0	–	-22,096	–	-0.85%	–
ORCL	Exit	Oracle	$0	–	-28,229	–	-0.87%	–
FB	Exit	Facebook, Inc.	$0	–	-8,903	–	-0.87%	–
XLV	Exit	Health Care Sector SPDR	$0	–	-15,470	–	-0.88%	–
JNJ	Exit	Johnson & Johnson	$0	–	-11,950	–	-0.98%	–
MCHP	Exit	Microchip Tech.	$0	–	-22,050	–	-1.04%	–
USB	Exit	U.S. Bancorp	$0	–	-32,995	–	-1.04%	–
KO	Exit	Coca Cola	$0	–	-38,672	–	-1.06%	–
ICE	Exit	Intercontinental Exchange	$0	–	-24,585	–	-1.10%	–
XLI	Exit	Industrial Sector SPDR	$0	–	-23,699	–	-1.11%	–
UTX	Exit	United Technologies	$0	–	-13,958	–	-1.16%	–
ABT	Exit	Abbott Labs.	$0	–	-27,909	–	-1.22%	–
CRM	Exit	Salesforce.com	$0	–	-13,127	–	-1.24%	–
XLK	Exit	Technology Sector SPDR	$0	–	-28,100	–	-1.26%	–
SCHE	Exit	Schwab Emerging Markets ETF	$0	–	-84,694	–	-1.30%	–
ALL	Exit	Allstate Corp.	$0	–	-22,183	–	-1.30%	–
XLY	Exit	Cons. Disc. Sector SPDR	$0	–	-18,748	–	-1.31%	–
PG	Exit	Procter & Gamble	$0	–	-28,685	–	-1.42%	–
AXP	Exit	American Express	$0	–	-22,443	–	-1.42%	–
DIS	Exit	Walt Disney	$0	–	-22,543	–	-1.57%	–
JPM	Exit	J.P. Morgan Chase	$0	–	-23,605	–	-1.59%	–
MSFT	Exit	Microsoft	$0	–	-23,337	–	-1.59%	–
SCHZ	Exit	Schwab US Aggregate Bond	$0	–	-58,626	–	-1.76%	–
VCIT	Exit	Vanguard Interm Corp.	$0	–	-36,862	–	-1.84%	–
LOW	Exit	Lowe's Cos.	$0	–	-27,702	–	-1.90%	–
PFE	Exit	Pfizer	$0	–	-75,658	–	-1.99%	–
CMF	Exit	iShares S&P CA AMT-Free Muni	$0	–	-57,575	–	-1.99%	–
WFC	Exit	Wells Fargo & Co.	$0	–	-64,727	–	-2.03%	–
XOM	Exit	Exxon Mobil	$0	–	-40,379	–	-2.05%	–
SCHB	Exit	Schwab US Broad Market ETF	$0	–	-58,914	–	-2.47%	–
IJH	Exit	iShares S&P Mid-Cap	$0	–	-21,210	–	-2.54%	–
VEU	Exit	Vanguard FTSE All-World EX-Us	$0	–	-85,340	–	-2.65%	–
CVX	Exit	Chevron Corp.	$0	–	-36,903	–	-2.69%	–
AAPL	Exit	Apple Inc.	$0	–	-20,421	–	-2.75%	–
IJR	Exit	iShares S&P Small-Cap	$0	–	-53,078	–	-2.76%	–
SCHF	Exit	Schwab International ETF	$0	–	-287,822	–	-5.75%	–

Q3 2018

			Value		Shares		↓ Weighting
SCHF	Buy	Schwab International ETF	$9,650,000	+20.4%	287,822	+18.6%	5.75%	+10.1%
AAPL	Sell	Apple Inc.	$4,609,000	+20.1%	20,421	-1.5%	2.75%	+9.9%
CVX	Buy	Chevron Corp.	$4,512,000	-3.0%	36,903	+0.3%	2.69%	-11.3%
VEU	Sell	Vanguard FTSE All-World EX-Us	$4,441,000	+0.2%	85,340	-0.2%	2.65%	-8.3%
SCHB	Buy	Schwab US Broad Market ETF	$4,147,000	+27.9%	58,914	+19.9%	2.47%	+17.0%
XOM	Buy	Exxon Mobil	$3,433,000	+3.5%	40,379	+0.7%	2.05%	-5.3%
WFC	Buy	Wells Fargo & Co.	$3,402,000	-4.6%	64,727	+0.6%	2.03%	-12.7%
CMF	Buy	iShares S&P CA AMT-Free Muni	$3,338,000	+24.4%	57,575	+25.6%	1.99%	+13.8%
PFE	Sell	Pfizer	$3,334,000	+19.4%	75,658	-1.8%	1.99%	+9.2%
LOW	Sell	Lowe's Cos.	$3,180,000	+10.8%	27,702	-7.8%	1.90%	+1.4%
VCIT	Buy	Vanguard Interm Corp.	$3,079,000	+30.5%	36,862	+30.4%	1.84%	+19.4%
SCHZ	Buy	Schwab US Aggregate Bond	$2,945,000	+14.4%	58,626	+15.3%	1.76%	+4.7%
MSFT	Sell	Microsoft	$2,669,000	+13.6%	23,337	-2.1%	1.59%	+3.9%
JPM	Sell	J.P. Morgan Chase	$2,663,000	+7.9%	23,605	-0.3%	1.59%	-1.2%
DIS	Buy	Walt Disney	$2,636,000	+12.1%	22,543	+0.5%	1.57%	+2.6%
AXP	Sell	American Express	$2,389,000	+7.7%	22,443	-0.9%	1.42%	-1.5%
PG	Sell	Procter & Gamble	$2,387,000	+5.7%	28,685	-0.8%	1.42%	-3.3%
XLY	Sell	Cons. Disc. Sector SPDR	$2,197,000	+3.7%	18,748	-3.3%	1.31%	-5.1%
ALL	Sell	Allstate Corp.	$2,189,000	+8.0%	22,183	-0.1%	1.30%	-1.1%
SCHE	Buy	Schwab Emerging Markets ETF	$2,177,000	+23.1%	84,694	+23.9%	1.30%	+12.7%
XLK	Sell	Technology Sector SPDR	$2,116,000	+0.2%	28,100	-7.6%	1.26%	-8.4%
CRM	Sell	Salesforce.com	$2,087,000	+14.0%	13,127	-2.2%	1.24%	+4.4%
ABT	Buy	Abbott Labs.	$2,047,000	+21.3%	27,909	+0.8%	1.22%	+11.0%
UTX	Sell	United Technologies	$1,951,000	+9.9%	13,958	-1.7%	1.16%	+0.6%
XLI	Sell	Industrial Sector SPDR	$1,858,000	+6.8%	23,699	-2.4%	1.11%	-2.3%
ICE	Sell	Intercontinental Exchange	$1,841,000	+0.1%	24,585	-1.7%	1.10%	-8.4%
KO	Sell	Coca Cola	$1,786,000	+4.6%	38,672	-0.7%	1.06%	-4.3%
MCHP	Sell	Microchip Tech.	$1,739,000	-13.6%	22,050	-0.3%	1.04%	-20.9%
XLV	Buy	Health Care Sector SPDR	$1,471,000	+18.3%	15,470	+3.8%	0.88%	+8.3%
FB	Buy	Facebook, Inc.	$1,464,000	-1.7%	8,903	+16.2%	0.87%	-10.0%
ORCL	Buy	Oracle	$1,455,000	+17.3%	28,229	+0.3%	0.87%	+7.3%
DWDP	Sell	DowDuPont, Inc.	$1,420,000	-4.3%	22,096	-1.9%	0.85%	-12.5%
WMT	Sell	Wal-Mart Stores	$1,408,000	+8.9%	14,997	-0.7%	0.84%	-0.4%
VFC	Sell	V.F. Corp.	$1,383,000	+1.7%	14,800	-11.3%	0.82%	-7.0%
RHT	Buy	Red Hat Inc	$1,329,000	+6.2%	9,755	+4.7%	0.79%	-2.9%
UPS	Buy	United Parcel Service	$1,326,000	+12.7%	11,361	+2.5%	0.79%	+3.0%
FTV	Buy	Fortive Corporation	$1,306,000	+9.4%	15,512	+0.1%	0.78%	0.0%
PEP	Sell	Pepsico	$1,304,000	+1.3%	11,672	-1.3%	0.78%	-7.3%
CTSH	Buy	Cognizant Tech Solutions	$1,297,000	+1.3%	16,824	+3.8%	0.77%	-7.3%
BMY	Buy	Bristol-Myers Squibb	$1,205,000	+15.8%	19,425	+3.3%	0.72%	+5.9%
XLB	Buy	Materials Sector SPDR	$1,201,000	+2.4%	20,740	+2.7%	0.72%	-6.3%
D	Sell	Dominion Resources	$1,184,000	-0.9%	16,861	-3.8%	0.71%	-9.3%
SBUX	Buy	Starbucks Corp.	$1,117,000	+20.9%	19,668	+3.9%	0.67%	+10.6%
VZ	Sell	Verizon Comm.	$1,066,000	-20.6%	19,981	-25.1%	0.64%	-27.3%
KLAC	Buy	KLA-Tencor	$1,055,000	+5.2%	10,375	+6.0%	0.63%	-3.7%
ZBH	Buy	Zimmer Biomet Holdings	$1,023,000	+24.6%	7,788	+5.7%	0.61%	+14.0%
TJX	New	TJX Companies	$979,000	–	8,740	–	0.58%	–
HD	Sell	Home Depot	$972,000	+0.3%	4,693	-5.5%	0.58%	-8.2%
AGN	Buy	Allergan, Inc.	$967,000	+20.6%	5,081	+5.6%	0.58%	+10.3%
SHPG	Buy	Shire PLC	$953,000	+9.9%	5,260	+2.3%	0.57%	+0.5%
HYG	Buy	iShares IBOXX High Yield Corp.	$922,000	+17.8%	10,677	+16.0%	0.55%	+7.8%
ADP	Sell	Automatic Data Proc.	$888,000	+6.9%	5,900	-4.8%	0.53%	-2.2%
DHR	Sell	Danaher Corp.	$868,000	+0.5%	7,997	-8.7%	0.52%	-8.2%
AMG	Buy	Affiliated Managers Group	$863,000	-0.8%	6,315	+7.9%	0.51%	-9.3%
XLF	Buy	Financial Sector SPDR	$858,000	+14.7%	31,119	+10.6%	0.51%	+4.9%
HACK	Buy	PureFunds ISE Cyber Security ETF	$849,000	+20.1%	21,170	+10.8%	0.51%	+9.8%
UNP	Sell	Union Pacific	$849,000	+12.7%	5,216	-1.9%	0.51%	+3.3%
XLP	Sell	Consumer Staples SPDR	$845,000	-8.7%	15,670	-12.8%	0.50%	-16.4%
XLC	New	Communication Services Sector SPDR	$837,000	–	17,090	–	0.50%	–
SCHA	Buy	Schwab US Small Cap ETF	$825,000	+15.7%	10,841	+11.8%	0.49%	+6.0%
XLU	Buy	Utilities Sector SPDR	$813,000	+3.7%	15,456	+2.3%	0.48%	-5.1%
COST	Buy	Costco Wholesale	$805,000	+13.4%	3,430	+0.9%	0.48%	+3.9%
ABC	Buy	AmerisourceBergen	$800,000	+14.0%	8,680	+5.4%	0.48%	+4.4%
GSG	Buy	iShares S&P GSCI Commodity	$790,000	+23.1%	43,666	+21.7%	0.47%	+12.7%
DLTR	New	Dollar Tree, Inc.	$777,000	–	9,530	–	0.46%	–
XLRE	Buy	Real Estate Select Sector SPDR	$775,000	+4.6%	23,788	+4.9%	0.46%	-4.3%
GWW	Sell	W.W. Grainger, Inc.	$767,000	-33.2%	2,148	-42.3%	0.46%	-38.9%
BRKB	Sell	Berkshire Hathaway - B	$748,000	+8.4%	3,497	-5.4%	0.45%	-0.7%
XLE	Buy	Energy Sector SPDR	$734,000	+0.1%	9,695	+0.3%	0.44%	-8.2%
VTI	Sell	Vanguard Total Stock Market	$734,000	-2.4%	4,905	-8.4%	0.44%	-10.6%
HAL	Buy	Halliburton	$735,000	-9.5%	18,149	+0.6%	0.44%	-17.2%
MDLZ	Buy	Mondelez Int.	$726,000	+5.7%	16,902	+0.8%	0.43%	-3.1%
CELG	Buy	Celgene Corp.	$719,000	+20.4%	8,045	+7.0%	0.43%	+10.3%
BIIB	Buy	Biogen Inc	$715,000	+23.9%	2,026	+1.9%	0.43%	+13.3%
LB	Buy	L Brands, Inc.	$689,000	-8.9%	22,750	+10.9%	0.41%	-16.5%
RWO	Buy	Dow Jones Global Real Estate ETF	$655,000	+28.9%	13,785	+30.5%	0.39%	+17.8%
EOG	Buy	EOG Resources, Inc.	$643,000	+3.9%	5,046	+1.3%	0.38%	-5.0%
CSCO	Sell	Cisco Systems	$626,000	+2.8%	12,874	-9.2%	0.37%	-6.0%
GOOG	Sell	Alphabet - Cl C	$550,000	+2.8%	461	-4.0%	0.33%	-5.7%
VGT	Sell	Vanguard Info Tech	$541,000	+9.5%	2,675	-1.8%	0.32%	0.0%
AMT	Buy	American Tower Corp	$537,000	+12.1%	3,700	+11.3%	0.32%	+2.6%
T	Sell	AT&T Inc.	$524,000	-3.9%	15,619	-8.0%	0.31%	-12.1%
MCD	Sell	McDonald's	$518,000	+0.6%	3,102	-5.7%	0.31%	-7.8%
MAS	New	Masco	$499,000	–	13,660	–	0.30%	–
VIG	Buy	Vanguard Dividend Appreciation	$492,000	+23.6%	4,453	+13.7%	0.29%	+13.1%
GE	Sell	General Electric	$481,000	-18.1%	42,616	-1.3%	0.29%	-24.9%
GOOGL	Sell	Alphabet - Cl A	$479,000	-1.4%	397	-7.9%	0.29%	-9.8%
NEE	Sell	Nextera Energy, Inc.	$444,000	-20.1%	2,650	-20.5%	0.26%	-26.8%
DUK	Sell	Duke Energy	$439,000	-2.2%	5,490	-3.5%	0.26%	-10.3%
SCHM	Buy	Schwab US Mid Cap ETF	$392,000	+23.7%	6,793	+17.4%	0.23%	+13.6%
SLB	Buy	Schlumberger Ltd.	$384,000	+16.4%	6,310	+28.0%	0.23%	+6.5%
STIP	New	iShares 0-5 Year TIPS Bond ETF	$325,000	–	3,300	–	0.19%	–
XRX	Sell	Xerox	$310,000	+8.0%	11,522	-3.8%	0.18%	-1.1%
LQD	Sell	iShares IBOXX Inv. Grade Corp.	$310,000	-6.6%	2,700	-6.9%	0.18%	-14.4%
MUB	Buy	iShares Nat. AMT-Free Muni	$297,000	+0.7%	2,760	+1.8%	0.18%	-7.8%
AVGO	Sell	Avago Tech.	$295,000	-18.5%	1,198	-19.9%	0.18%	-25.4%
IGIB	Sell	iShares Barclays Inter Cr Bd Fd	$272,000	-54.8%	5,140	-9.3%	0.16%	-58.7%
APD	Sell	Air Products & Chemicals, Inc.	$256,000	-1.2%	1,533	-8.0%	0.15%	-9.5%
CNDT	New	Conduent Inc	$222,000	–	9,875	–	0.13%	–
SPY	New	S&P 500 Deposit Receipts	$213,000	–	736	–	0.13%	–
PCAR	New	Paccar, Inc.	$204,000	–	3,000	–	0.12%	–
SCHW	Exit	Charles Schwab	$0	–	-4,266	–	-0.14%	–
TIP	Exit	iShares Barclays TIPS	$0	–	-3,782	–	-0.28%	–
IGSB	Exit	iShares Barclays 1-3Yr Credit	$0	–	-7,120	–	-0.48%	–

Q2 2018

			Value		Shares		↓ Weighting
SCHF	New	Schwab International ETF	$8,017,000	–	242,593	–	5.22%	–
CVX	New	Chevron Corp.	$4,653,000	–	36,803	–	3.03%	–
VEU	New	Vanguard FTSE All-World EX-Us	$4,433,000	–	85,515	–	2.89%	–
IJR	New	iShares S&P Small-Cap	$4,429,000	–	53,078	–	2.88%	–
IJH	New	iShares S&P Mid-Cap	$4,131,000	–	21,210	–	2.69%	–
AAPL	New	Apple Inc.	$3,837,000	–	20,729	–	2.50%	–
WFC	New	Wells Fargo & Co.	$3,566,000	–	64,327	–	2.32%	–
XOM	New	Exxon Mobil	$3,318,000	–	40,107	–	2.16%	–
SCHB	New	Schwab US Broad Market ETF	$3,243,000	–	49,156	–	2.11%	–
LOW	New	Lowe's Cos.	$2,870,000	–	30,037	–	1.87%	–
PFE	New	Pfizer	$2,793,000	–	77,008	–	1.82%	–
CMF	New	iShares S&P CA AMT-Free Muni	$2,683,000	–	45,835	–	1.75%	–
SCHZ	New	Schwab US Aggregate Bond	$2,574,000	–	50,837	–	1.68%	–
JPM	New	J.P. Morgan Chase	$2,467,000	–	23,685	–	1.61%	–
VCIT	New	Vanguard Interm Corp.	$2,360,000	–	28,261	–	1.54%	–
DIS	New	Walt Disney	$2,351,000	–	22,438	–	1.53%	–
MSFT	New	Microsoft	$2,350,000	–	23,837	–	1.53%	–
PG	New	Procter & Gamble	$2,258,000	–	28,930	–	1.47%	–
AXP	New	American Express	$2,219,000	–	22,648	–	1.44%	–
XLY	New	Cons. Disc. Sector SPDR	$2,118,000	–	19,378	–	1.38%	–
XLK	New	Technology Sector SPDR	$2,112,000	–	30,415	–	1.38%	–
ALL	New	Allstate Corp.	$2,026,000	–	22,203	–	1.32%	–
MCHP	New	Microchip Tech.	$2,012,000	–	22,125	–	1.31%	–
ICE	New	Intercontinental Exchange	$1,839,000	–	25,005	–	1.20%	–
CRM	New	Salesforce.com	$1,830,000	–	13,422	–	1.19%	–
UTX	New	United Technologies	$1,775,000	–	14,203	–	1.16%	–
SCHE	New	Schwab Emerging Markets ETF	$1,769,000	–	68,341	–	1.15%	–
XLI	New	Industrial Sector SPDR	$1,739,000	–	24,279	–	1.13%	–
KO	New	Coca Cola	$1,708,000	–	38,947	–	1.11%	–
ABT	New	Abbott Labs.	$1,687,000	–	27,675	–	1.10%	–
USB	New	U.S. Bancorp	$1,650,000	–	32,995	–	1.08%	–
FB	New	Facebook, Inc.	$1,489,000	–	7,663	–	0.97%	–
DWDP	New	DowDuPont, Inc.	$1,484,000	–	22,527	–	0.97%	–
JNJ	New	Johnson & Johnson	$1,450,000	–	11,950	–	0.94%	–
VFC	New	V.F. Corp.	$1,360,000	–	16,685	–	0.89%	–
VZ	New	Verizon Comm.	$1,342,000	–	26,681	–	0.87%	–
WMT	New	Wal-Mart Stores	$1,293,000	–	15,097	–	0.84%	–
PEP	New	Pepsico	$1,287,000	–	11,822	–	0.84%	–
CTSH	New	Cognizant Tech Solutions	$1,280,000	–	16,209	–	0.83%	–
RHT	New	Red Hat Inc	$1,252,000	–	9,318	–	0.82%	–
XLV	New	Health Care Sector SPDR	$1,243,000	–	14,899	–	0.81%	–
ORCL	New	Oracle	$1,240,000	–	28,149	–	0.81%	–
D	New	Dominion Resources	$1,195,000	–	17,536	–	0.78%	–
FTV	New	Fortive Corporation	$1,194,000	–	15,497	–	0.78%	–
UPS	New	United Parcel Service	$1,177,000	–	11,081	–	0.77%	–
XLB	New	Materials Sector SPDR	$1,173,000	–	20,204	–	0.76%	–
GWW	New	W.W. Grainger, Inc.	$1,148,000	–	3,723	–	0.75%	–
INTC	New	Intel	$1,119,000	–	22,528	–	0.73%	–
CAT	New	Caterpillar	$1,119,000	–	8,249	–	0.73%	–
CME	New	CME Group, Inc.	$1,065,000	–	6,500	–	0.69%	–
BMY	New	Bristol-Myers Squibb	$1,041,000	–	18,811	–	0.68%	–
KLAC	New	KLA-Tencor	$1,003,000	–	9,790	–	0.65%	–
HD	New	Home Depot	$969,000	–	4,968	–	0.63%	–
XLP	New	Consumer Staples SPDR	$926,000	–	17,980	–	0.60%	–
SBUX	New	Starbucks Corp.	$924,000	–	18,923	–	0.60%	–
EFA	New	iShares MSCI EAFE	$889,000	–	13,277	–	0.58%	–
AMG	New	Affiliated Managers Group	$870,000	–	5,854	–	0.57%	–
SHPG	New	Shire PLC	$867,000	–	5,140	–	0.56%	–
DHR	New	Danaher Corp.	$864,000	–	8,763	–	0.56%	–
ABBV	New	Abbvie	$854,000	–	9,224	–	0.56%	–
ADP	New	Automatic Data Proc.	$831,000	–	6,200	–	0.54%	–
ZBH	New	Zimmer Biomet Holdings	$821,000	–	7,368	–	0.54%	–
HAL	New	Halliburton	$812,000	–	18,039	–	0.53%	–
AGN	New	Allergan, Inc.	$802,000	–	4,811	–	0.52%	–
XLU	New	Utilities Sector SPDR	$784,000	–	15,106	–	0.51%	–
HYG	New	iShares IBOXX High Yield Corp.	$783,000	–	9,208	–	0.51%	–
LB	New	L Brands, Inc.	$756,000	–	20,515	–	0.49%	–
VTI	New	Vanguard Total Stock Market	$752,000	–	5,355	–	0.49%	–
UNP	New	Union Pacific	$753,000	–	5,316	–	0.49%	–
XLF	New	Financial Sector SPDR	$748,000	–	28,144	–	0.49%	–
XLRE	New	Real Estate Select Sector SPDR	$741,000	–	22,677	–	0.48%	–
IGSB	New	iShares Barclays 1-3Yr Credit	$738,000	–	7,120	–	0.48%	–
XLE	New	Energy Sector SPDR	$733,000	–	9,665	–	0.48%	–
SCHA	New	Schwab US Small Cap ETF	$713,000	–	9,695	–	0.46%	–
COST	New	Costco Wholesale	$710,000	–	3,400	–	0.46%	–
HACK	New	PureFunds ISE Cyber Security ETF	$707,000	–	19,110	–	0.46%	–
ABC	New	AmerisourceBergen	$702,000	–	8,234	–	0.46%	–
BRKB	New	Berkshire Hathaway - B	$690,000	–	3,697	–	0.45%	–
MDLZ	New	Mondelez Int.	$687,000	–	16,772	–	0.45%	–
GSG	New	iShares S&P GSCI Commodity	$642,000	–	35,873	–	0.42%	–
AMZN	New	Amazon	$637,000	–	375	–	0.42%	–
EOG	New	EOG Resources, Inc.	$619,000	–	4,981	–	0.40%	–
CSCO	New	Cisco Systems	$609,000	–	14,174	–	0.40%	–
IGIB	New	iShares Barclays Inter Cr Bd Fd	$602,000	–	5,670	–	0.39%	–
CELG	New	Celgene Corp.	$597,000	–	7,520	–	0.39%	–
GE	New	General Electric	$587,000	–	43,191	–	0.38%	–
BIIB	New	Biogen Inc	$577,000	–	1,989	–	0.38%	–
MRK	New	Merck & Co.	$573,000	–	9,450	–	0.37%	–
NEE	New	Nextera Energy, Inc.	$556,000	–	3,334	–	0.36%	–
T	New	AT&T Inc.	$545,000	–	16,985	–	0.36%	–
GOOG	New	Alphabet - Cl C	$535,000	–	480	–	0.35%	–
VNQ	New	Vanguard REIT	$514,000	–	6,318	–	0.34%	–
MCD	New	McDonald's	$515,000	–	3,291	–	0.34%	–
MMM	New	3M Corp	$508,000	–	2,587	–	0.33%	–
RWO	New	Dow Jones Global Real Estate ETF	$508,000	–	10,563	–	0.33%	–
VGT	New	Vanguard Info Tech	$494,000	–	2,725	–	0.32%	–
GOOGL	New	Alphabet - Cl A	$486,000	–	431	–	0.32%	–
AMT	New	American Tower Corp	$479,000	–	3,325	–	0.31%	–
PCG	New	PG&E Corp.	$459,000	–	10,788	–	0.30%	–
DUK	New	Duke Energy	$449,000	–	5,690	–	0.29%	–
IBM	New	IBM	$440,000	–	3,155	–	0.29%	–
J	New	Jacobs Engineering	$429,000	–	6,766	–	0.28%	–
TIP	New	iShares Barclays TIPS	$426,000	–	3,782	–	0.28%	–
TROW	New	T. Rowe Price	$417,000	–	3,600	–	0.27%	–
VIG	New	Vanguard Dividend Appreciation	$398,000	–	3,917	–	0.26%	–
SUB	New	iShares St Nat. AMT-Free Muni	$364,000	–	3,473	–	0.24%	–
AVGO	New	Avago Tech.	$362,000	–	1,496	–	0.24%	–
PLD	New	Prologis Inc.	$341,000	–	5,200	–	0.22%	–
LQD	New	iShares IBOXX Inv. Grade Corp.	$332,000	–	2,900	–	0.22%	–
SLB	New	Schlumberger Ltd.	$330,000	–	4,930	–	0.22%	–
SCHM	New	Schwab US Mid Cap ETF	$317,000	–	5,784	–	0.21%	–
MCO	New	Moody's Corp.	$315,000	–	1,848	–	0.20%	–
BMO	New	Bank Of Montreal	$309,000	–	4,000	–	0.20%	–
MUB	New	iShares Nat. AMT-Free Muni	$295,000	–	2,710	–	0.19%	–
BA	New	Boeing Co.	$293,000	–	874	–	0.19%	–
XRX	New	Xerox	$287,000	–	11,983	–	0.19%	–
TXN	New	Texas Instruments	$275,000	–	2,500	–	0.18%	–
EFV	New	iShares MSCI EAFE Value	$269,000	–	5,250	–	0.18%	–
BAC	New	Bank of America	$263,000	–	9,352	–	0.17%	–
APD	New	Air Products & Chemicals, Inc.	$259,000	–	1,666	–	0.17%	–
BXP	New	Boston Properties	$250,000	–	2,000	–	0.16%	–
REZ	New	iShares FTSE NAREIT Residential	$226,000	–	3,600	–	0.15%	–
SCHW	New	Charles Schwab	$217,000	–	4,266	–	0.14%	–
MAR	New	Marriott Int.	$215,000	–	1,700	–	0.14%	–
EEM	New	iShares MSCI Emerging Markets	$203,000	–	4,691	–	0.13%	–

Q4 2017

			Value		Shares		↓ Weighting
BIV	Exit	Vanguard Interm. Corp. Bond	$0	–	-2,367	–	-0.13%	–
SCHM	Exit	Schwab US Mid Cap ETF	$0	–	-4,050	–	-0.13%	–
WBA	Exit	Walgreens Boots Alliance	$0	–	-2,656	–	-0.13%	–
EEM	Exit	iShares MSCI Emerging Markets	$0	–	-4,591	–	-0.13%	–
PCAR	Exit	Paccar, Inc.	$0	–	-3,000	–	-0.14%	–
BA	Exit	Boeing Co.	$0	–	-874	–	-0.14%	–
FBHS	Exit	Fortune Brands H&S	$0	–	-3,342	–	-0.14%	–
REZ	Exit	iShares FTSE NAREIT Residential	$0	–	-3,600	–	-0.15%	–
PM	Exit	Philip Morris Int.	$0	–	-2,111	–	-0.15%	–
BXP	Exit	Boston Properties	$0	–	-2,000	–	-0.16%	–
MCO	Exit	Moody's Corp.	$0	–	-1,848	–	-0.17%	–
VOX	Exit	Vanguard Telecomm	$0	–	-2,965	–	-0.18%	–
BAC	Exit	Bank of America	$0	–	-11,152	–	-0.18%	–
BMO	Exit	Bank Of Montreal	$0	–	-4,000	–	-0.20%	–
TROW	Exit	T. Rowe Price	$0	–	-3,600	–	-0.21%	–
PLD	Exit	Prologis Inc.	$0	–	-5,200	–	-0.21%	–
MUB	Exit	iShares Nat. AMT-Free Muni	$0	–	-3,260	–	-0.23%	–
SUB	Exit	iShares St Nat. AMT-Free Muni	$0	–	-3,398	–	-0.23%	–
AMZN	Exit	Amazon	$0	–	-375	–	-0.23%	–
VIG	Exit	Vanguard Dividend Appreciation	$0	–	-3,917	–	-0.24%	–
XRX	Exit	Xerox	$0	–	-11,983	–	-0.26%	–
RWO	Exit	SPDR Dow Jones Global Real Estate ETF	$0	–	-8,364	–	-0.26%	–
MCD	Exit	Mcdonald's	$0	–	-2,572	–	-0.26%	–
LQD	Exit	iShares IBOXX Inv. Grade Corp.	$0	–	-3,410	–	-0.27%	–
TIP	Exit	iShares Barclays TIPS	$0	–	-3,863	–	-0.28%	–
GSG	Exit	iShares S&P GSCI Commodity	$0	–	-29,616	–	-0.29%	–
UNP	Exit	Union Pacific	$0	–	-3,950	–	-0.30%	–
GOOG	Exit	Alphabet - Cl C	$0	–	-480	–	-0.30%	–
GOOGL	Exit	Alphabet - Cl A	$0	–	-481	–	-0.30%	–
SLB	Exit	Schlumberger Ltd.	$0	–	-6,980	–	-0.32%	–
EOG	Exit	EOG Resources, Inc.	$0	–	-5,180	–	-0.32%	–
HACK	Exit	PureFunds ISE Cyber Security ETF	$0	–	-17,475	–	-0.34%	–
VNQ	Exit	Vanguard REIT	$0	–	-6,484	–	-0.35%	–
CSCO	Exit	Cisco Systems	$0	–	-16,250	–	-0.36%	–
VGT	Exit	Vanguard Info Tech	$0	–	-3,625	–	-0.36%	–
IBM	Exit	IBM	$0	–	-3,833	–	-0.36%	–
SCHA	Exit	Schwab US Small Cap ETF	$0	–	-8,355	–	-0.36%	–
XLE	Exit	Energy Sector SPDR	$0	–	-8,690	–	-0.39%	–
MMM	Exit	3M Corp	$0	–	-2,837	–	-0.39%	–
HD	Exit	Home Depot	$0	–	-3,718	–	-0.40%	–
DUK	Exit	Duke Energy	$0	–	-7,595	–	-0.41%	–
MRK	Exit	Merck & Co.	$0	–	-10,000	–	-0.42%	–
EFA	Exit	iShares MSCI EAFE	$0	–	-9,592	–	-0.43%	–
ABC	Exit	AmerisourceBergen	$0	–	-8,065	–	-0.43%	–
XLF	Exit	Financial Sector SPDR	$0	–	-26,045	–	-0.44%	–
GWW	Exit	W.W. Grainger, Inc.	$0	–	-3,760	–	-0.44%	–
XLU	Exit	Utilities Sector SPDR	$0	–	-12,850	–	-0.44%	–
ADP	Exit	Automatic Data Proc.	$0	–	-6,300	–	-0.45%	–
CVS	Exit	CVS Health Corp.	$0	–	-8,565	–	-0.45%	–
IGSB	Exit	iShares Barclays 1-3Yr Credit	$0	–	-6,800	–	-0.46%	–
T	Exit	AT&T Inc.	$0	–	-18,317	–	-0.47%	–
HYG	Exit	iShares IBOXX High Yield Corp.	$0	–	-8,242	–	-0.48%	–
PCG	Exit	PG&E Corp.	$0	–	-10,788	–	-0.48%	–
IGIB	Exit	iShares Barclays Inter Cr Bd Fd	$0	–	-7,070	–	-0.50%	–
BIIB	Exit	Biogen Inc	$0	–	-2,610	–	-0.53%	–
XLRE	Exit	Real Estate Select Sector SPDR	$0	–	-26,547	–	-0.56%	–
HAL	Exit	Halliburton	$0	–	-18,850	–	-0.56%	–
CME	Exit	CME Group, Inc.	$0	–	-6,500	–	-0.57%	–
AGN	Exit	Allergan, Inc.	$0	–	-4,415	–	-0.59%	–
JWN	Exit	Nordstrom Inc	$0	–	-19,525	–	-0.60%	–
BRKB	Exit	Berkshire Hathaway - B	$0	–	-5,197	–	-0.62%	–
GIS	Exit	General Mills Inc.	$0	–	-18,407	–	-0.62%	–
SBUX	Exit	Starbucks Corp.	$0	–	-17,860	–	-0.62%	–
ABBV	Exit	Abbvie	$0	–	-10,902	–	-0.63%	–
FTV	Exit	Fortive Corporation	$0	–	-13,846	–	-0.64%	–
INTC	Exit	Intel	$0	–	-26,350	–	-0.65%	–
CELG	Exit	Celgene Corp.	$0	–	-7,030	–	-0.67%	–
VFC	Exit	V.F. Corp.	$0	–	-16,520	–	-0.68%	–
XLP	Exit	Consumer Staples SPDR	$0	–	-19,670	–	-0.69%	–
XLB	Exit	Materials Sector SPDR	$0	–	-18,925	–	-0.70%	–
AMG	Exit	Affiliated Managers Group	$0	–	-5,750	–	-0.71%	–
VTI	Exit	Vanguard Total Stock Market	$0	–	-8,592	–	-0.72%	–
RHT	Exit	Red Hat Inc	$0	–	-10,065	–	-0.72%	–
CTSH	Exit	Cognizant Tech Solutions	$0	–	-15,865	–	-0.75%	–
XLV	Exit	Health Care Sector SPDR	$0	–	-14,152	–	-0.75%	–
BMY	Exit	Bristol-Myers Squibb	$0	–	-18,170	–	-0.75%	–
CAT	Exit	Caterpillar	$0	–	-9,349	–	-0.76%	–
CRM	Exit	Salesforce.com	$0	–	-13,615	–	-0.82%	–
UPS	Exit	United Parcel Service	$0	–	-10,935	–	-0.85%	–
ABT	Exit	Abbott Labs.	$0	–	-25,991	–	-0.90%	–
PEP	Exit	Pepsico	$0	–	-12,872	–	-0.93%	–
SCHE	Exit	Schwab Emerging Markets ETF	$0	–	-55,204	–	-0.96%	–
WMT	Exit	Wal-Mart Stores	$0	–	-19,197	–	-0.97%	–
ORCL	Exit	Oracle	$0	–	-31,106	–	-0.98%	–
D	Exit	Dominion Resources	$0	–	-19,568	–	-0.98%	–
SCHZ	Exit	Schwab US Aggregate Bond	$0	–	-28,782	–	-0.98%	–
VZ	Exit	Verizon Comm.	$0	–	-32,221	–	-1.04%	–
ICE	Exit	Intercontinental Exchange	$0	–	-24,000	–	-1.07%	–
GE	Exit	General Electric	$0	–	-68,992	–	-1.08%	–
JNJ	Exit	Johnson & Johnson	$0	–	-13,025	–	-1.10%	–
UTX	Exit	United Technologies	$0	–	-14,727	–	-1.11%	–
XLY	Exit	Cons. Disc. Sector SPDR	$0	–	-19,460	–	-1.14%	–
XLI	Exit	Industrial Sector SPDR	$0	–	-25,760	–	-1.19%	–
USB	Exit	U.S. Bancorp	$0	–	-34,143	–	-1.19%	–
CMF	Exit	iShares S&P CA AMT-Free Muni	$0	–	-15,700	–	-1.21%	–
KO	Exit	Coca Cola	$0	–	-42,193	–	-1.23%	–
VCIT	Exit	Vanguard Interm Corp.	$0	–	-21,920	–	-1.25%	–
DWDP	Exit	DowDuPont, Inc.	$0	–	-28,546	–	-1.28%	–
DHR	Exit	Danaher Corp.	$0	–	-23,139	–	-1.29%	–
ALL	Exit	Allstate Corp.	$0	–	-22,373	–	-1.34%	–
XLK	Exit	Technology Sector SPDR	$0	–	-35,425	–	-1.36%	–
AXP	Exit	American Express	$0	–	-23,741	–	-1.39%	–
MCHP	Exit	Microchip Tech.	$0	–	-25,230	–	-1.47%	–
JPM	Exit	J.P. Morgan Chase	$0	–	-24,880	–	-1.54%	–
MSFT	Exit	Microsoft	$0	–	-33,202	–	-1.61%	–
DIS	Exit	Walt Disney	$0	–	-25,212	–	-1.61%	–
LOW	Exit	Lowe's Cos.	$0	–	-31,675	–	-1.64%	–
SCHB	Exit	Schwab US Broad Market ETF	$0	–	-44,112	–	-1.74%	–
PG	Exit	Procter & Gamble	$0	–	-30,009	–	-1.77%	–
AAPL	Exit	Apple Inc.	$0	–	-23,749	–	-2.38%	–
WFC	Exit	Wells Fargo & Co.	$0	–	-67,212	–	-2.41%	–
XOM	Exit	Exxon Mobil	$0	–	-45,819	–	-2.44%	–
IJH	Exit	iShares S&P Mid-Cap	$0	–	-21,569	–	-2.51%	–
IJR	Exit	iShares S&P Small-Cap	$0	–	-53,952	–	-2.60%	–
VEU	Exit	Vanguard FTSE All-World EX-Us	$0	–	-82,514	–	-2.82%	–
CVX	Exit	Chevron Corp.	$0	–	-40,305	–	-3.08%	–
SCHF	Exit	Schwab International ETF	$0	–	-194,820	–	-4.23%	–
PFE	Exit	Pfizer	$0	–	-308,811	–	-7.16%	–

Q3 2017

			Value		Shares		↓ Weighting
PFE	Buy	Pfizer	$11,024,000	+7.8%	308,811	+1.5%	7.16%	+3.5%
SCHF	Buy	Schwab International ETF	$6,520,000	+10.6%	194,820	+5.1%	4.23%	+6.2%
CVX	Sell	Chevron Corp.	$4,735,000	+11.9%	40,305	-0.6%	3.08%	+7.4%
VEU	Sell	Vanguard FTSE All-World EX-Us	$4,349,000	+4.9%	82,514	-0.5%	2.82%	+0.6%
IJR	Sell	iShares S&P Small-Cap	$4,004,000	+5.3%	53,952	-0.5%	2.60%	+1.1%
IJH	Sell	iShares S&P Mid-Cap	$3,858,000	+2.4%	21,569	-0.5%	2.51%	-1.8%
XOM	Buy	Exxon Mobil	$3,756,000	+1.7%	45,819	+0.1%	2.44%	-2.4%
WFC	Buy	Wells Fargo & Co.	$3,706,000	-0.1%	67,212	+0.4%	2.41%	-4.1%
AAPL	Sell	Apple Inc.	$3,660,000	+6.7%	23,749	-0.3%	2.38%	+2.4%
PG	Sell	Procter & Gamble	$2,730,000	+3.8%	30,009	-0.6%	1.77%	-0.4%
SCHB	Buy	Schwab US Broad Market ETF	$2,686,000	+5.9%	44,112	+1.7%	1.74%	+1.6%
LOW	Buy	Lowe's Cos.	$2,532,000	+3.2%	31,675	+0.1%	1.64%	-1.0%
DIS	Buy	Walt Disney	$2,485,000	-6.9%	25,212	+0.3%	1.61%	-10.7%
MSFT	Sell	Microsoft	$2,473,000	+6.4%	33,202	-1.6%	1.61%	+2.1%
JPM	Sell	J.P. Morgan Chase	$2,376,000	+3.9%	24,880	-0.5%	1.54%	-0.3%
MCHP	Sell	Microchip Tech.	$2,265,000	+15.5%	25,230	-0.7%	1.47%	+10.9%
AXP	Sell	American Express	$2,147,000	+6.7%	23,741	-0.6%	1.39%	+2.3%
XLK	Sell	Technology Sector SPDR	$2,093,000	+6.6%	35,425	-1.3%	1.36%	+2.3%
ALL	Sell	Allstate Corp.	$2,056,000	+3.3%	22,373	-0.7%	1.34%	-0.9%
DHR	Sell	Danaher Corp.	$1,984,000	+1.4%	23,139	-0.3%	1.29%	-2.6%
DWDP	New	DowDuPont, Inc.	$1,976,000	–	28,546	–	1.28%	–
VCIT	Buy	Vanguard Interm Corp.	$1,929,000	+5.2%	21,920	+4.6%	1.25%	+1.0%
KO	Sell	Coca Cola	$1,899,000	-0.3%	42,193	-0.6%	1.23%	-4.3%
CMF	Buy	iShares S&P CA AMT-Free Muni	$1,860,000	+35.7%	15,700	+34.8%	1.21%	+30.2%
XLI	Sell	Industrial Sector SPDR	$1,828,000	+4.1%	25,760	-0.1%	1.19%	-0.1%
XLY	Buy	Cons. Disc. Sector SPDR	$1,752,000	+0.7%	19,460	+0.3%	1.14%	-3.3%
UTX	Buy	United Technologies	$1,709,000	-4.6%	14,727	+0.3%	1.11%	-8.5%
JNJ	Sell	Johnson & Johnson	$1,693,000	-2.5%	13,025	-0.8%	1.10%	-6.4%
GE	Sell	General Electric	$1,668,000	-12.0%	68,992	-1.7%	1.08%	-15.5%
ICE	Sell	Intercontinental Exchange	$1,648,000	+2.9%	24,000	-1.2%	1.07%	-1.3%
VZ	Sell	Verizon Comm.	$1,594,000	+9.8%	32,221	-0.9%	1.04%	+5.3%
SCHZ	Sell	Schwab US Aggregate Bond	$1,507,000	-0.5%	28,782	-0.7%	0.98%	-4.5%
D	Sell	Dominion Resources	$1,505,000	-0.5%	19,568	-0.9%	0.98%	-4.5%
ORCL	Sell	Oracle	$1,503,000	-4.0%	31,106	-0.4%	0.98%	-7.9%
WMT	Sell	Wal-Mart Stores	$1,500,000	+1.7%	19,197	-1.5%	0.97%	-2.4%
SCHE	Buy	Schwab Emerging Markets ETF	$1,485,000	+12.6%	55,204	+3.9%	0.96%	+8.0%
PEP	Sell	Pepsico	$1,434,000	-5.0%	12,872	-1.6%	0.93%	-8.9%
ABT	Buy	Abbott Labs.	$1,386,000	+10.4%	25,991	+0.6%	0.90%	+6.0%
UPS	Buy	United Parcel Service	$1,313,000	+9.1%	10,935	+0.5%	0.85%	+4.8%
CRM	Sell	Salesforce.com	$1,271,000	+7.5%	13,615	-0.3%	0.82%	+3.1%
CAT	Sell	Caterpillar	$1,165,000	+13.3%	9,349	-2.4%	0.76%	+8.8%
BMY	Sell	Bristol-Myers Squibb	$1,158,000	+14.2%	18,170	-0.2%	0.75%	+9.6%
XLV	Sell	Health Care Sector SPDR	$1,156,000	+2.2%	14,152	-0.9%	0.75%	-1.8%
CTSH	Sell	Cognizant Tech Solutions	$1,150,000	+8.9%	15,865	-0.3%	0.75%	+4.5%
RHT	Buy	Red Hat Inc	$1,115,000	+16.0%	10,065	+0.2%	0.72%	+11.4%
VTI	Sell	Vanguard Total Stock Market	$1,112,000	-12.4%	8,592	-15.9%	0.72%	-15.9%
AMG	Sell	Affiliated Managers Group	$1,091,000	+14.0%	5,750	-0.4%	0.71%	+9.4%
XLB	Buy	Materials Sector SPDR	$1,074,000	+60.5%	18,925	+52.2%	0.70%	+54.1%
XLP	Buy	Consumer Staples SPDR	$1,061,000	-1.4%	19,670	+0.4%	0.69%	-5.4%
CELG	Buy	Celgene Corp.	$1,025,000	+12.9%	7,030	+0.5%	0.67%	+8.3%
FTV	Buy	Fortive Corporation	$980,000	+13.6%	13,846	+1.6%	0.64%	+8.9%
ABBV	Sell	Abbvie	$968,000	+16.1%	10,902	-5.2%	0.63%	+11.5%
SBUX	Buy	Starbucks Corp.	$959,000	-7.3%	17,860	+0.6%	0.62%	-11.0%
GIS	Sell	General Mills Inc.	$952,000	-7.1%	18,407	-0.6%	0.62%	-11.0%
BRKB	Sell	Berkshire Hathaway - B	$952,000	+7.2%	5,197	-1.0%	0.62%	+2.8%
JWN	Sell	Nordstrom Inc	$920,000	-4.0%	19,525	-2.5%	0.60%	-7.7%
AGN	Buy	Allergan, Inc.	$904,000	-15.3%	4,415	+0.6%	0.59%	-18.7%
HAL	Buy	Halliburton	$867,000	+7.8%	18,850	+0.1%	0.56%	+3.5%
XLRE	Buy	Real Estate Select Sector SPDR	$855,000	+2.2%	26,547	+2.1%	0.56%	-1.9%
BIIB	Buy	Biogen Inc	$817,000	+17.7%	2,610	+2.0%	0.53%	+13.0%
IGIB	Sell	iShares Barclays Inter Cr Bd Fd	$778,000	-3.6%	7,070	-3.9%	0.50%	-7.5%
HYG	Buy	iShares IBOXX High Yield Corp.	$731,000	+2.1%	8,242	+1.7%	0.48%	-2.1%
IGSB	Sell	iShares Barclays 1-3Yr Credit	$716,000	-16.1%	6,800	-16.0%	0.46%	-19.4%
CVS	Sell	CVS Health Corp.	$696,000	+1.0%	8,565	-0.1%	0.45%	-3.0%
XLU	Buy	Utilities Sector SPDR	$681,000	+3.7%	12,850	+1.6%	0.44%	-0.7%
GWW	Sell	W.W. Grainger, Inc.	$675,000	-1.9%	3,760	-1.4%	0.44%	-6.0%
XLF	Buy	Financial Sector SPDR	$673,000	+10.0%	26,045	+4.9%	0.44%	+5.6%
ABC	Buy	AmerisourceBergen	$667,000	-8.1%	8,065	+4.9%	0.43%	-11.8%
EFA	Sell	iShares MSCI EAFE	$656,000	-14.7%	9,592	-18.7%	0.43%	-18.1%
DUK	Sell	Duke Energy	$637,000	-2.2%	7,595	-2.6%	0.41%	-6.1%
XLE	Sell	Energy Sector SPDR	$595,000	+4.6%	8,690	-0.9%	0.39%	+0.3%
SCHA	Buy	Schwab US Small Cap ETF	$562,000	+14.7%	8,355	+8.8%	0.36%	+9.9%
HACK	Buy	PureFunds ISE Cyber Security ETF	$525,000	+3.8%	17,475	+3.6%	0.34%	-0.3%
EOG	Sell	EOG Resources, Inc.	$501,000	+4.4%	5,180	-2.4%	0.32%	0.0%
SLB	Buy	Schlumberger Ltd.	$486,000	+9.0%	6,980	+2.9%	0.32%	+4.6%
GSG	Buy	iShares S&P GSCI Commodity	$441,000	+10.0%	29,616	+3.3%	0.29%	+5.5%
LQD	Buy	iShares IBOXX Inv. Grade Corp.	$413,000	+3.0%	3,410	+2.4%	0.27%	-1.1%
RWO	Buy	SPDR Dow Jones Global Real Estate ETF	$399,000	+4.2%	8,364	+4.1%	0.26%	0.0%
MUB	Buy	iShares Nat. AMT-Free Muni	$361,000	+15.7%	3,260	+15.0%	0.23%	+10.9%
BAC	Sell	Bank of America	$282,000	+3.3%	11,152	-1.0%	0.18%	-1.1%
VOX	Buy	Vanguard Telecomm	$273,000	+5.8%	2,965	+5.3%	0.18%	+1.1%
BA	New	Boeing Co.	$222,000	–	874	–	0.14%	–
PCAR	New	Paccar, Inc.	$217,000	–	3,000	–	0.14%	–
EEM	New	iShares MSCI Emerging Markets	$205,000	–	4,591	–	0.13%	–
SCHM	New	Schwab US Mid Cap ETF	$202,000	–	4,050	–	0.13%	–
CB	Exit	Chubb Limited	$0	–	-1,381	–	-0.14%	–
WFM	Exit	Whole Foods Market	$0	–	-8,750	–	-0.25%	–
NUE	Exit	Nucor Corp.	$0	–	-15,387	–	-0.60%	–
DD	Exit	DuPont	$0	–	-22,432	–	-1.22%	–

Q2 2017

			Value		Shares		↓ Weighting
PFE	New	Pfizer	$10,223,000	–	304,372	–	6.92%	–
SCHF	New	Schwab International ETF	$5,893,000	–	185,432	–	3.99%	–
CVX	New	Chevron Corp.	$4,231,000	–	40,555	–	2.86%	–
VEU	New	Vanguard FTSE All-World EX-Us	$4,147,000	–	82,894	–	2.81%	–
IJR	New	iShares S&P Small-Cap	$3,801,000	–	54,222	–	2.57%	–
IJH	New	iShares S&P Mid-Cap	$3,769,000	–	21,669	–	2.55%	–
WFC	New	Wells Fargo & Co.	$3,710,000	–	66,962	–	2.51%	–
XOM	New	Exxon Mobil	$3,694,000	–	45,768	–	2.50%	–
AAPL	New	Apple Inc.	$3,429,000	–	23,814	–	2.32%	–
DIS	New	Walt Disney	$2,670,000	–	25,137	–	1.81%	–
PG	New	Procter & Gamble	$2,630,000	–	30,182	–	1.78%	–
SCHB	New	Schwab US Broad Market ETF	$2,536,000	–	43,390	–	1.72%	–
LOW	New	Lowe's Cos.	$2,453,000	–	31,640	–	1.66%	–
MSFT	New	Microsoft	$2,324,000	–	33,727	–	1.57%	–
JPM	New	J.P. Morgan Chase	$2,286,000	–	25,012	–	1.55%	–
AXP	New	American Express	$2,012,000	–	23,891	–	1.36%	–
ALL	New	Allstate Corp.	$1,991,000	–	22,523	–	1.35%	–
XLK	New	Technology Sector SPDR	$1,963,000	–	35,875	–	1.33%	–
MCHP	New	Microchip Tech.	$1,961,000	–	25,415	–	1.33%	–
DHR	New	Danaher Corp.	$1,957,000	–	23,199	–	1.32%	–
KO	New	Coca Cola	$1,904,000	–	42,453	–	1.29%	–
GE	New	General Electric	$1,895,000	–	70,164	–	1.28%	–
VCIT	New	Vanguard Interm Corp.	$1,834,000	–	20,953	–	1.24%	–
DD	New	DuPont	$1,810,000	–	22,432	–	1.22%	–
UTX	New	United Technologies	$1,792,000	–	14,682	–	1.21%	–
USB	New	U.S. Bancorp	$1,772,000	–	34,143	–	1.20%	–
XLI	New	Industrial Sector SPDR	$1,756,000	–	25,790	–	1.19%	–
XLY	New	Cons. Disc. Sector SPDR	$1,739,000	–	19,405	–	1.18%	–
JNJ	New	Johnson & Johnson	$1,736,000	–	13,125	–	1.18%	–
ICE	New	Intercontinental Exchange	$1,601,000	–	24,300	–	1.08%	–
ORCL	New	Oracle	$1,566,000	–	31,241	–	1.06%	–
SCHZ	New	Schwab US Aggregate Bond	$1,514,000	–	28,985	–	1.02%	–
D	New	Dominion Resources	$1,512,000	–	19,743	–	1.02%	–
PEP	New	Pepsico	$1,510,000	–	13,082	–	1.02%	–
WMT	New	Wal-Mart Stores	$1,475,000	–	19,494	–	1.00%	–
VZ	New	Verizon Comm.	$1,452,000	–	32,520	–	0.98%	–
CMF	New	iShares S&P CA AMT-Free Muni	$1,371,000	–	11,650	–	0.93%	–
SCHE	New	Schwab Emerging Markets ETF	$1,319,000	–	53,117	–	0.89%	–
VTI	New	Vanguard Total Stock Market	$1,270,000	–	10,212	–	0.86%	–
ABT	New	Abbott Labs.	$1,255,000	–	25,831	–	0.85%	–
UPS	New	United Parcel Service	$1,203,000	–	10,880	–	0.81%	–
CRM	New	Salesforce.com	$1,182,000	–	13,655	–	0.80%	–
XLV	New	Health Care Sector SPDR	$1,131,000	–	14,277	–	0.76%	–
XLP	New	Consumer Staples SPDR	$1,076,000	–	19,595	–	0.73%	–
AGN	New	Allergan, Inc.	$1,067,000	–	4,390	–	0.72%	–
CTSH	New	Cognizant Tech Solutions	$1,056,000	–	15,910	–	0.72%	–
SBUX	New	Starbucks Corp.	$1,035,000	–	17,760	–	0.70%	–
CAT	New	Caterpillar	$1,028,000	–	9,574	–	0.70%	–
GIS	New	General Mills Inc.	$1,025,000	–	18,517	–	0.69%	–
BMY	New	Bristol-Myers Squibb	$1,014,000	–	18,205	–	0.69%	–
RHT	New	Red Hat Inc	$961,000	–	10,040	–	0.65%	–
JWN	New	Nordstrom Inc	$958,000	–	20,030	–	0.65%	–
AMG	New	Affiliated Managers Group	$957,000	–	5,775	–	0.65%	–
VFC	New	V.F. Corp.	$951,000	–	16,520	–	0.64%	–
CELG	New	Celgene Corp.	$908,000	–	6,995	–	0.62%	–
NUE	New	Nucor Corp.	$890,000	–	15,387	–	0.60%	–
INTC	New	Intel	$889,000	–	26,350	–	0.60%	–
BRKB	New	Berkshire Hathaway - B	$888,000	–	5,247	–	0.60%	–
FTV	New	Fortive Corporation	$863,000	–	13,631	–	0.58%	–
IGSB	New	iShares Barclays 1-3Yr Credit	$853,000	–	8,100	–	0.58%	–
XLRE	New	Real Estate Select Sector SPDR	$837,000	–	25,999	–	0.57%	–
ABBV	New	Abbvie	$834,000	–	11,502	–	0.56%	–
CME	New	CME Group, Inc.	$814,000	–	6,500	–	0.55%	–
IGIB	New	iShares Barclays Inter Cr Bd Fd	$807,000	–	7,360	–	0.55%	–
HAL	New	Halliburton	$804,000	–	18,835	–	0.54%	–
EFA	New	iShares MSCI EAFE	$769,000	–	11,802	–	0.52%	–
ABC	New	AmerisourceBergen	$726,000	–	7,690	–	0.49%	–
HYG	New	iShares IBOXX High Yield Corp.	$716,000	–	8,107	–	0.48%	–
PCG	New	PG&E Corp.	$715,000	–	10,788	–	0.48%	–
BIIB	New	Biogen Inc	$694,000	–	2,560	–	0.47%	–
T	New	AT&T Inc.	$691,000	–	18,317	–	0.47%	–
GWW	New	W.W. Grainger, Inc.	$688,000	–	3,815	–	0.47%	–
CVS	New	CVS Health Corp.	$689,000	–	8,575	–	0.47%	–
XLB	New	Materials Sector SPDR	$669,000	–	12,435	–	0.45%	–
XLU	New	Utilities Sector SPDR	$657,000	–	12,650	–	0.44%	–
DUK	New	Duke Energy	$651,000	–	7,795	–	0.44%	–
ADP	New	Automatic Data Proc.	$645,000	–	6,300	–	0.44%	–
MRK	New	Merck & Co.	$640,000	–	10,000	–	0.43%	–
XLF	New	Financial Sector SPDR	$612,000	–	24,820	–	0.41%	–
IBM	New	IBM	$589,000	–	3,833	–	0.40%	–
MMM	New	3M Corp	$590,000	–	2,837	–	0.40%	–
HD	New	Home Depot	$570,000	–	3,718	–	0.39%	–
XLE	New	Energy Sector SPDR	$569,000	–	8,765	–	0.38%	–
VNQ	New	Vanguard REIT	$539,000	–	6,484	–	0.36%	–
VGT	New	Vanguard Info Tech	$510,000	–	3,625	–	0.34%	–
CSCO	New	Cisco Systems	$508,000	–	16,250	–	0.34%	–
HACK	New	PureFunds ISE Cyber Security ETF	$506,000	–	16,875	–	0.34%	–
SCHA	New	Schwab US Small Cap ETF	$490,000	–	7,680	–	0.33%	–
EOG	New	EOG Resources, Inc.	$480,000	–	5,310	–	0.32%	–
GOOGL	New	Alphabet - Cl A	$447,000	–	481	–	0.30%	–
SLB	New	Schlumberger Ltd.	$446,000	–	6,780	–	0.30%	–
TIP	New	iShares Barclays TIPS	$438,000	–	3,863	–	0.30%	–
GOOG	New	Alphabet - Cl C	$436,000	–	480	–	0.30%	–
UNP	New	Union Pacific	$430,000	–	3,950	–	0.29%	–
GSG	New	iShares S&P GSCI Commodity	$401,000	–	28,666	–	0.27%	–
LQD	New	iShares IBOXX Inv. Grade Corp.	$401,000	–	3,330	–	0.27%	–
MCD	New	Mcdonald's	$393,000	–	2,572	–	0.27%	–
RWO	New	SPDR Dow Jones Global Real Estate ETF	$383,000	–	8,038	–	0.26%	–
WFM	New	Whole Foods Market	$368,000	–	8,750	–	0.25%	–
AMZN	New	Amazon	$363,000	–	375	–	0.25%	–
VIG	New	Vanguard Dividend Appreciation	$362,000	–	3,917	–	0.24%	–
SUB	New	iShares St Nat. AMT-Free Muni	$359,000	–	3,398	–	0.24%	–
XRX	New	Xerox	$344,000	–	11,983	–	0.23%	–
MUB	New	iShares Nat. AMT-Free Muni	$312,000	–	2,835	–	0.21%	–
PLD	New	Prologis Inc.	$304,000	–	5,200	–	0.21%	–
BMO	New	Bank Of Montreal	$293,000	–	4,000	–	0.20%	–
BAC	New	Bank of America	$273,000	–	11,262	–	0.18%	–
TROW	New	T. Rowe Price	$267,000	–	3,600	–	0.18%	–
VOX	New	Vanguard Telecomm	$258,000	–	2,815	–	0.18%	–
PM	New	Philip Morris Int.	$247,000	–	2,111	–	0.17%	–
BXP	New	Boston Properties	$246,000	–	2,000	–	0.17%	–
REZ	New	iShares FTSE NAREIT Residential	$234,000	–	3,600	–	0.16%	–
MCO	New	Moody's Corp.	$224,000	–	1,848	–	0.15%	–
FBHS	New	Fortune Brands H&S	$218,000	–	3,342	–	0.15%	–
WBA	New	Walgreens Boots Alliance	$207,000	–	2,656	–	0.14%	–
CB	New	Chubb Limited	$200,000	–	1,381	–	0.14%	–
BIV	New	Vanguard Interm. Corp. Bond	$200,000	–	2,367	–	0.14%	–

Q4 2016

			Value		Shares		↓ Weighting
	Exit	Hitachi Ltd Ord	$0	–	-11,000	–	-0.04%	–
MCO	Exit	Moody's Corp.	$0	–	-1,848	–	-0.16%	–
WBA	Exit	Walgreens Boots Alliance	$0	–	-2,693	–	-0.17%	–
REZ	Exit	iShares FTSE NAREIT Residential	$0	–	-3,600	–	-0.19%	–
TROW	Exit	T. Rowe Price	$0	–	-3,600	–	-0.19%	–
SUB	Exit	iShares St Nat. AMT-Free Muni	$0	–	-2,553	–	-0.22%	–
BXP	Exit	Boston Properties	$0	–	-2,000	–	-0.22%	–
PLD	Exit	Prologis Inc.	$0	–	-5,200	–	-0.22%	–
MCD	Exit	Mcdonald's	$0	–	-2,613	–	-0.24%	–
BIV	Exit	Vanguard Interm. Corp. Bond	$0	–	-3,662	–	-0.26%	–
VIG	Exit	Vanguard Dividend Appreciation	$0	–	-3,917	–	-0.26%	–
	Exit	Amazon	$0	–	-409	–	-0.27%	–
LQD	Exit	iShares IBOXX Inv. Grade Corp.	$0	–	-2,950	–	-0.29%	–
GOOG	Exit	Alphabet - Cl C	$0	–	-480	–	-0.30%	–
UNP	Exit	Union Pacific	$0	–	-3,950	–	-0.31%	–
GOOGL	Exit	Alphabet - Cl A	$0	–	-481	–	-0.31%	–
HYG	Exit	iShares IBOXX High Yield Corp.	$0	–	-4,585	–	-0.32%	–
VGT	Exit	Vanguard Info Tech	$0	–	-3,650	–	-0.35%	–
SCHA	Exit	Schwab US Small Cap ETF	$0	–	-7,680	–	-0.36%	–
SLB	Exit	Schlumberger Ltd.	$0	–	-5,905	–	-0.37%	–
TIP	Exit	iShares Barclays TIPS	$0	–	-4,053	–	-0.38%	–
EOG	Exit	EOG Resources, Inc.	$0	–	-4,935	–	-0.38%	–
	Exit	Abbott Labs.	$0	–	-11,405	–	-0.39%	–
HD	Exit	Home Depot	$0	–	-3,846	–	-0.40%	–
XRX	Exit	Xerox	$0	–	-49,375	–	-0.40%	–
SCHE	Exit	Schwab Emerging Markets ETF	$0	–	-21,807	–	-0.40%	–
MMM	Exit	3M Corp	$0	–	-2,889	–	-0.41%	–
RHT	Exit	Red Hat Inc	$0	–	-6,615	–	-0.43%	–
XLB	Exit	Materials Sector SPDR	$0	–	-11,475	–	-0.44%	–
	Exit	Automatic Data Proc.	$0	–	-6,300	–	-0.44%	–
FTV	Exit	Fortive Corporation	$0	–	-11,243	–	-0.46%	–
VNQ	Exit	Vanguard REIT	$0	–	-6,649	–	-0.46%	–
CELG	Exit	Celgene Corp.	$0	–	-5,795	–	-0.49%	–
CTSH	Exit	Cognizant Tech Solutions	$0	–	-12,725	–	-0.49%	–
DUK	Exit	Duke Energy	$0	–	-7,720	–	-0.50%	–
IBM	Exit	IBM	$0	–	-3,933	–	-0.50%	–
XLU	Exit	Utilities Sector SPDR	$0	–	-12,850	–	-0.50%	–
XLE	Exit	Energy Sector SPDR	$0	–	-9,290	–	-0.53%	–
BIIB	Exit	Biogen Inc	$0	–	-2,100	–	-0.53%	–
PCG	Exit	PG&E Corp.	$0	–	-10,788	–	-0.53%	–
CME	Exit	CME Group, Inc.	$0	–	-6,650	–	-0.56%	–
MCK	Exit	Mckesson Corp.	$0	–	-4,285	–	-0.57%	–
T	Exit	AT&T Inc.	$0	–	-18,051	–	-0.59%	–
XLF	Exit	Financial Sector SPDR	$0	–	-38,195	–	-0.59%	–
ABBV	Exit	Abbvie	$0	–	-11,852	–	-0.60%	–
NUE	Exit	Nucor Corp.	$0	–	-15,125	–	-0.60%	–
VFC	Exit	V.F. Corp.	$0	–	-13,675	–	-0.62%	–
XLV	Exit	Health Care Sector SPDR	$0	–	-10,930	–	-0.63%	–
CRM	Exit	Salesforce.com	$0	–	-11,345	–	-0.65%	–
IGIB	Exit	iShares Barclays Inter Cr Bd Fd	$0	–	-7,360	–	-0.66%	–
	Exit	Berkshire Hathaway - B	$0	–	-5,697	–	-0.66%	–
SBUX	Exit	Starbucks Corp.	$0	–	-15,285	–	-0.66%	–
BMY	Exit	Bristol-Myers Squibb	$0	–	-15,695	–	-0.68%	–
CAT	Exit	Caterpillar	$0	–	-9,749	–	-0.69%	–
JWN	Exit	Nordstrom Inc	$0	–	-16,855	–	-0.70%	–
HAL	Exit	Halliburton	$0	–	-19,535	–	-0.70%	–
IGSB	Exit	iShares Barclays 1-3Yr Credit	$0	–	-8,600	–	-0.73%	–
SCHZ	Exit	Schwab US Aggregate Bond	$0	–	-17,421	–	-0.75%	–
EFA	Exit	iShares MSCI EAFE	$0	–	-16,303	–	-0.77%	–
UPS	Exit	United Parcel Service	$0	–	-9,080	–	-0.80%	–
INTC	Exit	Intel	$0	–	-26,350	–	-0.80%	–
ORCL	Exit	Oracle	$0	–	-28,116	–	-0.89%	–
STJ	Exit	St. Jude Medical	$0	–	-14,360	–	-0.92%	–
GIS	Exit	General Mills Inc.	$0	–	-18,092	–	-0.93%	–
ICE	Exit	Intercontinental Exchange	$0	–	-4,440	–	-0.96%	–
XLK	Exit	Technology Sector SPDR	$0	–	-26,500	–	-1.02%	–
MRK	Exit	Merck & Co.	$0	–	-20,545	–	-1.03%	–
XLP	Exit	Consumer Staples SPDR	$0	–	-24,455	–	-1.04%	–
VTI	Exit	Vanguard Total Stock Market	$0	–	-11,796	–	-1.05%	–
WMT	Exit	Wal-Mart Stores	$0	–	-19,494	–	-1.13%	–
UTX	Exit	United Technologies	$0	–	-14,065	–	-1.15%	–
XLY	Exit	Cons. Disc. Sector SPDR	$0	–	-17,990	–	-1.16%	–
PEP	Exit	Pepsico	$0	–	-13,432	–	-1.17%	–
DD	Exit	DuPont	$0	–	-21,957	–	-1.18%	–
VCIT	Exit	Vanguard Interm Corp.	$0	–	-16,453	–	-1.18%	–
SCHF	Exit	Schwab International ETF	$0	–	-51,467	–	-1.19%	–
D	Exit	Dominion Resources	$0	–	-19,993	–	-1.19%	–
USB	Exit	U.S. Bancorp	$0	–	-34,643	–	-1.19%	–
CSCO	Exit	Cisco Systems	$0	–	-48,310	–	-1.23%	–
MCHP	Exit	Microchip Tech.	$0	–	-24,915	–	-1.24%	–
	Exit	American Express	$0	–	-24,766	–	-1.27%	–
XLI	Exit	Industrial Sector SPDR	$0	–	-28,260	–	-1.32%	–
	Exit	Allstate Corp.	$0	–	-23,908	–	-1.33%	–
JPM	Exit	J.P. Morgan Chase	$0	–	-24,985	–	-1.34%	–
VZ	Exit	Verizon Comm.	$0	–	-32,572	–	-1.36%	–
DHR	Exit	Danaher Corp.	$0	–	-21,699	–	-1.36%	–
KO	Exit	Coca Cola	$0	–	-43,254	–	-1.47%	–
MSFT	Exit	Microsoft	$0	–	-34,202	–	-1.58%	–
GE	Exit	General Electric	$0	–	-69,920	–	-1.66%	–
SCHB	Exit	Schwab US Broad Market ETF	$0	–	-39,619	–	-1.66%	–
DIS	Exit	Walt Disney	$0	–	-23,562	–	-1.76%	–
JNJ	Exit	Johnson & Johnson	$0	–	-18,602	–	-1.76%	–
LOW	Exit	Lowe's Cos.	$0	–	-31,290	–	-1.81%	–
	Exit	Apple Inc.	$0	–	-23,054	–	-2.09%	–
PG	Exit	Procter & Gamble	$0	–	-31,748	–	-2.29%	–
WFC	Exit	Wells Fargo & Co.	$0	–	-71,937	–	-2.56%	–
IJH	Exit	iShares S&P Mid-Cap	$0	–	-22,819	–	-2.83%	–
IJR	Exit	iShares S&P Small-Cap	$0	–	-28,611	–	-2.85%	–
XOM	Exit	Exxon Mobil	$0	–	-42,608	–	-2.98%	–
CVX	Exit	Chevron Corp.	$0	–	-36,530	–	-3.02%	–
VEU	Exit	Vanguard FTSE All-World EX-Us	$0	–	-116,610	–	-4.25%	–
PFE	Exit	Pfizer	$0	–	-312,390	–	-8.49%	–

Q3 2016

			Value		Shares		↓ Weighting
PFE	Sell	Pfizer	$10,580,000	-4.7%	312,390	-0.9%	8.49%	-8.0%
VEU	Sell	Vanguard FTSE All-World EX-Us	$5,297,000	+5.1%	116,610	-0.8%	4.25%	+1.5%
CVX	Sell	Chevron Corp.	$3,759,000	-2.0%	36,530	-0.2%	3.02%	-5.4%
XOM	Sell	Exxon Mobil	$3,718,000	-7.0%	42,608	-0.1%	2.98%	-10.3%
IJR	Buy	iShares S&P Small-Cap	$3,552,000	+11.3%	28,611	+4.2%	2.85%	+7.5%
IJH	Buy	iShares S&P Mid-Cap	$3,530,000	+8.3%	22,819	+4.6%	2.83%	+4.5%
WFC	Buy	Wells Fargo & Co.	$3,185,000	-6.1%	71,937	+0.3%	2.56%	-9.4%
PG	Buy	Procter & Gamble	$2,849,000	+7.2%	31,748	+1.1%	2.29%	+3.4%
	Buy	Apple Inc.	$2,606,000	+19.7%	23,054	+1.2%	2.09%	+15.5%
LOW	Buy	Lowe's Cos.	$2,259,000	-5.7%	31,290	+3.4%	1.81%	-9.0%
JNJ	Buy	Johnson & Johnson	$2,197,000	-2.4%	18,602	+0.2%	1.76%	-5.8%
DIS	Buy	Walt Disney	$2,187,000	-4.1%	23,562	+1.0%	1.76%	-7.5%
SCHB	Buy	Schwab US Broad Market ETF	$2,072,000	+65.9%	39,619	+59.5%	1.66%	+60.2%
GE	Sell	General Electric	$2,071,000	-5.9%	69,920	-0.0%	1.66%	-9.2%
MSFT	Buy	Microsoft	$1,970,000	+14.6%	34,202	+1.8%	1.58%	+10.6%
KO	Buy	Coca Cola	$1,830,000	-4.4%	43,254	+2.4%	1.47%	-7.7%
DHR	Sell	Danaher Corp.	$1,700,000	-23.8%	21,699	-1.8%	1.36%	-26.5%
VZ	Buy	Verizon Comm.	$1,693,000	-5.9%	32,572	+1.1%	1.36%	-9.2%
JPM	Sell	J.P. Morgan Chase	$1,663,000	+6.4%	24,985	-0.7%	1.34%	+2.7%
	Sell	Allstate Corp.	$1,653,000	-1.5%	23,908	-0.4%	1.33%	-4.9%
XLI	Buy	Industrial Sector SPDR	$1,649,000	+9.9%	28,260	+5.5%	1.32%	+6.1%
	Buy	American Express	$1,586,000	+6.2%	24,766	+0.7%	1.27%	+2.5%
MCHP	Buy	Microchip Tech.	$1,548,000	+25.4%	24,915	+2.5%	1.24%	+21.1%
CSCO	Sell	Cisco Systems	$1,532,000	+8.8%	48,310	-1.6%	1.23%	+5.0%
D	Buy	Dominion Resources	$1,484,000	-2.8%	19,993	+2.0%	1.19%	-6.2%
SCHF	Buy	Schwab International ETF	$1,481,000	+60.3%	51,467	+51.0%	1.19%	+54.8%
VCIT	Buy	Vanguard Interm Corp.	$1,473,000	+12.3%	16,453	+12.1%	1.18%	+8.3%
DD	Buy	DuPont	$1,470,000	+3.7%	21,957	+0.4%	1.18%	+0.2%
PEP	Sell	Pepsico	$1,460,000	+1.8%	13,432	-0.7%	1.17%	-1.7%
XLY	Buy	Cons. Disc. Sector SPDR	$1,439,000	+6.8%	17,990	+4.1%	1.16%	+3.0%
UTX	Buy	United Technologies	$1,429,000	-0.8%	14,065	+0.2%	1.15%	-4.2%
VTI	Sell	Vanguard Total Stock Market	$1,313,000	+3.9%	11,796	-0.0%	1.05%	+0.3%
XLP	Buy	Consumer Staples SPDR	$1,301,000	-1.7%	24,455	+1.8%	1.04%	-5.2%
MRK	Buy	Merck & Co.	$1,282,000	+9.3%	20,545	+0.9%	1.03%	+5.5%
XLK	Buy	Technology Sector SPDR	$1,266,000	+18.1%	26,500	+7.2%	1.02%	+14.0%
ICE	Buy	Intercontinental Exchange	$1,195,000	+6.7%	4,440	+1.5%	0.96%	+3.0%
GIS	Buy	General Mills Inc.	$1,155,000	-10.0%	18,092	+0.5%	0.93%	-13.2%
STJ	Buy	St. Jude Medical	$1,145,000	+2.9%	14,360	+0.7%	0.92%	-0.6%
ORCL	Buy	Oracle	$1,104,000	-2.1%	28,116	+2.0%	0.89%	-5.5%
INTC	Sell	Intel	$994,000	+14.8%	26,350	-0.2%	0.80%	+10.8%
UPS	Buy	United Parcel Service	$992,000	+4.9%	9,080	+3.4%	0.80%	+1.1%
SCHZ	Buy	Schwab US Aggregate Bond	$934,000	+31.2%	17,421	+31.5%	0.75%	+26.7%
IGSB	Buy	iShares Barclays 1-3Yr Credit	$909,000	+0.6%	8,600	+0.9%	0.73%	-3.1%
HAL	Buy	Halliburton	$876,000	+4.8%	19,535	+5.9%	0.70%	+1.2%
JWN	Buy	Nordstrom Inc	$874,000	+42.6%	16,855	+4.7%	0.70%	+37.5%
BMY	Sell	Bristol-Myers Squibb	$846,000	-27.2%	15,695	-0.7%	0.68%	-29.7%
SBUX	Buy	Starbucks Corp.	$827,000	+0.1%	15,285	+5.7%	0.66%	-3.3%
	Buy	Berkshire Hathaway - B	$823,000	+3.4%	5,697	+3.6%	0.66%	-0.3%
IGIB	Buy	iShares Barclays Inter Cr Bd Fd	$819,000	+1.0%	7,360	+1.0%	0.66%	-2.5%
CRM	Buy	Salesforce.com	$809,000	-6.4%	11,345	+4.2%	0.65%	-9.6%
XLV	Buy	Health Care Sector SPDR	$788,000	+1.9%	10,930	+1.4%	0.63%	-1.7%
VFC	Buy	V.F. Corp.	$766,000	-1.3%	13,675	+8.3%	0.62%	-4.7%
ABBV	Sell	Abbvie	$747,000	+0.9%	11,852	-0.8%	0.60%	-2.6%
NUE	Sell	Nucor Corp.	$747,000	-0.3%	15,125	-0.2%	0.60%	-3.9%
XLF	Buy	Financial Sector SPDR	$737,000	-14.9%	38,195	+0.8%	0.59%	-17.9%
T	Sell	AT&T Inc.	$733,000	-6.5%	18,051	-0.6%	0.59%	-9.8%
MCK	Buy	Mckesson Corp.	$714,000	-8.6%	4,285	+2.4%	0.57%	-11.7%
PCG	Sell	PG&E Corp.	$659,000	-9.2%	10,788	-5.0%	0.53%	-12.4%
BIIB	Buy	Biogen Inc	$657,000	+32.7%	2,100	+2.7%	0.53%	+27.9%
XLE	Buy	Energy Sector SPDR	$655,000	+4.8%	9,290	+1.4%	0.53%	+1.2%
XLU	Buy	Utilities Sector SPDR	$629,000	-5.4%	12,850	+1.3%	0.50%	-8.7%
IBM	Buy	IBM	$624,000	+22.8%	3,933	+17.5%	0.50%	+18.7%
DUK	Buy	Duke Energy	$617,000	-1.8%	7,720	+5.5%	0.50%	-5.2%
CTSH	Buy	Cognizant Tech Solutions	$607,000	-13.4%	12,725	+3.9%	0.49%	-16.5%
FTV	New	Fortive Corporation	$572,000	–	11,243	–	0.46%	–
XLB	Buy	Materials Sector SPDR	$547,000	+8.3%	11,475	+5.3%	0.44%	+4.5%
RHT	Buy	Red Hat Inc	$534,000	+15.6%	6,615	+3.9%	0.43%	+11.7%
SCHE	Buy	Schwab Emerging Markets ETF	$502,000	+57.4%	21,807	+45.4%	0.40%	+52.1%
EOG	Buy	EOG Resources, Inc.	$477,000	+21.1%	4,935	+4.6%	0.38%	+16.8%
SLB	Buy	Schlumberger Ltd.	$464,000	+3.6%	5,905	+4.3%	0.37%	0.0%
SCHA	Buy	Schwab US Small Cap ETF	$442,000	+17.6%	7,680	+10.3%	0.36%	+13.4%
HYG	Buy	iShares IBOXX High Yield Corp.	$400,000	+29.4%	4,585	+25.8%	0.32%	+24.9%
MCD	Sell	Mcdonald's	$301,000	-9.3%	2,613	-5.4%	0.24%	-12.3%
MCO	New	Moody's Corp.	$200,000	–	1,848	–	0.16%	–

Q2 2016

			Value		Shares		↓ Weighting
PFE	New	Pfizer	$11,100,000	–	315,243	–	9.23%	–
VEU	New	Vanguard FTSE All-World EX-Us	$5,038,000	–	117,563	–	4.19%	–
XOM	New	Exxon Mobil	$3,999,000	–	42,663	–	3.32%	–
CVX	New	Chevron Corp.	$3,836,000	–	36,595	–	3.19%	–
WFC	New	Wells Fargo & Co.	$3,393,000	–	71,698	–	2.82%	–
IJH	New	iShares S&P Mid-Cap	$3,260,000	–	21,819	–	2.71%	–
IJR	New	iShares S&P Small-Cap	$3,191,000	–	27,461	–	2.65%	–
PG	New	Procter & Gamble	$2,658,000	–	31,398	–	2.21%	–
LOW	New	Lowe's Cos.	$2,396,000	–	30,270	–	1.99%	–
DIS	New	Walt Disney	$2,281,000	–	23,322	–	1.90%	–
JNJ	New	Johnson & Johnson	$2,252,000	–	18,562	–	1.87%	–
DHR	New	Danaher Corp.	$2,232,000	–	22,099	–	1.86%	–
GE	New	General Electric	$2,201,000	–	69,921	–	1.83%	–
	New	Apple Inc.	$2,178,000	–	22,784	–	1.81%	–
KO	New	Coca Cola	$1,915,000	–	42,254	–	1.59%	–
VZ	New	Verizon Comm.	$1,799,000	–	32,212	–	1.50%	–
MSFT	New	Microsoft	$1,719,000	–	33,602	–	1.43%	–
	New	Allstate Corp.	$1,679,000	–	24,008	–	1.40%	–
JPM	New	J.P. Morgan Chase	$1,563,000	–	25,155	–	1.30%	–
D	New	Dominion Resources	$1,527,000	–	19,593	–	1.27%	–
XLI	New	Industrial Sector SPDR	$1,500,000	–	26,785	–	1.25%	–
	New	American Express	$1,494,000	–	24,586	–	1.24%	–
UTX	New	United Technologies	$1,440,000	–	14,040	–	1.20%	–
PEP	New	Pepsico	$1,434,000	–	13,532	–	1.19%	–
WMT	New	Wal-Mart Stores	$1,423,000	–	19,494	–	1.18%	–
DD	New	DuPont	$1,417,000	–	21,867	–	1.18%	–
CSCO	New	Cisco Systems	$1,408,000	–	49,085	–	1.17%	–
USB	New	U.S. Bancorp	$1,397,000	–	34,643	–	1.16%	–
XLY	New	Cons. Disc. Sector SPDR	$1,348,000	–	17,275	–	1.12%	–
XLP	New	Consumer Staples SPDR	$1,324,000	–	24,015	–	1.10%	–
VCIT	New	Vanguard Interm Corp.	$1,312,000	–	14,678	–	1.09%	–
GIS	New	General Mills Inc.	$1,284,000	–	18,007	–	1.07%	–
VTI	New	Vanguard Total Stock Market	$1,264,000	–	11,797	–	1.05%	–
SCHB	New	Schwab US Broad Market ETF	$1,249,000	–	24,837	–	1.04%	–
MCHP	New	Microchip Tech.	$1,234,000	–	24,315	–	1.03%	–
MRK	New	Merck & Co.	$1,173,000	–	20,365	–	0.98%	–
BMY	New	Bristol-Myers Squibb	$1,162,000	–	15,805	–	0.97%	–
ORCL	New	Oracle	$1,128,000	–	27,566	–	0.94%	–
ICE	New	Intercontinental Exchange	$1,120,000	–	4,375	–	0.93%	–
STJ	New	St. Jude Medical	$1,113,000	–	14,265	–	0.92%	–
XLK	New	Technology Sector SPDR	$1,072,000	–	24,725	–	0.89%	–
UPS	New	United Parcel Service	$946,000	–	8,780	–	0.79%	–
SCHF	New	Schwab International ETF	$924,000	–	34,073	–	0.77%	–
EFA	New	iShares MSCI EAFE	$910,000	–	16,303	–	0.76%	–
IGSB	New	iShares Barclays 1-3Yr Credit	$904,000	–	8,525	–	0.75%	–
XLF	New	Financial Sector SPDR	$866,000	–	37,895	–	0.72%	–
INTC	New	Intel	$866,000	–	26,400	–	0.72%	–
CRM	New	Salesforce.com	$864,000	–	10,885	–	0.72%	–
HAL	New	Halliburton	$836,000	–	18,450	–	0.70%	–
SBUX	New	Starbucks Corp.	$826,000	–	14,465	–	0.69%	–
IGIB	New	iShares Barclays Inter Cr Bd Fd	$811,000	–	7,290	–	0.67%	–
	New	Berkshire Hathaway - B	$796,000	–	5,497	–	0.66%	–
T	New	AT&T Inc.	$784,000	–	18,151	–	0.65%	–
MCK	New	Mckesson Corp.	$781,000	–	4,185	–	0.65%	–
VFC	New	V.F. Corp.	$776,000	–	12,625	–	0.64%	–
XLV	New	Health Care Sector SPDR	$773,000	–	10,780	–	0.64%	–
NUE	New	Nucor Corp.	$749,000	–	15,150	–	0.62%	–
ABBV	New	Abbvie	$740,000	–	11,952	–	0.62%	–
CAT	New	Caterpillar	$739,000	–	9,749	–	0.61%	–
PCG	New	PG&E Corp.	$726,000	–	11,358	–	0.60%	–
SCHZ	New	Schwab US Aggregate Bond	$712,000	–	13,245	–	0.59%	–
CTSH	New	Cognizant Tech Solutions	$701,000	–	12,250	–	0.58%	–
XLU	New	Utilities Sector SPDR	$665,000	–	12,680	–	0.55%	–
CME	New	CME Group, Inc.	$648,000	–	6,650	–	0.54%	–
DUK	New	Duke Energy	$628,000	–	7,320	–	0.52%	–
XLE	New	Energy Sector SPDR	$625,000	–	9,160	–	0.52%	–
JWN	New	Nordstrom Inc	$613,000	–	16,105	–	0.51%	–
VNQ	New	Vanguard REIT	$590,000	–	6,649	–	0.49%	–
	New	Automatic Data Proc.	$579,000	–	6,300	–	0.48%	–
CELG	New	Celgene Corp.	$572,000	–	5,795	–	0.48%	–
IBM	New	IBM	$508,000	–	3,346	–	0.42%	–
MMM	New	3M Corp	$506,000	–	2,889	–	0.42%	–
XLB	New	Materials Sector SPDR	$505,000	–	10,900	–	0.42%	–
BIIB	New	Biogen Inc	$495,000	–	2,045	–	0.41%	–
HD	New	Home Depot	$491,000	–	3,846	–	0.41%	–
TIP	New	iShares Barclays TIPS	$473,000	–	4,053	–	0.39%	–
XRX	New	Xerox	$469,000	–	49,375	–	0.39%	–
RHT	New	Red Hat Inc	$462,000	–	6,365	–	0.38%	–
	New	Abbott Labs.	$448,000	–	11,405	–	0.37%	–
SLB	New	Schlumberger Ltd.	$448,000	–	5,660	–	0.37%	–
EOG	New	EOG Resources, Inc.	$394,000	–	4,720	–	0.33%	–
VGT	New	Vanguard Info Tech	$391,000	–	3,650	–	0.32%	–
SCHA	New	Schwab US Small Cap ETF	$376,000	–	6,962	–	0.31%	–
LQD	New	iShares IBOXX Inv. Grade Corp.	$362,000	–	2,950	–	0.30%	–
UNP	New	Union Pacific	$345,000	–	3,950	–	0.29%	–
GOOGL	New	Alphabet - Cl A	$338,000	–	481	–	0.28%	–
MCD	New	Mcdonald's	$332,000	–	2,763	–	0.28%	–
GOOG	New	Alphabet - Cl C	$332,000	–	480	–	0.28%	–
VIG	New	Vanguard Dividend Appreciation	$326,000	–	3,917	–	0.27%	–
BIV	New	Vanguard Interm. Corp. Bond	$323,000	–	3,662	–	0.27%	–
SCHE	New	Schwab Emerging Markets ETF	$319,000	–	14,994	–	0.26%	–
HYG	New	iShares IBOXX High Yield Corp.	$309,000	–	3,644	–	0.26%	–
	New	Amazon	$293,000	–	409	–	0.24%	–
SUB	New	iShares St Nat. AMT-Free Muni	$271,000	–	2,553	–	0.22%	–
BXP	New	Boston Properties	$264,000	–	2,000	–	0.22%	–
TROW	New	T. Rowe Price	$263,000	–	3,600	–	0.22%	–
PLD	New	Prologis Inc.	$255,000	–	5,200	–	0.21%	–
REZ	New	iShares FTSE NAREIT Residential	$243,000	–	3,600	–	0.20%	–
WBA	New	Walgreens Boots Alliance	$224,000	–	2,693	–	0.19%	–
	New	Hitachi Ltd Ord	$45,000	–	11,000	–	0.04%	–

Q4 2015

			Value		Shares		↓ Weighting
PLD	Exit	ProLogis Inc	$0	–	-5,200	–	-0.22%	–
AMZN	Exit	Amazon	$0	–	-409	–	-0.22%	–
REZ	Exit	iShares FTSE NAREIT Residentia	$0	–	-3,600	–	-0.23%	–
WBA	Exit	Walgreens Boots Alliance	$0	–	-2,693	–	-0.24%	–
BXP	Exit	Boston Properties	$0	–	-2,000	–	-0.25%	–
TROW	Exit	T. Rowe Price Group	$0	–	-3,600	–	-0.27%	–
GOOG	Exit	Google Cl C	$0	–	-415	–	-0.27%	–
GOOGL	Exit	Google Cl A	$0	–	-416	–	-0.28%	–
MCD	Exit	McDonald's	$0	–	-2,763	–	-0.29%	–
CB	Exit	Chubb	$0	–	-2,299	–	-0.30%	–
UNP	Exit	Union Pacific	$0	–	-3,600	–	-0.34%	–
XLE	Exit	Energy Sector SPDR	$0	–	-5,535	–	-0.36%	–
VGT	Exit	Vanguard Info Tech ETF	$0	–	-3,650	–	-0.39%	–
AXP	Exit	American Express	$0	–	-4,981	–	-0.39%	–
RHT	Exit	Red Hat Inc.	$0	–	-5,200	–	-0.40%	–
XLB	Exit	Materials Sector SPDR	$0	–	-10,105	–	-0.43%	–
MMM	Exit	3M Corp	$0	–	-2,889	–	-0.44%	–
HD	Exit	Home Depot	$0	–	-3,846	–	-0.47%	–
ABT	Exit	Abbott Laboratories	$0	–	-11,405	–	-0.49%	–
IBM	Exit	IBM	$0	–	-3,331	–	-0.52%	–
CELG	Exit	Celgene Corp.	$0	–	-4,500	–	-0.52%	–
XLU	Exit	Utilities Sector SPDR	$0	–	-11,275	–	-0.52%	–
XRX	Exit	Xerox	$0	–	-50,410	–	-0.52%	–
DUK	Exit	Duke Energy	$0	–	-6,945	–	-0.53%	–
ADP	Exit	Automatic Data Proc.	$0	–	-6,300	–	-0.54%	–
NOV	Exit	National Oilwell Varco	$0	–	-13,436	–	-0.54%	–
VNQ	Exit	Vanguard REIT ETF	$0	–	-6,809	–	-0.55%	–
EOG	Exit	EOG Resources, Inc.	$0	–	-7,445	–	-0.58%	–
PCG	Exit	PG&E Corporation	$0	–	-10,533	–	-0.59%	–
NUE	Exit	Nucor Corp.	$0	–	-15,075	–	-0.60%	–
XLI	Exit	Industrial Sector SPDR	$0	–	-12,000	–	-0.64%	–
T	Exit	AT&T Inc.	$0	–	-18,417	–	-0.64%	–
XLV	Exit	Health Care Sector SPDR	$0	–	-9,350	–	-0.66%	–
AAPL	Exit	Apple Inc.	$0	–	-5,695	–	-0.67%	–
ABBV	Exit	AbbVie	$0	–	-11,552	–	-0.67%	–
CRM	Exit	Salesforce.com Inc	$0	–	-9,350	–	-0.69%	–
BRKB	Exit	Berkshire Hathaway B	$0	–	-5,097	–	-0.71%	–
HAL	Exit	Halliburton	$0	–	-18,850	–	-0.71%	–
CTSH	Exit	Cognizant Tech Solutions	$0	–	-11,550	–	-0.77%	–
DKS	Exit	Dick's Sporting Goods	$0	–	-14,795	–	-0.78%	–
PCAR	Exit	PACCAR, Inc.	$0	–	-14,525	–	-0.81%	–
EFA	Exit	iShares MSCI EAFE Fund	$0	–	-13,623	–	-0.83%	–
MRK	Exit	Merck & Co.	$0	–	-15,850	–	-0.84%	–
VFC	Exit	V.F. Corp.	$0	–	-11,840	–	-0.86%	–
XLF	Exit	Financial Sector SPDR	$0	–	-37,455	–	-0.90%	–
STJ	Exit	St. Jude Medical, Inc.	$0	–	-13,450	–	-0.90%	–
XLK	Exit	Technology Sector SPDR	$0	–	-21,530	–	-0.91%	–
GIS	Exit	General Mills Inc.	$0	–	-16,007	–	-0.96%	–
BMY	Exit	Bristol-Myers Squibb	$0	–	-15,340	–	-0.97%	–
MCHP	Exit	Microchip Technology	$0	–	-21,555	–	-0.99%	–
ORCL	Exit	Oracle	$0	–	-26,331	–	-1.01%	–
XLP	Exit	Consumer Staples SPDR	$0	–	-21,365	–	-1.07%	–
TEVA	Exit	Teva Pharm Inds ADR	$0	–	-18,076	–	-1.09%	–
DD	Exit	Du Pont	$0	–	-22,162	–	-1.14%	–
VTI	Exit	Vanguard Ttl Stk ETF	$0	–	-11,340	–	-1.19%	–
UTX	Exit	United Technologies	$0	–	-13,505	–	-1.28%	–
WMT	Exit	Wal-Mart Stores	$0	–	-18,994	–	-1.31%	–
CME	Exit	CME Group, Inc.	$0	–	-13,450	–	-1.33%	–
CSCO	Exit	Cisco Systems	$0	–	-47,645	–	-1.33%	–
PEP	Exit	Pepsico	$0	–	-13,432	–	-1.35%	–
VZ	Exit	Verizon Comm.	$0	–	-31,465	–	-1.46%	–
CAT	Exit	Caterpillar	$0	–	-20,959	–	-1.46%	–
D	Exit	Dominion Resources	$0	–	-19,563	–	-1.47%	–
MSFT	Exit	Microsoft	$0	–	-32,452	–	-1.53%	–
XLY	Exit	Cons. Disc. Sector SPDR	$0	–	-19,740	–	-1.56%	–
USB	Exit	U.S. Bancorp	$0	–	-36,948	–	-1.62%	–
ALL	Exit	Allstate Corp.	$0	–	-27,523	–	-1.71%	–
KO	Exit	Coca Cola	$0	–	-40,354	–	-1.72%	–
JPM	Exit	J.P. Morgan Chase	$0	–	-26,789	–	-1.74%	–
JNJ	Exit	Johnson & Johnson	$0	–	-18,347	–	-1.83%	–
GE	Exit	General Electric	$0	–	-68,046	–	-1.83%	–
INTC	Exit	Intel	$0	–	-60,367	–	-1.94%	–
DHR	Exit	Danaher Corp	$0	–	-21,514	–	-1.95%	–
PG	Exit	Procter & Gamble	$0	–	-30,024	–	-2.30%	–
LOW	Exit	Lowe's Cos.	$0	–	-33,185	–	-2.44%	–
DIS	Exit	Walt Disney	$0	–	-23,437	–	-2.55%	–
IJR	Exit	iShares S&P Small Cap	$0	–	-25,911	–	-2.94%	–
CVX	Exit	Chevron Corp	$0	–	-35,303	–	-2.97%	–
IJH	Exit	iShares S&P Mid Cap	$0	–	-20,869	–	-3.04%	–
XOM	Exit	Exxon Mobil	$0	–	-38,414	–	-3.04%	–
WFC	Exit	Wells Fargo & Co.	$0	–	-65,128	–	-3.56%	–
VEU	Exit	Vanguard FTSE All-World ex-US	$0	–	-111,236	–	-5.05%	–
PFE	Exit	Pfizer	$0	–	-297,986	–	-9.98%	–

Q3 2015

			Value		Shares		↓ Weighting
PFE	Buy	Pfizer	$9,360,000	-5.8%	297,986	+0.6%	9.98%	+2.1%
VEU	Buy	Vanguard FTSE All-World ex-US	$4,742,000	-11.8%	111,236	+0.4%	5.05%	-4.5%
WFC	Sell	Wells Fargo & Co.	$3,344,000	-9.4%	65,128	-0.7%	3.56%	-1.8%
XOM	Buy	Exxon Mobil	$2,856,000	-10.4%	38,414	+0.3%	3.04%	-2.9%
IJH	Sell	iShares S&P Mid Cap	$2,851,000	-10.1%	20,869	-1.3%	3.04%	-2.5%
CVX	Buy	Chevron Corp	$2,785,000	-18.0%	35,303	+0.3%	2.97%	-11.2%
IJR	Sell	iShares S&P Small Cap	$2,761,000	-10.5%	25,911	-1.0%	2.94%	-3.0%
DIS	Sell	Walt Disney	$2,395,000	-11.6%	23,437	-1.3%	2.55%	-4.2%
LOW	Sell	Lowe's Cos.	$2,287,000	+2.0%	33,185	-0.9%	2.44%	+10.5%
PG	Sell	Procter & Gamble	$2,160,000	-9.0%	30,024	-1.0%	2.30%	-1.4%
DHR	Sell	Danaher Corp	$1,833,000	-1.8%	21,514	-1.4%	1.95%	+6.4%
INTC	Buy	Intel	$1,819,000	-0.9%	60,367	+0.0%	1.94%	+7.4%
GE	Sell	General Electric	$1,716,000	-5.5%	68,046	-0.4%	1.83%	+2.5%
JNJ	Sell	Johnson & Johnson	$1,713,000	-5.3%	18,347	-1.1%	1.83%	+2.7%
JPM	Sell	J.P. Morgan Chase	$1,633,000	-11.3%	26,789	-1.5%	1.74%	-4.0%
KO	Sell	Coca Cola	$1,619,000	+0.5%	40,354	-1.7%	1.72%	+8.8%
ALL	Sell	Allstate Corp.	$1,603,000	-11.2%	27,523	-1.1%	1.71%	-3.8%
XLY	Buy	Cons. Disc. Sector SPDR	$1,466,000	-2.1%	19,740	+0.8%	1.56%	+6.0%
MSFT	Sell	Microsoft	$1,436,000	-2.2%	32,452	-2.4%	1.53%	+6.0%
D	Sell	Dominion Resources	$1,377,000	-13.9%	19,563	-18.2%	1.47%	-6.7%
CAT	Sell	Caterpillar	$1,370,000	-23.5%	20,959	-0.7%	1.46%	-17.1%
VZ	Sell	Verizon Comm.	$1,369,000	-7.6%	31,465	-1.0%	1.46%	+0.1%
PEP	Sell	Pepsico	$1,267,000	-0.8%	13,432	-1.8%	1.35%	+7.5%
CSCO	Sell	Cisco Systems	$1,251,000	-5.6%	47,645	-1.2%	1.33%	+2.3%
CME	Sell	CME Group, Inc.	$1,247,000	-0.7%	13,450	-0.4%	1.33%	+7.5%
UTX	Buy	United Technologies	$1,202,000	-19.0%	13,505	+0.9%	1.28%	-12.3%
VTI	Buy	Vanguard Ttl Stk ETF	$1,120,000	-3.3%	11,340	+4.8%	1.19%	+4.8%
DD	Buy	Du Pont	$1,068,000	-24.3%	22,162	+0.5%	1.14%	-18.0%
TEVA	Sell	Teva Pharm Inds ADR	$1,021,000	-6.0%	18,076	-1.6%	1.09%	+1.9%
XLP	Sell	Consumer Staples SPDR	$1,008,000	-1.7%	21,365	-0.7%	1.07%	+6.5%
ORCL	Sell	Oracle	$951,000	-11.0%	26,331	-0.7%	1.01%	-3.5%
MCHP	Buy	Microchip Technology	$929,000	-8.6%	21,555	+0.6%	0.99%	-0.9%
BMY	Sell	Bristol-Myers Squibb	$908,000	-12.8%	15,340	-1.9%	0.97%	-5.5%
XLK	Sell	Technology Sector SPDR	$850,000	-15.5%	21,530	-11.4%	0.91%	-8.5%
STJ	Buy	St. Jude Medical, Inc.	$849,000	-13.3%	13,450	+0.4%	0.90%	-6.0%
XLF	Sell	Financial Sector SPDR	$849,000	-7.5%	37,455	-0.5%	0.90%	+0.2%
VFC	Sell	V.F. Corp.	$808,000	-3.8%	11,840	-1.7%	0.86%	+4.2%
MRK	Buy	Merck & Co.	$783,000	-12.8%	15,850	+0.5%	0.84%	-5.4%
EFA	Sell	iShares MSCI EAFE Fund	$781,000	-10.8%	13,623	-1.3%	0.83%	-3.5%
PCAR	Sell	PACCAR, Inc.	$758,000	-19.0%	14,525	-1.0%	0.81%	-12.3%
DKS	Sell	Dick's Sporting Goods	$734,000	-4.6%	14,795	-0.3%	0.78%	+3.4%
CTSH	Buy	Cognizant Tech Solutions	$723,000	+3.9%	11,550	+1.3%	0.77%	+12.6%
HAL	Buy	Halliburton	$666,000	-17.1%	18,850	+1.1%	0.71%	-10.1%
BRKB	Sell	Berkshire Hathaway B	$665,000	-5.1%	5,097	-1.0%	0.71%	+2.8%
CRM	Buy	Salesforce.com Inc	$649,000	+12.3%	9,350	+12.7%	0.69%	+21.6%
ABBV	Buy	AbbVie	$629,000	-17.9%	11,552	+1.3%	0.67%	-11.0%
AAPL	Sell	Apple Inc.	$628,000	-12.7%	5,695	-0.7%	0.67%	-5.4%
XLV	Sell	Health Care Sector SPDR	$619,000	-11.4%	9,350	-0.5%	0.66%	-4.1%
T	Sell	AT&T Inc.	$600,000	-11.2%	18,417	-3.3%	0.64%	-3.9%
NUE	Sell	Nucor Corp.	$566,000	-15.1%	15,075	-0.3%	0.60%	-8.1%
EOG	Sell	EOG Resources, Inc.	$542,000	-18.0%	7,445	-1.3%	0.58%	-11.1%
VNQ	Buy	Vanguard REIT ETF	$514,000	+1.6%	6,809	+0.6%	0.55%	+10.0%
NOV	Sell	National Oilwell Varco	$506,000	-22.6%	13,436	-0.7%	0.54%	-16.2%
DUK	New	Duke Energy	$500,000	–	6,945	–	0.53%	–
XLU	Sell	Utilities Sector SPDR	$488,000	-20.9%	11,275	-24.3%	0.52%	-14.3%
CELG	Buy	Celgene Corp.	$487,000	-5.4%	4,500	+1.1%	0.52%	+2.4%
XLB	Sell	Materials Sector SPDR	$403,000	-18.6%	10,105	-1.2%	0.43%	-11.7%
RHT	New	Red Hat Inc.	$374,000	–	5,200	–	0.40%	–
XLE	Buy	Energy Sector SPDR	$339,000	-17.7%	5,535	+0.9%	0.36%	-10.9%
AMZN	New	Amazon	$209,000	–	409	–	0.22%	–
PLD	New	ProLogis Inc	$202,000	–	5,200	–	0.22%	–
DJP	Exit	iPath DJ-UBS Commodity Index	$0	–	-7,599	–	-0.22%	–
TDC	Exit	Teradata Corp	$0	–	-8,325	–	-0.30%	–

Q2 2015

			Value		Shares		↓ Weighting
PFE	New	Pfizer	$9,932,000	–	296,211	–	9.77%	–
VEU	New	Vanguard FTSE All-World ex-US	$5,378,000	–	110,771	–	5.29%	–
WFC	New	Wells Fargo & Co.	$3,690,000	–	65,603	–	3.63%	–
CVX	New	Chevron Corp	$3,396,000	–	35,203	–	3.34%	–
XOM	New	Exxon Mobil	$3,186,000	–	38,292	–	3.13%	–
IJH	New	iShares S&P Mid Cap	$3,170,000	–	21,139	–	3.12%	–
IJR	New	iShares S&P Small Cap	$3,084,000	–	26,166	–	3.03%	–
DIS	New	Walt Disney	$2,709,000	–	23,737	–	2.66%	–
PG	New	Procter & Gamble	$2,373,000	–	30,324	–	2.33%	–
LOW	New	Lowe's Cos.	$2,242,000	–	33,485	–	2.20%	–
DHR	New	Danaher Corp	$1,867,000	–	21,814	–	1.84%	–
JPM	New	J.P. Morgan Chase	$1,842,000	–	27,184	–	1.81%	–
INTC	New	Intel	$1,835,000	–	60,342	–	1.80%	–
GE	New	General Electric	$1,815,000	–	68,309	–	1.78%	–
JNJ	New	Johnson & Johnson	$1,808,000	–	18,547	–	1.78%	–
ALL	New	Allstate Corp.	$1,805,000	–	27,823	–	1.78%	–
CAT	New	Caterpillar	$1,790,000	–	21,109	–	1.76%	–
KO	New	Coca Cola	$1,611,000	–	41,054	–	1.58%	–
USB	New	U.S. Bancorp	$1,604,000	–	36,948	–	1.58%	–
D	New	Dominion Resources	$1,599,000	–	23,917	–	1.57%	–
XLY	New	Cons. Disc. Sector SPDR	$1,498,000	–	19,590	–	1.47%	–
UTX	New	United Technologies	$1,484,000	–	13,380	–	1.46%	–
VZ	New	Verizon Comm.	$1,481,000	–	31,776	–	1.46%	–
MSFT	New	Microsoft	$1,468,000	–	33,252	–	1.44%	–
DD	New	Du Pont	$1,411,000	–	22,062	–	1.39%	–
WMT	New	Wal-Mart Stores	$1,347,000	–	18,994	–	1.32%	–
CSCO	New	Cisco Systems	$1,325,000	–	48,245	–	1.30%	–
PEP	New	Pepsico	$1,277,000	–	13,682	–	1.26%	–
CME	New	CME Group, Inc.	$1,256,000	–	13,500	–	1.24%	–
VTI	New	Vanguard Ttl Stk ETF	$1,158,000	–	10,825	–	1.14%	–
TEVA	New	Teva Pharm Inds ADR	$1,086,000	–	18,376	–	1.07%	–
ORCL	New	Oracle	$1,068,000	–	26,506	–	1.05%	–
BMY	New	Bristol-Myers Squibb	$1,041,000	–	15,640	–	1.02%	–
XLP	New	Consumer Staples SPDR	$1,025,000	–	21,525	–	1.01%	–
MCHP	New	Microchip Technology	$1,016,000	–	21,430	–	1.00%	–
XLK	New	Technology Sector SPDR	$1,006,000	–	24,305	–	0.99%	–
STJ	New	St. Jude Medical, Inc.	$979,000	–	13,400	–	0.96%	–
PCAR	New	PACCAR, Inc.	$936,000	–	14,675	–	0.92%	–
XLF	New	Financial Sector SPDR	$918,000	–	37,655	–	0.90%	–
MRK	New	Merck & Co.	$898,000	–	15,775	–	0.88%	–
GIS	New	General Mills Inc.	$892,000	–	16,007	–	0.88%	–
EFA	New	iShares MSCI EAFE Fund	$876,000	–	13,798	–	0.86%	–
VFC	New	V.F. Corp.	$840,000	–	12,040	–	0.83%	–
HAL	New	Halliburton	$803,000	–	18,650	–	0.79%	–
DKS	New	Dick's Sporting Goods	$769,000	–	14,845	–	0.76%	–
ABBV	New	AbbVie	$766,000	–	11,404	–	0.75%	–
AAPL	New	Apple Inc.	$719,000	–	5,735	–	0.71%	–
BRKB	New	Berkshire Hathaway B	$701,000	–	5,147	–	0.69%	–
XLV	New	Health Care Sector SPDR	$699,000	–	9,400	–	0.69%	–
CTSH	New	Cognizant Tech Solutions	$696,000	–	11,400	–	0.68%	–
T	New	AT&T Inc.	$676,000	–	19,042	–	0.66%	–
NUE	New	Nucor Corp.	$667,000	–	15,125	–	0.66%	–
EOG	New	EOG Resources, Inc.	$661,000	–	7,545	–	0.65%	–
NOV	New	National Oilwell Varco	$654,000	–	13,536	–	0.64%	–
XLI	New	Industrial Sector SPDR	$649,000	–	12,000	–	0.64%	–
XLU	New	Utilities Sector SPDR	$617,000	–	14,892	–	0.61%	–
CRM	New	Salesforce.com Inc	$578,000	–	8,300	–	0.57%	–
ABT	New	Abbott Laboratories	$560,000	–	11,405	–	0.55%	–
IBM	New	IBM	$542,000	–	3,331	–	0.53%	–
XRX	New	Xerox	$536,000	–	50,410	–	0.53%	–
PCG	New	PG&E Corporation	$517,000	–	10,533	–	0.51%	–
CELG	New	Celgene Corp.	$515,000	–	4,450	–	0.51%	–
VNQ	New	Vanguard REIT ETF	$506,000	–	6,769	–	0.50%	–
ADP	New	Automatic Data Proc.	$505,000	–	6,300	–	0.50%	–
XLB	New	Materials Sector SPDR	$495,000	–	10,230	–	0.49%	–
MMM	New	3M Corp	$446,000	–	2,889	–	0.44%	–
HD	New	Home Depot	$427,000	–	3,846	–	0.42%	–
XLE	New	Energy Sector SPDR	$412,000	–	5,485	–	0.40%	–
VGT	New	Vanguard Info Tech ETF	$388,000	–	3,650	–	0.38%	–
AXP	New	American Express	$387,000	–	4,981	–	0.38%	–
UNP	New	Union Pacific	$343,000	–	3,600	–	0.34%	–
TDC	New	Teradata Corp	$308,000	–	8,325	–	0.30%	–
TROW	New	T. Rowe Price Group	$280,000	–	3,600	–	0.28%	–
MCD	New	McDonald's	$263,000	–	2,763	–	0.26%	–
BXP	New	Boston Properties	$242,000	–	2,000	–	0.24%	–
WBA	New	Walgreens Boots Alliance	$227,000	–	2,693	–	0.22%	–
GOOGL	New	Google Cl A	$225,000	–	416	–	0.22%	–
DJP	New	iPath DJ-UBS Commodity Index	$221,000	–	7,599	–	0.22%	–
CB	New	Chubb	$219,000	–	2,299	–	0.22%	–
GOOG	New	Google Cl C	$216,000	–	415	–	0.21%	–
REZ	New	iShares FTSE NAREIT Residentia	$202,000	–	3,600	–	0.20%	–

Q4 2014

			Value		Shares		↓ Weighting
RWT	Exit	Redwood Trust Inc.	$0	–	-10,000	–	-0.05%	–
CB	Exit	Chubb	$0	–	-2,299	–	-0.06%	–
BXP	Exit	Boston Properties	$0	–	-2,000	–	-0.07%	–
DJP	Exit	iPath DJ-UBS Commodity Index	$0	–	-6,950	–	-0.07%	–
TROW	Exit	T. Rowe Price Group	$0	–	-3,600	–	-0.08%	–
HD	Exit	Home Depot	$0	–	-3,981	–	-0.11%	–
XLV	Exit	Health Care Sector SPDR	$0	–	-5,775	–	-0.11%	–
UNP	Exit	Union Pacific	$0	–	-3,600	–	-0.12%	–
VGT	Exit	Vanguard Info Tech ETF	$0	–	-4,200	–	-0.12%	–
MMM	Exit	3M Corp	$0	–	-2,956	–	-0.12%	–
VNQ	Exit	Vanguard REIT ETF	$0	–	-6,512	–	-0.14%	–
PCG	Exit	PG&E Corporation	$0	–	-10,533	–	-0.14%	–
ABT	Exit	Abbott Laboratories	$0	–	-11,521	–	-0.14%	–
XLE	Exit	Energy Select Sector SPDR	$0	–	-5,385	–	-0.14%	–
ADP	Exit	Automatic Data Proc.	$0	–	-6,300	–	-0.16%	–
AAPL	Exit	Apple Inc.	$0	–	-6,020	–	-0.18%	–
XLU	Exit	Utilities Sector SPDR	$0	–	-14,917	–	-0.19%	–
XLI	Exit	Industrial Sector SPDR	$0	–	-12,450	–	-0.20%	–
ABBV	Exit	AbbVie	$0	–	-11,520	–	-0.20%	–
XRX	Exit	Xerox	$0	–	-51,290	–	-0.20%	–
T	Exit	AT&T Inc.	$0	–	-19,225	–	-0.20%	–
BRKB	Exit	Berkshire Hathaway B	$0	–	-5,147	–	-0.21%	–
CHKP	Exit	Check Point Software	$0	–	-10,450	–	-0.22%	–
XLB	Exit	Materials Sector SPDR	$0	–	-14,600	–	-0.22%	–
IBM	Exit	IBM	$0	–	-4,065	–	-0.23%	–
PCAR	Exit	PACCAR, Inc.	$0	–	-13,675	–	-0.23%	–
EFA	Exit	iShares MSCI EAFE Fund	$0	–	-12,275	–	-0.23%	–
GIS	Exit	General Mills Inc.	$0	–	-16,421	–	-0.24%	–
VFC	Exit	V.F. Corp.	$0	–	-12,645	–	-0.25%	–
VTI	Exit	Vanguard Ttl Stk ETF	$0	–	-8,966	–	-0.27%	–
XLF	Exit	Financial Sector SPDR	$0	–	-40,180	–	-0.28%	–
XLP	Exit	Consumer Staples Sector SPDR	$0	–	-22,000	–	-0.29%	–
NOV	Exit	National Oilwell Varco	$0	–	-13,098	–	-0.30%	–
TEVA	Exit	Teva Pharm Inds ADR	$0	–	-19,376	–	-0.31%	–
CME	Exit	CME Group, Inc.	$0	–	-13,525	–	-0.32%	–
CAT	Exit	Caterpillar	$0	–	-11,034	–	-0.32%	–
HAL	Exit	Halliburton	$0	–	-18,750	–	-0.36%	–
MCD	Exit	McDonald's	$0	–	-13,513	–	-0.38%	–
ORCL	Exit	Oracle	$0	–	-34,232	–	-0.39%	–
PEP	Exit	Pepsico	$0	–	-14,632	–	-0.40%	–
F113PS	Exit	Covidien Ltd	$0	–	-16,266	–	-0.42%	–
XLY	Exit	Cons. Disc. Sector SPDR	$0	–	-21,415	–	-0.42%	–
UTX	Exit	United Technologies	$0	–	-13,650	–	-0.43%	–
HPQ	Exit	Hewlett Packard	$0	–	-41,167	–	-0.43%	–
DHR	Exit	Danaher Corp	$0	–	-21,334	–	-0.48%	–
VZ	Exit	Verizon Comm.	$0	–	-32,826	–	-0.49%	–
D	Exit	Dominion Resources	$0	–	-25,067	–	-0.51%	–
JPM	Exit	J.P. Morgan Chase	$0	–	-28,746	–	-0.51%	–
USB	Exit	U.S. Bancorp	$0	–	-41,558	–	-0.52%	–
ALL	Exit	Allstate Corp.	$0	–	-28,848	–	-0.52%	–
KO	Exit	Coca Cola	$0	–	-41,758	–	-0.53%	–
XLK	Exit	Technology Sector SPDR	$0	–	-45,810	–	-0.54%	–
LOW	Exit	Lowe's Cos.	$0	–	-35,650	–	-0.56%	–
DD	Exit	Du Pont	$0	–	-26,612	–	-0.57%	–
DIS	Exit	Walt Disney	$0	–	-25,075	–	-0.66%	–
AXP	Exit	American Express	$0	–	-27,122	–	-0.70%	–
PFE	Exit	Pfizer	$0	–	-84,364	–	-0.74%	–
IJR	Exit	iShares S&P Small Cap 600	$0	–	-26,851	–	-0.83%	–
IJH	Exit	iShares S&P Mid Cap 400	$0	–	-21,719	–	-0.88%	–
XOM	Exit	Exxon Mobil	$0	–	-40,008	–	-1.12%	–
WMT	Exit	Wal-Mart Stores	$0	–	-51,061	–	-1.16%	–
AMGN	Exit	Amgen Inc.	$0	–	-31,050	–	-1.29%	–
SYY	Exit	Sysco Corp	$0	–	-119,750	–	-1.35%	–
BIN	Exit	Progressive Waste Solutions	$0	–	-193,500	–	-1.48%	–
VEU	Exit	Vanguard FTSE All-World ex-US	$0	–	-104,347	–	-1.52%	–
JNJ	Exit	Johnson & Johnson	$0	–	-50,262	–	-1.59%	–
NEBLQ	Exit	Noble Corp.	$0	–	-279,183	–	-1.84%	–
MSFT	Exit	Microsoft	$0	–	-143,106	–	-1.97%	–
TDC	Exit	Teradata Corp	$0	–	-167,700	–	-2.08%	–
CSCO	Exit	Cisco Systems	$0	–	-296,758	–	-2.21%	–
DKS	Exit	Dick's Sporting Goods	$0	–	-173,450	–	-2.26%	–
APA	Exit	Apache Corp	$0	–	-91,500	–	-2.54%	–
GOOG	Exit	Google Cl C	$0	–	-15,469	–	-2.65%	–
GOOGL	Exit	Google Cl A	$0	–	-15,470	–	-2.70%	–
INTC	Exit	Intel	$0	–	-264,406	–	-2.73%	–
RHI	Exit	Robert Half Intl.	$0	–	-193,000	–	-2.80%	–
CVX	Exit	Chevron Corp	$0	–	-79,280	–	-2.80%	–
BMY	Exit	Bristol-Myers Squibb	$0	–	-185,125	–	-2.81%	–
CPN	Exit	Calpine Corp	$0	–	-473,000	–	-3.04%	–
EXPD	Exit	Expeditors Int'l	$0	–	-258,501	–	-3.11%	–
AA	Exit	Alcoa	$0	–	-657,500	–	-3.14%	–
GE	Exit	General Electric	$0	–	-414,950	–	-3.15%	–
SCHW	Exit	Charles Schwab	$0	–	-366,900	–	-3.20%	–
MLM	Exit	Martin Marietta Materials	$0	–	-92,200	–	-3.52%	–
BK	Exit	Bank of NY Mellon	$0	–	-325,023	–	-3.73%	–
MRK	Exit	Merck & Co.	$0	–	-259,866	–	-4.56%	–
WFC	Exit	Wells Fargo & Co.	$0	–	-305,348	–	-4.69%	–
PG	Exit	Procter & Gamble	$0	–	-190,169	–	-4.72%	–
PLD	Exit	ProLogis Inc	$0	–	-472,200	–	-5.28%	–

Q3 2014

			Value		Shares		↓ Weighting
PG	Sell	Procter & Gamble	$15,925,000	+2.4%	190,169	-3.9%	4.72%	+2.8%
WFC	Buy	Wells Fargo & Co.	$15,838,000	-1.0%	305,348	+0.3%	4.69%	-0.7%
MRK	Sell	Merck & Co.	$15,405,000	-6.1%	259,866	-8.4%	4.56%	-5.7%
BK	Sell	Bank of NY Mellon	$12,588,000	-5.1%	325,023	-8.1%	3.73%	-4.7%
SCHW	Sell	Charles Schwab	$10,783,000	+8.9%	366,900	-0.2%	3.20%	+9.3%
GE	Sell	General Electric	$10,631,000	-6.2%	414,950	-3.7%	3.15%	-5.8%
BMY	Buy	Bristol-Myers Squibb	$9,475,000	+7.4%	185,125	+1.8%	2.81%	+7.8%
CVX	Sell	Chevron Corp	$9,460,000	-11.9%	79,280	-3.6%	2.80%	-11.5%
RHI	Buy	Robert Half Intl.	$9,457,000	+3.7%	193,000	+1.0%	2.80%	+4.1%
INTC	Buy	Intel	$9,207,000	+14.6%	264,406	+1.7%	2.73%	+15.0%
GOOGL	Sell	Google Cl A	$9,103,000	+0.6%	15,470	-0.0%	2.70%	+1.0%
GOOG	Sell	Google Cl C	$8,931,000	+0.3%	15,469	-0.1%	2.65%	+0.7%
DKS	Buy	Dick's Sporting Goods	$7,611,000	+27.2%	173,450	+35.0%	2.26%	+27.7%
TDC	Buy	Teradata Corp	$7,030,000	+6.2%	167,700	+1.8%	2.08%	+6.6%
MSFT	Sell	Microsoft	$6,634,000	+6.1%	143,106	-4.5%	1.97%	+6.6%
NEBLQ	Buy	Noble Corp.	$6,203,000	-14.0%	279,183	+29.9%	1.84%	-13.7%
JNJ	Sell	Johnson & Johnson	$5,357,000	+0.5%	50,262	-1.4%	1.59%	+0.8%
VEU	Buy	Vanguard FTSE All-World ex-US	$5,138,000	+12.8%	104,347	+19.8%	1.52%	+13.2%
WMT	Sell	Wal-Mart Stores	$3,905,000	+1.5%	51,061	-0.4%	1.16%	+1.8%
XOM	Sell	Exxon Mobil	$3,763,000	-18.0%	40,008	-12.2%	1.12%	-17.7%
IJH	Buy	iShares S&P Mid Cap 400	$2,970,000	+6.7%	21,719	+11.6%	0.88%	+7.1%
IJR	Buy	iShares S&P Small Cap 600	$2,801,000	+4.5%	26,851	+12.3%	0.83%	+4.9%
PFE	Sell	Pfizer	$2,495,000	-2.1%	84,364	-1.7%	0.74%	-1.7%
AXP	Sell	American Express	$2,374,000	-13.5%	27,122	-6.2%	0.70%	-13.2%
DIS	Buy	Walt Disney	$2,232,000	+11.0%	25,075	+6.9%	0.66%	+11.3%
DD	Buy	Du Pont	$1,910,000	+11.1%	26,612	+1.3%	0.57%	+11.6%
LOW	Sell	Lowe's Cos.	$1,887,000	+0.3%	35,650	-9.1%	0.56%	+0.5%
XLK	Buy	Technology Sector SPDR	$1,828,000	+31.1%	45,810	+26.0%	0.54%	+31.6%
KO	Sell	Coca Cola	$1,781,000	-8.9%	41,758	-9.5%	0.53%	-8.5%
ALL	Buy	Allstate Corp.	$1,770,000	+7.9%	28,848	+3.3%	0.52%	+8.3%
JPM	Buy	J.P. Morgan Chase	$1,732,000	+8.5%	28,746	+3.8%	0.51%	+8.9%
D	Buy	Dominion Resources	$1,732,000	-2.8%	25,067	+0.6%	0.51%	-2.5%
VZ	Sell	Verizon Comm.	$1,641,000	-6.0%	32,826	-8.0%	0.49%	-5.6%
DHR	Buy	Danaher Corp	$1,621,000	+0.2%	21,334	+3.8%	0.48%	+0.4%
HPQ	Sell	Hewlett Packard	$1,460,000	+0.9%	41,167	-4.2%	0.43%	+1.4%
UTX	Buy	United Technologies	$1,441,000	-3.5%	13,650	+5.5%	0.43%	-3.2%
XLY	Buy	Cons. Disc. Sector SPDR	$1,428,000	+10.1%	21,415	+10.2%	0.42%	+10.4%
F113PS	Buy	Covidien Ltd	$1,407,000	+1.4%	16,266	+5.7%	0.42%	+1.7%
PEP	Sell	Pepsico	$1,362,000	-3.6%	14,632	-7.5%	0.40%	-3.1%
ORCL	Buy	Oracle	$1,310,000	+11.4%	34,232	+17.9%	0.39%	+11.8%
HAL	Buy	Halliburton	$1,210,000	-1.9%	18,750	+7.9%	0.36%	-1.4%
CME	New	CME Group, Inc.	$1,081,000	–	13,525	–	0.32%	–
TEVA	Buy	Teva Pharm Inds ADR	$1,041,000	+23.3%	19,376	+20.3%	0.31%	+23.7%
NOV	Buy	National Oilwell Varco	$997,000	+0.4%	13,098	+8.6%	0.30%	+0.7%
XLP	Buy	Consumer Staples Sector SPDR	$992,000	+6.7%	22,000	+5.5%	0.29%	+6.9%
XLF	Sell	Financial Sector SPDR	$931,000	-19.9%	40,180	-21.3%	0.28%	-19.5%
VTI	Sell	Vanguard Ttl Stk ETF	$908,000	-9.1%	8,966	-8.6%	0.27%	-8.8%
VFC	Buy	V.F. Corp.	$835,000	+24.3%	12,645	+18.5%	0.25%	+24.7%
GIS	Buy	General Mills Inc.	$828,000	+7.1%	16,421	+11.6%	0.24%	+7.5%
EFA	Buy	iShares MSCI EAFE Fund	$787,000	+0.1%	12,275	+6.8%	0.23%	+0.4%
PCAR	Buy	PACCAR, Inc.	$778,000	+4.0%	13,675	+14.9%	0.23%	+4.5%
IBM	Sell	IBM	$772,000	-21.8%	4,065	-25.4%	0.23%	-21.3%
XLB	Buy	Materials Sector SPDR	$724,000	+16.8%	14,600	+16.9%	0.22%	+17.5%
CHKP	Buy	Check Point Software	$724,000	+25.9%	10,450	+21.9%	0.22%	+26.5%
BRKB	Sell	Berkshire Hathaway B	$711,000	-0.6%	5,147	-8.9%	0.21%	0.0%
T	Sell	AT&T Inc.	$677,000	-22.5%	19,225	-22.1%	0.20%	-22.1%
ABBV	Sell	AbbVie	$665,000	+1.2%	11,520	-1.0%	0.20%	+1.5%
XLI	Buy	Industrial Sector SPDR	$662,000	+13.9%	12,450	+15.8%	0.20%	+14.0%
XLU	Buy	Utilities Sector SPDR	$628,000	+3.5%	14,917	+8.7%	0.19%	+3.9%
AAPL	Sell	Apple Inc.	$607,000	-31.4%	6,020	-36.8%	0.18%	-31.0%
XLE	Buy	Energy Select Sector SPDR	$488,000	+9.9%	5,385	+21.4%	0.14%	+10.7%
ABT	Sell	Abbott Laboratories	$479,000	+0.6%	11,521	-1.0%	0.14%	+0.7%
VNQ	Buy	Vanguard REIT ETF	$468,000	-1.5%	6,512	+2.6%	0.14%	-0.7%
MMM	Sell	3M Corp	$419,000	-30.5%	2,956	-29.8%	0.12%	-30.3%
UNP	Sell	Union Pacific	$390,000	-41.3%	3,600	-45.9%	0.12%	-40.8%
XLV	Buy	Health Care Sector SPDR	$369,000	+83.6%	5,775	+75.0%	0.11%	+84.7%
HD	Sell	Home Depot	$365,000	+9.6%	3,981	-3.3%	0.11%	+10.2%
DJP	Buy	iPath DJ-UBS Commodity Index	$239,000	-8.1%	6,950	+5.3%	0.07%	-7.8%
CB	Sell	Chubb	$209,000	-17.4%	2,299	-16.3%	0.06%	-17.3%
PM	Exit	Philip Morris Int'l	$0	–	-2,409	–	-0.06%	–
SLB	Exit	Schlumberger Ltd.	$0	–	-2,024	–	-0.07%	–
WAG	Exit	Walgreen Co.	$0	–	-3,402	–	-0.07%	–

Q2 2014

			Value		Shares		↓ Weighting
PLD	New	ProLogis Inc	$19,403,000	–	472,200	–	5.73%	–
MRK	New	Merck & Co.	$16,407,000	–	283,616	–	4.84%	–
WFC	New	Wells Fargo & Co.	$16,003,000	–	304,468	–	4.72%	–
PG	New	Procter & Gamble	$15,548,000	–	197,835	–	4.59%	–
BK	New	Bank of NY Mellon	$13,261,000	–	353,818	–	3.92%	–
MLM	New	Martin Marietta Materials	$12,175,000	–	92,200	–	3.59%	–
EXPD	New	Expeditors Int'l	$11,415,000	–	258,501	–	3.37%	–
GE	New	General Electric	$11,329,000	–	431,079	–	3.34%	–
CPN	New	Calpine Corp	$11,262,000	–	473,000	–	3.32%	–
CVX	New	Chevron Corp	$10,734,000	–	82,219	–	3.17%	–
SCHW	New	Charles Schwab	$9,899,000	–	367,575	–	2.92%	–
AA	New	Alcoa	$9,790,000	–	657,500	–	2.89%	–
APA	New	Apache Corp	$9,207,000	–	91,500	–	2.72%	–
RHI	New	Robert Half Intl.	$9,120,000	–	191,025	–	2.69%	–
GOOGL	New	Google Cl A	$9,049,000	–	15,477	–	2.67%	–
GOOG	New	Google Cl C	$8,904,000	–	15,477	–	2.63%	–
BMY	New	Bristol-Myers Squibb	$8,820,000	–	181,825	–	2.60%	–
INTC	New	Intel	$8,037,000	–	260,110	–	2.37%	–
CSCO	New	Cisco Systems	$7,374,000	–	296,758	–	2.18%	–
NEBLQ	New	Noble Corp.	$7,211,000	–	214,883	–	2.13%	–
TDC	New	Teradata Corp	$6,620,000	–	164,675	–	1.95%	–
MSFT	New	Microsoft	$6,251,000	–	149,906	–	1.84%	–
DKS	New	Dick's Sporting Goods	$5,983,000	–	128,500	–	1.77%	–
JNJ	New	Johnson & Johnson	$5,332,000	–	50,962	–	1.57%	–
BIN	New	Progressive Waste Solutions	$4,967,000	–	193,500	–	1.47%	–
XOM	New	Exxon Mobil	$4,590,000	–	45,586	–	1.36%	–
VEU	New	Vanguard FTSE All-World ex-US	$4,555,000	–	87,101	–	1.34%	–
SYY	New	Sysco Corp	$4,485,000	–	119,750	–	1.32%	–
WMT	New	Wal-Mart Stores	$3,848,000	–	51,261	–	1.14%	–
AMGN	New	Amgen Inc.	$3,675,000	–	31,050	–	1.08%	–
IJH	New	iShares S&P Mid Cap 400	$2,784,000	–	19,461	–	0.82%	–
AXP	New	American Express	$2,744,000	–	28,927	–	0.81%	–
IJR	New	iShares S&P Small Cap 600	$2,681,000	–	23,919	–	0.79%	–
PFE	New	Pfizer	$2,548,000	–	85,864	–	0.75%	–
DIS	New	Walt Disney	$2,011,000	–	23,450	–	0.59%	–
KO	New	Coca Cola	$1,955,000	–	46,157	–	0.58%	–
LOW	New	Lowe's Cos.	$1,882,000	–	39,225	–	0.56%	–
USB	New	U.S. Bancorp	$1,800,000	–	41,558	–	0.53%	–
D	New	Dominion Resources	$1,781,000	–	24,909	–	0.53%	–
VZ	New	Verizon Comm.	$1,746,000	–	35,692	–	0.52%	–
DD	New	Du Pont	$1,719,000	–	26,262	–	0.51%	–
ALL	New	Allstate Corp.	$1,640,000	–	27,923	–	0.48%	–
DHR	New	Danaher Corp	$1,618,000	–	20,555	–	0.48%	–
JPM	New	J.P. Morgan Chase	$1,596,000	–	27,692	–	0.47%	–
UTX	New	United Technologies	$1,494,000	–	12,942	–	0.44%	–
HPQ	New	Hewlett Packard	$1,447,000	–	42,967	–	0.43%	–
PEP	New	Pepsico	$1,413,000	–	15,821	–	0.42%	–
XLK	New	Technology Sector SPDR	$1,394,000	–	36,360	–	0.41%	–
F113PS	New	Covidien Ltd	$1,388,000	–	15,386	–	0.41%	–
MCD	New	McDonald's	$1,361,000	–	13,513	–	0.40%	–
XLY	New	Cons. Disc. Sector SPDR	$1,297,000	–	19,440	–	0.38%	–
HAL	New	Halliburton	$1,234,000	–	17,375	–	0.36%	–
CAT	New	Caterpillar	$1,199,000	–	11,034	–	0.35%	–
ORCL	New	Oracle	$1,176,000	–	29,026	–	0.35%	–
XLF	New	Financial Sector SPDR	$1,162,000	–	51,080	–	0.34%	–
VTI	New	Vanguard Ttl Stk ETF	$999,000	–	9,814	–	0.30%	–
NOV	New	National Oilwell Varco	$993,000	–	12,061	–	0.29%	–
IBM	New	IBM	$987,000	–	5,446	–	0.29%	–
XLP	New	Consumer Staples Sector SPDR	$930,000	–	20,850	–	0.28%	–
AAPL	New	Apple Inc.	$885,000	–	9,520	–	0.26%	–
T	New	AT&T Inc.	$873,000	–	24,687	–	0.26%	–
TEVA	New	Teva Pharm Inds ADR	$844,000	–	16,109	–	0.25%	–
EFA	New	iShares MSCI EAFE Fund	$786,000	–	11,490	–	0.23%	–
GIS	New	General Mills Inc.	$773,000	–	14,711	–	0.23%	–
PCAR	New	PACCAR, Inc.	$748,000	–	11,900	–	0.22%	–
BRKB	New	Berkshire Hathaway B	$715,000	–	5,652	–	0.21%	–
VFC	New	V.F. Corp.	$672,000	–	10,670	–	0.20%	–
UNP	New	Union Pacific	$664,000	–	6,656	–	0.20%	–
ABBV	New	AbbVie	$657,000	–	11,636	–	0.19%	–
XRX	New	Xerox	$638,000	–	51,290	–	0.19%	–
XLB	New	Materials Sector SPDR	$620,000	–	12,490	–	0.18%	–
XLU	New	Utilities Sector SPDR	$607,000	–	13,725	–	0.18%	–
MMM	New	3M Corp	$603,000	–	4,208	–	0.18%	–
XLI	New	Industrial Sector SPDR	$581,000	–	10,750	–	0.17%	–
CHKP	New	Check Point Software	$575,000	–	8,575	–	0.17%	–
PCG	New	PG&E Corporation	$506,000	–	10,533	–	0.15%	–
ADP	New	Automatic Data Proc.	$499,000	–	6,300	–	0.15%	–
ABT	New	Abbott Laboratories	$476,000	–	11,636	–	0.14%	–
VNQ	New	Vanguard REIT ETF	$475,000	–	6,347	–	0.14%	–
XLE	New	Energy Select Sector SPDR	$444,000	–	4,435	–	0.13%	–
VGT	New	Vanguard Info Tech ETF	$407,000	–	4,200	–	0.12%	–
HD	New	Home Depot	$333,000	–	4,116	–	0.10%	–
TROW	New	T. Rowe Price Group	$304,000	–	3,600	–	0.09%	–
DJP	New	iPath DJ-UBS Commodity Index	$260,000	–	6,600	–	0.08%	–
CB	New	Chubb	$253,000	–	2,748	–	0.08%	–
WAG	New	Walgreen Co.	$252,000	–	3,402	–	0.07%	–
SLB	New	Schlumberger Ltd.	$239,000	–	2,024	–	0.07%	–
BXP	New	Boston Properties	$236,000	–	2,000	–	0.07%	–
PM	New	Philip Morris Int'l	$203,000	–	2,409	–	0.06%	–
XLV	New	Health Care Sector SPDR	$201,000	–	3,300	–	0.06%	–
RWT	New	Redwood Trust Inc.	$195,000	–	10,000	–	0.06%	–

Q4 2013

			Value		Shares		↓ Weighting
BAC	Exit	BankAmerica	$0	–	-12,747	–	-0.06%	–
RWT	Exit	Redwood Trust Inc.	$0	–	-10,000	–	-0.07%	–
TGT	Exit	Target	$0	–	-3,227	–	-0.08%	–
BXP	Exit	Boston Properties	$0	–	-2,000	–	-0.08%	–
VOD	Exit	Vodafone Group	$0	–	-6,584	–	-0.08%	–
DJP	Exit	iPath DJ-UBS Commodity Index	$0	–	-6,600	–	-0.09%	–
TROW	Exit	T. Rowe Price Group	$0	–	-3,600	–	-0.09%	–
CB	Exit	Chubb	$0	–	-3,048	–	-0.10%	–
ABT	Exit	Abbott Laboratories	$0	–	-9,300	–	-0.11%	–
UNP	Exit	Union Pacific	$0	–	-2,000	–	-0.11%	–
MMM	Exit	3M Corp	$0	–	-2,800	–	-0.12%	–
VTI	Exit	Vanguard Ttl Stk ETF	$0	–	-4,035	–	-0.13%	–
VGT	Exit	Vanguard Info Tech ETF	$0	–	-4,600	–	-0.13%	–
XLE	Exit	Energy Select Sector SPDR	$0	–	-4,550	–	-0.14%	–
XLF	Exit	Financial Sector SPDR	$0	–	-19,480	–	-0.14%	–
AAPL	Exit	Apple Inc.	$0	–	-850	–	-0.15%	–
PCG	Exit	PG&E Corporation	$0	–	-9,963	–	-0.15%	–
ABBV	Exit	AbbVie	$0	–	-9,300	–	-0.15%	–
VNQ	Exit	Vanguard REIT ETF	$0	–	-6,452	–	-0.16%	–
CHKP	Exit	Check Point Software	$0	–	-7,675	–	-0.16%	–
ADP	Exit	Automatic Data Proc.	$0	–	-6,300	–	-0.16%	–
VFC	Exit	V.F. Corp.	$0	–	-2,435	–	-0.18%	–
GIS	Exit	General Mills Inc.	$0	–	-10,205	–	-0.18%	–
TDC	Exit	Teradata Corp	$0	–	-8,800	–	-0.18%	–
XLB	Exit	Materials Sector SPDR	$0	–	-12,565	–	-0.19%	–
XRX	Exit	Xerox	$0	–	-51,840	–	-0.19%	–
XLU	Exit	Utilities Sector SPDR	$0	–	-14,275	–	-0.19%	–
T	Exit	AT&T Inc.	$0	–	-16,630	–	-0.20%	–
TEVA	Exit	Teva Pharm Inds ADR	$0	–	-15,543	–	-0.21%	–
BRKB	Exit	Berkshire Hathaway B	$0	–	-5,464	–	-0.22%	–
EFA	Exit	iShares MSCI EAFE Fund	$0	–	-11,990	–	-0.28%	–
IBM	Exit	IBM	$0	–	-4,192	–	-0.28%	–
XLK	Exit	Technology Sector SPDR	$0	–	-24,935	–	-0.29%	–
NOV	Exit	National Oilwell Varco	$0	–	-10,625	–	-0.30%	–
HAL	Exit	Halliburton	$0	–	-17,275	–	-0.30%	–
F113PS	Exit	Covidien Ltd	$0	–	-14,075	–	-0.31%	–
XLP	Exit	Consumer Staples Sector SPDR	$0	–	-21,625	–	-0.31%	–
ORCL	Exit	Oracle	$0	–	-26,291	–	-0.32%	–
HPQ	Exit	Hewlett Packard	$0	–	-42,100	–	-0.32%	–
CAT	Exit	Caterpillar	$0	–	-11,134	–	-0.34%	–
XLY	Exit	Cons. Disc. Sector SPDR	$0	–	-18,440	–	-0.40%	–
PEP	Exit	Pepsico	$0	–	-16,250	–	-0.47%	–
VZ	Exit	Verizon Comm.	$0	–	-30,529	–	-0.52%	–
JPM	Exit	J.P. Morgan Chase	$0	–	-27,623	–	-0.52%	–
BA	Exit	Boeing Co.	$0	–	-12,349	–	-0.52%	–
MCD	Exit	McDonald's	$0	–	-15,213	–	-0.53%	–
ALL	Exit	Allstate Corp.	$0	–	-29,348	–	-0.54%	–
USB	Exit	U.S. Bancorp	$0	–	-41,558	–	-0.55%	–
DIS	Exit	Walt Disney	$0	–	-24,050	–	-0.56%	–
DD	Exit	Du Pont	$0	–	-26,533	–	-0.56%	–
KO	Exit	Coca Cola	$0	–	-42,233	–	-0.58%	–
DHR	Exit	Danaher Corp	$0	–	-23,065	–	-0.58%	–
D	Exit	Dominion Resources	$0	–	-25,859	–	-0.58%	–
UTX	Exit	United Technologies	$0	–	-15,300	–	-0.60%	–
LOW	Exit	Lowe's Cos.	$0	–	-43,075	–	-0.74%	–
AXP	Exit	American Express	$0	–	-29,295	–	-0.80%	–
IJR	Exit	iShares S&P Small Cap 600	$0	–	-23,094	–	-0.83%	–
IJH	Exit	iShares S&P Mid Cap 400	$0	–	-18,621	–	-0.84%	–
PFE	Exit	Pfizer	$0	–	-96,783	–	-1.01%	–
XOM	Exit	Exxon Mobil	$0	–	-41,655	–	-1.30%	–
AMGN	Exit	Amgen Inc.	$0	–	-32,050	–	-1.30%	–
VEU	Exit	Vanguard FTSE All-World ex-US	$0	–	-77,102	–	-1.36%	–
WMT	Exit	Wal-Mart Stores	$0	–	-51,361	–	-1.38%	–
SYY	Exit	Sysco Corp	$0	–	-122,500	–	-1.41%	–
JNJ	Exit	Johnson & Johnson	$0	–	-51,562	–	-1.62%	–
BMY	Exit	Bristol-Myers Squibb	$0	–	-101,980	–	-1.71%	–
MSFT	Exit	Microsoft	$0	–	-150,556	–	-1.81%	–
BIN	Exit	Progressive Waste Solutions	$0	–	-195,500	–	-1.82%	–
APA	Exit	Apache Corp	$0	–	-60,050	–	-1.85%	–
RHI	Exit	Robert Half Intl.	$0	–	-147,675	–	-2.09%	–
AA	Exit	Alcoa	$0	–	-711,500	–	-2.09%	–
INTC	Exit	Intel	$0	–	-257,505	–	-2.14%	–
DKS	Exit	Dick's Sporting Goods	$0	–	-126,975	–	-2.45%	–
CSCO	Exit	Cisco Systems	$0	–	-295,308	–	-2.50%	–
NE	Exit	Noble Corp.	$0	–	-225,225	–	-3.08%	–
SCHW	Exit	Charles Schwab	$0	–	-405,775	–	-3.11%	–
MLM	Exit	Martin Marietta Materials	$0	–	-93,200	–	-3.31%	–
CPN	Exit	Calpine Corp	$0	–	-473,000	–	-3.33%	–
CVX	Exit	Chevron Corp	$0	–	-81,206	–	-3.57%	–
GE	Exit	General Electric	$0	–	-427,509	–	-3.70%	–
BK	Exit	Bank of NY Mellon	$0	–	-352,155	–	-3.85%	–
EXPD	Exit	Expeditors Int'l	$0	–	-259,501	–	-4.14%	–
WFC	Exit	Wells Fargo & Co.	$0	–	-305,830	–	-4.58%	–
GOOGL	Exit	Google Inc. A	$0	–	-15,384	–	-4.88%	–
MRK	Exit	Merck & Co.	$0	–	-293,716	–	-5.06%	–
PG	Exit	Procter & Gamble	$0	–	-188,557	–	-5.16%	–
PLD	Exit	ProLogis Inc	$0	–	-472,200	–	-6.43%	–

Q3 2013

			Value		Shares		↓ Weighting
PG	Buy	Procter & Gamble	$14,253,000	-1.8%	188,557	+0.0%	5.16%	-13.6%
MRK	Buy	Merck & Co.	$13,984,000	+46.6%	293,716	+43.1%	5.06%	+29.0%
GOOGL	Buy	Google Inc. A	$13,475,000	+18.8%	15,384	+19.4%	4.88%	+4.5%
WFC	Sell	Wells Fargo & Co.	$12,637,000	-0.2%	305,830	-0.3%	4.58%	-12.2%
EXPD	Buy	Expeditors Int'l	$11,434,000	+35.6%	259,501	+17.0%	4.14%	+19.2%
BK	Buy	Bank of NY Mellon	$10,632,000	+34.9%	352,155	+25.3%	3.85%	+18.6%
GE	Buy	General Electric	$10,213,000	+16.6%	427,509	+13.2%	3.70%	+2.6%
CVX	Buy	Chevron Corp	$9,867,000	+2.9%	81,206	+0.2%	3.57%	-9.5%
CPN	Buy	Calpine Corp	$9,190,000	+30.4%	473,000	+42.5%	3.33%	+14.7%
MLM	Buy	Martin Marietta Materials	$9,149,000	+23.1%	93,200	+23.4%	3.31%	+8.3%
SCHW	Buy	Charles Schwab	$8,578,000	+18.0%	405,775	+18.5%	3.11%	+3.8%
NE	Buy	Noble Corp.	$8,507,000	+25.4%	225,225	+24.8%	3.08%	+10.4%
CSCO	Buy	Cisco Systems	$6,919,000	-3.4%	295,308	+0.3%	2.50%	-15.0%
DKS	Buy	Dick's Sporting Goods	$6,778,000	+74.2%	126,975	+63.4%	2.45%	+53.3%
INTC	Sell	Intel	$5,902,000	-7.3%	257,505	-2.0%	2.14%	-18.4%
AA	Buy	Alcoa	$5,777,000	+28.1%	711,500	+23.4%	2.09%	+12.7%
RHI	Buy	Robert Half Intl.	$5,764,000	+38.3%	147,675	+17.7%	2.09%	+21.6%
APA	Buy	Apache Corp	$5,113,000	+148.9%	60,050	+145.1%	1.85%	+119.1%
BIN	Buy	Progressive Waste Solutions	$5,030,000	+50.4%	195,500	+25.7%	1.82%	+32.2%
MSFT	Sell	Microsoft	$5,011,000	-12.9%	150,556	-9.6%	1.81%	-23.4%
BMY	Buy	Bristol-Myers Squibb	$4,720,000	+28.1%	101,980	+23.6%	1.71%	+12.7%
JNJ	Buy	Johnson & Johnson	$4,470,000	+2.0%	51,562	+1.0%	1.62%	-10.3%
SYY	Sell	Sysco Corp	$3,899,000	-7.9%	122,500	-1.2%	1.41%	-19.0%
WMT	Sell	Wal-Mart Stores	$3,799,000	-13.3%	51,361	-12.7%	1.38%	-23.7%
VEU	Buy	Vanguard FTSE All-World ex-US	$3,747,000	+53.9%	77,102	+40.1%	1.36%	+35.4%
AMGN	Sell	Amgen Inc.	$3,587,000	-15.5%	32,050	-25.6%	1.30%	-25.7%
XOM	Buy	Exxon Mobil	$3,584,000	-4.1%	41,655	+0.7%	1.30%	-15.6%
PFE	Sell	Pfizer	$2,780,000	-6.8%	96,783	-9.1%	1.01%	-18.0%
IJH	Buy	iShares S&P Mid Cap 400	$2,312,000	+9.0%	18,621	+1.3%	0.84%	-4.1%
IJR	Buy	iShares S&P Small Cap 600	$2,305,000	+11.9%	23,094	+1.2%	0.83%	-1.7%
AXP	Sell	American Express	$2,212,000	-5.5%	29,295	-6.4%	0.80%	-16.8%
LOW	Sell	Lowe's Cos.	$2,051,000	+13.5%	43,075	-2.5%	0.74%	-0.1%
UTX	Sell	United Technologies	$1,650,000	+12.6%	15,300	-3.0%	0.60%	-1.0%
D	Sell	Dominion Resources	$1,616,000	+7.9%	25,859	-1.9%	0.58%	-5.2%
KO	Buy	Coca Cola	$1,600,000	-4.8%	42,233	+0.8%	0.58%	-16.3%
DHR	Sell	Danaher Corp	$1,599,000	+8.3%	23,065	-1.1%	0.58%	-4.8%
DD	Sell	Du Pont	$1,554,000	+11.3%	26,533	-0.2%	0.56%	-2.1%
DIS	Buy	Walt Disney	$1,551,000	+4.0%	24,050	+1.8%	0.56%	-8.5%
USB	Buy	U.S. Bancorp	$1,520,000	+2.4%	41,558	+1.2%	0.55%	-10.0%
ALL	Sell	Allstate Corp.	$1,484,000	+4.1%	29,348	-0.9%	0.54%	-8.5%
BA	Sell	Boeing Co.	$1,451,000	+10.0%	12,349	-4.1%	0.52%	-3.3%
JPM	Sell	J.P. Morgan Chase	$1,428,000	-2.3%	27,623	-0.3%	0.52%	-14.1%
VZ	Buy	Verizon Comm.	$1,425,000	-7.0%	30,529	+0.2%	0.52%	-18.2%
PEP	Buy	Pepsico	$1,292,000	-0.3%	16,250	+2.5%	0.47%	-12.2%
XLY	Buy	Cons. Disc. Sector SPDR	$1,118,000	+9.6%	18,440	+1.9%	0.40%	-3.6%
CAT	Buy	Caterpillar	$929,000	+3.9%	11,134	+2.8%	0.34%	-8.7%
ORCL	Sell	Oracle	$872,000	-1.9%	26,291	-9.2%	0.32%	-13.7%
XLP	New	Consumer Staples Sector SPDR	$861,000	–	21,625	–	0.31%	–
F113PS	Buy	Covidien Ltd	$858,000	+2.6%	14,075	+5.8%	0.31%	-9.6%
HAL	Buy	Halliburton	$832,000	+20.2%	17,275	+4.2%	0.30%	+5.6%
NOV	Buy	National Oilwell Varco	$830,000	+18.1%	10,625	+4.2%	0.30%	+3.8%
XLK	Buy	Technology Sector SPDR	$799,000	+12.5%	24,935	+7.5%	0.29%	-1.0%
IBM	Buy	IBM	$776,000	+0.5%	4,192	+3.7%	0.28%	-11.6%
EFA	Buy	iShares MSCI EAFE Fund	$765,000	+24.4%	11,990	+11.6%	0.28%	+9.5%
BRKB	Sell	Berkshire Hathaway B	$620,000	+0.5%	5,464	-0.9%	0.22%	-11.8%
TEVA	Buy	Teva Pharm Inds ADR	$587,000	-1.2%	15,543	+2.6%	0.21%	-12.7%
T	Buy	AT&T Inc.	$562,000	-2.8%	16,630	+1.8%	0.20%	-14.7%
XLU	Sell	Utilities Sector SPDR	$533,000	-2.7%	14,275	-1.9%	0.19%	-14.6%
XLB	Buy	Materials Sector SPDR	$528,000	+11.2%	12,565	+1.4%	0.19%	-2.6%
TDC	Buy	Teradata Corp	$488,000	+15.6%	8,800	+4.8%	0.18%	+1.7%
GIS	Buy	General Mills Inc.	$489,000	+7.2%	10,205	+8.5%	0.18%	-5.9%
VFC	Buy	V.F. Corp.	$485,000	+11.0%	2,435	+7.5%	0.18%	-2.2%
CHKP	Buy	Check Point Software	$434,000	+23.6%	7,675	+8.5%	0.16%	+9.0%
VNQ	Buy	Vanguard REIT ETF	$427,000	-2.3%	6,452	+1.6%	0.16%	-13.9%
ABBV	Sell	AbbVie	$416,000	+1.2%	9,300	-6.5%	0.15%	-10.7%
AAPL	Buy	Apple Inc.	$405,000	+35.5%	850	+12.6%	0.15%	+19.5%
XLF	Sell	Financial Sector SPDR	$388,000	-25.1%	19,480	-26.9%	0.14%	-34.3%
XLE	Buy	Energy Select Sector SPDR	$377,000	+18.9%	4,550	+12.3%	0.14%	+4.6%
VTI	Buy	Vanguard Ttl Stk ETF	$354,000	+11.7%	4,035	+5.2%	0.13%	-1.5%
UNP	Buy	Union Pacific	$311,000	+6.1%	2,000	+5.3%	0.11%	-6.6%
ABT	Sell	Abbott Laboratories	$309,000	-15.1%	9,300	-11.0%	0.11%	-25.3%
VOD	New	Vodafone Group	$232,000	–	6,584	–	0.08%	–
TGT	Sell	Target	$206,000	-12.7%	3,227	-5.8%	0.08%	-22.7%
RWT	New	Redwood Trust Inc.	$197,000	–	10,000	–	0.07%	–
SJM	Exit	Smucker (J.M.)	$0	–	-2,027	–	-0.09%	–

Q2 2013

			Value		Shares		↓ Weighting
PLD	New	ProLogis Inc	$17,811,000	–	472,200	–	7.33%	–
PG	New	Procter & Gamble	$14,515,000	–	188,527	–	5.97%	–
WFC	New	Wells Fargo & Co.	$12,663,000	–	306,830	–	5.21%	–
GOOGL	New	Google Inc. A	$11,344,000	–	12,885	–	4.67%	–
CVX	New	Chevron Corp	$9,592,000	–	81,056	–	3.95%	–
MRK	New	Merck & Co.	$9,537,000	–	205,321	–	3.92%	–
GE	New	General Electric	$8,757,000	–	377,609	–	3.60%	–
EXPD	New	Expeditors Int'l	$8,434,000	–	221,701	–	3.47%	–
BK	New	Bank of NY Mellon	$7,881,000	–	280,955	–	3.24%	–
MLM	New	Martin Marietta Materials	$7,431,000	–	75,500	–	3.06%	–
SCHW	New	Charles Schwab	$7,268,000	–	342,350	–	2.99%	–
CSCO	New	Cisco Systems	$7,162,000	–	294,308	–	2.95%	–
CPN	New	Calpine Corp	$7,048,000	–	332,000	–	2.90%	–
NE	New	Noble Corp.	$6,782,000	–	180,475	–	2.79%	–
INTC	New	Intel	$6,365,000	–	262,705	–	2.62%	–
MSFT	New	Microsoft	$5,751,000	–	166,472	–	2.37%	–
AA	New	Alcoa	$4,508,000	–	576,500	–	1.86%	–
JNJ	New	Johnson & Johnson	$4,384,000	–	51,062	–	1.80%	–
WMT	New	Wal-Mart Stores	$4,381,000	–	58,811	–	1.80%	–
AMGN	New	Amgen Inc.	$4,247,000	–	43,050	–	1.75%	–
SYY	New	Sysco Corp	$4,234,000	–	123,950	–	1.74%	–
RHI	New	Robert Half Intl.	$4,168,000	–	125,425	–	1.72%	–
DKS	New	Dick's Sporting Goods	$3,890,000	–	77,700	–	1.60%	–
XOM	New	Exxon Mobil	$3,736,000	–	41,355	–	1.54%	–
BMY	New	Bristol-Myers Squibb	$3,686,000	–	82,480	–	1.52%	–
BIN	New	Progressive Waste Solutions	$3,345,000	–	155,500	–	1.38%	–
PFE	New	Pfizer	$2,982,000	–	106,467	–	1.23%	–
VEU	New	Vanguard FTSE All-World ex-US	$2,434,000	–	55,047	–	1.00%	–
AXP	New	American Express	$2,340,000	–	31,295	–	0.96%	–
IJH	New	iShares S&P Mid Cap 400	$2,122,000	–	18,376	–	0.87%	–
IJR	New	iShares S&P Small Cap 600	$2,060,000	–	22,814	–	0.85%	–
APA	New	Apache Corp	$2,054,000	–	24,500	–	0.84%	–
LOW	New	Lowe's Cos.	$1,807,000	–	44,175	–	0.74%	–
KO	New	Coca Cola	$1,681,000	–	41,908	–	0.69%	–
VZ	New	Verizon Comm.	$1,533,000	–	30,454	–	0.63%	–
MCD	New	McDonald's	$1,506,000	–	15,213	–	0.62%	–
D	New	Dominion Resources	$1,498,000	–	26,359	–	0.62%	–
DIS	New	Walt Disney	$1,492,000	–	23,625	–	0.61%	–
USB	New	U.S. Bancorp	$1,484,000	–	41,058	–	0.61%	–
DHR	New	Danaher Corp	$1,477,000	–	23,329	–	0.61%	–
UTX	New	United Technologies	$1,466,000	–	15,775	–	0.60%	–
JPM	New	J.P. Morgan Chase	$1,462,000	–	27,698	–	0.60%	–
ALL	New	Allstate Corp.	$1,425,000	–	29,623	–	0.59%	–
DD	New	Du Pont	$1,396,000	–	26,583	–	0.58%	–
BA	New	Boeing Co.	$1,319,000	–	12,874	–	0.54%	–
PEP	New	Pepsico	$1,296,000	–	15,850	–	0.53%	–
HPQ	New	Hewlett Packard	$1,044,000	–	42,100	–	0.43%	–
XLY	New	Cons. Disc. Sector SPDR	$1,020,000	–	18,090	–	0.42%	–
CAT	New	Caterpillar	$894,000	–	10,834	–	0.37%	–
ORCL	New	Oracle	$889,000	–	28,941	–	0.37%	–
F113PS	New	Covidien Ltd	$836,000	–	13,300	–	0.34%	–
IBM	New	IBM	$772,000	–	4,042	–	0.32%	–
XLK	New	Technology Sector SPDR	$710,000	–	23,205	–	0.29%	–
NOV	New	National Oilwell Varco	$703,000	–	10,200	–	0.29%	–
HAL	New	Halliburton	$692,000	–	16,575	–	0.28%	–
BRKB	New	Berkshire Hathaway B	$617,000	–	5,514	–	0.25%	–
EFA	New	iShares MSCI EAFE Fund	$615,000	–	10,740	–	0.25%	–
TEVA	New	Teva Pharm Inds ADR	$594,000	–	15,143	–	0.24%	–
T	New	AT&T Inc.	$578,000	–	16,330	–	0.24%	–
XLU	New	Utilities Sector SPDR	$548,000	–	14,550	–	0.23%	–
XLF	New	Financial Sector SPDR	$518,000	–	26,650	–	0.21%	–
XLB	New	Materials Sector SPDR	$475,000	–	12,390	–	0.20%	–
XRX	New	Xerox	$470,000	–	51,840	–	0.19%	–
PCG	New	PG&E Corporation	$456,000	–	9,963	–	0.19%	–
GIS	New	General Mills Inc.	$456,000	–	9,405	–	0.19%	–
VFC	New	V.F. Corp.	$437,000	–	2,265	–	0.18%	–
VNQ	New	Vanguard REIT ETF	$437,000	–	6,352	–	0.18%	–
ADP	New	Automatic Data Proc.	$434,000	–	6,300	–	0.18%	–
TDC	New	Teradata Corp	$422,000	–	8,400	–	0.17%	–
ABBV	New	AbbVie	$411,000	–	9,950	–	0.17%	–
ABT	New	Abbott Laboratories	$364,000	–	10,450	–	0.15%	–
CHKP	New	Check Point Software	$351,000	–	7,075	–	0.14%	–
VGT	New	Vanguard Info Tech ETF	$340,000	–	4,600	–	0.14%	–
VTI	New	Vanguard Ttl Stk ETF	$317,000	–	3,835	–	0.13%	–
XLE	New	Energy Select Sector SPDR	$317,000	–	4,050	–	0.13%	–
MMM	New	3M Corp	$306,000	–	2,800	–	0.13%	–
AAPL	New	Apple Inc.	$299,000	–	755	–	0.12%	–
UNP	New	Union Pacific	$293,000	–	1,900	–	0.12%	–
TROW	New	T. Rowe Price Group	$264,000	–	3,600	–	0.11%	–
CB	New	Chubb	$258,000	–	3,048	–	0.11%	–
DJP	New	iPath DJ-UBS Commodity Index	$241,000	–	6,600	–	0.10%	–
TGT	New	Target	$236,000	–	3,427	–	0.10%	–
BXP	New	Boston Properties	$211,000	–	2,000	–	0.09%	–
SJM	New	Smucker (J.M.)	$209,000	–	2,027	–	0.09%	–
BAC	New	BankAmerica	$164,000	–	12,747	–	0.07%	–

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